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Spotlight on the ETHDenver 🏔🦬🦄 builders recognized in Canton’s bounty for Best Privacy Focused dApp Using Daml: 🏆 Beet: Decentralized public health triage infrastructure that keeps patient data private while giving clinics and authorities tamper-proof outbreak signals. 🏆 Credix: A privacy preserving lending marketplace for confidential onchain credit matching,...

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Canton Foundation

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12,654 views • 4 months ago •via X (Twitter)

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"You're BlackRock and you send JP Morgan money from one bank account to another. Would you want everybody to be able to see that?" "A lot of these chains, seeing the success of Canton and others, realize that institutions are not going to participate in crypto unless privacy is a given. Privacy, or we could even call it confidentiality in this case, like developing confidential transfers" "The problem with public blockchains is that you may not know it's my bank account and your bank account, but everybody can see where some money was sent, and with any decent onchain analysis, probably tie that to you. Institutions can't do that. The largest institutions on the planet need to know their transactions are completely confidential" "Ethereum Foundation researchers are launching an institutional grade privacy system called ETH Systems. They're developing confidential transfers, private bond issuance, privacy preserving identity, and confidential settlement systems designed specifically for institutional users"
1:18

"You're BlackRock and you send JP Morgan money from one bank account to another. Would you want everybody to be able to see that?" "A lot of these chains, seeing the success of Canton and others, realize that institutions are not going to participate in crypto unless privacy is a given. Privacy, or we could even call it confidentiality in this case, like developing confidential transfers" "The problem with public blockchains is that you may not know it's my bank account and your bank account, but everybody can see where some money was sent, and with any decent onchain analysis, probably tie that to you. Institutions can't do that. The largest institutions on the planet need to know their transactions are completely confidential" "Ethereum Foundation researchers are launching an institutional grade privacy system called ETH Systems. They're developing confidential transfers, private bond issuance, privacy preserving identity, and confidential settlement systems designed specifically for institutional users"

The Wolf Of All Streets

71,674 views • 1 month ago

Private transactions between wallets now possible on Solana using ZERAs Private Cash Addresses. A closer look at last week’s MVP drop: Private P2P. Most "privacy" on Solana still falls back to withdraw-to-address (recipient + metadata leaks) or multi-step send flows that leave trails. Our P2P is different: one atomic in-pool transaction, the sender’s note is nullified, and two new encrypted notes are created, all inside the vault. No stepping out. No re-deposit choreography. Why it’s so hard to deanonymize: ✅ Your Private Cash Address has zero link to your Solana wallet: it’s an X25519 keypair derived from a wallet signature, and the public key becomes your private address. ✅ Notes are encrypted with NaCl box using a fresh ephemeral key every send, meaning even two payments to the same person looks unrelated. ✅ Recipients discover incoming notes via trial decryption, the chain never learns "who owns what." While we have immense respect for those building privacy on Solana, we are proud to be the first to achieve one-shot, in-pool P2P with full privacy. To our knowledge, this remains an industry first. This is the difference between hiding balances inside a pool and moving value privately between people. Note: Right now, the sender’s wallet still signs the private transaction, so on-chain you can see that a wallet performed a P2P action, but the amount and recipient remain private. The upcoming P2P Relayer removes that footprint too, completing the "cash-style" flow with no on-chain sender trace. What’s coming next: ✅ More assets: At least SOL + ZERA alongside USDC. ✅ P2P Relayer: A decentralized signing/relaying network that can submit transactions for you — enabling withdrawals with minimal linkage after the initial deposit, and removing the sender’s on-chain P2P footprint. Try it out in the ZERA Dashboard below ⤵️
0:43

Private transactions between wallets now possible on Solana using ZERAs Private Cash Addresses. A closer look at last week’s MVP drop: Private P2P. Most "privacy" on Solana still falls back to withdraw-to-address (recipient + metadata leaks) or multi-step send flows that leave trails. Our P2P is different: one atomic in-pool transaction, the sender’s note is nullified, and two new encrypted notes are created, all inside the vault. No stepping out. No re-deposit choreography. Why it’s so hard to deanonymize: ✅ Your Private Cash Address has zero link to your Solana wallet: it’s an X25519 keypair derived from a wallet signature, and the public key becomes your private address. ✅ Notes are encrypted with NaCl box using a fresh ephemeral key every send, meaning even two payments to the same person looks unrelated. ✅ Recipients discover incoming notes via trial decryption, the chain never learns "who owns what." While we have immense respect for those building privacy on Solana, we are proud to be the first to achieve one-shot, in-pool P2P with full privacy. To our knowledge, this remains an industry first. This is the difference between hiding balances inside a pool and moving value privately between people. Note: Right now, the sender’s wallet still signs the private transaction, so on-chain you can see that a wallet performed a P2P action, but the amount and recipient remain private. The upcoming P2P Relayer removes that footprint too, completing the "cash-style" flow with no on-chain sender trace. What’s coming next: ✅ More assets: At least SOL + ZERA alongside USDC. ✅ P2P Relayer: A decentralized signing/relaying network that can submit transactions for you — enabling withdrawals with minimal linkage after the initial deposit, and removing the sender’s on-chain P2P footprint. Try it out in the ZERA Dashboard below ⤵️

ZERA

36,529 views • 5 months ago

🔶 Shib Tech Stack: From Meme to Modular Infrastructure 🔶 What started as SHIB — a decentralized experiment — has grown into a full-stack Web3 ecosystem built for scale, privacy, and real utility. SHIB → The Origin The token that launched the community. Fairly distributed and community-led. Leash → Scarce by Design Limited supply, evolving purpose. Used for early access, NFTs, and ecosystem incentives. Bone → Gas and Governance The operational core of Shibarium. Powers transactions and governance across the network. ShibaSwap → Native DeFi A decentralized platform for swapping, staking, and earning — designed for Shib ecosystem tokens. Shiboshis → Identity NFTs 10,000 collectibles that serve as digital identity and access points within the ecosystem. Shibarium → The L2 Core An Ethereum-compatible Layer 2 built for speed, low fees, and high throughput — with Bone as gas. Dev Portal → Tools to Build Everything developers need: RPCs, Paymaster, APIs, oracles, faucet access, and SDKs. Dapp Store → Shibarium Front Door A curated marketplace for discovering and using Shibarium-based applications. The Metaverse → Digital Space An interactive 3D world for land ownership, creation, and on-chain utility. Sheboshi (DN404) → Next-Gen NFTs On-chain, gas-efficient NFTs built on the DN404 standard — combining ERC-20 and ERC-721 traits. Treat → Encrypted DeFi Enables privacy-focused smart contracts through Fully Homomorphic Encryption (FHE). Shib Identity → On-Chain Credentials Decentralized identifiers for user authentication, access, and reputation. Shib OS → Application Framework The operating layer that connects identity, logic, data, and UI for Shibarium-native dapps. Shib Alpha Layer → Unified Protocol The Alpha layer — where compute, privacy, identity, and value converge into one cohesive system. Shib is no longer just a token. It’s an integrated tech stack — decentralized, modular, and built to scale.
0:25

🔶 Shib Tech Stack: From Meme to Modular Infrastructure 🔶 What started as SHIB — a decentralized experiment — has grown into a full-stack Web3 ecosystem built for scale, privacy, and real utility. SHIB → The Origin The token that launched the community. Fairly distributed and community-led. Leash → Scarce by Design Limited supply, evolving purpose. Used for early access, NFTs, and ecosystem incentives. Bone → Gas and Governance The operational core of Shibarium. Powers transactions and governance across the network. ShibaSwap → Native DeFi A decentralized platform for swapping, staking, and earning — designed for Shib ecosystem tokens. Shiboshis → Identity NFTs 10,000 collectibles that serve as digital identity and access points within the ecosystem. Shibarium → The L2 Core An Ethereum-compatible Layer 2 built for speed, low fees, and high throughput — with Bone as gas. Dev Portal → Tools to Build Everything developers need: RPCs, Paymaster, APIs, oracles, faucet access, and SDKs. Dapp Store → Shibarium Front Door A curated marketplace for discovering and using Shibarium-based applications. The Metaverse → Digital Space An interactive 3D world for land ownership, creation, and on-chain utility. Sheboshi (DN404) → Next-Gen NFTs On-chain, gas-efficient NFTs built on the DN404 standard — combining ERC-20 and ERC-721 traits. Treat → Encrypted DeFi Enables privacy-focused smart contracts through Fully Homomorphic Encryption (FHE). Shib Identity → On-Chain Credentials Decentralized identifiers for user authentication, access, and reputation. Shib OS → Application Framework The operating layer that connects identity, logic, data, and UI for Shibarium-native dapps. Shib Alpha Layer → Unified Protocol The Alpha layer — where compute, privacy, identity, and value converge into one cohesive system. Shib is no longer just a token. It’s an integrated tech stack — decentralized, modular, and built to scale.

