Загрузка видео...

Не удалось загрузить видео

На главную

Today, we’re launching the Avalanche Payments Collective. Founding participants include Franklin Templeton, VanEck, Anchorage Digital, Paxos, Agora, Ethena, Rain, Axiym, Tassat, and others spanning the payments stack. The Collective brings together companies spanning stablecoins, settlement, treasury infrastructure, foreign exchange, custody, card issuance, business payments, asset management, and global payouts....

165,939 просмотров • 2 месяцев назад •via X (Twitter)

Комментарии: 0

Нет доступных комментариев

Здесь появятся комментарии из оригинального поста

Похожие видео

🎙 Episode 1 Is Live: Visa x WeFi This is a major milestone for us. Our first official podcast with Visa is now live, and we’re opening with one of the most important conversations in modern finance: stablecoins and the convergence of traditional payments and crypto. The conversation features Alexandra Soroko, Growth Product & Partnerships at Visa, and Michael Batuev, Head of Global Payments at WeFi. 👉 This episode goes beyond surface level commentary. We explore how Visa views stablecoins not as a passing trend, but as infrastructure. While they still represent less than 1 percent of global money flows, their efficiency, speed, and programmability position them as a powerful new layer in how money moves globally. Visa has been observing and building in crypto since 2018. Innovation at that scale requires navigating regulation, technology, and multiple geographies. But when they integrate something new, it connects to a network of more than 150 million merchants worldwide. That scale turns innovation into real world access. A key theme in the discussion is convergence. Fintech companies like WeFi move fast, design around users, and ship quickly. Global payment networks bring distribution, resilience, and trust. The future is not about replacement. It is about combining strengths. Will stablecoins replace fiat? Unlikely. The strongest innovations coexist and enhance what already exists. Stablecoins can evolve into a powerful financial rail while remaining connected to established payment systems, making them usable in everyday life. At WeFi, we are at the forefront of this movement. By working within established infrastructure like Visa and building products designed around real user needs, we are helping bring stablecoins from theory into practical, global utility. Digital assets are no longer on the fringe. They are entering the core of global finance. Episode 1 is just the beginning. Watch now and be part of the conversation shaping the next chapter of payments 🌍

WeFi

16,721 просмотров • 5 месяцев назад

If you hold $XRP, remember this name: Rosie Rios. Her signature once appeared on roughly $1.8 TRILLION in U.S. currency. Then she joined Ripple. That career path still blows my mind. Rosie Rios served as the 43rd Treasurer of the United States. She worked around Treasury, the Federal Reserve ecosystem, the U.S. Mint and the Bureau of Engraving and Printing. She literally helped oversee the machinery behind America's physical money. Then in 2021, she joined Ripple’s Board of Directors. And she didn’t speak about crypto like some speculative casino. She said: “Blockchain and crypto will underpin our future global financial systems.” Then came the line every $XRP holder should know: “XRP’s primary purpose is facilitating cross border payments.” Think about who said that. Someone who spent years around the U.S. monetary system, public finance and institutional investment management. Years later, her message to banking executives became even more direct: “We are moving from fiat cash to computer code.” That transition is exactly what fascinates me. Physical dollars → digital money → blockchain settlement → global payments. And Ripple has kept building deeper into that direction with Ripple Payments, RLUSD, Ripple Prime, Ripple Custody, Ripple Treasury and XRP Ledger. Meanwhile XRP still does what Rosie highlighted years ago: bridge currencies and move value across borders in seconds. She went from helping oversee physical U.S. money to helping guide a company building digital financial rails. That connection alone deserves more attention from the $XRP community. I AM BULLISH!

X Finance Bull

90,984 просмотров • 4 дней назад

The UAE Dirham is now live on ADI Chain. Initiated by IHC and First Abu Dhabi Bank (FAB Connects), approved and licensed by Central Bank of the UAE, the DDSC stablecoin is backed 1:1 by UAE Dirham reserves. DDSC is hosted exclusively on ADI Chain’s compliance-ready blockchain infrastructure. What sets this launch apart is the ecosystem behind it: • International Holding Company, one of the largest investment companies in the world, enables regional distribution across 1,300+ subsidiaries • First Abu Dhabi Bank acts as the banking partner, supporting custody of fiat reserves across 20 markets • Sirius International Holding is supporting deployment and institutional adoption • DDSC manages regulated issuance and distribution • ADI Chain delivers the programmable, 24/7 settlement infrastructure Together, we establish a new benchmark for sovereign digital finance. DDSC is built for high-value use cases – enabling payments, treasury management, and cross-border trade flows within a trusted environment. It validates our broader model. This is the first step toward a network of sovereign stablecoins operating on a shared layer. It creates a plug-and-play framework for national digital currencies to achieve interoperability at scale. It is why giants like Mastercard and M-PESA Africa have partnered with the ADI Foundation, and why BlackRock and @FTI_Global are exploring tokenized asset structures on our network. They recognize the need for onchain rails designed for institutional scale. DDSC stablecoin operates on ADI Chain’s infrastructure, where $ADI functions as the utility token powering onchain transactions. The rails for digital money are officially open. Watch the next chapter of digital finance take shape in the UAE ↓

ADI Chain

280,114 просмотров • 6 месяцев назад

I spent time on the ground in Jakarta over the last few days and came away more convinced that it will play a growing and significant role in the internet financial system In many ways it already is; Indonesia has extremely high crypto and stablecoin adoption. Hard to think otherwise after meeting so many leading entrepreneurs and innovators. William Sutanto of indodax has built Indonesia's largest crypto assets platform. Calvin Kizana and sndyc of Tokocrypto operate one of Indonesia’s leading platforms, focused on delivering simple, secure, and seamless crypto trading and transactions. The Mobee team is focused on providing seamless access to digital asset trading and liquidity through an easy-to-use platform for both individuals and businesses. It was so great to spend time again with Vince Iswara, founder and CEO of DANA.id, which continues to improve the financial wellbeing of so many through innovation, and is the largest digital wallet platform in Indonesia. Kai and his team ICEx Group have built an OJK-licensed bourse for digital assets, operating Indonesia’s integrated exchange alongside clearing and custody infrastructure. Archie Anugrah, Andy Putra, shabrina adani and the whole team Pintu have built a mobile-first digital asset platform that serves millions and has been innovating in the space from the early days. Natasha Ardiani and the team at Durianpay are laser focused on making payments seamless across the entire ecosystem. The Lippo Group and Nobu Bank are thinking deeply about the digital future at one of Asia’s largest diversified conglomerates and digital bank, clearly poised to continue the firm’s legacy as an industry pioneer in Indonesia and beyond. jeth_soetoyo of CFX and I first met in 2018 before Circle had even launched USDC! It’s impressive what he did with Pintu and is now doing with PT Central Finansial X (CFX), a licensed bourse that is on a mission to accelerate the adoption of digital assets. I got to meet with him and leaders from ICC, KKI and IKS. D3Labs.io is a secure and compliant asset tokenization infrastructure for asset issuance, management, and transactions. taking an innovative approach to tokenization and real world assets. It was great to meet Chung Ying Lai and Tigran Adiwirya. They have a deep commitment to the local crypto community! Very strong energy across the board, excited about what we can do together and the potential for growth in this highly dynamic market.

