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One persons recent experience highlights a shocking disparity in the healthcare market. After facing a 30% increase in out-of-pocket costs and a significantly higher deductible through her corporate job, she made the unconventional decision to cancel health insurance for herself and her son. The result? A dramatic reduction in...

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Forest Park Pharmacy

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18,405 просмотров • 4 месяцев назад •via X (Twitter)

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This woman explains why she cancelled her health insurance in 2026 for her and her son. With insurance, they had a large deductible and her costs out of pocket went up 30%. Prior to cancelling, she was paying $50 a month for her prescriptions. After cancelling, it is about $8 a month out of pocket now. The most basic plan of insurance for her and her son would’ve been around $1,000 a month, which doesn’t include out of pocket expenses. She called around to her doctors offices and asked how much the self pay option would be and she was shocked to find out how little it was. Medical insurance is a scam.
3:06

This woman explains why she cancelled her health insurance in 2026 for her and her son. With insurance, they had a large deductible and her costs out of pocket went up 30%. Prior to cancelling, she was paying $50 a month for her prescriptions. After cancelling, it is about $8 a month out of pocket now. The most basic plan of insurance for her and her son would’ve been around $1,000 a month, which doesn’t include out of pocket expenses. She called around to her doctors offices and asked how much the self pay option would be and she was shocked to find out how little it was. Medical insurance is a scam.

Based Jessica

27,864 просмотров • 4 месяцев назад

💊 This woman just canceled both her and her son’s health insurance — and she’s standing firm even though everyone around her thinks she’s crazy. The new plan would’ve cost her almost $1,000 a month with a huge deductible, so she dropped it completely. Now she’s using GoodRx for her prescriptions (dropped from $50 a month to just $8 for three meds) and asking her doctors for the straight cash/self-pay price — which turned out to be way lower than she expected. It’s such a wild eye-opener about how broken the insurance system has gotten for a lot of families. Would you ever consider dropping your health insurance and going the self-pay/GoodRx route, or does that feel too risky to you? I think it could be a real money saver.
3:02

💊 This woman just canceled both her and her son’s health insurance — and she’s standing firm even though everyone around her thinks she’s crazy. The new plan would’ve cost her almost $1,000 a month with a huge deductible, so she dropped it completely. Now she’s using GoodRx for her prescriptions (dropped from $50 a month to just $8 for three meds) and asking her doctors for the straight cash/self-pay price — which turned out to be way lower than she expected. It’s such a wild eye-opener about how broken the insurance system has gotten for a lot of families. Would you ever consider dropping your health insurance and going the self-pay/GoodRx route, or does that feel too risky to you? I think it could be a real money saver.

End3of6Days9 (Helen) 🇺🇸

855,743 просмотров • 3 месяцев назад

Obama’s “Affordable” Care Act made healthcare anything but affordable. It lined the pockets of insurance companies while driving costs through the roof for everyone else. Health insurance has become one of the biggest scams in America. A family medicine doctor just blew the lid off medical pricing—proving that paying cash for basic procedures like an MRI costs only a fraction of what insurance companies charge. The proof is right here: • With insurance: $1,900 → Self-pay: $374 • With insurance: $1,250 → Self-pay: $433 • With insurance: $1,800 → Self-pay: $209 The difference between using insurance and paying out of pocket? In many cases, you actually save money by skipping insurance altogether. And your doctor doesn’t have to waste time battling red tape or begging for approval—only for you to be hit with a massive bill anyway. Take a simple MRI of the spine. Insurance companies usually force patients to go through weeks of physical therapy, try medications, and make doctors jump through endless hoops with prior authorizations, precertifications, or even “peer-to-peer” calls—just to get approval. And when you finally get the green light, they’ll charge you $1,900 for a test that would’ve cost around $200 cash.
2:33