Shibarium | SHIB.IO

15,682 views • 1 year ago

We are excited to announce the launch of QShield Terminal, the world's first Quantum-Secured Privacy Terminal for Ethereum. QShield brings full financial privacy to Ethereum without the need for mixers, tumblers, or any third-party tools. Everything is handled directly through the QShield interface using zero-knowledge proofs on RAILGUN Protocol. What QShield Terminal offers today: • Shield any ERC-20 token from your public wallet into a fully private balance • Send and receive tokens with zero on-chain trace • Create multiple independent shielded wallets • Transfer between your own shielded wallets with no connection between them on-chain • Switch between public wallets to fund your shielded balance from any wallet you own • Support for ETH, USDC, USDT, DAI, WBTC and 290+ ERC-20 tokens • Quantum entropy wallet generation using real quantum randomness • 100% web-based, no downloads, no browser extensions No mixer. No tumbler. No compromises. Just real privacy through cryptography, accessible to everyone directly from the browser. This is the first product of its kind. No other privacy solution combines multi-shielded wallets, inter-wallet transfers, quantum entropy, and a full guided interface in one place. You can try it now: We are working on additional features including private token swaps directly from your shielded balance, and we will keep expanding the protocol with new capabilities over the coming period. We keep building. RAILGUN - Private Ethereum DeFi
1:23

We are excited to announce the launch of QShield Terminal, the world's first Quantum-Secured Privacy Terminal for Ethereum. QShield brings full financial privacy to Ethereum without the need for mixers, tumblers, or any third-party tools. Everything is handled directly through the QShield interface using zero-knowledge proofs on RAILGUN Protocol. What QShield Terminal offers today: • Shield any ERC-20 token from your public wallet into a fully private balance • Send and receive tokens with zero on-chain trace • Create multiple independent shielded wallets • Transfer between your own shielded wallets with no connection between them on-chain • Switch between public wallets to fund your shielded balance from any wallet you own • Support for ETH, USDC, USDT, DAI, WBTC and 290+ ERC-20 tokens • Quantum entropy wallet generation using real quantum randomness • 100% web-based, no downloads, no browser extensions No mixer. No tumbler. No compromises. Just real privacy through cryptography, accessible to everyone directly from the browser. This is the first product of its kind. No other privacy solution combines multi-shielded wallets, inter-wallet transfers, quantum entropy, and a full guided interface in one place. You can try it now: We are working on additional features including private token swaps directly from your shielded balance, and we will keep expanding the protocol with new capabilities over the coming period. We keep building. RAILGUN - Private Ethereum DeFi

Qubit

26,087 views • 5 months ago

Bitcoin is money AND digital gold. The two are not mutually exclusive. For Michael Saylor - it's the purest form of digital credit. For David Marcus - it's the payment rails of the future. "No one cares what humans think about how people need to Bitcoin because it's an unopinionated, code-based money platform." The Lightspark founder is forging ahead with building Bitcoin-based payment rails, while Saylor and Strategy are doubling down on Bitcoin-backed financial products. "I'm really grateful that Michael is really focused on the store of value use case, and he can do that, and I can be the one focused on bringing utility to Bitcoin. Both things will actually help one another to make Bitcoin more relevant to many more people and that's the beauty of building on an open network," Marcus told Robert Baggs and me on our latest Chain Reaction show. Marcus has been keenly focused on abstracting complexity away from payments using Bitcoin payments infrastructure with the launch of Lightspark Grid. "It's like Bitcoin as a network being used to move all kinds of other money, whether it's stablecoin or fiat at the edges, and you don't even understand that you're using Bitcoin. For instance, if you're a SoFi client in the US, and you want to send money to Europe or India, Brazil or Mexico, you send dollars and the other person on the other side receives Mexican peso, you have no clue you're using Bitcoin. And it's like magical TCP/IP for money between payment systems in the world." Bitcoin infrastructure works. Like most widely adopted technologies, the average person has no idea what's going on under the hood. That is the future that takes Bitcoin global. And it's being built in real-time.
4:50

Bitcoin is money AND digital gold. The two are not mutually exclusive. For Michael Saylor - it's the purest form of digital credit. For David Marcus - it's the payment rails of the future. "No one cares what humans think about how people need to Bitcoin because it's an unopinionated, code-based money platform." The Lightspark founder is forging ahead with building Bitcoin-based payment rails, while Saylor and Strategy are doubling down on Bitcoin-backed financial products. "I'm really grateful that Michael is really focused on the store of value use case, and he can do that, and I can be the one focused on bringing utility to Bitcoin. Both things will actually help one another to make Bitcoin more relevant to many more people and that's the beauty of building on an open network," Marcus told Robert Baggs and me on our latest Chain Reaction show. Marcus has been keenly focused on abstracting complexity away from payments using Bitcoin payments infrastructure with the launch of Lightspark Grid. "It's like Bitcoin as a network being used to move all kinds of other money, whether it's stablecoin or fiat at the edges, and you don't even understand that you're using Bitcoin. For instance, if you're a SoFi client in the US, and you want to send money to Europe or India, Brazil or Mexico, you send dollars and the other person on the other side receives Mexican peso, you have no clue you're using Bitcoin. And it's like magical TCP/IP for money between payment systems in the world." Bitcoin infrastructure works. Like most widely adopted technologies, the average person has no idea what's going on under the hood. That is the future that takes Bitcoin global. And it's being built in real-time.

Gareth Jenkinson

19,172 views • 6 months ago

🚨😳 GAME-CHANGING RED PILL FROM RIPPLE CEO BRAD GARLINGHOUSE’S INTERVIEW “The government owns your identity and Blockchain-based identity is the ONLY way to stop governments from controlling our personal documents.” And XRPL just launched this massive breakthrough. Enter XRPL confidential MPTs + DNA Protocol’s zk-privacy stack: Your sensitive data generates irreversible zero-knowledge proofs anchored directly on the XRPL ledger with $XDNA. ✅ Institutions get private environment, the exact feature crypto industry lacked until now ✅ Verify credentials, age, credentials, or access rights ✅ Zero data exposure ever ✅ Quantum-resistant (no reusable secrets) ✅ Fully private zk-transactions + sovereign identity DNA Protocol executed the FIRST-EVER ZK-Proof Privacy Transaction LIVE on XRPL No more centralized databases. No more surveillance state. No more “your papers please.” This is the infrastructure for true digital freedom: private, permissionless, unstoppable. You now have Private Transactions + Private Identity Verification on XRPL. Epstein mails exposed that this was the reason they saw Ripple as a threat to their ecosystem and Epstein wanted physical control over the keys of ZCash so that they can market it in a disguise of “privacy token.” The sovereign era of privacy is here🛡️🐦‍🔥
0:42

🚨😳 GAME-CHANGING RED PILL FROM RIPPLE CEO BRAD GARLINGHOUSE’S INTERVIEW “The government owns your identity and Blockchain-based identity is the ONLY way to stop governments from controlling our personal documents.” And XRPL just launched this massive breakthrough. Enter XRPL confidential MPTs + DNA Protocol’s zk-privacy stack: Your sensitive data generates irreversible zero-knowledge proofs anchored directly on the XRPL ledger with $XDNA. ✅ Institutions get private environment, the exact feature crypto industry lacked until now ✅ Verify credentials, age, credentials, or access rights ✅ Zero data exposure ever ✅ Quantum-resistant (no reusable secrets) ✅ Fully private zk-transactions + sovereign identity DNA Protocol executed the FIRST-EVER ZK-Proof Privacy Transaction LIVE on XRPL No more centralized databases. No more surveillance state. No more “your papers please.” This is the infrastructure for true digital freedom: private, permissionless, unstoppable. You now have Private Transactions + Private Identity Verification on XRPL. Epstein mails exposed that this was the reason they saw Ripple as a threat to their ecosystem and Epstein wanted physical control over the keys of ZCash so that they can market it in a disguise of “privacy token.” The sovereign era of privacy is here🛡️🐦‍🔥

