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Unlock convenience, confidence & unforgettable experiences with the Stanbic MasterCard Wild Credit Card. Enjoy travel perks, wellness benefits, family support & insurance cover because your ambition never stops.

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Stanbic Bank Kenya

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406,818 Aufrufe • vor 4 Monaten •via X (Twitter)

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🤩 Here is the real Show-off Card in the true sense – Amex Platinum Charge Card! Woah! What an unboxing experience 🤯✨ A real working high-quality LED video screen with sound, memory storage and switches built right into the card box itself! 🥳🎥🔊 And the best part? You can upload your own videos and photos on this LED video player. Got all this even before activating the card and without committing a single rupee towards the joining fee (joining fee is charged only if the card is activated). btw I activated it.. And here is what you get after activating 👇👇 🎁 Welcome Benefits ✅ ₹60,000 worth of The Postcard Hotel vouchers OR ✅ ₹50,000 worth of Taj Experiences Gift Cards (usable for stays, dining, spa, beverages etc. at Taj properties) 🎯 Referral Offer (Till 30th June 2026) ✅ 25,000 Amex Points as referral bonus 👉 My Referral Link: 🏨 Premium Hotel Memberships & Elite Statuses ✅ Accor Explorer Membership ✅ Taj Epicure Plus Membership ✅ Marriott Bonvoy Gold Elite Status (for both self and one add-on card member) ✅ Hilton Honors Gold Status (for both self and one add-on card member) ✅ Radisson Rewards Premium Status (for both self and one add-on card member) ✅ Hertz Gold Plus Rewards Status (for both self and one add-on card member) ✅ The Postcard Hotels Sunshine Club Platinum Status (for both self and one add-on card member) These memberships can enhance overall travel experience which otherwise cost thousands of rupees if you pay on your own for hotel upgrades, discounts etc. 🏨✨ 🍽️ Lifestyle Benefits ✅ EazyDiner Prime Membership ✅ Ace by Times Prime Membership Includes complimentary subscriptions of: • Amazon Prime • JioHotstar • Sony LIV • Discovery+ • Lionsgate Play • Uber One • And more 🎬 Entertainment Benefits ✅ Buy One Get One Free Movie Ticket on PVR (up to ₹500 per free ticket) ✅ Complimentary PVR Food & Beverage Voucher every month ✈️ Premium Airport Lounge Access Unlimited access for Primary + One Add-on Card holder ✅ The Centurion® Lounge ✅ Priority Pass™ Lounges ✅ Delta Sky Club® Lounges (when flying Delta) ✅ Escape Lounges ✅ Domestic Partner Lounges in India 👨‍👩‍👧 Family Benefits ✅ One complimentary guest access at Centurion Lounges ✅ Complimentary access for children below 12 years at Centurion Lounges when accompanied by the primary cardholder ✅ Complimentary Platinum Charge Add-on Card for one family member ⛳ Golf Benefits ✅ Complimentary Golf Games ✅ Complimentary Golf Lessons (For both primary and one add-on card member) 🏨 Luxury Hotel Programs ✅ Fine Hotels + Resorts (FHR) Benefits • Complimentary breakfast • Room upgrades (subject to availability) • Early check-in / late checkout • Property credits at select hotels ✅ The Hotel Collection Benefits • Hotel credits • Room upgrades at participating hotels 🎩 Premium Services ✅ Concierge Services ✅ Global Travel Assistance ✅ Emergency Card Replacement Support ✨ And many other premium travel and lifestyle benefits. 💰 Joining Fee: ₹77,880 (including GST) My Take 👇 This card is a premium lifestyle card and definitely NOT for everyone. I took it only for the first year because of the heavily loaded welcome benefits, referral bonus points, elite hotel memberships and premium travel privileges, many of which are quite useful for my upcoming travel plans. ✈️🌍 The premium lounge programs are a nice add-on, but for me the real value lies in: 🏨 Hotel memberships 🎁 Welcome benefits ✈️ Travel privileges 🎯 Referral bonus points Looking at the overall value proposition, my effective first-year cost is negligible for my use case. Will I renew it next year? Most probably not, unless they provide a great renewal offer😄 But as a one-time experience, the unboxing, welcome gifts, premium memberships and overall treatment make it a true Platinum experience. 🤩 #creditcard #spendwisely #creditcard
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SpendWisely

