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DING DING! Round two has begun! 🛎 Start your planning and training because it's time to #RiseNGrind 💪 🏠: Waco Convention Center in Waco, TX 🕹️: Ultimate, Melee, Guilty Gear Strive 📅: October 13-15, 2023 Step into the Ring 🥊 🔗 🔗

Rise 'N Grind

2,014 subscribers

97,007 просмотров • 3 лет назад •via X (Twitter)

Anya Rossi• Live Now

Private livecam show

Комментарии: 6

Фото профиля Raph

Raph3 лет назад

Looks awesome! I'll mark my calendar and keep an eye out for commentary applications.👀

Фото профиля 🎮🔊Soul Bear🌊🐻

🎮🔊Soul Bear🌊🐻3 лет назад

MY ASS CHEEKS ARE ALL THE WAY CLENCHED!!!

Фото профиля Kuni Kuzushi

Kuni Kuzushi3 лет назад

Lets goooooooooooo!

Фото профиля 🎮🔊Soul Bear🌊🐻

🎮🔊Soul Bear🌊🐻3 лет назад

0:04 , black and white shirt, how the fuck i make it into the announcement vid LETS GOOOO

Фото профиля LSB_Gamer

LSB_Gamer3 лет назад

Already registered! One of the best tournament experiences I've had, by far! Looking forward to seeing everyone again!

Фото профиля Fabian Guerrero @ Ikkicon

Fabian Guerrero @ Ikkicon3 лет назад

Just put my vendor app. Just gotta hope now

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SHINee Fan Base

15,940 просмотров • 1 год назад

Brian Tracy increased his income 100x in 12 years using this formula: "Once upon a time, I sat down at the end of the year and my tax returns were $14,400. Twelve years later, my tax returns were $1,440,000. I'd increased my income by 100 times." Brian explains the math behind it: "It's based on the law of incremental improvement. The Japanese call it Kaizen, the principle of continuous betterment. If you could increase your productivity by one-tenth of 1% per day, could you do that? Of course. If you did that every day for a week, you'd be half a percent more productive. Do that every week for a month, 2% more productive. Do that for a year, 26% more productive. Exposed to compounding, that's 1000% in 10 years." He shares the daily formula: Step 1: The Golden Hour. "Get up at least two hours before you have to be somewhere. Invest the first hour reading something uplifting, educational, or motivational. Reading is to the mind as exercise is to the body. The first hour is the rudder of the day." Step 2: Make a list. "Write down everything you have to do that day. Plan your day in advance." Step 3: Prioritize."Determine what's most important. Put a number next to each task." Step 4: Start on your most important task. "Work on it single-mindedly with concentration, focus, and discipline until it's done. Then go to task number two." Step 5: Turn your car into a university. "A study at USC concluded that if you listen to educational audio programs instead of music, you'll get the equivalent of full-time university attendance, except you only select things valuable to you in the moment." Step 6: Ask two questions after every interaction. "What did I do right? And what would I do differently next time?" Brian concludes: "This formula has been the key to success throughout history. You don't make quantum leaps. You don't go from zero to rich. You go to work on yourself bit by bit, day by day, week by week, month by month and your results are virtually guaranteed."

Brian Tracy increased his income 100x in 12 years using this formula: "Once upon a time, I sat down at the end of the year and my tax returns were $14,400. Twelve years later, my tax returns were $1,440,000. I'd increased my income by 100 times." Brian explains the math behind it: "It's based on the law of incremental improvement. The Japanese call it Kaizen, the principle of continuous betterment. If you could increase your productivity by one-tenth of 1% per day, could you do that? Of course. If you did that every day for a week, you'd be half a percent more productive. Do that every week for a month, 2% more productive. Do that for a year, 26% more productive. Exposed to compounding, that's 1000% in 10 years." He shares the daily formula: Step 1: The Golden Hour. "Get up at least two hours before you have to be somewhere. Invest the first hour reading something uplifting, educational, or motivational. Reading is to the mind as exercise is to the body. The first hour is the rudder of the day." Step 2: Make a list. "Write down everything you have to do that day. Plan your day in advance." Step 3: Prioritize."Determine what's most important. Put a number next to each task." Step 4: Start on your most important task. "Work on it single-mindedly with concentration, focus, and discipline until it's done. Then go to task number two." Step 5: Turn your car into a university. "A study at USC concluded that if you listen to educational audio programs instead of music, you'll get the equivalent of full-time university attendance, except you only select things valuable to you in the moment." Step 6: Ask two questions after every interaction. "What did I do right? And what would I do differently next time?" Brian concludes: "This formula has been the key to success throughout history. You don't make quantum leaps. You don't go from zero to rich. You go to work on yourself bit by bit, day by day, week by week, month by month and your results are virtually guaranteed."