Obama’s “Affordable” Care Act made healthcare anything but affordable. It lined the pockets of insurance companies while driving costs through the roof for everyone else. Health insurance has become one of the biggest scams in America. A family medicine doctor just blew the lid off medical pricing—proving that paying cash for basic procedures like an MRI costs only a fraction of what insurance companies charge. The proof is right here: • With insurance: $1,900 → Self-pay: $374 • With insurance: $1,250 → Self-pay: $433 • With insurance: $1,800 → Self-pay: $209 The difference between using insurance and paying out of pocket? In many cases, you actually save money by skipping insurance altogether. And your doctor doesn’t have to waste time battling red tape or begging for approval—only for you to be hit with a massive bill anyway. Take a simple MRI of the spine. Insurance companies usually force patients to go through weeks of physical therapy, try medications, and make doctors jump through endless hoops with prior authorizations, precertifications, or even “peer-to-peer” calls—just to get approval. And when you finally get the green light, they’ll charge you $1,900 for a test that would’ve cost around $200 cash.

I Meme Therefore I Am 🇺🇸

424,960 просмотров • 9 месяцев назад

American says she pays a lot of money every month for her health insurance - She scheduled an MRI with her insurance - The cost is $10,000 - She must pre-pay $2,000 She goes to another place, they tell her the cash price is $1,050 We need health insurance reform in America immediately. Americans are getting scammed “So we could pay cash for an MRI for less than what our insurance, our out-of-pocket would be with our insurance.”
0:40

American says she pays a lot of money every month for her health insurance - She scheduled an MRI with her insurance - The cost is $10,000 - She must pre-pay $2,000 She goes to another place, they tell her the cash price is $1,050 We need health insurance reform in America immediately. Americans are getting scammed “So we could pay cash for an MRI for less than what our insurance, our out-of-pocket would be with our insurance.”

Wall Street Apes

81,165 просмотров • 4 месяцев назад

American took her daughter to urgent care, before going she saw their cash price was $150 At urgent care they took her insurance information and quoted her more, so she asked for the cash price. They denied the cash price because she has insurance and forced her to pay the higher price She says she “pays an arm and a leg” for her insurance every month, and it’s more expensive to use . They don’t even give you the option of the cash price if you have insurance, you just have to pay the higher price This is a scam, Congress MUST do something about this. How many people need to speak up before our representatives actually do something
1:07

American took her daughter to urgent care, before going she saw their cash price was $150 At urgent care they took her insurance information and quoted her more, so she asked for the cash price. They denied the cash price because she has insurance and forced her to pay the higher price She says she “pays an arm and a leg” for her insurance every month, and it’s more expensive to use . They don’t even give you the option of the cash price if you have insurance, you just have to pay the higher price This is a scam, Congress MUST do something about this. How many people need to speak up before our representatives actually do something

Wall Street Apes

2,674,523 просмотров • 11 месяцев назад

🚨 WOMAN EXPOSES INSANE HEALTH INSURANCE “PRICE SWITCH” — SAME MRI: $2,717 WITH INSURANCE, $895 WITHOUT A woman calling to check the cost of a preventative breast MRI says the numbers she heard made absolutely no sense. If she used the insurance she already pays for through her employer it's $2,717.48 out of pocket. The clinic even offered payment plans in case she couldn’t afford it. But then she asked one simple question. “What if I don’t use insurance and just pay myself?” Self-pay price for the exact same MRI is only $895. Same machine. Same hospital. Same scan. Same day. The only difference? Whether insurance is involved. So using the insurance she pays premiums for would cost her nearly $1,800 MORE than paying cash. If insurance makes the exact same medical test THREE TIMES more expensive… what exactly are people paying insurance companies for?
0:38

🚨 WOMAN EXPOSES INSANE HEALTH INSURANCE “PRICE SWITCH” — SAME MRI: $2,717 WITH INSURANCE, $895 WITHOUT A woman calling to check the cost of a preventative breast MRI says the numbers she heard made absolutely no sense. If she used the insurance she already pays for through her employer it's $2,717.48 out of pocket. The clinic even offered payment plans in case she couldn’t afford it. But then she asked one simple question. “What if I don’t use insurance and just pay myself?” Self-pay price for the exact same MRI is only $895. Same machine. Same hospital. Same scan. Same day. The only difference? Whether insurance is involved. So using the insurance she pays premiums for would cost her nearly $1,800 MORE than paying cash. If insurance makes the exact same medical test THREE TIMES more expensive… what exactly are people paying insurance companies for?

