Neil Borate's banner

Neil Borate

@ActusDei • 102,082 subscribers

Editor-in-chief at thefynprint (Previously Personal Finance Editor, Mint)

Shorts

I decided to spend Diwali in Ravana's Sri Lanka! A small rebellion against firecrackers & pollution that have dulled the charm of Diwali in India. And it's been amazing! I'll talk about budget & costs once I'm back. But for now. Highlights: 1. Colombo's famous railway by the sea

I decided to spend Diwali in Ravana's Sri Lanka! A small rebellion against firecrackers & pollution that have dulled the charm of Diwali in India. And it's been amazing! I'll talk about budget & costs once I'm back. But for now. Highlights: 1. Colombo's famous railway by the sea

838,733 次观看

Back to my annual Diwali getaway! Sri Lanka, my ❤️

Back to my annual Diwali getaway! Sri Lanka, my ❤️

143,254 次观看

If you live in Mumbai, make a weekend trip to Pune this season. The train ride alone is worth it.

If you live in Mumbai, make a weekend trip to Pune this season. The train ride alone is worth it.

76,690 次观看

Today I'm flying back to Mumbai from Sri Lanka. Anyone would like to exchange travel stories? Reply here. I'll DM. Saturday breakfast in Sobo - 9 ish. Will close it when 6-7 people confirm. If you're in Pune, can organize it for Sunday afternoon. Reply accordingly I'll also be writing about my trip & costs on Monday

Today I'm flying back to Mumbai from Sri Lanka. Anyone would like to exchange travel stories? Reply here. I'll DM. Saturday breakfast in Sobo - 9 ish. Will close it when 6-7 people confirm. If you're in Pune, can organize it for Sunday afternoon. Reply accordingly I'll also be writing about my trip & costs on Monday

27,327 次观看

View of Nuwara Eliya in the morning. Temperature around 20 degrees. (Note: It has started raining a lot in the afternoon. Limits the scope of activities later in the day)

View of Nuwara Eliya in the morning. Temperature around 20 degrees. (Note: It has started raining a lot in the afternoon. Limits the scope of activities later in the day)

14,467 次观看

Videos

Anya Rossi

sweetdream.ai

SweetDream.ai•Sponsored•Livecam

Watch Anya Live

Anya is streaming live right now! Join her private show and enjoy exclusive content.

Exclusive private shows

1.2k viewers online

Private Show

Join now for exclusive access

Free preview available • Premium content

EPFO meeting yesterday has announced some alarming provisions: 1) Full withdrawal in case of unemployment will happen after 12 months vs 2 months currently 2) Full withdrawal of pension after 36 months rather than 2 months currently 3) 25% of your EPF, kept in EPF always!

EPFO meeting yesterday has announced some alarming provisions: 1) Full withdrawal in case of unemployment will happen after 12 months vs 2 months currently 2) Full withdrawal of pension after 36 months rather than 2 months currently 3) 25% of your EPF, kept in EPF always!

1,693,427 次观看 • 1 年前

How can a city have a promenade with hawkers & crowds & yet be spotless? This is Galle face in Colombo. If they can do it, why can't Mumbai?

How can a city have a promenade with hawkers & crowds & yet be spotless? This is Galle face in Colombo. If they can do it, why can't Mumbai?

607,132 次观看 • 1 年前

One of the worst effects of the wage ceiling under EPF being increased from 15,000 to 25,000 is that a lot more people will be sucked into the employees pension scheme or EPS. This was earlier not applicable if your basic wage was above 15,000 & you joined service after 2014. More money in EPS means either: 1) You withdraw before 10 yrs service & get no interest on it (interest free loan to govt) 2) Don't withdraw for 10 years & your money gets locked till age 58 effectively

One of the worst effects of the wage ceiling under EPF being increased from 15,000 to 25,000 is that a lot more people will be sucked into the employees pension scheme or EPS. This was earlier not applicable if your basic wage was above 15,000 & you joined service after 2014. More money in EPS means either: 1) You withdraw before 10 yrs service & get no interest on it (interest free loan to govt) 2) Don't withdraw for 10 years & your money gets locked till age 58 effectively

60,853 次观看 • 1 个月前

One of my favourite stays in Mumbai. Sea Green (South) on Marine Drive. Rs 6.3k (breakfast included) Expensive but huge rooms & old world charm.