Jeremy Allaire - jerallaire.arc

118,617 просмотров • 4 месяцев назад

The Arc Ecosystem is Taking Shape With today’s public testnet launch, we’re proud to share that leading companies across major sectors of the global financial system and onchain economy are already engaging in the early Arc ecosystem. Collectively, these organizations manage hundreds of trillions in assets, facilitate vast global payment flows, and power billions of transactions every day. Spanning the Americas, Asia, Europe, Africa, and the Middle East, the geographic diversity of testnet participants highlights a defining strength of Arc: it’s purpose-built to connect every local market to the global economy. As the Economic OS for the internet, Arc presents the opportunity for every type of company to build on enterprise-grade network infrastructure — advancing a shared vision that a more open, inclusive, and efficient global economic system can be built natively on the internet. Stablecoins and asset issuers: Arc is designed as a foundation for issuers of fiat stablecoins, along with tokenized equities, credit, money market funds, and more. Central to this is Arc’s roadmap for stablecoins as tokens for gas payments, as well as native infrastructure that will be deployed on Arc for core stablecoin swaps and FX liquidity. Currency issuers from key geographies — Australia, Brazil, Canada, Mexico, and the Philippines — who are joining for Arc Testnet include: AUDF issued by Forte Securities BRLA issued by Avenia JPYC issued by JPYC Inc. KRW1 issued by BDACS MXNB issued by Juno (a Bitso company) PHPC issued by CoinsPH QCAD issued by Stablecorp In addition to these global currency issuers, Circle is engaging with a wide range of stablecoin issuers and stakeholders — including issuers of dollar-, euro-, and other fiat-backed stablecoins — to bring their assets to Arc. Stay tuned for more details on upcoming Arc platform enhancements designed for stablecoin-based gas fees, FX, and cross-stablecoin liquidity and interoperability, which are key themes and focuses for the emerging internet financial system. Enabling developers The day-one experience for developers is essential, and we are pleased to have many leading ecosystem players that provide developer tools and blockchain infrastructure to help bring applications and solutions to Arc. Testnet participants include: AI: Anthropic enriching the developer experience on Arc with Claude Code-powered builder tools. Digital Wallets: Bron, Exodus, Fireblocks, Hecto Innovation, Ledger, MetaMask, Privy, Rainbow, Turnkey, and Vultisig connect Arc into desktop and mobile app experiences. Developer Tools: Alchemy, Chainlink, Crossmint, Dynamic, FunXyz, LayerZero, Pimlico, thirdweb, and ZeroDev support builders with frameworks and kits. Crosschain: Across, Stargate, and Wormhole connect Arc to other blockchain networks. Infrastructure: Blockdaemon, Blockscout, Bridge, Elliptic, Quicknode, Ramp Network, Tenderly, Transak, and TRM help keep Arc accessible, performant, compliant, and reliable. Digital asset markets and liquidity DEXs: Curve, Dromos Labs (Aerodrome, Velodrome), Euler Finance, Fluid, and Uniswap Labs provide decentralized trading and liquidity pools. CEXs: Bitvavo, ByBit, Coinbase, Coincheck, Hashkey, Kraken, and Robinhood expand access points into the Arc ecosystem. Market Makers and OTCs: Auros, B2C2, Cumberland, Galaxy Digital, GSR, IMC, Forte Securities, Keyrock, NONCO, Wintermute, and Zodia Markets provide efficient access to liquidity globally. Borrow/Lend: Aave, Maple, and Morpho enable credit and capital efficiency with stablecoins and tokenized assets. Yield: Centrifuge, Superform, and Securitize power stablecoin-native yield opportunities. Tokenized Fund Issuers: WTGXX and CRDT by WisdomTree provide access to yield-bearing tokenized investment funds. Custodians: BitGo, Copper, Taurus, and Zodia Custody provide digital asset storage for institutions. Global payments, technology, and fintechs: Amazon Web Services, Brex, Catena Labs, Careem, Cloudflare, Corpay, Dmall, Ebanx, FIS, Hecto Financial, LianLian Global, Mastercard, Mercoin, Nuvei, Noah, Pairpoint by Vodafone, Paysafe, PhotonPay, Ramp, Sasai Fintech — a business of Cassava Technologies, Sumitomo Corporation, Visa, WorldPay, and Yellow Card. Capital markets: Apollo, BNY, NYSE / ICE, and State Street. Banks, asset managers, and insurers: Absa, Bank Frick, BlackRock Inc, BTG Pactual, Clearbank, Commerzbank, Deutsche Bank, Emirates NBD, First Abu Dhabi Bank, FirstRand, Fiserv, Goldman Sachs, HSBC, Invesco, Kyobo Life, SBI Group, Standard Chartered, Société Générale, and WisdomTree.

Jeremy Allaire - jerallaire.arc

26,401 просмотров • 10 месяцев назад

Eight years ago, in 2018, OKX began building our European business. Over the past eight years, we have invested heavily in products, technology, governance, risk management, and regulatory engagement. We have worked closely with regulators across Europe to help shape the next generation of digital finance. The journey has not always been perfect. Like every fast-growing company, we have encountered gaps, made mistakes, and faced intense regulatory scrutiny. When that happened, we addressed the issues, accepted responsibility, learned from them, and strengthened our controls and governance. Today, OKX is proud to be the first company in the European Union to receive a MiCA licence, while also holding authorization for the broadest range of regulated crypto services under the MiCA framework. Compliance is not just about obtaining a licence. It is about building a culture where governance, risk management, transparency, and customer protection are embedded into every decision we make. We have invested significantly in building one of the industry’s strongest control frameworks and continue to work closely with independent external auditors to demonstrate the effectiveness of our governance and compliance systems. Today, European users can access EUR on-ramp and off-ramp services, zero-fee stablecoin payments through the Mastercard network, hundreds of crypto spot trading pairs, and a comprehensive suite of crypto, commodity, and equity derivatives. We have also launched an AI-native Agentic infrastructure that enables customers to interact with our platform through AI agents, with many more innovations already in development. Transparency has always been a core principle for us. We were the first major global platform to publish Proof of Reserves continuously for more than 40 consecutive months, helping establish what has since become an industry standard. Our Group financial statements are also audited by a Big Four accounting firm, reinforcing our commitment to financial governance and accountability. Today, hundreds of OKX employees across Europe are building products and services for millions of users. Our ambition goes far beyond becoming another crypto exchange. We are building the financial infrastructure for the next generation of digital finance—bringing together crypto, traditional assets, payments, AI, and on-chain financial services on a single regulated platform. This is only the beginning. Europe will continue to be one of the most important regions for OKX, and we remain committed to investing, innovating, and building here for decades to come.

Star_OKX

50,797 просмотров • 1 месяц назад

🌐 BenFen | Next-Gen Multi-Currency Stablecoin Blockchain BenFen is a Layer1 blockchain purpose-built for stablecoin issuance, adoption, and payments, providing trusted and accessible on-chain payment infrastructure for global users and developers. 🟥 Technical Architecture:Built on the Move language, ensuring security, high performance, and accessibility. 🔹 Modular contract design ensures asset security and tamper-proof rules for reliable system operation. 🔹 Sub-second transaction confirmation with stable 10,000+ TPS, optimized for payment and interaction scenarios. 🔹 Supports zkLogin, enabling one-click wallet creation with Google/Apple ID. 🟥 BUSD Stablecoin Mechanism :Pegged to USDT/USDC, the core on-chain asset 🔹 Cross-chain 1:1 pegged minting with USDT/USDC, wit h native support for stablecoin GAS payments. 🔹 Supports mainstream G20 fiat-backed stablecoin conversions (eg, BUSD/BJPY, BUSD/BEUR). 🔹 Covers key scenarios like asset trading, RWA mapping, on-chain payroll, and daily consumption. 🟥 Native Features: Full-stack capabilities centered around stablecoins 🔹 Supports one-click issuance of stablecoins/RWAs, lowering development barriers. 🔹 Any issued stablecoin can be registered as a Gas token, with sponsored transactions available for Gas subsidies. 🔹 Zero-cost transfers for specific scenarios, enabling real "zero-fee payments". 🔹 Privacy accounts and payments: Supports hidden addresses and balances for privacy-focused use cases. 🔹 Multi-chain asset payments + G20 fiat settlement: Real-time settlement of USDT, SOL, ETH, and other major assets into BJPY, BEUR, BAUD, and other G20 stablecoins. 🟥 Native Cross-Chain Bridge 🔹 Proprietary native cross-chain protocol. 🔹 Supports BTC, ETH, BSC, Polygon, Optimism, Solana, TRON, Base, Avalanche, and more. 🔹 No third-party bridge is needed; assets can be cross-chain with just one click, offering fast, secure, on-chain verification and second-level fund arrival. 📱 BenFen Ecosystem 🔹 BenPay: An open, secure, and efficient comprehensive payment ecosystem, offering users a convenient and secure cryptocurrency payment channel. 🔹 BenPay Card: On-chain self-custodial payment card, with keys in hand, enabling global spending (Supports Apple Pay, Alipay, Amazon, Netflix, X, ChatGPT, etc.). 🔹 BenPay C2C: secure peer-to-peer decentralized trading marketplace. 🔹 BenPay DeFi Earn:A cross-chain yield farming protocol that allows stablecoins from major blockchains to be seamlessly transferred and deposited into high-APY farming pools. 🔹 BenPay DEX: One-click swaps and aggregated matching for stablecoins/crypto assets. 🔹 BenPay Lending: Decentralized finance protocol supporting BTC collateral and USDT lending. 🔹 BenPay Stake: Stake BFC to gain governance rights, ecosystem rewards, and airdrops. 🟥 BenFen DAO 🔹 Utilizes formal verification for security, supporting low-cost proposals and voting to promote community autonomous governance and rights protection. 🟥 Developer-Friendly Platform:Building a low-barrier development ecosystem 🔹 Provides standard SDKs/APIs/contract templates. 🔹 Supports full-cycle development scenarios like stablecoin issuance, RWA issuance, wallet integration, and DeFi application building. 🔹 Lowers development barriers to accelerate innovation. 🧭 Vision: To become the stablecoin value foundation for global on-chain payments BenFen is dedicated to building a next-generation high-performance stablecoin blockchain, with stablecoins as the core on-chain asset. Through native mechanisms, it connects cross-chain assets, stablecoin systems, and on-chain protocols to serve real-world financial interaction scenarios, creating a sustainable and high-frequency accessible stablecoin economic system. Learn more: #BenFen #RWA #Web3Payments #Stablecoin #MoveVM #zkLogin #CryptoInfra #Layer1 #PayFi #CrossChain #BUSD #DeFi #BenPay #OnChainSettlement #Web3Infrastructure

