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𝐈𝐌𝐏𝐎𝐑𝐓𝐀𝐍𝐓 𝐈𝐍𝐅𝐎 𝐎𝐍 𝐌𝐈𝐃𝐃𝐋𝐄 𝐂𝐋𝐀𝐒𝐒 𝐌𝐨𝐝𝐢 𝐡𝐚𝐬 𝐝𝐨𝐧𝐞, 𝐰𝐡𝐚𝐭 𝟏𝟑 𝐏𝐌𝐬 𝐛𝐞𝐟𝐨𝐫𝐞 𝐡𝐢𝐦 𝐜𝐨𝐮𝐥𝐝𝐧’𝐭 ▪️PM Modi has taken us back to the pre-British Raj • Average middle class income as a base is ₹2.6 lakh per year or ₹22,000 per month • Which makes share of India’s middle class... in national income at levels of 1820, even before the colonial rule began • The rich are today richer than in 1820 • The poor have drowned deeper into poverty ▪️India has one of the lowest wages in the world - skilled & unskilled • ILO data shows average hourly wage of an Indian worker 5th lowest in the world • Even someone with an advanced degree and doing a skilled job paid world’s seventh lowest wages ▪️What is Middle Class spending on? • A decade ago largest share of urban non-food expense was education • Now it’s transportation, which is just going to places ▪️Middle Class India saving less, borrowing more • Indian households savings in 2011-12 used to be 8X of their debt • Now, Indian households savings 4X of their debt ▪️How long would it take to pay for a home? Average Middle Class income as a base ₹22,000 per month Home • Average price of a house in Delhi ₹10,000 sq ft • Basic 1000 sq ft house to cost ₹1 crore • That’s about 38 years of salary ▪️How long would it take to pay for a car? An iPhone? Car • Average car price ₹13 lakh • 5 years’ salary to pay for iPhone • Cheapest iPhone ₹60,000 • 3 months’ salary Source: Times of Indiashow more

Supriya Shrinate

1,255,803 subscribers

150,711 次观看 • 1 年前 •via X (Twitter)

教育新闻政治

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11 条评论

Gaurav Saini 的头像

Gaurav Saini1 年前

भारत का मध्यम वर्ग कम आय, बढ़ते खर्च, घटती बचत और बढ़ते कर्ज के जाल में फंसता जा रहा है। महंगाई और कम वेतन वृद्धि के चलते एक सामान्य जीवन भी संघर्षपूर्ण बन गया है। अगर यही स्थिति बनी रही, तो मध्यम वर्ग की वित्तीय स्वतंत्रता और स्थिरता पर गंभीर खतरा मंडरा सकता है।

AI INDIA NEWS 的头像

AI INDIA NEWS1 年前

तो मतलब अब मध्यम वर्ग को अब गणित नहीं, सर्वाइवल स्किल्स सीखना चाहिए।

Lark Davis 的头像

Lark Davis1 年前

A smart man turned $12K into $15M by buying FARTCOIN at $83K market cap. He aped into $ai16z with $3K and is currently sitting on $1.7M realized and $16.6M in unrealized profits. Subscribe now and join 130K+ investors prepping for the next big cycle.

Raghav Vatsa 的头像

Raghav Vatsa1 年前

Come out of AC rooms and see how people lifestyle changed over decade. Almost every household owns member wise smartphones with data pack and calling recharges. This happened when money reached to lowest to lowest class of India. 100% not achieved, agree but way better and transperant era is being enjoyed by common man. You people need to introspect

Dr. Shiv Narayan S 的头像

Dr. Shiv Narayan S1 年前

Indian law does not allow dual citizenship. If Rahul Gandhi has a British passport, then his Indian citizenship is over. The law is equal for everyone, the court's decision will be universally accepted.

akhilesh kumar 的头像

akhilesh kumar1 年前

Please don't spread negativity about Our PM Modi Ji.

UNKNOWN MEN(Modi's Family) 的头像

UNKNOWN MEN(Modi's Family)1 年前

New task to Gaali wala aunty 😂

Whatsinthename 的头像

Whatsinthename1 年前

Sabse pahle you should be fired to improve Cong fortunes...

Rahul Singh 的头像

Rahul Singh1 年前

गज़ब फर्जी हैं आप

Tushar Gupta 的头像

Tushar Gupta1 年前

And still you can’t win in urban seats. Continue the social media charade, by all means.

HairyPoppins(IAS) 的头像

HairyPoppins(IAS)1 年前

पप्पू म्यूट कम पिया कर😎

相关视频

#WATCH | Auckland, New Zealand: At the business and sports engagement, New Zealand PM Christopher Luxon says, "For many of you, you would know that I have been a great fan of India for a long period of time. I first went to India in my mid 20s. That was because I worked for a country called Unilever, which owned Hindustan Lever which was a top 10 company in India. I remember going to India in mid to late '90s and people got paid daily wages in coins in their hand. It's interesting to me that under PM Modi's leadership, he has lifted 250 million people out of poverty. There is now 440 million people in the middle class, about to be 750 million by the end of the decade. It is an incredible transformation...As someone who has been to India many times, to see the move from low income to middle income to high income - it is so inspiring and so exciting to see the transformation that has taken place." (Video: ANI/DD)

#WATCH | Auckland, New Zealand: At the business and sports engagement, New Zealand PM Christopher Luxon says, "For many of you, you would know that I have been a great fan of India for a long period of time. I first went to India in my mid 20s. That was because I worked for a country called Unilever, which owned Hindustan Lever which was a top 10 company in India. I remember going to India in mid to late '90s and people got paid daily wages in coins in their hand. It's interesting to me that under PM Modi's leadership, he has lifted 250 million people out of poverty. There is now 440 million people in the middle class, about to be 750 million by the end of the decade. It is an incredible transformation...As someone who has been to India many times, to see the move from low income to middle income to high income - it is so inspiring and so exciting to see the transformation that has taken place." (Video: ANI/DD)

ANI

147,749 次观看 • 13 天前

Mike Johnson calls Social Security an “entitlement” and says he has a plan for it to be “adjusted and fixed.” Social Security is an earned benefit – not an entitlement – and as we’ve warned repeatedly, it’s about to hit a cliff, now in 2032. In Connecticut, that would mean an average loss of $556/month in benefits. The way to prevent this is by making the rich pay their fair share in payroll tax – the same as middle and working-class Americans.