23,759 Aufrufe • vor 2 Monaten

lets go over a recent transaction with friends at the Waffle House restaurant using MetaMask 🦊 Card; the total of the transaction in fiat was $156 for Waffle House but to you the onchain tx was $152.12 how tf is this possible? the card is tied to an EOA (aka your self custody onchain wallet) which sent a total of 152.123292 $USDC with a 0.006337 $USDC gas fee included there is a 5.409249 $USDC credit applied since you earn rewards when using the card from previous purchases that you can claim or use against said transactions the total cost to the user onchain for this $156 transaction was $152.12 if you were to remove the credit the total cost was $157.53 for a $156 transaction that allowed near instant finality without dealing with on/off ramps, rails/banks & their associated wait times/higher fees $1.53 on this $157.53 transaction is a .97% overall fee which is subsidized by 1% to 3% crypto back, therefore at settlement there are no fees realized & you even earn a little kickback instead MetaMask 🦊 Linea.eth Consensys.eth has been working with Baanx Mastercard to change the space for users who want to access their crypto IRL while getting the benefits of holding a credit card/savings account which is really your own self custody wallet onchain "debit" with access to 90 million merchants globally because you as a user are using your own onchain wallet to interface with the card, you are paying in crypto & are provided with an onchain transaction hash to outline the details each time KYC to use the card is required since there needs to be a tie back for proof of humanity/sybil resistance/refunds/failed purchases, yet, you can spin up a fresh undoxxed wallet, there is no credit check, MetaMask does not have access, does not need & does not want to hold any of your information submitted during the sign up process & if any issuer requests more documentation or closes your account you are still your own self custody wallet onchain therefore you are not affected unlike centralized exchanges or other crypto cards or banks that lock you out of your crypto with minimal options the MetaMask Card is not a top up crypto card, it is not a centralized exchange card, it is not a prepaid card, nor is it a credit card; it is a new way to use your onchain crypto instantly anywhere you can use your traditional debit/credit card so, for example, my company pays me in crypto to my own self custody wallet onchain, my wallet is connected to the MetaMask Card as an instant web2/web3 bridge so that i can use my crypto to pay for things, therefore i do not need a traditional bank account + i get rewards + instant access to my funds any time i want without having to touch traditional systems at all THE ULTIMATE WIN 🦊 start using the virtual card now in your Apple/Google Pay or sign up for the waitlist at - there are currently 27 countries supported with UAE/Dubai, Canada, multiple regions in Africa coming by end of Q3 as we are working on full global adoption by EOY listen to the MetaMask Card 🦊 EVERYTHING YOU NEED TO KNOW! space for deeper overviews with myself & Danieljosep.eth ⬇️ got fud? drop your comment below & i will address it! always remember to DYOR from legitimate sources outlined as there are many false claims regarding the MetaMask Card on the timeline from people who have never used it or are just speculating or trolling since they did not read or listen to any of the resources or information that is available to them ARE YOU READY? LFG 🦾
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lets go over a recent transaction with friends at the Waffle House restaurant using MetaMask 🦊 Card; the total of the transaction in fiat was $156 for Waffle House but to you the onchain tx was $152.12 how tf is this possible? the card is tied to an EOA (aka your self custody onchain wallet) which sent a total of 152.123292 $USDC with a 0.006337 $USDC gas fee included there is a 5.409249 $USDC credit applied since you earn rewards when using the card from previous purchases that you can claim or use against said transactions the total cost to the user onchain for this $156 transaction was $152.12 if you were to remove the credit the total cost was $157.53 for a $156 transaction that allowed near instant finality without dealing with on/off ramps, rails/banks & their associated wait times/higher fees $1.53 on this $157.53 transaction is a .97% overall fee which is subsidized by 1% to 3% crypto back, therefore at settlement there are no fees realized & you even earn a little kickback instead MetaMask 🦊 Linea.eth Consensys.eth has been working with Baanx Mastercard to change the space for users who want to access their crypto IRL while getting the benefits of holding a credit card/savings account which is really your own self custody wallet onchain "debit" with access to 90 million merchants globally because you as a user are using your own onchain wallet to interface with the card, you are paying in crypto & are provided with an onchain transaction hash to outline the details each time KYC to use the card is required since there needs to be a tie back for proof of humanity/sybil resistance/refunds/failed purchases, yet, you can spin up a fresh undoxxed wallet, there is no credit check, MetaMask does not have access, does not need & does not want to hold any of your information submitted during the sign up process & if any issuer requests more documentation or closes your account you are still your own self custody wallet onchain therefore you are not affected unlike centralized exchanges or other crypto cards or banks that lock you out of your crypto with minimal options the MetaMask Card is not a top up crypto card, it is not a centralized exchange card, it is not a prepaid card, nor is it a credit card; it is a new way to use your onchain crypto instantly anywhere you can use your traditional debit/credit card so, for example, my company pays me in crypto to my own self custody wallet onchain, my wallet is connected to the MetaMask Card as an instant web2/web3 bridge so that i can use my crypto to pay for things, therefore i do not need a traditional bank account + i get rewards + instant access to my funds any time i want without having to touch traditional systems at all THE ULTIMATE WIN 🦊 start using the virtual card now in your Apple/Google Pay or sign up for the waitlist at - there are currently 27 countries supported with UAE/Dubai, Canada, multiple regions in Africa coming by end of Q3 as we are working on full global adoption by EOY listen to the MetaMask Card 🦊 EVERYTHING YOU NEED TO KNOW! space for deeper overviews with myself & Danieljosep.eth ⬇️ got fud? drop your comment below & i will address it! always remember to DYOR from legitimate sources outlined as there are many false claims regarding the MetaMask Card on the timeline from people who have never used it or are just speculating or trolling since they did not read or listen to any of the resources or information that is available to them ARE YOU READY? LFG 🦾

