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We asked David 'JoelKatz' Schwartz why spend a whole weekend building on XRPL, fintech & AI? His answer 👇 Tech is coming for finance. You're right on time. XRPL Hackathon · NYC · Oct 24–25 Are you down? → with XRP Ledger Foundation RippleX Swell Mastercard Ledger Amazon Web Services

XRPL Commons

15,151 subscribers

12,879 views • 10 days ago •via X (Twitter)

Anya Rossi• Live Now

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4 Comments

Casper Reed10 days ago

@JoelKatz @XRPLF @RippleXDev @RippleSwell @Mastercard @Ledger He’s not wrong. Most of the actual building happens on a weekend anyway. The ledger’s already there, the question is who shows up and ships. Right on time feels fair.

Florian10 days ago

@JoelKatz @XRPLF @RippleXDev @RippleSwell @Mastercard @Ledger Since @JoelKatz seems to love "Weird Al" Yankovic, Would anyone be up for making a video like this one to explain what the XRPL is 😂?

Frank Moon10 days ago

@JoelKatz @XRPLF @RippleXDev @RippleSwell @Mastercard @Ledger 👀🔥🐦‍🔥

pets10 days ago

@JoelKatz @XRPLF @RippleXDev @RippleSwell @Mastercard @Ledger If you believe any word this weirdo says you are either an idiot or brain dead. He’s look alone should tell you something. Creating hype again to sell another million shit coins. #xrpscam #lies #cryptohype

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Lending is about to go live on the XRP Ledger. David 'JoelKatz' Schwartz : "Nobody's done anything with it yet." 👇 First mover advantage is sitting right there. Lending & Borrowing track · XRPL Hackathon · NYC · Oct 24–25 →

Lending is about to go live on the XRP Ledger. David 'JoelKatz' Schwartz : "Nobody's done anything with it yet." 👇 First mover advantage is sitting right there. Lending & Borrowing track · XRPL Hackathon · NYC · Oct 24–25 →

XRPL Commons

79,910 views • 7 days ago

New York doesn't wait for you to be ready. Neither does this hackathon. 4 tracks, 36h, no new language to learn, Oct 24–25. Spots are capped. Register now 👇 Hosted by XRPL Commons with XRP Ledger Foundation Mastercard Ledger & Quicknode.

New York doesn't wait for you to be ready. Neither does this hackathon. 4 tracks, 36h, no new language to learn, Oct 24–25. Spots are capped. Register now 👇 Hosted by XRPL Commons with XRP Ledger Foundation Mastercard Ledger & Quicknode.

XRPL Commons

185,674 views • 1 month ago

Core Dev Bootcamp is back, live in NYC. → Led by Denis Angell, CTO at XRP Ledger Foundation XRP Ledger Foundation → Hands-on rippled + XRPL core protocol training → Get a head start by diving into the online Academy Space is limited. Apply now. CoreDev Bootcamp: Oct 20–22 → XRPL Hackathon: Oct 24–25, NY →

Core Dev Bootcamp is back, live in NYC. → Led by Denis Angell, CTO at XRP Ledger Foundation XRP Ledger Foundation → Hands-on rippled + XRPL core protocol training → Get a head start by diving into the online Academy Space is limited. Apply now. CoreDev Bootcamp: Oct 20–22 → XRPL Hackathon: Oct 24–25, NY →

XRPL Commons

29,339 views • 1 month ago

Last month, #ApexDevSummit was THE place to be for #BuiltOnXRPL innovation and #XRPL developers! David 'JoelKatz' Schwartz said it best, “The XRP Ledger is constantly innovating and you all are on that journey with us.” Check out the recap!

Last month, #ApexDevSummit was THE place to be for #BuiltOnXRPL innovation and #XRPL developers! David 'JoelKatz' Schwartz said it best, “The XRP Ledger is constantly innovating and you all are on that journey with us.” Check out the recap!