Mike Johnson calls Social Security an “entitlement” and says he has a plan for it to be “adjusted and fixed.” Social Security is an earned benefit – not an entitlement – and as we’ve warned repeatedly, it’s about to hit a cliff, now in 2032. In Connecticut, that would mean an average loss of $556/month in benefits. The way to prevent this is by making the rich pay their fair share in payroll tax – the same as middle and working-class Americans.

Rep. Joe Courtney

72,840 次观看 • 1 个月前

Recent Income Tax data reveals a startling truth for the Indian middle class: over the last 10 years, average earnings for this cohort crawled from ₹10.23 lakhs to just ₹10.69 lakhs. While your nominal pay stayed nearly flat, the urban cost of living comfortably doubled in that same period. We call this the "Double Whammy": A. Stagnant Wages: Hardly any rise in actual earnings over a decade. B. Soaring Costs: A reality where expenses are doubling every 8 years. The result? A record-breaking boom in retail borrowing just to maintain a basic lifestyle. If your income isn't outperforming this math, you are falling behind. Watch the full discussion on why the "Middle Class Dream" is under the pump:

Recent Income Tax data reveals a startling truth for the Indian middle class: over the last 10 years, average earnings for this cohort crawled from ₹10.23 lakhs to just ₹10.69 lakhs. While your nominal pay stayed nearly flat, the urban cost of living comfortably doubled in that same period. We call this the "Double Whammy": A. Stagnant Wages: Hardly any rise in actual earnings over a decade. B. Soaring Costs: A reality where expenses are doubling every 8 years. The result? A record-breaking boom in retail borrowing just to maintain a basic lifestyle. If your income isn't outperforming this math, you are falling behind. Watch the full discussion on why the "Middle Class Dream" is under the pump:

Marcellus Investment Managers

40,662 次观看 • 6 个月前

🇺🇸 PRESS SEC LEAVITT: THE GOLDEN AGE IS YET TO COME "Later this afternoon, here at the White House, the president will host a big, beautiful event in the East Room to rally Republicans to get the one big beautiful bill across the finish line. This is the largest tax cut for working and middle class Americans in history, and it's going to put more money into the pockets of hardworking, Americans. Families will see an average increase in take-home pay of more than $10,000 per year. Americans earning between $30,000 and $80,000 per year will see a sick 15% tax cut." Source: Rapid Response 47

🇺🇸 PRESS SEC LEAVITT: THE GOLDEN AGE IS YET TO COME "Later this afternoon, here at the White House, the president will host a big, beautiful event in the East Room to rally Republicans to get the one big beautiful bill across the finish line. This is the largest tax cut for working and middle class Americans in history, and it's going to put more money into the pockets of hardworking, Americans. Families will see an average increase in take-home pay of more than $10,000 per year. Americans earning between $30,000 and $80,000 per year will see a sick 15% tax cut." Source: Rapid Response 47

Mario Nawfal

83,596 次观看 • 1 年前

The Government's trade deal with India will mean that it's cheaper to hire an Indian worker than a British one. Most other countries are perfectly happy to strike trade deals without forcing us to undercut our own workforce. We should have expected India to do the same. Instead, under the terms of our Free Trade Agreement with India, Indian companies will be able to transfer their workers to this country more easily. Once they're here, those workers will be able to avoid National Insurance payments for up to three years. The same is true for employers. Instead, both employee and employer will pay into the Indian social security system instead. This National Insurance exemption will make it much cheaper to hire Indian workers, in fields like IT and engineering, than to hire domestic talent. Let's imagine a British IT firm, set to hire a computer programmer for £60,000 a year. To hire them, an employer needs to spend £60,000 a year on their salary, plus £8,250 on Employer National Insurance. That's a total of £68,250. An Indian competitor with an office in London, meanwhile, can save money by transferring Indian workers to the UK, even if they pay the same headline salary. They’d still spend £60,000 on the salary - but instead of paying National Insurance, they pay into the Indian Employee Provident Fund instead. Mandatory contributions to the fund are capped at 15,000 rupees a month, or about £120. That means that, across a year, an employer only pays £1,470 into the social security system - for a total of £61,470. So under this Government's deal, it would be at least 10 percent cheaper to hire an Indian worker over a British one for this job. This is absurd. Over three years, it would be more than £20,000 cheaper for an Indian firm to bring over an Indian worker to London than to hire locally. The reason for this absurd arrangement is that the India deal includes a Double Contribution Convention. DCCs make it easier for international companies to transfer their workforce. They're designed to stop highly-skilled workers from paying into two different social security systems. We already have Double Contribution Conventions with other countries. However, these other countries tend to be either: (1) roughly as developed as the UK - in the case of countries like Canada or Japan, or (2) very small - in the case of countries like Jamaica. India is by far the poorest country on the list, and by far the largest. The net result of this deal will be more Indian workers in fields like IT and engineering, undercutting British workers. Given the relative markets in the UK and in India, we shouldn't expect this to automatically be a like-for-like swap in terms of talent. We've seen this happen in the US already, with Indian consultancies leasing their workers to American companies, who are then able to pay an Indian worker far less than they'd need to pay an American. The result has been a massive expansion in the number of lower-cost Indian workers, at the expense of American workers. We should not be allowing other countries to dictate the terms of our migration system, in exchange for some trade benefits at the margins. If India wants to trade, then we should trade. Migration shouldn't even come into the equation.

