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Nicole can’t pay up but instead has a different way to pay 💦 🎥 - Kyoko3D 🗣️ - MagicalMysticVA 🔈 - OpenNSFWSP Model - DaB_neko #hentai #NicoleDemara #ZenlessZoneZero‌ #zzzero #tits #ass #thighs #pussy #creampie #nsfw #r34

Miyamoto ( 宮本 ) 🔞

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211,920 views • 11 days ago •via X (Twitter)

NSFW #hentai #NicoleDemara #ZenlessZoneZero‌#zzzero #tits #ass #thighs #pussy #creampie #nsfw #r34

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A new ride-hail app called Throo is trying to break into New York City's market by charging drivers a flat $1 fee per ride instead of a commission. The company says its model means lower costs for riders and higher pay for drivers. Throo launched in the city in June and says it's already signed on 53,000 drivers, but it still has a long way to go. The Taxi and Limousine Commission says the app logged just over 2,500 rides in June compared to the 20 million rides Uber and Lyft did that same month.

A new ride-hail app called Throo is trying to break into New York City's market by charging drivers a flat $1 fee per ride instead of a commission. The company says its model means lower costs for riders and higher pay for drivers. Throo launched in the city in June and says it's already signed on 53,000 drivers, but it still has a long way to go. The Taxi and Limousine Commission says the app logged just over 2,500 rides in June compared to the 20 million rides Uber and Lyft did that same month.

Spectrum News NY1

15,538 views • 26 days ago

Southwest Airlines has become out of control robbing Americans since a private equity firm bought a major holding Here are different seat upgrade options: - You must pay $314 for “choice extra” which gives you a seat selection and some other minor perks, but here’s the catch. It says all the seats are full, so you can’t select that one - There is an option below it for $254, if you click that option, suddenly there are a bunch of seat open. But here’s the scam, to select them you must pay $68-$74 extra So instead of paying $314, you must pay the $254 option and pay the extra $74 to pick a seat. Now you’re paying more and getting less perks for absolutely no reason, just because it says you have to An activist hedge fund Elliott Investment Management acquired a significant stake in Southwest Arlines, initially around 11% for about $1.9 billion and pushed for these major changes for profit changes They started really upping fees and that’s when they ended the 2 free checked bags too Private equity destroys everything it touches

Southwest Airlines has become out of control robbing Americans since a private equity firm bought a major holding Here are different seat upgrade options: - You must pay $314 for “choice extra” which gives you a seat selection and some other minor perks, but here’s the catch. It says all the seats are full, so you can’t select that one - There is an option below it for $254, if you click that option, suddenly there are a bunch of seat open. But here’s the scam, to select them you must pay $68-$74 extra So instead of paying $314, you must pay the $254 option and pay the extra $74 to pick a seat. Now you’re paying more and getting less perks for absolutely no reason, just because it says you have to An activist hedge fund Elliott Investment Management acquired a significant stake in Southwest Arlines, initially around 11% for about $1.9 billion and pushed for these major changes for profit changes They started really upping fees and that’s when they ended the 2 free checked bags too Private equity destroys everything it touches

Wall Street Apes

302,114 views • 2 months ago

Bobby Portis wanted #9 from Pelle Larsson but he wasn’t willing to give it up, so he decided to wear #95 instead: “My teammate has number 9 and he said it was super sentimental to his family…tried to pay him for it — he’s still didn’t want the money…I’m like ‘dang I gotta find a new number’…I was in the car riding with my OG — I looked up it said 95 South and I just took it and ran with it…I used to play like 2K..I used to put my number 95…it’s crazy it happened this way.”

Bobby Portis wanted #9 from Pelle Larsson but he wasn’t willing to give it up, so he decided to wear #95 instead: “My teammate has number 9 and he said it was super sentimental to his family…tried to pay him for it — he’s still didn’t want the money…I’m like ‘dang I gotta find a new number’…I was in the car riding with my OG — I looked up it said 95 South and I just took it and ran with it…I used to play like 2K..I used to put my number 95…it’s crazy it happened this way.”

The HEAT Realm

48,400 views • 1 month ago

Members of Congress earn $180,000 a year, so when you give them insider information, and they’re legally allowed to trade on it, they take it. Nancy Pelosi’s stock market performance outperforms the S&P and Warren Buffett. Remarkable in a way that defies explanation. Peter Schweizer’s book exposed all of it in 2011. Congress banned the practice, then quietly reinstated it by voice vote, didn’t even go to the floor because they didn’t want C-SPAN to see them doing it. But here’s the other side of it: How does a member of the House making $180,000 maintain a home in their district AND a home in Washington? They can’t, so they find the loopholes. I’d rather take the Singapore model. Pay them well and get extremely tight on the ethics. If you don’t pay people enough, they’ll find ways to make up the difference.

Members of Congress earn $180,000 a year, so when you give them insider information, and they’re legally allowed to trade on it, they take it. Nancy Pelosi’s stock market performance outperforms the S&P and Warren Buffett. Remarkable in a way that defies explanation. Peter Schweizer’s book exposed all of it in 2011. Congress banned the practice, then quietly reinstated it by voice vote, didn’t even go to the floor because they didn’t want C-SPAN to see them doing it. But here’s the other side of it: How does a member of the House making $180,000 maintain a home in their district AND a home in Washington? They can’t, so they find the loopholes. I’d rather take the Singapore model. Pay them well and get extremely tight on the ethics. If you don’t pay people enough, they’ll find ways to make up the difference.

Anthony Scaramucci

58,413 views • 1 month ago

Here is the full body cam footage.... So many people manipulated... Dude was 19 years old, not 16. Wasn't taking food that was supposed to be thrown away. He admits he took food but forgot to pay for it as he didn't have his wallet... then he got in trouble because buying food on lunch took too long waiting in line so he got threatened to be written up.. so he was taking food with the intention of paying it back.. but in his words... it spiraled... he never paid it back.. Sure Meijer management if they knew of the thefts shouldn't have let it pile up and then have him arrested... thats ridiculous... they should have reacted immediately. But it could have gone different ways... they could have discovered the other thefts after catching him who knows... but either way a lot of details are being lied about to drum up a gofund me scam apparently.. but this full body cam has been around for months... now all of a sudden today a quick edited version to drum up sympathy comes out... weird.

Here is the full body cam footage.... So many people manipulated... Dude was 19 years old, not 16. Wasn't taking food that was supposed to be thrown away. He admits he took food but forgot to pay for it as he didn't have his wallet... then he got in trouble because buying food on lunch took too long waiting in line so he got threatened to be written up.. so he was taking food with the intention of paying it back.. but in his words... it spiraled... he never paid it back.. Sure Meijer management if they knew of the thefts shouldn't have let it pile up and then have him arrested... thats ridiculous... they should have reacted immediately. But it could have gone different ways... they could have discovered the other thefts after catching him who knows... but either way a lot of details are being lied about to drum up a gofund me scam apparently.. but this full body cam has been around for months... now all of a sudden today a quick edited version to drum up sympathy comes out... weird.