Jaynit

42,193 просмотров • 5 месяцев назад

Every step l've taken over the past decade has led to this moment, and I'm incredibly proud to share it with you finally. Hourze is an Al-personalised, blockchain-verified, community-powered social learning platform that helps self-driven people turn their time into capital for a fulfilling life. Simple. It's a multiverse where learning is joyful, you can prove your skills without gatekeepers, and you enjoy the freedom of a future you own. Our promise isn't "take a course and get a certificate". It's fulfilment. This is an enormous promise, and I know it is possible because I am proof, standing right here. I've built a life filled with meaning, autonomy, and ownership. Now, I want MILLIONS more to have that. Many have learned, and many are earning. However, only a few feel fulfilled. @futureishourze is here to close that gap. You don't have to start over or throw away everything you are. And even if you're at the start of your journey, this is the perfect place to take your first steps. We'll use every part of who you are today and leverage your skills, experiences, and motivation to help you own the version of yourself you're meant to be. It isn't a shortcut or a get-rich-in-tech-quick scheme. A fulfilling life takes time, intention, and ownership. We're building the system to make it possible for you. The future is Hourze, and it has already started. See you there 💜DB

Every step l've taken over the past decade has led to this moment, and I'm incredibly proud to share it with you finally. Hourze is an Al-personalised, blockchain-verified, community-powered social learning platform that helps self-driven people turn their time into capital for a fulfilling life. Simple. It's a multiverse where learning is joyful, you can prove your skills without gatekeepers, and you enjoy the freedom of a future you own. Our promise isn't "take a course and get a certificate". It's fulfilment. This is an enormous promise, and I know it is possible because I am proof, standing right here. I've built a life filled with meaning, autonomy, and ownership. Now, I want MILLIONS more to have that. Many have learned, and many are earning. However, only a few feel fulfilled. @futureishourze is here to close that gap. You don't have to start over or throw away everything you are. And even if you're at the start of your journey, this is the perfect place to take your first steps. We'll use every part of who you are today and leverage your skills, experiences, and motivation to help you own the version of yourself you're meant to be. It isn't a shortcut or a get-rich-in-tech-quick scheme. A fulfilling life takes time, intention, and ownership. We're building the system to make it possible for you. The future is Hourze, and it has already started. See you there 💜DB

rich mitch frvr

19,377 просмотров • 1 год назад

The CIA has a declassified document proving reality is a hologram and your consciousness can leave your body. In 1983, Lt. Col. Wayne McDonnell evaluated the Gateway Experience: a program using sound to push consciousness beyond spacetime. His 29-page classified report, released 20 years later, confirmed: the universe is a hologram, your brain is a radio tuning into consciousness, and you can exit the projection with training. At the quantum level, you're not solid. You flicker in and out of existence trillions of times per second as a standing wave pattern. The Gateway Process uses binaural beats to synchronize your brain hemispheres, turning consciousness from noise into a focused laser. The report maps Focus levels: body asleep/ mind awake (Focus 10), expanded awareness (Focus 12), no time (Focus 15), and the edge (Focus 21). At the deepest state you reach the Absolute: the zero-point field where all reality originates, what mystics call God and physicists call the quantum vacuum. Mystics discovered this through meditation. The Monroe Institute industrialized it. The military weaponized it. So why is society built to keep you in ordinary consciousness? Because a population that knows it's eternal is ungovernable.