The Government's trade deal with India will mean that it's cheaper to hire an Indian worker than a British one. Most other countries are perfectly happy to strike trade deals without forcing us to undercut our own workforce. We should have expected India to do the same. Instead, under the terms of our Free Trade Agreement with India, Indian companies will be able to transfer their workers to this country more easily. Once they're here, those workers will be able to avoid National Insurance payments for up to three years. The same is true for employers. Instead, both employee and employer will pay into the Indian social security system instead. This National Insurance exemption will make it much cheaper to hire Indian workers, in fields like IT and engineering, than to hire domestic talent. Let's imagine a British IT firm, set to hire a computer programmer for £60,000 a year. To hire them, an employer needs to spend £60,000 a year on their salary, plus £8,250 on Employer National Insurance. That's a total of £68,250. An Indian competitor with an office in London, meanwhile, can save money by transferring Indian workers to the UK, even if they pay the same headline salary. They’d still spend £60,000 on the salary - but instead of paying National Insurance, they pay into the Indian Employee Provident Fund instead. Mandatory contributions to the fund are capped at 15,000 rupees a month, or about £120. That means that, across a year, an employer only pays £1,470 into the social security system - for a total of £61,470. So under this Government's deal, it would be at least 10 percent cheaper to hire an Indian worker over a British one for this job. This is absurd. Over three years, it would be more than £20,000 cheaper for an Indian firm to bring over an Indian worker to London than to hire locally. The reason for this absurd arrangement is that the India deal includes a Double Contribution Convention. DCCs make it easier for international companies to transfer their workforce. They're designed to stop highly-skilled workers from paying into two different social security systems. We already have Double Contribution Conventions with other countries. However, these other countries tend to be either: (1) roughly as developed as the UK - in the case of countries like Canada or Japan, or (2) very small - in the case of countries like Jamaica. India is by far the poorest country on the list, and by far the largest. The net result of this deal will be more Indian workers in fields like IT and engineering, undercutting British workers. Given the relative markets in the UK and in India, we shouldn't expect this to automatically be a like-for-like swap in terms of talent. We've seen this happen in the US already, with Indian consultancies leasing their workers to American companies, who are then able to pay an Indian worker far less than they'd need to pay an American. The result has been a massive expansion in the number of lower-cost Indian workers, at the expense of American workers. We should not be allowing other countries to dictate the terms of our migration system, in exchange for some trade benefits at the margins. If India wants to trade, then we should trade. Migration shouldn't even come into the equation.

Katie Lam

167,617 次观看 • 5 个月前

Tom Bradbury, "Picture a country going backwards, where workers haven't had a decent pay rise in 15 years, public services are on the verge of collapse, and the gap between rich and poor grows year on year" "That is how Britain was described today in a bleak and damming assessment of its economy. The failure to achieve all but negligible growth has left the average worker, a simply staggering, £10,000 a year worse off" "And we're now lagging way behind countries we used to think of as equals. In Germany, middle income households are 20% richer than their peers in the UK" "We'd be here all night if we listed the failings identified in the 290 page report. But put simply, in almost every sector, the UK is just not productive enough"

Tom Bradbury, "Picture a country going backwards, where workers haven't had a decent pay rise in 15 years, public services are on the verge of collapse, and the gap between rich and poor grows year on year" "That is how Britain was described today in a bleak and damming assessment of its economy. The failure to achieve all but negligible growth has left the average worker, a simply staggering, £10,000 a year worse off" "And we're now lagging way behind countries we used to think of as equals. In Germany, middle income households are 20% richer than their peers in the UK" "We'd be here all night if we listed the failings identified in the 290 page report. But put simply, in almost every sector, the UK is just not productive enough"

Farrukh

2,049,508 次观看 • 2 年前

“These principles are timeless” Median home price in USA is 382k in 2024 15 year fixed rate today is 6.81% Let’s pretend you were able to save 10% for a down payment (38k) Mortgage is 344k Payments per month would be $3051 before taxes, insurance, and possible PMI Payments would be about $3500 with everything, on average If you only allowed to use 1/4 of your salary per month, you must make 14k per month or 168k per year Ramsey actually said it needs to be 1/4 of your take home pay so you are looking at needing to make 250k plus before taxes Median household income in the USA is $74,480 You will own nothing and be happy

“These principles are timeless” Median home price in USA is 382k in 2024 15 year fixed rate today is 6.81% Let’s pretend you were able to save 10% for a down payment (38k) Mortgage is 344k Payments per month would be $3051 before taxes, insurance, and possible PMI Payments would be about $3500 with everything, on average If you only allowed to use 1/4 of your salary per month, you must make 14k per month or 168k per year Ramsey actually said it needs to be 1/4 of your take home pay so you are looking at needing to make 250k plus before taxes Median household income in the USA is $74,480 You will own nothing and be happy

Louis KC

3,840,340 次观看 • 2 年前

▪️ Both Taiwan and South Korea have now overtaken India in terms of total stock market capitalization. ▪️ India has slipped to the 7th position globally, down from the 5th. ▪️Current Rankings (as of June 2026): • 1. US: ~$79 trillion • 2. China: ~$16 trillion • 3. Japan: ~$8–9 trillion • 4. Hong Kong: ~$7–8 trillion • 5. Taiwan: ~$5.0–5.15 trillion • 6. South Korea: ~$5.0–5.04 trillion • 7. India: ~$4.8–4.9 trillion ▪️ Foreign investors are queuing up for South Korea and Taiwan, riding the AI boom. ▪️ In contrast, they remain bearish on India - exiting in large numbers. ▪️ In May 2026 alone, FIIs sold ₹32,963 crore worth of Indian equities. ▪️ This marked the third consecutive month of net outflows. ▪️ Over the last five months (Jan–May 2026), net FII outflows have totalled a massive ₹2.22–2.25 lakh crore. India is not just losing ground economically and financially but the erosion of faith by foreign players is a serious concern. And there’s no one else to blame but megalomaniac Modi himself!

▪️ Both Taiwan and South Korea have now overtaken India in terms of total stock market capitalization. ▪️ India has slipped to the 7th position globally, down from the 5th. ▪️Current Rankings (as of June 2026): • 1. US: ~$79 trillion • 2. China: ~$16 trillion • 3. Japan: ~$8–9 trillion • 4. Hong Kong: ~$7–8 trillion • 5. Taiwan: ~$5.0–5.15 trillion • 6. South Korea: ~$5.0–5.04 trillion • 7. India: ~$4.8–4.9 trillion ▪️ Foreign investors are queuing up for South Korea and Taiwan, riding the AI boom. ▪️ In contrast, they remain bearish on India - exiting in large numbers. ▪️ In May 2026 alone, FIIs sold ₹32,963 crore worth of Indian equities. ▪️ This marked the third consecutive month of net outflows. ▪️ Over the last five months (Jan–May 2026), net FII outflows have totalled a massive ₹2.22–2.25 lakh crore. India is not just losing ground economically and financially but the erosion of faith by foreign players is a serious concern. And there’s no one else to blame but megalomaniac Modi himself!

