Ray Dalio
@RayDalio • 2,342,822 subscribers
Official account of Ray Dalio, founder of Bridgewater Associates, author of #1 New York Times bestseller 'Principles,' professional mistake maker
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In order to be successful, you have to do five things. There’s a sequence to it. 1. Have (audacious) goals. 2. Identify and don't tolerate problems. 3. Diagnose the problems to get at their root causes. 4. Design a path to fix those things. 5. Push through to results. This is what I call looping. Go for your goals, identify your problems, get to the root cause, design a path, and push through. Life is basically just doing that over and over again. If you do that, you'll make the advances. #Principles #RayDalio #PersonalGrowth
Ray Dalio344,092 Aufrufe • vor 5 Tagen
I’m really excited about what’s going on with Digital Ray, which is my digital twin. I'm creating this so that everyone can have as much contact and as many conversations with me as they want—unlimited amounts, in the same sort of way that I do it. Eventually, it’s going to be a lot smarter than I am. This is all part of the evolutionary process. It’s still a bit experimental, but it really is something. If you want to have unlimited conversations with me, go online and try it. I also highly recommend taking the Principles You personality test. It’s online and only takes about 20 or 30 minutes. It will tell you all about your characteristics and inclinations. Integrating your assessment with Digital Ray allows for highly personalized guidance in Coach Mode, tailored to your unique needs across life and work. You can find a link here: #DigitalRay #ArtificialIntelligence #PrinciplesYou #RayDalio
Ray Dalio243,221 Aufrufe • vor 11 Tagen
Failure is a teacher. If you have success, you did it right, so there is probably nothing to learn. But if you have failure, there is something to learn. You have to make the most of your failures. Over time, I developed an instinctual reaction to failure. My instinct now is to view failure as a puzzle that will give me gems if I can solve it. The puzzle is simply this: What would I do differently in the future so as not to have that result? When you solve that puzzle, you write the lesson down. That is where principles come from. #RayDalio #Principles #GrowthMindset #ContinuousLearning
Ray Dalio126,776 Aufrufe • vor 10 Tagen
While Bitcoin gets a lot of attention, it hasn’t played the safe-haven role many expected. In my view, there are a few reasons why. First, Bitcoin lacks privacy. Transactions can be monitored and potentially controlled, which is why central banks aren’t looking to hold it. Second, it also has a high correlation with tech stocks. When investors get squeezed in other areas of their portfolio, they sell their Bitcoin to cover it. Third, it’s a relatively small and controllable market, whereas gold stands alone. There is only one gold. Ultimately, gold is more widely held, deeply established, and still plays a central role in the global system.
Ray Dalio747,575 Aufrufe • vor 2 Monaten
The World Cup games are really something else. Beyond the competition and the games themselves—which are fantastic—there’s this incredible element of how people from different countries interact with each other. People bring their unique personalities and nationalities, and everyone just gets along with so much respect. Whether it’s the Scots bringing their spirit and bagpipes to the games, or the Japanese fans cleaning up the stadium after a match, it’s a beautiful reflection of what the United Nations—and all countries—should be. It brings out a joy, laughter, and a warmth that gives us a real element of optimism. We should learn from this whole experience of what it's like to be together, and how we can be together. #WorldCup #soccer #raydalio
Ray Dalio174,847 Aufrufe • vor 20 Tagen
Thinking about the 250th year of the United States... why does it blow me away? It's the closest thing to utopia that has taken place in all of humanity. People came from all over the world because it was a refuge and a land of opportunity. To have this mix of people come together and experience freedom and order at the same time—to work well and create opportunity together—is incredible. But it requires us to ask: How does the rule of law balance with compromise to reach an agreement for the greater good? On this 4th of July, these are my reflections. It is something to be treasured. #4thOfJuly #America250 #Opportunity #Principles
Ray Dalio111,902 Aufrufe • vor 15 Tagen
When you look back over the last 250 years, the United States has been an amazing place that has given people equal opportunity. People came from all over to work and live well together, becoming prosperous because you could have a good balance of freedom, rule of law, and civility. People were willing to compromise and work together because they recognized that, while imperfect, the greater system was ultimately fair. Our founding fathers had an aspirational dream of what could be possible, and that dream became a reality. It is one hell of an accomplishment, and we must not lose sight of the principles behind that success. Which principles do you think have contributed most to America’s success? #4thOfJuly #America250 #AmericanDream #Principles
Ray Dalio114,596 Aufrufe • vor 16 Tagen
Looking ahead to the next 24 months, my main focus is passing along whatever I have that could be of benefit to others. At 76, that is the driving force behind everything I am doing. It is exactly why I wrote about the mechanics of debt - so people could study those mechanics. I still love playing my investment game, which I am now doing for my family office, and I am making a platform so that everybody can do that sort of thing. Those are my aspirations professionally. Personally, my focus is on family, my grandkids, and simply savoring life.
