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Despite doing nothing all year, Britney Spears had the biggest streaming year of her career with 2.5 BILLION streams on Spotify. 2019 — 817M 2020 — 1.02B 2021 — 1.54B 2022 — 1.69B 2023 — 1.8B 2024 — 2.3B 2025 — 2.5B

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This is what investors look like who spent a decade buying $AMZN instead of $VOO Year $VOO $AMZN 2016: 🟢 12% | 🟢 11.4% 2017: 🟢 22% | 🟢 55.9% 2018: 🔴 4.38% | 🟢 28.4% 2019: 🟢 31.5% | 🟢 23.0% 2020: 🟢 18.4% | 🟢 76.3% 2021: 🟢 28.7% | 🟢 2.4% 2022: 🔴 18% | 🔴 49.6% 2023: 🟢 26.3% | 🟢 80.9% 2024: 🟢 25% | 🟢 ~55% 2025: 🟢 16% | 🟢 ~20% 2026: 🟢 3.90% | 🟢 10.62% (so far) Total (2016–2026): 🟢 S&P 500: ~+240% 🟢 Amazon: ~+720%

Marсo | Not-Ideal Investor

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What happens when you stop your SIP during a bear market just because the portfolio XIRR is looking low. We analysed real SIP data from October 2017 to November 2025 — eight years, three equity funds, ₹10,000 SIP each month. And when you look at this period, you see one clear truth: markets will keep testing you, but SIPs reward those who stay consistent. 2018 had LTCG tax, the NBFC crisis, and global tensions — the first dip. 2019 was a slow, grinding year where confidence fell. 2020 brought the Covid crash — the steepest fall on the chart. 2021 had another wobble with the second Covid wave. 2022 came with inflation, rate hikes, and the Russia–Ukraine war. 2023 saw volatility from global yields, corporate news, and FII selling. 2024 had healthy corrections because valuations were high. 2025 faced growth worries and foreign selling, leading to a long drawdown. Through all this, XIRR jumped up and down in the early years. This is where most people panic and doubt their SIPs. But SIPs were never meant to perform in 6–12 months. As more instalments go in and more cycles get absorbed, the impact of any single crash reduces. When you zoom out, the long-term returns become strong and stable. Short-term noise means nothing. Long-term compounding means everything. Stay consistent — that’s how wealth is built.

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Sandeep Kulkarni

17,816 просмотров • 9 месяцев назад

That's a wrap for 2023! ✨ We've had an incredible year at OPLegends. We want to thank our entire community for everything we have accomplished this year! To celebrate 2023, check out your own personal #OPLegendsRewind at Run /rewind in-game to get your unique code. We have so much planned for 2024, and can't wait for all of you to be a part of our incredible plans. We have celebrated a lot of amazing milestones in 2023, and we truly have the best community in Minecraft. Reply with your rewind URL and with #OPLegendsRewind for a chance to win one of 2X PERMANENT LEGEND RANKS, which will be drawn on January 2nd @ 3PM EST!

That's a wrap for 2023! ✨ We've had an incredible year at OPLegends. We want to thank our entire community for everything we have accomplished this year! To celebrate 2023, check out your own personal #OPLegendsRewind at Run /rewind in-game to get your unique code. We have so much planned for 2024, and can't wait for all of you to be a part of our incredible plans. We have celebrated a lot of amazing milestones in 2023, and we truly have the best community in Minecraft. Reply with your rewind URL and with #OPLegendsRewind for a chance to win one of 2X PERMANENT LEGEND RANKS, which will be drawn on January 2nd @ 3PM EST!

