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Michigan Senator Mallory McMorrow reveals companies are using dynamic algorithmic pricing to charge Americans more based on your data She says this is even being used to increase rents - A $240 flight to Florida increased to $423 because you looked twice - Uber pricing doubled because phone battery...

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Wall Street Apes

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429,102 görüntüleme • 6 ay önce •via X (Twitter)

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🚨 American was buying food on Uber Eats and the app says “This price was set by an algorithm using your personal data” A law in New York now requires companies to disclose Dynamic Pricing. Uber Eats is using algorithms to charge people more based on their data “Charging someone more or less for food based on their data is absolutely sick. Like, I am so appalled that this is where we are as a society.” New York’s Algorithmic Pricing Disclosure Act, a first-of-its-kind consumer protection law that took effect on November 10, 2025. This law mandates that any business operating in New York (including apps like Uber Eats) must prominently notify users when prices for goods or services are dynamically adjusted using algorithms that incorporate personal data specific to the consumer Personalized algorithmic pricing (also called surveillance pricing), is where algorithms analyze individual user data to tailor prices
0:52

🚨 American was buying food on Uber Eats and the app says “This price was set by an algorithm using your personal data” A law in New York now requires companies to disclose Dynamic Pricing. Uber Eats is using algorithms to charge people more based on their data “Charging someone more or less for food based on their data is absolutely sick. Like, I am so appalled that this is where we are as a society.” New York’s Algorithmic Pricing Disclosure Act, a first-of-its-kind consumer protection law that took effect on November 10, 2025. This law mandates that any business operating in New York (including apps like Uber Eats) must prominently notify users when prices for goods or services are dynamically adjusted using algorithms that incorporate personal data specific to the consumer Personalized algorithmic pricing (also called surveillance pricing), is where algorithms analyze individual user data to tailor prices

Wall Street Apes

258,319 görüntüleme • 10 ay önce

No longer a ‘conspiracy theory’ Online retailers are accessing your data and then adjusting prices for items based on that data Airlines are being caught adjusting prices based on data too “This holiday season, you and your neighbor could be shopping for the exact same item and pay different prices — surveillance pricing is and how your personal data plays a role. You may be shopping for gifts from the comfort of your couch, but stores can still see who you are. Most of these companies are charging you a different price based on some data they have about you. It could be your location, it could be your proximity to the store, it could be your shopping history, knowing that you bought a product previously and are willing pay for it again.” “Consumer watchdog president Jamie Court says surveillance pricing is nearly impossible to avoid — Court says his organization has evidence all the major retailers use personal algorithms to nudge a price up or down, targeting data from your Amazon cart, Uber rides, or even the brand of laptop you're using to shop” “For those traveling for the holidays. Airlines will charge you a different price depending upon how many times you go to the website. “Currently, there is no federal regulation for companies that use surveillance pricing. We reached out to the FTC”
1:58

No longer a ‘conspiracy theory’ Online retailers are accessing your data and then adjusting prices for items based on that data Airlines are being caught adjusting prices based on data too “This holiday season, you and your neighbor could be shopping for the exact same item and pay different prices — surveillance pricing is and how your personal data plays a role. You may be shopping for gifts from the comfort of your couch, but stores can still see who you are. Most of these companies are charging you a different price based on some data they have about you. It could be your location, it could be your proximity to the store, it could be your shopping history, knowing that you bought a product previously and are willing pay for it again.” “Consumer watchdog president Jamie Court says surveillance pricing is nearly impossible to avoid — Court says his organization has evidence all the major retailers use personal algorithms to nudge a price up or down, targeting data from your Amazon cart, Uber rides, or even the brand of laptop you're using to shop” “For those traveling for the holidays. Airlines will charge you a different price depending upon how many times you go to the website. “Currently, there is no federal regulation for companies that use surveillance pricing. We reached out to the FTC”

Wall Street Apes

519,276 görüntüleme • 9 ay önce

The cost of your flight went up because you searched for it twice. Your rideshare costs more because your phone battery is dying. This is surveillance pricing – corporations using your own data and behaviors against you. In the US Senate, I’ve got a plan to ban it.
1:36

The cost of your flight went up because you searched for it twice. Your rideshare costs more because your phone battery is dying. This is surveillance pricing – corporations using your own data and behaviors against you. In the US Senate, I’ve got a plan to ban it.