Mad 🥒

319,673 views • 1 year ago

Left: Keir Starmer and Wes Streeting are blaming doctors for going on strike Right: Dr Haseena Wazir explains why doctors are going on strike Dr Haseena Wazir Warning: If you watch this video, and you genuinely care for the NHS, you'll end up supporting the doctors Transcript: Tomorrow I’m going out on strike as a Resident Doctor in England I don’t take that decision lightly. I became a doctor to look after patients, not to walk away from work But right now, I’m watching A&Es overflow, ambulances queue outside hospitals, and patients treated in corridors even on non strike days While doctors who want to work in A&E are competing 14 to 1 for training places, and around 5 to 1 in GP 30,000 doctors applied for 10,000 training jobs this year Thousands of future Consultants and GPs turned away due to Government imposed caps on training jobs Doctors are ready to step in. The system isn’t letting them. On top of that, after years of pay erosion Wes Streeting has recommended a real terms pay cut for doctors for the next financial year These factors in combination makes it harder for doctors to stay, to train, and to build a future in the NHS Wes Streeting’s offer doesn’t change this The headline 4,000 jobs he announced are a cannibalisation of existing locally employed doctor jobs, so the total number of doctors doesn’t increase at all as a result of his offer There’s also nothing on pay, despite assurances we were on a ‘journey’ to pay restoration last year The BMA offered to meet Wes Streeting as soon as the November strikes ended He ignored the BMA for weeks Instead, a last-minute rushed offer arrived from him with less than 24 hours to respond The BMA put it to resident doctors. Nearly 30,000 of them said it wasn’t good enough For me, this is about jobs and pay together You can’t reduce waiting lists without training doctors, and you can’t keep doctors in the NHS while cutting their pay in real terms. Tomorrow, I’ll be standing shoulder to shoulder with Resident Doctors across England on the picket lines; not because we want to strike, but because we need a solution from Wes Streeting that’s actually credible That still remains within the Government’s gift to deliver

Left: Keir Starmer and Wes Streeting are blaming doctors for going on strike Right: Dr Haseena Wazir explains why doctors are going on strike Dr Haseena Wazir Warning: If you watch this video, and you genuinely care for the NHS, you'll end up supporting the doctors Transcript: Tomorrow I’m going out on strike as a Resident Doctor in England I don’t take that decision lightly. I became a doctor to look after patients, not to walk away from work But right now, I’m watching A&Es overflow, ambulances queue outside hospitals, and patients treated in corridors even on non strike days While doctors who want to work in A&E are competing 14 to 1 for training places, and around 5 to 1 in GP 30,000 doctors applied for 10,000 training jobs this year Thousands of future Consultants and GPs turned away due to Government imposed caps on training jobs Doctors are ready to step in. The system isn’t letting them. On top of that, after years of pay erosion Wes Streeting has recommended a real terms pay cut for doctors for the next financial year These factors in combination makes it harder for doctors to stay, to train, and to build a future in the NHS Wes Streeting’s offer doesn’t change this The headline 4,000 jobs he announced are a cannibalisation of existing locally employed doctor jobs, so the total number of doctors doesn’t increase at all as a result of his offer There’s also nothing on pay, despite assurances we were on a ‘journey’ to pay restoration last year The BMA offered to meet Wes Streeting as soon as the November strikes ended He ignored the BMA for weeks Instead, a last-minute rushed offer arrived from him with less than 24 hours to respond The BMA put it to resident doctors. Nearly 30,000 of them said it wasn’t good enough For me, this is about jobs and pay together You can’t reduce waiting lists without training doctors, and you can’t keep doctors in the NHS while cutting their pay in real terms. Tomorrow, I’ll be standing shoulder to shoulder with Resident Doctors across England on the picket lines; not because we want to strike, but because we need a solution from Wes Streeting that’s actually credible That still remains within the Government’s gift to deliver

Farrukh

25,988 views • 9 months ago

JD Vance has a blunt message for those who cheered Charlie Kirk’s murder. A harsh reckoning is coming their way: “If you celebrate Charlie Kirk’s death, you should not be protected from being fired for being a disgusting person. If you’re a university professor who benefits from American tax dollars, you should not be celebrating Charlie Kirk’s death. And if you are, maybe you should lose your job or your university should face a loss of funding.” “If you are the kind of person who thinks that Charlie Kirk was justifiably murdered, sometimes the government can’t do anything about that. But you know what can? Civil society... If you're celebrating the death of a young father, you ought to pay some consequences for it. And the American people are rising up against that evil. It's a great thing to see.”

JD Vance has a blunt message for those who cheered Charlie Kirk’s murder. A harsh reckoning is coming their way: “If you celebrate Charlie Kirk’s death, you should not be protected from being fired for being a disgusting person. If you’re a university professor who benefits from American tax dollars, you should not be celebrating Charlie Kirk’s death. And if you are, maybe you should lose your job or your university should face a loss of funding.” “If you are the kind of person who thinks that Charlie Kirk was justifiably murdered, sometimes the government can’t do anything about that. But you know what can? Civil society... If you're celebrating the death of a young father, you ought to pay some consequences for it. And the American people are rising up against that evil. It's a great thing to see.”

The Vigilant Fox 🦊

182,371 views • 1 year ago

It is very clear that we are poorly served by a growing class of arrogant and out of touch politicians, and Bowen is their mascot. Our politicians forget themselves. They forget that we don’t answer to them - They answer to us. They don’t pay us - We pay them. Chris Bowen has broken just about every promise that he has made. Industry is furious, electricity users are furious, and now motorists are furious. They promised that power bills would come down. Instead, power bills have gone up, while at the same time industry continues its exodus. The government is propping up a select few corporations with tax dollars and even taking over some directly. That is not the sign of a healthy energy market, or sustainable industry. It is not the sign of success that Bowen needs to maintain a modicum of credibility. So, Liam Bartlett calls him out, asks him real questions that cut to the viability of Bowen’s solutions to our real energy problems. But instead of answering Bartlett’s questions, the Minister responsible for the broken promises chooses instead to attack the journalist. Liam Bartlett is finally asking the questions that need to be asked. He is not just smiling and curtseying to the press corps - he is doing his job. Bowen shows us the answers, not by the words he says, but what he doesn’t say. It begs further questions. For me they are; Who does Bowen think he is? Followed closely by, who does he think he answers to? The answers are as obvious as the lack of answers he provides about our energy future. If it wasn’t so important, it wouldn’t really matter. But on a large and isolated continent like Australia, energy security is our life blood. Without an abundance of cheap and reliable energy, we will starve. Bowen might think his primary role is curating the swooning reporters he likes, but we all know that it is not his job. He answers to us. If he finds the questions uncomfortable, too bad. If the press required him to explain the truth of the storm we are really in - a storm that has been brewing for decades and is now spiraling out of control in front of us - then so be it. We can’t fix what we can’t see. Bowen must level with us. If he can’t fix the problems, get out of the way for somebody who can. Bowen should sit down with Liam Bartlett, and respectfully answer his questions. The people of Australia deserve nothing less. I just want Australia back.

