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Citizens can expect many benefits from our financial inclusion program: • Over 1 million citizens moved into retail banking • Corporate banking for businesses • Digital payments of public services • Ubiquity of point of sale machines That’s my promise -mb. #هەژماری_من

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Masrour Barzani

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84,160 görüntüleme • 3 yıl önce •via X (Twitter)

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Financial inclusion has been the foundation of India's social transformation. Hon'ble PM Shri Narendra Modi brought crores of unbanked citizens into the formal banking system through PM Jan Dhan Yojana and enabled collateral-free credit backed by a sovereign guarantee. Our Digital Infrastructure further empowered these citizens to become entrepreneurs, build creditworthiness and participate in the formal economy. - Smt Nirmala Sitharaman at the Rencontres Économiques d’Aix-en-Provence
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Financial inclusion has been the foundation of India's social transformation. Hon'ble PM Shri Narendra Modi brought crores of unbanked citizens into the formal banking system through PM Jan Dhan Yojana and enabled collateral-free credit backed by a sovereign guarantee. Our Digital Infrastructure further empowered these citizens to become entrepreneurs, build creditworthiness and participate in the formal economy. - Smt Nirmala Sitharaman at the Rencontres Économiques d’Aix-en-Provence

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As I have said in the past, corruption is a national security threat and must be treated as such by citizens, businesses and govt. That’s why we’ve invested in banking, digital and regulation. Today’s report on corruption in the public sector is part of this ongoing campaign.
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As I have said in the past, corruption is a national security threat and must be treated as such by citizens, businesses and govt. That’s why we’ve invested in banking, digital and regulation. Today’s report on corruption in the public sector is part of this ongoing campaign.

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KarobaarKiBaat: How digital banking is helping businesses grow For Chandak Medical, a long-established medical retail business in Chandrapur, ICICI Bank’s digital banking solutions have helped simplify financial operations and support their expansion into new ventures, including a tyre business, fashion retail and wholesale distribution. From reducing international payment processing time from days to just a few hours through Trade Online, to automating recurring vendor, salary and landlord payments with Scheduled Payments on BizPay 360, our digital solutions help reduce manual effort, save valuable time and keep their business moving. What began decades ago with a trusted local medical shop has today grown into a diverse, multi-business enterprise—with digital banking helping them manage the journey along the way. Watch how ICICI Bank is supporting this merchant’s growth journey.
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KarobaarKiBaat: How digital banking is helping businesses grow For Chandak Medical, a long-established medical retail business in Chandrapur, ICICI Bank’s digital banking solutions have helped simplify financial operations and support their expansion into new ventures, including a tyre business, fashion retail and wholesale distribution. From reducing international payment processing time from days to just a few hours through Trade Online, to automating recurring vendor, salary and landlord payments with Scheduled Payments on BizPay 360, our digital solutions help reduce manual effort, save valuable time and keep their business moving. What began decades ago with a trusted local medical shop has today grown into a diverse, multi-business enterprise—with digital banking helping them manage the journey along the way. Watch how ICICI Bank is supporting this merchant’s growth journey.

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Today, the PM Jan Dhan Yojana (PM-JDY) completes 12 successful years. It is the world’s largest Financial Inclusion Scheme. Launched under the visionary leadership of Prime Minister Shri Narendra Modi, this historic initiative is advancing the vision of ‘Sabka Saath, Sabka Vikas’ by ensuring greater financial security, dignity and new opportunities for millions. Before 2014, millions of people, particularly from underserved and vulnerable sections, remained outside the formal banking system. The PM-JDY transformed this landscape by bringing them into the formal financial system and providing access to essential services such as banking, insurance, pensions and digital payments. By expanding financial inclusion, the scheme has strengthened transparency, improved the delivery of welfare benefits and contributed significantly to the growth of India’s digital economy. The scheme has also emerged as a powerful instrument of women’s empowerment. Today, there are over 59 crore Jan Dhan accounts across the country, including nearly 33 crore accounts held by women beneficiaries. PM-JDY has laid a strong foundation for inclusive growth, financial empowerment and a self-reliant India.
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Today, the PM Jan Dhan Yojana (PM-JDY) completes 12 successful years. It is the world’s largest Financial Inclusion Scheme. Launched under the visionary leadership of Prime Minister Shri Narendra Modi, this historic initiative is advancing the vision of ‘Sabka Saath, Sabka Vikas’ by ensuring greater financial security, dignity and new opportunities for millions. Before 2014, millions of people, particularly from underserved and vulnerable sections, remained outside the formal banking system. The PM-JDY transformed this landscape by bringing them into the formal financial system and providing access to essential services such as banking, insurance, pensions and digital payments. By expanding financial inclusion, the scheme has strengthened transparency, improved the delivery of welfare benefits and contributed significantly to the growth of India’s digital economy. The scheme has also emerged as a powerful instrument of women’s empowerment. Today, there are over 59 crore Jan Dhan accounts across the country, including nearly 33 crore accounts held by women beneficiaries. PM-JDY has laid a strong foundation for inclusive growth, financial empowerment and a self-reliant India.