HustleBitch

13,334 просмотров • 5 месяцев назад

A family needed an antibiotic for their kid but the price with their insurance was $2,500 for 14 tablets The price for this exact same antibiotic at a pharmacy that doesn’t accept insurance, that’s self pay, only cost $18 Insurance is marking up the price almost 14,000% Insurance is a scam and they are the reason for they astronomical prices We need healthcare reform. How is this racket allowed to keep operating
3:29

A family needed an antibiotic for their kid but the price with their insurance was $2,500 for 14 tablets The price for this exact same antibiotic at a pharmacy that doesn’t accept insurance, that’s self pay, only cost $18 Insurance is marking up the price almost 14,000% Insurance is a scam and they are the reason for they astronomical prices We need healthcare reform. How is this racket allowed to keep operating

Wall Street Apes

111,421 просмотров • 15 дней назад

American pays monthly for health insurance She needs scans, so after wasting hundreds of dollars on the pointless appointments to get required referrals, insurance says they’ll only pay $150 of the $4,000 for her scans The facility says self pay is only $400 “She said yeah, right now it looks like it's going to be about $4,000 of which the insurance company will pay $150 of Okay, and so how much is it if I self pay? $400” “Why am I paying health insurance when it's cheaper to pay self pay? I don't get it. So I need somebody to remind me what the benefits are of having health insurance because right now I just see a monthly amount coming out of my account and when I need to go to the doctor I pay a lot of money. So somebody explain that.” US Healthcare is a scam
1:44

American pays monthly for health insurance She needs scans, so after wasting hundreds of dollars on the pointless appointments to get required referrals, insurance says they’ll only pay $150 of the $4,000 for her scans The facility says self pay is only $400 “She said yeah, right now it looks like it's going to be about $4,000 of which the insurance company will pay $150 of Okay, and so how much is it if I self pay? $400” “Why am I paying health insurance when it's cheaper to pay self pay? I don't get it. So I need somebody to remind me what the benefits are of having health insurance because right now I just see a monthly amount coming out of my account and when I need to go to the doctor I pay a lot of money. So somebody explain that.” US Healthcare is a scam

Wall Street Apes

242,156 просмотров • 1 год назад

Tennessee just did what Congress can't. They passed a law to break up the health insurance giants. Specifically, they made it illegal for pharmacy benefit managers — the companies in charge of pharmacy insurance — and pharmacies to be owned by the same company. That makes perfect sense. For example: CVS Caremark is the PBM, and CVS is the pharmacy. So if you have Aetna insurance, you have CVS Caremark as your PBM, and they're going to do everything they can to make sure you use CVS as your pharmacy. Aetna, Caremark, CVS — all the same company. That causes all kinds of incredibly obvious problems that this law hopes to fix. If your insurance company is in charge of approving your medication, deciding how much to pay for it, AND deciding who gets that money — while also being the pharmacy that gets paid at the end — guess what happens to prices? They go up. Governor Lee signed the law last week. CVS immediately filed a federal lawsuit because they said it will force them to close all 136 stores they have in Tennessee. Let that sink in. I'm not sure most people realize what that says about CVS and health insurance in general. They had to choose between owning the middleman (the PBM) or the healthcare provider (the pharmacy). Without hesitation, they chose the middleman. The biggest pharmacy chain in the country — with a store on every corner — would drop all 136 of their Tennessee locations in a second if it means keeping their middleman business. It is more profitable for them to be a health insurance middleman getting between you and your healthcare than it is to actually provide the healthcare. That is the problem with healthcare in America. We have made the middleman so powerful that they've taken complete control of the entire system. Three PBMs — Caremark, Express Scripts, and OptumRx — handle around 80% of all prescriptions in this country. How on earth can we expect healthcare to work well and remain affordable if that's where the money is? We all auto-pay our insurance straight out of our paycheck before we even see the money. And not surprisingly, they're keeping a ton of it. That's why we fired them. And they can't file a lawsuit to stop us. That lets us offer fair, transparent prices. No PBMs. No insurance games. No hidden markups. You see the cost, you pay the cost.
2:32

