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The first mortgage payment

Not Jerome Powell

2,004,458 subscribers

67,080 views • 8 days ago •via X (Twitter)

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President Trump is making housing more affordable for working families across the country: “For the first time since 2022, the average U.S. long-term mortgage rate is below 6%. Mortgage buyer Freddie Mac says the benchmark 30-year fixed rate mortgage rate fell to 5.98%.”

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Waka Flocka paid his daughter’s mortgage for her first home. 🙏

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The 30 year fixed mortgage dropped below 6% for the first time since 2022. I asked President Trump what his message would be to young Americans who hope to buy a home. “Save a little money, wait a little longer…you’re going to get a mortgage for a very low rate.”

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Bet the mortgage on Cubs over Phillies tomorrow lol

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2 years ago, when questioned by a reporter about the inflationary effects of CERB and other measures, Trudeau shamelessly replied that he doesn't "think about monetary policy." Avg payment on a $500k mortgage 2021: $2,300/mth 2023: $3,200/mth BOC rate 2021: 0.25% 2023: 5%

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CALLER: i make $180k a year and still feel broke. DAVE RAMSEY: where’s the money going? CALLER: - $3,200 mortgage - $1,900 daycare - $850 car payment - $1,100 groceries - $700 student loans - $600 insurance DAVE RAMSEY: sell the car. CALLER: even after that i’m still drowning. people don’t realize how expensive middle class life became.

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here's what most pto 2 owners will do with their first rent payment: not spend it. put it toward the next property, so the second piece is partly paid for by the first. that's how portfolios get built quietly.

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CALLER: I just opened a High Yield Savings Account. My $20,000 emergency fund generates 4.5% interest. That’s $900 annually without lifting a finger. DAVE RAMSEY: Dump it. Throw that $20,000 at your mortgage! CALLER: But I’m making $900 a year for absolutely nothing. DAVE RAMSEY: Debt is poison! Eliminate the house payment! CALLER: My mortgage rate is 3%. I’m getting 4.5%. DAVE RAMSEY: that’s not the path to wealth! REALITY CHECK: If your return rate surpasses your borrowing rate, hold onto the cash. That’s financial arbitrage. Every single dollar counts.

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