RippleX

50,630 views • 3 years ago

🚨 “WE WANT TO MAKE SURE THAT WE ARE FUTURE READY AND FUTURE PROOF… THAT’S HOW WE THINK ABOUT XRP AND THE XRP LEDGER.” 🤯💥 Brad Garlinghouse just went OFF on Mornings with Maria. Ripple just dropped the XRPL AI Starter Kit - tools for developers to build agent powered payments on the ledger. Plus - Ripple is locked in with Mastercard + 30+ companies building the future of AI payments. Brad made it clear: 🗣️ “this is how XRP Ledger stays ahead. And even Jamie Dimon now admits stablecoins will be a core part of the new financial system.” XRPL is positioning itself at the center of AI + payments + stablecoins. ✅ Is the XRP Ledger about to lead the next wave of financial innovation? 👀 What does this mean for XRP in 2026? Drop your hottest take below + RT if you’re bullish on the future of XRP🔥 #XRP #XRPArmy

🚨 “WE WANT TO MAKE SURE THAT WE ARE FUTURE READY AND FUTURE PROOF… THAT’S HOW WE THINK ABOUT XRP AND THE XRP LEDGER.” 🤯💥 Brad Garlinghouse just went OFF on Mornings with Maria. Ripple just dropped the XRPL AI Starter Kit - tools for developers to build agent powered payments on the ledger. Plus - Ripple is locked in with Mastercard + 30+ companies building the future of AI payments. Brad made it clear: 🗣️ “this is how XRP Ledger stays ahead. And even Jamie Dimon now admits stablecoins will be a core part of the new financial system.” XRPL is positioning itself at the center of AI + payments + stablecoins. ✅ Is the XRP Ledger about to lead the next wave of financial innovation? 👀 What does this mean for XRP in 2026? Drop your hottest take below + RT if you’re bullish on the future of XRP🔥 #XRP #XRPArmy

Archie 👑

47,689 views • 4 months ago

Why are people still hating on ripple:native when XRPL is up 63% in the last 30 days on the RWA League Table?👇 In just 5 months, the XRP Ledger absorbed over $3.5B in RWA value. IN JUST 5 MONTHS! Imagine what the next few months could look like. XRPL is getting closer to flipping BNB, and if this pace keeps up, Canton is next in line. Ripple and the XRPL Foundation are accelerating the push to bring global finance onchain through the XRP Ledger. The day will come when trillions are tokenized here. And when that happens, XRP will not be priced where it is today. No one can tell you exactly when. SOON Back in 2011, haters said Bitcoin would never reach $100. Its ATH? $126,000. It won as the first mover. Now those same kinds of haters say XRP will never reach $10, while the XRP Ledger keeps pulling in more of global finance and RWA. We will see. ripple:native WILL MELT FACES Do you really think all of this is building just for $3? Higher. Much higher.

Why are people still hating on ripple:native when XRPL is up 63% in the last 30 days on the RWA League Table?👇 In just 5 months, the XRP Ledger absorbed over $3.5B in RWA value. IN JUST 5 MONTHS! Imagine what the next few months could look like. XRPL is getting closer to flipping BNB, and if this pace keeps up, Canton is next in line. Ripple and the XRPL Foundation are accelerating the push to bring global finance onchain through the XRP Ledger. The day will come when trillions are tokenized here. And when that happens, XRP will not be priced where it is today. No one can tell you exactly when. SOON Back in 2011, haters said Bitcoin would never reach $100. Its ATH? $126,000. It won as the first mover. Now those same kinds of haters say XRP will never reach $10, while the XRP Ledger keeps pulling in more of global finance and RWA. We will see. ripple:native WILL MELT FACES Do you really think all of this is building just for $3? Higher. Much higher.

X Finance Bull

101,851 views • 5 months ago

In this episode of Onchain Economy, Brett Mollin breaks down the role of the XRPL Foundation (XRP Ledger Foundation) in supporting the ecosystem's infrastructure. Watch the full interview: ↳ Why the XRPL was inherently built to work with traditional finance from day one ↳ How the foundation manages code reviews and security audits to maintain neutral, decentralized growth ↳ Why automatic cross-asset bridging through XRP provides efficient liquidity for developers and enterprises As he notes, a secure and compliant baseline infrastructure is ready for the next wave of financial products, it ultimately comes down to the builders executing on it.

