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You're one click away from earning Hyperliquid's Native Yield with Liminal. xHYPE → $HYPE funding rates & $kHYPE staking yield xBTC → $BTC funding rates xLEND → optimized money market strategy limUSD does it all, dynamically allocating across all Hyperliquid yield sources.

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Liminal

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13,808 views • 2 months ago •via X (Twitter)

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Portfolio Margin is now fully deployed across $xHYPE & $xBTC. Since then, net APYs increased by +50%, resulting in: +11.5% APY from $HYPE funding rates with $xHYPE. +11% APY from $BTC funding rates with $xBTC. +9% APY from all Hyperliquid yield sources with $limUSD. For carry trades, this is a structural shift: the spot leg collateralizes the perp leg, increasing capital efficiency & converting idle capital into productive yield. The (h)edge just got stronger.
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Portfolio Margin is now fully deployed across $xHYPE & $xBTC. Since then, net APYs increased by +50%, resulting in: +11.5% APY from $HYPE funding rates with $xHYPE. +11% APY from $BTC funding rates with $xBTC. +9% APY from all Hyperliquid yield sources with $limUSD. For carry trades, this is a structural shift: the spot leg collateralizes the perp leg, increasing capital efficiency & converting idle capital into productive yield. The (h)edge just got stronger.

Liminal

47,981 views • 1 month ago

The xTokens suite is now expanding with $xBTC. Mint your Tokenized $BTC carry trade in a click to earn from $BTC funding rates while using it across DeFi. Distributing Hyperliquid's $BTC yield to all ecosystems. Hyperliquid 🤝 Unit 🤝 Liminal
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The xTokens suite is now expanding with $xBTC. Mint your Tokenized $BTC carry trade in a click to earn from $BTC funding rates while using it across DeFi. Distributing Hyperliquid's $BTC yield to all ecosystems. Hyperliquid 🤝 Unit 🤝 Liminal

Liminal

40,375 views • 7 months ago

Introducing Zest Protocol Stacks Vaults, Automated yield strategies for Bitcoin-native finance. Launching alongside the stacks.btc Bitcoin Staking upgrade. Stacks Vaults mark the evolution of Zest Protocol from a lending market into yield infrastructure. Until now, earning optimised yield on Stacks meant actively managing positions across markets, moving collateral, monitoring rates, and rebalancing by hand. Stacks Vaults changes that: deposit a single asset, select a strategy, and the vault handles the mechanics in the background. This is the yield toolkit for Stacks. Every yield source in the ecosystem becomes a strategy that can be automated and offered as a single-deposit product. The first vault is a levered Bitcoin Staking vault, built around the liquid staking Bitcoin token Stacking DAO launches with the Stacks Bitcoin Staking upgrade. How the levered Bitcoin Staking vault works: 🟠 One deposit, one position. Deposit BTC, sBTC, or stBTC directly into the vault. You hold a single position while the strategy runs itself. 🟠 Automated leverage. The vault uses your stBTC as collateral to borrow sBTC, stakes the borrowed sBTC into stBTC, and repeats the process. Target yield: 6 to 8%, purely derived from Bitcoin Staking on Stacks. 🟠 Non-custodial. The vault contract can only execute strategy actions on Zest Protocol's lending markets. It cannot move funds anywhere else, and only the user can withdraw their position. No one, including Zest Protocol, can access vault assets. 🟠 Built on live lending markets. The vault runs on Zest Protocol's existing markets: two years in production, over a thousand liquidations processed without bad debt. 🟠 Continuous monitoring. Zest Protocol manages the strategy and monitors the position automatically. No manual rebalancing, no juggling markets. 🟠 First of many strategies. The stBTC looping vault is the first, not the last. STX-based strategies, stablecoin and credit-based strategies, and structured yield products can all be built on the same foundation. External curators will be able to manage their own strategies on Stacks Vaults. Lending markets were the foundation. Vaults are what gets built on top. Stacks Vaults launch alongside stBTC, right before Stacks Bitcoin Staking goes live. Note: Stacks Vaults are separate from Bitcoin Collateral Vaults, Zest Protocol's upcoming flagship product that allows users to borrow against native BTC on any chain (e.g. Ethereum). More updates on Bitcoin Collateral Vaults follow shortly. Follow Zest Protocol on X or subscribe to our newsletter to be notified when levered Bitcoin Staking goes live.
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Introducing Zest Protocol Stacks Vaults, Automated yield strategies for Bitcoin-native finance. Launching alongside the stacks.btc Bitcoin Staking upgrade. Stacks Vaults mark the evolution of Zest Protocol from a lending market into yield infrastructure. Until now, earning optimised yield on Stacks meant actively managing positions across markets, moving collateral, monitoring rates, and rebalancing by hand. Stacks Vaults changes that: deposit a single asset, select a strategy, and the vault handles the mechanics in the background. This is the yield toolkit for Stacks. Every yield source in the ecosystem becomes a strategy that can be automated and offered as a single-deposit product. The first vault is a levered Bitcoin Staking vault, built around the liquid staking Bitcoin token Stacking DAO launches with the Stacks Bitcoin Staking upgrade. How the levered Bitcoin Staking vault works: 🟠 One deposit, one position. Deposit BTC, sBTC, or stBTC directly into the vault. You hold a single position while the strategy runs itself. 🟠 Automated leverage. The vault uses your stBTC as collateral to borrow sBTC, stakes the borrowed sBTC into stBTC, and repeats the process. Target yield: 6 to 8%, purely derived from Bitcoin Staking on Stacks. 🟠 Non-custodial. The vault contract can only execute strategy actions on Zest Protocol's lending markets. It cannot move funds anywhere else, and only the user can withdraw their position. No one, including Zest Protocol, can access vault assets. 🟠 Built on live lending markets. The vault runs on Zest Protocol's existing markets: two years in production, over a thousand liquidations processed without bad debt. 🟠 Continuous monitoring. Zest Protocol manages the strategy and monitors the position automatically. No manual rebalancing, no juggling markets. 🟠 First of many strategies. The stBTC looping vault is the first, not the last. STX-based strategies, stablecoin and credit-based strategies, and structured yield products can all be built on the same foundation. External curators will be able to manage their own strategies on Stacks Vaults. Lending markets were the foundation. Vaults are what gets built on top. Stacks Vaults launch alongside stBTC, right before Stacks Bitcoin Staking goes live. Note: Stacks Vaults are separate from Bitcoin Collateral Vaults, Zest Protocol's upcoming flagship product that allows users to borrow against native BTC on any chain (e.g. Ethereum). More updates on Bitcoin Collateral Vaults follow shortly. Follow Zest Protocol on X or subscribe to our newsletter to be notified when levered Bitcoin Staking goes live.

Zest Protocol

28,549 views • 1 month ago

new milestone for bouncebit prime: structured yield strategies are now powered by franklin templeton’s tokenized money market fund. this is the first time tokenized treasuries are being used actively – as live collateral in yield-bearing strategies, not just on-chain representations. at the core is a capital-efficient design: – base layer: tokenized treasury yield – top layer: crypto funding + basis arbitrage – all within regulated custody why it matters: tokenized treasuries become programmable: – posted as collateral, not just held – composable with automated strategies – no stablecoin, no synthetic risk rwa protocols get a real application layer: – yield flows into actual structured products – treasury assets support real capital deployment – institutional assets meet crypto-native logic prime is designed for this moment: – btc-backed, evm-compatible infrastructure – regulated custody w/ smart contract execution – onchain strategies, offchain-grade assets tokenization isn’t innovation until it’s used. and now it is.
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new milestone for bouncebit prime: structured yield strategies are now powered by franklin templeton’s tokenized money market fund. this is the first time tokenized treasuries are being used actively – as live collateral in yield-bearing strategies, not just on-chain representations. at the core is a capital-efficient design: – base layer: tokenized treasury yield – top layer: crypto funding + basis arbitrage – all within regulated custody why it matters: tokenized treasuries become programmable: – posted as collateral, not just held – composable with automated strategies – no stablecoin, no synthetic risk rwa protocols get a real application layer: – yield flows into actual structured products – treasury assets support real capital deployment – institutional assets meet crypto-native logic prime is designed for this moment: – btc-backed, evm-compatible infrastructure – regulated custody w/ smart contract execution – onchain strategies, offchain-grade assets tokenization isn’t innovation until it’s used. and now it is.

BounceClub ♣️

30,263 views • 1 year ago

A serious perps funding bot isn't a "tool" anymore. it's a $20k-$250k execution system perps funding bots are becoming infrastructure, not "alpha tools" simple version: > you don't predict price > you hedge exposure > you collect funding between longs & shorts but the real story is execution because in practice: > one leg fills, the other doesn’t → you’re suddenly directional > sessions expire → bot goes blind > positions exist but systems don’t recognize them → broken hedges that's why this space is shifting from "strategy" → "execution engineering" pricing reflects it: - MVP bots: $5k-$20k - production systems: $20k-$80k - institutional-grade infra: $80k-$250k+ who actually uses this: - crypto hedge funds (market-neutral desks) - prop firms (funding + basis strategies) - indie quants building yield systems - infra-native devs treating trading as systems engineering - builders using Claude to prototype quant infra faster and the key takeaway: in funding strategies, the edge is rarely the signal it's staying correctly hedged under real exchange conditions paper trading doesn't show any of this only live execution does
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A serious perps funding bot isn't a "tool" anymore. it's a $20k-$250k execution system perps funding bots are becoming infrastructure, not "alpha tools" simple version: > you don't predict price > you hedge exposure > you collect funding between longs & shorts but the real story is execution because in practice: > one leg fills, the other doesn’t → you’re suddenly directional > sessions expire → bot goes blind > positions exist but systems don’t recognize them → broken hedges that's why this space is shifting from "strategy" → "execution engineering" pricing reflects it: - MVP bots: $5k-$20k - production systems: $20k-$80k - institutional-grade infra: $80k-$250k+ who actually uses this: - crypto hedge funds (market-neutral desks) - prop firms (funding + basis strategies) - indie quants building yield systems - infra-native devs treating trading as systems engineering - builders using Claude to prototype quant infra faster and the key takeaway: in funding strategies, the edge is rarely the signal it's staying correctly hedged under real exchange conditions paper trading doesn't show any of this only live execution does

hammertime

31,817 views • 3 months ago

It’s here: Strobe Finance mainnet is now LIVE We are thrilled to bring natively accessible DeFi to the #XRPLedger. Try it NOW: Strobe is bringing a new money market to the XRPL, unlocking yield, borrowing, and composability. All powered by: 🔹 Peersyst Technology EVM Sidechain 🔹 Axelar Network cross-chain messaging 🔹 Xaman® Wallet 🪝 Put your $XRP to work. Keep control. Earn & borrow with ease directly from XRPL. We do the heavy lifting in the background. Welcome to native #XRPFi
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It’s here: Strobe Finance mainnet is now LIVE We are thrilled to bring natively accessible DeFi to the #XRPLedger. Try it NOW: Strobe is bringing a new money market to the XRPL, unlocking yield, borrowing, and composability. All powered by: 🔹 Peersyst Technology EVM Sidechain 🔹 Axelar Network cross-chain messaging 🔹 Xaman® Wallet 🪝 Put your $XRP to work. Keep control. Earn & borrow with ease directly from XRPL. We do the heavy lifting in the background. Welcome to native #XRPFi

