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🚨 SHE JUST DID THE MATH ON HER MORTGAGE - AND IT’S MAKING PEOPLE SICK An American homeowner breaks down her numbers on camera and it hits hard. She bought a $300,000 house with a 30-year mortgage at 5% - the most normal setup imaginable. But the math is... show more

HustleBitch

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1,623,224 次观看 • 7 个月前 •via X (Twitter)

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🚨 THE AMERICAN DREAM IS A FINANCIAL PSYOP - YOU PAY FOR 20 YEARS AND THE BANK STILL OWNS YOUR HOUSE They tell Americans that renting is ‘throwing money away’ - so you’re supposed to buy at any cost, So this homeowner calmly breaks down his mortgage on camera - and the math is horrifying. $359,000 loan. 5.75% interest. 30-year fixed. Monthly payment: $2,825 Interest alone: $1,720 Taxes + insurance: ~$600 That means only $480 a month actually goes toward owning the house. After 3.5 years of payments - nearly $110,000 sent in - only $19–20K came off the principal. At this pace, interest doesn’t even lose until YEAR 19. Just the quiet reality baked into the modern American mortgage system. If you pay for decades and own nothing… how is that not a scam?

🚨 THE AMERICAN DREAM IS A FINANCIAL PSYOP - YOU PAY FOR 20 YEARS AND THE BANK STILL OWNS YOUR HOUSE They tell Americans that renting is ‘throwing money away’ - so you’re supposed to buy at any cost, So this homeowner calmly breaks down his mortgage on camera - and the math is horrifying. $359,000 loan. 5.75% interest. 30-year fixed. Monthly payment: $2,825 Interest alone: $1,720 Taxes + insurance: ~$600 That means only $480 a month actually goes toward owning the house. After 3.5 years of payments - nearly $110,000 sent in - only $19–20K came off the principal. At this pace, interest doesn’t even lose until YEAR 19. Just the quiet reality baked into the modern American mortgage system. If you pay for decades and own nothing… how is that not a scam?

HustleBitch

106,260 次观看 • 7 个月前

🚨 HOME INSURANCE NOW COSTS MORE THAN THE MORTGAGE - AND SHE’S NEVER FILED A CLAIM A South Florida homeowner just laid out the actual math behind owning a home in Florida - and it’s ugly. She owns a basic, non-luxury home, bought in 2018. She has never filed a single insurance claim. Then her hurricane insurance company left the state, forcing her onto Citizens - the only insurer willing to cover her. No alternatives. No shopping around. Her hurricane insurance jumped from $5,267 last year to $6,394 this year - with zero damage, zero storms, and zero claims. On top of that, Florida requires: – Interior/home insurance – Mandatory flood insurance – Property taxes in Broward County When she adds everything together, she realizes: “All of this combined monthly costs more than my mortgage payment.” That means she’s paying more to insure the house than to own the house. Not beachfront. Not luxury. Not upgraded. Just a normal homeowner getting squeezed at renewal time while insurers quietly exit the state. So be honest: would you sell and leave… or keep paying and hope it gets better?

🚨 HOME INSURANCE NOW COSTS MORE THAN THE MORTGAGE - AND SHE’S NEVER FILED A CLAIM A South Florida homeowner just laid out the actual math behind owning a home in Florida - and it’s ugly. She owns a basic, non-luxury home, bought in 2018. She has never filed a single insurance claim. Then her hurricane insurance company left the state, forcing her onto Citizens - the only insurer willing to cover her. No alternatives. No shopping around. Her hurricane insurance jumped from $5,267 last year to $6,394 this year - with zero damage, zero storms, and zero claims. On top of that, Florida requires: – Interior/home insurance – Mandatory flood insurance – Property taxes in Broward County When she adds everything together, she realizes: “All of this combined monthly costs more than my mortgage payment.” That means she’s paying more to insure the house than to own the house. Not beachfront. Not luxury. Not upgraded. Just a normal homeowner getting squeezed at renewal time while insurers quietly exit the state. So be honest: would you sell and leave… or keep paying and hope it gets better?