In this episode of Onchain Economy, Brett Mollin breaks down the role of the XRPL Foundation (XRP Ledger Foundation) in supporting the ecosystem's infrastructure. Watch the full interview: ↳ Why the XRPL was inherently built to work with traditional finance from day one ↳ How the foundation manages code reviews and security audits to maintain neutral, decentralized growth ↳ Why automatic cross-asset bridging through XRP provides efficient liquidity for developers and enterprises As he notes, a secure and compliant baseline infrastructure is ready for the next wave of financial products, it ultimately comes down to the builders executing on it.

RippleX

58,370 views • 3 months ago

🚨 BOMBSHELL from University of Tokyo Drops on XRPL Their Blockchain Innovation program just became an official Education Partner for XRP Tokyo 2026 (happening TODAY at Happo-en), and one of their top project researchers is speaking on stage. They're diving deep into ZK tech, real-world blockchain applications, talent development, and the next wave of crypto innovation on the XRP Ledger. Japan + University of Tokyo + XRPL = The "Internet of Value" is no longer theory... it's happening here. What did YOU notice when elite Japanese academia starts going all-in on XRPL? Comment below 👇 Are we sleeping on Japan becoming the global XRPL powerhouse? #XRP #XRPL #XRPTokyo2026 #UniversityOfTokyo #CryptoInJapan #Ripple

🚨 BOMBSHELL from University of Tokyo Drops on XRPL Their Blockchain Innovation program just became an official Education Partner for XRP Tokyo 2026 (happening TODAY at Happo-en), and one of their top project researchers is speaking on stage. They're diving deep into ZK tech, real-world blockchain applications, talent development, and the next wave of crypto innovation on the XRP Ledger. Japan + University of Tokyo + XRPL = The "Internet of Value" is no longer theory... it's happening here. What did YOU notice when elite Japanese academia starts going all-in on XRPL? Comment below 👇 Are we sleeping on Japan becoming the global XRPL powerhouse? #XRP #XRPL #XRPTokyo2026 #UniversityOfTokyo #CryptoInJapan #Ripple

ᙢinus ᙡells

32,618 views • 6 months ago

🚨 IRAN WAR SPARKS FINANCIAL RESET: BlackRock Bets on Ripple's XRP Ledger for Trillion-Dollar Tokenization Era! As Ripple CTO David Schwartz confirms, the firm can sell escrowed XRP rights to institutions, bolstering liquidity amid chaos. Ex-banker Lord Belgrave reveals banks eyed this escrow as pre-allocated liquidity in closed-door bank meetings. BlackRock already uses XRP Ledger for tokenization via Securitize, BUILD and Ondo, which also enables RLUSD swap for BUILD shares. Doppler Finance and DNA Protocol are leading the lending and identity layers on XRPL. The complete financial stack on XRPL is ready: Liquidity, Lending, Treasury, Brokerage and Identity. With Iran strikes spiking oil prices in yen by up to 20%, the reverse carry trade is now a reality. The world now needs a neutral settlement layer more than ever. XRP Ledger is that layer.

🚨 IRAN WAR SPARKS FINANCIAL RESET: BlackRock Bets on Ripple's XRP Ledger for Trillion-Dollar Tokenization Era! As Ripple CTO David Schwartz confirms, the firm can sell escrowed XRP rights to institutions, bolstering liquidity amid chaos. Ex-banker Lord Belgrave reveals banks eyed this escrow as pre-allocated liquidity in closed-door bank meetings. BlackRock already uses XRP Ledger for tokenization via Securitize, BUILD and Ondo, which also enables RLUSD swap for BUILD shares. Doppler Finance and DNA Protocol are leading the lending and identity layers on XRPL. The complete financial stack on XRPL is ready: Liquidity, Lending, Treasury, Brokerage and Identity. With Iran strikes spiking oil prices in yen by up to 20%, the reverse carry trade is now a reality. The world now needs a neutral settlement layer more than ever. XRP Ledger is that layer.