MichaelK.eth

214,950 Aufrufe • vor 1 Jahr

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🚀Announcing v2.4 of GeroWallet – now rebranded as Gero Dashboard! Submitted to the Chrome Store and going live in a few days. This update is free for thousands of users, with seamless migration of your wallets & private keys. Enjoy features that were once beta-exclusive: • Cashback – Pay with any credit card online & unlock crypto rewards • Governance – Delegate to DReps & engage in Cardano’s decentralized decisions • Cardano Shield – Advanced phishing defense using ML & community insights • Swap – Seamlessly exchange between Cardano native tokens • Wallet Analytics – Visualize your tokens & NFTs with detailed insights And now, support for Apex Fusion: Create, import & stake your AP3X tokens with our own stake pool. Coming soon, we’re working on: • Bank Integration • Multi-Sig Transactions • Social Login • zkFiat & Off-Ramp Reporting • Rollup Fees, ADA Flow, Subscriptions Plus exclusive benefits for $GERO holders! Note: Trezor Keystone Hardware Wallet import isn’t available yet but will be soon. Major announcements are on the horizon – stay tuned for more updates as we redefine your crypto experience with Gero Dashboard! #CardanoCommunity #Cardano #Ap3x

Gero

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An insurance broker called into Dave Ramsey’s show to argue about whole life insurance. It did not go well for him. Russ: “I’ve been an insurance broker for 35 years. There are misstatements on your website about life insurance.” Dave: “Sure.” Russ: “You say term is the only product people should buy.” Dave: “We recommend term across the board, yes.” Russ: “There’s no two situations that are the same.” Dave: “There are basic principles of math that are always the same. There’s never a time you should use a credit card. Same thing with whole life.” Russ: “Why would cash value have no standard of return if it’s not a bad investment?” Dave: “Twenty-year level term is about 5% of the cost of the same coverage as whole life.” Russ: “But people need it to cover estate taxes” Dave: “So you get ripped off for 60 years to maybe cover a tax bill?” Russ: “If a policy is arranged properly, the beneficiary gets the face amount and the cash value.” Dave: “No they don’t. Not unless you paid extra to start with. Show me one major whole life company where people actually get their cash value out. They don’t.” Russ: “Fortune 500 companies use whole life for buy sell agreements. Prestigious business schools” Dave: “And they’re all getting screwed at that level too. This is the payday lender of the middle class. You pay 20 times more for the same coverage, build up a cash value you never actually receive, and when you die they just pay the face amount.” 35 years selling it. Still couldn’t explain where the money goes.
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An insurance broker called into Dave Ramsey’s show to argue about whole life insurance. It did not go well for him. Russ: “I’ve been an insurance broker for 35 years. There are misstatements on your website about life insurance.” Dave: “Sure.” Russ: “You say term is the only product people should buy.” Dave: “We recommend term across the board, yes.” Russ: “There’s no two situations that are the same.” Dave: “There are basic principles of math that are always the same. There’s never a time you should use a credit card. Same thing with whole life.” Russ: “Why would cash value have no standard of return if it’s not a bad investment?” Dave: “Twenty-year level term is about 5% of the cost of the same coverage as whole life.” Russ: “But people need it to cover estate taxes” Dave: “So you get ripped off for 60 years to maybe cover a tax bill?” Russ: “If a policy is arranged properly, the beneficiary gets the face amount and the cash value.” Dave: “No they don’t. Not unless you paid extra to start with. Show me one major whole life company where people actually get their cash value out. They don’t.” Russ: “Fortune 500 companies use whole life for buy sell agreements. Prestigious business schools” Dave: “And they’re all getting screwed at that level too. This is the payday lender of the middle class. You pay 20 times more for the same coverage, build up a cash value you never actually receive, and when you die they just pay the face amount.” 35 years selling it. Still couldn’t explain where the money goes.