Strobe Finance

60,237 views • 1 year ago

🚨THIS GIRL JUST TURNED CLAUDE INTO A LIVE MARKET ANALYST BY PASTING ONE URL!! Liquid's MCP connector feeds Claude live funding rates, open interest, leverage limits, and crowd positioning across S&P 500, NASDAQ 100, Gold, BTC, and Brent, all at once Setup takes ~30 seconds: Settings → Add custom connector → paste Liquid URL → authorize It sounds gimmicky until you see the output: NASDAQ 100: long bias, $404M OI, balanced positioning, 0.0006% funding. Claude links Dell's +30% earnings to AI demand and calls for intraday follow-through Gold: strongest momentum. Not crowded. Still room BTC: $2.3B OI (highest). Claude ties major AI headlines to crypto risk appetite; funding elevated but not extreme Five markets. Live data. Directional thesis + catalysts + positioning, in one prompt Most retail traders still pay $50/month for newsletters with less context than a single Claude response plugged into live markets Bookmark this! The edge is now one connector URL
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🚨THIS GIRL JUST TURNED CLAUDE INTO A LIVE MARKET ANALYST BY PASTING ONE URL!! Liquid's MCP connector feeds Claude live funding rates, open interest, leverage limits, and crowd positioning across S&P 500, NASDAQ 100, Gold, BTC, and Brent, all at once Setup takes ~30 seconds: Settings → Add custom connector → paste Liquid URL → authorize It sounds gimmicky until you see the output: NASDAQ 100: long bias, $404M OI, balanced positioning, 0.0006% funding. Claude links Dell's +30% earnings to AI demand and calls for intraday follow-through Gold: strongest momentum. Not crowded. Still room BTC: $2.3B OI (highest). Claude ties major AI headlines to crypto risk appetite; funding elevated but not extreme Five markets. Live data. Directional thesis + catalysts + positioning, in one prompt Most retail traders still pay $50/month for newsletters with less context than a single Claude response plugged into live markets Bookmark this! The edge is now one connector URL

cristal

61,063 views • 2 months ago

A Polymarket bot developer mass deleted his code last week. I found his Reddit confession before it disappeared. I'm done. Not because the money stopped. Because I can't sleep anymore. He built prediction algorithms for 3 years. Made $2.1M. Then wrote 47 paragraphs explaining why he's walking away. The part that haunts me: Every time you place a bet, you're not competing with other humans. You're feeding data to systems that learned your patterns months ago. Your hesitation. Your favorite markets. The exact moment you check your phone after news breaks. We have all of it. He described the architecture: Layer 1: Sentiment scrapers reading 140,000 tweets per minute. Before a rumor becomes a headline, the position is already built. Layer 2: Exchange bridges. The bot sees BTC move on Coinbase, calculates Polymarket impact, and executes. Total latency: 80ms. Your finger hasn't touched the screen yet. Layer 3: Behavioral modeling. They know retail traders panic-sell at -15%. So they push prices to -14.8%. Wait. Then buy your shares at discount when you finally crack. The worst part? We call regular traders yield. Not competitors. Not opponents. Yield. Like crops we harvest seasonally. Stop being yield: He ended with this: The only retail traders making money are the ones who stopped trading. They just copy the wallets that copy us. I read it three times. Then I deleted my indicators. My charts. My strategy. Because there's no strategy against someone who sees your cards, knows your tells, and moves before you think. There's only one play left: Stop being yield. Start being a shadow. They spend millions on infrastructure. You spend nothing. They take the risk. You take the same entry. They do the math. You copy the answer. In Polymarket, you're either the algorithm or the agriculture. Choose. Not financial advice.
0:17

A Polymarket bot developer mass deleted his code last week. I found his Reddit confession before it disappeared. I'm done. Not because the money stopped. Because I can't sleep anymore. He built prediction algorithms for 3 years. Made $2.1M. Then wrote 47 paragraphs explaining why he's walking away. The part that haunts me: Every time you place a bet, you're not competing with other humans. You're feeding data to systems that learned your patterns months ago. Your hesitation. Your favorite markets. The exact moment you check your phone after news breaks. We have all of it. He described the architecture: Layer 1: Sentiment scrapers reading 140,000 tweets per minute. Before a rumor becomes a headline, the position is already built. Layer 2: Exchange bridges. The bot sees BTC move on Coinbase, calculates Polymarket impact, and executes. Total latency: 80ms. Your finger hasn't touched the screen yet. Layer 3: Behavioral modeling. They know retail traders panic-sell at -15%. So they push prices to -14.8%. Wait. Then buy your shares at discount when you finally crack. The worst part? We call regular traders yield. Not competitors. Not opponents. Yield. Like crops we harvest seasonally. Stop being yield: He ended with this: The only retail traders making money are the ones who stopped trading. They just copy the wallets that copy us. I read it three times. Then I deleted my indicators. My charts. My strategy. Because there's no strategy against someone who sees your cards, knows your tells, and moves before you think. There's only one play left: Stop being yield. Start being a shadow. They spend millions on infrastructure. You spend nothing. They take the risk. You take the same entry. They do the math. You copy the answer. In Polymarket, you're either the algorithm or the agriculture. Choose. Not financial advice.

Blaze

868,182 views • 7 months ago

🚨 THIS IS HOW THE NEXT GLOBAL CRISIS BEGINS, AND IT IS ALREADY UNDERWAY IN THE ONE MARKET NOBODY WATCHES Three weeks ago I warned about a debt crisis building. Since then every number moved the wrong way. Here is the truth almost nobody wants to hear. The S&P 500, Bitcoin, all of crypto, they are dust compared to the bond market. The global bond market sets the price of money itself. Every stock, every coin, every mortgage, every government is built on top of it. When it moves, everything moves. And right now, it is cracking on three fronts at once. THE UNITED STATES → 30Y yield: 5.31%, a 19-YEAR high → 10Y: 4.73%, closing in on 5% → Levels last seen right before 2008 → Foreign buyers pulled $72B out in a single month America's biggest lenders are walking away. CHINA → Cut its US Treasury holdings to $633B, an 18-YEAR low → The lowest since September 2008 For years China was one of the biggest buyers of US debt. Now it is doing the opposite, steadily backing away from funding America and the rest of the world. The buyer that helped keep borrowing cheap is gone. JAPAN → Near-zero rates for THREE DECADES, now ending → 10Y yield hit 3%, highest since 1996 → 30Y broke above 4% When Japanese bonds pay again, Japanese money stops funding the world and stays home. Another giant buyer disappears. EUROPE → France's 10Y at 4.10%, highest since 2009 → Germany's 30Y at 3.73%, highest since 2011 → UK's 30Y gilt at 5.85% France is the weak link. Italy must refinance debt worth 17% of its GDP this year. Every major government on earth is paying more to borrow, at the same time, for the same reasons. The trigger could be anything. But the weakest point in the whole system is Japan. Three decades of cheap money unwinding at once is the crack that could split the entire foundation. Watch the bond market first. Everything else is a sideshow. 12 years in these markets. This is what I do. Follow me and turn notifications on.
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🚨 THIS IS HOW THE NEXT GLOBAL CRISIS BEGINS, AND IT IS ALREADY UNDERWAY IN THE ONE MARKET NOBODY WATCHES Three weeks ago I warned about a debt crisis building. Since then every number moved the wrong way. Here is the truth almost nobody wants to hear. The S&P 500, Bitcoin, all of crypto, they are dust compared to the bond market. The global bond market sets the price of money itself. Every stock, every coin, every mortgage, every government is built on top of it. When it moves, everything moves. And right now, it is cracking on three fronts at once. THE UNITED STATES → 30Y yield: 5.31%, a 19-YEAR high → 10Y: 4.73%, closing in on 5% → Levels last seen right before 2008 → Foreign buyers pulled $72B out in a single month America's biggest lenders are walking away. CHINA → Cut its US Treasury holdings to $633B, an 18-YEAR low → The lowest since September 2008 For years China was one of the biggest buyers of US debt. Now it is doing the opposite, steadily backing away from funding America and the rest of the world. The buyer that helped keep borrowing cheap is gone. JAPAN → Near-zero rates for THREE DECADES, now ending → 10Y yield hit 3%, highest since 1996 → 30Y broke above 4% When Japanese bonds pay again, Japanese money stops funding the world and stays home. Another giant buyer disappears. EUROPE → France's 10Y at 4.10%, highest since 2009 → Germany's 30Y at 3.73%, highest since 2011 → UK's 30Y gilt at 5.85% France is the weak link. Italy must refinance debt worth 17% of its GDP this year. Every major government on earth is paying more to borrow, at the same time, for the same reasons. The trigger could be anything. But the weakest point in the whole system is Japan. Three decades of cheap money unwinding at once is the crack that could split the entire foundation. Watch the bond market first. Everything else is a sideshow. 12 years in these markets. This is what I do. Follow me and turn notifications on.

DeFi_Machine

321,015 views • 13 days ago

🚀 f(x) v2.0 is LIVE! After extensive development and testing, we're revolutionizing leverage trading and yield generation in DeFi. ​ ​ Here's why you shouldn't look anywhere else for yield on stables or leverage trading from now on: ​ Fixed, Zero-Stress Leverage on ETH No funding fees. No liquidations. No forced margin calls. Just pure, fixed leverage that lets you sleep at night while your position works for you. ​ Earn Triple Yields Our Stability Pool rewards you with trading fees, ETH staking yields, and FXN emissions - all in one place. ​ Built for Reliability This launch is the culmination of extensive research, rigorous testing, refining, and perfecting. We’ve worked tirelessly to make f(x) v2.0 your go-to protocol for a safer, smarter trading experience. ​ Thoroughly Audited Every line of code has been analyzed by SECBIT in an extensive process that took over 6 weeks. You can read the audit report: 💰 Start Earning Have you seen the yield provided in the Stability Pool? Hint: it's FOUR digits 🤯 Earn now: ​ ❗ Initially, only users holding xstETH or xfrxETH on V1 who migrate to V2 can open xPOSITIONs. Once migration reaches 80%, this priority period ends, and xPOSITIONs become available to everyone. Once a position is migrated, the leverage won't be adjustable until migration reaches 80%. ​ Migration details can be found here: ​ ❗ ❗ During the initial bootstrapping phase, the maximum leverage will be 7X. Once the system has sufficiently stabilized, we will increase it to 10X.
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🚀 f(x) v2.0 is LIVE! After extensive development and testing, we're revolutionizing leverage trading and yield generation in DeFi. ​ ​ Here's why you shouldn't look anywhere else for yield on stables or leverage trading from now on: ​ Fixed, Zero-Stress Leverage on ETH No funding fees. No liquidations. No forced margin calls. Just pure, fixed leverage that lets you sleep at night while your position works for you. ​ Earn Triple Yields Our Stability Pool rewards you with trading fees, ETH staking yields, and FXN emissions - all in one place. ​ Built for Reliability This launch is the culmination of extensive research, rigorous testing, refining, and perfecting. We’ve worked tirelessly to make f(x) v2.0 your go-to protocol for a safer, smarter trading experience. ​ Thoroughly Audited Every line of code has been analyzed by SECBIT in an extensive process that took over 6 weeks. You can read the audit report: 💰 Start Earning Have you seen the yield provided in the Stability Pool? Hint: it's FOUR digits 🤯 Earn now: ​ ❗ Initially, only users holding xstETH or xfrxETH on V1 who migrate to V2 can open xPOSITIONs. Once migration reaches 80%, this priority period ends, and xPOSITIONs become available to everyone. Once a position is migrated, the leverage won't be adjustable until migration reaches 80%. ​ Migration details can be found here: ​ ❗ ❗ During the initial bootstrapping phase, the maximum leverage will be 7X. Once the system has sufficiently stabilized, we will increase it to 10X.