It is very clear that we are poorly served by a growing class of arrogant and out of touch politicians, and Bowen is their mascot. Our politicians forget themselves. They forget that we don’t answer to them - They answer to us. They don’t pay us - We pay them. Chris Bowen has broken just about every promise that he has made. Industry is furious, electricity users are furious, and now motorists are furious. They promised that power bills would come down. Instead, power bills have gone up, while at the same time industry continues its exodus. The government is propping up a select few corporations with tax dollars and even taking over some directly. That is not the sign of a healthy energy market, or sustainable industry. It is not the sign of success that Bowen needs to maintain a modicum of credibility. So, Liam Bartlett calls him out, asks him real questions that cut to the viability of Bowen’s solutions to our real energy problems. But instead of answering Bartlett’s questions, the Minister responsible for the broken promises chooses instead to attack the journalist. Liam Bartlett is finally asking the questions that need to be asked. He is not just smiling and curtseying to the press corps - he is doing his job. Bowen shows us the answers, not by the words he says, but what he doesn’t say. It begs further questions. For me they are; Who does Bowen think he is? Followed closely by, who does he think he answers to? The answers are as obvious as the lack of answers he provides about our energy future. If it wasn’t so important, it wouldn’t really matter. But on a large and isolated continent like Australia, energy security is our life blood. Without an abundance of cheap and reliable energy, we will starve. Bowen might think his primary role is curating the swooning reporters he likes, but we all know that it is not his job. He answers to us. If he finds the questions uncomfortable, too bad. If the press required him to explain the truth of the storm we are really in - a storm that has been brewing for decades and is now spiraling out of control in front of us - then so be it. We can’t fix what we can’t see. Bowen must level with us. If he can’t fix the problems, get out of the way for somebody who can. Bowen should sit down with Liam Bartlett, and respectfully answer his questions. The people of Australia deserve nothing less. I just want Australia back.

Matthew Camenzuli

29,981 views • 5 months ago

🚨 DJ Akademiks reacts to DJ Vlad continuing to publicly disrespect Boosie and other Black guests who stopped appearing on VladTV over payment disagreements. 👀 🗣️Ak says Vlad is starting to go way too far and is completely burning bridges with people he once had real relationships with. 🧐 According to Akademiks, Boosie hasn’t really been speaking on Vlad lately, which is why he feels Vlad constantly bringing him up especially during interviews with Tekashi 6ix9ine is unnecessary and starting to feel personal. 🗣️ Ak says he originally understood Vlad defending himself after Boosie publicly discussed payment issues… But now? He believes the nonstop jokes, slick comments, and public mockery are turning the situation into humiliation instead of just business disagreement. 👀 🎥 During the 6ix9ine interview, Vlad and 6ix9ine joked about: 💰 Boosie’s money 🏠 His property and fishing pond 🎣 The “same fish” jokes 📉 Past interview payments 🤝 Loyalty & friendship 💵 Who really makes Vlad the most money 6ix9ine even revealed: 💲 His first VladTV interview payment was allegedly $50,000 📉 Later interviews reportedly dropped to around $15,000 😶 He claimed he accepted the pay cuts without complaining 🗣️Akademiks says the entire situation is getting messy and warns Vlad may permanently damage relationships with longtime guests by continuing to antagonize them publicly. 🤔 Ak also believes Boosie is likely feeling betrayed watching Vlad platform 6ix9ine to joke about him after nearly two decades of working together. 📺 Instead of escalating things for views and viral clips, Ak says Vlad could’ve: ✔️ Repaired the relationship privately ✔️ Increased the offer ✔️ Extended an olive branch ✔️ Brought Boosie back to the platform But instead… 👀 💯Ak feels Vlad is choosing viral moments and controversy over loyalty. 🗣️ Akademiks: “This is how you make it where y’all are never friends again.” 💭 My opinion: Vlad is showing everyone who he is when he can’t get his way with you… And He’s trying way too hard to make himself a voice and face in the culture when people have always only watched VladTV for the guests

🚨 DJ Akademiks reacts to DJ Vlad continuing to publicly disrespect Boosie and other Black guests who stopped appearing on VladTV over payment disagreements. 👀 🗣️Ak says Vlad is starting to go way too far and is completely burning bridges with people he once had real relationships with. 🧐 According to Akademiks, Boosie hasn’t really been speaking on Vlad lately, which is why he feels Vlad constantly bringing him up especially during interviews with Tekashi 6ix9ine is unnecessary and starting to feel personal. 🗣️ Ak says he originally understood Vlad defending himself after Boosie publicly discussed payment issues… But now? He believes the nonstop jokes, slick comments, and public mockery are turning the situation into humiliation instead of just business disagreement. 👀 🎥 During the 6ix9ine interview, Vlad and 6ix9ine joked about: 💰 Boosie’s money 🏠 His property and fishing pond 🎣 The “same fish” jokes 📉 Past interview payments 🤝 Loyalty & friendship 💵 Who really makes Vlad the most money 6ix9ine even revealed: 💲 His first VladTV interview payment was allegedly $50,000 📉 Later interviews reportedly dropped to around $15,000 😶 He claimed he accepted the pay cuts without complaining 🗣️Akademiks says the entire situation is getting messy and warns Vlad may permanently damage relationships with longtime guests by continuing to antagonize them publicly. 🤔 Ak also believes Boosie is likely feeling betrayed watching Vlad platform 6ix9ine to joke about him after nearly two decades of working together. 📺 Instead of escalating things for views and viral clips, Ak says Vlad could’ve: ✔️ Repaired the relationship privately ✔️ Increased the offer ✔️ Extended an olive branch ✔️ Brought Boosie back to the platform But instead… 👀 💯Ak feels Vlad is choosing viral moments and controversy over loyalty. 🗣️ Akademiks: “This is how you make it where y’all are never friends again.” 💭 My opinion: Vlad is showing everyone who he is when he can’t get his way with you… And He’s trying way too hard to make himself a voice and face in the culture when people have always only watched VladTV for the guests

