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Klay Thompson says wealth is a mindset built on relationships and experiences, not money “It's not like money made me happier. It was great to see that check, but I lived such a great life in Pullman at the time on my $1,100 a month stipend. That went so... show more

dank

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11,268 views • 1 month ago •via X (Twitter)

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lando's sweet message to all his fans ❤️ "just thanks for taking your time to come support me, to cheer me on. genuinely, like my motivation in my racing career was once i want what's best for me and i want to win. and over the years, it really turned a lot more into i want to win for you, for my team, my supporters, my friends. it's a much, much better motivation when externally people are there to support you and cheer you on. and it makes me much happier, the fact that i get to make other people have a good time and hopefully party on sunday nights and those kind of things. like the fact you can bring happiness and joy to others is way better than just trying to bring it to yourself. so the last few years i learned that a lot more and therefore i get to enjoy all of my experiences with you guys that are in papaya and in my yellow as well. it's so much more fun for me to get to share those experiences. and as much as i'm world champion, we're all world champions together because you supported me in that journey."

lando's sweet message to all his fans ❤️ "just thanks for taking your time to come support me, to cheer me on. genuinely, like my motivation in my racing career was once i want what's best for me and i want to win. and over the years, it really turned a lot more into i want to win for you, for my team, my supporters, my friends. it's a much, much better motivation when externally people are there to support you and cheer you on. and it makes me much happier, the fact that i get to make other people have a good time and hopefully party on sunday nights and those kind of things. like the fact you can bring happiness and joy to others is way better than just trying to bring it to yourself. so the last few years i learned that a lot more and therefore i get to enjoy all of my experiences with you guys that are in papaya and in my yellow as well. it's so much more fun for me to get to share those experiences. and as much as i'm world champion, we're all world champions together because you supported me in that journey."

ray

16,076 views • 26 days ago

Lando: “In a way I wanted to keep number 4 because I'm just happy with that and it goes well with my logo. So that's how straightforward I am. But I will go with number 1. Because I have to. I have to. It could be my only opportunity in my life that I get to do such a thing. Not many people in the world get to do that kind of thing. And it's not for me. It's just for my mechanics. This is for my engineers. It's the fact that they get to run with the number 1 on the car. And I think it'll mean a lot more to them than it does to me as a number. And for me, that's a lot more important.”

naenia ¹ ⁶³

1,647,861 views • 8 months ago

lando: “dementia is not something that just people have as they get older. you can be born with it, young people can have it. and it affects over 50 million people around the world. so it's something that none of us want to have. and i'm a guy that my whole life is about memories. it's about creating those pictures in your mind. and the last thing i ever want to do is lose that as i get older. that's what everything in my life is about. so it's cool that i can go out and track. i can have my fun. i can go and race. but there's a kind of second meaning behind it all. and at the same time, i get to do something good for the world. and that's something that i love” ❤️❤️

lando: “dementia is not something that just people have as they get older. you can be born with it, young people can have it. and it affects over 50 million people around the world. so it's something that none of us want to have. and i'm a guy that my whole life is about memories. it's about creating those pictures in your mind. and the last thing i ever want to do is lose that as i get older. that's what everything in my life is about. so it's cool that i can go out and track. i can have my fun. i can go and race. but there's a kind of second meaning behind it all. and at the same time, i get to do something good for the world. and that's something that i love” ❤️❤️

ray

58,627 views • 2 months ago

Can't believe I'm posting Chamath, but this is incredible advice I became red-pilled when I noticed that, as I worked 20-hour days for years and sacrificed all personal relationships and health* to make Solana better, people on Solana were making 1,000x more money than me while adding 0 value, copy/pasting some shit protocols, or just straight up doing crime And not only that, because of my presence on X, I was at a handicap because people wanted the illusion of "neutrality" I used get resentful about this from time to time, but over time understood that it's useless as no one cares and they all have their own thing and that you gotta win regardless If you're a builder, make sure you are capturing the value you create You have a moral imperative to get the money *see hairline