HustleBitch

15,937 次观看 • 8 个月前

This one is tough to watch. Within 1 year she bought a house, mortgage payments spiked, she lost her job, tried to sell but there were no buyers, then the bank foreclosed and took the keys. She’s now being sued for the outstanding mortgage with no legal counsel. The bank didn’t think twice before taking the keys and suing her. Her company didn’t help her out with monthly payments. The government didn’t come to her rescue and bail her out. Remember, the only one looking out for you is you. This is real life and everyone needs to understand the risks we’re facing today. Stay vigilant 🙏

This one is tough to watch. Within 1 year she bought a house, mortgage payments spiked, she lost her job, tried to sell but there were no buyers, then the bank foreclosed and took the keys. She’s now being sued for the outstanding mortgage with no legal counsel. The bank didn’t think twice before taking the keys and suing her. Her company didn’t help her out with monthly payments. The government didn’t come to her rescue and bail her out. Remember, the only one looking out for you is you. This is real life and everyone needs to understand the risks we’re facing today. Stay vigilant 🙏

red pill rick

573,700 次观看 • 2 年前

🚨 28-YEAR-OLD MAKING $300K SAYS HER “STARTER HOME” MORTGAGE IS $4,845 A MONTH — WARNS “EVERYONE IS GOING TO BE STUCK RENTING” A 28-year-old homeowner in Columbus, Ohio says the housing market has gotten so extreme that even people earning huge salaries are starting to panic. She says her house is basically the same outdated $300,000 home it was years ago... no major updates, original features, nothing fancy. But her monthly mortgage payment? Every single month. And she says the part that really scares her isn’t just her payment. It’s what it means for everyone else. Her base salary is well over $300,000 a year, and even she says the cost feels insane. Now she says she keeps asking the same question: If someone making that kind of money feels stressed about housing… how are normal American families supposed to buy a home? Between childcare, groceries, gas, and utilities, she says people her age can barely save, let alone afford a down payment. Her prediction is blunt. If something doesn’t change, an entire generation could be stuck renting. If someone making $300,000 a year says housing feels unaffordable… is the system broken, or is she completely out of touch?

🚨 28-YEAR-OLD MAKING $300K SAYS HER “STARTER HOME” MORTGAGE IS $4,845 A MONTH — WARNS “EVERYONE IS GOING TO BE STUCK RENTING” A 28-year-old homeowner in Columbus, Ohio says the housing market has gotten so extreme that even people earning huge salaries are starting to panic. She says her house is basically the same outdated $300,000 home it was years ago... no major updates, original features, nothing fancy. But her monthly mortgage payment? Every single month. And she says the part that really scares her isn’t just her payment. It’s what it means for everyone else. Her base salary is well over $300,000 a year, and even she says the cost feels insane. Now she says she keeps asking the same question: If someone making that kind of money feels stressed about housing… how are normal American families supposed to buy a home? Between childcare, groceries, gas, and utilities, she says people her age can barely save, let alone afford a down payment. Her prediction is blunt. If something doesn’t change, an entire generation could be stuck renting. If someone making $300,000 a year says housing feels unaffordable… is the system broken, or is she completely out of touch?

HustleBitch

69,264 次观看 • 5 个月前

American has the schedule of payments for her mortgage, her payment is $5,700 a month - After over 4 years of 50 payments, that’s $285,000 paid, but only $50k goes to principal - $230,000 goes JUST TO INTEREST - With interest over 30 years, you're actually going to end up paying $1.6 million - Her home only cost $784,000 So she’s paying $1.6 million for a $784k home because of interest. Again, this is Usury “I want to use this to talk to you about why home buying in America is an absolute scam and why this will be the last house we ever buy in”

American has the schedule of payments for her mortgage, her payment is $5,700 a month - After over 4 years of 50 payments, that’s $285,000 paid, but only $50k goes to principal - $230,000 goes JUST TO INTEREST - With interest over 30 years, you're actually going to end up paying $1.6 million - Her home only cost $784,000 So she’s paying $1.6 million for a $784k home because of interest. Again, this is Usury “I want to use this to talk to you about why home buying in America is an absolute scam and why this will be the last house we ever buy in”