Pumpius

35,783 views • 7 months ago

‼️#XRP HOLDERS PAY ATTENTION TO THIS EVEN IF NO ONE USED XRP IT WOULD WE WORTH BIG MONEY!! THATS BECAUSE OF THE #XRPL HAS MASSIVE DEFI PROJECTS THAT CAN MOVE WITH JUST A FEW BILLION‼️ TOP DEFI TOKEN ON THE XRP LEDGER, CTF TOKEN, FOR EXAMPLE JUST $20 BILLION MARKET CAP WOULD SEND CTF TOKEN FROM $0.28 TO $748.50 PER TOKEN ON THE XRPL!!! THATS RIGHT WE ARE NOT TALKING ABOUT TRILLIONS WE ARE ONLY TALKING A FEW BILLION, LESS THEN A QUARTER OF XRP CURRENT MARKET CAP!! CTF TOKEN IS A GOLD MINE!! CTF TOKEN TRADE LINK ON XRPL: CTF TOKEN ON MEXC (POLYGON): Website:

‼️#XRP HOLDERS PAY ATTENTION TO THIS EVEN IF NO ONE USED XRP IT WOULD WE WORTH BIG MONEY!! THATS BECAUSE OF THE #XRPL HAS MASSIVE DEFI PROJECTS THAT CAN MOVE WITH JUST A FEW BILLION‼️ TOP DEFI TOKEN ON THE XRP LEDGER, CTF TOKEN, FOR EXAMPLE JUST $20 BILLION MARKET CAP WOULD SEND CTF TOKEN FROM $0.28 TO $748.50 PER TOKEN ON THE XRPL!!! THATS RIGHT WE ARE NOT TALKING ABOUT TRILLIONS WE ARE ONLY TALKING A FEW BILLION, LESS THEN A QUARTER OF XRP CURRENT MARKET CAP!! CTF TOKEN IS A GOLD MINE!! CTF TOKEN TRADE LINK ON XRPL: CTF TOKEN ON MEXC (POLYGON): Website:

FinanceBro

30,263 views • 1 year ago

💥In the most recent “Just talk David” with David 'JoelKatz' Schwartz was asked a question by @nickfields33 about #Evernode 💥David once worked on #Codius that later became #Evernode and David believes Evernode is way ahead of its time and will solve future problems that will arise. 💥”It solves a problem that we don’t have yet!” David Schwartz 🏆Early bird 🪿gets the worm 🪱 #Evernode #XahauNetwork #Xrpl #Codius #Interledger #Xrp #Xah

💥In the most recent “Just talk David” with David 'JoelKatz' Schwartz was asked a question by @nickfields33 about #Evernode 💥David once worked on #Codius that later became #Evernode and David believes Evernode is way ahead of its time and will solve future problems that will arise. 💥”It solves a problem that we don’t have yet!” David Schwartz 🏆Early bird 🪿gets the worm 🪱 #Evernode #XahauNetwork #Xrpl #Codius #Interledger #Xrp #Xah

7rays🪿🪝☝️

123,971 views • 1 year ago

🚨#XRP HIT $327,000 ON THE PRIVATE LEDGER according to analyst! THE XRPL IS GEARING UP TO HANDLE TRILLIONS IN TRANSACTIONS!! CTF TOKEN, THE TOP DEFI PROJECT ON THE XRP LEDGER WITH PARTNERSHIPS INCLUDING AMAZON AND WALMART, IS POISED FOR A MASSIVE LEAP!! CTF TOKEN COULD SKYROCKET FROM $1.09 TO $748.50 PER TOKEN WITH A MARKET CAP OF ONLY $20 BILLION!! THE FUTURE IS HERE! DIRECT PURCHASES THROUGH THE XRP LEDGER ARE COMING, AND CTF TOKEN WILL BE KEY IN MAKING IT HAPPEN! WITH JUST 119 MILLION TOKENS IN CIRCULATION, A SUPPLY CRUNCH IS IMMINENT FOR CTF!! CTF TOKEN TRADE LINK: CTF TRADE LINK ON MEXC: Official Website:

