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What makes a payments specific blockchain work really well? Listen to Will Gaybrick explain why Stripe incubated Tempo: privacy as a first class primitive, reliable throughput, and predictable near-zero fees so money can move efficiently, consistently, and cheaply as possible:

Tempo

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15,503 просмотров • 17 дней назад •via X (Twitter)

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Agent payments will soon overtake human payments on the internet. The Machine Payments Protocol (Machine Payments Protocol) is a new open standard co-authored by Stripe and Tempo. It’s designed to be extensible and payment-method agnostic, already supporting stablecoins, cards, and more.

Agent payments will soon overtake human payments on the internet. The Machine Payments Protocol (Machine Payments Protocol) is a new open standard co-authored by Stripe and Tempo. It’s designed to be extensible and payment-method agnostic, already supporting stablecoins, cards, and more.

Tempo

419,391 просмотров • 5 месяцев назад

We're at @MPP IRL with Stripe to discuss all things machine payments All payments on Tempo come with a receipt, and normally they're digital first in our block explorer, but today we've brought them into the real world:

We're at @MPP IRL with Stripe to discuss all things machine payments All payments on Tempo come with a receipt, and normally they're digital first in our block explorer, but today we've brought them into the real world:

Tempo

27,652 просмотров • 29 дней назад

"We think of Stripe as having inverted its value proposition. We began as a payments company with add-ons. Today, we’re a multiproduct platform built around financial infrastructure. Everything we build is designed to help businesses grow by reducing friction and increasing their agency—to adapt their business models, operate in more countries, and move faster across everything that touches revenue and cash." Will Gaybrick David George a16z

"We think of Stripe as having inverted its value proposition. We began as a payments company with add-ons. Today, we’re a multiproduct platform built around financial infrastructure. Everything we build is designed to help businesses grow by reducing friction and increasing their agency—to adapt their business models, operate in more countries, and move faster across everything that touches revenue and cash." Will Gaybrick David George a16z

Stripe

32,200 просмотров • 18 дней назад

Tempo and OnePay are partnering to reimagine the next generation of payments. Early efforts will focus on stablecoin-powered payouts, instant account funding, and more for OnePay’s banking product. OnePay also plans to launch a validator on Tempo, signaling a shared focus on the potential for stablecoins to support money movement for millions of workers and consumers on OnePay’s platform.

Tempo and OnePay are partnering to reimagine the next generation of payments. Early efforts will focus on stablecoin-powered payouts, instant account funding, and more for OnePay’s banking product. OnePay also plans to launch a validator on Tempo, signaling a shared focus on the potential for stablecoins to support money movement for millions of workers and consumers on OnePay’s platform.

Tempo

33,969 просмотров • 4 месяцев назад

Today at Sessions, John Collison showed an agent acting as both buyer and seller in the same loop. Using Stripe Projects and Tempo Wallet, the agent: • Paid $0.04 for an Alpha Vantage dataset in stablecoins • Generated a research report • Listed it for sale to humans and agents

Today at Sessions, John Collison showed an agent acting as both buyer and seller in the same loop. Using Stripe Projects and Tempo Wallet, the agent: • Paid $0.04 for an Alpha Vantage dataset in stablecoins • Generated a research report • Listed it for sale to humans and agents

Tempo

33,465 просмотров • 4 месяцев назад

Stripe's Will Gaybrick: "Build everything" Against an industry that sees agents as a way to cut costs, Stripe is using them to build more: agents wrote 30% of code in a week, global tax filing shipped in 1/3 the time the US version took, and after AI made sellers 20% more productive, Stripe hired even more sellers. President of Technology & Business Will Gaybrick sits down with a16z's David George to cover why there's no one left for Stripe to copy, why checkout pages will disappear, how agents plus stablecoins make micropayments real, and why tokens are becoming a currency worth protecting like dollars. 00:00 Intro 01:00 From payments to 30 products 02:30 1 in 6 free trials abused 05:50 Win the startups, then win them again 09:40 Borrowing from Google, Apple, and Ford 14:30 Minions: 7K one-shot PRs a week 18:45 Building everything vs. cutting costs 26:00 Why timelines keep compressing 29:50 What replaces the checkout page 34:20 The case against $9.99 subscriptions 37:20 Stablecoins solve a political problem 41:35 Tempo, a payments-only blockchain 43:10 Tokens are money now 49:00 How Stripe scales taste Will Gaybrick David George