Jeremy

227,591 Aufrufe • vor 1 Monat

QUOTE: “Out of your good heart, you (President Yoweri K Museveni) approved nearly Shs1 billion which I gave to Hon. Betty Nambooze (Mukono Municipality MP) for her treatment she had abroad.”- Speaker of Parliament of Uganda, Ms Anita Annet Among as President Yoweri K Museveni campaigned in Mukono District on December 2, 2026. CONTEXT Ms Nambooze's long-term health issues stem from a 2017 incident in Parliament of Uganda during a debate over the presidential age-limit amendment which paved the way for Mr Museveni to contest for another term of office. Security personnel, reportedly from the elite Special Forces Command (SFC) invaded the House chambers, beating up legislators who were opposed to the motion and Ms Nambooze’s spine was reportedly broken. This required her to undergo major surgery in India to repair spinal cord compression. Ugandan MPs, including the Speaker, receive substantial entitlements including a net monthly salary (around Shs 6.1m), significant allowances for housing, fuel (varying by constituency distance), constituency support, and town running, plus a major one-off car grant (around Shs 200m or more), health insurance, and per diem for foreign/inland travel, with total monthly earnings reaching Shs 25m-30m with allowances. These benefits are determined by the Parliamentary Commission chaired by the Speaker and can be adjusted, but generally cover salary, mileage, subsistence, and various perks like iPads and wardrobe grants, although exact figures fluctuate. The Speaker of Uganda's Parliament receives significant entitlements, including a substantial office budget (around Shs 3.7 billion annually for the office's operations and travel), allowances for local/foreign travel, official vehicles, a dedicated staff (secretaries, ADC, press secretary), free medical care, and a hefty retirement package, all charged to the Consolidated Fund, with salaries and perks set by Parliament itself. While exact salary figures vary, the overall package includes perks like a private car every five years and substantial allowances. #MonitorUpdates #UgandaDecides2026 📹 UBC UGANDA
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QUOTE: “Out of your good heart, you (President Yoweri K Museveni) approved nearly Shs1 billion which I gave to Hon. Betty Nambooze (Mukono Municipality MP) for her treatment she had abroad.”- Speaker of Parliament of Uganda, Ms Anita Annet Among as President Yoweri K Museveni campaigned in Mukono District on December 2, 2026. CONTEXT Ms Nambooze's long-term health issues stem from a 2017 incident in Parliament of Uganda during a debate over the presidential age-limit amendment which paved the way for Mr Museveni to contest for another term of office. Security personnel, reportedly from the elite Special Forces Command (SFC) invaded the House chambers, beating up legislators who were opposed to the motion and Ms Nambooze’s spine was reportedly broken. This required her to undergo major surgery in India to repair spinal cord compression. Ugandan MPs, including the Speaker, receive substantial entitlements including a net monthly salary (around Shs 6.1m), significant allowances for housing, fuel (varying by constituency distance), constituency support, and town running, plus a major one-off car grant (around Shs 200m or more), health insurance, and per diem for foreign/inland travel, with total monthly earnings reaching Shs 25m-30m with allowances. These benefits are determined by the Parliamentary Commission chaired by the Speaker and can be adjusted, but generally cover