Loading video...

Video Failed to Load

There was a problem loading this video. This could be due to a temporary network issue or the video might be unavailable.

“Open banking replaces unsafe practices with secure, transparent data sharing.” Natalie Talpas, EVP & Head of Retail Digital & Emerging Payments Strategy, PNC Bank explains how open banking moves away from credential-based screen scraping and toward secure APIs that give consumers clear visibility, meaningful consent, and the ability to... show more

The Hill Events

6,845 subscribers

11,765 views • 8 months ago •via X (Twitter)

Anya Rossi• Live Now

Private livecam show

0 Comments

No comments available

Comments from the original post will appear here

Related Videos

Summer Mersinger, CEO, Blockchain Association explains that regulators are moving away from reflexive skepticism of new technologies toward a more open approach that recognizes innovation as necessary for upgrading how money moves, is held, and accessed—particularly for consumers outside the traditional banking system. Explore the full event: #TheHillEconomy

Summer Mersinger, CEO, Blockchain Association explains that regulators are moving away from reflexive skepticism of new technologies toward a more open approach that recognizes innovation as necessary for upgrading how money moves, is held, and accessed—particularly for consumers outside the traditional banking system. Explore the full event: #TheHillEconomy

The Hill Events

11,828 views • 8 months ago

“Section 1033 is really about privacy and consumer control over a very valuable asset—their financial data.” Adam Rust, Director of Financial Services, Consumer Federation of America explains that the CFPB’s rule empowers consumers to permission and revoke data access, while warning that rapid advances in AI and payments heighten the stakes for transparency, enforcement, and future consumer protections. Explore the full event: #TheHillEconomy

“Section 1033 is really about privacy and consumer control over a very valuable asset—their financial data.” Adam Rust, Director of Financial Services, Consumer Federation of America explains that the CFPB’s rule empowers consumers to permission and revoke data access, while warning that rapid advances in AI and payments heighten the stakes for transparency, enforcement, and future consumer protections. Explore the full event: #TheHillEconomy

The Hill Events

12,122 views • 8 months ago

“Nothing in any business stays free forever. When data is treated as free, it gets overused—and that creates real security and system risks,” — Kate Prochaska, Managing Director & Head of Consumer Regulatory Affairs, J.P. Morgan, said while explaining why usage-based fees in open banking encourage data minimization, system stability, and stronger protection of consumer information. Explore the full event: #TheHillEconomy

“Nothing in any business stays free forever. When data is treated as free, it gets overused—and that creates real security and system risks,” — Kate Prochaska, Managing Director & Head of Consumer Regulatory Affairs, J.P. Morgan, said while explaining why usage-based fees in open banking encourage data minimization, system stability, and stronger protection of consumer information. Explore the full event: #TheHillEconomy

The Hill Events

10,885 views • 8 months ago

KarobaarKiBaat: How digital banking is helping businesses grow For Manoharlal Fashion, one of Maharashtra’s leading fashion retailers, ICICI Bank’s InstaBIZ app and Connected Banking solutions have enabled them to simplify day-to-day financial operations and drive greater efficiency across the business. From faster vendor payments through InstaBIZ to seamless integration between banking and business processes, our digital solutions help them save time, improve operational efficiency, and stay focused on serving customers and growing their business. What began with a current account for the business has evolved into a trusted banking relationship, with ICICI Bank supporting the banking needs of the business and its wider ecosystem. Watch how ICICI Bank is supporting their growth journey.

KarobaarKiBaat: How digital banking is helping businesses grow For Manoharlal Fashion, one of Maharashtra’s leading fashion retailers, ICICI Bank’s InstaBIZ app and Connected Banking solutions have enabled them to simplify day-to-day financial operations and drive greater efficiency across the business. From faster vendor payments through InstaBIZ to seamless integration between banking and business processes, our digital solutions help them save time, improve operational efficiency, and stay focused on serving customers and growing their business. What began with a current account for the business has evolved into a trusted banking relationship, with ICICI Bank supporting the banking needs of the business and its wider ecosystem. Watch how ICICI Bank is supporting their growth journey.

