Gurjot Ahluwalia
@gurjota • 43,183 subscribers
I write about equity, personal finance, money hacks and my hobbies. On the journey to Financial Freedom. *All opinions are my own, Likes & RTs ≠ Endorsements*
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Extremely sad and tragic news from Vietnam. I've also encountered some rough seas during my travels across Seychelles, Maldives and Thailand. But never ever imagined such a fate. This video should provide some perspective on how rough seas can get. We were chasing dolphins on a speed boat in the Indian Ocean. Guess I'm lucky to be alive.
Gurjot Ahluwalia170,751 次观看 • 18 天前
One of the most outrageous market predictions on TV which even left Anuj stunned! "Nifty can rise to 35,000 in the next 12-15 months HDFC Bank is trading at 1.7x price to book, a lesson for me also after 25 years that anything is possible in the market. FIIs have been selling Indian banks and taking the AI trade. SpaceX listing may mark top of US bull market. And I believe Banks and IT will lead the rally"
Gurjot Ahluwalia205,483 次观看 • 1 个月前
My primary broker for trading is Kotak Neo. My secondary broker was Zerodha. But since their brokerage charges are quite high, I landed on IIFL as a secondary broker. IIFL has an excellent pricing model and a RM for all kinds of service requests, which felt like a compelling proposition. But it's barely been 3 months, and I will advise everyone against doing what I did. While Algo trading has worked fine, any kind of discretionary trading has been a horrible experience ! I've faced numerous glitches on both their Web and Mobile platforms, atleast 3-4 times, and there is absolutely zero accountability on resolution and explanation of those glitches. On top of that, their UI is one of the worst amongst all the brokers I've ever worked with. On 7 July Nifty weekly expiry day, I wasn't able to exit my positions for a few minutes after 3pm (refer video). Thankfully, they were OTM strikes and I was able to exit using the mobile platform. On sharing the issue with the RM, he just responded he's escalated the issue to the technical team and they will resolve/contact me. Almost 3 weeks later, nobody has contacted me even once or shared any root cause analysis of the issue with me. Then 23-24 July, the platform had a different type of glitch where the UI response was pathetically slow. If you clicked on Add/Exit (Buy/Sell) the order window took an insane 5-10 seconds just to open. On top of that, clicking on a specific strike was opening up the order window of a different strike. So I thought to try the mobile app, and that wasn't working either. Though the platform started working again after sometime, the issue was persisting intermittently throughout the 2 days. On contacting the RM, he again gave the usual response of escalating to technical team. The whole day passed, no acknowledgment of the issue, no resolution, no accountability. On a side note, I was able to recover any losses by close. I also asked my RM, if they'll waive off the brokerage charges of that day, because of the horrendous experience - and he said no can't do that. For 1500-2000, I won't waste my time to complain to SEBI but it should tell you about IIFL's thinking around customer experience. Absolutely pathetic service from a so called "full service broker". Before shifting to IIFL, I had spoken to a couple of people as well specifically to ask about "glitches on their platform" and they all said they've never really experienced it in 7-8 years beyond maybe 1-2 times. It is super hard for me to believe that right now. "The bitterness of poor quality remains long after the sweetness of low price is forgotten" IIFL Capital Services Limited
Gurjot Ahluwalia26,227 次观看 • 5 天前