f(x) Protocol

54,356 views • 1 year ago

My girlfriend asked me at brunch what I actually do for work. "Building trading systems." "Like Robinhood?" "No. Open-source. Anyone can audit the code." She put her fork down. "So you're just coding all day for free?" "I don't code for free. The code makes money." "Sure it does." I didn't argue. I opened my phone. One wallet I was tracking turned $480 into $6,900 in 19 days. Another moved $5.3M in volume. One more had a 74% winrate across 214 trades. Sharpe 2.31. I didn't touch it once. She stopped mid-sip. "That's... from a script?" Exactly. Then I showed her the repos. All free. All public. First: 86M+ trades on Polymarket. Every outcome since day one. Free to download. Second: Market making bot. Both sides of the book. Gas optimized. Google Sheets execution. Third: ML + heuristics. I fed 14,000 wallets into Claude. One prompt. 4 minutes. Found 47 traders with 70%+ winrate. Bot mirrors them with 60-second delay. She went quiet for a long time. Then: "Why didn't you ever tell me?" I didn't have a good answer. Profile: The people closest to you are always the last to know.
0:17

My girlfriend asked me at brunch what I actually do for work. "Building trading systems." "Like Robinhood?" "No. Open-source. Anyone can audit the code." She put her fork down. "So you're just coding all day for free?" "I don't code for free. The code makes money." "Sure it does." I didn't argue. I opened my phone. One wallet I was tracking turned $480 into $6,900 in 19 days. Another moved $5.3M in volume. One more had a 74% winrate across 214 trades. Sharpe 2.31. I didn't touch it once. She stopped mid-sip. "That's... from a script?" Exactly. Then I showed her the repos. All free. All public. First: 86M+ trades on Polymarket. Every outcome since day one. Free to download. Second: Market making bot. Both sides of the book. Gas optimized. Google Sheets execution. Third: ML + heuristics. I fed 14,000 wallets into Claude. One prompt. 4 minutes. Found 47 traders with 70%+ winrate. Bot mirrors them with 60-second delay. She went quiet for a long time. Then: "Why didn't you ever tell me?" I didn't have a good answer. Profile: The people closest to you are always the last to know.

Lunar

24,670 views • 3 months ago

Pineapple Financial announced a $100 Million Digital Asset Treasury to Allocate into and Purchase $INJ from the open market. What does this mean and what will happen next? A quick FAQ for everyone: What is a Digital Asset Treasury (DAT)? A DAT is a corporate balance sheet strategy where a company deliberately buys and holds crypto assets as reserves. Instead of passively holding assets, the company sets policies for how assets will be accumulated, deployed, and managed. The strategy usually involves gradual acquisition, staking to earn native rewards, securing assets through custody solutions, exercising strategic asset management, and applying clear accounting policies. Popular examples of DATs include MicroStrategy $MSTR and BitMine $BMNR What is Pineapple Financial? Pineapple Financial (NYSE: $PAPL) is a publicly listed fintech company that began in mortgage technology and brokerage. It has since expanded into broader financial services and has recently positioned itself to integrate digital assets and blockchain rails into its operations. Why did Pineapple choose $INJ instead of $BTC or $ETH? There are many reasons that will become clearer over time. In short, Injective is built for financial applications like derivatives and lending, which ties directly to Pineapple’s mortgage business. It is also a leader in tokenization infrastructure, making it a natural fit for real estate assets that Pineapple ultimately wants to bring onchain. How does staking work here? Pineapple will delegate its INJ to validators on Injective. This means any investor in $PAPL gains exposure to Injective’s yield, which currently sits at ~12%, which is far ahead of major chains across the board. This earns staking rewards while actively securing the network, and it positions Pineapple as both an investor and a participant in Injective’s long term growth. Who is backing this move? The private placement attracted leading institutional and crypto native investors, including Kraken, FalconX, Canary Capital, the Injective Foundation, Monarq, and Abraxas. Their involvement provides both financial support and credibility for Pineapple’s strategy. What is next? Pineapple will begin deploying its $100 million strategy to accumulate and purchase $INJ on the open market over the coming weeks and months. In addition, Pineapple and Injective will work to bring new tokenized assets onchain to unlock a market opportunity worth trillions of dollars. $100 Million is just the start. Infinite more ahead.
0:13

Pineapple Financial announced a $100 Million Digital Asset Treasury to Allocate into and Purchase $INJ from the open market. What does this mean and what will happen next? A quick FAQ for everyone: What is a Digital Asset Treasury (DAT)? A DAT is a corporate balance sheet strategy where a company deliberately buys and holds crypto assets as reserves. Instead of passively holding assets, the company sets policies for how assets will be accumulated, deployed, and managed. The strategy usually involves gradual acquisition, staking to earn native rewards, securing assets through custody solutions, exercising strategic asset management, and applying clear accounting policies. Popular examples of DATs include MicroStrategy $MSTR and BitMine $BMNR What is Pineapple Financial? Pineapple Financial (NYSE: $PAPL) is a publicly listed fintech company that began in mortgage technology and brokerage. It has since expanded into broader financial services and has recently positioned itself to integrate digital assets and blockchain rails into its operations. Why did Pineapple choose $INJ instead of $BTC or $ETH? There are many reasons that will become clearer over time. In short, Injective is built for financial applications like derivatives and lending, which ties directly to Pineapple’s mortgage business. It is also a leader in tokenization infrastructure, making it a natural fit for real estate assets that Pineapple ultimately wants to bring onchain. How does staking work here? Pineapple will delegate its INJ to validators on Injective. This means any investor in $PAPL gains exposure to Injective’s yield, which currently sits at ~12%, which is far ahead of major chains across the board. This earns staking rewards while actively securing the network, and it positions Pineapple as both an investor and a participant in Injective’s long term growth. Who is backing this move? The private placement attracted leading institutional and crypto native investors, including Kraken, FalconX, Canary Capital, the Injective Foundation, Monarq, and Abraxas. Their involvement provides both financial support and credibility for Pineapple’s strategy. What is next? Pineapple will begin deploying its $100 million strategy to accumulate and purchase $INJ on the open market over the coming weeks and months. In addition, Pineapple and Injective will work to bring new tokenized assets onchain to unlock a market opportunity worth trillions of dollars. $100 Million is just the start. Infinite more ahead.

Injective 🥷

34,414 views • 1 year ago

THIS IS WHY YOU WILL LOSE MONEY IN THE STOCK MARKET CHASING HYPE! $IONQ, $RGTI, $LAES, $BTW , $OKLO , $JOBY , $META Peter Lynch – one of the greatest investors of all time – sums it up perfectly: - "Stocks are not lottery tickets" - "There is a company behind every stock, if the company does well the stock does well...it's not that complicated" - "People get carried away and first of all they try and predict the stock market, that is a total waste of time, no one can predict the stock market" This advice is timeless. Unfortunately, many new investors are jumping into hype sectors and stocks like Quantum ( $ionq, $rgti, $laes, $btq), Nuclear (e.g., $oklo), and flying cars (e.g., $joby). Some of these bubble stocks are up 4,000% in the last 12 months even though they are not profitable, some have zero revenue, yet they are valued at billions of dollars. Keep your investing strategy simple. Don’t chase hype - look for profitable, growing companies that are actually doing well. That’s why I like $META - it’s a cash cow and it keeps compounding. Unfortunately, a lot of beginners get sucked into these bubbles and buy at the top, right as the algo's and hedge funds are exiting - joining the feeding frenzy for quick profits. Retail investors end up holding the bag as reality hits. We’ve already seen it in the past month alone - many of these companies have crashed 50–60%, with potentially much deeper drawdowns. DON'T CHASE HYPE. STOCKS ARE NOT LOTTERY TICKETS. CHASE WELL-RUN COMPANIES. KEEP IT SIMPLE!
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THIS IS WHY YOU WILL LOSE MONEY IN THE STOCK MARKET CHASING HYPE! $IONQ, $RGTI, $LAES, $BTW , $OKLO , $JOBY , $META Peter Lynch – one of the greatest investors of all time – sums it up perfectly: - "Stocks are not lottery tickets" - "There is a company behind every stock, if the company does well the stock does well...it's not that complicated" - "People get carried away and first of all they try and predict the stock market, that is a total waste of time, no one can predict the stock market" This advice is timeless. Unfortunately, many new investors are jumping into hype sectors and stocks like Quantum ( $ionq, $rgti, $laes, $btq), Nuclear (e.g., $oklo), and flying cars (e.g., $joby). Some of these bubble stocks are up 4,000% in the last 12 months even though they are not profitable, some have zero revenue, yet they are valued at billions of dollars. Keep your investing strategy simple. Don’t chase hype - look for profitable, growing companies that are actually doing well. That’s why I like $META - it’s a cash cow and it keeps compounding. Unfortunately, a lot of beginners get sucked into these bubbles and buy at the top, right as the algo's and hedge funds are exiting - joining the feeding frenzy for quick profits. Retail investors end up holding the bag as reality hits. We’ve already seen it in the past month alone - many of these companies have crashed 50–60%, with potentially much deeper drawdowns. DON'T CHASE HYPE. STOCKS ARE NOT LOTTERY TICKETS. CHASE WELL-RUN COMPANIES. KEEP IT SIMPLE!