ICICI Bank

2,913,828 views • 3 months ago

KarobaarKiBaat: How digital banking is helping businesses grow For Yallewar Jewellers, a trusted jewellery business in Chandrapur that has grown from a small shop into a multi-storey showroom, ICICI Bank’s Net Banking and digital banking solutions have helped simplify day-to-day financial operations and drive greater efficiency across the business. From securely processing high-value transactions with instant confirmations to making GST payments easily, anytime and anywhere, our digital solutions help them save time, reduce banking hassles and stay focused on what matters most—building customer trust and running their business. From a small shop to a multi-storey showroom, Yallewar Jewellers’ journey is a testament to the trust they have built over the years. Along the way, ICICI Bank has been a trusted banking partner, helping them manage their banking needs with greater ease. Watch the story of Yallewar Jewellers and their journey with ICICI Bank.

KarobaarKiBaat: How digital banking is helping businesses grow For Yallewar Jewellers, a trusted jewellery business in Chandrapur that has grown from a small shop into a multi-storey showroom, ICICI Bank’s Net Banking and digital banking solutions have helped simplify day-to-day financial operations and drive greater efficiency across the business. From securely processing high-value transactions with instant confirmations to making GST payments easily, anytime and anywhere, our digital solutions help them save time, reduce banking hassles and stay focused on what matters most—building customer trust and running their business. From a small shop to a multi-storey showroom, Yallewar Jewellers’ journey is a testament to the trust they have built over the years. Along the way, ICICI Bank has been a trusted banking partner, helping them manage their banking needs with greater ease. Watch the story of Yallewar Jewellers and their journey with ICICI Bank.

ICICI Bank

853,542 views • 16 days ago

KarobaarKiBaat: How digital banking is helping businesses grow For Chandak Medical, a long-established medical retail business in Chandrapur, ICICI Bank’s digital banking solutions have helped simplify financial operations and support their expansion into new ventures, including a tyre business, fashion retail and wholesale distribution. From reducing international payment processing time from days to just a few hours through Trade Online, to automating recurring vendor, salary and landlord payments with Scheduled Payments on BizPay 360, our digital solutions help reduce manual effort, save valuable time and keep their business moving. What began decades ago with a trusted local medical shop has today grown into a diverse, multi-business enterprise—with digital banking helping them manage the journey along the way. Watch how ICICI Bank is supporting this merchant’s growth journey.

KarobaarKiBaat: How digital banking is helping businesses grow For Chandak Medical, a long-established medical retail business in Chandrapur, ICICI Bank’s digital banking solutions have helped simplify financial operations and support their expansion into new ventures, including a tyre business, fashion retail and wholesale distribution. From reducing international payment processing time from days to just a few hours through Trade Online, to automating recurring vendor, salary and landlord payments with Scheduled Payments on BizPay 360, our digital solutions help reduce manual effort, save valuable time and keep their business moving. What began decades ago with a trusted local medical shop has today grown into a diverse, multi-business enterprise—with digital banking helping them manage the journey along the way. Watch how ICICI Bank is supporting this merchant’s growth journey.

ICICI Bank

2,373,904 views • 1 month ago

Is the future of AI $NEAR … ? OpenAI is racing toward a $1T IPO, quickly becoming a centralized beast of epic proportions. But what happens to your data in that world?? As chronear explains, “We can't let centralized actors determine how they store or how they use user data. It should be the users who actually control the custody or use of their data." NEAR AI is building a truly open AI, open source, where users control their data and store their data locally. What AI do you use daily? And would you switch if a better decentralized option existed?

Is the future of AI $NEAR … ? OpenAI is racing toward a $1T IPO, quickly becoming a centralized beast of epic proportions. But what happens to your data in that world?? As chronear explains, “We can't let centralized actors determine how they store or how they use user data. It should be the users who actually control the custody or use of their data." NEAR AI is building a truly open AI, open source, where users control their data and store their data locally. What AI do you use daily? And would you switch if a better decentralized option existed?