Tennessee just did what Congress can't. They passed a law to break up the health insurance giants. Specifically, they made it illegal for pharmacy benefit managers — the companies in charge of pharmacy insurance — and pharmacies to be owned by the same company. That makes perfect sense. For example: CVS Caremark is the PBM, and CVS is the pharmacy. So if you have Aetna insurance, you have CVS Caremark as your PBM, and they're going to do everything they can to make sure you use CVS as your pharmacy. Aetna, Caremark, CVS — all the same company. That causes all kinds of incredibly obvious problems that this law hopes to fix. If your insurance company is in charge of approving your medication, deciding how much to pay for it, AND deciding who gets that money — while also being the pharmacy that gets paid at the end — guess what happens to prices? They go up. Governor Lee signed the law last week. CVS immediately filed a federal lawsuit because they said it will force them to close all 136 stores they have in Tennessee. Let that sink in. I'm not sure most people realize what that says about CVS and health insurance in general. They had to choose between owning the middleman (the PBM) or the healthcare provider (the pharmacy). Without hesitation, they chose the middleman. The biggest pharmacy chain in the country — with a store on every corner — would drop all 136 of their Tennessee locations in a second if it means keeping their middleman business. It is more profitable for them to be a health insurance middleman getting between you and your healthcare than it is to actually provide the healthcare. That is the problem with healthcare in America. We have made the middleman so powerful that they've taken complete control of the entire system. Three PBMs — Caremark, Express Scripts, and OptumRx — handle around 80% of all prescriptions in this country. How on earth can we expect healthcare to work well and remain affordable if that's where the money is? We all auto-pay our insurance straight out of our paycheck before we even see the money. And not surprisingly, they're keeping a ton of it. That's why we fired them. And they can't file a lawsuit to stop us. That lets us offer fair, transparent prices. No PBMs. No insurance games. No hidden markups. You see the cost, you pay the cost.

Forest Park Pharmacy

33,253 просмотров • 2 месяцев назад

American is outraged that she has to spend $6,000 on healthcare costs for her deductible before her insurance pays anything, despite paying every month for full health insurance This is a scam “I'm sorry. What's the point of health insurance if you have to pay full price until you meet a deductible? My deductible is $6,000. I have to spend $6,000 in medical expenses before everything is taken care of. And there's no co pays, but yet I pay for that insurance. I pay $350 a month for that insurance” “What? I'm sorry. Make that make sense. That makes absolutely no sense in my head. I have to pay full price for all medical expenses, which every year I'm not going to spend. $6,000.”
0:55

American is outraged that she has to spend $6,000 on healthcare costs for her deductible before her insurance pays anything, despite paying every month for full health insurance This is a scam “I'm sorry. What's the point of health insurance if you have to pay full price until you meet a deductible? My deductible is $6,000. I have to spend $6,000 in medical expenses before everything is taken care of. And there's no co pays, but yet I pay for that insurance. I pay $350 a month for that insurance” “What? I'm sorry. Make that make sense. That makes absolutely no sense in my head. I have to pay full price for all medical expenses, which every year I'm not going to spend. $6,000.”