BenFen

37,518 просмотров • 11 месяцев назад

Executive Thesis - Ripple Bank 2025 If Ripple secures bank-like permissions (U.S. national bank charter or state ILC plus key foreign licenses) and runs RL-stablecoins and XRPL rails under a Basel-caliber risk, capital, and compliance stack, it can become a regulated global settlement and asset-services platform. That platform could let central banks, sovereign treasuries, and regulated financial institutions issue, custody, trade, and settle stablecoins and tokenized RWAs (stocks, bonds, commodities, derivatives) with ISO 20022 native messaging, BSA/AML–FATF controls, and Basel III capital/liquidity governance—collapsing today’s slow correspondent chains into a single, high-compliance operating layer. The “Boom” Implications With the right charter(s), prudential regime, and partnerships, Ripple can become a compliance-first global neo-banking platform that (1) absorbs cross-border payment flows from correspondent networks, (2) powers CBDC and sovereign tokenized markets, and (3) monetizes issuance, custody, settlement, and compliance at scale—all inside Basel III, BSA/AML, FATF, and ISO 20022 guardrails. Impact on XRP If Ripple Bank were formally approved and XRP became the primary liquidity and settlement token across its’ regulated ecosystem, the economic demand for XRP would expand exponentially - transforming it from a speculative asset into regulated financial infrastructure. Structural Shift in XRP Demand From Speculative to Utility-backed Demand • XRP’s value today is primarily market-driven by speculation on future adoption. • Under a Ripple Bank framework, XRP becomes a mandatory utility asset — required for: • Settlement liquidity between all tokenized assets on XRPL (CBDCs, stablecoins, RWAs, derivatives). • Transaction fees and compliance verification across billions of high-value financial messages. • Collateral in interbank, treasury, and derivative clearing functions. This converts XRP from “optional” to “indispensable” in regulated settlement flows - similar to how SWIFT messaging depends on correspondent Nostro/Vostro liquidity BUT executed on a frictionless, tokenized rail. Volume & Velocity Effects Token velocity decreases, float demand increases • Basel III and liquidity regulations require prefunded, high-quality settlement collateral. • As banks, sovereigns, and institutions hold XRP as a liquidity reserve (like Tier-1 capital equivalents for tokenized payments), circulating supply falls while volume increases—driving scarcity-driven price appreciation. An Example of Flow Scale • Global wholesale payments ≈ $250T/year. • If 10% settles through Ripple’s bank-backed network using XRP at a 3-day velocity (roughly 120 settlement turns per year): • Required float ≈ $2.1T equivalent demand. • Even at $100/XRP, that implies 20B XRP locked in active liquidity operations. • At today’s 15B non-escrowed supply, value equilibrium could theoretically exceed $140–$200 per token, depending on velocity and collateral requirements. From today’s ~$3 price, this implies a 46x to 66x price surge. Are we ready? Ripple Treasury Department OCC Comptroller Jonathan Gould

Rob Cunningham

10,911 просмотров • 10 месяцев назад

We Were Right About This Space $12.7 trillion is now moving toward tokenized money markets. JPMorgan Chase Wealth Management just released a document describing the tokenization of money market funds as a fundamental upgrade to the plumbing of global finance, not a simple technology enhancement. The global money market fund industry is ~$12.7T, with ~$8.1T in the U.S. alone. Their position is explicit: Tokenized money market funds extend the evolution from stablecoins and deposit tokens while enabling: • faster settlement • greater predictability • improved collateral efficiency • more transparent redemptions that may enhance financial stability This document is written for institutional, wholesale, and professional clients and references live infrastructure, not theory. Networks and systems mentioned or contextualized: • Hedera as a public permissioned DLT with built-in regulatory controls • Solana and Avalanche as scalable, widely adopted public blockchains • Bitcoin and Ethereum as foundational blockchain systems • Canton Network through JP Morgan–related settlement and market infrastructure activity Additional real-world deployments highlighted: • JP Morgan arranged a U.S. commercial paper issuance on Solana for Galaxy, purchased by Coinbase and Franklin Templeton Interesting connections uncovered: • Visa launched USDC settlement for U.S. banks on Solana, with Cross River Bank helping scale the program to billions in annualized volume • As early as 2016, Cross River Bank was among the first U.S. banks to adopt Ripple (the “IOU network”) for real-time, low-cost cross-border payments, long before today’s tokenization narratives By the numbers: JP Morgan’s global liquidity business manages ~$1.4T, including ~$1.1T in money market funds, and is actively developing tokenized versions to optimize liquidity. For context, total on-chain tokenized real-world assets today are still only ~$50B. JP Morgan alone is discussing tokenization at a multi-trillion-dollar scale. This isn’t speculation. Regulated financial institutions are preparing for tokenized markets to operate inside the existing system, not outside of it. Networks mentioned: SOL I HBAR I XRP I CC I LINK I ETH I AVAX I BTC Watch what they do, not what they say.

Ryan (King) Solomon

17,986 просмотров • 7 месяцев назад

Never stop November. Through wintry conditions, the developers & community of Avalanche continued to forge ahead. This list is proof Avalanche is the most resilient community in crypto. Here are 50 updates across the ecosystem last month: If we missed anything comment below. 1. files $AVAX ETF with staking yield 2. Securitize just received EU approval to run a regulated trading and settlement system on Avalanche 3. Dexalot surpasses 400m transactions on it’s L1 4. Yield Yak 🐃 🥛 ships a new UI for their famous AI vaults 5. Helika opens applications for season 2 of it’s gaming accelerator 6. Pharaoh on AVAX prints an all-time high in fees generated 7. Hatchyverse breaks 3,000 Gen2 holders and joins the W3X Cohort 8. LaunchLoop & Funtico holds a game developer gamejam 9. Helika opens applications for season 2 of their gaming accelerator program 10. Playfull goes live with Season 3 of The Avalanche Battlepass 11. Off The Grid wins 5 GAM3Sgg awards, including Game of the Year 12. MapleStory Universe crosses 100M transactions on their L1 13. Blaze’s onchain streaming platform goes live 14. drops their big Blood Moon update 15. Paradise Tycoon 🌴 kicks off its biggest event to date, Harvest Festival 16. Dremica launches Dremica Carnage on beam 17. Castle Of Blackwater pushes a big update 18. experiments with additional onchain strategies 19. The Grohotto launches its testnet to do public QA before launch 20. MyStandard.io 💫 saw 500% growth on it’s iOS/Android app in November 21. Avalanche Team1 launched its Uni Tour #1 educating students on avalanche across the globe 22. Anthony Scaramucci hints at upcoming book Avalanche Ascending 23. Ava labs creative team launches 24. Avant launches it’s points program 25. Smitty and Kieks ✨ got married #avaxRoyalWedding🔺👑 26. Avalanche Granite launched on mainnet 27. @TheBlock__ launches Layer One, a new podcast with Steven9000 🎈 (L1/acc) & Kelvin Sparks highlighting the ecosystem 28. Record announces real time artist royalties on Avalanche 29. StableFlow integrates Avalanche 30. BENQI🔺 partners with Anchorage to offer staked avax to institutional clients 31. SUNTORY WEB3 releases extremely rare Bowmore ARC-54 Bottle No.128 available to purchase on Avalanche 32. SeaFi announces a secondary marketplace for Euler vault shares 33. NEXPACE announces a 50m ecosystem fund 34. SWANNY 🔺 launches the Team1 Australia chapter 35. Avalanche Developers 🔺 launches payments x402 hack2build 36. Superform launches it’s user-owned neobank on Avalanche 37. Messari by Blockworks releases it’s bullish Q3 Avalanche Report 38. Sierra launches on Avalanche, powered by OpenTrade 39. South Korean NH NongHyup Bank has launched a blockchain-powered VAT refund system on Avalanche 40. Routescan launches new features to identify verified contracts onchain 41. jaack 🛡️ 🔺️ introduces ACP-246 for discussion within the Avalanche Community 42. FIFA Collect opens redemptions for it’s successful FIFA World Cup 2026 right-to-buy collectables 43. FIS and Intain launch the Digital Liquidity gateway 44. launches new collection 45. Avalanche Team1 finishes Avalanche India Pitch Day with over 3500 developer requests 46. thirdweb launches x402 chain support on Avalanche 47. Re integrates with Spectra Finance turning Re Points to programmable onchain markets 48. Hypha🌱 is partnering with BitGo to bring Institutional-Grade access to Avalanche staking 49. KITE AI launched their token for it’s trusted AI Avalanche L1 50. Wolfi Land 🔺 adds new maps and features to Wolfi Rumble Beta whew. That was a lot. If we missed anything comment below. Congrats to all the builders on Avalanche. Back to work🔺