Mallory McMorrow

5,772,029 görüntüleme • 6 ay önce

The AI surveillance economy is already here, and most people don’t even know it. Big Tech didn’t just steal our data to violate our privacy. They sold off our data so other companies could charge us higher prices. It is called 𝐒𝐮𝐫𝐯𝐞𝐢𝐥𝐥𝐚𝐧𝐜𝐞 𝐏𝐫𝐢𝐜𝐢𝐧𝐠 where companies now use our data to charge us the maximum price we’re willing to pay. In this AI capitalist surveillance economy, individual customers pay different prices for the exact same goods and services.
2:03

The AI surveillance economy is already here, and most people don’t even know it. Big Tech didn’t just steal our data to violate our privacy. They sold off our data so other companies could charge us higher prices. It is called 𝐒𝐮𝐫𝐯𝐞𝐢𝐥𝐥𝐚𝐧𝐜𝐞 𝐏𝐫𝐢𝐜𝐢𝐧𝐠 where companies now use our data to charge us the maximum price we’re willing to pay. In this AI capitalist surveillance economy, individual customers pay different prices for the exact same goods and services.

Power to the People ☭🕊

31,320 görüntüleme • 1 ay önce

Gokul (Gokul Rajaram) explains why utility-based software companies like Zendesk are more exposed to AI than systems of record like NetSuite, and why public markets aren't distinguishing between the two: "The software companies that should be the most worried right now is where they are pricing the product based on utility. Zendesk is a good example. Instead of paying for 50 Zendesk seats, you can pay for 20 and I can have 30 AI agents sitting next to Zendesk. For these companies you need to change your pricing model to be based on outcome. It's going to be hard for them to stay public. The companies that are less exposed are ones based on data that has been collected and captured over a period of time. ERP is a great example. There is no compelling reason for someone to put their career at stake by ripping out NetSuite. NetSuite has more time to build AI agents on top of it because they have the data, they can train the AI agent on top of it and bundle it. I think the public markets do not distinguish between these two types of companies." (Jan 2026)
3:06

Gokul (Gokul Rajaram) explains why utility-based software companies like Zendesk are more exposed to AI than systems of record like NetSuite, and why public markets aren't distinguishing between the two: "The software companies that should be the most worried right now is where they are pricing the product based on utility. Zendesk is a good example. Instead of paying for 50 Zendesk seats, you can pay for 20 and I can have 30 AI agents sitting next to Zendesk. For these companies you need to change your pricing model to be based on outcome. It's going to be hard for them to stay public. The companies that are less exposed are ones based on data that has been collected and captured over a period of time. ERP is a great example. There is no compelling reason for someone to put their career at stake by ripping out NetSuite. NetSuite has more time to build AI agents on top of it because they have the data, they can train the AI agent on top of it and bundle it. I think the public markets do not distinguish between these two types of companies." (Jan 2026)

Invest Like the Best

62,966 görüntüleme • 2 gün önce

No longer a conspiracy theory Instacart has been caught using Dynamic Pricing They are accessing personal data of users and then adjusting prices based on that data. If someone can afford to pay more for items, the prices increase “You may have heard of dynamic pricing. Well now Instacart is accused of using this controversial practice to charge consumers wildly inconsistent prices on the same products. — This is infuriating. Food delivery service Instacart is being accused of charging different prices to different customers on the same grocery items without them knowing. Groundwork, it's a consumer advocacy group, Instacart says Instacart's pricing algorithm could lead to shoppers paying an extra $1,200 on groceries annually. Nearly three-quarters of grocery items it surveyed were sold at different price points. Instacart said the price differences were tests conducted by some retailers to learn what matters most to consumers. It denied using shoppers' personal information to fuel dynamic or customized pricing.”
0:52

No longer a conspiracy theory Instacart has been caught using Dynamic Pricing They are accessing personal data of users and then adjusting prices based on that data. If someone can afford to pay more for items, the prices increase “You may have heard of dynamic pricing. Well now Instacart is accused of using this controversial practice to charge consumers wildly inconsistent prices on the same products. — This is infuriating. Food delivery service Instacart is being accused of charging different prices to different customers on the same grocery items without them knowing. Groundwork, it's a consumer advocacy group, Instacart says Instacart's pricing algorithm could lead to shoppers paying an extra $1,200 on groceries annually. Nearly three-quarters of grocery items it surveyed were sold at different price points. Instacart said the price differences were tests conducted by some retailers to learn what matters most to consumers. It denied using shoppers' personal information to fuel dynamic or customized pricing.”

