$XRP HOLDERS ARE GOING TO BE REAL UPSET AFTER WATCHING THIS

USDC's great for stability, but XRP's the rocket for cross-border payments—faster, cheaper, and built for the job. Calling XRP redundant is like saying a sports car’s useless because you’ve got a minivan! XRP is designed to act as a bridge currency for international money transfers, facilitating efficient conversions between different fiat currencies. It enables near-instant settlement (3-5 seconds) with minimal fees (approximately $0.0002 per transaction). For example, RippleNet, which leverages XRP, allows financial institutions to convert Currency A to XRP and then XRP to Currency B, bypassing the need for multiple intermediaries and reducing costs compared to traditional systems like SWIFT. While USDC can be used for payments and remittances, it is not specifically designed as a bridge currency. It primarily functions as a stable store of value or medium of exchange on various blockchains (e.g., Ethereum, Solana, XRPL). USDC transactions rely on the underlying blockchain’s consensus mechanism, which may have higher fees (e.g., Ethereum gas fees) or slower confirmation times compared to XRPL XRP’s primary advantages over USDC lie in its role as a native bridge currency, high transaction throughput, built-in DEX, low-cost and eco-friendly transactions, and institutional adoption for cross-border payments. These features make XRP particularly suited for scenarios requiring fast, scalable, and cost-efficient transfers, especially in enterprise settings. USDC, while versatile and stable, is more suited for DeFi, retail transactions, and environments where price stability is paramount. The choice between XRP and USDC depends on the user’s priorities—speed and cost (XRP) versus stability and broad blockchain compatibility (USDC). I think you’re so use to using cash that you dont realize

While it's up 680% since August 2024. This dude has no idea what he's talking about.

Not upset, but very obvious how scared they are of Ripple and RLUSD 😂🙌

They are doing this BECAUSE they're on the XRPL. What a stupid video.

Your mustache has made you retarded

Bla bla bla bla bla

Coinbase has a security problem which banks will find out eventually when their clients start losing funds all of a sudden. 💯 Just ask @TheRealTRTalks You guys are both creators.

Nothing is free. I have two questions: If a USDC transaction fee isn’t included in the cost of the transaction, and actually not paid by the conaumer, who pays for it? How does USDC generate enough of a return to pay holders of USDC and annual percentage yield near 5%? @alexelorenzo

Tell me that’s NOT him!! 🤯

Swift iso20022 is already confirmed for $XRP. USDC is not included.

Not nearly as big a deal as the Post claims.‼️ ### Is the Claim True? The claim that XRP holders might be upset due to USDC's zero-fee transactions is partially true in the sense that it highlights a competitive pressure. However, it's not entirely accurate to say that USDC's zero-fee model will render XRP obsolete or significantly diminish its utility. Here's why: 1. **Different Use Cases**: XRP is primarily designed as a bridge currency for cross-border payments, especially within Ripple's On-Demand Liquidity (ODL) solution. It facilitates instant conversions between different fiat currencies, which is crucial for institutional payments. USDC, on the other hand, is a stablecoin pegged to the US dollar, used more for stability and as a medium of exchange within decentralized finance (DeFi) and retail transactions. While USDC's zero-fee model is attractive for retail and some enterprise use cases, it doesn't directly compete with XRP's role in institutional cross-border payments. 2. **Institutional Adoption**: Ripple has been focusing on institutional adoption, and many banks and financial institutions use RippleNet (which includes ODL) for its efficiency and speed in cross-border transactions. The integration of USDC on the XRP Ledger itself, as announced by Ripple and Circle, actually enhances XRP's ecosystem by providing additional liquidity and use cases, rather than diminishing it. 3. **Regulatory and Compliance Advantages**: Ripple has been working towards regulatory clarity, especially with the recent GENIUS Act and the potential CLARITY Act, which could further solidify XRP's position in regulated financial markets. USDC's zero-fee model, while attractive, doesn't address the regulatory and compliance needs that institutions require, which XRP and Ripple's infrastructure are designed to handle. 4. **Technical Advantages of XRPL**: The XRP Ledger (XRPL) offers unique technical advantages like high-speed transactions (3-5 seconds), low costs, and a deflationary supply mechanism through burning XRP for transaction fees. These features are still highly relevant for institutional use cases, even with USDC's presence. ### How Will It Affect Ripple's Overall Game Plan? Ripple's game plan is multifaceted, focusing on enterprise solutions, regulatory compliance, and ecosystem expansion. Here's how USDC's competitive move might influence it: 1. **Enhanced Ecosystem**: The integration of USDC on XRPL, as part of Ripple's strategy, actually strengthens the ecosystem. It allows for more diverse use cases, including DeFi and retail payments, which can drive broader adoption of the XRPL. ### Conclusion While USDC's zero-fee model presents a competitive challenge, it doesn't fundamentally undermine Ripple's game plan. Instead, it might push Ripple to refine and accelerate its strategies around regulatory compliance, ecosystem expansion, and differentiation. XRP holders might feel short-term pressure, but the long-term vision of Ripple—focusing on institutional adoption, regulatory clarity, and a robust ecosystem—remains intact. The key for Ripple is to continue leveraging its technical and strategic advantages while adapting to the evolving landscape of digital finance. Thx @grok .

Usdc is now on the xrp ledger you missed that part

When you hear free.. you may have to watch a two minute commercial or a clip.

And what first layer are they going to use, genius?

Stupid take. ETH doesn't do ISO tokens, and USDC is not ISO compatible. They got left off the memo. This is a nothing burger.

Could this be why one of their top guys moved or sold like $175M in XRP?

@VincentSco72192 Whatcha think 🤔

Dumbest shit I listened to all day. 2 minutes, 42 seconds of my life that I will never get back.

Not upset at all.

Why is it these idiots come out of the woodworks right before something major happens?

Why yhey cane do thats with usdc because they are working with xrpl

That has nothing to do with XRP.

From what I see it costs a fraction of a penny per transaction. What is this guy talking about @grok?

Ah I’m just leave this Right Here !!! And say nothing is free on Coinbase !!!

To be real ... You have been wrong about so much since I followed you over the year .... better do some more research

@VincentSco72192 school'em. I think Alex is missing something here. Lol

Nothing is free🤷🏻‍♂️

People still hold $XRP??? 🤦🏼‍♂️

Stablecoins don’t solve liquidity needs of banks. They need to be able to loan large amounts of non existent money to its customers & you can’t do that with USDC because it’s backed 1:1. You’re also assuming everyone would simply transact in USDC(not likely esp other countries)

Anyone wanna tell him how XRP functions? Along with what tokenization is? .... I think this is awesome for the US Dollar.... And is going to be possible because of payment rails like the XRPL and bridger of tokenized assets which will be.... XRP.

XRP and USDC are not competing. RLUSD and USDC are. XRP performs a different role entirely, so you clearly don’t know WTF you are talking about.

Buy $XCN

This prick was saying xrp will be out of the top 10 and will never see its ATH he a xrp hater

“RIP Elmer FUD 🪦 $XRP what we love” 🌊🌊🌊 Listen to the track 'Elmer FUD (feat. @2Cold_XRPL )' - Lemi on Sonar Muse #web3 #web3Music #XRPL #SonarMuse #Streaming