Common Sense Investor (CSI)

92,547 views • 9 months ago

🔥 Phoenix is officially live on Solaris AI Flow. You can now trade Phoenix perps inside a Solaris AI workflow. No code. Drop a node onto the canvas, pick an operation, and wire it to anything: AI signals, price feeds, schedules, alerts. The full order-book DEX from Ellipsis Labs, now programmable. Built so you can trade with confidence: ✦ Paper mode is on by default. Every order is checked and simulated against the live order book, real depth and real slippage, but nothing is signed or broadcast. ✦ Paper behaves exactly like Live. If an order would be rejected on-chain, it is rejected in simulation too. No false fills, no surprises. ✦ Going Live is one switch, and it asks for confirmation before any real funds move. Build it. Test it. Trade it. A full perps strategy, proven on paper before a single dollar moves. 30 operations in one node: ✦ Read live markets, order book depth, candles, and funding rates ✦ Track your positions, collateral, and PnL, realized and unrealized ✦ Place limit, market, and stop-loss orders, plus conditional triggers ✦ Cancel orders, manage margin, and move collateral, all from the workflow No scripts. No backend. No terminal to babysit. Just a workflow that trades. You can try it for free. Demo + Link down below 👇
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🔥 Phoenix is officially live on Solaris AI Flow. You can now trade Phoenix perps inside a Solaris AI workflow. No code. Drop a node onto the canvas, pick an operation, and wire it to anything: AI signals, price feeds, schedules, alerts. The full order-book DEX from Ellipsis Labs, now programmable. Built so you can trade with confidence: ✦ Paper mode is on by default. Every order is checked and simulated against the live order book, real depth and real slippage, but nothing is signed or broadcast. ✦ Paper behaves exactly like Live. If an order would be rejected on-chain, it is rejected in simulation too. No false fills, no surprises. ✦ Going Live is one switch, and it asks for confirmation before any real funds move. Build it. Test it. Trade it. A full perps strategy, proven on paper before a single dollar moves. 30 operations in one node: ✦ Read live markets, order book depth, candles, and funding rates ✦ Track your positions, collateral, and PnL, realized and unrealized ✦ Place limit, market, and stop-loss orders, plus conditional triggers ✦ Cancel orders, manage margin, and move collateral, all from the workflow No scripts. No backend. No terminal to babysit. Just a workflow that trades. You can try it for free. Demo + Link down below 👇