Cousin Tino ™️

103,651 views • 4 months ago

$We talk about x402 a lot. Here's what it looks like as an actual product. Xelt is a VPN you rent by the minute. No sign-up, no subscription, no card on file. Think about how you actually use one: - Airport wifi for an hour - A hotel network for two nights - One geo-blocked thing on a Tuesday Then it sits there costing you $12 a month for the other 29 days. That model exists because nobody could charge you for eleven minutes. This is the whole x402 argument in one product, Every explainer we've written has used a hypothetical. An agent buying a slice of data, a per-request API call. Useful, but abstract. Xelt is the same idea applied to something people already pay for, sold by the minute instead of the month, because the payment layer finally allows it. Three things had to be true about the chain underneath. 1. The fee has to be smaller than the payment A minute of VPN is worth a fraction of a cent. If it costs more than that to settle, the product is impossible, not just unprofitable. Casper's minimum transaction cost dropped from 2.5 CSPR to 0.1 CSPR earlier this year. That's what moves per-minute pricing from a nice idea into something you can charge for. 2. Paying can't feel like crypto Xelt runs gasless x402, so the friction of holding a token in order to pay with a token is gone. Anyone who has tried to onboard a normal person onto a crypto product knows this is the part that kills it. 3. Settlement has to keep up with use You're paying for minutes as they happen. Casper settles in one block, so the payment keeps pace with the session rather than the session waiting on the payment. Xelt is built on WireGuard, running x402 on Casper, and a Buildathon finalist.$

We talk about x402 a lot. Here's what it looks like as an actual product. Xelt is a VPN you rent by the minute. No sign-up, no subscription, no card on file. Think about how you actually use one: - Airport wifi for an hour - A hotel network for two nights - One geo-blocked thing on a Tuesday Then it sits there costing you $12 a month for the other 29 days. That model exists because nobody could charge you for eleven minutes. This is the whole x402 argument in one product, Every explainer we've written has used a hypothetical. An agent buying a slice of data, a per-request API call. Useful, but abstract. Xelt is the same idea applied to something people already pay for, sold by the minute instead of the month, because the payment layer finally allows it. Three things had to be true about the chain underneath. 1. The fee has to be smaller than the payment A minute of VPN is worth a fraction of a cent. If it costs more than that to settle, the product is impossible, not just unprofitable. Casper's minimum transaction cost dropped from 2.5 CSPR to 0.1 CSPR earlier this year. That's what moves per-minute pricing from a nice idea into something you can charge for. 2. Paying can't feel like crypto Xelt runs gasless x402, so the friction of holding a token in order to pay with a token is gone. Anyone who has tried to onboard a normal person onto a crypto product knows this is the part that kills it. 3. Settlement has to keep up with use You're paying for minutes as they happen. Casper settles in one block, so the payment keeps pace with the session rather than the session waiting on the payment. Xelt is built on WireGuard, running x402 on Casper, and a Buildathon finalist.

Casper

10,659 views • 1 month ago

I was sitting at a bus stop waiting for Andrew when a car suddenly pulled up. And out stepped the man from the store yesterday, the same man who had refused to let me pay for my food. He came running toward me with his phone in his hand, my picture on the screen, saying, “This is you! This is you!” Somehow, he had found me on Instagram and then driven up and down the highway looking for me until he found me sitting there at a bus stop. He opened his car and started pulling things out for me: cookies, water, and 2,000 hryvnia for my soldiers. That 2,000 UAH was added directly to the balance for thermal drones. What do you even say to something like that? Yesterday, he told me about his family in #Canada. Today, this man went looking for me on the road to Poltava because he wanted to help my boys and help me. I sat there at that bus stop with a very different kind of tears running down my face. There are days on this journey when I am tired, sore, overwhelmed, and wondering how I am going to keep putting one foot in front of the other. And then someone appears. Someone gives me food. Someone brings water. Someone donates. Someone drives out of their way. Someone refuses to let me pay. Someone simply decides, “I can help.” And somehow, all of those little acts carry me a little farther. Not long after that incredible encounter, another car pulled up. Andrew from HUGS Helping Ukraine Grassroots Support 🍁🇨🇦🇺🇦 Andrew, thank you so much for going out of your way to purchase this for me, for refusing to let me pay for it, and simply for being the kind of volunteer your country needs. This journey may be mine to walk, but I am being carried along it by so many people. To the man who searched the highway for me, to Andrew, and to every person who has donated, shared, stopped, brought something, encouraged me, or helped my soldiers along the way: Thank you. I am ever grateful. Hugs. 💙💛 #Support93 #StandWithUkraine

I was sitting at a bus stop waiting for Andrew when a car suddenly pulled up. And out stepped the man from the store yesterday, the same man who had refused to let me pay for my food. He came running toward me with his phone in his hand, my picture on the screen, saying, “This is you! This is you!” Somehow, he had found me on Instagram and then driven up and down the highway looking for me until he found me sitting there at a bus stop. He opened his car and started pulling things out for me: cookies, water, and 2,000 hryvnia for my soldiers. That 2,000 UAH was added directly to the balance for thermal drones. What do you even say to something like that? Yesterday, he told me about his family in #Canada. Today, this man went looking for me on the road to Poltava because he wanted to help my boys and help me. I sat there at that bus stop with a very different kind of tears running down my face. There are days on this journey when I am tired, sore, overwhelmed, and wondering how I am going to keep putting one foot in front of the other. And then someone appears. Someone gives me food. Someone brings water. Someone donates. Someone drives out of their way. Someone refuses to let me pay. Someone simply decides, “I can help.” And somehow, all of those little acts carry me a little farther. Not long after that incredible encounter, another car pulled up. Andrew from HUGS Helping Ukraine Grassroots Support 🍁🇨🇦🇺🇦 Andrew, thank you so much for going out of your way to purchase this for me, for refusing to let me pay for it, and simply for being the kind of volunteer your country needs. This journey may be mine to walk, but I am being carried along it by so many people. To the man who searched the highway for me, to Andrew, and to every person who has donated, shared, stopped, brought something, encouraged me, or helped my soldiers along the way: Thank you. I am ever grateful. Hugs. 💙💛 #Support93 #StandWithUkraine