One of my favourite stays in Mumbai. Sea Green (South) on Marine Drive. Rs 6.3k (breakfast included) Expensive but huge rooms & old world charm.

583,522 次观看 • 1 年前

Hotels in Colombo are cheap for Indians. Probably due to the Sri Lankan rupee depreciation against our rupee & my off peak travel timing. I booked this one (Granbell) for INR 6.8k per night. It was absolutely worth it. A 5-star in Mumbai will normally cost > 12k with tax

Hotels in Colombo are cheap for Indians. Probably due to the Sri Lankan rupee depreciation against our rupee & my off peak travel timing. I booked this one (Granbell) for INR 6.8k per night. It was absolutely worth it. A 5-star in Mumbai will normally cost > 12k with tax

698,576 次观看 • 2 年前

A US NRI asked me recently about which fund to invest in, having sold a property in India recently. I asked him to take the money back to the US.

A US NRI asked me recently about which fund to invest in, having sold a property in India recently. I asked him to take the money back to the US.

228,250 次观看 • 9 个月前

Why no mutual fund/influencer ever asks you to SELL!

Why no mutual fund/influencer ever asks you to SELL!

168,290 次观看 • 7 个月前

Today Aswath Damodaran spoke truth to power. "The FUNDAMENTAL problem with the Indian market is that Indians are forced to invest in it almost at gunpoint," he said referring to the complications with investing oversees Kudos 👏

Today Aswath Damodaran spoke truth to power. "The FUNDAMENTAL problem with the Indian market is that Indians are forced to invest in it almost at gunpoint," he said referring to the complications with investing oversees Kudos 👏

92,896 次观看 • 4 个月前

Another great deal in South Bombay! The YWCA International Centre near Oval Maidan. Spacious double room with a balcony. 4.4k with breakfast & dinner incl. Open to all. YWCA = Young Women's Christian Association. I'm not a woman or Christian (young, maybe) but I could stay. 😅

Another great deal in South Bombay! The YWCA International Centre near Oval Maidan. Spacious double room with a balcony. 4.4k with breakfast & dinner incl. Open to all. YWCA = Young Women's Christian Association. I'm not a woman or Christian (young, maybe) but I could stay. 😅

322,868 次观看 • 1 年前

US yields highest since 2002. So can you invest in US debt? How does Indian debt stack up?

US yields highest since 2002. So can you invest in US debt? How does Indian debt stack up?

26,633 次观看 • 1 个月前

Bentleys Hotel behind the Taj is another one of my favourites. A checked floor, a balcony, space & trees. 4k a night.

Bentleys Hotel behind the Taj is another one of my favourites. A checked floor, a balcony, space & trees. 4k a night.

277,476 次观看 • 1 年前

JP Morgan & HSBC downgraded India in 48 hours. Nifty is already down 9% from highs. JPMorgan bear case? Still BELOW current levels. 🐻 20,500 → -14% 📊 27,000 → +13% 🐂 30,000 → +26% Wall Street isn't calling it cheap yet. Is India a value buy or a value trap? 🧵

JP Morgan & HSBC downgraded India in 48 hours. Nifty is already down 9% from highs. JPMorgan bear case? Still BELOW current levels. 🐻 20,500 → -14% 📊 27,000 → +13% 🐂 30,000 → +26% Wall Street isn't calling it cheap yet. Is India a value buy or a value trap? 🧵

97,730 次观看 • 6 个月前

The system doesn't push this fund. It has barely any commissions and doesn't fit the India-only narrative. One of India's most savvy investors, S Naren puts most of his money in this fund amongst all the schemes he runs. Watch! Mail me to join our community. neil@thefynprint.com

The system doesn't push this fund. It has barely any commissions and doesn't fit the India-only narrative. One of India's most savvy investors, S Naren puts most of his money in this fund amongst all the schemes he runs. Watch! Mail me to join our community. [email protected]

147,981 次观看 • 10 个月前

Gold Miners are an interesting way to play gold. Gold in USD is down 25% from its peak but even if it simply stays here, the margins for miners are hefty. In some ways a better bet than gold itself. Would you agree?

