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Will Credit Card Rate Caps, Actually Help Consumers? Policy doesn’t erase risk, it just moves it.

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Empery Digital

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17,296 görüntüleme • 8 ay önce •via X (Twitter)

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It's been a month since senators Dick Durbin & Roger Marshall reintroduced the credit card competition act. The bill aims to improve service and lower cost for merchants, ultimately benefiting consumers. But The Points Guy's Brian Kelly says it will do just the opposite.
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Rowdy Senate Banking hearing this AM. Lots of back and forth on credit card rate caps. At one point, Tillis challenged Democrats to name an example of rate caps working. Warren tried, Tillis cut her off, and Warren responded by making chicken clucking sounds into the mic.
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Rowdy Senate Banking hearing this AM. Lots of back and forth on credit card rate caps. At one point, Tillis challenged Democrats to name an example of rate caps working. Warren tried, Tillis cut her off, and Warren responded by making chicken clucking sounds into the mic.

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TRUMP NOW ON THE 10% CREDIT CARD RATE CAP: "Credit card companies will be in violation of the law if they do not comply with the interest rate cap by January 20. They are abusing people and I am not going to let it happen." My question is how is he going to implement this...

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Charlie Kirk warned us about this stuff; 60% of Gen Z is already paying for things with "Buy Now, Pay Later" programs like Klarna - whose CEO supports this "Credit card limit" btw. It doesn't seem like these credit card interest limits will help young people.

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