April Huggett

22,879 views • 1 month ago

The Government's trade deal with India will mean that it's cheaper to hire an Indian worker than a British one. Most other countries are perfectly happy to strike trade deals without forcing us to undercut our own workforce. We should have expected India to do the same. Instead, under the terms of our Free Trade Agreement with India, Indian companies will be able to transfer their workers to this country more easily. Once they're here, those workers will be able to avoid National Insurance payments for up to three years. The same is true for employers. Instead, both employee and employer will pay into the Indian social security system instead. This National Insurance exemption will make it much cheaper to hire Indian workers, in fields like IT and engineering, than to hire domestic talent. Let's imagine a British IT firm, set to hire a computer programmer for £60,000 a year. To hire them, an employer needs to spend £60,000 a year on their salary, plus £8,250 on Employer National Insurance. That's a total of £68,250. An Indian competitor with an office in London, meanwhile, can save money by transferring Indian workers to the UK, even if they pay the same headline salary. They’d still spend £60,000 on the salary - but instead of paying National Insurance, they pay into the Indian Employee Provident Fund instead. Mandatory contributions to the fund are capped at 15,000 rupees a month, or about £120. That means that, across a year, an employer only pays £1,470 into the social security system - for a total of £61,470. So under this Government's deal, it would be at least 10 percent cheaper to hire an Indian worker over a British one for this job. This is absurd. Over three years, it would be more than £20,000 cheaper for an Indian firm to bring over an Indian worker to London than to hire locally. The reason for this absurd arrangement is that the India deal includes a Double Contribution Convention. DCCs make it easier for international companies to transfer their workforce. They're designed to stop highly-skilled workers from paying into two different social security systems. We already have Double Contribution Conventions with other countries. However, these other countries tend to be either: (1) roughly as developed as the UK - in the case of countries like Canada or Japan, or (2) very small - in the case of countries like Jamaica. India is by far the poorest country on the list, and by far the largest. The net result of this deal will be more Indian workers in fields like IT and engineering, undercutting British workers. Given the relative markets in the UK and in India, we shouldn't expect this to automatically be a like-for-like swap in terms of talent. We've seen this happen in the US already, with Indian consultancies leasing their workers to American companies, who are then able to pay an Indian worker far less than they'd need to pay an American. The result has been a massive expansion in the number of lower-cost Indian workers, at the expense of American workers. We should not be allowing other countries to dictate the terms of our migration system, in exchange for some trade benefits at the margins. If India wants to trade, then we should trade. Migration shouldn't even come into the equation.

The Government's trade deal with India will mean that it's cheaper to hire an Indian worker than a British one. Most other countries are perfectly happy to strike trade deals without forcing us to undercut our own workforce. We should have expected India to do the same. Instead, under the terms of our Free Trade Agreement with India, Indian companies will be able to transfer their workers to this country more easily. Once they're here, those workers will be able to avoid National Insurance payments for up to three years. The same is true for employers. Instead, both employee and employer will pay into the Indian social security system instead. This National Insurance exemption will make it much cheaper to hire Indian workers, in fields like IT and engineering, than to hire domestic talent. Let's imagine a British IT firm, set to hire a computer programmer for £60,000 a year. To hire them, an employer needs to spend £60,000 a year on their salary, plus £8,250 on Employer National Insurance. That's a total of £68,250. An Indian competitor with an office in London, meanwhile, can save money by transferring Indian workers to the UK, even if they pay the same headline salary. They’d still spend £60,000 on the salary - but instead of paying National Insurance, they pay into the Indian Employee Provident Fund instead. Mandatory contributions to the fund are capped at 15,000 rupees a month, or about £120. That means that, across a year, an employer only pays £1,470 into the social security system - for a total of £61,470. So under this Government's deal, it would be at least 10 percent cheaper to hire an Indian worker over a British one for this job. This is absurd. Over three years, it would be more than £20,000 cheaper for an Indian firm to bring over an Indian worker to London than to hire locally. The reason for this absurd arrangement is that the India deal includes a Double Contribution Convention. DCCs make it easier for international companies to transfer their workforce. They're designed to stop highly-skilled workers from paying into two different social security systems. We already have Double Contribution Conventions with other countries. However, these other countries tend to be either: (1) roughly as developed as the UK - in the case of countries like Canada or Japan, or (2) very small - in the case of countries like Jamaica. India is by far the poorest country on the list, and by far the largest. The net result of this deal will be more Indian workers in fields like IT and engineering, undercutting British workers. Given the relative markets in the UK and in India, we shouldn't expect this to automatically be a like-for-like swap in terms of talent. We've seen this happen in the US already, with Indian consultancies leasing their workers to American companies, who are then able to pay an Indian worker far less than they'd need to pay an American. The result has been a massive expansion in the number of lower-cost Indian workers, at the expense of American workers. We should not be allowing other countries to dictate the terms of our migration system, in exchange for some trade benefits at the margins. If India wants to trade, then we should trade. Migration shouldn't even come into the equation.

Katie Lam

167,617 views • 7 months ago

BREAKING.🚨 Marjorie Taylor Greene Submits Amazing Proposal for Ukraine Aid Bill to Stop America's 'Sick Business Model' "America Last. America Last. That's all this is. Every single day, America Last." Rep. Marjorie Taylor Greene (R-GA) delivered a blistering statement on the House's "America Last" priorities while excoriating the Ukraine aid bill and proposing a sensational amendment. "My amendment today would... take each dollar amount in this act [and it] is hereby reduced to zero. You see, the United States taxpayer has already sent 113 billion dollars to Ukraine, and a lot of that money is unaccounted for." "This is a continuance of a sick business model... The federal government continues to fund the military industrial complex. And this was a business model that requires Congress to continue to vote for money to continue to fund foreign wars." "And this is a business model the American people do not support. They don't support a business model built on blood and murder and war in foreign countries. While this very government does nothing to secure our border." "The American people are over $34 trillion in debt. And the debt is rising by over $40 billion every single night while we all sleep. But yet nothing is done to secure our border or reduce our debt." "Inflation has driven out of control. Americans are suffering every single day. They can hardly afford their grocery bills. They can hardly afford gas in their car. They can hardly afford rent. And now mortgage payments are well over $3,000, where they were only just over $1,700 three years ago." "The youngest generation, young adults don't even think they're going to be able to buy a home in their lifetime. And today in Congress, the most important thing that this body thinks should be done is to send another 61 billion dollars to a war in Ukraine that the American people by 70% do NOT support." "Mind you, this comes on the very heels of Monday being April 15th, tax day, where every single American had to scrounge up their money and send their dollars in to the IRS, or some of them had to file extensions because they weren't ready and didn't have the money to pay their taxes." "But today, this body says the most important thing we can do, no, is not reduce spending. That's not it. Not to do anything to drive down inflation. Oh no, we can't do that for the American people. It's not to secure our own border that is invaded every single day. Every single day by people from over 160 different countries. No, don't secure the American border. Let everyone in. We have over 1.8 million known gotaways. We don't know who these people are." "And yet you have members of this body talking big and tough about, 'oh, we have to defeat Russia. Oh, we have to protect Ukraine.' But yet all of you are unwilling to protect the American citizens that pay your paycheck, pay the light bills in this building, and pay for this entire federal government." "For what? For nothing. Ukraine is not even a member of NATO. Ukraine is not a member of NATO. But the most important thing you hear in Washington DC is, 'oh, we have to spend Americans hard-earned tax dollars over to Ukraine and keep the money going to continue to murder Ukrainians, wipe out an entire generation of Ukrainian men, so that there are widows, there are fatherless orphans, there are not enough men to work in their industries. Oh, but you really support Ukraine? Wow. What kind of support is that? It's repulsive." "Shame on the American government. Shame on the American government. If we support our military, support our military, we should be funding to build up our weapons and ammunition not to send it over to foreign countries to kill foreign peoples." "And if this body was worth what it claims to be what it is, every single one of us would be demanding peace in Ukraine between these countries. Peace for these people, so that no more of them have to die." "But you never hear anybody demanding peace. No, no, no, no. Peace is the last thing Washington wants because it doesn't fit the business model. This is a business model that they say continues our economy, protects American jobs. What a disgusting business model." "We should have a business model that builds up our American companies and American jobs to serve American interest. And our military and our government should care about protecting the national security of the United States of America and the Americans that pay their hard earned tax dollars to fund all of this." "America Last. America Last. That's all this is. Every single day, America Last." 🔥🔥🔥

