Ruzy.hl
@0xRuzy • 6,885 subscribers
Always cooking. Clipper | Spot Trader | Writer | Educational Content | Video Editor | Verified on CoinMarketCap
Videos
Caleb Hammer to Joe Rogan: I'm starting to not have sympathy for the Boomers. I'm really not. Caleb Hammer: Best job market ever, best stock market in the history of the world. Every single Boomer, Gen X, whatever, that's been on my show, they lived it up and spent all their money to live the lifestyle they wanted, and they didn't even set 10% aside a month. 10% aside! They had the best housing market, college, jobs... they were set up for everything.
Ruzy.hl1,923,855 görüntüleme • 1 gün önce
Dave Ramsey was stunned after a caller refused to help her dad with $400… after he sold his $1.3M house to his kids for just $450K. The dad transferred the house to his daughter and son for $50K cash plus the remaining mortgage. Dave quickly realized the father basically gave away nearly a million dollars in equity… then later ended up broke and asking them for help. Dave Ramsey: “He gave you a million-dollar house for half a million.” The caller tried explaining that her dad was a single father and didn’t save enough for retirement, but Dave completely shut that down. Dave Ramsey: “That’s bullcrap.” He said if the father had simply sold the house normally, he would’ve had hundreds of thousands sitting in the bank instead of struggling for money later. Dave’s point was simple: You don’t give away your biggest asset before your own retirement and bills are secure.
Ruzy.hl3,022,881 görüntüleme • 9 gün önce
Caleb Hammer brought in Tyler, a black guy, to confront the guy everyone was calling racist... and things got awkward fast. The accused worker said his coworker claimed Black people are oppressed. His response? “You make twice as much money as I do. Our bosses are Black and make way more money than we do. How are you oppressed?” Then things got even messier when he tried defending himself by saying he'd dated Black women before. Tyler shut that down immediately: “You can still be racist and date Black women.” The biggest argument wasn't even about racism. It was over whether he said he had “black fatigue.” He denied it. Everyone else in the room seemed convinced he said it.
Ruzy.hl1,719,325 görüntüleme • 6 gün önce
Caleb Hammer was shocked after a 20-year-old girl gave her 23-year-old boyfriend a 4-year ultimatum for marriage… …but completely shuts down anytime finances come up. The boyfriend said if marriage doesn’t happen within a year, they’re done. Then Caleb started asking basic money questions, and the whole thing fell apart. The girl admitted she avoids financial conversations because they give her anxiety and “stomach aches.” Meanwhile, the boyfriend is trying to explain credit cards, bills, and plans while she keeps saying: “I don’t understand what he talks about.” Caleb’s point was simple: Marriage isn’t just vibes, dates, and posting each other online. At some point, you have to sit down and talk about debt, bills, income, stress, and plans, even when it’s uncomfortable. Because if someone can’t handle a conversation about money, real life is going to hit them hard.
Ruzy.hl1,075,854 görüntüleme • 9 gün önce
Tucker Carlson to Kevin O'Leary: ...why taxpayers should have to pay for this, if it's a private business and your tenants are some of the richest companies in the world? Kevin: They don't. They don't necessarily have to do that; they just won't win any contracts. It's, it's a... It's a competition, um... Tucker: But why are you getting tax breaks? Is my question. Kevin: Yeah, everybody... You go back, and you say, "What incentives can you give us to invest $15 billion in the first 1.5 gigs?" That's what it takes. I have to go raise $15 billion. That's just the first... Tucker: Okay, but anyone who starts a business, why should taxpayers have to pony up for that? Kevin: They don't. But other states will. Kevin argued that states compete with each other for major investments, offering tax incentives to attract companies willing to spend billions and create jobs. Tucker wasn't buying it. "If it's such a good business, why would you be asking taxpayers to help pay for it without giving them equity in the company? Are you giving taxpayers shares?" Kevin said no. Investors get the shares. Tucker kept pressing: "If you want to start a business, why am I, as a taxpayer, forced to pay for your business?" Kevin's answer was simple: "If you won't give the incentives, another state will."
Ruzy.hl259,485 görüntüleme • 6 gün önce
This $10,000 payment went through on a locked iPhone. No Face ID. No passcode. Marques Brownlee(MKBHD) still looked doubtful after seeing his locked phone get charged $5 through Apple Pay. So the team at Veritasium asked a wild question: “Can we try $10,000?” They placed his iPhone on a device while it was still locked. Then, using a separate device, they tapped a payment terminal. Instantly, $10,000 was charged. No unlock. No Face ID. No passcode. Just tap, and the money was gone.