Supriya Shrinate

18,961 次观看 • 1 个月前

President Trump’s economic policies are working to make Americans’ Thanksgiving more affordable this year – from their commute to the dinner table. And more relief is coming in the months ahead: ⛽️The national average price of a gallon of gas on Thanksgiving Day is projected to be at the cheapest price since the COVID pandemic in 2021. 🍽️According to the American Farm Bureau Federation’s annual survey, cooking Thanksgiving dinner will also cost less than it did last year and is down about 5% overall. 🦃The average price of a staple of the meal – a 16-pound frozen turkey – has fallen more than 16% from last year. 💰Thanks to the President signing the largest middle class tax cuts in history into law – from No Tax on Overtime to No Tax on Tips to No Tax on Social Security – tax filers could expect an extra $1,000 bump to their tax refund next year in what could be a record-breaking tax refund season, according to a new study from Piper Sandler.

President Trump’s economic policies are working to make Americans’ Thanksgiving more affordable this year – from their commute to the dinner table. And more relief is coming in the months ahead: ⛽️The national average price of a gallon of gas on Thanksgiving Day is projected to be at the cheapest price since the COVID pandemic in 2021. 🍽️According to the American Farm Bureau Federation’s annual survey, cooking Thanksgiving dinner will also cost less than it did last year and is down about 5% overall. 🦃The average price of a staple of the meal – a 16-pound frozen turkey – has fallen more than 16% from last year. 💰Thanks to the President signing the largest middle class tax cuts in history into law – from No Tax on Overtime to No Tax on Tips to No Tax on Social Security – tax filers could expect an extra $1,000 bump to their tax refund next year in what could be a record-breaking tax refund season, according to a new study from Piper Sandler.

Karoline Leavitt

613,358 次观看 • 8 个月前

"No way. More." - Putin did not believe the salaries of Moscow residents. During a meeting of the Moscow State University Board of Trustees, he asked about the average salary in Moscow, to which he received an answer of 140,000-160,000 rubles ($1425-$1630). This discovery came as a surprise to Putin, as evidenced by his reaction. He would be even more surprised to know that even these numbers are likely inflated - according to latest data from one of the largest job search sites in Russia, Gorodrabot, the average salary in Moscow as of Dec 2024 was 80,000-100,000 rubles ($800-$1000). The averages across the country are significantly lower than that. This video was subsequently taken down by Russian media RBC. They don’t want the Russian public to know how out of touch their President is, as Putin continues to ramp up military spending at his citizens’ expense.

"No way. More." - Putin did not believe the salaries of Moscow residents. During a meeting of the Moscow State University Board of Trustees, he asked about the average salary in Moscow, to which he received an answer of 140,000-160,000 rubles ($1425-$1630). This discovery came as a surprise to Putin, as evidenced by his reaction. He would be even more surprised to know that even these numbers are likely inflated - according to latest data from one of the largest job search sites in Russia, Gorodrabot, the average salary in Moscow as of Dec 2024 was 80,000-100,000 rubles ($800-$1000). The averages across the country are significantly lower than that. This video was subsequently taken down by Russian media RBC. They don’t want the Russian public to know how out of touch their President is, as Putin continues to ramp up military spending at his citizens’ expense.

Anton Gerashchenko

589,107 次观看 • 1 年前

Absolutely shameful! West Bengal Chief Minister Mamata Banerjee has hiked the Durgapuja dole from ₹85,000 to ₹1.10 lakh per committee — a whopping ₹400 crore handout to nearly 45,000 puja clubs! This from a government that told the Supreme Court it can’t pay Dearness Allowance (DA) because it would be “backbreaking”! A contempt petition is scheduled for hearing on 4th Aug. Not just that — she’s now announced ‘Amader Para, Amader Samadhan’ — another vote-buying scheme disbursing ₹10 lakh per booth, with an outlay of nearly ₹8,000 crore! How brazen, how irresponsible, how insulting to the people of Bengal! Public money is not her family property to auction off like royal bounty. While the state burns, she celebrates. Meanwhile: ▪️ No new govt recruitment ▪️ College admissions stalled ▪️ Joint Entrance results still pending ▪️ No money for DA ▪️ ₹7 lakh crore in debt ▪️ Hospitals in shambles ▪️ Roads and drains collapsing ▪️ Floods devastate districts ▪️ Govt buses lie broken, unrepaired But the TMC party never stops — Freebies, festivals, and full-blown misgovernance!

Absolutely shameful! West Bengal Chief Minister Mamata Banerjee has hiked the Durgapuja dole from ₹85,000 to ₹1.10 lakh per committee — a whopping ₹400 crore handout to nearly 45,000 puja clubs! This from a government that told the Supreme Court it can’t pay Dearness Allowance (DA) because it would be “backbreaking”! A contempt petition is scheduled for hearing on 4th Aug. Not just that — she’s now announced ‘Amader Para, Amader Samadhan’ — another vote-buying scheme disbursing ₹10 lakh per booth, with an outlay of nearly ₹8,000 crore! How brazen, how irresponsible, how insulting to the people of Bengal! Public money is not her family property to auction off like royal bounty. While the state burns, she celebrates. Meanwhile: ▪️ No new govt recruitment ▪️ College admissions stalled ▪️ Joint Entrance results still pending ▪️ No money for DA ▪️ ₹7 lakh crore in debt ▪️ Hospitals in shambles ▪️ Roads and drains collapsing ▪️ Floods devastate districts ▪️ Govt buses lie broken, unrepaired But the TMC party never stops — Freebies, festivals, and full-blown misgovernance!