The CIA has a declassified document proving reality is a hologram and your consciousness can leave your body. In 1983, Lt. Col. Wayne McDonnell evaluated the Gateway Experience: a program using sound to push consciousness beyond spacetime. His 29-page classified report, released 20 years later, confirmed: the universe is a hologram, your brain is a radio tuning into consciousness, and you can exit the projection with training. At the quantum level, you're not solid. You flicker in and out of existence trillions of times per second as a standing wave pattern. The Gateway Process uses binaural beats to synchronize your brain hemispheres, turning consciousness from noise into a focused laser. The report maps Focus levels: body asleep/ mind awake (Focus 10), expanded awareness (Focus 12), no time (Focus 15), and the edge (Focus 21). At the deepest state you reach the Absolute: the zero-point field where all reality originates, what mystics call God and physicists call the quantum vacuum. Mystics discovered this through meditation. The Monroe Institute industrialized it. The military weaponized it. So why is society built to keep you in ordinary consciousness? Because a population that knows it's eternal is ungovernable.

Kyle L

152,970 просмотров • 5 месяцев назад

Get ready for the future America Ford has a patent for vehicles to be able to repossess themselves if you miss payments They will use computers in your car to active annoying sounds, then start disabling features of your car. They will eventually disable your brakes and engine “In the event that you become delinquent on your payments, the computers will then begin to communicate with each other. One of those computers will be your lending institution. Now, warning messages will be sent to you in the event that you do not answer those messages or try to resolve your delinquency. The first step will be to make you become uncomfortable to drive the vehicle, such as disabling things like cruise control, your automatic windows, your automatic seats, or the infotainment system. Step two — an unpleasant noise will continue to be played. You will not be able to shut off that sound without contacting. That's right. Your lending institution. — The next phase, which is disabling some if not all of the primary use components. For example, the engine, the brakes, the accelerator, the steering wheel, the doors and lights, the vehicle. You know everything you'd need to drive. — Now, should it get to this point, the vehicle will autonomously drive itself from the owner's premises to either a repossession agency in impound yard, or any other predetermined location. So if you'd like to read this for yourself, there's the patent number. Now, a spokesperson for Ford said We don't have any plans to deploy this, and I'm thinking it's probably because they don't know how they'd get it out of a garage if it's in one, just a thought Anyway, they say we submit patents to new inventions all the time. It doesn't mean it's a new business or product plan.”

Get ready for the future America Ford has a patent for vehicles to be able to repossess themselves if you miss payments They will use computers in your car to active annoying sounds, then start disabling features of your car. They will eventually disable your brakes and engine “In the event that you become delinquent on your payments, the computers will then begin to communicate with each other. One of those computers will be your lending institution. Now, warning messages will be sent to you in the event that you do not answer those messages or try to resolve your delinquency. The first step will be to make you become uncomfortable to drive the vehicle, such as disabling things like cruise control, your automatic windows, your automatic seats, or the infotainment system. Step two — an unpleasant noise will continue to be played. You will not be able to shut off that sound without contacting. That's right. Your lending institution. — The next phase, which is disabling some if not all of the primary use components. For example, the engine, the brakes, the accelerator, the steering wheel, the doors and lights, the vehicle. You know everything you'd need to drive. — Now, should it get to this point, the vehicle will autonomously drive itself from the owner's premises to either a repossession agency in impound yard, or any other predetermined location. So if you'd like to read this for yourself, there's the patent number. Now, a spokesperson for Ford said We don't have any plans to deploy this, and I'm thinking it's probably because they don't know how they'd get it out of a garage if it's in one, just a thought Anyway, they say we submit patents to new inventions all the time. It doesn't mean it's a new business or product plan.”