BREAKING.🚨 Marjorie Taylor Greene Submits Amazing Proposal for Ukraine Aid Bill to Stop America's 'Sick Business Model' "America Last. America Last. That's all this is. Every single day, America Last." Rep. Marjorie Taylor Greene (R-GA) delivered a blistering statement on the House's "America Last" priorities while excoriating the Ukraine aid bill and proposing a sensational amendment. "My amendment today would... take each dollar amount in this act [and it] is hereby reduced to zero. You see, the United States taxpayer has already sent 113 billion dollars to Ukraine, and a lot of that money is unaccounted for." "This is a continuance of a sick business model... The federal government continues to fund the military industrial complex. And this was a business model that requires Congress to continue to vote for money to continue to fund foreign wars." "And this is a business model the American people do not support. They don't support a business model built on blood and murder and war in foreign countries. While this very government does nothing to secure our border." "The American people are over $34 trillion in debt. And the debt is rising by over $40 billion every single night while we all sleep. But yet nothing is done to secure our border or reduce our debt." "Inflation has driven out of control. Americans are suffering every single day. They can hardly afford their grocery bills. They can hardly afford gas in their car. They can hardly afford rent. And now mortgage payments are well over $3,000, where they were only just over $1,700 three years ago." "The youngest generation, young adults don't even think they're going to be able to buy a home in their lifetime. And today in Congress, the most important thing that this body thinks should be done is to send another 61 billion dollars to a war in Ukraine that the American people by 70% do NOT support." "Mind you, this comes on the very heels of Monday being April 15th, tax day, where every single American had to scrounge up their money and send their dollars in to the IRS, or some of them had to file extensions because they weren't ready and didn't have the money to pay their taxes." "But today, this body says the most important thing we can do, no, is not reduce spending. That's not it. Not to do anything to drive down inflation. Oh no, we can't do that for the American people. It's not to secure our own border that is invaded every single day. Every single day by people from over 160 different countries. No, don't secure the American border. Let everyone in. We have over 1.8 million known gotaways. We don't know who these people are." "And yet you have members of this body talking big and tough about, 'oh, we have to defeat Russia. Oh, we have to protect Ukraine.' But yet all of you are unwilling to protect the American citizens that pay your paycheck, pay the light bills in this building, and pay for this entire federal government." "For what? For nothing. Ukraine is not even a member of NATO. Ukraine is not a member of NATO. But the most important thing you hear in Washington DC is, 'oh, we have to spend Americans hard-earned tax dollars over to Ukraine and keep the money going to continue to murder Ukrainians, wipe out an entire generation of Ukrainian men, so that there are widows, there are fatherless orphans, there are not enough men to work in their industries. Oh, but you really support Ukraine? Wow. What kind of support is that? It's repulsive." "Shame on the American government. Shame on the American government. If we support our military, support our military, we should be funding to build up our weapons and ammunition not to send it over to foreign countries to kill foreign peoples." "And if this body was worth what it claims to be what it is, every single one of us would be demanding peace in Ukraine between these countries. Peace for these people, so that no more of them have to die." "But you never hear anybody demanding peace. No, no, no, no. Peace is the last thing Washington wants because it doesn't fit the business model. This is a business model that they say continues our economy, protects American jobs. What a disgusting business model." "We should have a business model that builds up our American companies and American jobs to serve American interest. And our military and our government should care about protecting the national security of the United States of America and the Americans that pay their hard earned tax dollars to fund all of this." "America Last. America Last. That's all this is. Every single day, America Last." 🔥🔥🔥

Kyle Becker

508,669 views • 2 years ago

🚨 The Silvia team just announced our latest engineering advancement. Every business wants access to the highest level of intelligence, but at the lowest cost possible. The rise of LLMs has made intelligence abundant, yet one of the hardest problems across startups and corporate America is predicting the compute cost associated with this intelligence. I have been dealing with this personally as we build Silvia and the problem comes up in almost every conversation I have with CEOs, founders, and executives. Every business embraced AI about 18 months ago and things seemed great until the compute bills started to show up. The bills for internal compute usage were difficult to swallow, but things got outrageous if you had an AI product that allowed your users to consume compute without limits. I know this problem intimately because that is the situation that Silvia was in. Every question that was asked meant higher compute costs for our company. But we didn’t want to limit usage because users were getting genuine value out of the product. This challenge sent our team down a deep rabbit hole of cutting costs, while improving the experience for users. The second part was really important: we did not want to degrade the user experience by simply taking away access to the highest quality models. Thankfully, resource constraints breed innovation. We aren’t the biggest company, nor do we have the largest balance sheet, but we came up with a very novel solution that we are announcing today. The Silvia engineering team built a model router that cut costs by up to 29%, decreased latency, and improved the quality of answers for users. Trifecta! The way we do this is by reading the first 500 characters of a query and then predicting the level of effort that will be needed by a model to answer the query. The highest effort needs are routed to the most powerful models. The lowest effort needs are routed to different, better models for the query. A good example of this would be “what is the date?” You don’t need to use the latest Anthropic model to answer this query. In fact, sending a simple query like this to the most powerful model will make your compute costs increase and will actually increase the latency, which means a worse user experience for the Silvia user. By implementing the model router, the user gets a better experience and we get lower costs. Win-win. One of the interesting aspects of the implementation is that our model router runs on CPUs instead of GPUs. This allows us to read the query and predict the level of effort needed in less than 1 millisecond. This CPU implementation is why latency is not affected, nor is cost significantly increased by any potential additional GPU consumption. Another important point is that many of you have probably seen the news that OpenRouter is being purchased by Stripe for around $7 billion. This is a great outcome from what appears to be a very smart, capable team. Their model routing API is related (their product and our internal implementation both touch model routing), but you should think of OpenRouter as making it possible to do model routing for companies, while Silvia’s model router is a custom, intelligent system that specifically routes Silvia queries to the right model. They give access to the functionality of model routing to many companies, while our internal product does the real decision-making specific to our use case. Lastly, our implementation of a model router is a strategic bet that will allow us to become model-agnostic over time. We don’t care who created the different models, we just want to route a query to the model best positioned to answer. The large model labs will never allow their users to be model agnostic, but that would require the lab to potentially route a query to a competitor’s model. No bueno in their eyes. Instead, Silvia being an independent AI research lab gives us the power of being agnostic. We simply want the best experience for our users. Last week we announced that Silvia is now the most accurate AI tax product on the market, including beating OpenAI, Anthropic, Google, and xAI. Today we are announcing a custom, in-house model router that rivals the best technology anyone else has built. There will be many more engineering announcements to come. I truly believe we have assembled one of the best AI teams and we are currently the best AI research lab in finance. If you are interested in learning more about the technical details of the model router, you can read the engineering blog post here: Everyone wants the best intelligence and the lowest cost. Silvia just showed the world what is possible in this pursuit. I anticipate many other companies will build this custom solutions to achieve the same benefits.