Wall Street Apes

420,020 görüntüleme • 9 ay önce

I literally gasped watching this American bought a cheap phone, hired someone to use it in poor neighborhoods, and visit places acting like they have no money After a day, apps on that phone had cheaper prices than a normal persons phone Dynamic pricing is real and we are being robbed blind. Phone are collecting data and using that data to charge people different prices for the exact same services and items
5:29

I literally gasped watching this American bought a cheap phone, hired someone to use it in poor neighborhoods, and visit places acting like they have no money After a day, apps on that phone had cheaper prices than a normal persons phone Dynamic pricing is real and we are being robbed blind. Phone are collecting data and using that data to charge people different prices for the exact same services and items

Wall Street Apes

716,315 görüntüleme • 1 ay önce

Gokul explains why outcome-based software companies like Zendesk are more exposed to AI than systems of record like NetSuite, and why public markets are not distinguishing between the two. He argues that the only way AI-native startups can disrupt systems of record is by spending 1-2 years building migration tools to get data off of incumbent platforms. "The software companies that should be the most worried right now is where they are pricing the product based on utility. Zendesk is a good example. Instead of paying for 50 Zendesk seats, you can pay for 20 and I can have 30 AI agents sitting next to Zendesk. For these companies you need to change your pricing model to be based on outcome. It's going to be hard for them to stay public. The companies that are less exposed are ones based on data that has been collected and captured over a period of time. ERP is a great example. There is no compelling reason for someone to put their career at stake by ripping out NetSuite. NetSuite has more time to build AI agents on top of it because they have the data, they can train the AI agent on top of it and bundle it. I think the public markets do not distinguish between these two types of companies."
3:06

Gokul explains why outcome-based software companies like Zendesk are more exposed to AI than systems of record like NetSuite, and why public markets are not distinguishing between the two. He argues that the only way AI-native startups can disrupt systems of record is by spending 1-2 years building migration tools to get data off of incumbent platforms. "The software companies that should be the most worried right now is where they are pricing the product based on utility. Zendesk is a good example. Instead of paying for 50 Zendesk seats, you can pay for 20 and I can have 30 AI agents sitting next to Zendesk. For these companies you need to change your pricing model to be based on outcome. It's going to be hard for them to stay public. The companies that are less exposed are ones based on data that has been collected and captured over a period of time. ERP is a great example. There is no compelling reason for someone to put their career at stake by ripping out NetSuite. NetSuite has more time to build AI agents on top of it because they have the data, they can train the AI agent on top of it and bundle it. I think the public markets do not distinguish between these two types of companies."

Patrick OShaughnessy

394,361 görüntüleme • 8 ay önce

You searched for a breakfast recipe. Now the eggs in your online cart cost more. That's surveillance pricing – companies using your personal data to charge you more for the same groceries. I signed legislation to put a stop it to it in New Jersey – giving shoppers the strongest protections in the nation against this practice and helping families keep more money in their pockets.
0:34

You searched for a breakfast recipe. Now the eggs in your online cart cost more. That's surveillance pricing – companies using your personal data to charge you more for the same groceries. I signed legislation to put a stop it to it in New Jersey – giving shoppers the strongest protections in the nation against this practice and helping families keep more money in their pockets.

Governor Mikie Sherrill

19,460 görüntüleme • 2 ay önce

How they built surveillance capitalism: 1) Big Tech stole our data 2) Sold it to other companies 3) These companies now use our data to charge us higher prices for goods & services This is exactly why they’re building all these data centers: to surveil, track, and weaponize our own data against us. The age of 𝐀𝐈 𝐬𝐮𝐫𝐯𝐞𝐢𝐥𝐥𝐚𝐧𝐜𝐞 𝐜𝐚𝐩𝐢𝐭𝐚𝐥𝐢𝐬𝐦 is here and it’s even more dystopian than you thought.
2:55

How they built surveillance capitalism: 1) Big Tech stole our data 2) Sold it to other companies 3) These companies now use our data to charge us higher prices for goods & services This is exactly why they’re building all these data centers: to surveil, track, and weaponize our own data against us. The age of 𝐀𝐈 𝐬𝐮𝐫𝐯𝐞𝐢𝐥𝐥𝐚𝐧𝐜𝐞 𝐜𝐚𝐩𝐢𝐭𝐚𝐥𝐢𝐬𝐦 is here and it’s even more dystopian than you thought.