Avalanche🔺

69,543 просмотров • 8 месяцев назад

The Future of Commerce Is Being Rewritten Right Now with Interlink and LinkersMap 🚀 Digital commerce is changing rapidly, and the connection between crypto payments, real-world businesses, and global consumers is becoming more important than ever. 🌐 InterLink Labs 👤 + 🌐 is taking a major step forward by expanding crypto payment utility across 50+ global brands, helping bring digital assets closer to everyday use. This is an important move towards practical adoption, where crypto is not only held or traded, but also used in real economic activity. 💳✨ From shopping 🛍️ and entertainment 🎮 to travel ✈️, technology 💻, hospitality 🏨, education 🎓, services 🧰, and global retail 🌍, digital payments are becoming part of the modern customer experience. The future of commerce is not just online. It is global, connected, mobile, and increasingly powered by digital assets. 🔥 💜 LinkersMap: Building Real-World Utility for the InterLink Ecosystem LinkersMap is emerging as a powerful marketplace and geo-commerce platform designed to connect businesses, entrepreneurs, communities, and customers in one trusted digital environment. It is built to support verified InterLink Stores, product listings, payment points, and real-world services, giving users a simple way to discover where digital commerce is active. For businesses, LinkersMap is more than just a listing platform. It is a gateway to greater visibility, stronger customer access, and future-ready participation in the growing digital economy. 🏪🌍 🏪 What LinkersMap Offers to Businesses Businesses can use LinkersMap to create a stronger digital presence and connect with customers beyond traditional local limits. Through the platform, businesses can: ✅ Register and display their store on the map ✅ Showcase products and services to a wider audience ✅ Improve brand visibility within the InterLink community ✅ Reach both local and global customers ✅ Build trust through verified store listings ✅ Position themselves for future crypto payment adoption ✅ Connect directly with users looking for real-world businesses ✅ Participate in a growing digital commerce network Whether it is a restaurant, retail shop, hotel, service provider, education centre, wellness brand, tech business, or Web3 project, LinkersMap gives businesses a practical way to become more discoverable. 📍✨ 🌍 Why This Matters for Real-World Adoption One of the biggest challenges in crypto has always been real-world utility. 💵 People need places to spend. 👪 Businesses need customers. 🏪 Communities need trusted platforms. 💳 Ecosystems need practical use cases. This is where LinkersMap plays an important role. By connecting physical businesses, digital listings, products, and payment visibility, LinkersMap helps bridge the gap between crypto users and real-world commerce. 💳🏪 As the InterLink Network grows, more businesses can join, more users can discover services, and more value can move through the ecosystem. This creates a stronger cycle of adoption: 🔁 More businesses join 🔁 More users discover them 🔁 More transactions become possible 🔁 More utility is created 🔁 The ecosystem becomes stronger 💳 Strengthening Utility for $ITL The expansion of InterLink payment utility helps support the long-term usefulness of $ITL within real-world commerce. As more stores, brands, and services become connected to the ecosystem, $ITL gains more practical relevance. This is important because strong digital assets are supported not only by community interest, but also by actual use. LinkersMap helps make this utility more visible by giving users a place to discover businesses, products, and services connected to the InterLink Network. 🌐💜 ✨ Key Benefits for the Community The growth of LinkersMap creates value for different parts of the ecosystem. For Businesses 🏪 ✅ Increased online and map-based visibility ✅ Access to a growing Web3-focused community ✅ Opportunity to attract new customers ✅ Stronger digital presence ✅ Future-ready payment positioning ✅ Better exposure for products and services For Customers 🛒 ✅ Easier discovery of verified businesses ✅ Access to InterLink-connected stores and services ✅ More real-world use cases for digital assets ✅ Simple map-based search experience ✅ Greater confidence through store verification For the InterLink Ecosystem 🌐 ✅ Stronger real-world utility for $ITL ✅ More payment points and business listings ✅ Better connection between online and offline commerce ✅ Community-driven growth ✅ Increased merchant adoption ✅ A clearer path towards mainstream use 🚀 A New Chapter for Digital Commerce The next generation of commerce is not only about payments. It is about creating a complete ecosystem where businesses can be discovered, customers can connect, communities can grow, and digital assets can be used in practical ways. LinkersMap supports this vision by making real-world business participation easier, more visible, and more accessible. It gives entrepreneurs, merchants, and service providers a platform to be part of the digital economy while helping users find businesses that are ready for the future. 🌎✨ 💼 Register Your Business Today If you are a business owner, entrepreneur, merchant, or service provider, now is the time to join the growing LinkersMap ecosystem. 📍 Add your store 🛍️ Showcase your products 🌍 Reach more customers 💳 Prepare for crypto-powered commerce 💜 Connect with the InterLink community 🌐 Register here: 💜 One Ecosystem. Unlimited Opportunities. 🌎 Global Reach. Real Utility. Future Growth. 🚀 LinkersMap is helping connect businesses, communities, and digital commerce for the future. LinkersMap Dr Altcoin ✝️ Arif Ahmed Core Ambassador | Interlink Labs InterLink Labs 👤 + 🌐 KV InterLink Foundation ITLX Wallet #Interlink #ITLG #ITL #Linkersmap #business #ecommerce #globalgrowth #onlinestore

Tekkaus® | InterLink • MOD • T2 Community Builder

10,912 просмотров • 1 месяц назад

PRESS RELEASE: Canyon, Texas — March 5, 2026 the category-defining global domain acquired by Texas Slim, today announced it is building the first dedicated digital infrastructure network for the global beef industry — connecting ranchers directly to pricing, payment, and market settlement for the first time at scale. This is not an e-commerce launch. It is infrastructure. American ranchers operate inside a system built against them — opaque pricing, slow payments, and middlemen extracting margin at every step. is being built to change that structure, not work around it. The platform is designed to do something the beef industry has never had: a single, transparent layer where product moves, prices are verified, and ranchers get paid faster — backed by real assets. is now engaging institutional investors, infrastructure capital, fintech partners, and agricultural stakeholders to participate in Phase I deployment. Platform Architecture is being architected as: • A real-time Beef Index enabling transparent price discovery • A rancher-direct routing system reducing intermediary bottlenecks • A digitally secured settlement layer compressing payment cycles • A Strategic Beef Reserve designed to buffer supply disruptions • A digital provenance system verifying origin and production data At scale, the platform functions as exchange-grade infrastructure supporting routing, liquidity management, and reserve coordination. Market Structure & Settlement The Beef Index establishes verified, quality-based pricing with capital routed directly to producers — cutting out the opacity that has defined agricultural markets for generations. The settlement framework modernizes agricultural clearing by reducing lag, limiting counterparty friction, and strengthening working capital stability for ranchers. The Strategic Beef Reserve provides structured inventory coordination designed to stabilize supply during periods of market stress. Capital Formation: Phase I Infrastructure Raise has initiated discussions for a $25 million Phase I infrastructure securitization to fund deployment of its routing and settlement architecture. Phase I capital will support: • Exchange architecture development • Rancher-direct routing integration • Regulatory and compliance alignment • Institutional pilot execution • Operational onboarding and scalability This is infrastructure capital directed toward measurable transaction flow improvement within defined regional corridors of the U.S. beef market. Upon validation and expanded adoption, subsequent phases are expected to extend routing nationally and integrate broader liquidity participation. Qualified institutional investors and accredited strategic partners are invited to request private offering materials and schedule executive briefings regarding Phase I participation. Market Positioning controls the definitive global domain within a $500B+ industry and is being developed as the foundational coordination layer for pricing, routing, settlement, and reserve infrastructure. is being valued and built like exchange infrastructure — comparable to financial clearing platforms — not as a consumer food brand. This represents base-layer infrastructure ownership in one of the world’s most essential industries. Executive Statement “This isn’t about launching a website,” said Texas Slim. “It’s about rebuilding how product and capital move through the beef economy. When routing is verified and settlement is efficient, the foundation strengthens.” About is being developed as digital infrastructure for the global beef industry, focused on verified routing, transparent pricing, and modernized settlement systems. It is not retail. It is infrastructure. Texas Slim™ Stacy Herbert 🇸🇻🚀