salary, mileage, subsistence, and various perks like iPads and wardrobe grants, although exact figures fluctuate. The Speaker of Uganda's Parliament receives significant entitlements, including a substantial office budget (around Shs 3.7 billion annually for the office's operations and travel), allowances for local/foreign travel, official vehicles, a dedicated staff (secretaries, ADC, press secretary), free medical care, and a hefty retirement package, all charged to the Consolidated Fund, with salaries and perks set by Parliament itself. While exact salary figures vary, the overall package includes perks like a private car every five years and substantial allowances. #MonitorUpdates #UgandaDecides2026 📹 UBC UGANDA

Daily Monitor

25,589 Aufrufe • vor 7 Monaten

I recently provided some guidance on how pioneers and merchants in the global community can support GCV. Here are my recommendations: 🌹🌹🌹 1. Avoid traveling to other countries just for bartering GCV products, particularly to China. This incurs high travel costs and Chinese merchants tend to deal in small items rather than high-value products. If you do decide to travel, make sure to purchase travel insurance and have enough funds to cover all expenses. Instead, focus on bartering local small items and spreading the word about GCV through social media education. If you already support GCV, take the time to understand why and help others in the community through sharing or writing content. Some may wonder why we prioritize GCV over other factors, but it's because this is a crucial task that only pioneers can accomplish. We will collaborate with CT and government on other factors. 2. Take action to help other pioneers who may not have studied GCV and are simply looking to sell or buy at inflated prices. We can actively retweet or post on all social media platforms and share with your community to help other pioneers understand. 3. Avoid being too pessimistic or too optimistic. Instead, aim for objectivity and confidence in Pi Network. Together, we can create a united price for GCV and achieve success. All global pioneers are awesome and your contributions are greatly appreciated! 🙏🙏🙏
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I recently provided some guidance on how pioneers and merchants in the global community can support GCV. Here are my recommendations: 🌹🌹🌹 1. Avoid traveling to other countries just for bartering GCV products, particularly to China. This incurs high travel costs and Chinese merchants tend to deal in small items rather than high-value products. If you do decide to travel, make sure to purchase travel insurance and have enough funds to cover all expenses. Instead, focus on bartering local small items and spreading the word about GCV through social media education. If you already support GCV, take the time to understand why and help others in the community through sharing or writing content. Some may wonder why we prioritize GCV over other factors, but it's because this is a crucial task that only pioneers can accomplish. We will collaborate with CT and government on other factors. 2. Take action to help other pioneers who may not have studied GCV and are simply looking to sell or buy at inflated prices. We can actively retweet or post on all social media platforms and share with your community to help other pioneers understand. 3. Avoid being too pessimistic or too optimistic. Instead, aim for objectivity and confidence in Pi Network. Together, we can create a united price for GCV and achieve success. All global pioneers are awesome and your contributions are greatly appreciated! 🙏🙏🙏