Can't believe I'm posting Chamath, but this is incredible advice I became red-pilled when I noticed that, as I worked 20-hour days for years and sacrificed all personal relationships and health* to make Solana better, people on Solana were making 1,000x more money than me while adding 0 value, copy/pasting some shit protocols, or just straight up doing crime And not only that, because of my presence on X, I was at a handicap because people wanted the illusion of "neutrality" I used get resentful about this from time to time, but over time understood that it's useless as no one cares and they all have their own thing and that you gotta win regardless If you're a builder, make sure you are capturing the value you create You have a moral imperative to get the money *see hairline

mert

836,695 views • 9 months ago

Former Seattle Fox reporter Brandi Kruse admits to President Trump that she is "living proof that you can recover from TDS" and then proceeds to completely destroy the legacy media in the room... "I was told by probably a dozen people not to tell you this. I'm going to tell it to you anyway, because it's relevant to what we're talking about. I'm living proof that you can recover from TDS. I had strong Trump derangement syndrome for probably eight years. This is one of the reasons I recovered from it. And by the way, it's much better to not have TDS. I'm happier. I'm healthier. More successful. I even think I got a little more attractive after I got rid of my Trump derangement syndrome. I'm a reporter in Seattle, and frankly, I could not care any less what any of you have to say about this meeting. Could not care any less. We're not here for you. I'm not here to convince any of you that Antifa is a real thing, because if you have not come to that conclusion by now, you are never going to come to that conclusion, because you don't want to see it. And you're going to go and you're going to say it's a bunch of right-wing conservative influencers who are here spinning a tale. I was one of you. I was a mainstream reporter in Seattle for 10 years. I was a TV reporter on the streets doing my job, and I was still assaulted by Antifa. So it's not about being conservative. It's about people who go there and show what they're doing. And when I saw after all those years that the media wouldn't be honest about what was happening, that Democratic politicians wouldn't be honest about what was happening, I thought, well, gosh, if they're not being honest about that, maybe they're not being honest about President Trump either. And it opened my mind to just looking at things for what they were. And now I find you quite funny, actually. Now I'm much happier about it. But for me, again, I could not care any less the stories that they go to print." BRAVO 👏👏👏

Former Seattle Fox reporter Brandi Kruse admits to President Trump that she is "living proof that you can recover from TDS" and then proceeds to completely destroy the legacy media in the room... "I was told by probably a dozen people not to tell you this. I'm going to tell it to you anyway, because it's relevant to what we're talking about. I'm living proof that you can recover from TDS. I had strong Trump derangement syndrome for probably eight years. This is one of the reasons I recovered from it. And by the way, it's much better to not have TDS. I'm happier. I'm healthier. More successful. I even think I got a little more attractive after I got rid of my Trump derangement syndrome. I'm a reporter in Seattle, and frankly, I could not care any less what any of you have to say about this meeting. Could not care any less. We're not here for you. I'm not here to convince any of you that Antifa is a real thing, because if you have not come to that conclusion by now, you are never going to come to that conclusion, because you don't want to see it. And you're going to go and you're going to say it's a bunch of right-wing conservative influencers who are here spinning a tale. I was one of you. I was a mainstream reporter in Seattle for 10 years. I was a TV reporter on the streets doing my job, and I was still assaulted by Antifa. So it's not about being conservative. It's about people who go there and show what they're doing. And when I saw after all those years that the media wouldn't be honest about what was happening, that Democratic politicians wouldn't be honest about what was happening, I thought, well, gosh, if they're not being honest about that, maybe they're not being honest about President Trump either. And it opened my mind to just looking at things for what they were. And now I find you quite funny, actually. Now I'm much happier about it. But for me, again, I could not care any less the stories that they go to print." BRAVO 👏👏👏

NewsTreason Channel 17

10,441 views • 10 months ago

Andrew Luck says you can't leave any room for doubt as an NFL quarterback: “You are God's gift” “I do think when you go on the field as a quarterback, you cannot leave any room for doubt. And I think one way of doing that is, you have to go out there thinking that you are God's gift to this thing. It's an intense level of confidence” “I did not, while I played, do a great job of tending to life outside of it, including relationships. Thankfully, I didn't burn too many bridges and didn't mess too much up irrevocably. It's an odd balance for those playing the position” “I haven't talked to many others who have played quarterback in the NFL at that level about it. And it is something I'm curious to hear from others about how they psychologically handled it”