Power to the People ☭🕊

19,803 görüntüleme • 1 ay önce

I just went down this rabbit hole, and it's so fascinating. So apparently, airlines have been selling your data to competitors for years. Strange right? I know, hear me out... It's called dynamic pricing. Dynamic pricing is when a company charges you a price calculated specifically for you, based on what they know about you, rather than a fixed price everyone sees. Nobody called it surveillance. The mainstream take on dynamic pricing is that it's sinister and new. Corporations secretly watching, jacking up prices, exploiting desperation. That anger is mostly right. Dynamic pricing isn't a bug that crept into capitalism. It's the entire architecture of how information asymmetry becomes profit. Airlines have always charged different people different prices for the same seat. Hotels. Insurance companies. Actuarial profiling predates the internet. What changed isn't the behavior. It's the resolution. Your battery at 8% telling Uber you're stranded is a higher-resolution version of the taxi driver who saw you running in the rain and didn't turn the meter off. The new part is the precision. They know you searched the same flight six times. They know you're on a Mac. They know your zip code and how long you've been sitting on the page. Old dynamic pricing responded to demand. Surveillance pricing responds to you. The counterargument from the market side is real. Personalization can mean discounts. But companies optimizing for revenue will use behavioral data to find the ceiling, not the floor. What are your thoughts? Is this fair or pure greed from big corp? That's a wrap. Li is a gallery for the greatest minds in economics, psychology, and history. Follow if that interests you. We are ONE genius away. -- P.S. I'm building a course on how the world actually works. Not the surface story, but the incentive layer underneath it. Who funds what. Who benefits from what you believe? Why the official explanation is rarely the complete one. Comment "yes" if you're interested in something like this. Waitlist opens soon.
2:30

I just went down this rabbit hole, and it's so fascinating. So apparently, airlines have been selling your data to competitors for years. Strange right? I know, hear me out... It's called dynamic pricing. Dynamic pricing is when a company charges you a price calculated specifically for you, based on what they know about you, rather than a fixed price everyone sees. Nobody called it surveillance. The mainstream take on dynamic pricing is that it's sinister and new. Corporations secretly watching, jacking up prices, exploiting desperation. That anger is mostly right. Dynamic pricing isn't a bug that crept into capitalism. It's the entire architecture of how information asymmetry becomes profit. Airlines have always charged different people different prices for the same seat. Hotels. Insurance companies. Actuarial profiling predates the internet. What changed isn't the behavior. It's the resolution. Your battery at 8% telling Uber you're stranded is a higher-resolution version of the taxi driver who saw you running in the rain and didn't turn the meter off. The new part is the precision. They know you searched the same flight six times. They know you're on a Mac. They know your zip code and how long you've been sitting on the page. Old dynamic pricing responded to demand. Surveillance pricing responds to you. The counterargument from the market side is real. Personalization can mean discounts. But companies optimizing for revenue will use behavioral data to find the ceiling, not the floor. What are your thoughts? Is this fair or pure greed from big corp? That's a wrap. Li is a gallery for the greatest minds in economics, psychology, and history. Follow if that interests you. We are ONE genius away. -- P.S. I'm building a course on how the world actually works. Not the surface story, but the incentive layer underneath it. Who funds what. Who benefits from what you believe? Why the official explanation is rarely the complete one. Comment "yes" if you're interested in something like this. Waitlist opens soon.