Stripe's Will Gaybrick: "Build everything" Against an industry that sees agents as a way to cut costs, Stripe is using them to build more: agents wrote 30% of code in a week, global tax filing shipped in 1/3 the time the US version took, and after AI made sellers 20% more productive, Stripe hired even more sellers. President of Technology & Business Will Gaybrick sits down with a16z's David George to cover why there's no one left for Stripe to copy, why checkout pages will disappear, how agents plus stablecoins make micropayments real, and why tokens are becoming a currency worth protecting like dollars. 00:00 Intro 01:00 From payments to 30 products 02:30 1 in 6 free trials abused 05:50 Win the startups, then win them again 09:40 Borrowing from Google, Apple, and Ford 14:30 Minions: 7K one-shot PRs a week 18:45 Building everything vs. cutting costs 26:00 Why timelines keep compressing 29:50 What replaces the checkout page 34:20 The case against $9.99 subscriptions 37:20 Stablecoins solve a political problem 41:35 Tempo, a payments-only blockchain 43:10 Tokens are money now 49:00 How Stripe scales taste Will Gaybrick David George

a16z

376,985 просмотров • 18 дней назад

The current financial system was built for humans, not agents. The Machine Payments Protocol (Machine Payments Protocol) provides a shared standard for agents to pay for services. From the @Stripe Sessions stage:

The current financial system was built for humans, not agents. The Machine Payments Protocol (Machine Payments Protocol) provides a shared standard for agents to pay for services. From the @Stripe Sessions stage:

Tempo

14,032 просмотров • 4 месяцев назад

“If you think about what a card number is, it’s essentially like your password.” Dan Romero on why card credentials are a poor fit for agents, and why agent payments need the push flows and user approvals native to stablecoins. On MTS with sophia dew

“If you think about what a card number is, it’s essentially like your password.” Dan Romero on why card credentials are a poor fit for agents, and why agent payments need the push flows and user approvals native to stablecoins. On MTS with sophia dew

Tempo

17,833 просмотров • 28 дней назад

I asked Will Gaybrick when Stripe will go public: "I think the better question is, why would we go public? What's the incremental benefit of going public? It's a bunch of work. It's a different way of operating. And there's a blurring of private and public investors. To this day we've never burned a dollar of investor money. We've always been financially independent, and now extremely profitable. We're focused on growing the GDP of the internet, as quickly as possible. We're already highly regulated financial institution, and resolutely focused on our customers."

I asked Will Gaybrick when Stripe will go public: "I think the better question is, why would we go public? What's the incremental benefit of going public? It's a bunch of work. It's a different way of operating. And there's a blurring of private and public investors. To this day we've never burned a dollar of investor money. We've always been financially independent, and now extremely profitable. We're focused on growing the GDP of the internet, as quickly as possible. We're already highly regulated financial institution, and resolutely focused on our customers."

The Peel

124,520 просмотров • 9 месяцев назад

Enterprises are bringing stablecoin payment flows into production on Tempo, including DoorDash, Stripe, Coastal, and ARQ (DolarApp). We're also launching our Stablecoin Advisory to help more enterprises build real-world payments workloads on stablecoins.

Enterprises are bringing stablecoin payment flows into production on Tempo, including DoorDash, Stripe, Coastal, and ARQ (DolarApp). We're also launching our Stablecoin Advisory to help more enterprises build real-world payments workloads on stablecoins.

Tempo

221,764 просмотров • 4 месяцев назад

Today at Sessions, @Stripe introduced streaming payments on Tempo. A single agent run produced thousands of sub-cent transactions onchain, with payment landing the instant each token was burned. Metered, paid for as it ran. The infrastructure for pay-per-use at scale is here.

Today at Sessions, @Stripe introduced streaming payments on Tempo. A single agent run produced thousands of sub-cent transactions onchain, with payment landing the instant each token was burned. Metered, paid for as it ran. The infrastructure for pay-per-use at scale is here.

Tempo

47,143 просмотров • 4 месяцев назад

Stripe’s strategy is to “win all the startups and then win them again.” I had a great time talking with Will Gaybrick. Will has held a broad seat at Stripe for more than a decade, joining as CFO in 2015, and today leading Technology and Business. This makes him the right person to explain how Stripe went from a simple payments API to a platform with ~25-30 banner products and 288 launches at its most recent Sessions event. Here’s what their strategy looks like: -Companies like DoorDash and Instacart started on Stripe when they were tiny and pulled the company upmarket as they expanded. -The fastest startups act as canaries for new product opportunities. Cursor surfaced a burgeoning problem of AI free-trial and token abuse; so Stripe built a token detection pipeline with the team in a weekend, and the resulting network now helps companies on Stripe’s platform block thousands of fraudulent trials daily. -Stripe keeps expanding the number of needs it serves inside each company, from Billing, Radar, and Tax to Managed Payments, Treasury, and stablecoin infrastructure. There is a large and timely lesson from Stripe which I strongly agree with: using AI solely to reduce cost is essentially going short your own company. Instead, companies should be using AI (and the tailwinds it creates) to ship more, serve users better, and create their next product line. And as Stripe continues to invest in agentic commerce, the company can move from processing a transaction to orchestrating the entire economic loop around it. The line between tokens and dollars is already blurring, and Stripe’s next mandate is to make moving between them as seamless and safe as moving between dollars and euros. A fun conversation about what it takes to build the next Stripe inside Stripe. a16z