Wall Street Apes

4,971,633 次观看 • 1 年前

American was trying to help her daughter with her math homework. The way math is done now is so complicated she had to ask the teacher to help understand She breaks it down I had to watch this multiple times and it’s just a basic math problem. This is ridiculous

American was trying to help her daughter with her math homework. The way math is done now is so complicated she had to ask the teacher to help understand She breaks it down I had to watch this multiple times and it’s just a basic math problem. This is ridiculous

Wall Street Apes

469,062 次观看 • 8 个月前

This woman is 28 years old and she is complaining about why her mortgage is going up in her starter house. First things first, her mortgage is $4300 a month in a very affluent area in Ohio. She received a notice saying that her mortgage is now going up to $4800 a month. If you don’t understand the purpose of a “starter house,” then maybe you should rent an apartment. A starter house isn’t one where you plan on staying in the rest of your life. It’s for building credit and good financial habits and responsibility. Second, she doesn’t understand that she has a fixed interest rate, it wasn’t her mortgage going up. Her taxes and insurance went up. Would she be better off just buying an actual starter house, it doesn’t seem like she understands the basics of home ownership?

This woman is 28 years old and she is complaining about why her mortgage is going up in her starter house. First things first, her mortgage is $4300 a month in a very affluent area in Ohio. She received a notice saying that her mortgage is now going up to $4800 a month. If you don’t understand the purpose of a “starter house,” then maybe you should rent an apartment. A starter house isn’t one where you plan on staying in the rest of your life. It’s for building credit and good financial habits and responsibility. Second, she doesn’t understand that she has a fixed interest rate, it wasn’t her mortgage going up. Her taxes and insurance went up. Would she be better off just buying an actual starter house, it doesn’t seem like she understands the basics of home ownership?

SonnyBoy🇺🇸

373,099 次观看 • 6 个月前

🚨 PA STUDENT SHOCKED TO REALIZE HER STUDENT LOANS WERE NEVER MEANT TO BE PAID OFF An American physician assistant student called in about her loans… and froze. Her debt racks up $30 in interest EVERY DAY. That’s roughly $900 a month gone before a single dollar even touches the balance. She pays nearly $1,000 a month, and the loan barely moves. There’s no option to pay principal first. No pause. No finish line. She’s not behind on payments, and she’s not irresponsible. This is the system working exactly as designed. So is this student aid… or a financial life sentence?

🚨 PA STUDENT SHOCKED TO REALIZE HER STUDENT LOANS WERE NEVER MEANT TO BE PAID OFF An American physician assistant student called in about her loans… and froze. Her debt racks up $30 in interest EVERY DAY. That’s roughly $900 a month gone before a single dollar even touches the balance. She pays nearly $1,000 a month, and the loan barely moves. There’s no option to pay principal first. No pause. No finish line. She’s not behind on payments, and she’s not irresponsible. This is the system working exactly as designed. So is this student aid… or a financial life sentence?

HustleBitch

43,664 次观看 • 7 个月前

Crystal Kung Minkoff and Cynthia Bailey discussed the foreclosure rumours surrounding Dorit Kemsley. Reports claim Dorit has not paid her mortgage since September and now owes $900,000. Crystal said she finds that shocking because Dorit would always wear head to toe designer looks, and in Crystal’s experience, the people she knows who dress like that usually have a lot of money. Crystal questioned the numbers, saying, “If Dorit owes $900,000 since September, what is her mortgage? Because her house is only worth $6.5 million.” She added that she does not know the full details of Dorit’s mortgage and noted that the amount owed could include missed payments that built up over time. Podcast: Humble Brag #RHOBH

Crystal Kung Minkoff and Cynthia Bailey discussed the foreclosure rumours surrounding Dorit Kemsley. Reports claim Dorit has not paid her mortgage since September and now owes $900,000. Crystal said she finds that shocking because Dorit would always wear head to toe designer looks, and in Crystal’s experience, the people she knows who dress like that usually have a lot of money. Crystal questioned the numbers, saying, “If Dorit owes $900,000 since September, what is her mortgage? Because her house is only worth $6.5 million.” She added that she does not know the full details of Dorit’s mortgage and noted that the amount owed could include missed payments that built up over time. Podcast: Humble Brag #RHOBH