Andrew Luck says you can't leave any room for doubt as an NFL quarterback: “You are God's gift” “I do think when you go on the field as a quarterback, you cannot leave any room for doubt. And I think one way of doing that is, you have to go out there thinking that you are God's gift to this thing. It's an intense level of confidence” “I did not, while I played, do a great job of tending to life outside of it, including relationships. Thankfully, I didn't burn too many bridges and didn't mess too much up irrevocably. It's an odd balance for those playing the position” “I haven't talked to many others who have played quarterback in the NFL at that level about it. And it is something I'm curious to hear from others about how they psychologically handled it”

dank

115,215 views • 24 days ago

Alex Hormozi reveals how he made $100,000 in 30 days after losing all his money "I went to a local business and said, what are the packages you have and what are the cheapest you are willing to deliver those packages for?" "If I go get you customers, and I sell it, can I keep X percentage if I go get them, and I sell them, and you get to keep the customer for life after that?" "As soon as I had businesses that said yes, I got them customers and I kept the money and delivered the services and they got customers for free." "So I made $100,000 in the first month after I lost everything." "You can absolutely do that, you just have to work like a maniac."

Alex Hormozi reveals how he made $100,000 in 30 days after losing all his money "I went to a local business and said, what are the packages you have and what are the cheapest you are willing to deliver those packages for?" "If I go get you customers, and I sell it, can I keep X percentage if I go get them, and I sell them, and you get to keep the customer for life after that?" "As soon as I had businesses that said yes, I got them customers and I kept the money and delivered the services and they got customers for free." "So I made $100,000 in the first month after I lost everything." "You can absolutely do that, you just have to work like a maniac."

Rexha 🐸

64,638 views • 1 month ago

Chris Camillo explains why investing is the only real path to generational wealth for regular people “I know what it’s like to have a regular job and to be capped. Don’t get me wrong at my regular job I was making a ton of money, like $250,000 a year but that was not enough for me. I was still capped” “I was like I either gotta go get some other random job and maybe it’s better or maybe it’s worse but I’m not going any higher in this job” “A lot of people are in that scenario but they’re capped at like $50K, $80K, $90K or $100K and they will never make more money than that, ever, for the rest of their life” “There’s only one way out” “If you’re a regular person with a regular job, the only crack that you have of building generational wealth is to come to terms with the fact that you can be a great investor” “By the way, you can just do it on the side and you can have fun with it. You don’t have to work with technicals. You don’t have to be this pedigreed Wharton grad. You don’t have to understand finance at all, especially in the day of AI” “All you have to do is figure out how to observe the world around you and connect the dots of change to companies that are either benefiting or being harmed by the change you see happening in the world around you”

Chris Camillo explains why investing is the only real path to generational wealth for regular people “I know what it’s like to have a regular job and to be capped. Don’t get me wrong at my regular job I was making a ton of money, like $250,000 a year but that was not enough for me. I was still capped” “I was like I either gotta go get some other random job and maybe it’s better or maybe it’s worse but I’m not going any higher in this job” “A lot of people are in that scenario but they’re capped at like $50K, $80K, $90K or $100K and they will never make more money than that, ever, for the rest of their life” “There’s only one way out” “If you’re a regular person with a regular job, the only crack that you have of building generational wealth is to come to terms with the fact that you can be a great investor” “By the way, you can just do it on the side and you can have fun with it. You don’t have to work with technicals. You don’t have to be this pedigreed Wharton grad. You don’t have to understand finance at all, especially in the day of AI” “All you have to do is figure out how to observe the world around you and connect the dots of change to companies that are either benefiting or being harmed by the change you see happening in the world around you”