SAVE BEEF 🇺🇸 BeefMaps.com

261,583 просмотров • 5 месяцев назад

Beam just raised $7M! every year, over $150 trillion moves across borders. those funds reach everything from global commerce and payroll to humanitarian aid and migrant remittances. unfortunately, most of that money still flows through old systems weighed down by delays, fees, and opacity. we started beam (acq Modern Treasury) in 2022 to fix this. we knew stablecoins would be a foundation for a financial system that finally works at internet speed. a system that moves value globally, instantly, and transparently. but to get there, we had to connect it to the infra businesses already rely on. so we built something from the ground up: a first-of-its-kind payment service provider (PSP) that pairs the efficiency of stablecoins (the world’s first truly global settlement layer) with the familiarity of instant payment networks (RTP, FedNow, Visa Direct, Mastercard Send, etc.). the end result being the fastest, cheapest, and smartest way to get money into the hands of businesses, governments, nonprofits, and people. today, companies like Morse (formerly Sling Money), CoalaPay.org, Antimetal, Hyperspace, Braid, Shaga Team, Shield, and goldenvoice use Beam to power everything from bulk creator payouts and wallet top-ups to treasury management and vendor disbursements. it’s clear there’s never been a better way to move money from point A to point B. the last few months have marked a major shift in momentum. we welcomed Frank Pinto (Frank) as our Engineering Lead and Scott Elliot as our Compliance Lead. we’ve seen a surge in demand, we’re shipping faster than ever, and the timing feels right. regulations are shifting. corporates are jumping in. the market is finally catching up to the future we’ve been building toward. to keep up with the pace, we’re going to need more hands on deck. starting with a Senior AE to help bring stablecoins to even more businesses around the world. the next few months will be even more exciting. we have a lot on the roadmap to deliver more value to banks, fintechs, traditional PSPs, merchants and the builders modernizing financial infra at every layer. to everyone who’s supported us on this journey, thank you. building a startup comes with many sacrifices. but when you believe deeply in what you’re building, and you feel the momentum from partners, customers, and supporters… you know you’re on the right track. to our investors, Castle Island Ventures, Archetype, Arca, BanklessVC, Verda Ventures MiniPay fund, and Shack15 Ventures, we’re grateful for your conviction in what comes next. we’re now one step closer to connecting stablecoins natively to every instant payment rail in the world. P.S. huge thanks to Ryan Lawler from Axios for covering the raise! check out the article in the comments to learn more about this round

daniel mottice

54,150 просмотров • 1 год назад

Huma Turns 4 today. Huma was founded on April 20, 2022 with a clear mission — to accelerate the movement of money for a world that is always on. This is the story behind that mission. The inspiration came from our founders’ experience building EarnIn, a leading payment financing app. EarnIn helped tens of millions of Americans access their wages in real time instead of waiting for weeks, avoiding end of month cash flow challenges that often led to debt spirals. It wasn't easy. Even after scaling EarnIn to more than $10B in cashouts with less than 1% loss rates, it was difficult to find lenders willing to finance payment gaps for a few days. Retrofitting AI-driven real-time solutions on top of existing banking infrastructure revealed a stark truth. The future of finance could not be built on legacy rails. So, they left EarnIn to build a new payment financing layer at global scale. The first prototype won the DeFi track at EthDenver. Shortly after, Huma was founded. Huma 1.0 launched in 2023 with a handful of LPs and early partners believing in our mission, building alongside us. Each partner validated a different real world use case: - Arf focused on cross-border payments - Rain focused on card settlement - Jia focused on trade finance In early 2024, Huma crossed $1B in transaction volume. It became clear that Arf's regulated infrastructure is critical to onboard larger global payment companies. The two teams merged, combining onchain infrastructure with regulated financial rails. Since then, the network has grown 10x. Solana Foundation was first to recognize PayFi’s potential and offered a partnership to build the category. Huma went all in, rebuilding its stack on Solana, believing global liquidity solutions belong to the fastest growing ecosystem with the highest TPS. Huma 2.0 and PST (PayFi Strategy Token) launched in April 2025, followed by the HUMA token in May with full ecosystem alignment. Partnerships with Jupiter and Kamino helped scale PST, letting everyone on Solana access yield from real world payment flows. Our leadership in the ecosystem was recognized by an invitation to the Genius Act signing ceremony at the White House. Huma now leads the PayFi category with measurable scale: - $12B total transaction volume - $160M active liquidity - 100K+ depositors - PST has become a core onchain yield primitive All of this is to say, thank you. To the teams at Huma and Arf, our investors, and every partner who backed PayFi before it had a name, thank you. To our community, none of this happens without you. As the first PayFi network, we have come a long way in advancing our mission to accelerate the movement of money for a world that is always on. There is still much more to build.

Huma Finance

73,550 просмотров • 4 месяцев назад

BREAKING NEWS: Circle has announced that we are moving our Global HQ to New York City, building out a flagship space on one of the top floors of 1 World Trade Center, an historically important landmark in standing for American global economic leadership. Details below the video. I’m thrilled to celebrate this milestone with an event including leading financial industry firms, crypto industry leaders and policymakers. We are also sharing this announcement video that captures the moment and inspiration. Why is this important for Crypto, Circle, New York, America and the US Dollar? Since our founding, we have envisioned building a new internet financial system on the foundations of crypto – open networks, open source software, open protocols, decentralized and distributed infrastructure – and building on and expanding the capabilities of the largest and most important currencies in the world, starting with the US dollar. 11 years into our founding, that vision is coming alive in a tremendous and exciting way, with USDC now powering trillions of dollars of onchain transactions, with thousands of developers and applications building on this innovation, and with increasing legal clarity that digital dollars like USDC are new forms of legal electronic money that can be used widely around the world. As this technology explodes into the mainstream, and as Circle becomes a more and more important company and infrastructure for this new internet financial system, it became clear that we needed to plant our flag, both literally and figuratively, in the heart of Wall Street, in the most important economic center of the world, and in the great country of the United States of America. Many complain that the United States is not the right jurisdiction to build a company in our industry, and that the current government here remains hostile to this industry. I couldn’t disagree more. My view is that we are at a turning point, and that the US is about to become THE decisive leader in building and supporting this technology and financial revolution. We are an American Technology champion, and we want to demonstrate that the highest quality, the best run, the safest and the most powerful technology for the new internet financial system calls not just the US, but New York City, it’s home. Today, New York City is home to an enormous number of crypto firms that are leading and innovating in nearly every area of this industry. New York may have the most talent-density in crypto of any city in the world. It’s truly astounding, and we feel so privileged to join this thriving community of companies with a flagship headquarters in New York. After having originally founded the company in Boston, like many technology-driven companies, we have scaled out largely as a remote-first operation. Today, we span 36 US states and 14 countries, with a presence in many of the world’s leading cities including New York, SF Bay Area, Boston, London, Dublin, Paris, Singapore, Berlin, São Paulo, Taipei and more. And we are growing all around the world. But through this, New York has become a crucial nexus of talent, connectivity and a core location for where we convene. 1 World Trade Center is an awe-inspiring building. Its history is known to nearly everyone; this iconic tower, the tallest in the Western hemisphere, stands for freedom, strength, and a projection of America’s central role in the global economic system. Freedom Tower stands above the great pillars of the global economic system – Wall St., the New York Stock Exchange, the New York Federal Reserve, and more. Sitting on a top floor of the tower, Circle’s new flagship HQ is being built not as a traditional office, but rather as a powerful convening space, where we bring together all of our stakeholders to collaborate together, discover, and build the new internet financial system. It’s going to be an amazing and inspiring space that helps bring to life everything that we do at Circle. Today, we are celebrating this new HQ, joined in person in New York by industry, political and key partners who have been central to Circle’s growth and success. Join us virtually in this next phase of our journey. We are investing in New York. We are investing in America. We believe strongly that the infrastructure we are collectively building – this new internet financial system – will be the foundation for the next hundred years of global economic activity and coordination. 2024 has been a turning point year in crypto, a year when stablecoins started to truly breakout in scale, importance and usage. 2025 will be the year when this goes mainstream. As we open our new HQ to the world in early 2025, we will be thrilled to host and convene and see many of you there for this next phase of our collective journey in building a more open, inclusive, safer and efficient global economic system. JA