Stellar Rippler🚀

18,489 views • 4 months ago

Crypto is a global movement to shift ownership from authorities to individuals. We’re working with the city of Buenos Aires and Extrimian to build @Quark_ID, an open source protocol, to issue decentralized identifiers (#DIDs) for millions of Argentinian citizens to reclaim their digital rights. Digital identity on the internet is weak. It can be harvested, stolen, and impersonated. We need new ways to maintain privacy in an increasingly digital world. @Quark_ID, Argentina’s new blockchain-based identification initiative, will let citizens claim ownership over their documents, health data, and in the future, manage payment processing. Using the power of 🪄 ZK Magic 🪄 citizens verify their identity without revealing the underlying PII. With zkSync Era as the settlement layer for QuarkID, participating citizens will have full custody of their credentials and strict privacy. Starting in Buenos Aires (population: 15M) with DID, QuarkID will soon expand to new use cases in supply chain, banking, and commerce all across Argentina (population: 45M). In crypto, we talk about “wen real world use cases.” Well. This is it. An urban city government is using an open source digital identity protocol built on a ZK-rollup to help 15 million citizens claim and custody their digital identities. Libertad, Progreso y Prosperidad para todos ∎
1:10

Crypto is a global movement to shift ownership from authorities to individuals. We’re working with the city of Buenos Aires and Extrimian to build @Quark_ID, an open source protocol, to issue decentralized identifiers (#DIDs) for millions of Argentinian citizens to reclaim their digital rights. Digital identity on the internet is weak. It can be harvested, stolen, and impersonated. We need new ways to maintain privacy in an increasingly digital world. @Quark_ID, Argentina’s new blockchain-based identification initiative, will let citizens claim ownership over their documents, health data, and in the future, manage payment processing. Using the power of 🪄 ZK Magic 🪄 citizens verify their identity without revealing the underlying PII. With zkSync Era as the settlement layer for QuarkID, participating citizens will have full custody of their credentials and strict privacy. Starting in Buenos Aires (population: 15M) with DID, QuarkID will soon expand to new use cases in supply chain, banking, and commerce all across Argentina (population: 45M). In crypto, we talk about “wen real world use cases.” Well. This is it. An urban city government is using an open source digital identity protocol built on a ZK-rollup to help 15 million citizens claim and custody their digital identities. Libertad, Progreso y Prosperidad para todos ∎

ZKsync

142,222 views • 2 years ago

(long post on going from pre-product to post-product as a founder) We're swiftly approaching launch, so I thought I'd take some time to reflect. The accompanying video is of the first graphical implementation of Onflow (on Android) for a demo we did at Devcon. Barebones (a bit rough around the edges compared to today's visuals) from exactly a year ago. Onflow might prove to be the most complex protocol engineered thus far within the ZK/MPC/privacy space. ~2 years of work, 13 employees, expertise, refining, rebuilding, consulting, re-writing, auditing, novel research in MPC and ZK constructions. What goes into what we're building? First I'll outline what the scope for the initial release of Onflow is (skip to next section if this isn't interesting to you): - Be an SDK, not a standalone monolith. While we do have Onflow ID (our Onflow implementation), we never want Onflow to be centralized around 1 app. This also makes our user-by-default system so much more stronger in garnering network effects. If you've used Onflow even once, as soon as you open another app a few months later that requires compliance, you'll be pleasantly surprised to find that the magic of the protocol has auto-submitted exactly what the service provider is looking for and there is no-to-little user interaction required on your end. - Privacy, privacy, privacy. My background, and a 90% of the development team at Sundial has a solid background in complex privacy schemes, zero-knowledge, academia and practical implementations. We believe compliance/KYC breaches are some of the most dangerous (both physically and virtually) data leaks that can occur, and so Onflow was built to be virtually impossible to leak any meaningful data from, even if you're delegating work to overseas staff, due to how data is stealth-schematized so support agents only see *exactly* what they need to solve your case, and nothing else. - Privacy, again. So what does privacy entail? Well. For Onflow we're utilizing so many new primitives in one, that all come from different departments. From the zero-trust infrastructure for our compliance dashboard, our never-before-seen quantum-resistant QuantMQ data dispatch protocol that is pervasive throughout the entire Onflow ecosystem, to complex routers for oracling and verifying proofs onchain (EVM and SVM initially, as recently announced). We also have our TDE, or "Trusted Data Enclave", which allows you to easily port your credentials to a new device, whether it be your laptop, or another phone, it'll all get transferred over seamlessly through a bespoke mesh-based distribution system (think Signal-type), again through QuantMQ tunnels. Now the true beauty of all of this? Some of the most senior software engineers, protocol engineers, system administrators, applied (& research) cryptographers alongside amazing visual artists, and our incredible CPO (ex-Disney, Apple, AOL and many more) all worked on their individual bits of the protocol. All with a shared love, and deep respect for privacy and great UX, came together to build the behemoth that is the inner workings of Onflow and distill it down to an SDK that takes just a dozen lines to implement, whether in an app, on a website, or in a cryptocurrency setting. One simple SDK that encapsulates hundreds of bespoke, novel and battle-tested MPC, ZK, QP protocols, and productized it into something that will make onboarding and compliance in general a one-click action going forward (for the most part), and will only be more and more normalized as more and more apps adopt this. Who is interested in using Onflow? We're very fortunate to have an exceptional product, which traditional finance, fintech and digital assets immediately recognize the importance of. Therefore, we're proud to announce that alongside our joint announcement with our day-1 deployment to Circle's Arc network, we're also entering traditional finance. Soon, users will be able to create bank accounts for short-stay overseas work solely using Onflow. We're actually surprised at the extremely positive reception from traditional finance, as you can quickly convince yourself words like "zero-knowledge" will scare what's often seen as arcane institutions, but our experience has been the polar opposite. Banks understand the importance of privacy. Banks understands utilizing privacy-enhancing tools to make the onboarding UX more convenient, and save them money and risk assessment staff when it comes to compliance. What's coming up? More privacy, more convenience. Soon you'll be introduced to the full product offerings of our initial release of Onflow. We plan to open-source every part of the stack that we're able to and provides a benefit to proliferating privacy online (such as our QuantumMQ library with bindings for C++, Rust, C#, Swift and Typescript). We plan to prove that all of the hundreds of millions, if not billions of dollars spent on solid cryptographic, privacy-oriented research has not gone in vain, and we've employed and improved upon under-explored breakthroughs to make Onflow happen. What took you so long? Perfect is the enemy of (progress/good/etc.), however, being a product that de-risks businesses and transmits PII (even over quantum-proof tunnels) still require extreme rigor and a lot of systems and novel infrastructure to make sure that there is no central breach point. Version one of Onflow will support 147 jurisdictions, and we soon plan to add support for Aadhar 2.0 as well, to include India (even though they just got biometric passports, they're not as ubiquitous). We support thousands of passports and IDs and have the most comprehensive coverage out of any compliance provider with over 15,000 documents covered. Novel things take time. Onflow is truly a novel, never-before-seen approach to the full compliance stack, with inherent digital ID features as an essential part of the protocol, giving it endless possibilities. We wanted to make extremely sure that what we're releasing here in a couple of months is as solid as can be, and will offer hefty bounties to people who can successfully find a way to disrupt the protocol (one can never do too much manual review, fuzzing, external audits, etc., and we firmly believe in rewarding solo auditors for findings). Lastly. Thank you to everyone building in, researching, contributing to or otherwise promoting, privacy. Privacy is not reliant on financial turmoil, it is the first question a start-up should ask itself when making a new product class. And we're super fortunate to say that in the difficulties of navigating novel privacy, we've found extremely satisfying solutions to extremely complex problems we otherwise never would've discovered. Do not fade privacy. Privacy is a moat, and there are so many markets that are begging to be disrupted if someone with a privacy-oriented view decided to take a pragmatic look at them. Thank you.
1:28