Wall Street Apes

89,328 просмотров • 5 месяцев назад

🌟 Ready to step into SEKI Wonderland? 🎠 พี่หลิง–น้องออม รอทุกคนอยู่ในค่ำคืนสุดมหัศจรรย์ ที่ความรัก…พร้อมเสิร์ฟให้ 💖 ครั้งแรก! ที่หลิงออมจะ “ขึ้นม้าหมุนต่อหน้าแฟน ๆ” ในบรรยากาศหวานละมุนสุดโรแมนติก พร้อมเรื่องราวเซอร์ไพรส์ที่รอให้คุณเป็นสักขีพยาน 🥰 💫 สัมผัสโมเมนต์สุดใกล้ชิดที่มีเพียง Top 1–3 เท่านั้น ที่จะได้รับ “ตั๋วขึ้นม้าหมุนจากมือหลิงออม” และพูดคุยแบบเอ็กซ์คลูซีฟ และยังมีสิทธิ์ลุ้นเป็นหนึ่งใน 40 Lucky Fans และ 30 Standing Zone ที่จะได้ร่วมเดินทางเข้าสู่โลกแห่ง SEKI Wonderland ไปพร้อมกับพวกเขา วันนี้คือวันสุดท้ายแล้ว! ที่คุณจะได้สะสมสิทธิ์เพื่อเป็น “สักขีพยานรัก” ในค่ำคืน Honeymoon Wonderland สุดโรแมนติกแห่งปี 💍 สะสมสิทธิ์ได้ถึง 13 ตุลาคม 2568 เวลา 23:59 น. เพียงสั่งซื้อ LingOrm Honeymoon Set Voucher หรือ Cash Voucher ได้ที่ 🔗 ------------------------------ 🌟 Ready to step into SEKI Wonderland? 🎠 P’Ling and N'Orm are waiting for you in a magical night where love is ready to be served! 💖 For the first time ever, Ling & Orm will be “riding the carousel in front of their fans” in a sweet, romantic atmosphere, with surprise moments waiting for you to witness. 🥰 💫 Experience an intimate moment—only the Top 1–3 Fans will receive a “carousel ticket handed directly from Ling & Orm” and enjoy an exclusive conversation with them. Plus, you’ll have the chance to be one of the 40 Lucky Fans or 30 Standing Zone winners who get to journey into the world of SEKI Wonderland alongside them. Today is the last day! Don’t miss your chance to earn entries to become a “witness of love” at this year’s most romantic Honeymoon Wonderland night. 💍 Collect entries until October 13, 2025, 11:59 PM. Simply purchase a LingOrm Honeymoon Set Voucher or Cash Voucher at 🔗 SEKI HONEYMOON OMAKASE X LINGORM #SekiWonderlandWithLingOrm #SushiSeki #LingOrm #หลิงออม

🌟 Ready to step into SEKI Wonderland? 🎠 พี่หลิง–น้องออม รอทุกคนอยู่ในค่ำคืนสุดมหัศจรรย์ ที่ความรัก…พร้อมเสิร์ฟให้ 💖 ครั้งแรก! ที่หลิงออมจะ “ขึ้นม้าหมุนต่อหน้าแฟน ๆ” ในบรรยากาศหวานละมุนสุดโรแมนติก พร้อมเรื่องราวเซอร์ไพรส์ที่รอให้คุณเป็นสักขีพยาน 🥰 💫 สัมผัสโมเมนต์สุดใกล้ชิดที่มีเพียง Top 1–3 เท่านั้น ที่จะได้รับ “ตั๋วขึ้นม้าหมุนจากมือหลิงออม” และพูดคุยแบบเอ็กซ์คลูซีฟ และยังมีสิทธิ์ลุ้นเป็นหนึ่งใน 40 Lucky Fans และ 30 Standing Zone ที่จะได้ร่วมเดินทางเข้าสู่โลกแห่ง SEKI Wonderland ไปพร้อมกับพวกเขา วันนี้คือวันสุดท้ายแล้ว! ที่คุณจะได้สะสมสิทธิ์เพื่อเป็น “สักขีพยานรัก” ในค่ำคืน Honeymoon Wonderland สุดโรแมนติกแห่งปี 💍 สะสมสิทธิ์ได้ถึง 13 ตุลาคม 2568 เวลา 23:59 น. เพียงสั่งซื้อ LingOrm Honeymoon Set Voucher หรือ Cash Voucher ได้ที่ 🔗 ------------------------------ 🌟 Ready to step into SEKI Wonderland? 🎠 P’Ling and N'Orm are waiting for you in a magical night where love is ready to be served! 💖 For the first time ever, Ling & Orm will be “riding the carousel in front of their fans” in a sweet, romantic atmosphere, with surprise moments waiting for you to witness. 🥰 💫 Experience an intimate moment—only the Top 1–3 Fans will receive a “carousel ticket handed directly from Ling & Orm” and enjoy an exclusive conversation with them. Plus, you’ll have the chance to be one of the 40 Lucky Fans or 30 Standing Zone winners who get to journey into the world of SEKI Wonderland alongside them. Today is the last day! Don’t miss your chance to earn entries to become a “witness of love” at this year’s most romantic Honeymoon Wonderland night. 💍 Collect entries until October 13, 2025, 11:59 PM. Simply purchase a LingOrm Honeymoon Set Voucher or Cash Voucher at 🔗 SEKI HONEYMOON OMAKASE X LINGORM #SekiWonderlandWithLingOrm #SushiSeki #LingOrm #หลิงออม