Jack

60,914 views • 2 months ago

Do you ever get imposter syndrome? Yunjin : Guys, imposter syndrome is a real thing and it's really hard But, um, I think if you have imposter syndrome it's not... well, nothing in life nothing in this world is 100% good, 100% bad but, I think with imposter syndrome there's more good than there is bad That's kind of how I try to like stabilize myself whenever I feel like I'm having imposter syndrome and that's wrong of me I try to remind myself that "Oh it's better than having like a huge ego Because if you are doubting yourself, it's good to a point It gets to a point, you know? So I try not to get like... because I feel like a lot of problems often stem from me feeling like some way and then like demonizing that feeling when when it's not something that you should like demonize Yeah, so imposter syndrome, I get it But I also try to tell myself it's just a way of humbling myself, I guess It can be crippling though, sometimes And the way out of it is by keeping people that I respect and admire around me So that when they tell me that they trust me then I can trust them Because when I don't trust myself, I trust those people And thankfully, I have four of those people in my life, in my team And' then I have a bunch of staff who I feel the same way about

Do you ever get imposter syndrome? Yunjin : Guys, imposter syndrome is a real thing and it's really hard But, um, I think if you have imposter syndrome it's not... well, nothing in life nothing in this world is 100% good, 100% bad but, I think with imposter syndrome there's more good than there is bad That's kind of how I try to like stabilize myself whenever I feel like I'm having imposter syndrome and that's wrong of me I try to remind myself that "Oh it's better than having like a huge ego Because if you are doubting yourself, it's good to a point It gets to a point, you know? So I try not to get like... because I feel like a lot of problems often stem from me feeling like some way and then like demonizing that feeling when when it's not something that you should like demonize Yeah, so imposter syndrome, I get it But I also try to tell myself it's just a way of humbling myself, I guess It can be crippling though, sometimes And the way out of it is by keeping people that I respect and admire around me So that when they tell me that they trust me then I can trust them Because when I don't trust myself, I trust those people And thankfully, I have four of those people in my life, in my team And' then I have a bunch of staff who I feel the same way about

le sserafim pics

53,704 views • 6 months ago

Canada healthcare is horrifying “Today on how f*cked is Canadian healthcare: I need an MRI to see if I have a f*cking brain tumor. Go ahead guess when it is? Go ahead, guess. It's in 2026” “My MRI to see if I have a brain tumor is in 2026. It's March 2025 right now” “If you thought this was bad, it's actually worse than you thought. Because the appointment where we decided that I need this MRI was in December of last year. So it's not like it's 10 months from now. It's 13 months. It's a 13 month wait to see if I have a brain tumor” “I just thought this was a mistake — But no, I called and the clinic was like, yeah, the doctor actually requested that you have it earlier, but this is the next spot we have. We're seeing about 13 months out” “Canada where healthcare is free, but only if you can afford to wait.”

Canada healthcare is horrifying “Today on how fcked is Canadian healthcare: I need an MRI to see if I have a fcking brain tumor. Go ahead guess when it is? Go ahead, guess. It's in 2026” “My MRI to see if I have a brain tumor is in 2026. It's March 2025 right now” “If you thought this was bad, it's actually worse than you thought. Because the appointment where we decided that I need this MRI was in December of last year. So it's not like it's 10 months from now. It's 13 months. It's a 13 month wait to see if I have a brain tumor” “I just thought this was a mistake — But no, I called and the clinic was like, yeah, the doctor actually requested that you have it earlier, but this is the next spot we have. We're seeing about 13 months out” “Canada where healthcare is free, but only if you can afford to wait.”

Wall Street Apes

8,269,477 views • 1 year ago

Breece Hall was asked about the Jets missing the playoffs again: "It's a yearly thing, it definitely starts to weigh on you. At the end of the day, you start to look at yourself. You see your peers and you see other guys that you're just as good as, if not better than, and they get to just have a lot of fun. With AG here, I see the vision and I see how things are changing around. We've just got to be better as a team and go out and execute what the coaches are coaching us to do."

Breece Hall was asked about the Jets missing the playoffs again: "It's a yearly thing, it definitely starts to weigh on you. At the end of the day, you start to look at yourself. You see your peers and you see other guys that you're just as good as, if not better than, and they get to just have a lot of fun. With AG here, I see the vision and I see how things are changing around. We've just got to be better as a team and go out and execute what the coaches are coaching us to do."