(long post on going from pre-product to post-product as a founder) We're swiftly approaching launch, so I thought I'd take some time to reflect. The accompanying video is of the first graphical implementation of Onflow (on Android) for a demo we did at Devcon. Barebones (a bit rough around the edges compared to today's visuals) from exactly a year ago. Onflow might prove to be the most complex protocol engineered thus far within the ZK/MPC/privacy space. ~2 years of work, 13 employees, expertise, refining, rebuilding, consulting, re-writing, auditing, novel research in MPC and ZK constructions. What goes into what we're building? First I'll outline what the scope for the initial release of Onflow is (skip to next section if this isn't interesting to you): - Be an SDK, not a standalone monolith. While we do have Onflow ID (our Onflow implementation), we never want Onflow to be centralized around 1 app. This also makes our user-by-default system so much more stronger in garnering network effects. If you've used Onflow even once, as soon as you open another app a few months later that requires compliance, you'll be pleasantly surprised to find that the magic of the protocol has auto-submitted exactly what the service provider is looking for and there is no-to-little user interaction required on your end. - Privacy, privacy, privacy. My background, and a 90% of the development team at Sundial has a solid background in complex privacy schemes, zero-knowledge, academia and practical implementations. We believe compliance/KYC breaches are some of the most dangerous (both physically and virtually) data leaks that can occur, and so Onflow was built to be virtually impossible to leak any meaningful data from, even if you're delegating work to overseas staff, due to how data is stealth-schematized so support agents only see *exactly* what they need to solve your case, and nothing else. - Privacy, again. So what does privacy entail? Well. For Onflow we're utilizing so many new primitives in one, that all come from different departments. From the zero-trust infrastructure for our compliance dashboard, our never-before-seen quantum-resistant QuantMQ data dispatch protocol that is pervasive throughout the entire Onflow ecosystem, to complex routers for oracling and verifying proofs onchain (EVM and SVM initially, as recently announced). We also have our TDE, or "Trusted Data Enclave", which allows you to easily port your credentials to a new device, whether it be your laptop, or another phone, it'll all get transferred over seamlessly through a bespoke mesh-based distribution system (think Signal-type), again through QuantMQ tunnels. Now the true beauty of all of this? Some of the most senior software engineers, protocol engineers, system administrators, applied (& research) cryptographers alongside amazing visual artists, and our incredible CPO (ex-Disney, Apple, AOL and many more) all worked on their individual bits of the protocol. All with a shared love, and deep respect for privacy and great UX, came together to build the behemoth that is the inner workings of Onflow and distill it down to an SDK that takes just a dozen lines to implement, whether in an app, on a website, or in a cryptocurrency setting. One simple SDK that encapsulates hundreds of bespoke, novel and battle-tested MPC, ZK, QP protocols, and productized it into something that will make onboarding and compliance in general a one-click action going forward (for the most part), and will only be more and more normalized as more and more apps adopt this. Who is interested in using Onflow? We're very fortunate to have an exceptional product, which traditional finance, fintech and digital assets immediately recognize the importance of. Therefore, we're proud to announce that alongside our joint announcement with our day-1 deployment to Circle's Arc network, we're also entering traditional finance. Soon, users will be able to create bank accounts for short-stay overseas work solely using Onflow. We're actually surprised at the extremely positive reception from traditional finance, as you can quickly convince yourself words like "zero-knowledge" will scare what's often seen as arcane institutions, but our experience has been the polar opposite. Banks understand the importance of privacy. Banks understands utilizing privacy-enhancing tools to make the onboarding UX more convenient, and save them money and risk assessment staff when it comes to compliance. What's coming up? More privacy, more convenience. Soon you'll be introduced to the full product offerings of our initial release of Onflow. We plan to open-source every part of the stack that we're able to and provides a benefit to proliferating privacy online (such as our QuantumMQ library with bindings for C++, Rust, C#, Swift and Typescript). We plan to prove that all of the hundreds of millions, if not billions of dollars spent on solid cryptographic, privacy-oriented research has not gone in vain, and we've employed and improved upon under-explored breakthroughs to make Onflow happen. What took you so long? Perfect is the enemy of (progress/good/etc.), however, being a product that de-risks businesses and transmits PII (even over quantum-proof tunnels) still require extreme rigor and a lot of systems and novel infrastructure to make sure that there is no central breach point. Version one of Onflow will support 147 jurisdictions, and we soon plan to add support for Aadhar 2.0 as well, to include India (even though they just got biometric passports, they're not as ubiquitous). We support thousands of passports and IDs and have the most comprehensive coverage out of any compliance provider with over 15,000 documents covered. Novel things take time. Onflow is truly a novel, never-before-seen approach to the full compliance stack, with inherent digital ID features as an essential part of the protocol, giving it endless possibilities. We wanted to make extremely sure that what we're releasing here in a couple of months is as solid as can be, and will offer hefty bounties to people who can successfully find a way to disrupt the protocol (one can never do too much manual review, fuzzing, external audits, etc., and we firmly believe in rewarding solo auditors for findings). Lastly. Thank you to everyone building in, researching, contributing to or otherwise promoting, privacy. Privacy is not reliant on financial turmoil, it is the first question a start-up should ask itself when making a new product class. And we're super fortunate to say that in the difficulties of navigating novel privacy, we've found extremely satisfying solutions to extremely complex problems we otherwise never would've discovered. Do not fade privacy. Privacy is a moat, and there are so many markets that are begging to be disrupted if someone with a privacy-oriented view decided to take a pragmatic look at them. Thank you.

SIGNAL

20,192 views • 9 months ago

In our recent episode with StarkWare 🥷 & Zcash 🛡️ Co-founder Eli Ben-Sasson | Starknet.io, we discuss Starknet (Privacy Arc)'s Bitcoin initiative as a return to first principles. Eli explains how Bitcoin today functions more like gold or real estate - a powerful store of value that mostly sits idle. To unlock lending, borrowing, and broader economic activity without leaving Bitcoin’s trust model, the system needs scalability, better UX, and expressive programmability. He argues that ZK-STARKs are the end-state for achieving this: a way to extend Bitcoin while preserving its core values of self-custody, decentralization, and censorship-resistance. This is the driver behind Starkware’s renewed focus on Bitcoin - bringing the same proof-based scalability used on Ethereum directly to Bitcoin infrastructure. For Eli, this isn’t a pivot; it’s the completion of a vision he first outlined in 2013: scaling Bitcoin with ZK proofs, the Bitcoin way. Tune in to the full episode at
0:29

In our recent episode with StarkWare 🥷 & Zcash 🛡️ Co-founder Eli Ben-Sasson | Starknet.io, we discuss Starknet (Privacy Arc)'s Bitcoin initiative as a return to first principles. Eli explains how Bitcoin today functions more like gold or real estate - a powerful store of value that mostly sits idle. To unlock lending, borrowing, and broader economic activity without leaving Bitcoin’s trust model, the system needs scalability, better UX, and expressive programmability. He argues that ZK-STARKs are the end-state for achieving this: a way to extend Bitcoin while preserving its core values of self-custody, decentralization, and censorship-resistance. This is the driver behind Starkware’s renewed focus on Bitcoin - bringing the same proof-based scalability used on Ethereum directly to Bitcoin infrastructure. For Eli, this isn’t a pivot; it’s the completion of a vision he first outlined in 2013: scaling Bitcoin with ZK proofs, the Bitcoin way. Tune in to the full episode at

House of ZK

41,239 views • 9 months ago

✨ Participation in TOKEN2049 in Singapore was a true revelation for everyone working in the fields of cryptocurrency, blockchain, and AI. The innovative ideas, engaging discussions, and debates that took place at this event provide a unique insight into the rapid evolution of the digital economy. 🔗 The DeHealth team showcased our advanced blockchain protocol at the conference, which gives users full control over their medical data. Our decentralized storage system ensures the security, accessibility, and complete privacy of medical information by using private keys for data management and integration with eHealth applications. We aim to set a new standard in data security and user control, paving the way for widespread adoption in healthcare. 💡 The conference discussed key trends and challenges facing public and private markets, as well as the future of financial instruments and infrastructure based on cryptocurrencies. Eastern and Western projects, solutions to privacy and transparency issues, and the challenges of fragmented cryptocurrency infrastructures were all major topics on the agenda. 🌍 Token2049 demonstrated that the future of crypto is not limited to technology alone—building sustainable and practical systems that can integrate into the global financial ecosystem is becoming a crucial aspect. At DeHealth, we are confident that this is just the beginning of our journey, and we will continue to move forward, bringing innovation to the fields of health and finance. 🚀 More information about the event and insights can be found in the article by DeHealth CEO Denys Tsvaig , which he wrote exclusively for HackerNoon. #Token2049 #Blockchain #DeHealth #CryptoInnovation #HealthData #BlockchainInHealth #DeFi #Crypto #Privacy #Transparency #tsvaig #FutureOfFinance #MedTech #DigitalEconomy #Singapore #BlockchainProtocol #DataOwnership #FinancialInnovation
1:00

