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Marvin Bontrager, Ph.D.

@mbontrager5 • 3,046 subscribers

Promoting pursuit of continuous improvement & financial education. | Dislike IULs, theft, & financial scammers. | RT/Likes ≠ Endorsement. | Views are my own.

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From the Ramsey Show (November 2, 2023): This disturbing video rant from Dave Ramsey demonstrates an ongoing ignorance of safe withdrawal rates and sequence of returns risk, plus a combative insistence on using 12% average linear returns assumptions over decades. Dave publicly humiliates team personality George Kamel for merely suggesting that a 3% SWR could be used for a 30-year retirement timeframe. The sheer volume of issues in the video speaks for itself.
9:06
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From the Ramsey Show (November 2, 2023): This disturbing video rant from Dave Ramsey demonstrates an ongoing ignorance of safe withdrawal rates and sequence of returns risk, plus a combative insistence on using 12% average linear returns assumptions over decades. Dave publicly humiliates team personality George Kamel for merely suggesting that a 3% SWR could be used for a 30-year retirement timeframe. The sheer volume of issues in the video speaks for itself.

Marvin Bontrager, Ph.D.

4,463,860 views • 2 years ago

Sales agent explains the big difference between a life insurance agent and a financial advisor. “I don’t have the license to lose you money.”
0:23
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Sales agent explains the big difference between a life insurance agent and a financial advisor. “I don’t have the license to lose you money.”

Marvin Bontrager, Ph.D.

10,317 views • 1 year ago

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