Solaris AI

10,075 views • 3 months ago

🚨 Protocol Update #9 It's incredible how time flies when you’re laser-focused on building and delivering the essential products that form the backbone of decentralized finance. Hatom has now been live on the Mainnet for over a year, and we're proud to say that this entire period has been free of issues or downtime. Our platform has been battle-tested during volatile market conditions, and each of our products has performed exactly as expected—solidifying our place as a cornerstone in the #MultiversX ecosystem. Describing last year as “incredible” feels like an understatement. We’ve witnessed unprecedented growth across the entire #MultiversX ecosystem, particularly in terms of TVL and yield opportunities. The day before Hatom launched its Lending Protocol and Liquid Staking on Mainnet, #MultiversX had a total TVL of $95 million. Within two weeks, the ecosystem surpassed $200 million in TVL, with Hatom driving over 50% of that growth. At its peak, Hatom reached over $280 million in TVL, accounting for more than 70% of the chain’s total TVL. What's even more remarkable is that, after initially using Treasury funds to incentivize users, Hatom has shifted to distributing rewards solely from protocol revenue. This marks the start of a fully sustainable, real-yield model, proving our products' rapid product-market fit and long-term viability. A Recap of the Past Year Here’s a quick overview of what we’ve accomplished in the past year: • Launched the first Lending Protocol in the #MultiversX ecosystem, along with the Liquid Staking Protocol on Mainnet. • Surpassed $100 million in TVL within just five days of the launch. • Deployed the HTM Booster Module and Accumulator. • Launched the Tao Bridge and Tao Liquid Staking, bringing over 33k $TAO into the #MultiversX ecosystem in just two weeks. • Implemented multiple upgrades to core infrastructure. • $HTM became the second-largest ESDT token after $EGLD. • Distributed over $3.85 million in rewards to our users. We are happy to announce that Hatom V2 is now live! After an incredible year of growth, we’re excited to take the next step toward becoming the leading liquidity hub across multiple chains. We invite you to explore our newly rebranded website at marking the beginning of our omni-chain journey. This rebranding reflects our bold vision and sets the stage for a full overhaul of our dApps, delivering a fresh and enhanced experience for all users. Achieving self-sustainability in such a short time, we now focus on research and development. Instead of pursuing many ideas, we’re committed to building high-impact products that create perfect synergies within our ecosystem. With that said, let’s dive into the key topics of this update: USH and Booster V2. Hatom USD (USH) We’ve highlighted USH in several updates, and it’s great to see the community recognizing its potential. USH is set to be one of the most impactful products on #MultiversX, providing a key revenue stream for Hatom while helping us maintain competitive rates and long-term sustainability. USH is the result of extensive research and careful development, designed to seamlessly fit into the Hatom ecosystem. While many DeFi projects are raising millions for new stablecoins, USH stands as another powerful product within our hub. The time has finally come for USH to be unveiled to the public, and we are excited to announce that USH will officially launch on Devnet on 28th October. While we’ve thoroughly tested for bugs internally, we’re excited to engage the community in this critical phase. To encourage participation, we’ll offer incentives for those testing USH on the Devnet, with more details to be shared at launch. Understanding USH's architecture is key to how it functions within our ecosystem. Let’s break it down step by step, starting with an explanation of each component. Facilitators USH’s minting process is driven by Facilitators—smart contracts responsible for the controlled minting and burning of USH. At launch, two primary facilitators will handle these tasks, each with distinct functionality: 1. Lending Protocol Facilitator The Lending Protocol Facilitator allows users to mint USH using a variety of supported collateral assets directly into the Hatom Lending Protocol. Unlike traditional lending mechanisms, where interest rates fluctuate based on the utilization rate, the minting of USH has fixed interest rates, thanks to Hatom's unique role as the entity managing the minting process. In a scenario where a user is minting USH through this facilitator using multiple assets as collateral, the protocol automatically prioritizes collateral with the lowest Minting APY. Let’s consider an example where a user deposits: - $1,000 in USDC (with a collateral factor of 80% and a 2% Minting APY) - $1,000 in BTC (with a collateral factor of 75% and a 3% Minting APY) - $1,000 in HTM (with a collateral factor of 70% and a 4% Minting APY) Based on these parameters, the user can mint a maximum of $2,250 worth of USH, distributed as follows: - $800 from $USDC (80% of $1,000) at 2% Minting APY - $750 from $BTC (75% of $1,000) at 3% Minting APY - $700 from $HTM (70% of $1,000) at 4% Minting APY The overall Minting APY will be a weighted average of these individual APYs, calculated based on the proportion of USH minted from each collateral type. Now, if the user decides to borrow only $1,000 worth of USH, the APY is determined as follows: - The first $800 will be borrowed from $USDC at 2% APY - The remaining $200 will be borrowed from $BTC at 3% APY This results in an effective Minting APY of 2.2%, reflecting a weighted average of the APYs across the borrowed amounts. It’s important to note that EGLD and wTAO, along with their liquid staking derivatives such as sEGLD and swTAO, can only be used as collateral in the Isolated Pools (which will be explained in the next section), not in the Lending Protocol 2. Isolated Pools Facilitator The Isolated Pools Facilitator allows users to mint $USH at zero interest using $EGLD, $wTAO, or their liquid staking derivatives ( $sEGLD or $swTAO) as collateral. Here’s how it works: When depositing EGLD or wTAO • These assets are staked through the Hatom Liquid Staking Protocol, generating the staking APY. • The staked assets are then deposited into the Lending Protocol, earning a supply APY, but are not activated as collateral. When depositing sEGLD or swTAO • When users deposit staking derivatives into the Isolated Pools, the protocol holds the staking derivatives, but the user's exposure is immediately shifted to the underlying asset ( $EGLD or $wTAO). This means the user no longer benefits from the staking rewards of the derivative, and instead, their exposure is entirely tied to the value and price movements of the underlying asset. • The staked assets are deposited into the Hatom Lending Protocol, earning the supply APY, but again not being activated as collateral. Since the protocol generates revenue from staking and supplying assets in the Lending Protocol, this income is used to incentivize the USH Staking Module. The protocol buys HTM tokens from the open market and distributes them, along with all fees generated by other facilitators, as rewards to stakers. We believe that the Isolated Pools Facilitator is one of the most important pieces of the USH ecosystem. Its potential impact on the TVL within both the Hatom ecosystem and the broader #MultiversX blockchain is immense and the revenue generated by this facilitator through fees will significantly bolster the overall growth of the protocol. To illustrate the potential of Isolated Pools, let’s use the following example: • $50 million worth of $EGLD is deposited into the Isolated Pools, generating a 6% staking APY • $50 million worth of $wTAO is also deposited, earning a 15% staking APY The total staking rewards generated from these assets would be: • $EGLD staking rewards: $50 million × 6% = $3 million annually • $wTAO staking rewards: $50 million × 15% = $7.5 million annually In total, the protocol generates $10.5 million in staking rewards annually. These rewards are then used to buy back HTM tokens from the open market, driving significant buying pressure on the HTM token itself. The purchased HTM tokens are distributed to USH LP stakers in the USH Staking Module, alongside the revenue generated by the Lending Protocol Facilitator. TVL and Yield Impact As we explore the broader impact of USH and the Isolated Pools, it becomes evident how these mechanisms contribute to the overall growth of the Hatom ecosystem, particularly in terms of TVL and potential yield generation. Based on the above numbers, if $50 million worth of $EGLD and $50 million worth of $wTAO are deposited into the Isolated Pools with a 75% collateral factor, we could mint up to $75 million worth of $USH. However, to prioritize safety, we’ll mint only 50% of the maximum, resulting in $37.5 million worth of $USH. In an ideal scenario, but also very unlikely, the $37.5 million $USH would be deposited in the Staking Module to generate rewards. In order for $USH to be deposited in the Staking Module, it is paired with another token (e.g., $USDC or $EGLD) to form Liquidity Pool (LP) position, contributing $75 million to the USH Staking Module. Additionally, the $100 million deposited in the Isolated Pools cycles through Liquid Staking and into the Lending Protocol, contributing a total of $300 million in TVL. Total TVL Breakdown: • $300 million from assets flowing through Isolated Pools ($100m) → Liquid Staking ($100m) → Lending Protocol ($100m) • $75 million from LP positions in the USH Staking Module Total TVL = $375 million As mentioned above, the $100 million deposited in Isolated Pools generates approximately $10.5 million annually in staking rewards (6% APY from $sEGLD and 15% APY from $swTAO). If all minted $USH is deposited into the Staking Module, the $75 million staked would benefit from these rewards, resulting in a 14% APY for USH LP stakers. On top of the protocol’s rewards, liquidity providers earn additional fees from their LP positions on decentralized exchanges, creating the perfect opportunity for all the participants in the USH Staking Module looking for attractive yields. USH Stability: The Peg Mechanism Ensuring the stability of USH is paramount, and to maintain its value close to $1 under all market conditions, we’ve implemented a robust dual peg mechanism. This system consists of two key layers of protection—Soft Peg and Hard Peg—designed to keep USH stable through both market-driven incentives and other mechanisms for scenarios where the Soft Peg mechanism can’t reclaim the peg. 1. Soft Peg Mechanism The Soft Peg Mechanism helps keep USH stable around its $1 value by encouraging market participants to act when USH trades above or below $1. When USH trades below $1 Users can buy USH at a discount, on a DEX, and repay their USH loans on Hatom, as USH is always valued at $1 on the protocol. This action removes $USH from circulation, helping to restore its price. When USH trades above $1 Users can borrow USH from the protocol at $1 and sell it on the open market at the higher price, increasing the circulating supply of USH and pushing its price back down to $1. 2. Hard Peg Mechanism (Redemption Mode) In cases where the Soft Peg alone cannot restore USH to $1 and its price drops significantly below the peg, the Hard Peg Mechanism is triggered through Redemption Mode. This mechanism allows any market participant to step in and help restore the peg by repaying USH loans for other borrowers, seizing their collateral at the full $1 value. It's important to note that Redemption Mode is only activated in the Isolated Pools and does not impact users minting USH through the Lending Protocol. Here’s how Redemption Mode works: When USH trades below $1 and the Redemption Mode is activated, redeemers can buy USH at the lower market price (e.g., $0.95), and use it to repay borrowers' debts at the full $1 value within the protocol. The redeemer receives collateral in the form of liquid staked tokens(such as $sEGLD or $swTAO) equivalent to the USH they repaid at its full $1 value, profiting from the difference between the discounted purchase price and the redemption value. The borrower being redeemed also benefits by receiving a redemption bonus, which allows them to keep a portion of their collateral after part of it is seized after loan was repaid. This system ensures that borrowers are not penalized during redemption, creating a balanced mechanism where both the redeemer and the borrower have something to gain. Redemption Mode differs from Liquidation in several ways: Redemption is triggered by USH falling below $1 and involves repaying borrower accounts to restore the peg. Both the redeemer and the borrower benefit, with the redeemer profiting from the price difference, and the borrower receiving a bonus from their collateral. Liquidation occurs when a borrower’s collateral falls below a certain threshold, making them risky. During liquidation, a portion of the borrower’s loan is repaid, and the collateral is seized, while also incurring a liquidation penalty. Redemption Mode uses a data structure known as a Red-Black Tree to efficiently monitor and rank all borrower positions within the protocol smart contract itself. This structure dynamically tracks borrowers based on their Borrow Limit Used, which is the percentage of collateral they have utilized relative to their borrowing capacity. The system prioritizes borrowers with the highest Borrow Limit Used, meaning those who have borrowed the most relative to their collateral are considered first for redemption. USH Airdrop Regarding the USH Airdrop, we would like to inform you that snapshots will end once USH is deployed on the Public Mainnet. The airdrop will be concluded shortly after, once all liquidity pools are stable and we determine the optimal moment to distribute the rewards to the community. USH Staking Module & Booster V2 The USH Staking Module will play a critical role in maintaining deep liquidity for USH while offering users high-yield opportunities. By staking USH LP tokens, such as USH/USDC and USH/EGLD, users can earn rewards generated by USH facilitators. This approach strengthens USH’s liquidity pools, making them robust enough to handle significant trades without destabilizing its price, thus reinforcing USH’s peg and overall stability. Beyond creating robust liquidity, the USH Staking Module serves as the key utility module within the USH ecosystem, designed to provide users with an opportunity to earn high yields on their USH holdings in a sustainable and organic way. All rewards distributed through the module are generated by various products across the Hatom ecosystem, ensuring long-term sustainability. For users seeking a more stable yield, the USH/USDC LP provides lower risk and steady returns. Those looking to leverage their EGLD holdings can opt for the USH/EGLD LP, which can be staked in the USH Staking Module. A key advantage of staking in the USH Staking Module is that rewards are based on the full value of the LP, not just the USH portion, maximizing your yield potential. As we continue to grow, we’ll be adding more LPs, providing users with even greater flexibility and options for staking their USH in the module. While our current focus is on LP tokens, we’re also exploring the possibility of allowing direct USH staking in the future, expanding the staking opportunities across the ecosystem. The Integration of Booster V2 with the Staking Module Booster V2 will be available for testing with the USH Devnet release, and with its introduction, we’ve strengthened the relationship between the HTM token and USH. Our ecosystem now features two independent boosters: one for the Lending Protocol and one for the USH Staking Module, each operating with the goal of maximizing yields for users. Key Improvements in Booster V2 Booster V2 brings several enhancements that elevate the functionality and user experience: Support for Multiple Token Types: Users will be able to deposit Pool Tokens, Farm Tokens, Dual Farm Tokens, or Staked HTM Tokens (via xExchange). Only the HTM portion will be considered for boosting. Unlimited Staking: The cap on HTM deposits will be removed, allowing users to stake without limits. This will foster a competitive environment where the more HTM you stake, the higher your potential APY. Integrated xExchange Management: Users will be able to manage their xExchange positions directly from the Booster dashboard. This will include creating pools, farming, dual farming, and staking HTM tokens, all from one convenient dashboard. Energy Management Integration: Booster V2 will allow users to manage their xExchange Energy directly from the dashboard, providing an additional way to boost rewards even further. Seamless Migration: Users will be able to migrate HTM between the Lending Protocol Booster and the USH Staking Module Booster without any cooldown periods, making it easier to optimize strategies across both modules. How the Yields Work Booster V2 will introduce a more structured and competitive approach to yield distribution across both the Lending Protocol and the Staking Module. HTM Booster in the Lending Protocol Base APY (First Batch): This is available to all users who stake a specific percentage of HTM relative to their collateral value. Any user can achieve this Base APY by staking the required amount of HTM. Boosted APY (Second Batch): After achieving the base level, users can boost their returns further by staking additional HTM, competing for the second batch of rewards. The more HTM staked beyond the base threshold, the higher the potential yield. USH Staking Module Yields Staking APY: Users who deposit USH-related LP tokens without boosting through the HTM Booster will still receive a Staking APY. This ensures that even passive participants which are not looking to stake their HTM in the Booster can take advantage of the USH Ecosystem to generate yields. Booster APY: Similar to the system in the Lending Protocol, users can stake HTM to unlock a Base APY. Beyond this threshold, any additional HTM staked will increase their APY in a competitive manner, allowing users to maximize their returns based on the amount of HTM they commit to boosting their positions. Rollout Plan for USH USH will be deployed in a phased rollout to ensure smooth implementation: Public Devnet: Open for testing, with incentives for participants to explore and stress-test the platform. Private Mainnet: A limited launch with partners to mint USH, bootstrap USH liquidity and generate initial protocol revenue. Public Mainnet: A full-scale launch, enabling all users to mint, stake, and trade USH. We know DeFi can be complex, which is why we’re committed to providing the tools and resources needed to navigate our ecosystem. With the USH Public Devnet launch, we’ll release updated documentation offering clear guidance on Hatom’s products. Developer documentation is also in the works, and we’re exploring the idea of a Hatom Academy for educational resources. Plus, we’ll soon roll out content focused on USH, helping users fully tap into its potential within Hatom and the MultiversX ecosystem. What’s Next? Hatom Pulse As Hatom grows, our focus remains on pushing DeFi boundaries while expanding across multiple ecosystems. Although this update doesn’t include a full roadmap—that will come later—our priority is clear: expanding Hatom across chains. To stand out in the competitive DeFi landscape, we’re committed to developing standout products. With that in mind, we’re excited to give you an exclusive preview of one of our most innovative products in development: Hatom Pulse. Over-collateralized non-custodial lending protocols, liquid staking, and over-collateralized stablecoins already exist on #Ethereum. What sets us apart is the synergy between these components within a unified ecosystem. By integrating these pillars, we tackle capital inefficiencies, allowing one protocol to enhance strategies that benefit the others, maximizing returns across the board. For example, when USH is minted, it means that EGLD is deposited, liquid-staked, and supplied in the lending protocol—all three protocols working in harmony. Hatom Pulse will elevate this synergy to another level, solving key issues faced by Aave, Compound Labs , and other leading protocols. We believe this innovation will be pivotal as we work to gain market share while expanding cross-chain. Our proof of concept will be deployed and battle-tested on #MultiversX, but the real growth will come when we scale this to markets that are thousands of times larger. This will be a turning point for Hatom. So, what is Hatom Pulse? On Hatom, like on Aave and other leading lending protocols, the largest assets used as collateral are often not borrowed, leading to substantial revenue loss for the protocol. This also results in very low income on the supply side, as borrowing fees depend on utilization rates, which only increase when borrowing activity rises. Generally, lending protocols are used to provide assets for borrowing stablecoins or for leveraging liquid staking strategies. This inefficiency locks up billions of dollars in dormant assets, and users earn very low supply rates on their collateral, which doesn’t help offset their loan interest. Hatom Pulse is designed to address these inefficiencies by leveraging the synergy between our existing products. It creates sophisticated vaults that activate dormant assets, unlocking advanced yield opportunities through a delta-neutral strategy. By utilizing assets like $EGLD, $sEGLD, $wTAO, and $swTAO, Hatom Pulse enables users to engage in delta-neutral strategies, where we long and short these assets on (CEXs), earning funding rates and staking rewards while keeping their assets intact. (The exact strategy, along with all the details, will be shared once USH is fully established). Initially, these vaults will operate on CEXs, where liquidity is highest, and will be managed through custodians like Copper.co to mitigate counterparty risks. Later, we plan to extend this to DEXs where all operations will be governed by smart contracts, ensuring full decentralization. serves as a strong proof of concept for us in this regard. However, our strategy will differ, as our focus will be on protecting the unit value, rather than the dollar value. Although Hatom Pulse is still in its research phase, early estimates suggest that this product alone could generate over 18% annual returns on $EGLD and more than 35% on $wTAO, with what we believe to be minimal risk. It’s important to note that these figures reflect current metrics based on internal calculations and may slightly differ upon product launch. But imagine reaching this on #Ethereum, while allowing users to borrow using their assets—this could be a disruptive protocol. We believe Hatom Pulse has the potential to become a cornerstone product as we transition into an omni-chain future. In a competitive DeFi landscape, it could give us a significant edge by offering something truly groundbreaking, capable of competing with well-established protocols across various chains. This strategy represents immense untapped potential. Hatom Pulse is being developed for risk-averse users who seek higher returns without excessive risk. By addressing inefficiencies in current DeFi strategies, we aim to offer a secure, robust option for yield generation that could rival established protocols. It's been an intense year for our team, and we sincerely thank the community for their patience, trust, and unwavering support as we've worked hard to build and deliver these groundbreaking products. As Hatom's omni-chain expansion nears, we remain focused on improving our existing products and researching new innovations to stay ahead in this competitive market. Our goal is to build a comprehensive DeFi ecosystem, accessible across all blockchains. With USH approaching its Mainnet release, we're proud of how our products have reshaped the DeFi landscape on MultiversX. By filling key gaps in the on-chain economy, we've created opportunities for users to generate yield, unlock the potential of decentralized finance, and provide strong utility for EGLD. In just over a year, we’ve built a strong ecosystem, but this is only the beginning. We’re ready to go even further, developing better products and unlocking new opportunities for our users. We’ll share more about our expansion plans in a dedicated post, staying focused on what matters most. Rest assured, what’s coming will be truly impressive for Hatom and our growing community!