✨ Participation in TOKEN2049 in Singapore was a true revelation for everyone working in the fields of cryptocurrency, blockchain, and AI. The innovative ideas, engaging discussions, and debates that took place at this event provide a unique insight into the rapid evolution of the digital economy. 🔗 The DeHealth team showcased our advanced blockchain protocol at the conference, which gives users full control over their medical data. Our decentralized storage system ensures the security, accessibility, and complete privacy of medical information by using private keys for data management and integration with eHealth applications. We aim to set a new standard in data security and user control, paving the way for widespread adoption in healthcare. 💡 The conference discussed key trends and challenges facing public and private markets, as well as the future of financial instruments and infrastructure based on cryptocurrencies. Eastern and Western projects, solutions to privacy and transparency issues, and the challenges of fragmented cryptocurrency infrastructures were all major topics on the agenda. 🌍 Token2049 demonstrated that the future of crypto is not limited to technology alone—building sustainable and practical systems that can integrate into the global financial ecosystem is becoming a crucial aspect. At DeHealth, we are confident that this is just the beginning of our journey, and we will continue to move forward, bringing innovation to the fields of health and finance. 🚀 More information about the event and insights can be found in the article by DeHealth CEO Denys Tsvaig , which he wrote exclusively for HackerNoon. #Token2049 #Blockchain #DeHealth #CryptoInnovation #HealthData #BlockchainInHealth #DeFi #Crypto #Privacy #Transparency #tsvaig #FutureOfFinance #MedTech #DigitalEconomy #Singapore #BlockchainProtocol #DataOwnership #FinancialInnovation

DeHealth

10,268 views • 1 year ago

On the latest Bitcoin News Weekly, Giacomo Loathsome Bitcoin Destroyer Zucco laid out the Bitcoin tech projects he is most excited for in 2026. Beyond payments, his vision is to fix the fundamental infrastructure of the internet and financial self-sovereignty. Here is a breakdown of the key tech projects Zucco is most excited about: 1. Fixing Internet Communication & Social Media Zucco is bullish on protocols that aim to decentralize the very fabric of how we interact online, moving away from centralized silos. Holepunch: A platform for building peer-to-peer applications without servers. Nostr: A decentralized protocol for social media and data vending that removes the power of central moderators. Keet: A peer-to-peer communication tool built on Holepunch that focuses on privacy and direct user interaction. 2. Scalable, Sovereign Identity Rather than government-mandated digital IDs, Zucco advocates for "pseudonymous identity" where users control their own keys. Economic Incentive: He notes that because Bitcoin users must learn to manage keys to protect their money, they are finally prepared for the "web of trust" models that failed in the past. 3. The "New" Lightning Network Zucco acknowledges that the current Lightning Network has "overpromised" by relying on semi-centralized nodes. He is excited about a multi-layered approach that abstracts complexity away from the user: Ark: This protocol is a major highlight for Zucco because it "batches across users" rather than just time. This allows thousands of users to achieve finality in a single on-chain transaction. Complementary Layers: He sees a "symphony" of layers, including Spark, Mercury Layer, Liquid, and Cashu, working together to make Bitcoin as easy to use as a credit card. 4. Decentralizing Bitcoin Mining To prevent censorship and "KYC mining," Zucco supports tools that return power to individual miners: OCEAN & DATUM: Projects that allow miners to create their own block templates rather than letting pools decide which transactions to include. Stratum V2: An upgraded protocol designed to increase security and efficiency in pool communication. Lightning/Ark Payouts: He is excited about mining pools using Lightning or Ark for non-custodial, high-frequency payouts to miners. 5. Smart Contracts & Assets (RGB) Zuccoo, who originally invented the RGB protocol in 2018, is excited to see its "renaissance" alongside Taproot Assets. Client-Side Validation: RGB allows for smart contracts and tokens (like Tether) to exist on Bitcoin without bloating the blockchain or requiring new tokens to function. Reduction of Harm: He believes that if people insist on using stablecoins or tokens, doing so on RGB strengthens Bitcoin's privacy and liquidity rather than damaging it.
7:19

On the latest Bitcoin News Weekly, Giacomo Loathsome Bitcoin Destroyer Zucco laid out the Bitcoin tech projects he is most excited for in 2026. Beyond payments, his vision is to fix the fundamental infrastructure of the internet and financial self-sovereignty. Here is a breakdown of the key tech projects Zucco is most excited about: 1. Fixing Internet Communication & Social Media Zucco is bullish on protocols that aim to decentralize the very fabric of how we interact online, moving away from centralized silos. Holepunch: A platform for building peer-to-peer applications without servers. Nostr: A decentralized protocol for social media and data vending that removes the power of central moderators. Keet: A peer-to-peer communication tool built on Holepunch that focuses on privacy and direct user interaction. 2. Scalable, Sovereign Identity Rather than government-mandated digital IDs, Zucco advocates for "pseudonymous identity" where users control their own keys. Economic Incentive: He notes that because Bitcoin users must learn to manage keys to protect their money, they are finally prepared for the "web of trust" models that failed in the past. 3. The "New" Lightning Network Zucco acknowledges that the current Lightning Network has "overpromised" by relying on semi-centralized nodes. He is excited about a multi-layered approach that abstracts complexity away from the user: Ark: This protocol is a major highlight for Zucco because it "batches across users" rather than just time. This allows thousands of users to achieve finality in a single on-chain transaction. Complementary Layers: He sees a "symphony" of layers, including Spark, Mercury Layer, Liquid, and Cashu, working together to make Bitcoin as easy to use as a credit card. 4. Decentralizing Bitcoin Mining To prevent censorship and "KYC mining," Zucco supports tools that return power to individual miners: OCEAN & DATUM: Projects that allow miners to create their own block templates rather than letting pools decide which transactions to include. Stratum V2: An upgraded protocol designed to increase security and efficiency in pool communication. Lightning/Ark Payouts: He is excited about mining pools using Lightning or Ark for non-custodial, high-frequency payouts to miners. 5. Smart Contracts & Assets (RGB) Zuccoo, who originally invented the RGB protocol in 2018, is excited to see its "renaissance" alongside Taproot Assets. Client-Side Validation: RGB allows for smart contracts and tokens (like Tether) to exist on Bitcoin without bloating the blockchain or requiring new tokens to function. Reduction of Harm: He believes that if people insist on using stablecoins or tokens, doing so on RGB strengthens Bitcoin's privacy and liquidity rather than damaging it.

Bitcoin News

13,054 views • 7 months ago

🌟Quilibrium’s AI Breakthrough: Encrypted Training on CPUs In her latest live stream ( - minute 14) Cassie unveiled a groundbreaking AI training method that allows models to be trained on encrypted data using CPUs while achieving performance comparable to Nvidia’s A100 GPU (blue line in the graph below). Traditionally, AI training requires expensive GPUs because matrix multiplications—the core of deep learning—are highly computational. Running these calculations on CPUs is painfully slow, often taking hours or days for even small models. The problem worsens when trying to train AI on encrypted data, as standard encryption methods add a massive computational burden. Quilibrium’s breakthrough removes this bottleneck. Instead of relying on traditional matrix multiplication, their method uses a completely different mathematical approach, allowing AI models to be trained securely and efficiently without exposing the raw data. Cassie didn’t reveal the exact technique, only hinting that it’s inspired by existing AI research and will be detailed in a future open-source AGPL-licensed paper. The key advantage? AI can now be trained at GPU speeds on standard CPUs, making privacy-preserving machine learning far more accessible. This innovation has major implications. It slashes AI infrastructure costs, allowing organizations to train powerful models without investing in expensive hardware. It also enables private AI training on personal or corporate data without revealing sensitive information, a game-changer for industries like healthcare and finance. If Quilibrium’s method delivers on its promise, it could reshape AI development, making privacy-first computing the new standard. $QUIL $wQUIL
3:42

🌟Quilibrium’s AI Breakthrough: Encrypted Training on CPUs In her latest live stream ( - minute 14) Cassie unveiled a groundbreaking AI training method that allows models to be trained on encrypted data using CPUs while achieving performance comparable to Nvidia’s A100 GPU (blue line in the graph below). Traditionally, AI training requires expensive GPUs because matrix multiplications—the core of deep learning—are highly computational. Running these calculations on CPUs is painfully slow, often taking hours or days for even small models. The problem worsens when trying to train AI on encrypted data, as standard encryption methods add a massive computational burden. Quilibrium’s breakthrough removes this bottleneck. Instead of relying on traditional matrix multiplication, their method uses a completely different mathematical approach, allowing AI models to be trained securely and efficiently without exposing the raw data. Cassie didn’t reveal the exact technique, only hinting that it’s inspired by existing AI research and will be detailed in a future open-source AGPL-licensed paper. The key advantage? AI can now be trained at GPU speeds on standard CPUs, making privacy-preserving machine learning far more accessible. This innovation has major implications. It slashes AI infrastructure costs, allowing organizations to train powerful models without investing in expensive hardware. It also enables private AI training on personal or corporate data without revealing sensitive information, a game-changer for industries like healthcare and finance. If Quilibrium’s method delivers on its promise, it could reshape AI development, making privacy-first computing the new standard. $QUIL $wQUIL

