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The central banking system is a scam and pure evil extortion - This monthly mortgage payment comes out to $871 USD per month - He’s paid $5,340 over the last 8 months His balance went from $170,100 to $168,550 So after making $5,340 in payments, his balance only went...

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Wall Street Apes

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80,521 görüntüleme • 2 ay önce •via X (Twitter)

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American has the schedule of payments for her mortgage, her payment is $5,700 a month - After over 4 years of 50 payments, that’s $285,000 paid, but only $50k goes to principal - $230,000 goes JUST TO INTEREST - With interest over 30 years, you're actually going to end up paying $1.6 million - Her home only cost $784,000 So she’s paying $1.6 million for a $784k home because of interest. Again, this is Usury “I want to use this to talk to you about why home buying in America is an absolute scam and why this will be the last house we ever buy in”
4:18

American has the schedule of payments for her mortgage, her payment is $5,700 a month - After over 4 years of 50 payments, that’s $285,000 paid, but only $50k goes to principal - $230,000 goes JUST TO INTEREST - With interest over 30 years, you're actually going to end up paying $1.6 million - Her home only cost $784,000 So she’s paying $1.6 million for a $784k home because of interest. Again, this is Usury “I want to use this to talk to you about why home buying in America is an absolute scam and why this will be the last house we ever buy in”

Wall Street Apes

4,971,559 görüntüleme • 1 yıl önce

🚨 THE AMERICAN DREAM IS A FINANCIAL PSYOP - YOU PAY FOR 20 YEARS AND THE BANK STILL OWNS YOUR HOUSE They tell Americans that renting is ‘throwing money away’ - so you’re supposed to buy at any cost, So this homeowner calmly breaks down his mortgage on camera - and the math is horrifying. $359,000 loan. 5.75% interest. 30-year fixed. Monthly payment: $2,825 Interest alone: $1,720 Taxes + insurance: ~$600 That means only $480 a month actually goes toward owning the house. After 3.5 years of payments - nearly $110,000 sent in - only $19–20K came off the principal. At this pace, interest doesn’t even lose until YEAR 19. Just the quiet reality baked into the modern American mortgage system. If you pay for decades and own nothing… how is that not a scam?
1:54

🚨 THE AMERICAN DREAM IS A FINANCIAL PSYOP - YOU PAY FOR 20 YEARS AND THE BANK STILL OWNS YOUR HOUSE They tell Americans that renting is ‘throwing money away’ - so you’re supposed to buy at any cost, So this homeowner calmly breaks down his mortgage on camera - and the math is horrifying. $359,000 loan. 5.75% interest. 30-year fixed. Monthly payment: $2,825 Interest alone: $1,720 Taxes + insurance: ~$600 That means only $480 a month actually goes toward owning the house. After 3.5 years of payments - nearly $110,000 sent in - only $19–20K came off the principal. At this pace, interest doesn’t even lose until YEAR 19. Just the quiet reality baked into the modern American mortgage system. If you pay for decades and own nothing… how is that not a scam?

HustleBitch

106,260 görüntüleme • 6 ay önce

This is insane, Americans are paying more than double the price for their homes because of interest American just bought a home in California, here’s how much it cost - Home cost was $805k, she says it was the cheapest one, normal homes in her neighborhood are $900k-$1M+ - Her parents gave her 20% down, she financed $635,000 at 6.75% interest - Monthly payment $5,164.63 - If she had not put 20% down, the monthly payment would have been $6,484.99 - The total interest paid over 30 years will be $847,696 - The total amount spent for the home over 30 years, including the down payment and all mortgage payments, is $2,020,266.80 You thought you were buying a home for $805k but really you’re paying $2,020,266.80 This is more than double the cost of the home because of interest
1:51

This is insane, Americans are paying more than double the price for their homes because of interest American just bought a home in California, here’s how much it cost - Home cost was $805k, she says it was the cheapest one, normal homes in her neighborhood are $900k-$1M+ - Her parents gave her 20% down, she financed $635,000 at 6.75% interest - Monthly payment $5,164.63 - If she had not put 20% down, the monthly payment would have been $6,484.99 - The total interest paid over 30 years will be $847,696 - The total amount spent for the home over 30 years, including the down payment and all mortgage payments, is $2,020,266.80 You thought you were buying a home for $805k but really you’re paying $2,020,266.80 This is more than double the cost of the home because of interest