Bye Wig Hello Drama

149,751 次观看 • 5 个月前

The Trump administration is working on a 50-year mortgage option for home buyers. That means Americans would have 20 additional years on top of the traditional 30-year mortgage to pay off that loan. While affordability is the name of the game, CBS MoneyWatch correspondent Kelly O'Grady breaks down the pros and cons of this new option; what it would mean for monthly payments, interest rates and overall interest over the life of the loan.

The Trump administration is working on a 50-year mortgage option for home buyers. That means Americans would have 20 additional years on top of the traditional 30-year mortgage to pay off that loan. While affordability is the name of the game, CBS MoneyWatch correspondent Kelly O'Grady breaks down the pros and cons of this new option; what it would mean for monthly payments, interest rates and overall interest over the life of the loan.

CBS News

75,904 次观看 • 9 个月前

This is insane, Americans are paying more than double the price for their homes because of interest American just bought a home in California, here’s how much it cost - Home cost was $805k, she says it was the cheapest one, normal homes in her neighborhood are $900k-$1M+ - Her parents gave her 20% down, she financed $635,000 at 6.75% interest - Monthly payment $5,164.63 - If she had not put 20% down, the monthly payment would have been $6,484.99 - The total interest paid over 30 years will be $847,696 - The total amount spent for the home over 30 years, including the down payment and all mortgage payments, is $2,020,266.80 You thought you were buying a home for $805k but really you’re paying $2,020,266.80 This is more than double the cost of the home because of interest

This is insane, Americans are paying more than double the price for their homes because of interest American just bought a home in California, here’s how much it cost - Home cost was $805k, she says it was the cheapest one, normal homes in her neighborhood are $900k-$1M+ - Her parents gave her 20% down, she financed $635,000 at 6.75% interest - Monthly payment $5,164.63 - If she had not put 20% down, the monthly payment would have been $6,484.99 - The total interest paid over 30 years will be $847,696 - The total amount spent for the home over 30 years, including the down payment and all mortgage payments, is $2,020,266.80 You thought you were buying a home for $805k but really you’re paying $2,020,266.80 This is more than double the cost of the home because of interest

Wall Street Apes

87,468 次观看 • 1 年前

Elon Musk: Without AI and robotics, the U.S. is totally screwed. Interest on the national debt is now higher than the military budget — over $1 trillion a year. Nothing else can solve the national debt. Without AI and robots, we will go bankrupt as a country. The interest payments on U.S. debt exceed a trillion dollars. That’s more than the entire military budget. I realized if we don’t slow this down, the country fails — unless AI and robotics buy us enough time to fix it. People think you can just ‘cut waste and fraud.’ What I discovered is it’s insanely hard — even when the waste is obvious. Like 20 million people marked alive in Social Security who are over 115 years old. If someone is 115 and alive in the database, something is wrong. The GAO estimated fraud during the Biden administration at roughly $500 billion. And when the government runs out of money? They don’t stop — they just print more. Imagine the DMV, but worse — because this DMV can print money. That’s the federal government. A massive, uncaring bureaucracy running on inaccurate computers that just keep sending payments. One simple fix could save $100–200 billion a year: require every Treasury payment to include an appropriation code and any explanation. Sounds obvious — but payments were going out with no code, no link to Congress, no comment. Papers were literally being sent out from the main Treasury system with no appropriation, no accountability, and no explanation. This isn’t politics — it’s basic math.