GeniusThinking

38,698 görüntüleme • 5 ay önce

🚨 THEY’RE PINGING YOUR PHONE TO CHANGE PRICES IN REAL TIME Major retailers are quietly testing AI-driven dynamic pricing with tech that reads your location, data, and proximity to the store before deciding what you pay. Every ping from your phone ... GPS, Bluetooth, Wi-Fi, app activity, all of it feeds an algorithm that decides your “value.” The closer you get, the higher it goes. They call it personalized pricing. You’d call it being tracked and charged for who the system thinks you are. Same item. Different people. Different prices. So when your total jumps the second you walk in - is that inflation, or surveillance disguised as a sale?
2:56

🚨 THEY’RE PINGING YOUR PHONE TO CHANGE PRICES IN REAL TIME Major retailers are quietly testing AI-driven dynamic pricing with tech that reads your location, data, and proximity to the store before deciding what you pay. Every ping from your phone ... GPS, Bluetooth, Wi-Fi, app activity, all of it feeds an algorithm that decides your “value.” The closer you get, the higher it goes. They call it personalized pricing. You’d call it being tracked and charged for who the system thinks you are. Same item. Different people. Different prices. So when your total jumps the second you walk in - is that inflation, or surveillance disguised as a sale?

HustleBitch

76,290 görüntüleme • 10 ay önce

This is how Instacart got exposed accessing your personal data to algorithmically adjust grocery store prices based on each person (dynamic pricing) The investigators at More Perfect Union say this is starting to happen everywhere and needs to be regulated “Five months of digging, what we found is bigger than Instacart. Yes, inflation is real, but something else has been pushing prices higher this whole time. There's a system, one that grocery stores and tech companies built together. It learns from every purchase. It's not just online, it's in the physical stores you walk into. With the primary goal, maximize profit. Here's how we uncovered it, how it's turning the grocery business into a gold mine, and why, without regulation, your grocery bill may keep climbing no matter what happens with inflation” The held an experiment with a bunch of people in a room, everyone ordered the same 20 items to the same address. Each one from their personal phone. The app Instacart gave everyone different prices After researching they found 3 different prices were available for everyday items like cereal, adjusted based on your data After being caught Instacart denied they were using dynamic pricing but announced they were no longer going to adjust prices based on data But that’s one company, this video goes into great detail showing it’s coming everywhere
18:26

This is how Instacart got exposed accessing your personal data to algorithmically adjust grocery store prices based on each person (dynamic pricing) The investigators at More Perfect Union say this is starting to happen everywhere and needs to be regulated “Five months of digging, what we found is bigger than Instacart. Yes, inflation is real, but something else has been pushing prices higher this whole time. There's a system, one that grocery stores and tech companies built together. It learns from every purchase. It's not just online, it's in the physical stores you walk into. With the primary goal, maximize profit. Here's how we uncovered it, how it's turning the grocery business into a gold mine, and why, without regulation, your grocery bill may keep climbing no matter what happens with inflation” The held an experiment with a bunch of people in a room, everyone ordered the same 20 items to the same address. Each one from their personal phone. The app Instacart gave everyone different prices After researching they found 3 different prices were available for everyday items like cereal, adjusted based on your data After being caught Instacart denied they were using dynamic pricing but announced they were no longer going to adjust prices based on data But that’s one company, this video goes into great detail showing it’s coming everywhere

Wall Street Apes

176,507 görüntüleme • 8 ay önce

Lina Khan: "The holy grail for companies for a long time has been the ability to charge each person what their willingness to pay is. If you're really hungry for lunch, maybe they'll charge you 10 bucks for a burger, but if you're not that hungry, maybe they'll charge you three bucks... Now there's so much data collected about individual people that there is a serious worry that companies will be able to do this. And actually Delta Airlines just announced on their earnings call that they're gonna start using some of these algorithms to price some of their tickets. And so imagine a world in which you have the death in the family. You have to go home for a funeral. And they know that through scraping your email that is announcing when the service is gonna be, they know you're in a tight spot. So you're gonna be charged much more because of that." Watch the full Lina Khan Episode of Lemonade Stand here:
1:09

Lina Khan: "The holy grail for companies for a long time has been the ability to charge each person what their willingness to pay is. If you're really hungry for lunch, maybe they'll charge you 10 bucks for a burger, but if you're not that hungry, maybe they'll charge you three bucks... Now there's so much data collected about individual people that there is a serious worry that companies will be able to do this. And actually Delta Airlines just announced on their earnings call that they're gonna start using some of these algorithms to price some of their tickets. And so imagine a world in which you have the death in the family. You have to go home for a funeral. And they know that through scraping your email that is announcing when the service is gonna be, they know you're in a tight spot. So you're gonna be charged much more because of that." Watch the full Lina Khan Episode of Lemonade Stand here:

More Perfect Union

171,665 görüntüleme • 1 yıl önce

Surveillance Pricing is happening in America More complaints about American’s data being collected and then charging them different prices based on that data One American saw a $230 price increase on her JetBlue airline ticket the next day after making a social media post saying “I love JetBlue” That data was collected and the price skyrocketed “The airline responded saying, try clearing your cash and cookies, or booking with an incognito window. Critics were quick to claim JetBlue was using what's known as surveillance pricing — Many implied that JetBlue's Tweet was telling the traveler he could get a lower price if he erased the data JetBlue had received about him through his online searches.” “Every day our phones and devices collect massive amounts of personal data on us, and now businesses may be using this trove of personal information to charge each of us a different price for the exact same product or service — experts say surveillance pricing is still being used by ride share apps, major grocery retailers, and even pharmacies” This isn’t a conspiracy theory, this is actually happening The problem is so prevalent that multiple states are considering banning the practice
1:57

Surveillance Pricing is happening in America More complaints about American’s data being collected and then charging them different prices based on that data One American saw a $230 price increase on her JetBlue airline ticket the next day after making a social media post saying “I love JetBlue” That data was collected and the price skyrocketed “The airline responded saying, try clearing your cash and cookies, or booking with an incognito window. Critics were quick to claim JetBlue was using what's known as surveillance pricing — Many implied that JetBlue's Tweet was telling the traveler he could get a lower price if he erased the data JetBlue had received about him through his online searches.” “Every day our phones and devices collect massive amounts of personal data on us, and now businesses may be using this trove of personal information to charge each of us a different price for the exact same product or service — experts say surveillance pricing is still being used by ride share apps, major grocery retailers, and even pharmacies” This isn’t a conspiracy theory, this is actually happening The problem is so prevalent that multiple states are considering banning the practice

Wall Street Apes

42,316 görüntüleme • 5 ay önce

WOW 🚨 DC Lobbyist exposes the real reason Democrats are keeping the government shutdown is because they’re being paid off “It has to do with dark money from the billion dollar health insurance companies” Also, even while the federal government is shutdown, the Big Health Insurance Companies are getting funneled our tax money “I understand why this shutdown is happening because I've been scratching my head, like, why would the Democrats be shutting down the government, depriving federal workers in the military of basically pay in food and then depriving the military of their health care through TRICARE. — It has to do with the f*cking insurance companies.” “So I found out these people, even Even though the government shut down because of the ACA, their payments every month are coming directly from the Treasury to their bank accounts. So the insurance companies, UnitedHealthcare, Aetna, Molina, Kaiser, they are getting paid right now, mandatory pay every single month while the federal workers and the military get nothing. And so now it's finally making sense. This has nothing to do with healthcare. “It has to do with dark money from the billion dollar insurance companies. Because keep in mind, if they lose the ACA credits for next year, they're not going to get any of that money. They won't get any of that money. So even though the tax credits are tax credits, what actually happens is these tax credits get paid on behalf of you, the insured, and they go directly to the insurance companies. So that's why the Democrats are fighting so hard on this. That's nothing. It has to do with people's premiums. It has to do with the fucking insurance companies not getting billions and billions and billions of dollars in January and next year.” “It's about the billion dollar insurance companies. And so everyone in, at least the talking points of the Democrats are like, oh, the premiums are going to go up. Why don't you hold the insurance companies accountable? These are not market rates. They're setting the premiums. They're the ones that are deciding to keep human beings without Health Care. That has nothing to do with what the government does. — They own the hospitals, and the providers are setting. These obscene rates for procedures. And so then they're making money off of the hospitals. This entire shutdown has nothing to do with health care and everything to do with the billion dollar corporations United Health Care, Aetna, Kaiser, Molina, they are the ones that are keeping the government shut down right now”
4:14