🚨 The Silvia team just announced our latest engineering advancement. Every business wants access to the highest level of intelligence, but at the lowest cost possible. The rise of LLMs has made intelligence abundant, yet one of the hardest problems across startups and corporate America is predicting the compute cost associated with this intelligence. I have been dealing with this personally as we build Silvia and the problem comes up in almost every conversation I have with CEOs, founders, and executives. Every business embraced AI about 18 months ago and things seemed great until the compute bills started to show up. The bills for internal compute usage were difficult to swallow, but things got outrageous if you had an AI product that allowed your users to consume compute without limits. I know this problem intimately because that is the situation that Silvia was in. Every question that was asked meant higher compute costs for our company. But we didn’t want to limit usage because users were getting genuine value out of the product. This challenge sent our team down a deep rabbit hole of cutting costs, while improving the experience for users. The second part was really important: we did not want to degrade the user experience by simply taking away access to the highest quality models. Thankfully, resource constraints breed innovation. We aren’t the biggest company, nor do we have the largest balance sheet, but we came up with a very novel solution that we are announcing today. The Silvia engineering team built a model router that cut costs by up to 29%, decreased latency, and improved the quality of answers for users. Trifecta! The way we do this is by reading the first 500 characters of a query and then predicting the level of effort that will be needed by a model to answer the query. The highest effort needs are routed to the most powerful models. The lowest effort needs are routed to different, better models for the query. A good example of this would be “what is the date?” You don’t need to use the latest Anthropic model to answer this query. In fact, sending a simple query like this to the most powerful model will make your compute costs increase and will actually increase the latency, which means a worse user experience for the Silvia user. By implementing the model router, the user gets a better experience and we get lower costs. Win-win. One of the interesting aspects of the implementation is that our model router runs on CPUs instead of GPUs. This allows us to read the query and predict the level of effort needed in less than 1 millisecond. This CPU implementation is why latency is not affected, nor is cost significantly increased by any potential additional GPU consumption. Another important point is that many of you have probably seen the news that OpenRouter is being purchased by Stripe for around $7 billion. This is a great outcome from what appears to be a very smart, capable team. Their model routing API is related (their product and our internal implementation both touch model routing), but you should think of OpenRouter as making it possible to do model routing for companies, while Silvia’s model router is a custom, intelligent system that specifically routes Silvia queries to the right model. They give access to the functionality of model routing to many companies, while our internal product does the real decision-making specific to our use case. Lastly, our implementation of a model router is a strategic bet that will allow us to become model-agnostic over time. We don’t care who created the different models, we just want to route a query to the model best positioned to answer. The large model labs will never allow their users to be model agnostic, but that would require the lab to potentially route a query to a competitor’s model. No bueno in their eyes. Instead, Silvia being an independent AI research lab gives us the power of being agnostic. We simply want the best experience for our users. Last week we announced that Silvia is now the most accurate AI tax product on the market, including beating OpenAI, Anthropic, Google, and xAI. Today we are announcing a custom, in-house model router that rivals the best technology anyone else has built. There will be many more engineering announcements to come. I truly believe we have assembled one of the best AI teams and we are currently the best AI research lab in finance. If you are interested in learning more about the technical details of the model router, you can read the engineering blog post here: Everyone wants the best intelligence and the lowest cost. Silvia just showed the world what is possible in this pursuit. I anticipate many other companies will build this custom solutions to achieve the same benefits.

Anthony Pompliano 🌪

76,176 views • 1 month ago

Haven’t given a Brushworks update in a minute. Mainly because things have been quietly, consistently crushing it. Every month has been a new record. Ever since we switched to project based pricing we haven’t had a single machine failure. I don’t know if it’s coincidence or a direct result, but when operators aren’t racing a clock, they slow down, run smarter, and the equipment lives longer. Huge stress reduction across the board too. Sales got more interesting, though. Nobody else quotes this way, so anytime someone wanted to compare quotes it was: “Yeah yeah, but how many DAYS though?” I could give the whole explanation, they’d agree our system made way more sense… and then still ask. So now when people insist, I just estimate high and move on. Doesn’t matter to us, the price doesn’t change, but it keeps their brains from melting. We also didn’t even start pushing commercial work yet… and commercial started finding us anyway. Funny how that works. We’ve got a quote out right now that, if it closes, has the RCU booked basically all winter. That machine could pay for half of itself in a couple months. Seems like the RCU market here is wide open. No one else has one, so we’re filling the gap. We locked in snow clearing contracts this year too instead of sitting around waiting on snow. Way better to be proactive when you’ve got 3 skids sitting there ready to go. Salt spreader going on the truck soon too, may as well monetize the off season fully. November is already slammed and winter is shaping up strong. Happy Halloween 🎃 Time to finish the year strong 👊

Haven’t given a Brushworks update in a minute. Mainly because things have been quietly, consistently crushing it. Every month has been a new record. Ever since we switched to project based pricing we haven’t had a single machine failure. I don’t know if it’s coincidence or a direct result, but when operators aren’t racing a clock, they slow down, run smarter, and the equipment lives longer. Huge stress reduction across the board too. Sales got more interesting, though. Nobody else quotes this way, so anytime someone wanted to compare quotes it was: “Yeah yeah, but how many DAYS though?” I could give the whole explanation, they’d agree our system made way more sense… and then still ask. So now when people insist, I just estimate high and move on. Doesn’t matter to us, the price doesn’t change, but it keeps their brains from melting. We also didn’t even start pushing commercial work yet… and commercial started finding us anyway. Funny how that works. We’ve got a quote out right now that, if it closes, has the RCU booked basically all winter. That machine could pay for half of itself in a couple months. Seems like the RCU market here is wide open. No one else has one, so we’re filling the gap. We locked in snow clearing contracts this year too instead of sitting around waiting on snow. Way better to be proactive when you’ve got 3 skids sitting there ready to go. Salt spreader going on the truck soon too, may as well monetize the off season fully. November is already slammed and winter is shaping up strong. Happy Halloween 🎃 Time to finish the year strong 👊