OPLegends

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2026 Guardians draft pick Jake Bean began his VIP journey with us as a sophomore in HS. Below are our coaching notes from each year taken at the initial VIP evaluation. Jake Bean’s eval notes, 2020 → 2023: 2020 (10th) • “GET BACK TO A ¾ SLOT RIGHT NOW. DON’T LET ANYONE CHANGE THIS.” • FB sat 80 — stop cutting it • Changeup already a plus pitch at a young age 2021 (11th) • +8 mph on the fastball in one year • “Smooth and quick down the mound with long, loose arms” 2022 (12th) • Cruised 90 at sub max effort in his pen • “There is a reason he can throw the baseball so hard… very smooth and efficient mechanics” • Shifted to pitch design: slider (-7.5 HB) into the mid-80s, changeup built for Kent State On top of this, he excelled on the basketball court and worked his pitching training in around basketball each year. He then continued to develop at Kent State and Louisville⚾ It’s awesome looking back at these notes and seeing the focus shift each year.

2026 Guardians draft pick Jake Bean began his VIP journey with us as a sophomore in HS. Below are our coaching notes from each year taken at the initial VIP evaluation. Jake Bean’s eval notes, 2020 → 2023: 2020 (10th) • “GET BACK TO A ¾ SLOT RIGHT NOW. DON’T LET ANYONE CHANGE THIS.” • FB sat 80 — stop cutting it • Changeup already a plus pitch at a young age 2021 (11th) • +8 mph on the fastball in one year • “Smooth and quick down the mound with long, loose arms” 2022 (12th) • Cruised 90 at sub max effort in his pen • “There is a reason he can throw the baseball so hard… very smooth and efficient mechanics” • Shifted to pitch design: slider (-7.5 HB) into the mid-80s, changeup built for Kent State On top of this, he excelled on the basketball court and worked his pitching training in around basketball each year. He then continued to develop at Kent State and Louisville⚾ It’s awesome looking back at these notes and seeing the focus shift each year.

Mike Grady

13,383 просмотров • 2 месяцев назад

Is it true the CDC's public data on heart attacks STOPS at 2019? It's now 2026. How long do you think it will take for them to publish heart attack data from 2020, 2021, 2022, 2023, 2024 and 2025? The CDC redacted a 148 page document looking into the impact of mRNA on Myocarditis. The CDC, NIH and the FDA were actively involved in a cover up if this practice of redaction continues. How will we ever get to the truth about what’s happened in the last 6 years and what that tells us about these sets of institutions and how they behave when they face dissent or any threat to their authority? Since when did government get permission to redact documents from the public eye when WE pay their salaries?! What were they trying to hide from all of us?!

Is it true the CDC's public data on heart attacks STOPS at 2019? It's now 2026. How long do you think it will take for them to publish heart attack data from 2020, 2021, 2022, 2023, 2024 and 2025? The CDC redacted a 148 page document looking into the impact of mRNA on Myocarditis. The CDC, NIH and the FDA were actively involved in a cover up if this practice of redaction continues. How will we ever get to the truth about what’s happened in the last 6 years and what that tells us about these sets of institutions and how they behave when they face dissent or any threat to their authority? Since when did government get permission to redact documents from the public eye when WE pay their salaries?! What were they trying to hide from all of us?!

Bridgett Fertig

106,039 просмотров • 5 месяцев назад

A man was caught on video in his car, frantically calling his credit card company to dispute a $2,000+ Louis Vuitton bag he had just bought in Manhattan, all while claiming he was in Brooklyn in an attempt to get an immediate fraudulent chargeback. The clip underscores a rising issue, with chargeback abuse costing U.S. retailers $100 billion a year, according to a 2023 LexisNexis report. Most of these attempts end with account bans rather than refunds.

A man was caught on video in his car, frantically calling his credit card company to dispute a $2,000+ Louis Vuitton bag he had just bought in Manhattan, all while claiming he was in Brooklyn in an attempt to get an immediate fraudulent chargeback. The clip underscores a rising issue, with chargeback abuse costing U.S. retailers $100 billion a year, according to a 2023 LexisNexis report. Most of these attempts end with account bans rather than refunds.