🚨#XRP HIT $327,000 ON THE PRIVATE LEDGER according to analyst! THE XRPL IS GEARING UP TO HANDLE TRILLIONS IN TRANSACTIONS!! CTF TOKEN, THE TOP DEFI PROJECT ON THE XRP LEDGER WITH PARTNERSHIPS INCLUDING AMAZON AND WALMART, IS POISED FOR A MASSIVE LEAP!! CTF TOKEN COULD SKYROCKET FROM $1.09 TO $748.50 PER TOKEN WITH A MARKET CAP OF ONLY $20 BILLION!! THE FUTURE IS HERE! DIRECT PURCHASES THROUGH THE XRP LEDGER ARE COMING, AND CTF TOKEN WILL BE KEY IN MAKING IT HAPPEN! WITH JUST 119 MILLION TOKENS IN CIRCULATION, A SUPPLY CRUNCH IS IMMINENT FOR CTF!! CTF TOKEN TRADE LINK: CTF TRADE LINK ON MEXC: Official Website:

JackTheRippler ©️

117,817 views • 1 year ago

“XRPL’s cheap fees and instant finality make it extremely exceptional for AI agents.” - Shen Morincome Our CEO Shen speaking on the Next Wave: AI + XRPL panel at Wave of Innovation. AI agents trade 24/7 and far more frequently than humans. That’s why we believe the XRP Ledger is uniquely positioned for the agent economy within the Ripple ecosystem. Gen3 Labs is building for that future.

“XRPL’s cheap fees and instant finality make it extremely exceptional for AI agents.” - Shen Morincome Our CEO Shen speaking on the Next Wave: AI + XRPL panel at Wave of Innovation. AI agents trade 24/7 and far more frequently than humans. That’s why we believe the XRP Ledger is uniquely positioned for the agent economy within the Ripple ecosystem. Gen3 Labs is building for that future.

Gen3

30,696 views • 7 months ago

This is what's next for the XRP Ledger! RippleX Ayo at XRP Seoul on the 4 pillars for the next wave of XRPL adoption: 1. Trust - A resilient network and high security with formal verification and adversarial testing are fundamental for adoption. 2. Privacy - Institutions need compliant confidentiality, ZKP lets validators confirm a transaction without seeing its details. XLS-96 first step into this direction currently up for voting. 3. Scalability - More than tps especially with more users, infra load, we have to scale the XRPL for future demand. Starting with Batch. 4. AI - we are seeing a steady increase of agentic payments on the XRPL that leverage low cost settlement. Agents need identity and permission to safeguard what they can do.

This is what's next for the XRP Ledger! RippleX Ayo at XRP Seoul on the 4 pillars for the next wave of XRPL adoption: 1. Trust - A resilient network and high security with formal verification and adversarial testing are fundamental for adoption. 2. Privacy - Institutions need compliant confidentiality, ZKP lets validators confirm a transaction without seeing its details. XLS-96 first step into this direction currently up for voting. 3. Scalability - More than tps especially with more users, infra load, we have to scale the XRPL for future demand. Starting with Batch. 4. AI - we are seeing a steady increase of agentic payments on the XRPL that leverage low cost settlement. Agents need identity and permission to safeguard what they can do.

Vet

36,256 views • 7 days ago

Holy shittt!! Those JP Morgan, BlackRock, and BIS reports were pointing at the XRP Ledger the whole time. DNA Protocol’s whitepaper just laid out decentralized identity on the XRP Ledger. The institutional privacy and credential system is coming live. J.P. Morgan already published the report on institutional requirement: private Web3 identity, verifiable credentials, and ZK-proofs so banks can settle tokenized deposits and assets without dumping raw PII or strategy on a shared ledger. JP Morgan also connected the XRP Ledger to U.S. interbank settlement. BIS used the exact $XDNA privacy protocol architecture for anchoring data on XRPL and said zk-proofs are next. Same week SEC’s Hester Peirce is openly pushing ZK proofs and attribute credentials to replace data-hoarding KYC while giving greenlight to tokenization without Clarity Act. They’re preparing for the migration to the DLT. XRPL | $XDNA