Jets Videos

166,416 views • 8 months ago

ELON: I ENSURE GREAT ENGINEERS CAN FLOURISH AT MY COMPANIES “I consider one of my core responsibilities in running companies to have an environment where great engineers can flourish. And I think in a lot of companies, maybe most companies, if somebody is a really talented, driven engineer, their talents are suppressed. At some of the companies, engineering talent is suppressed in a way that is maybe not obviously bad, but where it's just so comfortable, and you're paid so much money, but the output you actually have to produce is so low that it's like a honey trap. They don't necessarily seem like bad places for engineers, but you have to say, a good engineer went in and what did they get out? The output of that engineering talent seems very low. Tesla is not a honey trap. We're demanding. You're going to get a lot of shit done. And it's going to be really cool, and it's not going to be easy. But if you are a super-talented engineer, your talents will be used, I think, to a greater degree than anywhere else. SpaceX is also that way.” Source: Tesla AI Day, September 2022

ELON: I ENSURE GREAT ENGINEERS CAN FLOURISH AT MY COMPANIES “I consider one of my core responsibilities in running companies to have an environment where great engineers can flourish. And I think in a lot of companies, maybe most companies, if somebody is a really talented, driven engineer, their talents are suppressed. At some of the companies, engineering talent is suppressed in a way that is maybe not obviously bad, but where it's just so comfortable, and you're paid so much money, but the output you actually have to produce is so low that it's like a honey trap. They don't necessarily seem like bad places for engineers, but you have to say, a good engineer went in and what did they get out? The output of that engineering talent seems very low. Tesla is not a honey trap. We're demanding. You're going to get a lot of shit done. And it's going to be really cool, and it's not going to be easy. But if you are a super-talented engineer, your talents will be used, I think, to a greater degree than anywhere else. SpaceX is also that way.” Source: Tesla AI Day, September 2022

Mario Nawfal

20,354,729 views • 1 year ago

MrBeast on why "everything is possible," including blowing up the moon "I tell my team, technically anything's possible. If as humans we really wanted to, we could technically blow up the moon with enough nukes. Now we're not going to, because it's not worth the time or money, but you have to have that frame of mind." "Before you do the work to figure out what time it takes and how much money it costs, you can't say no to something." "For years everyone said they're not going to let you live in the pyramids. And I'm like, did you get a no from the leader of Egypt? No. Then technically it's possible." "I spent 100 hours living in the pyramids of Egypt. I could go anywhere for 100 hours. Went all the way to the top of the middle pyramid, went underneath it. Even my most veteran people default to 'I don't think it's possible.' And I go, look, it is. Sometimes it's just time and money, and is it worth the effort?"

MrBeast on why "everything is possible," including blowing up the moon "I tell my team, technically anything's possible. If as humans we really wanted to, we could technically blow up the moon with enough nukes. Now we're not going to, because it's not worth the time or money, but you have to have that frame of mind." "Before you do the work to figure out what time it takes and how much money it costs, you can't say no to something." "For years everyone said they're not going to let you live in the pyramids. And I'm like, did you get a no from the leader of Egypt? No. Then technically it's possible." "I spent 100 hours living in the pyramids of Egypt. I could go anywhere for 100 hours. Went all the way to the top of the middle pyramid, went underneath it. Even my most veteran people default to 'I don't think it's possible.' And I go, look, it is. Sometimes it's just time and money, and is it worth the effort?"