Stripe’s strategy is to “win all the startups and then win them again.” I had a great time talking with Will Gaybrick. Will has held a broad seat at Stripe for more than a decade, joining as CFO in 2015, and today leading Technology and Business. This makes him the right person to explain how Stripe went from a simple payments API to a platform with ~25-30 banner products and 288 launches at its most recent Sessions event. Here’s what their strategy looks like: -Companies like DoorDash and Instacart started on Stripe when they were tiny and pulled the company upmarket as they expanded. -The fastest startups act as canaries for new product opportunities. Cursor surfaced a burgeoning problem of AI free-trial and token abuse; so Stripe built a token detection pipeline with the team in a weekend, and the resulting network now helps companies on Stripe’s platform block thousands of fraudulent trials daily. -Stripe keeps expanding the number of needs it serves inside each company, from Billing, Radar, and Tax to Managed Payments, Treasury, and stablecoin infrastructure. There is a large and timely lesson from Stripe which I strongly agree with: using AI solely to reduce cost is essentially going short your own company. Instead, companies should be using AI (and the tailwinds it creates) to ship more, serve users better, and create their next product line. And as Stripe continues to invest in agentic commerce, the company can move from processing a transaction to orchestrating the entire economic loop around it. The line between tokens and dollars is already blurring, and Stripe’s next mandate is to make moving between them as seamless and safe as moving between dollars and euros. A fun conversation about what it takes to build the next Stripe inside Stripe. a16z

David George

68,751 просмотров • 18 дней назад

One company handles 5% of remittances between the U.S. and Mexico, all using stablecoins. @felixpago represents a new generation of fintechs using stablecoins to move money faster, cheaper, & across borders. “Companies starting today just go stablecoin-first.” Dan Romero on MTS

One company handles 5% of remittances between the U.S. and Mexico, all using stablecoins. @felixpago represents a new generation of fintechs using stablecoins to move money faster, cheaper, & across borders. “Companies starting today just go stablecoin-first.” Dan Romero on MTS

Tempo

11,822 просмотров • 23 дней назад

🇺🇸’BIG BALLS’: THERE IS NO ACCOUNTING OF WHAT PAYMENTS ACTUALLY GO TO IN THE PAYMENT COMPUTER “And as mentioned earlier, like, there is no accounting of what payments actually go to in the payment computer. So like, you look at a specific line item, like $20 million, and you're like, okay, well, what is this money going to? And for the majority of payment systems, it's like, well, we don't really know.” Sources: Jesse Watters Department of Government Efficiency Elon Musk

🇺🇸’BIG BALLS’: THERE IS NO ACCOUNTING OF WHAT PAYMENTS ACTUALLY GO TO IN THE PAYMENT COMPUTER “And as mentioned earlier, like, there is no accounting of what payments actually go to in the payment computer. So like, you look at a specific line item, like $20 million, and you're like, okay, well, what is this money going to? And for the majority of payment systems, it's like, well, we don't really know.” Sources: Jesse Watters Department of Government Efficiency Elon Musk

Mario Nawfal

712,476 просмотров • 1 год назад

zkSync founder: “Ethereum is the only option” for institutions “Tempo is a venture by Stripe. Obviously Stripe, as a large payments processor, wants to have their own network . . . And of course, all of [these organizations] will try to get everyone else on their network. But guess what? That’s precisely the reason why it’s never going to happen.” Alex Gluchowski explains: “Yes, Stripe wants everything to happen on Tempo, but JP Morgan wants everything to happen on JP Morgan Chain. And Circle wants everything to happen on Arc. And so on and so forth. They will never agree. The large players will never agree to build on the infrastructure of another large player. This is why Ethereum is the only option — it’s the only way forward as the neutral infrastructure that everyone can agree on.” Source: The Rollup ZKsync ALEX | ZK Read our report "Why Permissionless Infrastructure Wins" below 👇

zkSync founder: “Ethereum is the only option” for institutions “Tempo is a venture by Stripe. Obviously Stripe, as a large payments processor, wants to have their own network . . . And of course, all of [these organizations] will try to get everyone else on their network. But guess what? That’s precisely the reason why it’s never going to happen.” Alex Gluchowski explains: “Yes, Stripe wants everything to happen on Tempo, but JP Morgan wants everything to happen on JP Morgan Chain. And Circle wants everything to happen on Arc. And so on and so forth. They will never agree. The large players will never agree to build on the infrastructure of another large player. This is why Ethereum is the only option — it’s the only way forward as the neutral infrastructure that everyone can agree on.” Source: The Rollup ZKsync ALEX | ZK Read our report "Why Permissionless Infrastructure Wins" below 👇

Etherealize

105,710 просмотров • 2 месяцев назад

We're building our first new inner city suburb in a generation, so our kids can have a piece of Sydney as well. It shouldn't be a revolutionary idea that we build homes near public transport and open space. That's why our newest suburb just makes sense.