Wall Street Apes

1,964,633 просмотров • 1 год назад

Medical Doctor in New York sharing her experience with her personal health insurance coverage She estimates she’s pays about $5,000 per year for coverage and hasn’t used it in at least 3 years So after paying $15k, she went to the doctor one time, was charged $300 out of pocket for a regular visit and then the insurance company denied her medication “I had a singular office visit for one complaint. My insurance didn't cover the entirety of that visit. It cost me an additional $300 to include some lab work. But not only that, so now I'm out, we'll say $5,000 (for the year) plus $300 out of pocket. That wasn't covered for this office visit because I haven't used health insurance the rest of the year. My insurance denied the medication that was prescribed to me” “So I paid all that money to health insurance. I can't actually get what I need and I as a physician see these stories a million times a day” “It's just absolutely absurd that we are allowing the insurance companies and the healthcare system to function this way.”
1:37

Medical Doctor in New York sharing her experience with her personal health insurance coverage She estimates she’s pays about $5,000 per year for coverage and hasn’t used it in at least 3 years So after paying $15k, she went to the doctor one time, was charged $300 out of pocket for a regular visit and then the insurance company denied her medication “I had a singular office visit for one complaint. My insurance didn't cover the entirety of that visit. It cost me an additional $300 to include some lab work. But not only that, so now I'm out, we'll say $5,000 (for the year) plus $300 out of pocket. That wasn't covered for this office visit because I haven't used health insurance the rest of the year. My insurance denied the medication that was prescribed to me” “So I paid all that money to health insurance. I can't actually get what I need and I as a physician see these stories a million times a day” “It's just absolutely absurd that we are allowing the insurance companies and the healthcare system to function this way.”

Wall Street Apes

1,702,054 просмотров • 1 год назад

FYI UnitedHealthcare UnitedHealth Group‼️ CEO Patrick Conway of Optum RX has agreed that out of pocket cost for #medications and services for out-of-network providers or #pharmacies should be counted toward deductibles. Patrick Conway even said he would allow for Mark Cuban to be part of the discussion with the CEO of United Healthcare. We cannot wait to hear the update after the meeting‼️ It is logical that if a patient takes the effort to get a better price due to the failure of the #insurance company or #Pharmacy Benefit Manager (PBM) to negotiate one, then the out-of-pocket cost should be applied toward the deductible. Watch the full discussion here:
1:28

FYI UnitedHealthcare UnitedHealth Group‼️ CEO Patrick Conway of Optum RX has agreed that out of pocket cost for #medications and services for out-of-network providers or #pharmacies should be counted toward deductibles. Patrick Conway even said he would allow for Mark Cuban to be part of the discussion with the CEO of United Healthcare. We cannot wait to hear the update after the meeting‼️ It is logical that if a patient takes the effort to get a better price due to the failure of the #insurance company or #Pharmacy Benefit Manager (PBM) to negotiate one, then the out-of-pocket cost should be applied toward the deductible. Watch the full discussion here:

Loretta Boesing

83,329 просмотров • 7 месяцев назад

American has a health insurance plan with UnitedHealthcare His wife needed surgery to remove her gallbladder - Surgery cost was $15,000 - Overnight stay was $12,000 - Insurance paid $900, he must pay the rest His son needed an ear surgery, the cost of the surgery was going to be $11,000 with insurance. The cash price for the surgery was $6,000 “The cash price is like half of what it is if you run it through insurance” So he tried to not use his insurance and pay the cash price, this is what happened “I was going to do for my wife's surgery. I was gonna say, we're just not even using insurance. We'll just cancel it. And I'll just pay the self-pay price. Turns out you can't do that because the hospital will sue you if they find out you have health insurance because they make more money if they charge your health insurance.” This is a scam He says he’s not paying the bill because it’s a scam, “We're wanting to try to soon, try to save up money for that so we can have another kid. People wonder why the birth rate is so low, which honestly, I'm not going to pay any of this bill either. Like, what do got to do? Take me to jail?” “Number one cause for bankruptcy is medical debt. Why is it that it is just okay if in this country to extract wealth from people that don't have any? But if you're a billionaire, you don't even have to pay taxes.Because that's all any of this is. It's all a scam. It's all designed to screw you over and take your money. The people that have no money, they want to take more of your money and give it to the millionaires and the billionaires. Well, you get screwed. You get stuck with bankruptcy and your kids have no future.”
7:40