Naruto

222,039 views • 20 days ago

lando: “it's not just me on track, it's a lot of people behind the scenes who are there to support me. to have them all here which is very rare, especially from my family side, to have everyone here in one group. normally it's just christmas that we get that chance but now it's here in a race and we could all win it together. i wasn't as emotional, i was just joyful and happy, but it's special for them because it's their win just as much as it's mine” 🥺❤️❤️

lando: “it's not just me on track, it's a lot of people behind the scenes who are there to support me. to have them all here which is very rare, especially from my family side, to have everyone here in one group. normally it's just christmas that we get that chance but now it's here in a race and we could all win it together. i wasn't as emotional, i was just joyful and happy, but it's special for them because it's their win just as much as it's mine” 🥺❤️❤️

ray

17,518 views • 1 year ago

Brian Armstrong prefers to be a wartime CEO: “I used to think that I was better as a peacetime CEO, but I think that's not true. It's actually totally flipped.” “I think it's wartime, all the time.” “And I actually realized that I like wartime.” “I find it very energizing and motivating. It can make you really pissed in certain moments too, but it's actually very energizing. And sometimes when there isn't any conflict or war going on, I get a little bored and tired and I'm just like—it seems like nothing's blowing up right now, and I could use a good crisis.” “I don't want to be doing conflict for conflict's sake. I think that that's just destructive. But if you see something—a clear problem that needs to be solved—something to fight after—if you don't speak up and say something about it, then you're failing as a leader.” “Wartime is great. I love conflict.” Brian Armstrong with Ti Morse on Relentless

Brian Armstrong prefers to be a wartime CEO: “I used to think that I was better as a peacetime CEO, but I think that's not true. It's actually totally flipped.” “I think it's wartime, all the time.” “And I actually realized that I like wartime.” “I find it very energizing and motivating. It can make you really pissed in certain moments too, but it's actually very energizing. And sometimes when there isn't any conflict or war going on, I get a little bored and tired and I'm just like—it seems like nothing's blowing up right now, and I could use a good crisis.” “I don't want to be doing conflict for conflict's sake. I think that that's just destructive. But if you see something—a clear problem that needs to be solved—something to fight after—if you don't speak up and say something about it, then you're failing as a leader.” “Wartime is great. I love conflict.” Brian Armstrong with Ti Morse on Relentless

a16z

66,405 views • 4 months ago

Qullamaggie on Why You Need Patience in Trading “If you day trade, you will find trades pretty much every day. There is no bad or there is no good or bad market in that way. Like you can pretty much trade almost every day as long as you get set up. But swing trading is different because swing trading just doesn't work all the time, at least on the long side. You have to be inactive for long periods of time, sometimes for months. While if you're a day trader, you can be more active. Like there is not necessarily periods where you have to be more inactive to the same extent as in swing and position trading. You gotta have a lot of patience. That's also why it's better to have a larger account if you start swing trading because you don't have to worry about the money as much. Like, oh, I have bills to pay, I need to trade, I need to make money. So it's better to have a larger account because you don't give a sh*t. So what if I don't make money this month? It doesn't matter because maybe next month I'll make a million, right? So it doesn't really matter if I don't make money this month. It’s very psychological, too. Very, very psychological, this game.”

Qullamaggie on Why You Need Patience in Trading “If you day trade, you will find trades pretty much every day. There is no bad or there is no good or bad market in that way. Like you can pretty much trade almost every day as long as you get set up. But swing trading is different because swing trading just doesn't work all the time, at least on the long side. You have to be inactive for long periods of time, sometimes for months. While if you're a day trader, you can be more active. Like there is not necessarily periods where you have to be more inactive to the same extent as in swing and position trading. You gotta have a lot of patience. That's also why it's better to have a larger account if you start swing trading because you don't have to worry about the money as much. Like, oh, I have bills to pay, I need to trade, I need to make money. So it's better to have a larger account because you don't give a sh*t. So what if I don't make money this month? It doesn't matter because maybe next month I'll make a million, right? So it doesn't really matter if I don't make money this month. It’s very psychological, too. Very, very psychological, this game.”

