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Stripe CEO Patrick Collison predicts software will shift from "mass-produced, industrial scale" made "years beforehand" to bespoke, custom software created the moment you need it. "Up until now, the economics of software have been conceived of as fixed cost, then infinitely monetized. That has these kinds winner-take-all dynamics." "But... show more

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150,214 views • 3 months ago •via X (Twitter)

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"In the future, you won't need any software at all. The neural network will completely replace it." - stephen balaban, co-founder of Lambda "Here's the idea: instead of generating a program, just go to ChatGPT and say, 'Hi, please behave like a calculator or a spreadsheet.'" "'Generate an ASCII user interface for me. And I want you to essentially just respond, implement the logic of that program in your mind.'" "This is what I call neural software. Normal software is really brittle. 'Neural software' can't have bugs, only misunderstandings." "Large language models will be the software you interact with."

"In the future, you won't need any software at all. The neural network will completely replace it." - stephen balaban, co-founder of Lambda "Here's the idea: instead of generating a program, just go to ChatGPT and say, 'Hi, please behave like a calculator or a spreadsheet.'" "'Generate an ASCII user interface for me. And I want you to essentially just respond, implement the logic of that program in your mind.'" "This is what I call neural software. Normal software is really brittle. 'Neural software' can't have bugs, only misunderstandings." "Large language models will be the software you interact with."

TBPN

178,100 views • 1 year ago

"In the future, you won't need any software at all. The neural network will completely replace it." - stephen balaban, co-founder of Lambda "Here's the idea: instead of generating a program, just go to ChatGPT and say, 'Hi, please behave like a calculator or a spreadsheet.'" "'Generate an ASCII user interface for me. And I want you to essentially just respond, implement the logic of that program in your mind.'" "This is what I call neural software. Normal software is really brittle. 'Neural software' can't have bugs, only misunderstandings." "Large language models will be the software you interact with." From Stephen's appearance on the show in May.

"In the future, you won't need any software at all. The neural network will completely replace it." - stephen balaban, co-founder of Lambda "Here's the idea: instead of generating a program, just go to ChatGPT and say, 'Hi, please behave like a calculator or a spreadsheet.'" "'Generate an ASCII user interface for me. And I want you to essentially just respond, implement the logic of that program in your mind.'" "This is what I call neural software. Normal software is really brittle. 'Neural software' can't have bugs, only misunderstandings." "Large language models will be the software you interact with." From Stephen's appearance on the show in May.

TBPN

28,665 views • 7 months ago

The trades can build anything... except the software they run on. That changes today. We've raised $9.2M to build Dalton Mills. Software has spent its whole history getting closer to the people who do the work. First, the system of record. Software you stored your business in. Then, the agentic era. Software that did the work for you. Now, the bespoke era. Agentic software you build yourself, without code. Each era closed the gap and this one closes it for good. Software can finally work around your business, instead of you bending your business to make it fit. You ran on software made for everyone… never for you. That's over. Welcome to Dalton Mills. Let the builders build!

The trades can build anything... except the software they run on. That changes today. We've raised $9.2M to build Dalton Mills. Software has spent its whole history getting closer to the people who do the work. First, the system of record. Software you stored your business in. Then, the agentic era. Software that did the work for you. Now, the bespoke era. Agentic software you build yourself, without code. Each era closed the gap and this one closes it for good. Software can finally work around your business, instead of you bending your business to make it fit. You ran on software made for everyone… never for you. That's over. Welcome to Dalton Mills. Let the builders build!

Todd Saunders

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The CUDA moat is real, but probably not for long, says CEO of AI infrastructure platform Modal Erik Bernhardsson. He says he's bullish on alternative accelerators over the 2-3 year timeline, even though there's currently zero demand from his customers for TPUs, etc. "The cost today of rewriting your software to run on those stacks is very high... But the cost is going to go down." "You're going to have software that basically lets you take CUDA-compatible stuff and run it on alternative accelerators."

The CUDA moat is real, but probably not for long, says CEO of AI infrastructure platform Modal Erik Bernhardsson. He says he's bullish on alternative accelerators over the 2-3 year timeline, even though there's currently zero demand from his customers for TPUs, etc. "The cost today of rewriting your software to run on those stacks is very high... But the cost is going to go down." "You're going to have software that basically lets you take CUDA-compatible stuff and run it on alternative accelerators."

