Martin Lewis
@MartinSLewis • 3,285,548 subscribers
Founder: @moneysavingexp | @mmhpi | https://t.co/wdF4pq3aKe Shows: @itvmlshow | Martin Lewis Podcast Tips, Polls, Puns, Musings. Lara's husband, Sapphire's dad
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Got savings? Short-dated gilts (UK bonds) held to maturity may provide up to 8% equiv. returns if you pay tax on interest. Yet DON'T do owt without knowing full pros, cons & risks. All in the Martin Lewis Pod ‘Savers, can you use gilts to earn 8%?’ now out on BBC Sounds, Apple & elsewhere.
Martin Lewis121,358 views • 5 days ago
Please submit your small ideas for fixing Britain to the website. It’s a new charitable initiative I’ve set up to try and make sure life’s potholes don’t get ignored. Working with two charities and a cross party panel to turn your ideas into policy then try and make it happen. Please share.
Martin Lewis486,173 views • 20 days ago
UK rates are likely to rise. If you’ve got spare cash should you save or overpay a mortgage? If you do overpay for the big savings ensure it reduces what you owe, not lengthen the term. Far more in 'What’s happening to interest rates? Mortgages, savings & more’ Martin Lewis pod.
Martin Lewis538,901 views • 1 month ago
“Why are bills UP £300 when they were meant to be DOWN £300?” Martin puts your first question to Energy Secretary Miatta Fahnbulleh For more inc on standing charges, green policy, regional pricing, and Jan’s predicted 24% price hike. Watch the full energy bills special on ITVX
Martin Lewis569,436 views • 1 month ago
I'm afraid it's now predicted the energy Price Cap will rise 24% in January. The Cap applies to all firms' standard tariffs (bar in N. Ireland), so if you're not on a fix or special deal, you, like most people, are on it. If you are on it, the safest thing to do is to fix, using a whole-of-market comparison such as MSE's For far more help, including if you're already fixed, plus my interview with the Energy Secretary about what the Govt will do, watch last night’s full Martin Lewis Money Show Energy Special on itvX
Martin Lewis453,583 views • 1 month ago
You can’t leave a pension in your will. You need to tell the pension provider or trustees who you want the money to go to if you die, it’s done via a nomination form or expression of wishes form. Make sure yours is done and up to date. Clip courtesy of This Morning
Martin Lewis322,434 views • 1 month ago
Each new school year brings your child closer to Uni age. If they do go, there’s a hidden parental contribution, often £1,000s a year. Most parents aren't warned to save in advance. Do listen to the FULL help in this week's Martin Lewis Podcast, & try the free calc (links below)
Martin Lewis485,184 views • 1 month ago
News! From 2027, the full new state pension will be higher than the tax-free allowance, so tax is due. The Chancellor had said people wouldn’t need to do assessments, but on my show tonight, Rachel Reeves said, they won’t pay tax at all this parliament. Watch the full show & budget interview on PS I asked the Chancellor after that… ‘what about those edge-cases who earn just a tiny bit elsewhere like small private pensions?’ she said they won’t be included in this and thus will pay tax.
Martin Lewis2,009,194 views • 11 months ago
There’s £136bn in Premium Bonds, but are they any good? How do they really work; are some bonds better than others; would you be better off in top savings or investing? The new “Time to ditch your premium bonds?” Martin Lewis podcast answers all that and more. Listen on Apple and elsewhere good or mediocre pods are listed.
Martin Lewis143,356 views • 26 days ago
Pension triple lock: what's REALLY happening. There’s a huge amount of misunderstanding out there. My must-watch mini-briefing I hope keeps it as simple as possible, so you can see how it’d likely roughly really work. As for is it good or bad… that’s your decision, not mine. NB Read this after you’ve watched & understood the video… For belt & braces, it’s worth noting, in some situations, a year of average earnings higher than inflation (or 2.5%) wouldn’t increase the State Pension by more than inflation (or 2.5%). E.g. If inflation was 4%, and average earnings growth 2% in each of the first two years then in year three inflation was 2.5% and average earnings 5%. The State Pension over the three years would rise 10.5% just due to the inflation link – higher than the 9% total growth in average earnings since the start. So in the third year the pension would just increase by the 2.5% inflation (not the 5% growth of average earnings)
Martin Lewis142,983 views • 27 days ago
"Martin, must they give me a cooling off period when they double my online subscription?" A snip from this week’s Martin Lewis Question Time Podcast “Will payrise mean I lose child benefit?” plus mortgages, how to get into journalism & more. Do listen via BBC Sounds, Apple etc.
Martin Lewis83,616 views • 16 days ago
