XRP’s native lending protocol is on the way! Single asset vaults. Term lending with automated repayments. Confidential transfers using zero-knowledge proofs. On-chain institutional infrastructure built at the protocol level. Get the 3 minute breakdown from sagar. Learn more:

It's true, you're trusting these smart contracts and this can be risky. What's not true is that XLS-66 can't be risky in the same way, arguably it's even more risky if there is a bug because its protocol level. The difference is XLS-66 is a shared good, with smart contract platforms you only have the option to build your own or pay tax to someone else. On the XRPL it's truly a shared protocol feature.

Your announcement of building a strategic XRP reserve + paired with the upcoming native lending protocol; is one of the most forward-looking moves in the space. In the coming phase, as U.S. regulatory clarity acts as the global green light, institutions and sovereign entities will move aggressively to secure meaningful positions in the limited native token supply. Once that supply is largely captured by governments, central banks, and elite institutions, those who hold large, professionally managed reserves like Evernorth’s will naturally become the critical bridge. You won’t simply be a treasury company. You will function as a trusted middleman; providing efficient, compliant access to the new default financial system for the broader market that does not (or cannot) hold the native token directly. This is the structural inevitability we’ve been mapping for years: mandatory utility on capped-supply rails creates powerful gatekeeper dynamics. Entities like Evernorth that position themselves early as institutional custodians and liquidity providers will sit at the center of that flow. Extremely well played. The Real Ones see exactly where this is headed.

@sagarCBO This is how the XRPL evolves into full financial infrastructure.

@sagarCBO @FLOXON_ @BunnyBoyTime @CTO_bradwifhat @Big_rich1987 Would love a break down/ good topic for trench warfare 👀🚀

@sagarCBO Let’s goooo

@digitalassetbuy @sagarCBO Once it’s ready, would love to integrate it.

@sagarCBO Never believe anything. They say !!! Watch these guys for 13 years , hype , mysterious and expensive suit in San Francisco. Everything is as big as it launched . Build on flare !!!!

@sagarCBO Do we have a timeframe? Next week, month, year?

@sagarCBO Exciting news! XRP's lending protocol sounds like a game changer. Can't wait to see how the zero-knowledge proofs enhance confidentiality and trust. Strongly support this development! #XRP #BlockchainInnovations

@sagarCBO XRP is a scam. Over 10 years and it’s still struggling. Guaranteed to be under one dollar very soon. Trash

@sagarCBO Wen

@digitalassetbuy @sagarCBO Keep building!

@sagarCBO Transfers with ZK proofs? This comes in XLS 66 or is this going to be an additional amendment?

@sagarCBO 🔥🔥🔥

@sagarCBO When will the XRP Community be able to take out low interest Collateralised Loans with Evernorth and/or automatically onchain via Smart Vaults?

@sagarCBO First-of-its-kind XRP treasury with DeFi yield strategies? Asheesh Birla at the helm is a power move. Game-changing stuff! 🎮🚀

@sagarCBO Does the @FlareNetworks play a part in this? Can non institutional xrp holders participate?

@sagarCBO Curious how they're approaching the custody side, protocol-level lending is only as strong as the custody layer beneath it 📜

@sagarCBO Sounds promising, but single asset vaults can become concentrated targets. If a vulnerability exists in vault logic, it could expose large pools of capital in one sweep.

@sagarCBO On the way. ETA? Two or three years? 👀

@KennedyPattiso1 @sagarCBO 🔥🔥🔥🚀🚀🚀💥💥💥

@sagarCBO

@sagarCBO Pump my bags!!!!

@sagarCBO Partners . Great first $ONDO then $Evernorrth 👍 👏

@sagarCBO 🫡

@sagarCBO 🔥🫡

@sagarCBO This looks less like a feature update and more like a structural shift. Once you add single-asset vaults, term lending, automated repayments, and ZK transfers, XRPL starts looking less like a transfer chain and more like institutional capital-market rails.

@sagarCBO Send it! :)

@sagarCBO ✨👏👏👏👏🗝️🌊

@sagarCBO Exciting times ahead for Tether, with a product release trifecta set to shake up the industry. The next three weeks will undoubtedly be intense, with anticipation building among users and investors alike.