Amit Malviya

104,860 次观看 • 11 个月前

The idea that career politicians are completely disconnected from the financial struggles of average Americans is a valid critique, but the standard talking point of simply raising the minimum wage fundamentally misses the mark. Forcing a higher minimum wage doesn’t solve the underlying economic crisis; it merely triggers an immediate inflation spiral where the cost of daily goods and services jumps to absorb the new labor costs, ultimately leaving working-class citizens in a worse position than where they started. The "minimum wage" debate is completely missing the point. Everyone is fighting over raising wages by a few bucks, but that’s like putting a band-aid on a broken leg. The real crisis isn’t just what people are getting paid—it’s the fact that the buying power of the U.S. dollar has been utterly destroyed, while the cost of basic goods and housing has gone into orbit. Let’s look at the actual math using the ultimate benchmark of financial stability: buying a home. In 1970, the federal minimum wage was $1.45 an hour, and the median home price was around $23,400. A single minimum-wage worker brought in about $3,016 a year, meaning an average house cost roughly 7.7x their annual salary. It wasn’t effortless, but with a dual income or some careful budgeting, owning a home on basic wages was mathematically possible. Today, standard inflation calculators will tell you that $1.45 in 1970 equals about $11.64. But look at the actual cost of assets. The median home price has exploded to roughly $420,000. If you want to walk into a bank today, factor in current interest rates, property taxes, homeowners insurance, and strict debt-to-income limits, you don't need $11 an hour to qualify. You don't even need $25 an hour. When factoring in standard modern debts like student loans or car payments alongside the inflated cost of everyday necessities, a single earner needs closer to $70 to $80 AN HOUR ($145k–$165k/year) just to secure the exact same purchasing power and financial security a basic worker had 56 years ago. This structural gap hits on a massive point that raw home-price-to-income ratios completely miss: we don't buy sticker prices, we buy monthly payments. Comparing raw prices assumes you are paying in cash, but modern buyers are forced to absorb the real-world cost of borrowing and qualifying. Treating the symptom (the wage) without fixing the disease (the collapse of our currency's purchasing power and the artificial inflation of assets) is a losing game. If we just hike wages without fixing the underlying economy, the cost of goods just keeps chasing the new printing press. We don't just need higher numbers on our paychecks; we need a dollar that actually means something again.

The idea that career politicians are completely disconnected from the financial struggles of average Americans is a valid critique, but the standard talking point of simply raising the minimum wage fundamentally misses the mark. Forcing a higher minimum wage doesn’t solve the underlying economic crisis; it merely triggers an immediate inflation spiral where the cost of daily goods and services jumps to absorb the new labor costs, ultimately leaving working-class citizens in a worse position than where they started. The "minimum wage" debate is completely missing the point. Everyone is fighting over raising wages by a few bucks, but that’s like putting a band-aid on a broken leg. The real crisis isn’t just what people are getting paid—it’s the fact that the buying power of the U.S. dollar has been utterly destroyed, while the cost of basic goods and housing has gone into orbit. Let’s look at the actual math using the ultimate benchmark of financial stability: buying a home. In 1970, the federal minimum wage was $1.45 an hour, and the median home price was around $23,400. A single minimum-wage worker brought in about $3,016 a year, meaning an average house cost roughly 7.7x their annual salary. It wasn’t effortless, but with a dual income or some careful budgeting, owning a home on basic wages was mathematically possible. Today, standard inflation calculators will tell you that $1.45 in 1970 equals about $11.64. But look at the actual cost of assets. The median home price has exploded to roughly $420,000. If you want to walk into a bank today, factor in current interest rates, property taxes, homeowners insurance, and strict debt-to-income limits, you don't need $11 an hour to qualify. You don't even need $25 an hour. When factoring in standard modern debts like student loans or car payments alongside the inflated cost of everyday necessities, a single earner needs closer to $70 to $80 AN HOUR ($145k–$165k/year) just to secure the exact same purchasing power and financial security a basic worker had 56 years ago. This structural gap hits on a massive point that raw home-price-to-income ratios completely miss: we don't buy sticker prices, we buy monthly payments. Comparing raw prices assumes you are paying in cash, but modern buyers are forced to absorb the real-world cost of borrowing and qualifying. Treating the symptom (the wage) without fixing the disease (the collapse of our currency's purchasing power and the artificial inflation of assets) is a losing game. If we just hike wages without fixing the underlying economy, the cost of goods just keeps chasing the new printing press. We don't just need higher numbers on our paychecks; we need a dollar that actually means something again.

✨️Serenitee♡Sam✨️

16,078 次观看 • 2 个月前

Sub: What is Narcissism❓ To put it in general it is excessive self-indulgence to the point that the person doesn’t value the others and their feelings. ▪️Look at this video and the screenshots taken from it. ▪️The family of Col. Sofia Qureshi, including her twin sister, is made to stand in front of a banner which loosely translated from Gujrati reads, “Deep reverence to the Army and Complete Support to Modi”. ▪️I bet this photo and video clip will be used in upcoming elections is Punjab, West Bengal, Bihar and Kerala. That she is twin sister of Col. Sofia, must be an icing on the cake for Modi’s PR team. This is how they plant feeds to manipulate pictorial memory of the Society. ▪️You can also spot two RSS black hats in the video, helping us know who has organised this PR EXERCISE. ▪️Has Modi removed BJP MLA Vijay Shah from his post for abusing Col. Sofia❓No❗️ ▪️Has Modi punished the MP for saying Army is Natmastak at Modi’s feet❓No❗️ ▪️Looking at this video of extreme narcissism, one can even think that these statements may be deliberately made at the behest of brand Modi. ▪️Even today, our Soldiers are dying on the border. What would their parents be feeling at this act of Narcissism❓ ▪️What is Narendra Modi celebrating❓Trump’s intervention in India’s affairs and announcement of Ceasefire❓ ▪️This is the height of attempting to hide one’s COWARDICE and INSECURITY by USING THE VALOUR OF INDIA DEFENCE FORCES. 🚨Narendra Modi is bringing disrepute to the PMO and is being disgraceful, outright vulgar and insensitive to the families of martyrs and those killed at Pahalgam. Shame on this narcissist. 😡