TBPN

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CEO of Every Dan Shipper 📧 says he'd be buying SaaS stocks right now. "99% of people are not going to be vibecoding their own apps." "They might do it once, but actually maintaining software is really, really hard, and it's a particular skill set that most people don't want to have."

CEO of Every Dan Shipper 📧 says he'd be buying SaaS stocks right now. "99% of people are not going to be vibecoding their own apps." "They might do it once, but actually maintaining software is really, really hard, and it's a particular skill set that most people don't want to have."

TBPN

64,807 views • 29 days ago

"The pendulum has kind of swung from one extreme to the other." - Kyle Samani, partner Multicoin Capital "It provides the foundation for crypto to permeate all of software." "My hope is that once we get these final things done from the Congress and Executive, we see Meta, Google, Apple etc embed crypto into their respective OS." "We will see AI agents trading with crypto. Crypto financial rails will truly permeate global software."

"The pendulum has kind of swung from one extreme to the other." - Kyle Samani, partner Multicoin Capital "It provides the foundation for crypto to permeate all of software." "My hope is that once we get these final things done from the Congress and Executive, we see Meta, Google, Apple etc embed crypto into their respective OS." "We will see AI agents trading with crypto. Crypto financial rails will truly permeate global software."

TBPN

32,082 views • 1 year ago

BREAKING: Stripe CEO Patrick Collison: "There's a reasonable chance that 2026 Q1 will be looked back upon as the first quarter of the singularity."

BREAKING: Stripe CEO Patrick Collison: "There's a reasonable chance that 2026 Q1 will be looked back upon as the first quarter of the singularity."

TBPN

424,129 views • 3 months ago

Stripe co-founder John Collison predicts there will be a "torrent" of agentic commerce in the future, and that the agents will transact with stablecoins, running on "really high-throughput blockchains":

Stripe co-founder John Collison predicts there will be a "torrent" of agentic commerce in the future, and that the agents will transact with stablecoins, running on "really high-throughput blockchains":

TBPN

126,926 views • 3 months ago

Stripe co-founder John Collison predicts there will be a "torrent" of agentic commerce in the future, and that the agents will transact with stablecoins, running on "really high-throughput blockchains":

Stripe co-founder John Collison predicts there will be a "torrent" of agentic commerce in the future, and that the agents will transact with stablecoins, running on "really high-throughput blockchains":

TBPN

35,529 views • 3 months ago

A CNBC reporter without any prior knowledge vibe-coded several apps without any problems and is shocked. AI is collapsing the cost of custom software. SaaS now means prompting the software.

A CNBC reporter without any prior knowledge vibe-coded several apps without any problems and is shocked. AI is collapsing the cost of custom software. SaaS now means prompting the software.

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Stripe CEO Patrick Collison says the company is seeing the growth of a new type of fraud: token pilfering. "For many providers, it's now difficult to offer free trials." "The illicit accounts set up for these free trials drive so much expense that it's hard to make the overall economics work out."

Stripe CEO Patrick Collison says the company is seeing the growth of a new type of fraud: token pilfering. "For many providers, it's now difficult to offer free trials." "The illicit accounts set up for these free trials drive so much expense that it's hard to make the overall economics work out."

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26,235 views • 1 month ago

You can vibe-code software, but you can’t vibecode a relationship. Affirm CEO Max Levchin explains that while AI makes software cheaper and faster to build, creating real, cash-flow-producing businesses still depends on trust, partners, and scale that can’t be automated: "AI changes everything - but it doesn't change that much." “We make cash-flow-producing assets known as Affirm loans. There are about 40 million of them made every quarter, and growing quickly. It’s difficult to roll out of bed and say, ‘let’s vibecode that,’ because, while you can vibecode some of the code, getting to our scale requires convincing an enormous number of partners to process tens of billions of dollars of loans." "Those relationships are not vibecoded.”

You can vibe-code software, but you can’t vibecode a relationship. Affirm CEO Max Levchin explains that while AI makes software cheaper and faster to build, creating real, cash-flow-producing businesses still depends on trust, partners, and scale that can’t be automated: "AI changes everything - but it doesn't change that much." “We make cash-flow-producing assets known as Affirm loans. There are about 40 million of them made every quarter, and growing quickly. It’s difficult to roll out of bed and say, ‘let’s vibecode that,’ because, while you can vibecode some of the code, getting to our scale requires convincing an enormous number of partners to process tens of billions of dollars of loans." "Those relationships are not vibecoded.”