WOW 🚨 DC Lobbyist exposes the real reason Democrats are keeping the government shutdown is because they’re being paid off “It has to do with dark money from the billion dollar health insurance companies” Also, even while the federal government is shutdown, the Big Health Insurance Companies are getting funneled our tax money “I understand why this shutdown is happening because I've been scratching my head, like, why would the Democrats be shutting down the government, depriving federal workers in the military of basically pay in food and then depriving the military of their health care through TRICARE. — It has to do with the f*cking insurance companies.” “So I found out these people, even Even though the government shut down because of the ACA, their payments every month are coming directly from the Treasury to their bank accounts. So the insurance companies, UnitedHealthcare, Aetna, Molina, Kaiser, they are getting paid right now, mandatory pay every single month while the federal workers and the military get nothing. And so now it's finally making sense. This has nothing to do with healthcare. “It has to do with dark money from the billion dollar insurance companies. Because keep in mind, if they lose the ACA credits for next year, they're not going to get any of that money. They won't get any of that money. So even though the tax credits are tax credits, what actually happens is these tax credits get paid on behalf of you, the insured, and they go directly to the insurance companies. So that's why the Democrats are fighting so hard on this. That's nothing. It has to do with people's premiums. It has to do with the fucking insurance companies not getting billions and billions and billions of dollars in January and next year.” “It's about the billion dollar insurance companies. And so everyone in, at least the talking points of the Democrats are like, oh, the premiums are going to go up. Why don't you hold the insurance companies accountable? These are not market rates. They're setting the premiums. They're the ones that are deciding to keep human beings without Health Care. That has nothing to do with what the government does. — They own the hospitals, and the providers are setting. These obscene rates for procedures. And so then they're making money off of the hospitals. This entire shutdown has nothing to do with health care and everything to do with the billion dollar corporations United Health Care, Aetna, Kaiser, Molina, they are the ones that are keeping the government shut down right now”