Alex B

16,615 views • 10 months ago

CBEX is trending because it has officially crashed. [Explained + Video] Today, they moved $822,852,811.66 (₦1,337,021,554,889.20 trillion) into a private ETH wallet, as users funds dissapeared from their wallets and turned to 0.00. Fun fact, the funds disappeared immediately you deposited. Not today. Now, they’ve locked all their telegram channels, postponed withdrawals. But gave investors a lifeline. — If you have up to $1000 in, you should pay another $200 for verification. If you have less than $1000, you will pay $100 for verification. Because, they’ve suffered a security breach and they will use this funds to authenticate YOU, to enable YOU withdraw your locked funds. Incase you are wondering what CBEX is. It is an AI trading platform that gives you 100% ROI in only 30 days! Like Jack said, the red flags are no longer flying. Now, they are walking, running and dancing. In summary this is what happened. Like our analyst explained on the space yesterday. Their website is too fragile, almost like they deliberately didn’t put any effort into securing it. And this is why.. Apparently, when you make payments, you pay it into a TRX account, and then, immediately, they move it from that TRX wallet and, they gather it, and covert it to USDT to ETH. So, when you are logging into your account, there is literally no money on your profile. What you see are just a numbers. All the daily activities you do to “trade”, to increase your money. All the AI trading, it’s all fake. When it’s time for withdrawal, they will send you another person’s money. Since, you won’t be leaving them because of greed. You will most likely put the money back and even more. So, they will use that same money to pay another person. As you spread the word for them, more people will join and do the same. This is why you’ve not been able to withdraw. Unfortunately, all the money you’ve paid were finally converted to ETH this weekend. A total of $822,852,811.66 million USD. All sent to one particular ETH wallet, where it is sitting pretty, they will likely move it finally this week. So, the TRX account paying you is empty. Now to refill this TRX account, they’ve now asked you lots to pay “verification” fee. i.e. the $100 and $200. This one will go into the TRX, USDT accounts, then they will use it to pay some people. The cycle begins again. We can’t fully say all they’ll move is $822M. Because, they are still moving funds. Alas, Nigerians have gifted these guys about ₦1,337,021,554,889.20 trillion. And they are still asking for more. Can it be recovered? Yes. But it’s an expensive process(s). But ultimately, they are not a licensed trading platform, they cannot hold your money, that’s why they designed their weak website to look like ByBit, which is a legitimate trading platform. No AI can give you 100% ROI in trading. It was a classic MMM. In reality, all the funds are gone. Unless, people decide to pay the $100 and $200 verification fees. That way, they will settle some people. If you want to fully understand the technical part with all the lingo, we’ve attached a proper video from security analyst, Taiwo Owolabi. He shows how the money moved and where it moved to. This is the TRX address you can trace it yourself:TDqSquXBgUCLYvYC4XZgrprLK589dkhSCf The total volume stolen so far in USDT is $847 million. It might increase. Please follow Trending Explained for daily explanations!

Trending Explained

219,257 views • 1 year ago

Caller: “I’m 22, married, and my husband and I only have a mortgage. I work as a veterinary assistant but want to go to vet school, which would require taking on about $250,000 to $300,000 in student loans over eight years. Should I pursue it or stay where I’m comfortable?” Dave Ramsey: “comfortable is not necessarily the issue the issue is the $250,000 in debt “I spoke with a medical doctor who’s earning $300,000 a year but still has $400,000 in medical school debt. She and her husband had their first child, who has special needs. She wants to stay home to care for her child, but she can’t because she still has to work to pay off the debt. Life changed her plans.” “Let’s find another way to make it happen. Many corporate veterinary practices offer scholarship programs, and they may be worth exploring. I’m not against you becoming a veterinarian, but I would never recommend taking on $250,000 in student debt, especially as a married homeowner with a mortgage.” Caller: “I work for a corporate company now and they've offered to pay for a technician degree certificate and license” Dave Ramsey: “so basically start from there” “the technician' degree that's a certificate program and how long does it take to get that?” Caller: “so typically it takes about 2 years it’s all self paced and I do internship and externships with the company I already worked for” Dave Ramsey: “why don't we self pace it in a year?” Caller: “That’s exactly my goal, I’ll like to get it done in a year” Dave Ramsey: “How would that up your income?” Caller: “It would probably take us to… usually probably add another $15,000 a year, so around $60,000 to $65,000.” Dave Ramsey: “Okay. I’m gonna continue growing in your career, and your career is taking care of animals, and the technician’s a good first step. Then that may lead you to the next step that we don’t see sitting here today, and that may lead you to the next step.” “It might be that you go through this cert program, and the company recognizes your talent and your enthusiasm, and they say, ‘Well, you know what? We’re gonna go ahead and let her do the self-paced thing for the first two years of vet school and get that.’” “There may be a way to do this, but that’s how I’m gonna figure it out because I don’t borrow money, and I’m not gonna tell someone to go $250,000 in debt for anything, especially student loans.”

Caller: “I’m 22, married, and my husband and I only have a mortgage. I work as a veterinary assistant but want to go to vet school, which would require taking on about $250,000 to $300,000 in student loans over eight years. Should I pursue it or stay where I’m comfortable?” Dave Ramsey: “comfortable is not necessarily the issue the issue is the $250,000 in debt “I spoke with a medical doctor who’s earning $300,000 a year but still has $400,000 in medical school debt. She and her husband had their first child, who has special needs. She wants to stay home to care for her child, but she can’t because she still has to work to pay off the debt. Life changed her plans.” “Let’s find another way to make it happen. Many corporate veterinary practices offer scholarship programs, and they may be worth exploring. I’m not against you becoming a veterinarian, but I would never recommend taking on $250,000 in student debt, especially as a married homeowner with a mortgage.” Caller: “I work for a corporate company now and they've offered to pay for a technician degree certificate and license” Dave Ramsey: “so basically start from there” “the technician' degree that's a certificate program and how long does it take to get that?” Caller: “so typically it takes about 2 years it’s all self paced and I do internship and externships with the company I already worked for” Dave Ramsey: “why don't we self pace it in a year?” Caller: “That’s exactly my goal, I’ll like to get it done in a year” Dave Ramsey: “How would that up your income?” Caller: “It would probably take us to… usually probably add another $15,000 a year, so around $60,000 to $65,000.” Dave Ramsey: “Okay. I’m gonna continue growing in your career, and your career is taking care of animals, and the technician’s a good first step. Then that may lead you to the next step that we don’t see sitting here today, and that may lead you to the next step.” “It might be that you go through this cert program, and the company recognizes your talent and your enthusiasm, and they say, ‘Well, you know what? We’re gonna go ahead and let her do the self-paced thing for the first two years of vet school and get that.’” “There may be a way to do this, but that’s how I’m gonna figure it out because I don’t borrow money, and I’m not gonna tell someone to go $250,000 in debt for anything, especially student loans.”

𝓢𝓵𝓪𝓶 👁️⃤

70,163 views • 2 months ago