Jeremy Allaire - jerallaire.arc

575,702 просмотров • 1 год назад

What is clawback on the XRP Ledger? NOTE: The video version is attached. All relevant links are in the second tweet along with links to all other platform. In the evolving world of digital assets and cryptocurrencies, the management and control of tokens have become paramount. One such feature that has emerged to address specific needs is the "Clawback" function. As we looked into the XRP Ledgers freeze function already, and clawback has been addressed vaguely so far, let’s have a look at it. At its core, the Clawback feature allows issuers to retract or "take back" previously distributed tokens. However, it's essential to note that this function is not activated by default. To utilise the Clawback feature, issuers must initiate a unique transaction called "AccountSet." This action enables the "Allow Trust Line Clawback" setting, granting the issuer the power to claw back tokens. The process of enabling Clawback comes with specific prerequisites. Issuers who have already distributed tokens or activated certain account features, such as trust lines, offers, escrows, payment channels, checks, or signer lists, are ineligible to activate Clawback. This stipulation underscores the importance of strategic planning; issuers must decide on using the Clawback feature before any other significant account activity. Furthermore, once the Clawback function is activated, it becomes a permanent feature of the account, eliminating the possibility of reversal. Other than with freeze, which makes tokens unspendable, clawback deducts the token balance in the target account. This is a fundamental difference. The introduction of the Clawback feature addresses regulatory and compliance needs in the digital asset space. There are instances where, for legal reasons, issuers must retract tokens. For example, if tokens inadvertently land in the hands of entities involved in illicit activities, the Clawback function empowers issuers to recover those assets, ensuring compliance with legal standards. However, a critical distinction exists: this feature is exclusively for specific tokens and does not apply to XRP. Clawback brings both advantages and disadvantages to the table. On the positive side, it facilitates issuers in meeting stringent regulatory requirements, ensuring that the on-chain record of tokens remains accurate and representative of actual balances. It offers a more straightforward approach than other on-ledger features, like the "freeze" function. On the downside, Clawback introduces an added layer of transactional complexity and necessitates comprehensive documentation, especially to clarify its inapplicability to XRP. Conclusion The clawback feature is a testament to the dynamic nature of the digital asset landscape. As the industry matures, tools like clawback will play a pivotal role in bridging the gap between the decentralised world of cryptocurrencies and the regulatory frameworks that seek to govern them. While the feature offers clear benefits, its implementation requires careful consideration and strategic foresight. Opinion: Why is clawback controversial? Certain features like the AMM and clawback have been heavily promoted in the past weeks with sometimes obscure arguments. While the legal requirements are often cited, no real example has ever been given. As a matter of fact, David Schartz stated that as of the time of writing, no real legal requirement or request exists. Other chains like Stellar, Chia or Ethereum do support the feature, and some stable coin issuers are using them on certain chains, while they don’t on others. Contrary to a freeze, which technically allows a user to dispute the action in court before any tokens are moved, a clawback can be executed at any given time, leaving the user empty-handed. The community often cites the risk of project-related rug pulls. However, few reports exist on abusive usage of the feature on any chain. During my research, I found only one issuer publicly citing support for clawback on the XRPL. StraitsX, which is, according to their website, providing “Payments infrastructure for Digital Assets”. Nonetheless, I do believe that clawback is an important feature and a step in the right direction. If you consider this information useful, let me know your thoughts and do a retweet.

Daniel "CEO of the XRPL" Keller

111,037 просмотров • 2 лет назад

TOPIC #107: PI NETWORK IS A STABLE COIN? -WHO DECIDES PI FULLY OM FIXED VALUE? Dear GCV army, I hope you are all doing great! First of all, I would like to express my sincere gratitude for all your hard work. Many of you have achieved significant milestones, and it’s evident that you are making a great difference. Our influence has grown significantly, with an increasing number of social media posts and YouTubers publicly supporting us. I can see that more and more people are beginning to understand why we advocate for GCV. Today's meeting aims to alleviate any doubts you may have, allowing you to relax and feel confident as we embark on our historic journey together. I will answer the questions I’ve received and address some important issues we need to focus on to maintain our community's efficiency, particularly regarding our Generals, which will be the topic next weekend. I put the questions I received here. "A question addressed to Ms. Doris Yin in the emergency meeting 1– In light of the rapidly changing global circumstances and the increasing discussion about stablecoins backed by U.S. Treasury bonds, how do you see the future role of the Pi Network in this context? And what practical steps should the GCV army take now to accelerate this path? 2_ There are those who promote the idea that the price of Pi is what appears in the market (currently around $0.49) and compare it to the price of GCV within the ecosystem (314,159 Pi = 1 good or service). They say if Pi’s price rises to $2, it means that the value within The ecosystem is approximately 2 million dollars. With sincere appreciation and discipline." This is from the Arab head of GCV Ambassador Mr. Mohammed. Another question: "Hello, my Global Ambassador, I am Ateba Joseph, Ecological Ambassador in Cameroon And a member of the GCV army, I am delighted to exchange with you. Regarding the meeting with the GCV army on Sunday, July 27, 2025.. Here is my concern: A few days ago, a correspondence indicated that Pi is not or is not yet a stable coin. Upon reading this information, we have provided many explanations to help the pioneers understand this. I hope you will focus more on this statement to further strengthen our understanding of the subject. Thank you for taking my concerns into consideration" Thank you for the above questions; my answers are below. The first question concerns stablecoins. Many pioneers are hoping that Pi can be recognized by the U.S. government as a stablecoin. I wrote an article on this in May. On July 18, 2025, President Trump signed the Guiding and Establishing National Innovation for US Stablecoins Act (the GENIUS Act) into law. This legislation establishes a regulatory framework for payment stablecoins and marks the first federal legislation on digital assets enacted since President Trump issued an executive order aimed at making the U.S. the “crypto capital of the world.” U.S.-issued stablecoins are expected to become the primary means of dollar transactions globally, especially in emerging markets with unstable local currencies. The sponsors of the GENIUS Act estimate that by 2030, stablecoin issuers may collectively become the largest holders of U.S. Treasuries, surpassing foreign central banks. From this, we can see that U.S. stablecoins must maintain reserves backing outstanding payment stablecoins on a one-to-one basis, consisting only of specified assets, including U.S. dollars and short-term Treasury securities. It is clear that the Pi Network will not take this path, as it is not part of our plan. A stablecoin is essentially a digital representation of the U.S. dollar. All stablecoin issuers do not create a new currency; rather, it’s akin to purchasing chips at a casino – you must use U.S. dollars to buy those chips. However, Pi is a completely new currency. It does not need to be backed up by U.S. dollars or U.S. Treasuries to be used. If that were the case, we wouldn’t need to establish an ecosystem or have a three-year enclosed mainnet. I previously mentioned the possibility of Pi being an algorithmic stablecoin since only algorithmic stablecoins do not need to be backed by U.S. dollars. However, algorithmic stablecoins have faced significant failures in the past. The collapse of the Terra (LUNA) cryptocurrency resulted in a loss of at least $40 billion in market capitalization, with estimates reaching as high as $60 billion. TerraUSD (UST), an algorithmic stablecoin, lost its peg to the U.S. dollar, contributing to its overall collapse. The new stablecoin legislation recently passed through the Senate effectively ties the U.S. Treasury to crypto, as it essentially bets the government’s cash flow on digital tokens and market speculation. This legislation requires stablecoins to be backed by short-term Treasury bills, generating an estimated $2–$3 trillion in new demand for government debt, which is nearly half the current size of the T-bill market. On paper, this looks beneficial, but in reality, it creates a circular feedback loop: crypto demand fuels stablecoins, stablecoins buy T-bills, and T-bills fund government deficits. The government becomes reliant on speculative capital flows. Thus, we should understand why the U.S. government will not support the Pi Network as a stablecoin, as they require stablecoin issuers to buy T-bills and can no longer trust algorithmic stablecoins. So, what is the future of the Pi Network as a currency? From my perspective, Pi is already listed on exchange markets. It cannot be classified as a security because it is mined freely and is not an ICO. Instead, it should be categorized as a commodity, similar to Bitcoin and ETH. When a currency is listed for trading on an exchange, its price is determined by the balance of supply and demand. However, Pi is a currency in its own right; it has inherent value from Pi holders -Pioneers. Historically, currency has served as a medium of exchange. A medium of exchange is a widely accepted item for buying goods and services in an economy. It facilitates transactions by eliminating the need for a barter system, where goods are directly exchanged for other goods. In modern economies, money (such as currency) serves as the primary medium of exchange. **Functions of Money:** One of the core functions of money is to serve as a medium of exchange, enabling the smooth transfer of value between buyers and sellers, thereby simplifying trade and economic activity. **Examples:** In modern economies, this typically