Bri Teresi

25,101 views • 5 months ago

Mono has turned the big 5! 🎉 It has been 1827 days of empowering African businesses with secure access to users’ financial data, and building innovative ways to verify customers’ identity data and collect payments. Still, it feels like day 1 for our team, and we’re grateful for the businesses who have trusted us since the early days. As we continue to push the limits of what’s possible with Open Banking in Africa, we shared some of our milestones from the last five years. 💙 Dive in here:

Mono has turned the big 5! 🎉 It has been 1827 days of empowering African businesses with secure access to users’ financial data, and building innovative ways to verify customers’ identity data and collect payments. Still, it feels like day 1 for our team, and we’re grateful for the businesses who have trusted us since the early days. As we continue to push the limits of what’s possible with Open Banking in Africa, we shared some of our milestones from the last five years. 💙 Dive in here:

Mono

275,162 views • 1 year ago

🚨 As AI moves into the physical world, data alone is not enough. It needs real infrastructure: standards, identities, maps, sensors, positioning, connectivity and secure ways to transact. Without this foundation, isolated systems emerge that cannot work together. 1⃣ Why Open Systems Are Essential I believe it is crucial that this development does not end up controlled by a few closed platforms. That would concentrate power, limit transparency and turn data ownership into a black box. Open systems are essential. Shared standards, clear rules, transparent data flows and broad participation make the emerging machine economy fairer. 2⃣ An Open and Interoperable Machine Economy This is why initiatives like Intercognitive are so relevant. Members like Auki, peaq, GEODNET, Tashi Network and Mawari contribute to creating global standards that help machines see, move and operate safely in the physical world using digital identities, decentralized maps and peer-to-peer payments. This forms the basis of an open and interoperable machine economy.

🚨 As AI moves into the physical world, data alone is not enough. It needs real infrastructure: standards, identities, maps, sensors, positioning, connectivity and secure ways to transact. Without this foundation, isolated systems emerge that cannot work together. 1⃣ Why Open Systems Are Essential I believe it is crucial that this development does not end up controlled by a few closed platforms. That would concentrate power, limit transparency and turn data ownership into a black box. Open systems are essential. Shared standards, clear rules, transparent data flows and broad participation make the emerging machine economy fairer. 2⃣ An Open and Interoperable Machine Economy This is why initiatives like Intercognitive are so relevant. Members like Auki, peaq, GEODNET, Tashi Network and Mawari contribute to creating global standards that help machines see, move and operate safely in the physical world using digital identities, decentralized maps and peer-to-peer payments. This forms the basis of an open and interoperable machine economy.

Krypto Insider 💫

14,882 views • 10 months ago

Over 4 years ago, we made a bet that seemed crazy to some: building Open Banking infrastructure in Nigeria. While we waited for an official foundation, our team was: → Writing the first lines of code for innovative account aggregation → Building customer consent and data privacy into the centre of our technology → Having conversations with financial institutions about API partnerships → Onboarding our first brave fintech partners who believed in the vision With the CBN's official Open Banking launch approaching, those "early days" feel like yesterday. 4+ years of building ahead of this curve has prepared us, and we can't wait for the many possibilities that lie ahead! If you'd like to learn about Open Banking; what it is, how it works, and what it means for you as a user or an innovator building financial services, check out our Open Banking series on YouTube:

Over 4 years ago, we made a bet that seemed crazy to some: building Open Banking infrastructure in Nigeria. While we waited for an official foundation, our team was: → Writing the first lines of code for innovative account aggregation → Building customer consent and data privacy into the centre of our technology → Having conversations with financial institutions about API partnerships → Onboarding our first brave fintech partners who believed in the vision With the CBN's official Open Banking launch approaching, those "early days" feel like yesterday. 4+ years of building ahead of this curve has prepared us, and we can't wait for the many possibilities that lie ahead! If you'd like to learn about Open Banking; what it is, how it works, and what it means for you as a user or an innovator building financial services, check out our Open Banking series on YouTube:

Mono

124,493 views • 1 year ago

When Digital Public Infrastructure (DPI) meets leadership, inclusion scales. In Rwanda, Rwanda Information Society Authority and Sharon Umunyana are deploying Mojaloop Foundation to build an inclusive instant payments system that cuts costs, retains national ownership and keeps data secure. As we head into the Global DPI Summit 2025 2025, it is clear that with open, interoperable DPI, governments can connect citizens to safe, affordable financial services, empowering women, small businesses and families to fully participate in the digital economy. Learn more about Sharon's story and Mojaloop's impact, powered by the Gates Foundation: #InclusiveGrowth #GlobalDPISummit