Wall Street Apes

517,208 görüntüleme • 11 ay önce

Marc Andreessen: “I’m always urging founders to raise prices, raise prices, raise prices.” “We spend a lot of time working with our companies on pricing,” a16z co-founder Marc Andreessen explains. “It’s really this magical art and science that a lot of companies don’t take seriously enough.” Marc continues: “A core principle of pricing is that you don’t want to price by cost if you can avoid it. You want to price by value. Especially when you’re selling to businesses, you want to price as a percentage of the business value you’re creating.” He gives the example of building an AI that can do the job of a programmer, a lawyer, or a radiologist: “Can you price by value and get a percentage of what otherwise would’ve literally been a person? Or equivalently can you price by marginal productivity? If you can take a human doctor and make them much more productive because you give them AI, can you price as a percentage of the productivity uplift?” Marc argues that high prices are under-appreciated by founders: “The naive view on pricing is the lower the pricing, the better it is for the customer. The more sophisticated way of looking at it is that higher prices are often good for the customer because the higher price means the vendor can make the product better, faster. Companies with higher prices and higher margins can actually invest more in R&D and make the product better. Most people who buy things aren’t just looking for the cheapest price. They want something that’s going to work really well.” Marc also emphasizes this point in an interview in Elad Gil’s High Growth Handbook: “What I hear from companies is, ‘Oh, we have an awesome moat, and we’re still going to price our product cheap, because we think that’s somehow going to maximize our business.’ I’m always urging founders to raise prices, raise prices, raise prices. I’m always urging founders to raise prices, raise prices, raise prices. First of all, raising prices is a great way to flesh out whether you actually do have a moat. If you do have a moat, the customers will still buy, because they have to. The definition of a moat is the ability to charge more. And so number one, it’s just a good way to flesh out that topic and really expose it to sunlight. And then number two, companies that charge more can better fund both their distribution efforts and their ongoing R&D efforts. Charging more is a key lever to be able to grow. And the companies that charge more therefore tend to grow faster. That’s counterintuitive to a lot of engineers. A lot of engineers think there’s a one-dimensional relationship between price and value. They have this mental model of commerce like they’re selling rice or something. It’s like, “My product is magical and nobody can replicate it, and I need to price it like it’s a commodity.” No, you don’t. In fact, quite the opposite. If you price it high, then you can fund a much more expensive sales and marketing effort, which means you’re much more likely to win the market, which means you’re much more likely to be able afford to do all the R&D and acquisitions you’re going to want to do. And so we always try to snap people into a two-dimensional mindset, where higher prices equals faster growth.” Video source: a16z (2026)
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Marc Andreessen: “I’m always urging founders to raise prices, raise prices, raise prices.” “We spend a lot of time working with our companies on pricing,” a16z co-founder Marc Andreessen explains. “It’s really this magical art and science that a lot of companies don’t take seriously enough.” Marc continues: “A core principle of pricing is that you don’t want to price by cost if you can avoid it. You want to price by value. Especially when you’re selling to businesses, you want to price as a percentage of the business value you’re creating.” He gives the example of building an AI that can do the job of a programmer, a lawyer, or a radiologist: “Can you price by value and get a percentage of what otherwise would’ve literally been a person? Or equivalently can you price by marginal productivity? If you can take a human doctor and make them much more productive because you give them AI, can you price as a percentage of the productivity uplift?” Marc argues that high prices are under-appreciated by founders: “The naive view on pricing is the lower the pricing, the better it is for the customer. The more sophisticated way of looking at it is that higher prices are often good for the customer because the higher price means the vendor can make the product better, faster. Companies with higher prices and higher margins can actually invest more in R&D and make the product better. Most people who buy things aren’t just looking for the cheapest price. They want something that’s going to work really well.” Marc also emphasizes this point in an interview in Elad Gil’s High Growth Handbook: “What I hear from companies is, ‘Oh, we have an awesome moat, and we’re still going to price our product cheap, because we think that’s somehow going to maximize our business.’ I’m always urging founders to raise prices, raise prices, raise prices. I’m always urging founders to raise prices, raise prices, raise prices. First of all, raising prices is a great way to flesh out whether you actually do have a moat. If you do have a moat, the customers will still buy, because they have to. The definition of a moat is the ability to charge more. And so number one, it’s just a good way to flesh out that topic and really expose it to sunlight. And then number two, companies that charge more can better fund both their distribution efforts and their ongoing R&D efforts. Charging more is a key lever to be able to grow. And the companies that charge more therefore tend to grow faster. That’s counterintuitive to a lot of engineers. A lot of engineers think there’s a one-dimensional relationship between price and value. They have this mental model of commerce like they’re selling rice or something. It’s like, “My product is magical and nobody can replicate it, and I need to price it like it’s a commodity.” No, you don’t. In fact, quite the opposite. If you price it high, then you can fund a much more expensive sales and marketing effort, which means you’re much more likely to win the market, which means you’re much more likely to be able afford to do all the R&D and acquisitions you’re going to want to do. And so we always try to snap people into a two-dimensional mindset, where higher prices equals faster growth.” Video source: a16z (2026)

Startup Archive

423,197 görüntüleme • 8 ay önce

Yesterday I stopped some strangers in the Walmart aisle and asked if these price tags were paper or electronic. “I think they’re paper?” I told them to look closer. I explained how electronic shelf labeling is the first step towards corporations being able to change the price of items in an instant. These are the systems used for dynamic pricing - when corporations change the price for consumers based on shopping behavior and personal data. Technology isn’t the problem. Companies using technology to profit off everyday, working families is. That’s why I wrote House Bill 3959. To ban corporations from using this type of surveillance pricing manipulation. When families are shopping for the same products, on the same shelves, they should be paying the same prices. Instead of prioritizing and protecting working families over corporation profits, Republicans killed this bill in committee. But that just means as Governor I’ll be fighting against corporate greed for everyday people even harder. 🛒
0:56

Yesterday I stopped some strangers in the Walmart aisle and asked if these price tags were paper or electronic. “I think they’re paper?” I told them to look closer. I explained how electronic shelf labeling is the first step towards corporations being able to change the price of items in an instant. These are the systems used for dynamic pricing - when corporations change the price for consumers based on shopping behavior and personal data. Technology isn’t the problem. Companies using technology to profit off everyday, working families is. That’s why I wrote House Bill 3959. To ban corporations from using this type of surveillance pricing manipulation. When families are shopping for the same products, on the same shelves, they should be paying the same prices. Instead of prioritizing and protecting working families over corporation profits, Republicans killed this bill in committee. But that just means as Governor I’ll be fighting against corporate greed for everyday people even harder. 🛒

Cyndi Munson

15,887 görüntüleme • 1 ay önce