Elon Musk: Without AI and robotics, the U.S. is totally screwed. Interest on the national debt is now higher than the military budget — over $1 trillion a year. Nothing else can solve the national debt. Without AI and robots, we will go bankrupt as a country. The interest payments on U.S. debt exceed a trillion dollars. That’s more than the entire military budget. I realized if we don’t slow this down, the country fails — unless AI and robotics buy us enough time to fix it. People think you can just ‘cut waste and fraud.’ What I discovered is it’s insanely hard — even when the waste is obvious. Like 20 million people marked alive in Social Security who are over 115 years old. If someone is 115 and alive in the database, something is wrong. The GAO estimated fraud during the Biden administration at roughly $500 billion. And when the government runs out of money? They don’t stop — they just print more. Imagine the DMV, but worse — because this DMV can print money. That’s the federal government. A massive, uncaring bureaucracy running on inaccurate computers that just keep sending payments. One simple fix could save $100–200 billion a year: require every Treasury payment to include an appropriation code and any explanation. Sounds obvious — but payments were going out with no code, no link to Congress, no comment. Papers were literally being sent out from the main Treasury system with no appropriation, no accountability, and no explanation. This isn’t politics — it’s basic math.

Ian Miles Cheong

14,596 次观看 • 6 个月前

Dorit Kemsley addressed her unpaid mortgage, claiming she only found out about it a few weeks before the news became public. She played dumb, saying it was something PK handled and that she had no idea the payments were not being made. Dorit says PK has agreed to get the mortgage caught up, and then they plan to put the house on the market while she and the kids look for a new place to live. #RHOBH

Dorit Kemsley addressed her unpaid mortgage, claiming she only found out about it a few weeks before the news became public. She played dumb, saying it was something PK handled and that she had no idea the payments were not being made. Dorit says PK has agreed to get the mortgage caught up, and then they plan to put the house on the market while she and the kids look for a new place to live. #RHOBH

Bye Wig Hello Drama

65,444 次观看 • 5 个月前

Fox Business’ Larry Kudlow torches the Trump administrations plan for a 50-year mortgage: “It’s not a good idea… I looked at it very carefully. It’s just not a good idea… When you run the numbers, the interest expense is almost double… over a 30-year mortgage. Almost double for heaven’s sake. You’re indentured to the bank. You’re like an indentured servant to the bank.” “I appreciate what the president wants to do… The lack of supply is the kiIIer. Deregulate wherever you can.”

Fox Business’ Larry Kudlow torches the Trump administrations plan for a 50-year mortgage: “It’s not a good idea… I looked at it very carefully. It’s just not a good idea… When you run the numbers, the interest expense is almost double… over a 30-year mortgage. Almost double for heaven’s sake. You’re indentured to the bank. You’re like an indentured servant to the bank.” “I appreciate what the president wants to do… The lack of supply is the kiIIer. Deregulate wherever you can.”

RedWave Press

33,947 次观看 • 9 个月前

Her Ring camera alerts her just after midnight. On the screen she sees a young boy standing on her porch, reaching up to try and cover the camera. He knocks on the door. When she answers through the speaker, he asks for a bottle of water. She asks why he’s at her house so late and he just says he’s thirsty. He doesn’t leave until she tells him she’s calling the police. What should she do in a situation like this? What Would you do?

Her Ring camera alerts her just after midnight. On the screen she sees a young boy standing on her porch, reaching up to try and cover the camera. He knocks on the door. When she answers through the speaker, he asks for a bottle of water. She asks why he’s at her house so late and he just says he’s thirsty. He doesn’t leave until she tells him she’s calling the police. What should she do in a situation like this? What Would you do?

TheRealCherokeeOwl 🦉

174,703 次观看 • 6 个月前

Kevin O’Leary shares the “pasta house” real estate strategy a billionaire he met used to build his fortune “I met a billionaire who came over from Poland with his wife, bought a really inexpensive house and ate pasta almost every day until they paid off the mortgage” “Once the mortgage was paid off, they started eating steak and bought the house beside it and made the new house the pasta house…” “Over time, he did that until he was a billionaire because the asset value of the land and the houses went up over 30 years” “All he did was run around the neighborhood buying houses and eating pasta when he had debt and eating steak when he had no debt”