When Digital Public Infrastructure (DPI) meets leadership, inclusion scales. In Rwanda, Rwanda Information Society Authority and Sharon Umunyana are deploying Mojaloop Foundation to build an inclusive instant payments system that cuts costs, retains national ownership and keeps data secure. As we head into the Global DPI Summit 2025 2025, it is clear that with open, interoperable DPI, governments can connect citizens to safe, affordable financial services, empowering women, small businesses and families to fully participate in the digital economy. Learn more about Sharon's story and Mojaloop's impact, powered by the Gates Foundation: #InclusiveGrowth #GlobalDPISummit

Gates Foundation Africa

13,990 views • 11 months ago

Sharing photos with Google Photos means giving Google access to your data and relying on them to manage who gets to see it. With the Ledger Key Ring Protocol, you encrypt each photo yourself. Sharing is as simple as sending the decryption key, for example, to an Ethereum address. A secure, seamless experience designed for the future. Explore this and much more as our CTO Charles Guillemet and Mo, our Head of Brand Development discuss how Ledger innovates for a more secure digital future on the Ledger Podcast. 🎧 Watch now:

Ledger

14,218 views • 1 year ago

Travelling but need access to your Post Office account? There's good news. With India Post's e-KYC-enabled interoperability, customers can now deposit and withdraw cash up to the prescribed limits from their accounts at any Post Office across the country, without being restricted to their home branch. Whether you're travelling, working in another city, or living in a remote area, this digital initiative makes banking more accessible, secure and convenient, while strengthening financial inclusion for millions. Watch the video to learn how India Post is making everyday banking simpler through digital transformation. #IndiaPost #eKYC #DigitalIndia #FinancialInclusion #DigitalTransformation #Banking Karnataka Postal Circle

Travelling but need access to your Post Office account? There's good news. With India Post's e-KYC-enabled interoperability, customers can now deposit and withdraw cash up to the prescribed limits from their accounts at any Post Office across the country, without being restricted to their home branch. Whether you're travelling, working in another city, or living in a remote area, this digital initiative makes banking more accessible, secure and convenient, while strengthening financial inclusion for millions. Watch the video to learn how India Post is making everyday banking simpler through digital transformation. #IndiaPost #eKYC #DigitalIndia #FinancialInclusion #DigitalTransformation #Banking Karnataka Postal Circle

India Post

10,510 views • 2 months ago

Ep. 6 of Free the Money- The Great Taking 2.0: Welcome to the Unified Ledger Era Economist and researcher Miles Harris joins me to break down the Single Unified Ledger, a new operating system for money, identity, and ownership. We explore how digital identity becomes the cornerstone of this emerging financial architecture, from GOV. UK Login to the tokenization of everything from assets and data to human behavior. The conversation connects global macro forces including ISO 20022, the yen carry trade, and rising stablecoin demand to a broader shift toward interoperable ledger-based systems. We also examine what it means to be on or off the ledger, the growing risk of losing the ability to transact, and why data is emerging as a new form of collateral.

Ep. 6 of Free the Money- The Great Taking 2.0: Welcome to the Unified Ledger Era Economist and researcher Miles Harris joins me to break down the Single Unified Ledger, a new operating system for money, identity, and ownership. We explore how digital identity becomes the cornerstone of this emerging financial architecture, from GOV. UK Login to the tokenization of everything from assets and data to human behavior. The conversation connects global macro forces including ISO 20022, the yen carry trade, and rising stablecoin demand to a broader shift toward interoperable ledger-based systems. We also examine what it means to be on or off the ledger, the growing risk of losing the ability to transact, and why data is emerging as a new form of collateral.

Bri Teresi

64,876 views • 9 months ago

Bill C-22 (Lawful Access) allows the government to build a system that makes it easier to access your telecom data, your phone, internet, and other digital activity, by requiring networks to be ready for that access. The problem is how that system is being built. It is being shaped by government ministers, behind closed doors, and without full parliamentary scrutiny. Ministers will set the rules for how your data is collected, retained, and accessed — through regulation, not through open debate in Parliament. Bill C-22 is not just about access to your data. It is about control over the system that makes that access possible.