Gold Miners are an interesting way to play gold. Gold in USD is down 25% from its peak but even if it simply stays here, the margins for miners are hefty. In some ways a better bet than gold itself. Would you agree?

65,765 次观看 • 4 个月前

Jane Street made tons of money. Who lost? People like this Uber driver. Monthly earning 25k. F&O loss 2.5 lakh. Kudos to Sebi and Ananth Narayan for standing up for the ordinary Indian on the street. Excellent video by ANURAG

Jane Street made tons of money. Who lost? People like this Uber driver. Monthly earning 25k. F&O loss 2.5 lakh. Kudos to Sebi and Ananth Narayan for standing up for the ordinary Indian on the street. Excellent video by ANURAG

205,650 次观看 • 1 年前

Zerodha will soon launch US stocks on Kite. This and much more was discussed at today's GIFT City Global Markets Conclave

Zerodha will soon launch US stocks on Kite. This and much more was discussed at today's GIFT City Global Markets Conclave

103,498 次观看 • 8 个月前

Personal Finance at its core is simple: 1) Emergency Fund 2) Health & Term Insurance 3) Equity for compounding 4) Diversification across countries & assets. After 10 years in financial journalism, I co-founded thefynprint. We give you: 1) A concierge service on financial questions like PF withdrawal, home loans, credit cards, global investing etc. 2) A WhatsApp community to discuss & share information 3) Webinars & meet-ups 4) Weekly digital magazine Subscribe to thefynprint. It is only Rs 400 per month.

Personal Finance at its core is simple: 1) Emergency Fund 2) Health & Term Insurance 3) Equity for compounding 4) Diversification across countries & assets. After 10 years in financial journalism, I co-founded thefynprint. We give you: 1) A concierge service on financial questions like PF withdrawal, home loans, credit cards, global investing etc. 2) A WhatsApp community to discuss & share information 3) Webinars & meet-ups 4) Weekly digital magazine Subscribe to thefynprint. It is only Rs 400 per month.

74,196 次观看 • 5 个月前

A year ago I left journalism to start thefynprint, betting that Indian investors needed to look beyond India. Tomorrow is two years since the Nifty peaked. Nifty 50: down 6% in a year S&P 500: up 27% in a year, in rupees The objections haven't changed. My answers (check video):

A year ago I left journalism to start thefynprint, betting that Indian investors needed to look beyond India. Tomorrow is two years since the Nifty peaked. Nifty 50: down 6% in a year S&P 500: up 27% in a year, in rupees The objections haven't changed. My answers (check video):

19,898 次观看 • 1 个月前

The day Groww lists at a premium, BSE quietly reveals the REAL number of RIAs (see video). The story: 1) Indians want free trading & MFs paid by F&O, loans etc. 2) They don't want to pay for advice. That must come free from influencers. Yes, MFDS exist & give advice. For now.

The day Groww lists at a premium, BSE quietly reveals the REAL number of RIAs (see video). The story: 1) Indians want free trading & MFs paid by F&O, loans etc. 2) They don't want to pay for advice. That must come free from influencers. Yes, MFDS exist & give advice. For now.

117,712 次观看 • 11 个月前

After 6.5 yrs in Mint, I'm moving on to build a new personal finance content platform. This is with FinRight, which does pioneering work in PF assistance. I'm very grateful for your love & support in my journey so far. Help me with suggestions & ideas.

After 6.5 yrs in Mint, I'm moving on to build a new personal finance content platform. This is with FinRight, which does pioneering work in PF assistance. I'm very grateful for your love & support in my journey so far. Help me with suggestions & ideas.

136,930 次观看 • 1 年前