India is probably the only market where agentic commerce could work at scale right now. The UPI infrastructure is already there. Our habits already favor delegation. 950M people who never adapted to app-driven commerce. We rebuilt Razorpay from the ground up for the agentic era. All four launches today... are live. #FTX2026show more

@Razorpay UPI worked because it removed friction from something people already wanted to do. Agentic commerce asks people to give up control entirely. That's not removing friction, that's removing the human. India's infra is ready but the psychology isn't.

@Razorpay For the MSME sector, if the entire sector improves efficiency by ~10% (through agentic ops across value chain incl day to day ops), this could add an additional ~1% to GDP growth rate.

Razorpay is seriously leading the way and taking Indian payments to the next level. Launching agentic commerce features live today + rebuilding everything for AI agents is huge. With UPI doing 13B+ transactions every month, India is the perfect place for this leap. Massive respect!

@Razorpay Is this similar to what @pravapayments is?

@Razorpay Online shopping just upgraded to Vibe Shopping. Now Razorpay agents hit me with the disappointed side-eye every time my payment fails. 🙂👍

@Razorpay Its too good to be true. Someone might impersonate us and then payments gets its done. What are the safe mechanisms hold there. Btw great tech @Razorpay @grok do you advice here

@Razorpay Probably a noob question, but does this level of invisibility mean that somewhere someone "stores" our payment methods and has a pre-authorization to spend by just .. commanding?

@Razorpay Love to see this

@Razorpay 950M people skipped apps entirely and went straight to "bhai handle kar le" commerce 💀

@Razorpay UPI should t be trusted

@Razorpay Shashank, this is spot on — India is the only market where agentic commerce can actually scale right now. UPI already solved settlement + identity at national scale. This could be India’s real WeChat moment, but for commerce instead of social. Excited to watch this play out.

@Razorpay This can be a massive leap forward for EV charging as well. Customers don't have to maintain multiple wallets and trap their money or waste time loading money once they reach a charger. Plug your car in, fixed debit happens, charging starts. @zeoncharging @ZoneCharge

@Razorpay 950 million people who skipped desktop internet, skipped credit cards, went straight to mobile payments.

UPI is one of the better examples of what happens when the settlement primitive is genuinely clean. Most of the agentic commerce conversation right now is about the discovery and experience layer - the agent that finds the deal, negotiates, adds to cart. But none of that scales without an equally clean primitive underneath. The UX discussions are running about six months ahead of the infrastructure ones.

UPI solves the payment rail. But the agent still needs to find the product. Most Indian merchant catalogs are built for human browsing -- unstructured descriptions, images without alt text, no machine-readable inventory data. An agent can move money instantly via UPI but can't tell if a store in Jaipur has the right size in stock. The payment layer is years ahead of the discovery layer.

@Razorpay This is the way.

@Razorpay India is wayy to value and cost centric, do commerce store who dont have Razorpay offering cheaper price (just an example) how would that work, how would bank offers work curious

@Razorpay we can integrate @claw_duck

@Razorpay Interesting times ahead

@Razorpay True . India’s infrastructure leapfrogging might make it the first real testbed for agentic commerce at population scale.

@Razorpay The sequencing matters here. UPI normalized delegation to invisible infrastructure. That’s the prerequisite for agentic commerce. Most markets are 3-5 years behind India on this. GCC is taking a different path B2B operations first, consumer later. Same thesis, different entry.

@Razorpay india skipped cards, skipped some apps, now straight to agents doing the shopping

@Razorpay 950m people who never adapted to app commerce is either the biggest unlock or the most expensive support queue in history

@Razorpay This will be one of the greatest India story after UPI. India believes in Razorpay for payments!

@Razorpay UPI is not the solution, it cannot work at scale. We are talking about agents doing more transactions than humans. UPI is too expensive for that. We are solving this by using ARC (INR stablecoin) and x402 on a custom L1, so it’s 10x-20x more efficient than UPI currently.

@Razorpay AI with my money, what the worst that can happen

@Razorpay Distraction just went like that away. A new way of shopping coming into the picture.

@Razorpay @ubernion were out of businesses.... 🥀

@Razorpay Brevva we don’t have enough money to do this non sense.

@Razorpay not just india though..

@Razorpay I for sure won’t like to share my card details to hallucinating llms

@Razorpay Next up. Integration with google home. Don't have toothpaste? Okay google, order a toothpaste from blinkit. Gemini stores your payments creds. Maybe crypto comes in handy if banks don't like automation.

@Razorpay ohh that soundings interesting, leveraging india's upi infra agentic payments can scale at speed

@Razorpay Your agent earns while you sleep.