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🚨 Protocol Update #9 It's incredible how time flies when you’re laser-focused on building and delivering the essential products that form the backbone of decentralized finance. Hatom has now been live on the Mainnet for over a year, and we're proud to say that this entire period has been free of issues or downtime. Our platform has been battle-tested during volatile market conditions, and each of our products has performed exactly as expected—solidifying our place as a cornerstone in the #MultiversX ecosystem. Describing last year as “incredible” feels like an understatement. We’ve witnessed unprecedented growth across the entire #MultiversX ecosystem, particularly in terms of TVL and yield opportunities. The day before Hatom launched its Lending Protocol and Liquid Staking on Mainnet, #MultiversX had a total TVL of $95 million. Within two weeks, the ecosystem surpassed $200 million in TVL, with Hatom driving over 50% of that growth. At its peak, Hatom reached over $280 million in TVL, accounting for more than 70% of the chain’s total TVL. What's even more remarkable is that, after initially using Treasury funds to incentivize users, Hatom has shifted to distributing rewards solely from protocol revenue. This marks the start of a fully sustainable, real-yield model, proving our products' rapid product-market fit and long-term viability. A Recap of the Past Year Here’s a quick overview of what we’ve accomplished in the past year: • Launched the first Lending Protocol in the #MultiversX ecosystem, along with the Liquid Staking Protocol on Mainnet. • Surpassed $100 million in TVL within just five days of the launch. • Deployed the HTM Booster Module and Accumulator. • Launched the Tao Bridge and Tao Liquid Staking, bringing over 33k $TAO into the #MultiversX ecosystem in just two weeks. • Implemented multiple upgrades to core infrastructure. • $HTM became the second-largest ESDT token after $EGLD. • Distributed over $3.85 million in rewards to our users. We are happy to announce that Hatom V2 is now live! After an incredible year of growth, we’re excited to take the next step toward becoming the leading liquidity hub across multiple chains. We invite you to explore our newly rebranded website at marking the beginning of our omni-chain journey. This rebranding reflects our bold vision and sets the stage for a full overhaul of our dApps, delivering a fresh and enhanced experience for all users. Achieving self-sustainability in such a short time, we now focus on research and development. Instead of pursuing many ideas, we’re committed to building high-impact products that create perfect synergies within our ecosystem. With that said, let’s dive into the key topics of this update: USH and Booster V2. Hatom USD (USH) We’ve highlighted USH in several updates, and it’s great to see the community recognizing its potential. USH is set to be one of the most impactful products on #MultiversX, providing a key revenue stream for Hatom while helping us maintain competitive rates and long-term sustainability. USH is the result of extensive research and careful development, designed to seamlessly fit into the Hatom ecosystem. While many DeFi projects are raising millions for new stablecoins, USH stands as another powerful product within our hub. The time has finally come for USH to be unveiled to the public, and we are excited to announce that USH will officially launch on Devnet on 28th October. While we’ve thoroughly tested for bugs internally, we’re excited to engage the community in this critical phase. To encourage participation, we’ll offer incentives for those testing USH on the Devnet, with more details to be shared at launch. Understanding USH's architecture is key to how it functions within our ecosystem. Let’s break it down step by step, starting with an explanation of each component. Facilitators USH’s minting process is driven by Facilitators—smart contracts responsible for the controlled minting and burning of USH. At launch, two primary facilitators will handle these tasks, each with distinct functionality: 1. Lending Protocol Facilitator The Lending Protocol Facilitator allows users to mint USH using a variety of supported collateral assets directly into the Hatom Lending Protocol. Unlike traditional lending mechanisms, where interest rates fluctuate based on the utilization rate, the minting of USH has fixed interest rates, thanks to Hatom's unique role as the entity managing the minting process. In a scenario where a user is minting USH through this facilitator using multiple assets as collateral, the protocol automatically prioritizes collateral with the lowest Minting APY. Let’s consider an example where a user deposits: - $1,000 in USDC (with a collateral factor of 80% and a 2% Minting APY) - $1,000 in BTC (with a collateral factor of 75% and a 3% Minting APY) - $1,000 in HTM (with a collateral factor of 70% and a 4% Minting APY) Based on these parameters, the user can mint a maximum of $2,250 worth of USH, distributed as follows: - $800 from $USDC (80% of $1,000) at 2% Minting APY - $750 from $BTC (75% of $1,000) at 3% Minting APY - $700 from $HTM (70% of $1,000) at 4% Minting APY The overall Minting APY will be a weighted average of these individual APYs, calculated based on the proportion of USH minted from each collateral type. Now, if the user decides to borrow only $1,000 worth of USH, the APY is determined as follows: - The first $800 will be borrowed from $USDC at 2% APY - The remaining $200 will be borrowed from $BTC at 3% APY This results in an effective Minting APY of 2.2%, reflecting a weighted average of the APYs across the borrowed amounts. It’s important to note that EGLD and wTAO, along with their liquid staking derivatives such as sEGLD and swTAO, can only be used as collateral in the Isolated Pools (which will be explained in the next section), not in the Lending Protocol 2. Isolated Pools Facilitator The Isolated Pools Facilitator allows users to mint $USH at zero interest using $EGLD, $wTAO, or their liquid staking derivatives ( $sEGLD or $swTAO) as collateral. Here’s how it works: When depositing EGLD or wTAO • These assets are staked through the Hatom Liquid Staking Protocol, generating the staking APY. • The staked assets are then deposited into the Lending Protocol, earning a supply APY, but are not activated as collateral. When depositing sEGLD or swTAO • When users deposit staking derivatives into the Isolated Pools, the protocol holds the staking derivatives, but the user's exposure is immediately shifted to the underlying asset ( $EGLD or $wTAO). This means the user no longer benefits from the staking rewards of the derivative, and instead, their exposure is entirely tied to the value and price movements of the underlying asset. • The staked assets are deposited into the Hatom Lending Protocol, earning the supply APY, but again not being activated as collateral. Since the protocol generates revenue from staking and supplying assets in the Lending Protocol, this income is used to incentivize the USH Staking Module. The protocol buys HTM tokens from the open market and distributes them, along with all fees generated by other facilitators, as rewards to stakers. We believe that the Isolated Pools Facilitator is one of the most important pieces of the USH ecosystem. Its potential impact on the TVL within both the Hatom ecosystem and the broader #MultiversX blockchain is immense and the revenue generated by this facilitator through fees will significantly bolster the overall growth of the protocol. To illustrate the potential of Isolated Pools, let’s use the following example: • $50 million worth of $EGLD is deposited into the Isolated Pools, generating a 6% staking APY • $50 million worth of $wTAO is also deposited, earning a 15% staking APY The total staking rewards generated from these assets would be: • $EGLD staking rewards: $50 million × 6% = $3 million annually • $wTAO staking rewards: $50 million × 15% = $7.5 million annually In total, the protocol generates $10.5 million in staking rewards annually. These rewards are then used to buy back HTM tokens from the open market, driving significant buying pressure on the HTM token itself. The purchased HTM tokens are distributed to USH LP stakers in the USH Staking Module, alongside the revenue generated by the Lending Protocol Facilitator. TVL and Yield Impact As we explore the broader impact of USH and the Isolated Pools, it becomes evident how these mechanisms contribute to the overall growth of the Hatom ecosystem, particularly in terms of TVL and potential yield generation. Based on the above numbers, if $50 million worth of $EGLD and $50 million worth of $wTAO are deposited into the Isolated Pools with a 75% collateral factor, we could mint up to $75 million worth of $USH. However, to prioritize safety, we’ll mint only 50% of the maximum, resulting in $37.5 million worth of $USH. In an ideal scenario, but also very unlikely, the $37.5 million $USH would be deposited in the Staking Module to generate rewards. In order for $USH to be deposited in the Staking Module, it is paired with another token (e.g., $USDC or $EGLD) to form Liquidity Pool (LP) position, contributing $75 million to the USH Staking Module. Additionally, the $100 million deposited in the Isolated Pools cycles through Liquid Staking and into the Lending Protocol, contributing a total of $300 million in TVL. Total TVL Breakdown: • $300 million from assets flowing through Isolated Pools ($100m) → Liquid Staking ($100m) → Lending Protocol ($100m) • $75 million from LP positions in the USH Staking Module Total TVL = $375 million As mentioned above, the $100 million deposited in Isolated Pools generates approximately $10.5 million annually in staking rewards (6% APY from $sEGLD and 15% APY from $swTAO). If all minted $USH is deposited into the Staking Module, the $75 million staked would benefit from these rewards, resulting in a 14% APY for USH LP stakers. On top of the protocol’s rewards, liquidity providers earn additional fees from their LP positions on decentralized exchanges, creating the perfect opportunity for all the participants in the USH Staking Module looking for attractive yields. USH Stability: The Peg Mechanism Ensuring the stability of USH is paramount, and to maintain its value close to $1 under all market conditions, we’ve implemented a robust dual peg mechanism. This system consists of two key layers of protection—Soft Peg and Hard Peg—designed to keep USH stable through both market-driven incentives and other mechanisms for scenarios where the Soft Peg mechanism can’t reclaim the peg. 1. Soft Peg Mechanism The Soft Peg Mechanism helps keep USH stable around its $1 value by encouraging market participants to act when USH trades above or below $1. When USH trades below $1 Users can buy USH at a discount, on a DEX, and repay their USH loans on Hatom, as USH is always valued at $1 on the protocol. This action removes $USH from circulation, helping to restore its price. When USH trades above $1 Users can borrow USH from the protocol at $1 and sell it on the open market at the higher price, increasing the circulating supply of USH and pushing its price back down to $1. 2. Hard Peg Mechanism (Redemption Mode) In cases where the Soft Peg alone cannot restore USH to $1 and its price drops significantly below the peg, the Hard Peg Mechanism is triggered through Redemption Mode. This mechanism allows any market participant to step in and help restore the peg by repaying USH loans for other borrowers, seizing their collateral at the full $1 value. It's important to note that Redemption Mode is only activated in the Isolated Pools and does not impact users minting USH through the Lending Protocol. Here’s how Redemption Mode works: When USH trades below $1 and the Redemption Mode is activated, redeemers can buy USH at the lower market price (e.g., $0.95), and use it to repay borrowers' debts at the full $1 value within the protocol. The redeemer receives collateral in the form of liquid staked tokens(such as $sEGLD or $swTAO) equivalent to the USH they repaid at its full $1 value, profiting from the difference between the discounted purchase price and the redemption value. The borrower being redeemed also benefits by receiving a redemption bonus, which allows them to keep a portion of their collateral after part of it is seized after loan was repaid. This system ensures that borrowers are not penalized during redemption, creating a balanced mechanism where both the redeemer and the borrower have something to gain. Redemption Mode differs from Liquidation in several ways: Redemption is triggered by USH falling below $1 and involves repaying borrower accounts to restore the peg. Both the redeemer and the borrower benefit, with the redeemer profiting from the price difference, and the borrower receiving a bonus from their collateral. Liquidation occurs when a borrower’s collateral falls below a certain threshold, making them risky. During liquidation, a portion of the borrower’s loan is repaid, and the collateral is seized, while also incurring a liquidation penalty. Redemption Mode uses a data structure known as a Red-Black Tree to efficiently monitor and rank all borrower positions within the protocol smart contract itself. This structure dynamically tracks borrowers based on their Borrow Limit Used, which is the percentage of collateral they have utilized relative to their borrowing capacity. The system prioritizes borrowers with the highest Borrow Limit Used, meaning those who have borrowed the most relative to their collateral are considered first for redemption. USH Airdrop Regarding the USH Airdrop, we would like to inform you that snapshots will end once USH is deployed on the Public Mainnet. The airdrop will be concluded shortly after, once all liquidity pools are stable and we determine the optimal moment to distribute the rewards to the community. USH Staking Module & Booster V2 The USH Staking Module will play a critical role in maintaining deep liquidity for USH while offering users high-yield opportunities. By staking USH LP tokens, such as USH/USDC and USH/EGLD, users can earn rewards generated by USH facilitators. This approach strengthens USH’s liquidity pools, making them robust enough to handle significant trades without destabilizing its price, thus reinforcing USH’s peg and overall stability. Beyond creating robust liquidity, the USH Staking Module serves as the key utility module within the USH ecosystem, designed to provide users with an opportunity to earn high yields on their USH holdings in a sustainable and organic way. All rewards distributed through the module are generated by various products across the Hatom ecosystem, ensuring long-term sustainability. For users seeking a more stable yield, the USH/USDC LP provides lower risk and steady returns. Those looking to leverage their EGLD holdings can opt for the USH/EGLD LP, which can be staked in the USH Staking Module. A key advantage of staking in the USH Staking Module is that rewards are based on the full value of the LP, not just the USH portion, maximizing your yield potential. As we continue to grow, we’ll be adding more LPs, providing users with even greater flexibility and options for staking their USH in the module. While our current focus is on LP tokens, we’re also exploring the possibility of allowing direct USH staking in the future, expanding the staking opportunities across the ecosystem. The Integration of Booster V2 with the Staking Module Booster V2 will be available for testing with the USH Devnet release, and with its introduction, we’ve strengthened the relationship between the HTM token and USH. Our ecosystem now features two independent boosters: one for the Lending Protocol and one for the USH Staking Module, each operating with the goal of maximizing yields for users. Key Improvements in Booster V2 Booster V2 brings several enhancements that elevate the functionality and user experience: Support for Multiple Token Types: Users will be able to deposit Pool Tokens, Farm Tokens, Dual Farm Tokens, or Staked HTM Tokens (via xExchange). Only the HTM portion will be considered for boosting. Unlimited Staking: The cap on HTM deposits will be removed, allowing users to stake without limits. This will foster a competitive environment where the more HTM you stake, the higher your potential APY. Integrated xExchange Management: Users will be able to manage their xExchange positions directly from the Booster dashboard. This will include creating pools, farming, dual farming, and staking HTM tokens, all from one convenient dashboard. Energy Management Integration: Booster V2 will allow users to manage their xExchange Energy directly from the dashboard, providing an additional way to boost rewards even further. Seamless Migration: Users will be able to migrate HTM between the Lending Protocol Booster and the USH Staking Module Booster without any cooldown periods, making it easier to optimize strategies across both modules. How the Yields Work Booster V2 will introduce a more structured and competitive approach to yield distribution across both the Lending Protocol and the Staking Module. HTM Booster in the Lending Protocol Base APY (First Batch): This is available to all users who stake a specific percentage of HTM relative to their collateral value. Any user can achieve this Base APY by staking the required amount of HTM. Boosted APY (Second Batch): After achieving the base level, users can boost their returns further by staking additional HTM, competing for the second batch of rewards. The more HTM staked beyond the base threshold, the higher the potential yield. USH Staking Module Yields Staking APY: Users who deposit USH-related LP tokens without boosting through the HTM Booster will still receive a Staking APY. This ensures that even passive participants which are not looking to stake their HTM in the Booster can take advantage of the USH Ecosystem to generate yields. Booster APY: Similar to the system in the Lending Protocol, users can stake HTM to unlock a Base APY. Beyond this threshold, any additional HTM staked will increase their APY in a competitive manner, allowing users to maximize their returns based on the amount of HTM they commit to boosting their positions. Rollout Plan for USH USH will be deployed in a phased rollout to ensure smooth implementation: Public Devnet: Open for testing, with incentives for participants to explore and stress-test the platform. Private Mainnet: A limited launch with partners to mint USH, bootstrap USH liquidity and generate initial protocol revenue. Public Mainnet: A full-scale launch, enabling all users to mint, stake, and trade USH. We know DeFi can be complex, which is why we’re committed to providing the tools and resources needed to navigate our ecosystem. With the USH Public Devnet launch, we’ll release updated documentation offering clear guidance on Hatom’s products. Developer documentation is also in the works, and we’re exploring the idea of a Hatom Academy for educational resources. Plus, we’ll soon roll out content focused on USH, helping users fully tap into its potential within Hatom and the MultiversX ecosystem. What’s Next? Hatom Pulse As Hatom grows, our focus remains on pushing DeFi boundaries while expanding across multiple ecosystems. Although this update doesn’t include a full roadmap—that will come later—our priority is clear: expanding Hatom across chains. To stand out in the competitive DeFi landscape, we’re committed to developing standout products. With that in mind, we’re excited to give you an exclusive preview of one of our most innovative products in development: Hatom Pulse. Over-collateralized non-custodial lending protocols, liquid staking, and over-collateralized stablecoins already exist on #Ethereum. What sets us apart is the synergy between these components within a unified ecosystem. By integrating these pillars, we tackle capital inefficiencies, allowing one protocol to enhance strategies that benefit the others, maximizing returns across the board. For example, when USH is minted, it means that EGLD is deposited, liquid-staked, and supplied in the lending protocol—all three protocols working in harmony. Hatom Pulse will elevate this synergy to another level, solving key issues faced by Aave, Compound Labs , and other leading protocols. We believe this innovation will be pivotal as we work to gain market share while expanding cross-chain. Our proof of concept will be deployed and battle-tested on #MultiversX, but the real growth will come when we scale this to markets that are thousands of times larger. This will be a turning point for Hatom. So, what is Hatom Pulse? On Hatom, like on Aave and other leading lending protocols, the largest assets used as collateral are often not borrowed, leading to substantial revenue loss for the protocol. This also results in very low income on the supply side, as borrowing fees depend on utilization rates, which only increase when borrowing activity rises. Generally, lending protocols are used to provide assets for borrowing stablecoins or for leveraging liquid staking strategies. This inefficiency locks up billions of dollars in dormant assets, and users earn very low supply rates on their collateral, which doesn’t help offset their loan interest. Hatom Pulse is designed to address these inefficiencies by leveraging the synergy between our existing products. It creates sophisticated vaults that activate dormant assets, unlocking advanced yield opportunities through a delta-neutral strategy. By utilizing assets like $EGLD, $sEGLD, $wTAO, and $swTAO, Hatom Pulse enables users to engage in delta-neutral strategies, where we long and short these assets on (CEXs), earning funding rates and staking rewards while keeping their assets intact. (The exact strategy, along with all the details, will be shared once USH is fully established). Initially, these vaults will operate on CEXs, where liquidity is highest, and will be managed through custodians like Copper.co to mitigate counterparty risks. Later, we plan to extend this to DEXs where all operations will be governed by smart contracts, ensuring full decentralization. serves as a strong proof of concept for us in this regard. However, our strategy will differ, as our focus will be on protecting the unit value, rather than the dollar value. Although Hatom Pulse is still in its research phase, early estimates suggest that this product alone could generate over 18% annual returns on $EGLD and more than 35% on $wTAO, with what we believe to be minimal risk. It’s important to note that these figures reflect current metrics based on internal calculations and may slightly differ upon product launch. But imagine reaching this on #Ethereum, while allowing users to borrow using their assets—this could be a disruptive protocol. We believe Hatom Pulse has the potential to become a cornerstone product as we transition into an omni-chain future. In a competitive DeFi landscape, it could give us a significant edge by offering something truly groundbreaking, capable of competing with well-established protocols across various chains. This strategy represents immense untapped potential. Hatom Pulse is being developed for risk-averse users who seek higher returns without excessive risk. By addressing inefficiencies in current DeFi strategies, we aim to offer a secure, robust option for yield generation that could rival established protocols. It's been an intense year for our team, and we sincerely thank the community for their patience, trust, and unwavering support as we've worked hard to build and deliver these groundbreaking products. As Hatom's omni-chain expansion nears, we remain focused on improving our existing products and researching new innovations to stay ahead in this competitive market. Our goal is to build a comprehensive DeFi ecosystem, accessible across all blockchains. With USH approaching its Mainnet release, we're proud of how our products have reshaped the DeFi landscape on MultiversX. By filling key gaps in the on-chain economy, we've created opportunities for users to generate yield, unlock the potential of decentralized finance, and provide strong utility for EGLD. In just over a year, we’ve built a strong ecosystem, but this is only the beginning. We’re ready to go even further, developing better products and unlocking new opportunities for our users. We’ll share more about our expansion plans in a dedicated post, staying focused on what matters most. Rest assured, what’s coming will be truly impressive for Hatom and our growing community!