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From building the backend of Nigeria's banking infrastructure to powering the dreams of millions across Africa, the mission has remained the same: creating financial happiness for every African, everywhere. In this Bloomberg interview, Felix unpacks our evolution from building banking infrastructure to becoming the largest merchant acquirer with 20 million+ businesses and individuals. If you've ever been curious about our growth, here's all the tea you need☕ #Moniepoint #PoweringDreams

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Over 4 years ago, we made a bet that seemed crazy to some: building Open Banking infrastructure in Nigeria. While we waited for an official foundation, our team was: → Writing the first lines of code for innovative account aggregation → Building customer consent and data privacy into the centre of our technology → Having conversations with financial institutions about API partnerships → Onboarding our first brave fintech partners who believed in the vision With the CBN's official Open Banking launch approaching, those "early days" feel like yesterday. 4+ years of building ahead of this curve has prepared us, and we can't wait for the many possibilities that lie ahead! If you'd like to learn about Open Banking; what it is, how it works, and what it means for you as a user or an innovator building financial services, check out our Open Banking series on YouTube:
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When Digital Public Infrastructure (DPI) meets leadership, inclusion scales. In Rwanda, Rwanda Information Society Authority and Sharon Umunyana are deploying Mojaloop Foundation to build an inclusive instant payments system that cuts costs, retains national ownership and keeps data secure. As we head into the Global DPI Summit 2025 2025, it is clear that with open, interoperable DPI, governments can connect citizens to safe, affordable financial services, empowering women, small businesses and families to fully participate in the digital economy. Learn more about Sharon's story and Mojaloop's impact, powered by the Gates Foundation: #InclusiveGrowth #GlobalDPISummit
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When Digital Public Infrastructure (DPI) meets leadership, inclusion scales. In Rwanda, Rwanda Information Society Authority and Sharon Umunyana are deploying Mojaloop Foundation to build an inclusive instant payments system that cuts costs, retains national ownership and keeps data secure. As we head into the Global DPI Summit 2025 2025, it is clear that with open, interoperable DPI, governments can connect citizens to safe, affordable financial services, empowering women, small businesses and families to fully participate in the digital economy. Learn more about Sharon's story and Mojaloop's impact, powered by the Gates Foundation: #InclusiveGrowth #GlobalDPISummit

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Tens of millions already trust OPay! From merchants to business owners, etc OPay is Nigeria’s number 1 digital and mobile fintech bank. Recently applauded by the World Economic Forum for their role in financial inclusion and also given the Consumer Choice Award by ADVAN, OPay boasts of a lot of innovative features that assist users in having smooth and reliable banking experience. #OPay #FinancialInclusion #OPayMobileBanking #fintech Reposted from Africa Money
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Tens of millions already trust OPay! From merchants to business owners, etc OPay is Nigeria’s number 1 digital and mobile fintech bank. Recently applauded by the World Economic Forum for their role in financial inclusion and also given the Consumer Choice Award by ADVAN, OPay boasts of a lot of innovative features that assist users in having smooth and reliable banking experience. #OPay #FinancialInclusion #OPayMobileBanking #fintech Reposted from Africa Money

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Mono has turned the big 5! 🎉 It has been 1827 days of empowering African businesses with secure access to users’ financial data, and building innovative ways to verify customers’ identity data and collect payments. Still, it feels like day 1 for our team, and we’re grateful for the businesses who have trusted us since the early days. As we continue to push the limits of what’s possible with Open Banking in Africa, we shared some of our milestones from the last five years. 💙 Dive in here:
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Mono has turned the big 5! 🎉 It has been 1827 days of empowering African businesses with secure access to users’ financial data, and building innovative ways to verify customers’ identity data and collect payments. Still, it feels like day 1 for our team, and we’re grateful for the businesses who have trusted us since the early days. As we continue to push the limits of what’s possible with Open Banking in Africa, we shared some of our milestones from the last five years. 💙 Dive in here:

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Our efforts have not been restricted to structural reforms alone. We have deepened financial inclusion, took banking to the last citizen, and ensured a citizen-centric banking interface. Over 55 crore Jan Dhan accounts have been opened, of which over 55% have been by women; and over 66% have been in rural/semiurban centre bank branches. We have taken numerous steps to ensure that financial inclusion does not stop with merely with ‘Banking the Unbanked’ and instead enables meaningful engagement with financial services. This has been achieved through two key pillars of: Funding the Unfunded ✅68 lakh Street Vendors supported under PM SVANidhi. ✅Over 50 crore Loans Accounts sanctioned under PM MUDRA Yojana. Securing the Unsecured ✅Over 47 crore enrolments have been done for accidental insurance cover under PM Suraksha Bima Yojana. ✅Over 21.67 crore enrolments have been done for the life insurance cover under PM Jeevan Jyoti Bima Yojana. ✅Over 7 crore subscribers in Atal Pension Yojana. - Smt Nirmala Sitharaman during Discussion on The Banking Laws (Amendment) Bill, 2024 in #RajyaSabha.
4:25