Raju Parulekar

12,562 次观看 • 1 年前

One of the BIG reasons why middle class remains Middle Class Middle-class people remain middle-class due to their own actions. They get one chance to become rich on their wedding day. Even the poorest families spend ₹20-25 lakh on a wedding for show, instead of giving that money to the couple for financial knowledge or a small business. Society is trapped in this cycle, ensuring you doesn't escape poverty. They prefer a one-day spectacle a procession, fireworks, sitting like a king on a horse and spend all the money, only to go back to hanging from buses and autos for work the next day. They waste money to impress relatives who aren't even satisfied with the food, complaining about salt, not realizing the couple is already spending beyond their means. The actual wedding ceremony (mandap, pheras) costs only about ₹50,000, while the rest of the ₹20-25 lakh is spent on unnecessary rituals like haldi, roka, reception, pre-wedding shoots, etc., making it seem like a week-long fashion event. They spend a fortune on photographers, videographers, drones, etc., for photos and videos that will just sit on a memory card and never be used, while a friend could take a better photo for a story. They fear being judged for a cheap wedding, but people judge them anyway for remaining poor due to these wasteful habits. Girls dream of expensive weddings and pre-wedding shoots, even wanting to visit foreign mountains for their honeymoon when they haven't even seen mountains in their own country. Their only justification for all this expense is, "A wedding happens only once." But that's also how long it takes to become poor. If they saved money, they could become rich by starting a business. It's understandable if someone with ₹1 crore spends ₹20 lakh, but those with only ₹5-10 lakh are spending ₹20-30 lakh. Then they complain about inflation and the government, when they are the ones ruining themselves for society.

One of the BIG reasons why middle class remains Middle Class Middle-class people remain middle-class due to their own actions. They get one chance to become rich on their wedding day. Even the poorest families spend ₹20-25 lakh on a wedding for show, instead of giving that money to the couple for financial knowledge or a small business. Society is trapped in this cycle, ensuring you doesn't escape poverty. They prefer a one-day spectacle a procession, fireworks, sitting like a king on a horse and spend all the money, only to go back to hanging from buses and autos for work the next day. They waste money to impress relatives who aren't even satisfied with the food, complaining about salt, not realizing the couple is already spending beyond their means. The actual wedding ceremony (mandap, pheras) costs only about ₹50,000, while the rest of the ₹20-25 lakh is spent on unnecessary rituals like haldi, roka, reception, pre-wedding shoots, etc., making it seem like a week-long fashion event. They spend a fortune on photographers, videographers, drones, etc., for photos and videos that will just sit on a memory card and never be used, while a friend could take a better photo for a story. They fear being judged for a cheap wedding, but people judge them anyway for remaining poor due to these wasteful habits. Girls dream of expensive weddings and pre-wedding shoots, even wanting to visit foreign mountains for their honeymoon when they haven't even seen mountains in their own country. Their only justification for all this expense is, "A wedding happens only once." But that's also how long it takes to become poor. If they saved money, they could become rich by starting a business. It's understandable if someone with ₹1 crore spends ₹20 lakh, but those with only ₹5-10 lakh are spending ₹20-30 lakh. Then they complain about inflation and the government, when they are the ones ruining themselves for society.

Woke Eminent

209,712 次观看 • 1 年前

RFK Jr. Exposes How Much the Fed Has Robbed from the Middle Class and the Poor “Inflation, as we all know, is theft ... If you had $1,000 six years ago, that $1000 has a value of $520 today in terms of its capacity to purchase goods and services.” “The Fed has engineered an uber-efficient money-printing machine to perpetrate the systematic robbery that has gutted the American middle class and decimated America's working poor.” • Mortgages have doubled in four years. • And because of sky-high rent and mortgage rates, half of 18 to 30-year-olds are still living at home. “Bitcoin is the off-ramp from the inflation highway of doom. If the world were on a Bitcoin standard and our money held its value, we would all have the ability to live more abundant lives. Bitcoiners have it right. Fix the money, fix the world.”

RFK Jr. Exposes How Much the Fed Has Robbed from the Middle Class and the Poor “Inflation, as we all know, is theft ... If you had $1,000 six years ago, that $1000 has a value of $520 today in terms of its capacity to purchase goods and services.” “The Fed has engineered an uber-efficient money-printing machine to perpetrate the systematic robbery that has gutted the American middle class and decimated America's working poor.” • Mortgages have doubled in four years. • And because of sky-high rent and mortgage rates, half of 18 to 30-year-olds are still living at home. “Bitcoin is the off-ramp from the inflation highway of doom. If the world were on a Bitcoin standard and our money held its value, we would all have the ability to live more abundant lives. Bitcoiners have it right. Fix the money, fix the world.”

The Vigilant Fox 🦊

474,807 次观看 • 2 年前

21st May: Codename Dhanu ▪️ A fake narrative has been pushed by the Congress for a long time claiming that Rajiv Gandhi was martyred for the country, but it is completely false. That assassination was actually the result of a backfired misadventure. ▪️ The story begins in the 1980s. Tamilians were a minority in Sri Lanka, mainly settled in the northern part of the island - Jaffna. ▪️The majority of Sri Lanka’s population was Sinhalese, and a long-running ethnic struggle was going on between the Sinhalese and the Tamils. ▪️The leader of the Tamilians was V. Prabhakaran. ▪️The Congress had been out of power in Tamil Nadu for a long time and was keen to regain it. So Indira Gandhi began supporting Prabhakaran and the LTTE. ▪️Prabhakaran greatly admired and even worshipped Indira Gandhi. ▪️After Indira’s death, Rajiv Gandhi continued supporting Prabhakaran and his group, the LTTE. ▪️In June 1987, the Sri Lankan Army besieged the town of Jaffna. This led to large-scale civilian casualties and created a major problem for India. ▪️India feared a strong Tamil backlash at home. ▪️Rajiv Gandhi found himself caught between the Sri Lankan government and the LTTE. ▪️On 29 July 1987, the Indo-Sri Lankan Accord was signed to end the violence in Jaffna and grant some powers to the Tamils. However, the LTTE was not made a party to the accord, which greatly angered Prabhakaran. ▪️When Rajiv Gandhi visited Sri Lanka, he was attacked by a Sri Lankan naval officer. ▪️Later, under pressure from the USA, Rajiv Gandhi sent the IPKF (Indian Peace Keeping Force) into Sri Lanka. This decision proved fatal for him. ▪️Heavy fighting broke out between the Indian Army and the LTTE, with casualties on both sides. ▪️The LTTE wanted revenge. On 21 May 1991, they sent their suicide bomber, codenamed Dhanu, who killed Rajiv Gandhi. ▪️Bhinderwale and Prabhakaran were both initially created or supported by the Congress to help the party gain power in Punjab and Tamil Nadu respectively. ▪️But both experiments turned into misadventures and eventually backfired. ▪️From 1982–87, a Sikh, Giani Zail Singh, was made President of India. From 1987–92, a Tamil, R. Venkataraman, was made President of India. ▪️Supporters of Bhinderwale and Prabhakaran both felt betrayed by Indira Gandhi and Rajiv Gandhi. ▪️And those two unfortunate assassinations took place. ▪️The truth is that neither Indira nor Rajiv sacrificed their lives for the country. They both paid the price for their political misadventures aimed at securing power.