Quilibrium Community

18,919 views • 1 year ago

Ep. 10 Free The Money | As Cash Disappears: Why Monero Succeeds Where Bitcoin Fails In this episode I’m joined by Douglas Tuman, founder of MoneroTopia and host of Monero Talk Live, to explore why Monero is not only the ultimate privacy coin, but a foundational tool for freedom in the digital age. Doug explains how Monero was built to fix Bitcoin’s core flaws. Bitcoin’s public ledger allows for the tracking of transactions and balances, while Monero encrypts the sender, receiver, and amount by default. Monero’s privacy makes Monero fully fungible, meaning every coin is identical, untraceable, and cannot be tainted or blacklisted, something Bitcoin can never achieve. Doug breaks down why Monero is more decentralized at the mining level, using ASIC-resistant proof-of-work that allows everyday CPUs to secure the network, preventing control by large industrial mining operations and state pressure unlike Bitcoin. This makes Monero harder to censor and more resilient long-term. This episode tackles the controversial topic head-on: Monero’s use on dark markets. Rather than being a weakness, it’s evidence that Monero is the most private and effective digital cash available, just as cash and encryption have always been neutral tools used by both good and bad actors. At a deeper level, this conversation is about freedom. Cash is being eliminated. Privacy is necessary to prevent governments from wielding excessive power over individuals. Sign up for ITrustCapital with this link for $100 funding bonus. See why people are opening a tax-advantaged Crypto, Gold & Silver IRA for their future: 0:54 From Bitcoin Maxi to Monero Advocate: Doug’s personal journey into crypto (and the Dogecoin hack that changed everything) 8:18 Why Monero Is Truly Private: How Monero hides the sender, receiver, and amount by default 9:45 Beyond Privacy: Monero’s dynamic block size & why it actually scales on-chain (unlike Bitcoin) 13:30 Why Monero Is More Decentralized: ASIC-resistant mining, RandomX, and “one CPU, one vote” 17:30 Bitcoin’s Fatal Flaw: Why Bitcoin is no longer digital cash—or even digital gold 19:55 Why Privacy Coins Are Rising: Surveillance, debanking, and people waking up 24:05 How to Secure Your Crypto: Wallet safety, seed phrases, and avoiding catastrophic mistakes 28:00 MoneroTopia: Building real-world adoption and living on Monero 32:05 Running for Congress: Why Doug stepped into politics to defend Monero and financial privacy 38:00 The Realization: Why building a parallel crypto economy beats fighting the system from within 44:00 The Clarity Act & Aaron Day: How new legislation threatens self-custody—and who’s exposing it 45:55 Monero vs Zcash: The real differences in privacy, governance, and philosophy 51:40 The Next Monero Upgrade: Full-chain membership proofs explained 53:25 Private by Default = Fungible 59:05 Dark Markets & the Truth About Privacy: Why Monero’s use proves it’s the best digital cash 1:03:10 XMR Bazaar: Peer-to-peer markets, no middlemen, and a parallel economy built on Monero
1:12:37

Ep. 10 Free The Money | As Cash Disappears: Why Monero Succeeds Where Bitcoin Fails In this episode I’m joined by Douglas Tuman, founder of MoneroTopia and host of Monero Talk Live, to explore why Monero is not only the ultimate privacy coin, but a foundational tool for freedom in the digital age. Doug explains how Monero was built to fix Bitcoin’s core flaws. Bitcoin’s public ledger allows for the tracking of transactions and balances, while Monero encrypts the sender, receiver, and amount by default. Monero’s privacy makes Monero fully fungible, meaning every coin is identical, untraceable, and cannot be tainted or blacklisted, something Bitcoin can never achieve. Doug breaks down why Monero is more decentralized at the mining level, using ASIC-resistant proof-of-work that allows everyday CPUs to secure the network, preventing control by large industrial mining operations and state pressure unlike Bitcoin. This makes Monero harder to censor and more resilient long-term. This episode tackles the controversial topic head-on: Monero’s use on dark markets. Rather than being a weakness, it’s evidence that Monero is the most private and effective digital cash available, just as cash and encryption have always been neutral tools used by both good and bad actors. At a deeper level, this conversation is about freedom. Cash is being eliminated. Privacy is necessary to prevent governments from wielding excessive power over individuals. Sign up for ITrustCapital with this link for $100 funding bonus. See why people are opening a tax-advantaged Crypto, Gold & Silver IRA for their future: 0:54 From Bitcoin Maxi to Monero Advocate: Doug’s personal journey into crypto (and the Dogecoin hack that changed everything) 8:18 Why Monero Is Truly Private: How Monero hides the sender, receiver, and amount by default 9:45 Beyond Privacy: Monero’s dynamic block size & why it actually scales on-chain (unlike Bitcoin) 13:30 Why Monero Is More Decentralized: ASIC-resistant mining, RandomX, and “one CPU, one vote” 17:30 Bitcoin’s Fatal Flaw: Why Bitcoin is no longer digital cash—or even digital gold 19:55 Why Privacy Coins Are Rising: Surveillance, debanking, and people waking up 24:05 How to Secure Your Crypto: Wallet safety, seed phrases, and avoiding catastrophic mistakes 28:00 MoneroTopia: Building real-world adoption and living on Monero 32:05 Running for Congress: Why Doug stepped into politics to defend Monero and financial privacy 38:00 The Realization: Why building a parallel crypto economy beats fighting the system from within 44:00 The Clarity Act & Aaron Day: How new legislation threatens self-custody—and who’s exposing it 45:55 Monero vs Zcash: The real differences in privacy, governance, and philosophy 51:40 The Next Monero Upgrade: Full-chain membership proofs explained 53:25 Private by Default = Fungible 59:05 Dark Markets & the Truth About Privacy: Why Monero’s use proves it’s the best digital cash 1:03:10 XMR Bazaar: Peer-to-peer markets, no middlemen, and a parallel economy built on Monero

Bri Teresi

37,288 views • 6 months ago

Huma Turns 4 today. Huma was founded on April 20, 2022 with a clear mission — to accelerate the movement of money for a world that is always on. This is the story behind that mission. The inspiration came from our founders’ experience building EarnIn, a leading payment financing app. EarnIn helped tens of millions of Americans access their wages in real time instead of waiting for weeks, avoiding end of month cash flow challenges that often led to debt spirals. It wasn't easy. Even after scaling EarnIn to more than $10B in cashouts with less than 1% loss rates, it was difficult to find lenders willing to finance payment gaps for a few days. Retrofitting AI-driven real-time solutions on top of existing banking infrastructure revealed a stark truth. The future of finance could not be built on legacy rails. So, they left EarnIn to build a new payment financing layer at global scale. The first prototype won the DeFi track at EthDenver. Shortly after, Huma was founded. Huma 1.0 launched in 2023 with a handful of LPs and early partners believing in our mission, building alongside us. Each partner validated a different real world use case: - Arf focused on cross-border payments - Rain focused on card settlement - Jia focused on trade finance In early 2024, Huma crossed $1B in transaction volume. It became clear that Arf's regulated infrastructure is critical to onboard larger global payment companies. The two teams merged, combining onchain infrastructure with regulated financial rails. Since then, the network has grown 10x. Solana Foundation was first to recognize PayFi’s potential and offered a partnership to build the category. Huma went all in, rebuilding its stack on Solana, believing global liquidity solutions belong to the fastest growing ecosystem with the highest TPS. Huma 2.0 and PST (PayFi Strategy Token) launched in April 2025, followed by the HUMA token in May with full ecosystem alignment. Partnerships with Jupiter and Kamino helped scale PST, letting everyone on Solana access yield from real world payment flows. Our leadership in the ecosystem was recognized by an invitation to the Genius Act signing ceremony at the White House. Huma now leads the PayFi category with measurable scale: - $12B total transaction volume - $160M active liquidity - 100K+ depositors - PST has become a core onchain yield primitive All of this is to say, thank you. To the teams at Huma and Arf, our investors, and every partner who backed PayFi before it had a name, thank you. To our community, none of this happens without you. As the first PayFi network, we have come a long way in advancing our mission to accelerate the movement of money for a world that is always on. There is still much more to build.
0:49