Wall Street Apes

87,468 görüntüleme • 1 yıl önce

🚨 HE PAID $7,400 TOWARD HIS AMERICAN STUDENT LOAN - AND HIS DEBT GOT BIGGER. HOW IS THIS NOT A SCAM? A man breaks down his student loan statement and it’s the clearest example of financial insanity you’ll ever see. Original loan: $8,645 Total payments made: $7,450 Interest rate: 8% After years of paying thousands toward it… his remaining balance is $8,750 - more than when he started. “I’ve paid $7,500 toward it… and I owe $100 more than the original amount.” You can’t make this up. This is how an entire generation gets financially trapped: Pay for years. Pay almost the whole loan. Watch the balance rise anyway. If any other industry worked like this, it would be shut down overnight. What would you call a system where paying thousands only makes your balance go up?
0:30

🚨 HE PAID $7,400 TOWARD HIS AMERICAN STUDENT LOAN - AND HIS DEBT GOT BIGGER. HOW IS THIS NOT A SCAM? A man breaks down his student loan statement and it’s the clearest example of financial insanity you’ll ever see. Original loan: $8,645 Total payments made: $7,450 Interest rate: 8% After years of paying thousands toward it… his remaining balance is $8,750 - more than when he started. “I’ve paid $7,500 toward it… and I owe $100 more than the original amount.” You can’t make this up. This is how an entire generation gets financially trapped: Pay for years. Pay almost the whole loan. Watch the balance rise anyway. If any other industry worked like this, it would be shut down overnight. What would you call a system where paying thousands only makes your balance go up?

HustleBitch

165,649 görüntüleme • 8 ay önce

American healthcare worker says she has $105,309.76 of student loan debt Between her loans she’s accruing roughly $464 in interest debt alone every single month If she was to pay $1,000 per month, it would still take her 10 years to pay off this loan. Even at a $1,000 per month payment she would pay roughly $51,000 just in interest This is predatory lending. This is a scam
1:59

American healthcare worker says she has $105,309.76 of student loan debt Between her loans she’s accruing roughly $464 in interest debt alone every single month If she was to pay $1,000 per month, it would still take her 10 years to pay off this loan. Even at a $1,000 per month payment she would pay roughly $51,000 just in interest This is predatory lending. This is a scam

Wall Street Apes

241,630 görüntüleme • 4 ay önce

This is going to blow your mind “Me and my wife went and did the pre approval process for a mortgage loan yesterday and what the f*ck are you talking about” “We're looking at the numbers, looking at our income, looking at our credit, and they have us at $450,000 — They have our mortgage after PMI, after insurance, after taxes; at $4,636 a month. What the f*ck are you talking about” “For the average American, this is way f*cking far out of reach” Interest terms in this country are out of control and should be federally illegal A $450,000 home now costs $1,668,960 after interest and fees on a 30 year mortgage in America Total cost: Principal ($427,500) + Interest ($897,840) + Taxes/Insurance/PMI ($343,620) = $1,668,960 You just paid $1,668,960 for a $450,000 home… This is how much it costs to buy a home in one of the most affordable states in America, Texas
1:27

This is going to blow your mind “Me and my wife went and did the pre approval process for a mortgage loan yesterday and what the f*ck are you talking about” “We're looking at the numbers, looking at our income, looking at our credit, and they have us at $450,000 — They have our mortgage after PMI, after insurance, after taxes; at $4,636 a month. What the f*ck are you talking about” “For the average American, this is way f*cking far out of reach” Interest terms in this country are out of control and should be federally illegal A $450,000 home now costs $1,668,960 after interest and fees on a 30 year mortgage in America Total cost: Principal ($427,500) + Interest ($897,840) + Taxes/Insurance/PMI ($343,620) = $1,668,960 You just paid $1,668,960 for a $450,000 home… This is how much it costs to buy a home in one of the most affordable states in America, Texas

Wall Street Apes

7,909,452 görüntüleme • 1 yıl önce

A 30-year mortgage currently has an interest rate of 6.3%. A reasonable guess it that a 50-year mortgage rate would be about 7.0%. ⇒ The monthly payment on a $500k mortgage: - 30 years: $3,050 per month - 50 years: Only $100 less at $2,950 (but 240 months longer).
1:24

A 30-year mortgage currently has an interest rate of 6.3%. A reasonable guess it that a 50-year mortgage rate would be about 7.0%. ⇒ The monthly payment on a $500k mortgage: - 30 years: $3,050 per month - 50 years: Only $100 less at $2,950 (but 240 months longer).