includes currency (paper money, coins) or digital money. In specific historical contexts, other items, such as cigarettes in prisoner-of-war camps, have also served as mediums of exchange. **Importance of Acceptance:** For a medium of exchange to function effectively, it must be widely accepted and trusted within the relevant community. **Not the Same as a Payment Method:** While credit cards and checks are used for payments, they do not serve as mediums of exchange themselves. Therefore, stablecoin is not a new currency. It is more likely to have a credit card or check character. It is a USD digital status. From the analysis presented, we can draw the following conclusions: The current price of Pi on the exchange market primarily serves as a temporary measure to facilitate broad expansion. While this is not our primary objective, it constitutes a strategic approach towards achieving our mission. To gain a clearer perspective, we must adopt a higher-level view of the overall vision for the Pi Network. The mission and vision of Pi Network clearly articulate that it is not intended to function as a commodity for sale, nor is it meant to be an investment vehicle or a speculative security. Instead, it is crucial to recognize that Pi is designed to be a medium of exchange—a new form of currency. As pioneers in this venture, we have the unique opportunity to acquire Pi through free mining. However, it is important to note that the current mining rate is relatively slow. To overcome this limitation and to further our goal of mass adoption, it is essential for more individuals to join the Pi Network and participate in holding Pi. One efficient way to accelerate this process is by allowing Pi to be traded on the exchange market, which can result in rapid and widespread adoption. Since Pi can be mined for free, a lower price could make it more accessible to a larger number of people. It's important to focus on our primary goal during this pre-full Open Mainnet (OM) phase: mass adoption, rather than aiming for high prices, which many pioneers expected. Some pioneers want to sell when the price increases, but if too many sell, it could undermine our goal of achieving mass adoption. This scenario is reminiscent of historical instances when shells served as currency—readily accessible from the sea or buy from the village market. For shells to function effectively as currency, a collective effort was needed to hold and circulate them within the village. If only a select few individuals possess the shells, the currency lacks the necessary circulation to sustain an economy. Hence, our goal should not be centered on achieving a high price; instead, we should strive to make Pi more affordable so that a greater number of individuals can acquire and hold it, thereby fostering a thriving economic ecosystem. Of course, the rising price will build up merchants' confidence to accept it as payment. This is why we refer to it as a buyback campaign, which aims to achieve mass adoption and foster ecosystem confidence. As Pi evolves into a currency, the question of its value becomes pertinent. Given that it is a new currency, its value is not immediately clear. This presents an opportunity for us, the pioneers, to play a crucial role in defining it. The determination of Pi's value is not the responsibility of a central authority such as CT, the government, or the exchange. Instead, it will emerge from a decentralized consensus within the community, which collectively owns Pi. This concept is akin to ancient times when the value of shells was not determined by the sellers. Rather, the value was derived from the collective agreement of the village that utilized them as currency. I hope this elaboration clarifies the distinction between value and price, enabling a deeper understanding of the foundational principles that drive our mission with Pi Network. Pi represents a groundbreaking innovation—a revolution that is poised for long-term economic development on a global scale, rather than perpetuating cycles of plunder and exploitation. By harnessing the power of blockchain technology, Pi empowers ordinary individuals, which creates an inherent conflict of interest with the U.S. government in the short term. Should the U.S. government endorse the Pi Network, it raises questions about the viability of U.S. treasuries and who would ultimately purchase them. Consequently, the government may prioritize support for stablecoins backed by the U.S. dollar and U.S. Treasury securities, as this can help alleviate the U.S. government's issues with limited demand. However, I previously mentioned the potential for Pi to emerge as an algorithmic stablecoin. At that time, the Genius Bill had not yet been enacted. If the Pi Network gains acceptance from the U.S. government, its growth could become rapid and expansive, leading to widespread adoption in other nations. This path would position Pi as a legitimate currency in nearly every country, contingent upon certain conditions. For instance, if the price of Pi in the exchange market can align with the GCV, this could be achieved through a buyback mechanism involving 10 million pioneers. Such a scenario would indicate that Pi differs significantly from past algorithmic stablecoin failures, presenting a compelling case for the U.S. government to view Pi as a low-risk asset. However, it presents a significant challenge to be collectively reached by pioneers, and there are other conditions that we cannot achieve in a short time. While it might appear that Pi Network conflicts with the U.S. dollar or stablecoins in the short term, it has the potential to address the broader issue of overprinting currency, which has plagued the U.S. and many other nations. This would benefit international trade by alleviating concerns about currency appreciation or depreciation in international transactions. The global economy indeed requires a super sovereign currency—one that ensures stability for future generations and fosters lasting peace and prosperity. To comprehend Pi as a currency, it is crucial to recognize that we must cultivate long-term value by generating GCV data. In the short term, our focus needs to be on establishing a robust exchange market and decentralized applications (DApps) to drive mass adoption. If this is understood, there should be no need to feel discouraged by the current low price of Pi. The true value of Pi as a currency derives not from the exchange market, trading platforms, or governmental endorsement, but rather from our community's collective efforts and engagement. You might wonder how a government could adopt Pi, given that it does not take the form of a stablecoin. I would counter with the example of Bitcoin, which has thrived even in environments where many countries have imposed bans. Currently, Pi is transitioning from its traditional commodity status to being recognized as a currency, meaning governmental awareness of Pi Network is still in development. As such, existing regulations generally pertain to older forms of cryptocurrency rather than our innovative approach. Our branding as a digital currency, rather than a cryptocurrency, is intentional. Dr. Nicolas has expressed concerns that many aspects of conventional cryptocurrencies pose challenges to government frameworks and public trust, often leading to economic harm rather than benefit. Our commitment to Know Your Customer (KYC) and Know Your Business (KYB) protocols distinguishes us by mitigating money laundering risks and protecting Pi holders from speculative practices. Many businesses face bankruptcy or closure because consumers lack the disposable income to engage in spending. Imagine how Pi could enable those businesses to survive and thrive—people could utilize Pi to make purchases and easily convert it into fiat currency to sustain operations, thereby preserving many jobs. The function in our wallet that allows users to "buy" Pi is not merely a feature; it represents a vision for the future where conversion to fiat currency can happen immediately, without dependency on third-party exchanges. Moving forward, we can establish a fixed rate (the GCV) for conversions. Once larger institutions and prominent companies recognize the low-risk profile of joining Pi Network due to its GCV stability, we can expect a considerable influx of participants seeking to gain a competitive advantage. You may ask how companies would finance the purchase of Pi at GCV rates. This is an insightful question. My perspective is that the demand for Pi’s stable value will inherently incentivize investments. Much like why individuals purchase stablecoins for their convenience in facilitating cross-border transactions, Pi will appeal to consumers and businesses alike, particularly because we are leveraging Web 3.0 blockchain technology, AI-driven platforms, and a rich ecosystem of decentralized applications (DApps). We are cultivating a loyal customer base that recognizes the value of this innovation. We understand that high-net-worth individuals seek safe investment opportunities. While U.S. treasury bonds currently represent a secure asset class, they are not without risk. Therefore, if Pi Network can maintain a limited supply coupled with blockchain technology and a consistent GCV, it is plausible that affluent investors would allocate a portion of their capital to acquire Pi. This would lead to fiat inflows whenever there is increased demand for Pi, establishing an equilibrium between Pi and fiat currencies. This interplay is why I believe DApps are critically significant. We need broader usage of Pi in real-world applications. I hope my analysis has helped clarify why the price of Pi should not overly concern us. Buying Pi to hold onto it allows pioneers to accumulate more, while building merchant confidence is essential to kickstart the ecosystem. Merchants will be motivated to see Pi’s price appreciation since this removes the risks for DApps and service providers who depend on exchange market prices. A rise in demand for Pi will subsequently reduce its supply, which is beneficial for price increases. I look forward to discussing Pi GCV army management in another session. Thank you for your time. Let’s continue striving for greatness together. Doris Yin 🪷🪷🪷 Founder, Global GCV Movement Disclaimer: This speech is intended solely for educational purposes within the GCV community. The views and content shared here represent my personal perspective and are part of the GCV movement, but do not reflect the official position of the Pi Core Team (PCT). Pi Network represents a new revolution, meaning there is no existing example for us to follow and no guiding manual. As Dr. Fan mentioned, we cannot predict what will happen around the next corner. Therefore, we must practice and forge our own path. As more people traverse this journey, the road will become clearer.