Kevin O’Leary shares the “pasta house” real estate strategy a billionaire he met used to build his fortune “I met a billionaire who came over from Poland with his wife, bought a really inexpensive house and ate pasta almost every day until they paid off the mortgage” “Once the mortgage was paid off, they started eating steak and bought the house beside it and made the new house the pasta house…” “Over time, he did that until he was a billionaire because the asset value of the land and the houses went up over 30 years” “All he did was run around the neighborhood buying houses and eating pasta when he had debt and eating steak when he had no debt”

Jack

689,790 次观看 • 3 个月前

Shaquille O’Neal says his mother refused to let him buy her a house, so he tricked her into touring one as his assistant, then told her it was hers “I realized when the money came in, my mother never had a house. I came in one day in San Antonio, we were driving and she pulled over. She was just looking at this house” “The house said for sale and she grabbed the thing, ain’t no way we would be able to afford it. It’s worth $300,000, a nice little house. I just seen her look at it and that kind of pissed me off” “So the first thing I did was buy her one. I had to trick her, because she’d say, ‘No baby, that’s your money.’ She’s not materialistic. So I made her my ‘assistant for the day’” “I walked her through it, 9,000 square feet, marble everywhere, ‘You like this house?’ She said, ‘Yeah, it’s kind of too big’ I said, ‘It’s yours.’ I never saw tears come so fast. I had to hand her the keys and leave”

Shaquille O’Neal says his mother refused to let him buy her a house, so he tricked her into touring one as his assistant, then told her it was hers “I realized when the money came in, my mother never had a house. I came in one day in San Antonio, we were driving and she pulled over. She was just looking at this house” “The house said for sale and she grabbed the thing, ain’t no way we would be able to afford it. It’s worth $300,000, a nice little house. I just seen her look at it and that kind of pissed me off” “So the first thing I did was buy her one. I had to trick her, because she’d say, ‘No baby, that’s your money.’ She’s not materialistic. So I made her my ‘assistant for the day’” “I walked her through it, 9,000 square feet, marble everywhere, ‘You like this house?’ She said, ‘Yeah, it’s kind of too big’ I said, ‘It’s yours.’ I never saw tears come so fast. I had to hand her the keys and leave”

katsu

206,167 次观看 • 1 个月前

Dorit Kemsley denies spending $1 million on designer clothes and travel, saying there are always two sides to the narrative. She admits she loves fashion and does spend a lot on expensive designer clothing, but says it is her choice and paid for with her own money, not PK’s. Dorit also addressed PK not paying the mortgage, claiming he never told her he was not making the payments. She says she learned about the foreclosure shortly before the public did. #RHOBH Source: extra

Dorit Kemsley denies spending $1 million on designer clothes and travel, saying there are always two sides to the narrative. She admits she loves fashion and does spend a lot on expensive designer clothing, but says it is her choice and paid for with her own money, not PK’s. Dorit also addressed PK not paying the mortgage, claiming he never told her he was not making the payments. She says she learned about the foreclosure shortly before the public did. #RHOBH Source: extra

Bye Wig Hello Drama

41,906 次观看 • 3 个月前

American just called to check on her student loans She was told she is accumulating $30 of interest a day, that’s $900 per month just in interest At $30 a day interest and her current payment the balance will ever only go up. This is criminal “So I could pay a thousand dollars a month and only 10% of that is going to my principal. And there is no option for me, according to her, to pay like each payment part of the principal, part of the interest. No, it all goes towards interest until you have no interest left, which will basically never happen. As I'm occurring. $30 a day, it doesn't take a day off” It’s not that Americans aren’t paying their student loans, it’s that they can literally NEVER pay them off with these predatory loan traps

American just called to check on her student loans She was told she is accumulating $30 of interest a day, that’s $900 per month just in interest At $30 a day interest and her current payment the balance will ever only go up. This is criminal “So I could pay a thousand dollars a month and only 10% of that is going to my principal. And there is no option for me, according to her, to pay like each payment part of the principal, part of the interest. No, it all goes towards interest until you have no interest left, which will basically never happen. As I'm occurring. $30 a day, it doesn't take a day off” It’s not that Americans aren’t paying their student loans, it’s that they can literally NEVER pay them off with these predatory loan traps

Wall Street Apes

2,698,051 次观看 • 1 年前