21st May: Codename Dhanu ▪️ A fake narrative has been pushed by the Congress for a long time claiming that Rajiv Gandhi was martyred for the country, but it is completely false. That assassination was actually the result of a backfired misadventure. ▪️ The story begins in the 1980s. Tamilians were a minority in Sri Lanka, mainly settled in the northern part of the island - Jaffna. ▪️The majority of Sri Lanka’s population was Sinhalese, and a long-running ethnic struggle was going on between the Sinhalese and the Tamils. ▪️The leader of the Tamilians was V. Prabhakaran. ▪️The Congress had been out of power in Tamil Nadu for a long time and was keen to regain it. So Indira Gandhi began supporting Prabhakaran and the LTTE. ▪️Prabhakaran greatly admired and even worshipped Indira Gandhi. ▪️After Indira’s death, Rajiv Gandhi continued supporting Prabhakaran and his group, the LTTE. ▪️In June 1987, the Sri Lankan Army besieged the town of Jaffna. This led to large-scale civilian casualties and created a major problem for India. ▪️India feared a strong Tamil backlash at home. ▪️Rajiv Gandhi found himself caught between the Sri Lankan government and the LTTE. ▪️On 29 July 1987, the Indo-Sri Lankan Accord was signed to end the violence in Jaffna and grant some powers to the Tamils. However, the LTTE was not made a party to the accord, which greatly angered Prabhakaran. ▪️When Rajiv Gandhi visited Sri Lanka, he was attacked by a Sri Lankan naval officer. ▪️Later, under pressure from the USA, Rajiv Gandhi sent the IPKF (Indian Peace Keeping Force) into Sri Lanka. This decision proved fatal for him. ▪️Heavy fighting broke out between the Indian Army and the LTTE, with casualties on both sides. ▪️The LTTE wanted revenge. On 21 May 1991, they sent their suicide bomber, codenamed Dhanu, who killed Rajiv Gandhi. ▪️Bhinderwale and Prabhakaran were both initially created or supported by the Congress to help the party gain power in Punjab and Tamil Nadu respectively. ▪️But both experiments turned into misadventures and eventually backfired. ▪️From 1982–87, a Sikh, Giani Zail Singh, was made President of India. From 1987–92, a Tamil, R. Venkataraman, was made President of India. ▪️Supporters of Bhinderwale and Prabhakaran both felt betrayed by Indira Gandhi and Rajiv Gandhi. ▪️And those two unfortunate assassinations took place. ▪️The truth is that neither Indira nor Rajiv sacrificed their lives for the country. They both paid the price for their political misadventures aimed at securing power.

STAR Boy TARUN

27,476 次观看 • 2 个月前

Economic Survey ▪️Pegs GDP growth for next fiscal FY27 at 6.8-7.2%, this is lower than current fiscal ▪️Projects medium-term growth potential at 7% ▪️Geo political scenario could disrupt foreign capital inflows and consequently impact the Rupee ▪️External environment uncertain, India needs to be cautious ▪️Drying up foreign capital making the Rupee unstable ▪️Net surplus in services and remittances not enough to offset trade deficit ▪️Urges private sector to accelerate investment and job creation ▪️Indian firms’ outward investment rises from $14 bn to $24 bn in FY25 ▪️Manufacturing estimated to contribute 12.8% of GDP in FY26 ▪️Cautions against a bigger economic crisis than 2008 due to overheated AI valuations ▪️Need to retain students beyond Class 8 ▪️India’s pulses, maize and cereal yields remain below global averages ▪️Traffic and expensive houses are roadblocks for development ▪️Policy reshape needed for gig workers Some questions arise on the basis of what the Economic Survey says 👇 👉What are we celebrating? A sub 7% growth rate? 👉Survey estimates FY26 GDP growth at 7.4% and nominal GDP growth for the same period at just 8%. Why is the difference between nominal and real GDP growth rate only 0.6%? 👉Rupee has depreciated by over 6.5%. So a 8% nominal GDP growth with 6.5% Rupee depreciation means dollar GDP growth of just 1.5%. Why are we not worried? 👉For Viksit Bharat by 2047 - India needs a GDP growth of at least 8.2% every year for the next 21 years. What are we doing about it? 👉Finally someone in the govt accepting that the Rupee has been falling, but blaming it all on geo political uncertainty. But who will explain why the Rupee is the worst performing Asian currency especially when the dollar has weakened? 👉Why are foreign portfolio investors pulling money out of India? What is the plan to save the Rupee from this withdrawal? 👉Why is net FDI negative for 4 months in a row? 👉Why is India’s private sector not investing in India? 👉Why are Indian corporates investing more overseas than in India (outward investment of Indian cos rises from $14 bn to $24 bn in FY25)? 👉Why is manufacturing’s contribution to overall GDP still languishing at 12.8% - down from 15.6% under UPA and way below the targeted 25% of GDP? 👉Why have Make In India, Production-Linked Incentives (PLIs), failed to boost manufacturing? 👉Modi govt had announced 3 Employment-Linked-Incentive schemes (ELIs) in FY25 Budget to create more than 2 crore jobs. How many jobs have been created? 👉Govt had also announced an incentive scheme for 1 crore internships. Why did less than 10,000 people intern in the last 18 months? 👉Survey shows Corporate tax contribution to the total tax kitty declining, personal income tax collection rising. Why are all incentives then for wealthy corporates and not the ordinary tax payers? 👉The survey’s acceptance that students beyond Class 8 are dropping out should ring alarm bells for our education system. Does the Modi govt care which has shut down 90,000 Govt schools and consistently reduced education budget over the years? 👉Survey says India’s pulses, maize and cereal yields remain below global averages - what is being done to make agriculture more remunerative? 👉Survey says traffic and expensive houses are roadblocks for development - will the unliveable urban cities saddled with traffic, waste and pollution wake the govt up?