We're building our first new inner city suburb in a generation, so our kids can have a piece of Sydney as well. It shouldn't be a revolutionary idea that we build homes near public transport and open space. That's why our newest suburb just makes sense.

Chris Minns

89,256 просмотров • 1 месяц назад

in my mid-20's, a time when about half of my friends hated their jobs (a very normal phenomenon if you're in your mid-20s), i noticed a group of people my age who looked extremely happy and actualized at work. and all of these people somehow seemed to work at stripe. i'll call out Tamara Winter and Ryan Orbuch specifically as some of the first people who made me realize that it was possible to be 25 years old and do *singular* work every day, and not just whatever garden-variety boilerplate the company demands. this podcast with Will Gaybrick and David George helps explain why this was, and still is, the case. will says stripe increasingly is a platform for founders internally, just as it's always been a platform for founders externally. he wants each employee to feel like an “auteur”: an engineer, product thinker, and creative person with enough context and authority to make something real. we're now seeing a new generation of this pattern, with stripe's support of stuff like tempo (a team that might have one of the highest concentrations of founder-mindsetted people im aware of? cc Georgios Konstantopoulos Dan Romero Varun Srinivasan Liam Horne etc) the embrace of teams like privy and bridge, and other incubated initiatives like minions. stripe is trying to make employees more founder-like while preserving a shared standard of quality (one of my favorite details on this point: stripe creates simulated customer accounts so teams can experience realistic UIs for disputes and refunds before exposing products to real users). this is something that's actually very tough to do well, so it's very cool to hear will talk about it on this pod.

in my mid-20's, a time when about half of my friends hated their jobs (a very normal phenomenon if you're in your mid-20s), i noticed a group of people my age who looked extremely happy and actualized at work. and all of these people somehow seemed to work at stripe. i'll call out Tamara Winter and Ryan Orbuch specifically as some of the first people who made me realize that it was possible to be 25 years old and do singular work every day, and not just whatever garden-variety boilerplate the company demands. this podcast with Will Gaybrick and David George helps explain why this was, and still is, the case. will says stripe increasingly is a platform for founders internally, just as it's always been a platform for founders externally. he wants each employee to feel like an “auteur”: an engineer, product thinker, and creative person with enough context and authority to make something real. we're now seeing a new generation of this pattern, with stripe's support of stuff like tempo (a team that might have one of the highest concentrations of founder-mindsetted people im aware of? cc Georgios Konstantopoulos Dan Romero Varun Srinivasan Liam Horne etc) the embrace of teams like privy and bridge, and other incubated initiatives like minions. stripe is trying to make employees more founder-like while preserving a shared standard of quality (one of my favorite details on this point: stripe creates simulated customer accounts so teams can experience realistic UIs for disputes and refunds before exposing products to real users). this is something that's actually very tough to do well, so it's very cool to hear will talk about it on this pod.

Elena

56,058 просмотров • 17 дней назад

Tempo Mainnet is live! Starting today, anyone can build on Tempo through our public RPC endpoints. Alongside mainnet, we’re introducing the Machine Payments Protocol, an open standard for machine payments.

Tempo Mainnet is live! Starting today, anyone can build on Tempo through our public RPC endpoints. Alongside mainnet, we’re introducing the Machine Payments Protocol, an open standard for machine payments.

Tempo

745,165 просмотров • 5 месяцев назад

Liberal MP Corey Horgan looks like a deer in headlights as he fails miserably to explain how Canada will ship the 23.6 million barrels of oil promised to the world. He has no clue and he has no idea how things work so of course he couldn't explain. It's a 140k bbl/d increase and have to wait until April is because they hope temperatures will cooperate and they can achieve it with diluent reduction. Oil companies have optimization to be able to move their product as efficiently as possible down to science and science they spend countless dollars on. We have no ability to ship more oil for the simple reason everyone with a functioning IQ has been screaming on for years: we need more pipelines!

Liberal MP Corey Horgan looks like a deer in headlights as he fails miserably to explain how Canada will ship the 23.6 million barrels of oil promised to the world. He has no clue and he has no idea how things work so of course he couldn't explain. It's a 140k bbl/d increase and have to wait until April is because they hope temperatures will cooperate and they can achieve it with diluent reduction. Oil companies have optimization to be able to move their product as efficiently as possible down to science and science they spend countless dollars on. We have no ability to ship more oil for the simple reason everyone with a functioning IQ has been screaming on for years: we need more pipelines!

Kirk Lubimov

69,340 просмотров • 5 месяцев назад