aka

3,894,663 просмотров • 9 месяцев назад

Illegal sewage outfalls are a major issue on the River Roding, as they are around much of the country. The EA has not brought any prosecutions for illegal sewage discharges on the Roding this century. In 2022, I discovered an illegal sewage outfall on the Aldersbrook discharging raw shit into the river. I reported it to the EA, who did absolutely nothing. I then had to campaign in my spare time for 3 years to get the outfall fixed, attending meetings with the council & Thames Water & dealing with journalists. Eventually, the campaign worked & Thames Water spent £1 million fixing the outfall. Subsequently, I realised that the EA had no idea where all the illegal sewage outfalls on the river were, or which were most harmful. I therefore went out on the river myself with a bucket, in a pair of waders to find & analyse all the illegal outfalls on the river. I found dozens of them, spilling over a billion litres of raw sewage illegally into the river every year. I have given the exact locations of all the illegal outfalls to the EA & they’ve done sweet FA. Raw sewage continues to pour into the river illegally & unchecked every minute of every day of the year, & parts of the river are now ecologically dead, as well as having e-coli levels more than 250 times the safe limit.

Illegal sewage outfalls are a major issue on the River Roding, as they are around much of the country. The EA has not brought any prosecutions for illegal sewage discharges on the Roding this century. In 2022, I discovered an illegal sewage outfall on the Aldersbrook discharging raw shit into the river. I reported it to the EA, who did absolutely nothing. I then had to campaign in my spare time for 3 years to get the outfall fixed, attending meetings with the council & Thames Water & dealing with journalists. Eventually, the campaign worked & Thames Water spent £1 million fixing the outfall. Subsequently, I realised that the EA had no idea where all the illegal sewage outfalls on the river were, or which were most harmful. I therefore went out on the river myself with a bucket, in a pair of waders to find & analyse all the illegal outfalls on the river. I found dozens of them, spilling over a billion litres of raw sewage illegally into the river every year. I have given the exact locations of all the illegal outfalls to the EA & they’ve done sweet FA. Raw sewage continues to pour into the river illegally & unchecked every minute of every day of the year, & parts of the river are now ecologically dead, as well as having e-coli levels more than 250 times the safe limit.

Paul Powlesland

29,762 просмотров • 3 месяцев назад

Austin Wells is historically bad. His 37 wRC+ on the year is dead last in all of baseball. [Min 190 PA] That 37 wRC+ is actually the fifth-worst since 2022, when the National League did away with the DH. Being better than 2024 Tim Anderson, with his 28 wRC+, is about the only thing Wells can flex this season. One of my takes earlier in the year was that the Yankees should keep Wells in the fold, mainly for his defense. Making sweeping changes mid-season could hurt the pitching staff, and that was one of the strengths. Wells is SO bad that this notion no longer matters. He needs to go because quite literally any warm body is an upgrade at this point. Wells is being outplayed by Max Schuemann, who was cut by the Athletics last year. The Astros won a World Series with Martin Maldonado in there, but even he wasn't this awful. If you doubled Wells' wRC+ this year, it only slightly eclipses Maldanado's from 2022. He had a 71 wRC+. This is where the Yankees are at with Wells. The fact is, this has gone on long enough.

Austin Wells is historically bad. His 37 wRC+ on the year is dead last in all of baseball. [Min 190 PA] That 37 wRC+ is actually the fifth-worst since 2022, when the National League did away with the DH. Being better than 2024 Tim Anderson, with his 28 wRC+, is about the only thing Wells can flex this season. One of my takes earlier in the year was that the Yankees should keep Wells in the fold, mainly for his defense. Making sweeping changes mid-season could hurt the pitching staff, and that was one of the strengths. Wells is SO bad that this notion no longer matters. He needs to go because quite literally any warm body is an upgrade at this point. Wells is being outplayed by Max Schuemann, who was cut by the Athletics last year. The Astros won a World Series with Martin Maldonado in there, but even he wasn't this awful. If you doubled Wells' wRC+ this year, it only slightly eclipses Maldanado's from 2022. He had a 71 wRC+. This is where the Yankees are at with Wells. The fact is, this has gone on long enough.

Joe Randazzo

21,683 просмотров • 2 месяцев назад