Sushi Seki

26,789 просмотров • 10 месяцев назад

Q: I’m 19 today and want to have a big impact on the world. Should I start a company? Even though Mark Zuckerberg was 19 when he started Facebook, he advises not turning your idea into a company until it’s working: “I always think the most important thing entrepreneurs should do is pick something they care about and work on it, but don’t actually commit to turning it into a company until it’s working. If you look at the data of the very best companies, I think a tremendous percentage of them have been built that way and not from people who decided upfront that they wanted to start a company because you just get locked into a local maxima a lot of the time.” Sam Altman agrees. Facebook didn’t become a formal company until 6 months in when Peter Thiel invested. In fact, Mark and Dustin Moskovitz even told Peter that they were still planning on going back to school for their Fall semester. Paul Graham gives similar advice in his essay “Want to start a startup?”: “So if you want to start a startup one day, what should you do in college? There are only two things you need initially: an idea and cofounders… [and] the way to get startup ideas is not to try to think of startup ideas… if you make a conscious effort to think of startup ideas, the ideas you come up with will not merely be bad, but bad and plausible-sounding, meaning you'll waste a lot of time on them before realizing they're bad. The way to come up with good startup ideas is to take a step back. Instead of making a conscious effort to think of startup ideas, turn your mind into the type that startup ideas form in without any conscious effort. In fact, so unconsciously that you don't even realize at first that they're startup ideas. This is not only possible, it's how Apple, Yahoo, Google, and Facebook all got started. None of these companies were even meant to be companies at first. They were all just side projects. The best startups almost have to start as side projects, because great ideas tend to be such outliers that your conscious mind would reject them as ideas for companies.”

Q: I’m 19 today and want to have a big impact on the world. Should I start a company? Even though Mark Zuckerberg was 19 when he started Facebook, he advises not turning your idea into a company until it’s working: “I always think the most important thing entrepreneurs should do is pick something they care about and work on it, but don’t actually commit to turning it into a company until it’s working. If you look at the data of the very best companies, I think a tremendous percentage of them have been built that way and not from people who decided upfront that they wanted to start a company because you just get locked into a local maxima a lot of the time.” Sam Altman agrees. Facebook didn’t become a formal company until 6 months in when Peter Thiel invested. In fact, Mark and Dustin Moskovitz even told Peter that they were still planning on going back to school for their Fall semester. Paul Graham gives similar advice in his essay “Want to start a startup?”: “So if you want to start a startup one day, what should you do in college? There are only two things you need initially: an idea and cofounders… [and] the way to get startup ideas is not to try to think of startup ideas… if you make a conscious effort to think of startup ideas, the ideas you come up with will not merely be bad, but bad and plausible-sounding, meaning you'll waste a lot of time on them before realizing they're bad. The way to come up with good startup ideas is to take a step back. Instead of making a conscious effort to think of startup ideas, turn your mind into the type that startup ideas form in without any conscious effort. In fact, so unconsciously that you don't even realize at first that they're startup ideas. This is not only possible, it's how Apple, Yahoo, Google, and Facebook all got started. None of these companies were even meant to be companies at first. They were all just side projects. The best startups almost have to start as side projects, because great ideas tend to be such outliers that your conscious mind would reject them as ideas for companies.”

Michael McGuiness

494,583 просмотров • 2 лет назад

America, we need to talk. The closure of the Corporation for Public Broadcasting is more than just a headline—it's a blow to our American values. For 60 years, public broadcasting has been a lifeline, connecting communities, educating children, and providing unbiased information to every corner of our country, from bustling cities to rural towns. When local news and public news dies, so does trust in each other and in our democracy. We can’t let corporate media be our only option—it’s time to rethink how we fund and support the news that serves us, the people. My team and I at Get Real are building something new—something that puts YOU and your community at the center of the story. This is bigger than news; it’s about preserving the American way of life. Join us. Let’s create the future of media together. 💪📺📻 🔗 Stay informed and support America’s first grassroots newsroom at 👉 Follow Geat Real and subscribe to our YouTube channel @getrealnewstoday #SupportLocalNews #PublicBroadcasting #DemocracyMatters #getreal #pbs #npr #getrealnews