Ray Dalio165,154 Aufrufe • vor 26 Tagen
I believe we are currently on the brink. We are entering a particularly risky period expected between the 2026 midterm election and the 2028 presidential election. At the same time, the monetary situation is becoming increasingly threatening. The U.S. government currently spends $7 trillion while only taking in approximately $5 trillion, resulting in 40% overspending. While the government has a significant amount of debt to finance, the demand for that debt is falling. This decline in demand is driven by standard supply and demand factors, as well as fears from debt holders regarding potential sanctions. #geopolitics Ed Elson
Ray Dalio204,238 Aufrufe • vor 1 Monat
After spending time in Washington, DC discussing the budget deficit with senior people on both sides of the aisle, it’s clear to me that we are unlikely to change the debt trajectory we’re on and avoid the painful consequences. While virtually everyone agrees on the need to address our debt problem in a balanced way that includes tax increases and cuts to benefits, they also agree that they cannot speak up because politics have become absolutist. We must find a solution around absolutist pledges like, ”I will not raise taxes,” or “I will not reduce benefits,” when they are desperately needed.
Ray Dalio2,400,076 Aufrufe • vor 1 Jahr
It's now happening. The existing fiat monetary order, the domestic political order, and the international geopolitical order are all breaking down, so we are at the brink of wars. It all is happening because of the Big Cycle that is driven by the five big forces I've described repeatedly and laid out in detail in my book and Youtube video titled Principles for Dealing with The Changing World Order. You can find the video linked in the comments below.
Ray Dalio741,076 Aufrufe • vor 5 Monaten
In 1971, the US ran out of money and defaulted on its debts. Now, they didn’t say it that way. But by moving away from the gold standard, money as we understood it ended. I expected the stock market to plunge, but it went on to rise nearly 25%. That surprised me. But when I looked into it, I discovered the exact same thing happened in 1933 and it had the exact same effect. Here’s why.
Ray Dalio983,188 Aufrufe • vor 8 Monaten
When entering this second phase of life, you are almost certainly making the mistake of thinking you know more than you actually know—especially if you got good grades in school. You were taught that success is a matter of learning what you were taught and not making mistakes. That probably made you a bit arrogant, like I was when I graduated. But it is living life and encountering your realities that will truly teach you. The question is, will you learn? Long Island University You can watch the full speech here:
Ray Dalio200,780 Aufrufe • vor 2 Monaten
My view is that buying and holding real estate is not an effective investment strategy in our current economic environment, for a few reasons. 1) Real estate is more interest rate sensitive than it is inflation sensitive, so given our current circumstances it is likely to go down in real terms 2) It is a fixed asset that is easy to tax, which limits its impacts on your ability to diversify 3) Real estate is nailed down, so investing in it makes it more difficult to move money from one place to another That’s my view, in a nutshell. I’m curious to hear if you agree. #GovernmentDebt #debt #principles
Ray Dalio1,032,893 Aufrufe • vor 11 Monaten
History shows us that having too much debt during an economic downturn leads to a classic, self-reinforcing cycle where: 1) The empire can no longer borrow the money to repay its debts 2) It prints a lot of new money, which devalues the currency and raises inflation 3) Living standards decline, leading to the rise of political extremism 4) Turbulent economic conditions undermine productivity and there is conflict about how to divide the shrinking resources 5) Populist leaders emerge pledging to take control and bring about order
Ray Dalio749,038 Aufrufe • vor 8 Monaten
When an empire runs out of its own money, it is able to increase the supply of money. However, printing more money causes borrowing to increase creating a financial bubble. I urge you to watch “The Changing World Order” on my YouTube channel to understand how, and what it means for all of us. #principles #raydalio
Ray Dalio932,660 Aufrufe • vor 11 Monaten
In order to understand the full picture of how the world order is changing, I would urge you to watch this five-minute clip, or the complete 40-minute animated video called "Principles for Dealing with Changing World Order." And if you want an even more complete explanation, you can check out my book of the same title. #principles #politics #economics
Ray Dalio1,244,699 Aufrufe • vor 1 Jahr
The foundations of a successful country are simpler than most people think–productive citizens, a civil environment, and peace. If you understand that framework, you should be able to understand where we are in the big cycle of political and social order and disorder. History shows us that when the causes people are willing to fight for are more important to them than the system, the system is in jeopardy.
Ray Dalio125,487 Aufrufe • vor 1 Monat
People often ask whether China or the West is “winning.” That’s the wrong question. The more useful question is: how do different systems work, and what trade-offs do they make? When you look at history, geopolitics, and economics together, you start to see repeating patterns — and those patterns matter far more than day-to-day noise.
Ray Dalio190,605 Aufrufe • vor 2 Monaten