Economic Survey ▪️Pegs GDP growth for next fiscal FY27 at 6.8-7.2%, this is lower than current fiscal ▪️Projects medium-term growth potential at 7% ▪️Geo political scenario could disrupt foreign capital inflows and consequently impact the Rupee ▪️External environment uncertain, India needs to be cautious ▪️Drying up foreign capital making the Rupee unstable ▪️Net surplus in services and remittances not enough to offset trade deficit ▪️Urges private sector to accelerate investment and job creation ▪️Indian firms’ outward investment rises from $14 bn to $24 bn in FY25 ▪️Manufacturing estimated to contribute 12.8% of GDP in FY26 ▪️Cautions against a bigger economic crisis than 2008 due to overheated AI valuations ▪️Need to retain students beyond Class 8 ▪️India’s pulses, maize and cereal yields remain below global averages ▪️Traffic and expensive houses are roadblocks for development ▪️Policy reshape needed for gig workers Some questions arise on the basis of what the Economic Survey says 👇 👉What are we celebrating? A sub 7% growth rate? 👉Survey estimates FY26 GDP growth at 7.4% and nominal GDP growth for the same period at just 8%. Why is the difference between nominal and real GDP growth rate only 0.6%? 👉Rupee has depreciated by over 6.5%. So a 8% nominal GDP growth with 6.5% Rupee depreciation means dollar GDP growth of just 1.5%. Why are we not worried? 👉For Viksit Bharat by 2047 - India needs a GDP growth of at least 8.2% every year for the next 21 years. What are we doing about it? 👉Finally someone in the govt accepting that the Rupee has been falling, but blaming it all on geo political uncertainty. But who will explain why the Rupee is the worst performing Asian currency especially when the dollar has weakened? 👉Why are foreign portfolio investors pulling money out of India? What is the plan to save the Rupee from this withdrawal? 👉Why is net FDI negative for 4 months in a row? 👉Why is India’s private sector not investing in India? 👉Why are Indian corporates investing more overseas than in India (outward investment of Indian cos rises from $14 bn to $24 bn in FY25)? 👉Why is manufacturing’s contribution to overall GDP still languishing at 12.8% - down from 15.6% under UPA and way below the targeted 25% of GDP? 👉Why have Make In India, Production-Linked Incentives (PLIs), failed to boost manufacturing? 👉Modi govt had announced 3 Employment-Linked-Incentive schemes (ELIs) in FY25 Budget to create more than 2 crore jobs. How many jobs have been created? 👉Govt had also announced an incentive scheme for 1 crore internships. Why did less than 10,000 people intern in the last 18 months? 👉Survey shows Corporate tax contribution to the total tax kitty declining, personal income tax collection rising. Why are all incentives then for wealthy corporates and not the ordinary tax payers? 👉The survey’s acceptance that students beyond Class 8 are dropping out should ring alarm bells for our education system. Does the Modi govt care which has shut down 90,000 Govt schools and consistently reduced education budget over the years? 👉Survey says India’s pulses, maize and cereal yields remain below global averages - what is being done to make agriculture more remunerative? 👉Survey says traffic and expensive houses are roadblocks for development - will the unliveable urban cities saddled with traffic, waste and pollution wake the govt up?

Supriya Shrinate

29,538 次观看 • 5 个月前

India's Savings are Disappearing RBI's numbers tell a story of a silent shift in the Indian household. Net household savings have hit a 50-year low; to find a time when we saved this little, you have to go back to 1977. As Saurabh and Nandita discuss in our latest podcast, the "Middle Class Dream" is increasingly being fueled by a record-breaking borrowing binge—but not for the reasons you might think. Household borrowing (excluding home loans) has hit 34% of income. This is a historical high and significantly surpasses levels seen in the US, China, or other large economies. This surge is unique—it isn’t driven by asset creation like buying homes or such, but by unsecured consumption and lifestyle maintenance. If the cost of living continues to double every 8 years while savings evaporate, the math for retirement becomes the challenge of a lifetime. Watch the full discussion to understand how you should reframe your perspective on wealth and debt: #MarcellusPodcast #SavingsCrisis #IndianEconomy #PersonalFinance #WealthManagement #DebtReality #CoffeeAndInvesting

India's Savings are Disappearing RBI's numbers tell a story of a silent shift in the Indian household. Net household savings have hit a 50-year low; to find a time when we saved this little, you have to go back to 1977. As Saurabh and Nandita discuss in our latest podcast, the "Middle Class Dream" is increasingly being fueled by a record-breaking borrowing binge—but not for the reasons you might think. Household borrowing (excluding home loans) has hit 34% of income. This is a historical high and significantly surpasses levels seen in the US, China, or other large economies. This surge is unique—it isn’t driven by asset creation like buying homes or such, but by unsecured consumption and lifestyle maintenance. If the cost of living continues to double every 8 years while savings evaporate, the math for retirement becomes the challenge of a lifetime. Watch the full discussion to understand how you should reframe your perspective on wealth and debt: #MarcellusPodcast #SavingsCrisis #IndianEconomy #PersonalFinance #WealthManagement #DebtReality #CoffeeAndInvesting

Marcellus Investment Managers

71,127 次观看 • 6 个月前