We executed on President Trump and ⁦Tim Scott⁩ legislation to create competition in credit scores. There are now 2. Frankly, there should be more. Americans will now be able to use their rent history to qualify for a MORTGAGE!

Pulte’s move aligns with the Credit Access and Inclusion Act of 2025 (S.1465), which mandates full-file credit reporting including rent and utility payments. This isn’t just policy—it’s a structural shift exposing how outdated FICO models locked millions out of homeownership. The FHFA’s VantageScore 4.0 integration proves Trump’s America First economics works: bypass bureaucratic gatekeepers, prioritize real payment history over legacy systems. While critics whine about “risks,” the data’s clear—renters with 12+ months of on-time payments default 35% less than traditional borrowers. Washington’s credit monopoly is crumbling. Next target? Forcing Fannie/Freddie to slash fees for first-time buyers using alternative scoring.

@SenatorTimScott List FNMA and FMCC on NYSE. Time kills all deals. Do it now!

@SenatorTimScott Because, Fuck Fink! If you can pay rent .. you can pay mortgage 😜! Just that simple..

@SenatorTimScott Now release plz.

@SenatorTimScott Unfortunately, most "affordable homes" today are too expensive so a mortgage won't help that.

@SenatorTimScott Can we just get rid of credit scores please?

@SenatorTimScott This is great but could you also be aware of the evil payment methods landlords are using that demand a $10 ‘processing’ fee each time? It’s extortionate and harmful for poor folk. $120 a year is two solid boxes of diapers.

@SenatorTimScott Bill, thank you for finally acting on @realDonaldTrump & @SenatorTimScott's legislation. This will help Americans have a chance to realize the American Dream of homeownership! 🙏👏 💪🇺🇸🏘️

@SenatorTimScott 🔥

@SenatorTimScott Put this same energy into releasing the Epstein files🤷🏽‍♂️