American has a health insurance plan with UnitedHealthcare His wife needed surgery to remove her gallbladder - Surgery cost was $15,000 - Overnight stay was $12,000 - Insurance paid $900, he must pay the rest His son needed an ear surgery, the cost of the surgery was going to be $11,000 with insurance. The cash price for the surgery was $6,000 “The cash price is like half of what it is if you run it through insurance” So he tried to not use his insurance and pay the cash price, this is what happened “I was going to do for my wife's surgery. I was gonna say, we're just not even using insurance. We'll just cancel it. And I'll just pay the self-pay price. Turns out you can't do that because the hospital will sue you if they find out you have health insurance because they make more money if they charge your health insurance.” This is a scam He says he’s not paying the bill because it’s a scam, “We're wanting to try to soon, try to save up money for that so we can have another kid. People wonder why the birth rate is so low, which honestly, I'm not going to pay any of this bill either. Like, what do got to do? Take me to jail?” “Number one cause for bankruptcy is medical debt. Why is it that it is just okay if in this country to extract wealth from people that don't have any? But if you're a billionaire, you don't even have to pay taxes.Because that's all any of this is. It's all a scam. It's all designed to screw you over and take your money. The people that have no money, they want to take more of your money and give it to the millionaires and the billionaires. Well, you get screwed. You get stuck with bankruptcy and your kids have no future.”

Wall Street Apes

325,933 просмотров • 1 год назад

Obama ruined healthcare the day he let the government team up with insurance companies. Get the government out of it, and suddenly you can actually afford care for a fraction of the price! The woman was shocked after coming across a video of a doctor video (check to post below) who called various medical offices to show the huge difference between paying out-of-pocket for healthcare services versus what those same offices would bill your insurance. The price discrepancies were astronomical. She soon discovered that this doctor is part of a nationwide network of physicians who don’t accept insurance. Curious, she dug deeper. It turns out you pay a membership fee to the doctor’s office, which then gives you unlimited access to their services. The cost varies depending on whether it’s an individual or family membership. She found a doctor near her who is part of this network, and the membership fee is just $79 a month—compared to the $380+ per month she was paying on her current plan. The office also offers a family plan, so she was able to add her son for only an additional $30 per month. She strongly urges anyone looking for genuinely affordable healthcare to check out this doctor network.
3:15

Obama ruined healthcare the day he let the government team up with insurance companies. Get the government out of it, and suddenly you can actually afford care for a fraction of the price! The woman was shocked after coming across a video of a doctor video (check to post below) who called various medical offices to show the huge difference between paying out-of-pocket for healthcare services versus what those same offices would bill your insurance. The price discrepancies were astronomical. She soon discovered that this doctor is part of a nationwide network of physicians who don’t accept insurance. Curious, she dug deeper. It turns out you pay a membership fee to the doctor’s office, which then gives you unlimited access to their services. The cost varies depending on whether it’s an individual or family membership. She found a doctor near her who is part of this network, and the membership fee is just $79 a month—compared to the $380+ per month she was paying on her current plan. The office also offers a family plan, so she was able to add her son for only an additional $30 per month. She strongly urges anyone looking for genuinely affordable healthcare to check out this doctor network.