Lone

14,618 views • 1 year ago

Caller: I'm a 58-year-old single guy, getting tired of working. I'm trying to get to retirement, I make $75,000 and nothing saved. I need to know what I should do to get there. Dave Ramsey: What do you do? Caller: I'm a trim carpenter. I trim high-end houses and build some custom cabinets as well. Jade Warshaw: Do you have any debt? Caller: I've got about $25,000 worth of mortgage and a $20,000 auto loan. Dave Ramsey: Why have you saved no money? Caller: I was married to a spender, and at the age of 50, got divorced, and I walked away with zero dollars. Dave Ramsey: That was eight years ago. Why have you saved no money in the last eight years? Caller: Well, getting back on my feet, I ended up buying a house. That's where the mortgage comes in. I've got $25,000 left on that. Jade Warshaw: So is that where your extra money was going, paying down that mortgage? What did it start as? Caller: Paying down the mortgage. It was a bank-owned property. I got it for a song in a great neighborhood. I put a fair amount of money into it, and that's where most of my money went. Dave Ramsey: And you bought a truck? Caller: No. I have a truck that's paid for. Dave Ramsey: What's the $20,000 vehicle? Caller: I know you're into cars, Dave. It's not a car. It's a motorcycle. It's a Harley-Davidson. Jade Warshaw: Well, we've got to get rid of that. Caller: I knew that was the first thing you were going to tell me to get rid of. Dave Ramsey: Yeah, that bike has to go. You did great on the house, but the motorcycle was a mistake. If we get you on an EveryDollar budget and you pick up extra work, you can save $2,000 a month. Over 10 years, that $24,000 a year will grow to about half a million dollars. By age 67, you’ll have $500,000 and a completely paid-for house. Caller: Okay. I do have about $23,000 in cash. Dave Ramsey: Well, then you've got your emergency fund in place. Jade Warshaw: That's great! Caller: I do have the emergency fund, right. I also have a term life insurance policy that's $100 a month for half a million dollars. Should I keep that, or is there a way to convert that to something else? Dave Ramsey: I wouldn't convert. It's just like, "I have homeowner's insurance and I don't have a home anymore, do I need it?" No, you don't. Because there's no one counting on you, it sounds like, for your income. Caller: No. Dave Ramsey: And the house is worth more than you owe on it. Do you have children? Caller: I've got three. They're grown. Dave Ramsey: Okay, so if you die, they sell the house and pay the funeral, right? Caller: Correct. Jade Warshaw: Let it lapse. Dave Ramsey: Yeah, I would close that out because you need that extra $100 a month toward our $2,000 a month goal. So, what I'm going to do is sit down and do a budget, and I'm going to come up with $2,000 a month. I'm going to sit down with a SmartVestor Pro, and I'm going to fill up Roth IRAs, Simple IRAs, and whatever else you can do as a self-employed person. The great news is, as a trim carpenter in high-end properties, you are in great demand. You've always had more work than you can take on. And so if you want to jack it up and make some extra money for a little while, you can do that. I'm always less tired when I don't feel like a hamster in a wheel, when I'm actually getting traction. Part of what's making you tired is you feel stuck.

