Realest shit I’ve heard all year

Mental, spiritual and emotional discipline and intelligence is exactly what I keep encouraging to me and mine

Got to brother 🫡

85 South with John Hope Bryant.

The “from Atlanta all the way up to north Florida” part gave me pause….

@KarlousM He speaking facts!! Drive around neighborhoods that have multi million dollar homes and you’ll see tons of Hyndai, Fords, Toyota, Kia etc… They got it to get a BMW or Benz but they don’t value those cars like that. Mostly the really rich places are filled with high end cars.

The truth hurts…as we were growing up..everyone pushes religion…not financial literacy…god will take care of it…then the bill don’t get paid 🤔🤔🤔🤷🏽‍♂️

If you "loved" your people, you'd be fighting for reparations for us. But you don't love your people. You make money off your people and talk a good game. No group in our country has experienced what ADOS have, then claim they don't need reparations, all we have to do is work hard. SMH.

He will absolutely right regarding car ownership. Furthermore, they are designed, built and manufactured to break so they can sell you an extended warranty.

Some of the brothers are locked in on Black version of capitalism…hmm, let’s see what the sisters have to say:

Credit scores are bullshit!!! My score fell 94 points on equifax and 78 on transunion because I paid off a loan 4 months ago. I have a 100% payment history and credit card utilization of 12%. There’s nothing in my credit history or report that explains my score.

Try talking to people and not at them. Try being engaged in a conversation and not having a soliloquy. Try being a little less condescending and be uplifting. Don’t talk down to people to lift them up … arrogance is a poor teacher! Be better my good smartest brother on earth!

As a General Motors employee he is spot on !

I have an 813 credit score and i’ve been denied multiple small business loans in Georgia. Flat out denied.

Fk credit it’s stupid 😂 finish my car loans and my score goes down fk them

The entire interview was a masterpiece

this conversation isn’t only for blacks. Financial illiteracy is problematic across all demographics. schools would rather devote time to music history than actual life skills.

lol people live yall life, good bad or ugly, all this financial advice for the most part come from politicians and the elites who have stole billions and millions from tax payers, corporations file for bankruptcy, president of USA did also and also don't pay taxes it's a scam USA

Should've had a robe on because he preached.

U can get an fha with less than a 620 3.5% down on a house just have to deal with PMI

So this condescending and can go a few ways 1. To dismiss banks roles, their history and the overwhelming fact the race applies to everything is idiotic. 2. Capitalism isn’t going to save you or this country. 3. This the exception to the rule. 4. You can’t uplift and punch down

We have been creative in news, sorrow, oppression, degradation, silence, joy, pain...we are always creative. I agree with him on several things, but deep down, he isn't a fan of Black people. He should alk about the history and origin of credit scores, too.

You own 700 homes? Go fuck yourself you greedy fuck

I don’t see what his point was. Never understood the whole blk ppl being a credit risk thing 1) bc we’ve successfully built economic ecosystems before 2) we know the context and history of how we got here 3) he admits when we’re actually on equal footing we perform well

I’m tired of folks talkin bout starting with healing trauma , every black person ever who has found success had trauma. It’s not something we can just toss to the side . It’s with us , it’s a part of us . Yea he’s making sense but don’t let him make you think you aren’t capable

Same playbook all of these people use. I’m the special negro and all the rest of you are incapable of. I stop listening to this silly stuff 10 years ago. And if this is real to you then you were raised on fake shit.

I was following him until he started talking about noise. Folks like this have been told to hate themselves and their culture. Creativity has little to nothing to do with noise or lack of it. There are folks who thrive in that noise and chaos. He’s calling his couture noise

When Big said “no car payment” on hypnotize I really felt that 🙏🏾

Is this supposed to be groundbreaking? lol

He right, instead buying a Mercedes i bought into pilot school as a commercial pilot with a helicopter all cost the same for a Mercedes. Now I can fly to get to where I am going. Invest in yourself.

Buy here, pay here. They basically take a $20k car sell it 10 different times for $25k then repo it, and end up making $250k in sales and another $250k in finance fees. It’s a shame our schools don’t teach basic financial literacy

John Hope Bryant loves to approach black finance from an ahistorical vacuum. Like, I know black people lack generational wealth, and the banks may be racist.... BUT. Naw bruh, we can't BUT our way past that. It has to be addressed for us to move forward.

I hope people will watch, rewatch and take notes from this clip. This is so powerful. It is a map for success. It tells you why the fear us. Pin this one. Add it to your notes. Refer back to it again and again.

That’s why you buy a used car WHOLE, no payments. Drive it until the wheels fall off & repeat the process. Cars are nothing but a bill, keep that bill as low as possible. Never had a car payment in my life.

I don’t wanna learn nothin from a muh phucka that don’t know up from down Florida is down from Atlanta sir ☠️

I ain’t hear nothing wrong.