Huma Turns 4 today. Huma was founded on April 20, 2022 with a clear mission — to accelerate the movement of money for a world that is always on. This is the story behind that mission. The inspiration came from our founders’ experience building EarnIn, a leading payment financing app. EarnIn helped tens of millions of Americans access their wages in real time instead of waiting for weeks, avoiding end of month cash flow challenges that often led to debt spirals. It wasn't easy. Even after scaling EarnIn to more than $10B in cashouts with less than 1% loss rates, it was difficult to find lenders willing to finance payment gaps for a few days. Retrofitting AI-driven real-time solutions on top of existing banking infrastructure revealed a stark truth. The future of finance could not be built on legacy rails. So, they left EarnIn to build a new payment financing layer at global scale. The first prototype won the DeFi track at EthDenver. Shortly after, Huma was founded. Huma 1.0 launched in 2023 with a handful of LPs and early partners believing in our mission, building alongside us. Each partner validated a different real world use case: - Arf focused on cross-border payments - Rain focused on card settlement - Jia focused on trade finance In early 2024, Huma crossed $1B in transaction volume. It became clear that Arf's regulated infrastructure is critical to onboard larger global payment companies. The two teams merged, combining onchain infrastructure with regulated financial rails. Since then, the network has grown 10x. Solana Foundation was first to recognize PayFi’s potential and offered a partnership to build the category. Huma went all in, rebuilding its stack on Solana, believing global liquidity solutions belong to the fastest growing ecosystem with the highest TPS. Huma 2.0 and PST (PayFi Strategy Token) launched in April 2025, followed by the HUMA token in May with full ecosystem alignment. Partnerships with Jupiter and Kamino helped scale PST, letting everyone on Solana access yield from real world payment flows. Our leadership in the ecosystem was recognized by an invitation to the Genius Act signing ceremony at the White House. Huma now leads the PayFi category with measurable scale: - $12B total transaction volume - $160M active liquidity - 100K+ depositors - PST has become a core onchain yield primitive All of this is to say, thank you. To the teams at Huma and Arf, our investors, and every partner who backed PayFi before it had a name, thank you. To our community, none of this happens without you. As the first PayFi network, we have come a long way in advancing our mission to accelerate the movement of money for a world that is always on. There is still much more to build.

Huma Finance

73,454 views • 3 months ago

For the Sui Overflow 2026 hackathon, I built Talise. A gasless dollar account that sends money by name, settles in under a second, and keeps the amount private on-chain. This is what "money that moves like a message" actually looks like when you build it on the right rails. The core experience is simple by design. Sign in with Google/Apple, get a self-custodial wallet via zkLogin, claim your handle like sele@talise, and start sending. No seed phrase. No gas token. No 0x address to copy and verify. The complexity lives in the infrastructure. The user never sees it. [Kostas Kryptos] Sending is just a name. Type a handle, enter an amount, confirm. It arrives in under a second. Stablecoin transactions on Sui cost nothing, so what you type is exactly what arrives. No spread taken on the send. No fee waiting at the destination. Talise also has a built in privacy feature. The amount is hidden on-chain and the connection between sender and recipient is completely broken. Nobody watching the chain can see what moved or who it moved between. Real privacy, live on Sui mainnet today, not a line on a roadmap. Beyond the core send: claim links let you wrap dollars in a URL and drop it in any chat, no address needed to receive. Payment streaming lets you send a salary or a subscription by the second. Idle balances route automatically to on-chain lending so your dollars are never dead weight between payments. And cash-out to your local bank is live now in Nigeria, with more corridors coming. Every transaction is sponsored through a gas station so users never hold or spend a gas token. zkLogin, sponsored transactions, sub-second finality, and programmable transaction blocks are what made this possible. Sui is the only chain where this experience exists without compromise. Over 1,400 handles claimed on-chain. Every feature shipped and working in the live build. Testflight app: Talise. Money that moves like a message. Sui Community Official sarah 😾
4:55

For the Sui Overflow 2026 hackathon, I built Talise. A gasless dollar account that sends money by name, settles in under a second, and keeps the amount private on-chain. This is what "money that moves like a message" actually looks like when you build it on the right rails. The core experience is simple by design. Sign in with Google/Apple, get a self-custodial wallet via zkLogin, claim your handle like sele@talise, and start sending. No seed phrase. No gas token. No 0x address to copy and verify. The complexity lives in the infrastructure. The user never sees it. [Kostas Kryptos] Sending is just a name. Type a handle, enter an amount, confirm. It arrives in under a second. Stablecoin transactions on Sui cost nothing, so what you type is exactly what arrives. No spread taken on the send. No fee waiting at the destination. Talise also has a built in privacy feature. The amount is hidden on-chain and the connection between sender and recipient is completely broken. Nobody watching the chain can see what moved or who it moved between. Real privacy, live on Sui mainnet today, not a line on a roadmap. Beyond the core send: claim links let you wrap dollars in a URL and drop it in any chat, no address needed to receive. Payment streaming lets you send a salary or a subscription by the second. Idle balances route automatically to on-chain lending so your dollars are never dead weight between payments. And cash-out to your local bank is live now in Nigeria, with more corridors coming. Every transaction is sponsored through a gas station so users never hold or spend a gas token. zkLogin, sponsored transactions, sub-second finality, and programmable transaction blocks are what made this possible. Sui is the only chain where this experience exists without compromise. Over 1,400 handles claimed on-chain. Every feature shipped and working in the live build. Testflight app: Talise. Money that moves like a message. Sui Community Official sarah 😾

Sele

13,211 views • 1 month ago

This is SO cool !! I just used up for voting amendment XLS-96 Confidential Transfer / privacy on the XRP Ledger dev net enabled by homomorphism and ZK proofs. What's going on here and how do nodes know payments are correct while not able to see the amounts ? 1) I issued a confidential MPT on the XRP Ledger dev net. I shielded my balance. Privacy for the amounts of my XRPL issued asset balance and transfers (the addresses stay public). No one can see the amounts, it's all shielded, except the issuer and the auditor who can always decrypt them (or you, like in the video on my esp32). 2) The XRP Ledger uses 2 boxes 📦 for this all under the hood, an Inbox-box and a Spending-box. I don't go into detail why thats needed but it's important we have it. 3) How do Validators and nodes know the transfers are correct if they can't see the amounts? Now the true magic is enabled by homomorphism. It allows to do operations arithmetic on encrypted data as if it were plaintext, without the need to decrypt it. Like adding and subtracting amounts to your balance. ZK proofs fill the gap that nodes need. We need a comparison of the balance that after you have done your payment you have >= 0 balance. If you would have negative balance it means you trying to spend more than you have something we need to prevent. For this a ZK proof is used to quickly allow people to check, ahh all good, no idea how much Vet owns but whatever he is spending here it's definitely within his balance and it's not below 0. Those 2 techniques soon on a public decentralized blockchain XRP Ledger. Should give you goose bumps what this means for possible use cases.
7:40

This is SO cool !! I just used up for voting amendment XLS-96 Confidential Transfer / privacy on the XRP Ledger dev net enabled by homomorphism and ZK proofs. What's going on here and how do nodes know payments are correct while not able to see the amounts ? 1) I issued a confidential MPT on the XRP Ledger dev net. I shielded my balance. Privacy for the amounts of my XRPL issued asset balance and transfers (the addresses stay public). No one can see the amounts, it's all shielded, except the issuer and the auditor who can always decrypt them (or you, like in the video on my esp32). 2) The XRP Ledger uses 2 boxes 📦 for this all under the hood, an Inbox-box and a Spending-box. I don't go into detail why thats needed but it's important we have it. 3) How do Validators and nodes know the transfers are correct if they can't see the amounts? Now the true magic is enabled by homomorphism. It allows to do operations arithmetic on encrypted data as if it were plaintext, without the need to decrypt it. Like adding and subtracting amounts to your balance. ZK proofs fill the gap that nodes need. We need a comparison of the balance that after you have done your payment you have >= 0 balance. If you would have negative balance it means you trying to spend more than you have something we need to prevent. For this a ZK proof is used to quickly allow people to check, ahh all good, no idea how much Vet owns but whatever he is spending here it's definitely within his balance and it's not below 0. Those 2 techniques soon on a public decentralized blockchain XRP Ledger. Should give you goose bumps what this means for possible use cases.