Caller: I'm a 58-year-old single guy, getting tired of working. I'm trying to get to retirement, I make $75,000 and nothing saved. I need to know what I should do to get there. Dave Ramsey: What do you do? Caller: I'm a trim carpenter. I trim high-end houses and build some custom cabinets as well. Jade Warshaw: Do you have any debt? Caller: I've got about $25,000 worth of mortgage and a $20,000 auto loan. Dave Ramsey: Why have you saved no money? Caller: I was married to a spender, and at the age of 50, got divorced, and I walked away with zero dollars. Dave Ramsey: That was eight years ago. Why have you saved no money in the last eight years? Caller: Well, getting back on my feet, I ended up buying a house. That's where the mortgage comes in. I've got $25,000 left on that. Jade Warshaw: So is that where your extra money was going, paying down that mortgage? What did it start as? Caller: Paying down the mortgage. It was a bank-owned property. I got it for a song in a great neighborhood. I put a fair amount of money into it, and that's where most of my money went. Dave Ramsey: And you bought a truck? Caller: No. I have a truck that's paid for. Dave Ramsey: What's the $20,000 vehicle? Caller: I know you're into cars, Dave. It's not a car. It's a motorcycle. It's a Harley-Davidson. Jade Warshaw: Well, we've got to get rid of that. Caller: I knew that was the first thing you were going to tell me to get rid of. Dave Ramsey: Yeah, that bike has to go. You did great on the house, but the motorcycle was a mistake. If we get you on an EveryDollar budget and you pick up extra work, you can save $2,000 a month. Over 10 years, that $24,000 a year will grow to about half a million dollars. By age 67, you’ll have $500,000 and a completely paid-for house. Caller: Okay. I do have about $23,000 in cash. Dave Ramsey: Well, then you've got your emergency fund in place. Jade Warshaw: That's great! Caller: I do have the emergency fund, right. I also have a term life insurance policy that's $100 a month for half a million dollars. Should I keep that, or is there a way to convert that to something else? Dave Ramsey: I wouldn't convert. It's just like, "I have homeowner's insurance and I don't have a home anymore, do I need it?" No, you don't. Because there's no one counting on you, it sounds like, for your income. Caller: No. Dave Ramsey: And the house is worth more than you owe on it. Do you have children? Caller: I've got three. They're grown. Dave Ramsey: Okay, so if you die, they sell the house and pay the funeral, right? Caller: Correct. Jade Warshaw: Let it lapse. Dave Ramsey: Yeah, I would close that out because you need that extra $100 a month toward our $2,000 a month goal. So, what I'm going to do is sit down and do a budget, and I'm going to come up with $2,000 a month. I'm going to sit down with a SmartVestor Pro, and I'm going to fill up Roth IRAs, Simple IRAs, and whatever else you can do as a self-employed person. The great news is, as a trim carpenter in high-end properties, you are in great demand. You've always had more work than you can take on. And so if you want to jack it up and make some extra money for a little while, you can do that. I'm always less tired when I don't feel like a hamster in a wheel, when I'm actually getting traction. Part of what's making you tired is you feel stuck.

Traeyz ♠️

424,155 views • 22 days ago

"What's the difference between a money market fund and a stablecoin? If it's the same risk and I get interest in one but not the other, why would any agent choose the stablecoin?" Christopher on the question that could reshape the entire stablecoin market "If there's anything agents are awesome at, they almost over-optimize. In that world, do money markets win?" "I'm an agent. I want that interest to come to me, not go to the stablecoin issuer. What prevents that?" "Fundamentally, if it's the same risk and I get interest in one and I don't get the other, why would any agent go into the stablecoin space?"

"What's the difference between a money market fund and a stablecoin? If it's the same risk and I get interest in one but not the other, why would any agent choose the stablecoin?" Christopher on the question that could reshape the entire stablecoin market "If there's anything agents are awesome at, they almost over-optimize. In that world, do money markets win?" "I'm an agent. I want that interest to come to me, not go to the stablecoin issuer. What prevents that?" "Fundamentally, if it's the same risk and I get interest in one and I don't get the other, why would any agent go into the stablecoin space?"

Laura Shin

11,661 views • 2 months ago

Mike Tyson says he earned $400,000,000 in his boxing career, then spent his last dollar on rehab "I spent my last money that I had from fighting on rehab, over $3,000,000 on rehab. And I used to have enough money left, like $2,000,000 of my whole life left" "And I bought a house in Phoenix for a while. And then, the house was difficult to sell. But somebody loved them, pulled me, gave me the money, this is God working" "Then I get a house in Vegas. That becomes the couch and everything, 'cause I don't have no money to weed" "You got some money? You can come stay over. You got some money, you can throw a party at my house. I would let guys hold my car if they have money, that's how I was hustling"

Mike Tyson says he earned $400,000,000 in his boxing career, then spent his last dollar on rehab "I spent my last money that I had from fighting on rehab, over $3,000,000 on rehab. And I used to have enough money left, like $2,000,000 of my whole life left" "And I bought a house in Phoenix for a while. And then, the house was difficult to sell. But somebody loved them, pulled me, gave me the money, this is God working" "Then I get a house in Vegas. That becomes the couch and everything, 'cause I don't have no money to weed" "You got some money? You can come stay over. You got some money, you can throw a party at my house. I would let guys hold my car if they have money, that's how I was hustling"

katsu

4,024,833 views • 1 month ago