I Meme Therefore I Am 🇺🇸

47,902 просмотров • 9 месяцев назад

Insurance ≠ Access Today, I performed a breast reduction for a patient who had been searching for FOUR YEARS for a plastic surgeon who would take her insurance. She met all the medical criteria, but her insurance company only reimbursed $1,000 for the procedure—when the average cost is $7,800 and in Austin, it's often $13,000+. This is the reality of healthcare today: Insurance coverage doesn’t guarantee access. When reimbursement rates are too low, surgeons simply can’t afford to take these cases. The cost of running a practice is rising, while insurance payments are declining. I want to help. I want to offer these surgeries through insurance for my patients. But the system is making it impossible.
3:01

Insurance ≠ Access Today, I performed a breast reduction for a patient who had been searching for FOUR YEARS for a plastic surgeon who would take her insurance. She met all the medical criteria, but her insurance company only reimbursed $1,000 for the procedure—when the average cost is $7,800 and in Austin, it's often $13,000+. This is the reality of healthcare today: Insurance coverage doesn’t guarantee access. When reimbursement rates are too low, surgeons simply can’t afford to take these cases. The cost of running a practice is rising, while insurance payments are declining. I want to help. I want to offer these surgeries through insurance for my patients. But the system is making it impossible.

Elisabeth Potter MD

116,212 просмотров • 1 год назад

BIG NEWS: Oklahoma Attorney General’s Office has filed a lawsuit against CVS Caremark for Pharmacy Benefits Managers violations This is such a widespread and massive problem, Oklahoma had to create a new court - CVS Caremark PBM is denying covered medications - They are paying independent pharmacies less than the cost of medication (in many cases PAYING $0, “It's not uncommon for covered medications to pay literally $0 to the pharmacy” - The reimbursement that comes back to independent pharmacies is totally unrelated to the cost of the medication - “CVS still has the audacity to take your absurdly large premium and not use that to pay the healthcare providers you need to actually care for your health” (They literally pocket the money and pay independent pharmacies next to nothing, or NOTHING) “That's what the Oklahoma suit is about. They have a law that states the PBMs like CVS Caremark aren't allowed to pay less than the cost. Of course, that didn't stop them” “This case brings 200 prescriptions that were reimbursed under cost and denied on appeal by CVS. Oklahoma, in fact, established a whole new court tasked exclusively with PBM litigation.”
1:39

BIG NEWS: Oklahoma Attorney General’s Office has filed a lawsuit against CVS Caremark for Pharmacy Benefits Managers violations This is such a widespread and massive problem, Oklahoma had to create a new court - CVS Caremark PBM is denying covered medications - They are paying independent pharmacies less than the cost of medication (in many cases PAYING $0, “It's not uncommon for covered medications to pay literally $0 to the pharmacy” - The reimbursement that comes back to independent pharmacies is totally unrelated to the cost of the medication - “CVS still has the audacity to take your absurdly large premium and not use that to pay the healthcare providers you need to actually care for your health” (They literally pocket the money and pay independent pharmacies next to nothing, or NOTHING) “That's what the Oklahoma suit is about. They have a law that states the PBMs like CVS Caremark aren't allowed to pay less than the cost. Of course, that didn't stop them” “This case brings 200 prescriptions that were reimbursed under cost and denied on appeal by CVS. Oklahoma, in fact, established a whole new court tasked exclusively with PBM litigation.”

Wall Street Apes

62,952 просмотров • 1 год назад

Americans are realizing Dental Insurance is also a scam This American has been paying his dental insurance. He needed 2 teeth worked on, a crown and implant. Both were denied He paid out of pocket. He did the math and found what he’s paid out of pocket for all his dental work was only 1/3 of the price with cash-pay than how much he’s spent paying his monthly premiums “I done the math — I figured up my monthly payment at the end of the year for paying for my dental insurance, I could have paid for those things out of pocket and paid less than what I paid into my insurance” “Look, I'm starting to really get pissed off about this game of insurance. It's a scam from the get-go. It's an absolute Ponzi scheme, and these fricking insurance companies, guess who owns them all? BlackRock, State Street, and Vanguard” He’s right, BlackRock, Vanguard and State are the largest institutional shareholders in most major US health insurance companies He says he had to pay over $4,000 out of pocket for his dental implant. His crown was over $2,200 out of pocket. All while paying monthly health insurance…. This is a scam Having a big hole in your mouth where a tooth uses to be is not “cosmetic” in American society. It’s a necessity to get fixed
2:20