Vet

57,369 views • 4 days ago

#0x0 = Uniswap + MetaMask + Monero on steroids It’s very rare to find projects like 0x0. A lot of these projects solve problems nobody gives a fuck about. This one actually solves a real issue traders and holders genuinely care about First ever 100% privacy ecosystem Trade privately Send / Receive crypto anonymously and safely Onchain perps with privacy coming next The privacy DEX & Wallet is super easy to use. I suggest sending a small amount over to see for yourself how simple it is 100% revenue goes back to the holders The potential to go to multi billions is so obvious. In hindsight this will be one of those generational plays for people who had balls and patience No this is not a paid ad. I have bought all my tokens and been holding and accumulating for 2+ years. Putting my money where my mouth is It’s a very simple privacy right. Just like going to 711 and using a credit card to pay for a snickers. The merchant has no idea what your balance is but you are able to complete the transaction privately. This is exactly what 0x0 enables Teams already paid out $5.6M+ in revenue share and that’s just from beta. Now that the products are live I expect revenue share to dramatically increase as volume and users continue to increase. This could snowball effect into many big whales making 6-7 figures passive income monthly in ETH rewards With plans to go multi chain across every big ecosystem and gaining the attention from CZ & Binance this seems like one of the most obvious plays in crypto One of the true comfy crypto holdings in the market along with BTC SOL ETH & HYPE With $ETH gaining mainstream adoption and institutional bidding from Blackrock & other ETF’s it seems a massive shift into utility is around the corner I believe 0x0 is setting up for a run towards multi billion dollar market - one of the comfiest holds in crypto
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#0x0 = Uniswap + MetaMask + Monero on steroids It’s very rare to find projects like 0x0. A lot of these projects solve problems nobody gives a fuck about. This one actually solves a real issue traders and holders genuinely care about First ever 100% privacy ecosystem Trade privately Send / Receive crypto anonymously and safely Onchain perps with privacy coming next The privacy DEX & Wallet is super easy to use. I suggest sending a small amount over to see for yourself how simple it is 100% revenue goes back to the holders The potential to go to multi billions is so obvious. In hindsight this will be one of those generational plays for people who had balls and patience No this is not a paid ad. I have bought all my tokens and been holding and accumulating for 2+ years. Putting my money where my mouth is It’s a very simple privacy right. Just like going to 711 and using a credit card to pay for a snickers. The merchant has no idea what your balance is but you are able to complete the transaction privately. This is exactly what 0x0 enables Teams already paid out $5.6M+ in revenue share and that’s just from beta. Now that the products are live I expect revenue share to dramatically increase as volume and users continue to increase. This could snowball effect into many big whales making 6-7 figures passive income monthly in ETH rewards With plans to go multi chain across every big ecosystem and gaining the attention from CZ & Binance this seems like one of the most obvious plays in crypto One of the true comfy crypto holdings in the market along with BTC SOL ETH & HYPE With $ETH gaining mainstream adoption and institutional bidding from Blackrock & other ETF’s it seems a massive shift into utility is around the corner I believe 0x0 is setting up for a run towards multi billion dollar market - one of the comfiest holds in crypto

John

126,075 views • 1 year ago

KNOXNET — $KNX Public Testing Now Live We are pleased to announce that "public testing for the KnoxNet Android APK" is now live. This release marks a major milestone in our development enabling value transfers without any internet connectivity. The current build allows users to experience the core offline infrastructure in a real-world environment for the first time ever. The ability to transfer value completely offline has never been achieved at this level. As this system matures and moves toward full integration with the KnoxNet chain, the implications become significantly larger. Key Features in this Build: * Offline send and receive of KNX notes * Device-to-device communication over Bluetooth * Local validation with instant acknowledgement (handshake-based transfer) * Works fully in airplane mode (no internet, no fallback) * Duplicate note detection on receiver side * On-device transaction history --- ⚠️ Disclaimer This is a testing environment. Each user will be provided with 10,000 KNX test notes upon setup. These are not real funds and are intended solely for testing and feedback purposes. --- 📲 Download the APK 📘 Documentation (How to Use) 🛠 Support & Troubleshooting --- This release represents the first step toward a new category of infrastructure where value can move independently of network conditions. Privacy, as a sector, has seen limited innovation over the years and we intend to change that. What is being built here positions KnoxNet at the forefront of privacy infrastructure, not just competing within the category, but defining it. We encourage all users to test the application thoroughly and share feedback as we continue to refine and scale the system.
1:04

KNOXNET — $KNX Public Testing Now Live We are pleased to announce that "public testing for the KnoxNet Android APK" is now live. This release marks a major milestone in our development enabling value transfers without any internet connectivity. The current build allows users to experience the core offline infrastructure in a real-world environment for the first time ever. The ability to transfer value completely offline has never been achieved at this level. As this system matures and moves toward full integration with the KnoxNet chain, the implications become significantly larger. Key Features in this Build: * Offline send and receive of KNX notes * Device-to-device communication over Bluetooth * Local validation with instant acknowledgement (handshake-based transfer) * Works fully in airplane mode (no internet, no fallback) * Duplicate note detection on receiver side * On-device transaction history --- ⚠️ Disclaimer This is a testing environment. Each user will be provided with 10,000 KNX test notes upon setup. These are not real funds and are intended solely for testing and feedback purposes. --- 📲 Download the APK 📘 Documentation (How to Use) 🛠 Support & Troubleshooting --- This release represents the first step toward a new category of infrastructure where value can move independently of network conditions. Privacy, as a sector, has seen limited innovation over the years and we intend to change that. What is being built here positions KnoxNet at the forefront of privacy infrastructure, not just competing within the category, but defining it. We encourage all users to test the application thoroughly and share feedback as we continue to refine and scale the system.

KnoxNet

57,628 views • 3 months ago

President Trump posted this Explanation on what BITCOIN is… • In the video, Peter Van Valkenburgh, Director of Research at Coin Center, delivers an explanation of Bitcoin during a U.S. Senate hearing. • He describes Bitcoin as the world's first cryptocurrency, powered by the first public blockchain network, which enables anyone to send and receive value globally using just a computer and internet connection—without relying on trusted middlemen like BANKS. • He emphasizes its revolutionary nature as the first public digital payments infrastructure, comparable to the internet for information but for money. • Unlike traditional systems that depend on PRIVATE banks to update ledgers, Bitcoin uses a PUBLIC blockchain where anyone can create an address for free and transfer funds, regardless of background or credit status. • Van Valkenburgh argues that Bitcoin's decentralized design addresses flaws in centralized systems, which have single points of failure leading to massive breaches, such as the Equifax hack exposing 143 million Americans' data, SWIFT network frauds totaling hundreds of millions (including North Korean involvement), a $1.8 billion robbery at Punjab National Bank, and a 2016 botnet attack disrupting major websites. He extends this to the Internet of Things, citing hacks of pacemakers, baby monitors, and vehicles. • He advocates for building more public infrastructure like blockchains to reduce reliance on powerful corporate intermediaries, foster competition, and prevent failures. • Bitcoin, he says, is a computer science breakthrough akin to the internet, promoting freedom, prosperity, and human flourishing, with potential to replace other centralized chokepoints.
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President Trump posted this Explanation on what BITCOIN is… • In the video, Peter Van Valkenburgh, Director of Research at Coin Center, delivers an explanation of Bitcoin during a U.S. Senate hearing. • He describes Bitcoin as the world's first cryptocurrency, powered by the first public blockchain network, which enables anyone to send and receive value globally using just a computer and internet connection—without relying on trusted middlemen like BANKS. • He emphasizes its revolutionary nature as the first public digital payments infrastructure, comparable to the internet for information but for money. • Unlike traditional systems that depend on PRIVATE banks to update ledgers, Bitcoin uses a PUBLIC blockchain where anyone can create an address for free and transfer funds, regardless of background or credit status. • Van Valkenburgh argues that Bitcoin's decentralized design addresses flaws in centralized systems, which have single points of failure leading to massive breaches, such as the Equifax hack exposing 143 million Americans' data, SWIFT network frauds totaling hundreds of millions (including North Korean involvement), a $1.8 billion robbery at Punjab National Bank, and a 2016 botnet attack disrupting major websites. He extends this to the Internet of Things, citing hacks of pacemakers, baby monitors, and vehicles. • He advocates for building more public infrastructure like blockchains to reduce reliance on powerful corporate intermediaries, foster competition, and prevent failures. • Bitcoin, he says, is a computer science breakthrough akin to the internet, promoting freedom, prosperity, and human flourishing, with potential to replace other centralized chokepoints.

MJTruthUltra

114,510 views • 1 year ago