Doris Yin 东方紫莲🪷

27,158 Aufrufe • vor 3 Jahren

Dear Cityzens, Today marks the end of an unforgettable chapter in my life, a five-year journey filled with countless memories. Before leaving, I wanted to thank the board, the manager and the staff for giving me the chance to prove myself at the highest level. To my teammates, both past and present. Sharing the pitch and the dressing room with you has been a pleasure. Together, we’ve broken countless records, achieved what seemed impossible and never stopped believing in ourselves during the challenging times we faced. Our last season will forever be remembered in our Club and beyond, and I’m proud to have been a part of it. Finally, I wanted to thank you, Cityzens. Thank you for making me feel like a part of your family from day one, and giving me the confidence every time I stepped onto the pitch wearing this shirt. I’ll be forever grateful for your support and your love. Today I leave but I will never forget any of you. I wish the very best for the Club in the future, until we meet again. Thank you for everything, Riyad.
1:50

Dear Cityzens, Today marks the end of an unforgettable chapter in my life, a five-year journey filled with countless memories. Before leaving, I wanted to thank the board, the manager and the staff for giving me the chance to prove myself at the highest level. To my teammates, both past and present. Sharing the pitch and the dressing room with you has been a pleasure. Together, we’ve broken countless records, achieved what seemed impossible and never stopped believing in ourselves during the challenging times we faced. Our last season will forever be remembered in our Club and beyond, and I’m proud to have been a part of it. Finally, I wanted to thank you, Cityzens. Thank you for making me feel like a part of your family from day one, and giving me the confidence every time I stepped onto the pitch wearing this shirt. I’ll be forever grateful for your support and your love. Today I leave but I will never forget any of you. I wish the very best for the Club in the future, until we meet again. Thank you for everything, Riyad.

Riyad Mahrez

8,759,886 Aufrufe • vor 3 Jahren

"🚨 Banks are closing down, cash is being removed, digital ID is being introduced, facial recognition cameras are being enforced and a social credit system is on the horizon. We the people have to stop this. Let me translate that for you. Banks are closing down? No, they’re consolidating. You’re being moved out of the real banking system and into the control grid. Every branch they close is a door slamming on your financial privacy. Cash is being removed? That’s not modernization. That’s the trap being set. Cash is freedom. Cash is anonymity. Cash is the ability to say no. Take away cash, and you need permission to buy food, gas, medicine. From who? The same people shutting the banks. Digital ID is being introduced? That’s your leash. Not your convenience. Tie the digital ID to your bank account, your health records, your travel. Now add facial recognition cameras on every corner. That’s not safety. That’s the panopticon. Social credit system on the horizon? Honey, it’s not on the horizon. It’s being built, brick by brick, right now. ESG scores for companies today. Carbon scores for you tomorrow. Miss a payment, post the wrong opinion, eat the wrong burger, and your wallet stops working. This is the financial coup in real time. They’re not hiding it. They’re advertising it as ‘progress.’ ‘Safety.’ ‘Inclusion.’ The goal is simple: Full spectrum dominance of your life. All transactions monitored. All assets controlled. All behavior scored. All dissent shut off with the flick of a switch. We the people have to stop this? You’re right. But stopping it doesn’t start with a protest. It starts with a withdrawal. Use cash. Bank local. Grow food. Know your sheriff. Build analog systems. Exit the tapeworm’s digital control grid before the gate slams shut. Because once the CBDC wallet + digital ID + social credit score are linked, you won’t be a citizen. You’ll be a tenant. In your own life. And tenants can be evicted."
1:17