Holy shittt!! Those JP Morgan, BlackRock, and BIS reports were pointing at the XRP Ledger the whole time. DNA Protocol’s whitepaper just laid out decentralized identity on the XRP Ledger. The institutional privacy and credential system is coming live. J.P. Morgan already published the report on institutional requirement: private Web3 identity, verifiable credentials, and ZK-proofs so banks can settle tokenized deposits and assets without dumping raw PII or strategy on a shared ledger. JP Morgan also connected the XRP Ledger to U.S. interbank settlement. BIS used the exact $XDNA privacy protocol architecture for anchoring data on XRPL and said zk-proofs are next. Same week SEC’s Hester Peirce is openly pushing ZK proofs and attribute credentials to replace data-hoarding KYC while giving greenlight to tokenization without Clarity Act. They’re preparing for the migration to the DLT. XRPL | $XDNA

Stellar Rippler🚀

18,735 views • 7 days ago

This is super exciting! Are institutions quietly setting up regulated trading venues on the XRP Ledger? Part of Ripple Payments rollout on the XRPL DEX? 👀 Let's break it down. I analyzed Schuman Financials EUROP stablecoin venue, Ripple ops accounts, RLUSD and more and the setup i found is very interesting. The setup is leveraging on chain compliance features Permissioned DEX + Domain + Credentials that we voted in a few months ago. Remember usage of XRP Ledger is the foundation for XRP usage especially as a liquidity bridge asset for the long tail of assets (video on that incoming too). The XRP Ledger loves tokenization as a multi asset ledger and is perfectly positioned to carve out a huge chunk of this market. With more use cases enabled in the future and settlement at the core. Let's dive into it (sorry for the mic, i'm traveling).

This is super exciting! Are institutions quietly setting up regulated trading venues on the XRP Ledger? Part of Ripple Payments rollout on the XRPL DEX? 👀 Let's break it down. I analyzed Schuman Financials EUROP stablecoin venue, Ripple ops accounts, RLUSD and more and the setup i found is very interesting. The setup is leveraging on chain compliance features Permissioned DEX + Domain + Credentials that we voted in a few months ago. Remember usage of XRP Ledger is the foundation for XRP usage especially as a liquidity bridge asset for the long tail of assets (video on that incoming too). The XRP Ledger loves tokenization as a multi asset ledger and is perfectly positioned to carve out a huge chunk of this market. With more use cases enabled in the future and settlement at the core. Let's dive into it (sorry for the mic, i'm traveling).

Vet

55,999 views • 2 months ago

🚨THE DTCC JUST FLIPPED THE SWITCH ON TOKENIZATION AT SCALE - AND XRP LEDGER IS LOCKED IN FOR SETTLEMENTS STARTING JULY! 🔥 DTCC dropped the hammer: 👇 $150 TRILLION in U.S. equities moving onto shared digital infrastructure. Soft launch July 13.🫣 Full production October.👀 Ripple Prime is enabling direct settlements on the XRP Ledger through this. 🤯 DTCC already handles around $4 QUADRILLION in settlements yearly. This is the real TradFi > blockchain bridge with institutional grade risk management. Ripple CTO David Schwartz explained exactly why this matters - watch the breakdown attached. 📹 XRP Army, this is institutional validation we’ve been waiting for. The future of finance is on XRPL.✅ Biggest takeaway? Drop it below + repost if you’re bullish! 🐦‍🔥🐻 FROM THEORY TO REALITY⭐️ #XRP #XRPArmy

🚨THE DTCC JUST FLIPPED THE SWITCH ON TOKENIZATION AT SCALE - AND XRP LEDGER IS LOCKED IN FOR SETTLEMENTS STARTING JULY! 🔥 DTCC dropped the hammer: 👇 $150 TRILLION in U.S. equities moving onto shared digital infrastructure. Soft launch July 13.🫣 Full production October.👀 Ripple Prime is enabling direct settlements on the XRP Ledger through this. 🤯 DTCC already handles around $4 QUADRILLION in settlements yearly. This is the real TradFi > blockchain bridge with institutional grade risk management. Ripple CTO David Schwartz explained exactly why this matters - watch the breakdown attached. 📹 XRP Army, this is institutional validation we’ve been waiting for. The future of finance is on XRPL.✅ Biggest takeaway? Drop it below + repost if you’re bullish! 🐦‍🔥🐻 FROM THEORY TO REALITY⭐️ #XRP #XRPArmy

Archie 👑

201,545 views • 4 months ago