Americans are realizing Dental Insurance is also a scam This American has been paying his dental insurance. He needed 2 teeth worked on, a crown and implant. Both were denied He paid out of pocket. He did the math and found what he’s paid out of pocket for all his dental work was only 1/3 of the price with cash-pay than how much he’s spent paying his monthly premiums “I done the math — I figured up my monthly payment at the end of the year for paying for my dental insurance, I could have paid for those things out of pocket and paid less than what I paid into my insurance” “Look, I'm starting to really get pissed off about this game of insurance. It's a scam from the get-go. It's an absolute Ponzi scheme, and these fricking insurance companies, guess who owns them all? BlackRock, State Street, and Vanguard” He’s right, BlackRock, Vanguard and State are the largest institutional shareholders in most major US health insurance companies He says he had to pay over $4,000 out of pocket for his dental implant. His crown was over $2,200 out of pocket. All while paying monthly health insurance…. This is a scam Having a big hole in your mouth where a tooth uses to be is not “cosmetic” in American society. It’s a necessity to get fixed

Wall Street Apes

278,353 просмотров • 12 дней назад

💊 The Hidden Cost of "Savings": Is Price Gouging Subsidizing Insurance Giants? Ever wondered why a generic medication that costs $55 can be priced at $6,600? 🤨 In a recent Congressional hearing, CVS CEO David Joyner defended this practice as "cross-subsidized pricing." 🔍 Here's the Breakdown: The Logic: Joyner argues that charging higher prices for low-cost generics helps subsidize the cost of expensive brand-name medications. The Reality: Pharmacy Benefit Managers (PBMs) use their power to negotiate rebates on brand-name drugs, which can actually increase their overall cost. The Shell Game: These rebates may be held by shell companies before being "passed on" to clients (like your employer), potentially hiding billions in profits. 📉 Is it Really "Savings"? When you're charged over $6,500 more than the actual cost of a drug, it's hard to see the "savings." This highlights a significant lack of transparency in the pharmaceutical supply chain. 💡 Take Action: Compare Prices: Don't just settle for the price at your local pharmacy. Check out Forest Park Pharmacy to see the real cost of your prescriptions. Stay Informed: Understand how PBMs and "cross-subsidized pricing" impact your healthcare costs. What do you think? Is this "cross-subsidized pricing" a necessary part of the system or just a way to hide profits? Let's discuss! 👇
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💊 The Hidden Cost of "Savings": Is Price Gouging Subsidizing Insurance Giants? Ever wondered why a generic medication that costs $55 can be priced at $6,600? 🤨 In a recent Congressional hearing, CVS CEO David Joyner defended this practice as "cross-subsidized pricing." 🔍 Here's the Breakdown: The Logic: Joyner argues that charging higher prices for low-cost generics helps subsidize the cost of expensive brand-name medications. The Reality: Pharmacy Benefit Managers (PBMs) use their power to negotiate rebates on brand-name drugs, which can actually increase their overall cost. The Shell Game: These rebates may be held by shell companies before being "passed on" to clients (like your employer), potentially hiding billions in profits. 📉 Is it Really "Savings"? When you're charged over $6,500 more than the actual cost of a drug, it's hard to see the "savings." This highlights a significant lack of transparency in the pharmaceutical supply chain. 💡 Take Action: Compare Prices: Don't just settle for the price at your local pharmacy. Check out Forest Park Pharmacy to see the real cost of your prescriptions. Stay Informed: Understand how PBMs and "cross-subsidized pricing" impact your healthcare costs. What do you think? Is this "cross-subsidized pricing" a necessary part of the system or just a way to hide profits? Let's discuss! 👇

Forest Park Pharmacy

20,602 просмотров • 6 месяцев назад