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Martin Lewis

@MartinSLewis3,302,851 subscribers

Founder @moneysavingexp, @mmhpi & (ish) @itvmlshow & Martin Lewis Podcast. Home of t'daily twitter poll, tips, puns, musings. Mrs MSE’s husband, Sapphire's dad

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Stay calm today. Use a list, don’t let them tweak your impulse spending nipples. Buy what you need and want not what they want you to buy. My annual Black Friday warning… Courtesy of The Martin Lewis Money Show Live

Stay calm today. Use a list, don’t let them tweak your impulse spending nipples. Buy what you need and want not what they want you to buy. My annual Black Friday warning… Courtesy of The Martin Lewis Money Show Live

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A year ago, I was moved to tears when govt agreed to consult on Council Tax debt collection. I’m reposting that video as today IT'S DONE. On the back of Money and Mental Health campaigning the govt said this morning it WILL change the rules - Currently miss a monthly payment & within 3 weeks, you can be told "pay the whole year". From Apr 27, Councils must wait 63 days to do that & signpost people to help meantime - The max added admin cost is also being capped at £100 Here’s my official quote on it…. “Council Tax debt collection is so aggressive it’d make banks blush. It’s the most vicious and damaging form of legal debt collection out there - causing counterproductive misery for millions. We’ve spent the last 18 months campaigning hard to change this hideous system, and having seen so much pain caused by it, I’m genuinely moved by this huge first step towards making things better.” “Currently, in England, if you miss a monthly payment, many councils, within usually 3 weeks, demand payment for the entire year. How people who can’t find a month’s money are expected to find a year’s I don’t know. Yet if they can’t pay, within just three more weeks, they are often taken to court, have ‘admin costs’ added, and soon see bailiffs sent in. No commercial firm would be allowed to do anything close - constituents are treated worse than customers.” The new rule from next April means councils must wait two months, not 3 weeks, to ask for a year’s money, and the ‘admin costs’ will be capped at £100. In a perfect world, it would be even longer and the lower cap would apply, but this is still a hugely welcome change to a 33-year-old process. For councils too, it is worth remembering that this grotesque system is often catastrophic for people’s finances and wellbeing, leaving many needing more help and support, and ultimately the same council having to pick up the pieces.” last May. Today ITS DONE! Govt has announced

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