"🚨 Banks are closing down, cash is being removed, digital ID is being introduced, facial recognition cameras are being enforced and a social credit system is on the horizon. We the people have to stop this. Let me translate that for you. Banks are closing down? No, they’re consolidating. You’re being moved out of the real banking system and into the control grid. Every branch they close is a door slamming on your financial privacy. Cash is being removed? That’s not modernization. That’s the trap being set. Cash is freedom. Cash is anonymity. Cash is the ability to say no. Take away cash, and you need permission to buy food, gas, medicine. From who? The same people shutting the banks. Digital ID is being introduced? That’s your leash. Not your convenience. Tie the digital ID to your bank account, your health records, your travel. Now add facial recognition cameras on every corner. That’s not safety. That’s the panopticon. Social credit system on the horizon? Honey, it’s not on the horizon. It’s being built, brick by brick, right now. ESG scores for companies today. Carbon scores for you tomorrow. Miss a payment, post the wrong opinion, eat the wrong burger, and your wallet stops working. This is the financial coup in real time. They’re not hiding it. They’re advertising it as ‘progress.’ ‘Safety.’ ‘Inclusion.’ The goal is simple: Full spectrum dominance of your life. All transactions monitored. All assets controlled. All behavior scored. All dissent shut off with the flick of a switch. We the people have to stop this? You’re right. But stopping it doesn’t start with a protest. It starts with a withdrawal. Use cash. Bank local. Grow food. Know your sheriff. Build analog systems. Exit the tapeworm’s digital control grid before the gate slams shut. Because once the CBDC wallet + digital ID + social credit score are linked, you won’t be a citizen. You’ll be a tenant. In your own life. And tenants can be evicted."

Catherine Austin Fitts

35,646 Aufrufe • vor 4 Monaten

Dave Ramsey reveals why 0 out of 10,167 millionaires got wealthy using credit card points Hala Taha: "A lot of people are really interested in points, especially Gen Z, millennials. We're all about our points, getting free travel, free hotel, free flights. Why is that still a hard line for you?" Dave Ramsey: "The data doesn't say that it works. There's two major problems with that. 78% of the airline miles are never redeemed." "There's tons of data out there that show that a credit card versus cash is 12 to 21% more spending. And if you add to it, 'Oh, I'm getting points'... I'll even increase my spending yet more." "You gave up a dollar to get a penny? How's that increase wealth?" "We did the largest study of millionaires ever done at Ramsey Research, 10,167 of them, and the number of them that said, 'I became a millionaire because of my points' is zero." "It's a game, and you're playing with a multi-billion dollar company who has more algorithms tracking your behavior patterns than you can even imagine, and believe me, they're not coming out on the short end of this."
3:07

Dave Ramsey reveals why 0 out of 10,167 millionaires got wealthy using credit card points Hala Taha: "A lot of people are really interested in points, especially Gen Z, millennials. We're all about our points, getting free travel, free hotel, free flights. Why is that still a hard line for you?" Dave Ramsey: "The data doesn't say that it works. There's two major problems with that. 78% of the airline miles are never redeemed." "There's tons of data out there that show that a credit card versus cash is 12 to 21% more spending. And if you add to it, 'Oh, I'm getting points'... I'll even increase my spending yet more." "You gave up a dollar to get a penny? How's that increase wealth?" "We did the largest study of millionaires ever done at Ramsey Research, 10,167 of them, and the number of them that said, 'I became a millionaire because of my points' is zero." "It's a game, and you're playing with a multi-billion dollar company who has more algorithms tracking your behavior patterns than you can even imagine, and believe me, they're not coming out on the short end of this."

Hala Taha

73,400 Aufrufe • vor 3 Monaten