Our efforts have not been restricted to structural reforms alone. We have deepened financial inclusion, took banking to the last citizen, and ensured a citizen-centric banking interface. Over 55 crore Jan Dhan accounts have been opened, of which over 55% have been by women; and over 66% have been in rural/semiurban centre bank branches. We have taken numerous steps to ensure that financial inclusion does not stop with merely with ‘Banking the Unbanked’ and instead enables meaningful engagement with financial services. This has been achieved through two key pillars of: Funding the Unfunded ✅68 lakh Street Vendors supported under PM SVANidhi. ✅Over 50 crore Loans Accounts sanctioned under PM MUDRA Yojana. Securing the Unsecured ✅Over 47 crore enrolments have been done for accidental insurance cover under PM Suraksha Bima Yojana. ✅Over 21.67 crore enrolments have been done for the life insurance cover under PM Jeevan Jyoti Bima Yojana. ✅Over 7 crore subscribers in Atal Pension Yojana. - Smt Nirmala Sitharaman during Discussion on The Banking Laws (Amendment) Bill, 2024 in #RajyaSabha.

Nirmala Sitharaman Office

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🚨 TRUMP, BRAD GARLINGHOUSE & CHRIS LARSEN SAID THEY WANT TO REWRITE THE FINANCIAL SYSTEM This Clip Changes Everything about Global Finance and Banking System. 1️⃣ Donald Trump: “Many Americans are unaware that our current banking system is out of date and the payments are broken. The crypto bill will ensure a 21st century upgrade to our financial system using a crypto technology(Ripple).” 2️⃣ Brad Garlinghouse: “David Schwartz has talked about Ripple rewriting the entire banking system and we underestimate how big of a change that is.” 3️⃣ Chris Larsen: “Ripple has a team who understand the plumbing of the global financial system and we here at Ripple are going to modernize and build a more efficient system.” Ripple Has Now Achieved The Entire Financial System Stack: 1) Liquidity and Payments: XRP 2) Stablecoin: RLUSD 3) Sovereign Identity & zk-credential system for institutions: XDNA (DNA Protocol ) 4) Yield and Fixed Income: Doppler Finance 5) Custody and Corporate Finance: Ripple Custody and GTreasury 6) Brokerage Services: Ripple Prime (Hidden Road)
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🚨 TRUMP, BRAD GARLINGHOUSE & CHRIS LARSEN SAID THEY WANT TO REWRITE THE FINANCIAL SYSTEM This Clip Changes Everything about Global Finance and Banking System. 1️⃣ Donald Trump: “Many Americans are unaware that our current banking system is out of date and the payments are broken. The crypto bill will ensure a 21st century upgrade to our financial system using a crypto technology(Ripple).” 2️⃣ Brad Garlinghouse: “David Schwartz has talked about Ripple rewriting the entire banking system and we underestimate how big of a change that is.” 3️⃣ Chris Larsen: “Ripple has a team who understand the plumbing of the global financial system and we here at Ripple are going to modernize and build a more efficient system.” Ripple Has Now Achieved The Entire Financial System Stack: 1) Liquidity and Payments: XRP 2) Stablecoin: RLUSD 3) Sovereign Identity & zk-credential system for institutions: XDNA (DNA Protocol ) 4) Yield and Fixed Income: Doppler Finance 5) Custody and Corporate Finance: Ripple Custody and GTreasury 6) Brokerage Services: Ripple Prime (Hidden Road)

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Proud to announce the launch of Andhra Pradesh’s first-ever Digital Public Services Chatbot on WhatsApp, in collaboration with Meta ! 🚀 This initiative brings 161 services directly to 50 million citizens, from booking temple seva, to paying utility bills — all within a single WhatsApp chat. This initiative perfectly aligns with our vision of making governance user-friendly and accessible to all. #WhatsAppGovernanceInAP #DigitalTransformation #AndhraPradesh #TechForGood
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Proud to announce the launch of Andhra Pradesh’s first-ever Digital Public Services Chatbot on WhatsApp, in collaboration with Meta ! 🚀 This initiative brings 161 services directly to 50 million citizens, from booking temple seva, to paying utility bills — all within a single WhatsApp chat. This initiative perfectly aligns with our vision of making governance user-friendly and accessible to all. #WhatsAppGovernanceInAP #DigitalTransformation #AndhraPradesh #TechForGood

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“In just a few years, Africa has gone from limited connectivity to a mobile-driven economy. Mobile money is a good example of this. What began as a solution for those excluded from formal banking, has grown into a global model of financial inclusion. This initiative proves that innovation does not belong to one part of the world alone. It can emerge anywhere, from anyone, given the chance.” President Kagame #MWC25
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“In just a few years, Africa has gone from limited connectivity to a mobile-driven economy. Mobile money is a good example of this. What began as a solution for those excluded from formal banking, has grown into a global model of financial inclusion. This initiative proves that innovation does not belong to one part of the world alone. It can emerge anywhere, from anyone, given the chance.” President Kagame #MWC25

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