Justin Wolfers

1,995,506 görüntüleme • 9 ay önce

Student loans are predatory and they are a scam This American took out student loans. Under her current payment plan, she’ll pay $69,087 over the next 10 years After 10 years her balance will have skyrocketed to $515,646, roughly 4x her original loan amount due to interest Luckily for her if she makes all these payments all that interest will be forgiven, this is because she’s on one of the older plans that are eligible for forgiveness Just imagine making $500 payments for 10 years, paying off your balance and then having your remaining balance still be 4x your original loan amount Just think about how insane this is
2:20

Student loans are predatory and they are a scam This American took out student loans. Under her current payment plan, she’ll pay $69,087 over the next 10 years After 10 years her balance will have skyrocketed to $515,646, roughly 4x her original loan amount due to interest Luckily for her if she makes all these payments all that interest will be forgiven, this is because she’s on one of the older plans that are eligible for forgiveness Just imagine making $500 payments for 10 years, paying off your balance and then having your remaining balance still be 4x your original loan amount Just think about how insane this is

Wall Street Apes

100,089 görüntüleme • 1 ay önce

American bought a home for $138,000, she says she’d rather be renting because of interest - They’ve paid $9,286.32 in payments - $6,423.23 has gone to interest - $1,911 has gone to taxes and insurance - Only $952 of our actual mortgage paid off This is a scam
0:32

American bought a home for $138,000, she says she’d rather be renting because of interest - They’ve paid $9,286.32 in payments - $6,423.23 has gone to interest - $1,911 has gone to taxes and insurance - Only $952 of our actual mortgage paid off This is a scam

Wall Street Apes

5,886,595 görüntüleme • 11 ay önce

American bought an average home in Southern California, nothing fancy. The purchase price was $653,000 - They put down 20%, $131,000 down, to avoid paying PMI - Monthly principal payment is $1,913.71 - Monthly interest payment $2,285.22 - Monthly taxes $955.78 - Her total monthly payment is $5,154.71 a month for a normal house “That is crazy. That is so crazy — There's something wrong. The system is broken. There is something wrong” The interest rate is 5.25% over 15 years Home ownership is being eliminated in America. Taxes and interest alone on this payment is $3,241 Absolutely insane
1:55

American bought an average home in Southern California, nothing fancy. The purchase price was $653,000 - They put down 20%, $131,000 down, to avoid paying PMI - Monthly principal payment is $1,913.71 - Monthly interest payment $2,285.22 - Monthly taxes $955.78 - Her total monthly payment is $5,154.71 a month for a normal house “That is crazy. That is so crazy — There's something wrong. The system is broken. There is something wrong” The interest rate is 5.25% over 15 years Home ownership is being eliminated in America. Taxes and interest alone on this payment is $3,241 Absolutely insane

Wall Street Apes

3,713,786 görüntüleme • 11 ay önce

The interest terms on student loans should be federally illegal - American shows you can’t pay any loan principal until you pay the accrued interest first - Accrued interest is $771.71 per month - After payments she’s still already accumulated $5,000 in interest since taking out the loan - So she would have to pay the full $5,000 and then the $771 in monthly interest before ever being able to pay on the principal - This will be roughly $9,252 just in interest every year added This is criminal. Americans can never escape these payments
0:53

The interest terms on student loans should be federally illegal - American shows you can’t pay any loan principal until you pay the accrued interest first - Accrued interest is $771.71 per month - After payments she’s still already accumulated $5,000 in interest since taking out the loan - So she would have to pay the full $5,000 and then the $771 in monthly interest before ever being able to pay on the principal - This will be roughly $9,252 just in interest every year added This is criminal. Americans can never escape these payments

Wall Street Apes

113,698 görüntüleme • 10 ay önce

BREAKING: White House officials are reportedly unhappy about 50-year mortgage idea praised by Trump. This is how stupid the idea is: A 50 year mortgage would have an interest rate that is around 1% higher than a 30-year loan. This means that a $500k loan would pay the following per month if the 30 year rate is 6.5%: 30 Year Loan at 6.5% = $3,160/month 50 Year Loan at 7.5% = $3,201/month So it would be higher monthly payments and you'd pay more than twice the total interest.
0:48

BREAKING: White House officials are reportedly unhappy about 50-year mortgage idea praised by Trump. This is how stupid the idea is: A 50 year mortgage would have an interest rate that is around 1% higher than a 30-year loan. This means that a $500k loan would pay the following per month if the 30 year rate is 6.5%: 30 Year Loan at 6.5% = $3,160/month 50 Year Loan at 7.5% = $3,201/month So it would be higher monthly payments and you'd pay more than twice the total interest.

