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$SOFI I sat down with Devin Ryan, Citizens' top-ranked Wall Street analyst, to talk about the state of fintech. In this clip, he shares his full take on SoFi's growth, profitability, and market potential.

114,229 次观看 • 1 年前 •via X (Twitter)

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🚨 FULL INTERVIEW: Devin Ryan (Devin Ryan), Head of Fintech Research at Citizens Devin is one of Wall Street's biggest $HOOD bulls and the lead analyst covering Robinhood at Citizens ($155 PT, Market Outperform) The heart of Devin's long-term $HOOD thesis is his belief that AI agents will drive a 10X+ increase in retail trading volume 🤯 -- and that Robinhood is best-positioned to capitalize on this shift. He also lays out his super-app thesis, talks Robinhood vs. SoFi, and discusses the math that could carry Robinhood toward $40-50B of revenue and a $500B+ valuation within a decade. The conversation closes on prediction markets, gambling optics, and what the biggest $HOOD bear case is today. Thanks so much to Devin Ryan for coming on the show. Fantastic episode. 01:26 - Devin's grade for Q2: A-minus 05:19 - Trump accounts in July 08:24 - Agents will multiply trading volumes by 10x 18:42 - When will more than 50% of stock market activity be agents? 22:30 - What a financial super app actually means 26:41 - Robinhood vs SoFi 29:33 - Largest financial company in 10 yrs 30:36 - Tokenization unlocks trapped capital 32:40 - The path to $50B revenue for $HOOD 37:35 - The institutional business nobody sees 38:47 - Prediction markets beyond sports 42:38 - Regulation and the gambling label 48:15 - The strongest bear case 51:08 - Memecoins 53:53 - Nobody is modeling perps or agentic trading 56:49 - Why having a founder / CEO matters Citizens disclosures below

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29,421 次观看 • 4 天前