Doris Yin 东方紫莲🪷

17,742 просмотров • 1 год назад

TOPIC # 46 DEVELOP REAL ECOSYSTEM DURING 2ND STAGE Dear Global Pioneers, Happy Saturday! Today, I recorded a ten-minute video for you. However, I understand that many of the pioneers may not understand English. So, I am writing this article to help you understand my message. ✅Summary of the 1st Currency stage work from the pioneers' community: According to the white paper, Pi will be a global currency, designed not as an asset or a traditional investment, but as a currency. Therefore, we, as the pioneers' community, need to help Pi complete its mission. The core team can only take care of the infrastructure work; the rest depends on us. This is why it's important for pioneers to understand that we have our task. Our task is not just to complete KYC and migration; it's to develop Pi as a currency. The characteristics of currency include durability, portability, divisibility, uniformity, limited supply, and acceptability. Currency has five major functions: scale of value, means of circulation, means of storage, means of payment, a world settlement currency. Over the past two and a half years, our focus has been on establishing the first currency function as " scale of value" and generating at least one million GCV $314,159 data. We have received support from pioneers representing at least 120 countries. We believe there is no alternative to GCV in terms of pricing. CT’s announcement on Pi2Day indicates that we are on right track and at the forefront of OM. As a result, GCV $314,159 is aligned with Pi Network's mission and vision. I’ve noticed that many pioneers are questioning CT about the delay in KYC and migration procedures over the past two and a half years. My response is that they were awaiting GCV from pioneers. Without this support, our goal of establishing a currency would not be achievable. However, despite the recent Global GCV movement, we have not seen significant involvement from merchants in the exchange of GCV. Most of the data has been generated by pioneers. This is crucial during the initial stages for "value scale." from our pioneers. We have submitted petitions to CT three times for OM on Pi2Day. This is because most community leaders and pioneers are facing resource shortages, and the first function of "value scale" has been successful. If CT can announce the GCV price and OM on Pi2Day , the entire ecosystem will operates on the same pricing system for development. We believe this strategy can also work well. However, CT has announced that OM will be at the earliest by the end of this year. From my perspective, the goal is to reach 15 million KYC and 10 migration Pi wallets, and more importantly, to ensure that the ecosystem has developed to meet the maturity level outlined in the 2019 white paper, or at least has a prototype of the ecosystem. This approach may eliminate the need to announce the Pi price once the entire ecosystem has been accepted. This conservative approach aims to prevent pioneers from converting Pi to FIAT after OM. Instead, the ecosystem will offer utilities for pioneers to use. This will result in a more stable and secure Pi currency. ✅Since CT has decided to OM until the year end or later, there will be at least five months for ecosystem development. Hence, the question now is what pioneers can do during Currency 2nd Stage? Pioneers always have the task of completing their KYC and migration on time, and they are encouraged to become validators if they wish. In addition to the above, pioneers have another important task, which CT cannot directly ask us to do, but it's something we need to do for ourselves. This task is to join the ecosystem with GCV price. As we have discussed, since we want Pi as a currency, it must circulate in our community. Therefore, we need merchants and service providers to offer products or services. However, we cannot force them to do so. If we enforce full Pi payments, they will avoid participating. Currently, we are seeing some full Pi payments in our online ecosystem at different prices, but almost all are very low, less than $1 or less than $0.1. We believe this price is not suitable for Pi's long-term vision and mission. That's why we choose to only support GCV. ✅So the next question is: How can we motivate merchants and service providers to join our ecosystem so that we can OM with GCV $314,159? My suggestion is to allow partial Pi and partial FIAT. They can use 50%, 60%, 70%, 80%, or even 90% FIAT. As long as the FIAT value is lower than the market price, it will benefit pioneers. When more merchants join, they will compete with each other to lower the FIAT ratio. This concept aims to create a real business environment, not a charity environment. We should not depend on leaders, pioneers, or merchants to donate. Instead, we need to create a mechanism to let them compete, which will benefit them and motivate more merchants to join. What about pioneers? If given two options, which one would you choose? a. Only small items worth $1 available for full Pi payment, with no higher value products available and still needing to spend FIAT from the outside market. b. Buy products inside our community at a 50%, 60%, 70%, 80%, 90% FIAT ratio, lower than the outside market price, and including larger items like cell phones, TVs, appliances, jewelry, furniture, clothing, shoes, etc. without limitation. You will save at least 20%-30% on your daily or luxury purchases. I believe you would want option b, as you would save a significant amount of money during the five months. Most importantly, you would be very happy because you understand that what you do will make GCV $314,159 a reality without any doubt. Do you want to live with uncertainty or certainty? Joining this kind of barter system will bring you happiness with certainty. This is what I call the creation of Pi circulation, which is our second stage. After OM, we will enter the third, fourth, and fifth stages, which are the storage, payment, and international settlement currency stages. Since GCV $314,159 on the right track to OM, we need to make GCV more widely accepted and widely used to create circulation. In this way, we will make GCV OM foundation very strong and this will help the ecosystem after OM to reduce any risk that pioneers all go to exchange market to dump. Pi represents not only the future of our pioneers but also the future of the world. Let us come together as a strong, unified family and community. However, beyond this unity, it is imperative to establish a robust business ecosystem and a supportive development environment to encourage and incentivize the participation of more ecosystem members towards our long-term objectives. This will have a positive impact on our local economy and facilitate garnering support from various national governments for the Pi Network. It is crucial for the ecosystem to adhere to FIAT tax obligations to respective country governments, even during the mainnet enclosure. Therefore, partial FIAT payments are essential to enable compliance. Without such a practice, merchants would struggle to sustain themselves and would not have the necessary FIAT currency for tax payments. Doris Yin 🪷🪷🪷 Disclaimer: The above is only my personal analysis and does not represent CT or any business, and is only for community education. Any merchants or pioneers should use their own evaluation to see if it is suitable for them.

Doris Yin 东方紫莲🪷

35,873 просмотров • 2 лет назад

** Call to Action for Global Pioneers: Uniting Efforts to Stabilize the GCV Price in the Exchange Market** Dear Global Pioneers, We are currently at a critical juncture that may determine our ability to swiftly realize the GCV in the exchange market. As of now, we are in the Open Network phase, which serves as a preparatory stage for a fully decentralized network where all code can be activated. It is important to note that the Pi Network has not registered as a security because it aims to function as a digital currency rather than a digital asset. However, given recent list on the exchange market, compliance with the United States Securities and Exchange Commission (SEC) is now necessary for Pi Network, which subsequently require CT not to guide Pi's price in the exchange market. To address this situation, we urge all pioneers to unite in a call auction to ensure the GCV is stabilized as soon as possible. We implore you not to sell below the GCV price. Conversely, you are encouraged to buy if you have the means, as the current prices are significantly low. It is essential to emphasize that we are now in the Open Network phase, permitting both buying and selling. We have observed that many pioneers may be hesitant to make purchases; however, it is imperative that you do not let this concern deter you. We have surpassed the enclosed mainnet phase, where buying and selling were prohibited. Increasing liquidity in the exchange market is crucial for attracting external investors. At this stage, the combined strength of all pioneers is required to enhance purchasing power and to capitalize on lower prices. Please clarify your understanding of our current pricing situation. The existing market prices do not reflect Pi's value of our source code, which is derived from our blockchain record. Our efforts have previously focused on establishing Pi as a digital currency, culminating in the creation of the GCV blockchain record, which has indeed achieved success. For instance, the GitHub record indicates a GCV of $314,159, and Mr. Kasasih's code fork has now been integrated into the CT’s main bran code of the signifying its official status. The rationale for the current low prices in the exchange market stems, in part, from a lack of awareness among many pioneers, some of whom may be in financially constrained positions and require immediate funds for necessities. Such individuals may be misled by those who do not support GCV's potential, thereby selling their holdings at depressed prices. This underscores the importance of CT's control over KYC processes and migration procedures. Allowing all pioneers pass KYC and migrating Pi could lead to detrimental outcomes for the project, as uninformed pioneers may sell at significantly low prices. Just we see right now there are a lot of pioneers sell at very low price. So, CT only allow 10 million wallets migrated. It is important to recognize that the current low pricing is not the fault of the PCT or GCV CT, it is a consequence of a collective lack of proactive engagement from the pioneers. By promoting education on the true value of Pi as GCV, we can mitigate the prevalence of low-price sellers. While complaints about pricing may arise, it is essential to understand that we cannot prevent pioneers from selling. What we can do is purchase the available low-priced offerings from the market and collectively urge all pioneers not to sell below the GCV price. This remains a top priority for all involved if we aim to achieve the OM status swiftly. Additionally, it is vital to understand that the CT cannot announce the price of Pi in the exchange market, nor can they buy all the Pi in the exchange market. The price must ultimately be determined by the actions of our pioneering community and outside investors. Therefore, it is everyone's responsibility to refrain from complaints and instead focus on advancing the project collectively. We recommend all pioneers take the following actions: - Do not sell below $314,159. Please list selling price at $314,159. You should have confidence on GCV when it has been in the code already. Once the OM completed; all ecosystems will implement GCV. And you don’t need to wait long time and I estimate in one month or less. - Consider purchasing if you have extra funds available but ensure that you are not borrowing money or using essential living funds for these investments. Any amount such as $10 or $20 or $100 you choose to invest can contribute to increasing the visibility of Pi in the exchange market, potentially attracting outside investors. Also, many pioneers have locked three years with 100%, it is a good chance. You can acquire 6 Pi for just $10 right now. Once our pioneers warm up the market, you'll see outside investors becoming active, so there's no need to worry about how long or how much funding it will take to reach GCV. As soon as the low-priced Pi are being purchased, the price is poised to surge from just a few dollars to GCV in no time. We won't follow the traditional cryptocurrency path for growth because we have a strong community backing GCV.` It is crucial for all global pioneers to recognize that we are all collectively striving towards the successful realization of the OM. The CT shares this goal as well. However, if the exchange market price remains as low as $1 or $2, the likelihood of merchants joining the Pi Network diminishes. It is imperative that the gap between the ecosystem's Pi value and its exchange market price remain minimal. If the exchange price is low, it inhibits the CT's ability to fulfill ecosystem objectives. You need not worry about protracted timelines. With collective action, the path to achieving GCV can be expedited. While it would indeed be beneficial for the CT to manage arrangements efficiently, it is vital that we do not adopt a passive stance, awaiting resolutions. Delays could adversely affect both the reputation of PCT and the GCV CT. Lastly, I would like to address recent rumors suggesting that pioneers are unable to transfer Pi to or from the exchange market; this information is misleading. Pi Network is indeed open already, and the CT has verified five exchange markets for transactions. I have personally encountered challenges while attempting to purchase 1,000 Pi on the exchange market, with multiple platforms rejecting my credit and debit card payments. Nonetheless, I firmly believe that this represents a valuable investment opportunity critical for advancing our collective mission toward GCV unification in the exchange market. Your understanding of this message and prompt actions will be appreciated as we move forward together. Best regards, Doris Yin🪷🪷🪷 Founder, Global GCV Movement Feb.23rd, 2025

Doris Yin 东方紫莲🪷

143,112 просмотров • 1 год назад