America, we need to talk. The closure of the Corporation for Public Broadcasting is more than just a headline—it's a blow to our American values. For 60 years, public broadcasting has been a lifeline, connecting communities, educating children, and providing unbiased information to every corner of our country, from bustling cities to rural towns. When local news and public news dies, so does trust in each other and in our democracy. We can’t let corporate media be our only option—it’s time to rethink how we fund and support the news that serves us, the people. My team and I at Get Real are building something new—something that puts YOU and your community at the center of the story. This is bigger than news; it’s about preserving the American way of life. Join us. Let’s create the future of media together. 💪📺📻 🔗 Stay informed and support America’s first grassroots newsroom at 👉 Follow Geat Real and subscribe to our YouTube channel @getrealnewstoday #SupportLocalNews #PublicBroadcasting #DemocracyMatters #getreal #pbs #npr #getrealnews

Heidi Przybyla 🌺

22,550 просмотров • 1 год назад

Rory McIlroy says distraction is a good thing, and with a six-shot Masters lead he wouldn't let golf into his head until he got to the course. "Yeah, I'll probably try to keep my mind off it." "That distraction is usually a good thing for me, especially with... late tee time and the lead." "So yeah, there's actually two really good semifinals at Monte Carlo in the tennis, so I'll watch that." "We've been watching the tennis early in the mornings, so I'll do that." "And then hopefully spend some time with Poppy." "I think we're about halfway through Zootopia 2, so maybe do a little bit of that." "I get to the golf course two and a half to three hours before, and then I'll start to think about things." "But before that time, yeah, I really try to stay off my phone and distract myself and try not to think about it too much." "You know, I just want to go out and play two good rounds again." "Obviously, this golf course has certain characteristics that... guys can get on runs, guys can make eagles." "You hear roars all over the golf course." "I think the next two days for me, it's just about really focusing on myself." "It's hard to avoid those big leaderboards out there, but like, I know that I've got a lead, so I don't need to keep checking it all the time." "So for me, just really focusing on myself and staying in my own little world out there is the best thing." He isn't fighting the thought. He's put a start time on it: golf is allowed into his head when he arrives at the course and not a minute before, and the hours in front of that mark are filled with tennis and a cartoon with his daughter so there's no room left over. The phone stays off because the phone is how it gets back in. That changes what the night before something big is actually for. You run the thing over in your head for hours and call it preparation, when mostly you are rehearsing it badly and calling that getting ready. Rory had the biggest lead anyone has ever taken into a Masters weekend and still gave himself permission to put it down until a specific hour, then went out and stopped checking the leaderboard, because he already knew what it said. - Rory McIlroy (Rory McIlroy), 2026 Masters press conference (The Masters)

Rory McIlroy says distraction is a good thing, and with a six-shot Masters lead he wouldn't let golf into his head until he got to the course. "Yeah, I'll probably try to keep my mind off it." "That distraction is usually a good thing for me, especially with... late tee time and the lead." "So yeah, there's actually two really good semifinals at Monte Carlo in the tennis, so I'll watch that." "We've been watching the tennis early in the mornings, so I'll do that." "And then hopefully spend some time with Poppy." "I think we're about halfway through Zootopia 2, so maybe do a little bit of that." "I get to the golf course two and a half to three hours before, and then I'll start to think about things." "But before that time, yeah, I really try to stay off my phone and distract myself and try not to think about it too much." "You know, I just want to go out and play two good rounds again." "Obviously, this golf course has certain characteristics that... guys can get on runs, guys can make eagles." "You hear roars all over the golf course." "I think the next two days for me, it's just about really focusing on myself." "It's hard to avoid those big leaderboards out there, but like, I know that I've got a lead, so I don't need to keep checking it all the time." "So for me, just really focusing on myself and staying in my own little world out there is the best thing." He isn't fighting the thought. He's put a start time on it: golf is allowed into his head when he arrives at the course and not a minute before, and the hours in front of that mark are filled with tennis and a cartoon with his daughter so there's no room left over. The phone stays off because the phone is how it gets back in. That changes what the night before something big is actually for. You run the thing over in your head for hours and call it preparation, when mostly you are rehearsing it badly and calling that getting ready. Rory had the biggest lead anyone has ever taken into a Masters weekend and still gave himself permission to put it down until a specific hour, then went out and stopped checking the leaderboard, because he already knew what it said. - Rory McIlroy (Rory McIlroy), 2026 Masters press conference (The Masters)

