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This is how bank works
11 条评论
Oh no, it is waaay worse than this... that is how it used to work once upon a time. Now they don’t even need cash on hand…
What if I told you there’s a simple way to earn an extra 6-7 figures per year. And the best part? You can do it with this 1 daily process 👇
It is so much worse than this. This would actually be fine.
When you deposit $1,000, the bank’s balance increases by $1,000. Similarly, when the bank issues a $1,000 loan, it also records a $1,000 gain. However, the bank only incurs a loss if the loan is not repaid. The interest charged on loans serves not only as profit but also as a way to compensate for potential losses from unpaid loans.
This is exactly how banks are NOT functioning nowadays.
No, it's not. They lend the same 1000 to 20 people at once, betting that you won't come back and ask for it before they get paid
Its all credit. Pulled from thin air to be given to u as a loan. Look up fractional bank reserves.
Wrong
the difference pays for the wages and running of the bank, you would not work for free.
this leaves out fractional reserve lending
That's not how banks make money... Your 1000 becomes 10000 (fractional reserve) and the interest is now 10 times higher. 7% becomes 70% over those 1000. With your 1000 the bank will make 700! Wake the f up
