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Strong Warning About 50 Year Mortgages

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Rob Moore

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118,396 просмотров • 8 месяцев назад •via X (Twitter)

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On Wednesday night, Ref SuperDave asked me about “50 Year Mortgages” and I’ve gotten multiple questions since. I have a different opinion than what you have otherwise heard so I wanted to share. I believe in homeownership and would love to hear about your goals. DM me!
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Everyone’s waiting for mortgage rates to crash. Here’s the truth: 3.5% is never coming back, not in our lifetime. The Fed may tweak rates, but mortgages are tied to 10-year Treasuries, and they’re not budging. For 50 years, Americans lived with 7–8% mortgages. You just buy a smaller house and get on with life. Chop chop.
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Everyone’s waiting for mortgage rates to crash. Here’s the truth: 3.5% is never coming back, not in our lifetime. The Fed may tweak rates, but mortgages are tied to 10-year Treasuries, and they’re not budging. For 50 years, Americans lived with 7–8% mortgages. You just buy a smaller house and get on with life. Chop chop.

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