Jay McHale

36,538 просмотров • 22 дней назад

Dave Ramsey on the wealth-building sequence he believes turns ordinary earners into millionaires: A 22-year-old caller phones into Dave Ramsey's show with $104,000 left on his mortgage, $10,000 in savings, and $1,800 left over each month after bills. His question: Should he start investing $1,000 a month, or throw everything at the mortgage? Dave's answer reveals the order he believes wealth-building has to follow, and the math behind why this caller is on track to become a millionaire decades before most people. First, Dave confirms the foundation is in place: "You're debt-free except your mortgage. You have your emergency fund in place of 3 to 6 months of expenses?" With $10,000 saved and a household income of $50,000, the caller is ready for the next phase. The order matters. Retirement comes before any extra mortgage payments: "15% of your income should be going into retirement savings." For this caller, that's $7,500 a year. Dave walks him through the mechanics: "You set that up as a Roth IRA… you basically knock it out with one Roth IRA. It's $7,000 a year or $6,000 a year you can put in it… A little bit in your name, little bit in your wife's name. You put 4,000 in each if you want." The key is automation: "You set that up as a monthly hit on your checking account going straight into mutual funds into a Roth IRA." Kids' college would come next, but the caller skips it because he doesn't have kids yet. Only then do extra mortgage payments enter the picture: "We pay everything else on the mortgage." Then Dave runs the numbers on what 15% actually does over a lifetime: "If you invest 15% of your income for the rest of your life, you'll have $10 million or more." The caller mentions his wife will soon start working full-time after finishing school, which they paid for in cash. Dave sees the compounding effect: "That will increase then the 15% going into retirement. And on top of that, then you'll have more money to throw at that mortgage and knock that mortgage out. I suspect you're probably going to be millionaires around 30 to 32 years old." The caller asks the obvious follow-up: If he can do more than 15%, should he? Dave's answer is firm. Not yet. Everything above 15% goes to the mortgage until it's gone. Only then comes the final phase: "Once you pay off the house… there's nothing left to do then but become very, very wealthy and be very, very generous. So yeah, you max out everything in your retirement and you do more investing."

Dave Ramsey on the wealth-building sequence he believes turns ordinary earners into millionaires: A 22-year-old caller phones into Dave Ramsey's show with $104,000 left on his mortgage, $10,000 in savings, and $1,800 left over each month after bills. His question: Should he start investing $1,000 a month, or throw everything at the mortgage? Dave's answer reveals the order he believes wealth-building has to follow, and the math behind why this caller is on track to become a millionaire decades before most people. First, Dave confirms the foundation is in place: "You're debt-free except your mortgage. You have your emergency fund in place of 3 to 6 months of expenses?" With $10,000 saved and a household income of $50,000, the caller is ready for the next phase. The order matters. Retirement comes before any extra mortgage payments: "15% of your income should be going into retirement savings." For this caller, that's $7,500 a year. Dave walks him through the mechanics: "You set that up as a Roth IRA… you basically knock it out with one Roth IRA. It's $7,000 a year or $6,000 a year you can put in it… A little bit in your name, little bit in your wife's name. You put 4,000 in each if you want." The key is automation: "You set that up as a monthly hit on your checking account going straight into mutual funds into a Roth IRA." Kids' college would come next, but the caller skips it because he doesn't have kids yet. Only then do extra mortgage payments enter the picture: "We pay everything else on the mortgage." Then Dave runs the numbers on what 15% actually does over a lifetime: "If you invest 15% of your income for the rest of your life, you'll have $10 million or more." The caller mentions his wife will soon start working full-time after finishing school, which they paid for in cash. Dave sees the compounding effect: "That will increase then the 15% going into retirement. And on top of that, then you'll have more money to throw at that mortgage and knock that mortgage out. I suspect you're probably going to be millionaires around 30 to 32 years old." The caller asks the obvious follow-up: If he can do more than 15%, should he? Dave's answer is firm. Not yet. Everything above 15% goes to the mortgage until it's gone. Only then comes the final phase: "Once you pay off the house… there's nothing left to do then but become very, very wealthy and be very, very generous. So yeah, you max out everything in your retirement and you do more investing."

Black Edge

52,865 просмотров • 2 месяцев назад