Bill C-22 (Lawful Access) allows the government to build a system that makes it easier to access your telecom data, your phone, internet, and other digital activity, by requiring networks to be ready for that access. The problem is how that system is being built. It is being shaped by government ministers, behind closed doors, and without full parliamentary scrutiny. Ministers will set the rules for how your data is collected, retained, and accessed — through regulation, not through open debate in Parliament. Bill C-22 is not just about access to your data. It is about control over the system that makes that access possible.

Dr. Leslyn Lewis

34,594 views • 5 months ago

this pure masterclass from Yale professor explains investment banking, breaking down decades of studying financial crises and showing why pure investment banking was fundamentally destroyed in 2008 when Lehman Brothers collapsed after a massive bank run on repo markets, giants like Goldman Sachs and Morgan Stanley were forced to give up their pure investment banking status just to survive this is the tape of his famous Yale lecture breaking down the brutal reality of Wall Street: • 03:46 - how investment banking differs from commercial banking • 12:45 - the secret principles of Goldman Sachs that built an empire • 17:19 - how Glass-Steagall split Wall Street in 1933 • 28:06 - how the shadow banking repo run brought down Lehman Brothers • 35:46 - what a 100 hour work week looks like for a Wall Street analyst • 53:56 - transitioning from investment banking to Silicon Valley giant Facebook bookmark & watch this rare lecture for free

this pure masterclass from Yale professor explains investment banking, breaking down decades of studying financial crises and showing why pure investment banking was fundamentally destroyed in 2008 when Lehman Brothers collapsed after a massive bank run on repo markets, giants like Goldman Sachs and Morgan Stanley were forced to give up their pure investment banking status just to survive this is the tape of his famous Yale lecture breaking down the brutal reality of Wall Street: • 03:46 - how investment banking differs from commercial banking • 12:45 - the secret principles of Goldman Sachs that built an empire • 17:19 - how Glass-Steagall split Wall Street in 1933 • 28:06 - how the shadow banking repo run brought down Lehman Brothers • 35:46 - what a 100 hour work week looks like for a Wall Street analyst • 53:56 - transitioning from investment banking to Silicon Valley giant Facebook bookmark & watch this rare lecture for free

Beaver

12,324 views • 1 month ago

On today’s episode of the Ledger Podcast, our Head of Brand Development, Mo, sits down with VP of Engineering Carl Anderson to discuss: 🔒 How Ledger wallets secure your digital assets 🏢 The vision behind our new global HQ as a hub for Web3 innovation. 🛠️ Tools and resources for developers, including the Ledger SDK. 🌐 Ledger’s commitment to open source: fostering transparency while maintaining top-tier security. From clear signing to the future of digital identity, this episode offers valuable insights for anyone invested in blockchain technology and the crypto ecosystem. 🎧 Listen now and discover how Ledger is shaping the future of secure digital ownership.

Ledger

130,671 views • 1 year ago

🔒 Data is only as valuable as the trust behind it. We’re redefining trust with our Digital Evidence product, and we were thrilled to showcase its potential at Panasonic’s exclusive Mobility Connect event alongside 30 top mobility companies. Selected as one of two presenters, we demonstrated how our blockchain-based solution—already deployed with the U.S. Department of Defense and Panasonic’s Panasonic TOUGHBOOK division—secures data for first responders and connected vehicles. By cryptographically signing data at the source, we ensure tamper-proof compliance, reducing liability and unlocking new opportunities for industries like law enforcement, EMS, and beyond. The feedback from Panasonic’s leadership was inspiring, and we’re excited to help shape the future of their product lines. Together, we’re building a transparent, secure, and scalable future for mobility! 🌍

🔒 Data is only as valuable as the trust behind it. We’re redefining trust with our Digital Evidence product, and we were thrilled to showcase its potential at Panasonic’s exclusive Mobility Connect event alongside 30 top mobility companies. Selected as one of two presenters, we demonstrated how our blockchain-based solution—already deployed with the U.S. Department of Defense and Panasonic’s Panasonic TOUGHBOOK division—secures data for first responders and connected vehicles. By cryptographically signing data at the source, we ensure tamper-proof compliance, reducing liability and unlocking new opportunities for industries like law enforcement, EMS, and beyond. The feedback from Panasonic’s leadership was inspiring, and we’re excited to help shape the future of their product lines. Together, we’re building a transparent, secure, and scalable future for mobility! 🌍

Constellation²

24,002 views • 1 year ago