Brian Krassenstein

1,532,985 görüntüleme • 9 ay önce

American just called to check on her student loans She was told she is accumulating $30 of interest a day, that’s $900 per month just in interest At $30 a day interest and her current payment the balance will ever only go up. This is criminal “So I could pay a thousand dollars a month and only 10% of that is going to my principal. And there is no option for me, according to her, to pay like each payment part of the principal, part of the interest. No, it all goes towards interest until you have no interest left, which will basically never happen. As I'm occurring. $30 a day, it doesn't take a day off” It’s not that Americans aren’t paying their student loans, it’s that they can literally NEVER pay them off with these predatory loan traps
0:42

American just called to check on her student loans She was told she is accumulating $30 of interest a day, that’s $900 per month just in interest At $30 a day interest and her current payment the balance will ever only go up. This is criminal “So I could pay a thousand dollars a month and only 10% of that is going to my principal. And there is no option for me, according to her, to pay like each payment part of the principal, part of the interest. No, it all goes towards interest until you have no interest left, which will basically never happen. As I'm occurring. $30 a day, it doesn't take a day off” It’s not that Americans aren’t paying their student loans, it’s that they can literally NEVER pay them off with these predatory loan traps

Wall Street Apes

2,698,051 görüntüleme • 1 yıl önce

American bought his home and the monthly mortgage payment has been $3,741.72 His property tax just got reassessed and has been sent his new monthly bill in the mail His payment is now $4,536 per month because of the property tax increase “This is how people aren't able to stay in their houses forever and lose their houses. Crazy” This should be federally illegally. Property tax increases are such a scam and straight extortion Abolish property taxes
1:33

American bought his home and the monthly mortgage payment has been $3,741.72 His property tax just got reassessed and has been sent his new monthly bill in the mail His payment is now $4,536 per month because of the property tax increase “This is how people aren't able to stay in their houses forever and lose their houses. Crazy” This should be federally illegally. Property tax increases are such a scam and straight extortion Abolish property taxes

Wall Street Apes

1,978,804 görüntüleme • 2 ay önce

- American took out a student loan for $8,645 - After years of payments he’s paid off $7,450 - His current balance is $8,750 After $7,450 in payments he still owes more than his original balance. This is Usery and should be federally illegal nationwide
0:30

- American took out a student loan for $8,645 - After years of payments he’s paid off $7,450 - His current balance is $8,750 After $7,450 in payments he still owes more than his original balance. This is Usery and should be federally illegal nationwide

Wall Street Apes

3,630,996 görüntüleme • 1 yıl önce

The Trump administration is working on a 50-year mortgage option for home buyers. That means Americans would have 20 additional years on top of the traditional 30-year mortgage to pay off that loan. While affordability is the name of the game, CBS MoneyWatch correspondent Kelly O'Grady breaks down the pros and cons of this new option; what it would mean for monthly payments, interest rates and overall interest over the life of the loan.
1:29

The Trump administration is working on a 50-year mortgage option for home buyers. That means Americans would have 20 additional years on top of the traditional 30-year mortgage to pay off that loan. While affordability is the name of the game, CBS MoneyWatch correspondent Kelly O'Grady breaks down the pros and cons of this new option; what it would mean for monthly payments, interest rates and overall interest over the life of the loan.

CBS News

75,904 görüntüleme • 9 ay önce

American bought a $300,000 home Her mortgage rate is 5% She’s going over the payoff and after 30 years of payments they will have paid $864,000 for this house That would be a total of $564,000 just in interest This is usury and should be federally illegal nationwide. This is why they don't teach financial literacy in school
0:47

American bought a $300,000 home Her mortgage rate is 5% She’s going over the payoff and after 30 years of payments they will have paid $864,000 for this house That would be a total of $564,000 just in interest This is usury and should be federally illegal nationwide. This is why they don't teach financial literacy in school

Wall Street Apes

504,671 görüntüleme • 7 ay önce

This is how Amazon Founder Jeff Bezos avoids paying a personal income tax - For the last 20 years he’s had the same salary, $82,000 - He does this because a higher salary that would support his lifestyle would be subject to payroll and income tax, he doesn’t want to pay that - Instead all his money is in his stocks, those are never subject to any taxes as long as they aren’t sold - He takes out a loan and borrows against his stocks - The only money he’ll ever had to pay is the loan and interest on the loan This is common practice for billionaires so they avoid the majority or all of a personal income tax
1:42

This is how Amazon Founder Jeff Bezos avoids paying a personal income tax - For the last 20 years he’s had the same salary, $82,000 - He does this because a higher salary that would support his lifestyle would be subject to payroll and income tax, he doesn’t want to pay that - Instead all his money is in his stocks, those are never subject to any taxes as long as they aren’t sold - He takes out a loan and borrows against his stocks - The only money he’ll ever had to pay is the loan and interest on the loan This is common practice for billionaires so they avoid the majority or all of a personal income tax

Wall Street Apes

2,707,880 görüntüleme • 4 ay önce