Ruzy.hl1,448,222 görüntüleme • 1 ay önce
Dave Ramsey told a caller not to buy a $25,000 car when he had $20,000 down. The caller had just landed a new job paying $85,000 a year and wanted to finance the remaining $5,000. Dave wasn’t having it. “You did not hit the lottery.” He argued that doubling your income doesn’t suddenly make you rich, and that taking on a car payment just because your paycheck got bigger is a mistake. Instead, he told the caller to buy a $20,000 car in cash or save up the extra $5,000 and pay cash for the entire thing. “There’s zero chance you should have a car payment.”
Ruzy.hl90,922 görüntüleme • 4 gün önce
Tucker Carlson was shocked when ethical hacker Ryan Montgomery revealed that a Florida sheriff allegedly ran a data broker website that later got leaked. Ryan pulled up Tucker’s real signature from public records, tracked down his Harley transaction, old and new plate numbers, and explained how easy it is to piece together someone’s identity once their data is exposed. He said the “National Public Data” breach exposed around 2.8 billion records, meaning most Americans are probably in it multiple times with addresses, Social Security numbers, relatives, and more. Tucker joked about hiding his wealth in buried gold coins, but Ryan’s point was simple: If someone has enough of your personal data, they don’t need your bank password to ruin your life. They can impersonate you, open accounts, call utility companies pretending to be you, or even track down assets you thought were private.
Ruzy.hl134,719 görüntüleme • 7 gün önce
“Most self-made millionaires under 25 are either scammers, trust fund kids, or just got lucky.” That bold claim set off a heated debate when Brezscales, a young online millionaire, sat down with 10 regular 9 to 5 workers. Things got messy fast. One participant started throwing accusations, calling him a scammer and even falsely claiming he bought Brezscales’ “$4,000 course.” What started as a debate quickly turned into a full-on clash.
Ruzy.hl661,820 görüntüleme • 1 ay önce
Think about this: a billionaire was asked, “What stops you from using your wealth to change someone’s life?” His answer was simple: “Nothing.” John Morgan, a top lawyer in Florida and a billionaire, didn’t just stop at that. He talked about his homes in New Hampshire, Hawaii, and Florida, but also about how he spent millions to help legalize marijuana in Florida. He pushed for a constitutional amendment to raise the minimum wage from $8 to $15 an hour. And he’s put his money into food banks and foundations. But what really go to me was when he said this: “Income inequality is the number one issue facing America.” That’s the kind of mindset that bridges business success with real impact. Because, at the end of the day, wealth means nothing if it doesn’t open up new possibilities for others.
Ruzy.hl502,753 görüntüleme • 1 ay önce
“Lucy Guo reveals the bold move that helped Scale AI land its first clients.” When asked how they got early clients, she shared the story behind it. Her words were simple, early on, they pulled contacts from Y Combinator’s internal database, then reached out to companies one by one. Their pitch was clear. They were a YC startup, and they could handle data labeling cheaper than competitors.
Ruzy.hl333,832 görüntüleme • 1 ay önce
Dave Ramsey says one of the biggest problems facing men today is that society has spent years turning fathers into jokes. “The dad is a doofus. The 12-year-old is the smart one.” He argues that after decades of hearing that masculinity is “toxic” and men are useless, millions of able-bodied men have completely checked out of work and responsibility. According to him, it’s not just hurting the economy. It’s damaging families too. He points to research showing engaged fathers have a massive impact on their daughters’ confidence, education, relationships, and future success. “A confident daughter comes from their dads. The data shows that.” Ramsey says many men have become comfortable sitting at home, living off disability checks, girlfriends, or family support instead of building something for themselves. And even if manufacturing jobs return, he questions whether those men still have the drive or hope to go back to work.
Ruzy.hl30,802 görüntüleme • 7 gün önce
“If Britain was an American state, how wealthy would it be? How many American state are wealthier than the UK in terms of GDP per capita? The answer will shock you.” They did a poll and most British people thought Britain would rank around 7th richest. They were way off. In terms of GDP per capita, even Mississippi, often seen as America’s poorest state, is richer. That would make Britain the poorest state in America on that ranking. The funny part is how confident people were that Britain would rank much higher. When the interviewees were asked why Britain feels poor, the answered; lack of opportunity, high taxes, rising cost of living, and wages not matching their American counterparts. Who knew Britain was this poor?
Ruzy.hl124,924 görüntüleme • 1 ay önce
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