The next evolution of DeFi is here, and it’s happening inside Telegram. Introducing Affluent. Unlocking institutional-grade yield from BTC, Gold, and RWAs with just one tap. A full breakdown 🧵

1/ Infrastructure for Trustless Asset Management Affluent, formerly known as Factorial Finance during its initial alpha phase has emerged from stealth with one bold mission: • Bring real, trustless asset management to Telegram’s billion-user ecosystem

2/ Built natively on Telegram, Affluent combines deep DeFi infrastructure with Telegram’s unmatched distribution No more clunky wallets and fragmented apps. Affluent delivers: • One tap access • Institutional strategies • Strategy Vault, a modular & permissionless system

3/ Strategy Vaults: Hedge Fund Firepower, Zero Trust required Modular smart contracts with: • Whitelisted assets • Predefined risk constraints • Guardian time-lock protections First roll-out: • TON Multiply Vault: loop LSTs to amplify staking yield (up to 400% leverage, minimal liquidation risk)

4/ Adaptive intelligence meets automated precision All vault strategies are executed on-chain backed by a hybrid architecture: • Adaptive human expertise in risk management • Simplified yield generation • Proof-of-Reserve transparency

5/ Affluent Points Affluent is launching a points program to incentivize users for various activities. The first action is to deposit into the TON multiply vault.

6/ What’s next? • USDT Multiply Vault: Stablecoin denominate delta-neutral engine for risk-adjusted yield • Strategy Vaults composable with BTC, Gold, U.S. Treasury, Tokenized Private Credit • Payment from your vault: Collateralization and payment from your vault tokens • Telegram-wide “DeFi Simplified” campaign for mass education

7/ This isn’t another DeFi startup It’s a blueprint with code, capital, and conviction. A new financial engine is coming to Telegram. And Affluent is the protocol powering it all. Built by Affluent.

8/ Join the flow: Website: Telegram (Announcement): @affluent (also @affluent_org) Telegram (Community): @affluentchat Blog (Substack): Linkedin:

Congrats guys!

Hello @AffluentOrg Welcome to TON! If you ever need a solid Telegram mod, I’m available. Let’s build strong communities together.