Hatom Labs

182,902 views • 1 year ago

Since TermMax V2 rolled out the new Roll feature, I’ve been thinking DeFi lending is finally getting serious about managing time. The worst part of fixed-rate positions was never opening them—it was those brutal few days before expiry. You’re stuck in meetings all day, topping up margin at night, jumping chains for liquidity at 3 a.m., watching rates while praying nothing blows up. A lot of positions didn’t die from volatility; they died right there in that 48-hour window. When I saw what TermMax | Fixed Rate Borrowing & Lending just shipped, my first reaction was that on-chain borrowing finally feels like actual debt management. Besides straight repayment, you can now roll your position two ways: straight into a new fixed-rate term market to lock the rate again, or over to Morpho’s floating market if you want flexibility. A lot of people are calling it “just rolling over,” but it’s really changing how we handle time. Fixed rates used to lock the interest but left time broken—expiry hit and you had to decide everything from scratch again. The real stress wasn’t the APR; it was the panic questions like “what if I don’t have cash that day” or “what if the market flips.” V2 stitches that gap shut. Inside the rollover pop-up you pick the next term—like USDC/wstETH to 30SEP2026—and you see the APY instantly. The real win isn’t the yield; it’s finally being able to plan your next cash flow ahead of time. If you want stability, rolling to the next fixed market is like building your own debt calendar—next due date, cost of funds, everything crystal clear so you don’t scramble at the last second. Want to keep options open? Flip to Morpho and stay flexible if rates move. That’s what makes this update feel mature. It doesn’t decide for you—it hands the duration choice back to the user. The Maturity Watch plus the unified Positions view is the most underrated detail. Expiry pressure used to hit like an alarm clock out of nowhere; now you can actually see your full funding timeline. Lately the community can’t stop talking about “control.” XHUNT’s last 7-day stats show TermMax sitting at 86.7% positive sentiment. People aren’t just chasing APY anymore—they’re praising the certainty of fixed rates, the clean dashboard, Range Orders, and that new feeling of not having to put out fires at the last minute. This shift is bigger than it looks. Most on-chain users used to live in the “today” lane—what’s pumping, what’s the rate, any quick moves? Now with Roll, some are already thinking three months out. That’s not a trading habit anymore; it’s turning into a real money habit. Sure, it’s not perfect yet. We still need more real-world rollover data, rates will keep moving, and there are edge cases like zero-debt positions that can’t roll. The TGE delay frustration is real too, but that’s separate from the product itself. Still, this V2 Roll just turned DeFi’s most ignored stress—from pure expiry panic into something you can actually schedule. With DeFi rotating hard and Bitcoin pulling back a bit, people are craving exactly this kind of certainty. Once users start managing the future properly, fixed-rate lending finally starts feeling like a real credit market. Have you noticed? A lot of us aren’t just asking “is the APY good?” anymore. We’re asking whether this money will still fit in our plans when it comes due.
0:10

Since TermMax V2 rolled out the new Roll feature, I’ve been thinking DeFi lending is finally getting serious about managing time. The worst part of fixed-rate positions was never opening them—it was those brutal few days before expiry. You’re stuck in meetings all day, topping up margin at night, jumping chains for liquidity at 3 a.m., watching rates while praying nothing blows up. A lot of positions didn’t die from volatility; they died right there in that 48-hour window. When I saw what TermMax | Fixed Rate Borrowing & Lending just shipped, my first reaction was that on-chain borrowing finally feels like actual debt management. Besides straight repayment, you can now roll your position two ways: straight into a new fixed-rate term market to lock the rate again, or over to Morpho’s floating market if you want flexibility. A lot of people are calling it “just rolling over,” but it’s really changing how we handle time. Fixed rates used to lock the interest but left time broken—expiry hit and you had to decide everything from scratch again. The real stress wasn’t the APR; it was the panic questions like “what if I don’t have cash that day” or “what if the market flips.” V2 stitches that gap shut. Inside the rollover pop-up you pick the next term—like USDC/wstETH to 30SEP2026—and you see the APY instantly. The real win isn’t the yield; it’s finally being able to plan your next cash flow ahead of time. If you want stability, rolling to the next fixed market is like building your own debt calendar—next due date, cost of funds, everything crystal clear so you don’t scramble at the last second. Want to keep options open? Flip to Morpho and stay flexible if rates move. That’s what makes this update feel mature. It doesn’t decide for you—it hands the duration choice back to the user. The Maturity Watch plus the unified Positions view is the most underrated detail. Expiry pressure used to hit like an alarm clock out of nowhere; now you can actually see your full funding timeline. Lately the community can’t stop talking about “control.” XHUNT’s last 7-day stats show TermMax sitting at 86.7% positive sentiment. People aren’t just chasing APY anymore—they’re praising the certainty of fixed rates, the clean dashboard, Range Orders, and that new feeling of not having to put out fires at the last minute. This shift is bigger than it looks. Most on-chain users used to live in the “today” lane—what’s pumping, what’s the rate, any quick moves? Now with Roll, some are already thinking three months out. That’s not a trading habit anymore; it’s turning into a real money habit. Sure, it’s not perfect yet. We still need more real-world rollover data, rates will keep moving, and there are edge cases like zero-debt positions that can’t roll. The TGE delay frustration is real too, but that’s separate from the product itself. Still, this V2 Roll just turned DeFi’s most ignored stress—from pure expiry panic into something you can actually schedule. With DeFi rotating hard and Bitcoin pulling back a bit, people are craving exactly this kind of certainty. Once users start managing the future properly, fixed-rate lending finally starts feeling like a real credit market. Have you noticed? A lot of us aren’t just asking “is the APY good?” anymore. We’re asking whether this money will still fit in our plans when it comes due.

Domingo_gou | ASHVA🐴| OP_CAT| 🐬TermMax

18,993 views • 2 months ago

My girlfriend came home Friday at 1am. I was on the couch. Laptop open. Three terminal panels scrolling. "You're still up?" "Just checking the bot." She dropped her bag. "What bot?" "The trading one. Open-source. Anyone can audit the code." She stared at me. "So you code for free?" "No. The code makes money." "Sure it does." I didn't argue. I opened my laptop. One wallet I was tracking turned $640 into $11,800 in 31 days. Another flipped 287 trades with 76% winrate. One more pulled $3.4M in volume in two weeks. She sat down next to me. Slowly. "That's... from a script?" Exactly. Then I showed her the repos. All free. All public. First: 86M+ trades on Polymarket. Every outcome since day one. Free to download. Second: Market making bot. Both sides of the book. Gas optimized. Google Sheets execution. Third: ML + heuristics. I fed 14,000 wallets into Claude. One prompt. 4 minutes. Found 47 traders with 70%+ winrate. Bot mirrors them with 60-second delay. She went quiet for a long time. Then: "Why are you only telling me this now?" "We've been dating eleven months." "Exactly. Eleven months." I didn't have a good answer. She closed my laptop lid. Looked at me. "You're going to show me everything. Tomorrow morning. From the top. I'm not asking." Trade with him: Girlfriends don't ask about the money. They ask why you waited eleven months. Then they take over the conversation.
0:17

My girlfriend came home Friday at 1am. I was on the couch. Laptop open. Three terminal panels scrolling. "You're still up?" "Just checking the bot." She dropped her bag. "What bot?" "The trading one. Open-source. Anyone can audit the code." She stared at me. "So you code for free?" "No. The code makes money." "Sure it does." I didn't argue. I opened my laptop. One wallet I was tracking turned $640 into $11,800 in 31 days. Another flipped 287 trades with 76% winrate. One more pulled $3.4M in volume in two weeks. She sat down next to me. Slowly. "That's... from a script?" Exactly. Then I showed her the repos. All free. All public. First: 86M+ trades on Polymarket. Every outcome since day one. Free to download. Second: Market making bot. Both sides of the book. Gas optimized. Google Sheets execution. Third: ML + heuristics. I fed 14,000 wallets into Claude. One prompt. 4 minutes. Found 47 traders with 70%+ winrate. Bot mirrors them with 60-second delay. She went quiet for a long time. Then: "Why are you only telling me this now?" "We've been dating eleven months." "Exactly. Eleven months." I didn't have a good answer. She closed my laptop lid. Looked at me. "You're going to show me everything. Tomorrow morning. From the top. I'm not asking." Trade with him: Girlfriends don't ask about the money. They ask why you waited eleven months. Then they take over the conversation.

Lunar

104,316 views • 2 months ago

A traveler taps her card at a market thousands of miles from home. The payment feels instant, simple, straightforward. It’s not. Behind that tap, money may need to move across currencies, banks, payment providers, and borders. Traditional systems often require companies to park funds in local accounts before they are needed, leaving capital stagnant for long periods of time where it’s not able to earn a return or be put to work. Members of the Avalanche Payments Collective are building a more efficient global payments model, one that keeps capital productive up until the moment it needs to move. Here are five members working across different parts of cross-border payments and treasury infrastructure: Axiym provides payment and treasury infrastructure that helps institutions route liquidity and settle transactions without pre-funding every market. Its technology supported Hyundai Motor America’s stablecoin payment to its Mexico affiliate, completed on Avalanche in minutes instead of days. Nonco helps institutions exchange currencies and stablecoins by requesting prices directly from a network of professional liquidity providers. That gives them access to more competitive rates while allowing both sides of the transaction to settle together onchain. SMBC, Japan’s second-largest bank, is exploring stablecoin infrastructure for wholesale institutional payments. It is also working alongside MUFG and Mizuho on a potential yen-pegged stablecoin initiative built on Avalanche. StraitsX is working with KBank through Project BLOOM to develop payment infrastructure that can improve settlement across Southeast Asian corridors where moving money remains particularly slow and expensive. AeraTech helps multinational companies manage cash across subsidiaries, offset internal obligations, and settle inter-company payments without unnecessarily routing every transaction through external banks. These different companies all represent or engage with different parts of the payment and treasury stack. But they all have a shared goal: keep capital working longer, move it when it is needed, and make cross-border payments faster and more efficient. That is what the Avalanche Payments Collective is bringing together. Frictionless, borderless payments that really are instant, simple, and straightforward.
0:13

A traveler taps her card at a market thousands of miles from home. The payment feels instant, simple, straightforward. It’s not. Behind that tap, money may need to move across currencies, banks, payment providers, and borders. Traditional systems often require companies to park funds in local accounts before they are needed, leaving capital stagnant for long periods of time where it’s not able to earn a return or be put to work. Members of the Avalanche Payments Collective are building a more efficient global payments model, one that keeps capital productive up until the moment it needs to move. Here are five members working across different parts of cross-border payments and treasury infrastructure: Axiym provides payment and treasury infrastructure that helps institutions route liquidity and settle transactions without pre-funding every market. Its technology supported Hyundai Motor America’s stablecoin payment to its Mexico affiliate, completed on Avalanche in minutes instead of days. Nonco helps institutions exchange currencies and stablecoins by requesting prices directly from a network of professional liquidity providers. That gives them access to more competitive rates while allowing both sides of the transaction to settle together onchain. SMBC, Japan’s second-largest bank, is exploring stablecoin infrastructure for wholesale institutional payments. It is also working alongside MUFG and Mizuho on a potential yen-pegged stablecoin initiative built on Avalanche. StraitsX is working with KBank through Project BLOOM to develop payment infrastructure that can improve settlement across Southeast Asian corridors where moving money remains particularly slow and expensive. AeraTech helps multinational companies manage cash across subsidiaries, offset internal obligations, and settle inter-company payments without unnecessarily routing every transaction through external banks. These different companies all represent or engage with different parts of the payment and treasury stack. But they all have a shared goal: keep capital working longer, move it when it is needed, and make cross-border payments faster and more efficient. That is what the Avalanche Payments Collective is bringing together. Frictionless, borderless payments that really are instant, simple, and straightforward.

Avalanche🔺

48,078 views • 25 days ago

My dad called Sunday morning. Said he was in the neighborhood. "Did you eat?" "No." "I'll grab bagels." He showed up an hour later. Sat at the kitchen table. Looked around. "So this is what you do all day." "Yeah." "What, you just code?" "Trading systems. Open-source. Anyone can see the code." He took a bite of his bagel. "So you code for free?" "No, dad. The code makes money." "Sure it does." I didn't argue. I opened my laptop. One wallet I was tracking turned $480 into $6,900 in 19 days. Another moved $5.3M in volume. One more had a 74% winrate across 214 trades. Sharpe 2.31. I didn't touch it once. He stopped chewing. "That's... from a script?" Exactly. Then I showed him the repos. All free. All public. First: 86M+ trades on Polymarket. Every outcome since day one. Free to download. Second: Market making bot. Both sides of the book. Gas optimized. Google Sheets execution. Third: ML + heuristics. I fed 14,000 wallets into Claude. One prompt. 4 minutes. Found 47 traders with 70%+ winrate. Bot mirrors them with 60-second delay. He went quiet for a long time. Then: "How long have you been doing this?" "Eight months." "And you didn't tell me?" I didn't have a good answer. Profile: Fathers don't ask about the money. They ask why you didn't tell them.
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My dad called Sunday morning. Said he was in the neighborhood. "Did you eat?" "No." "I'll grab bagels." He showed up an hour later. Sat at the kitchen table. Looked around. "So this is what you do all day." "Yeah." "What, you just code?" "Trading systems. Open-source. Anyone can see the code." He took a bite of his bagel. "So you code for free?" "No, dad. The code makes money." "Sure it does." I didn't argue. I opened my laptop. One wallet I was tracking turned $480 into $6,900 in 19 days. Another moved $5.3M in volume. One more had a 74% winrate across 214 trades. Sharpe 2.31. I didn't touch it once. He stopped chewing. "That's... from a script?" Exactly. Then I showed him the repos. All free. All public. First: 86M+ trades on Polymarket. Every outcome since day one. Free to download. Second: Market making bot. Both sides of the book. Gas optimized. Google Sheets execution. Third: ML + heuristics. I fed 14,000 wallets into Claude. One prompt. 4 minutes. Found 47 traders with 70%+ winrate. Bot mirrors them with 60-second delay. He went quiet for a long time. Then: "How long have you been doing this?" "Eight months." "And you didn't tell me?" I didn't have a good answer. Profile: Fathers don't ask about the money. They ask why you didn't tell them.

Lunar

12,991 views • 2 months ago