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18,309 views • 4 months ago

We asked mert | helius.dev (Co-Founder & CEO Helius) about the future of financial systems with stablecoins: "Patrick Collison (Patrick Collison) from Stripe had a really good way of describing stablecoins, which was like dollars on superconductor rails, where there's now no friction." "It's taken so much work to actually get here and clear all these regulatory hurdles. But, you know, it's really just beginning." "Once Robinhood gets in and Coinbase 🛡️ gets in, it's going to start getting very competitive."

We asked mert | helius.dev (Co-Founder & CEO Helius) about the future of financial systems with stablecoins: "Patrick Collison (Patrick Collison) from Stripe had a really good way of describing stablecoins, which was like dollars on superconductor rails, where there's now no friction." "It's taken so much work to actually get here and clear all these regulatory hurdles. But, you know, it's really just beginning." "Once Robinhood gets in and Coinbase 🛡️ gets in, it's going to start getting very competitive."

TBPN

26,500 views • 11 months ago

.John Collison is bullish on two types of people: high-agency individuals and double majors. "There are two categories of people I would be super bullish on right now and I think will do incredibly well over the next 10-20 years. First, high-agency people. The people at Stripe who have been talking to customers and know exactly what we should do. It's the people who have that pep in their step and want to go make Stripe better. They are so much more empowered thanks to AI." "The second is double majors. I think if you understand software and understand finance, or if you understand software and understand marketing, you now can go massively improve the entire marketing funnel for your company. Now, one person can do what would have taken 20 people dredging through all these systems." "Charlie Munger talked about the importance of being multidisciplinary and multidisciplinary thinking. He thinks getting a functional understanding of many disciplines is not that hard. You can just go read the books now or you can talk to your AI about it. I think multidisciplinary thinkers are going to do incredibly well."

.John Collison is bullish on two types of people: high-agency individuals and double majors. "There are two categories of people I would be super bullish on right now and I think will do incredibly well over the next 10-20 years. First, high-agency people. The people at Stripe who have been talking to customers and know exactly what we should do. It's the people who have that pep in their step and want to go make Stripe better. They are so much more empowered thanks to AI." "The second is double majors. I think if you understand software and understand finance, or if you understand software and understand marketing, you now can go massively improve the entire marketing funnel for your company. Now, one person can do what would have taken 20 people dredging through all these systems." "Charlie Munger talked about the importance of being multidisciplinary and multidisciplinary thinking. He thinks getting a functional understanding of many disciplines is not that hard. You can just go read the books now or you can talk to your AI about it. I think multidisciplinary thinkers are going to do incredibly well."

TBPN

218,003 views • 1 month ago

CEO Julie Bush explains the mission of Valinor Enterprises: "We're trying to be Berkshire Hathaway for defense tech." "We're holding product companies, usually software and software-defined hardware. We started a little over a year ago, and today we have five publicly-launched product companies." "We're tackling everything from power systems for unmanned autonomous systems to combat casualty care. So, think about parts of the market that are really, really critical, but where there hasn't been innovation in decades."

CEO Julie Bush explains the mission of Valinor Enterprises: "We're trying to be Berkshire Hathaway for defense tech." "We're holding product companies, usually software and software-defined hardware. We started a little over a year ago, and today we have five publicly-launched product companies." "We're tackling everything from power systems for unmanned autonomous systems to combat casualty care. So, think about parts of the market that are really, really critical, but where there hasn't been innovation in decades."

TBPN

15,275 views • 5 months ago

Europe shouldn’t catch up on software. It should skip it. As @NVIDIA’s CEO said: AI is software that doesn’t write software. You teach it. Europe + AI + industry = Physical AI. That’s the next global lead. 🇪🇺

Europe shouldn’t catch up on software. It should skip it. As @NVIDIA’s CEO said: AI is software that doesn’t write software. You teach it. Europe + AI + industry = Physical AI. That’s the next global lead. 🇪🇺

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Stripe CEO Patrick Collison says Stripe Press has sold 1.1 million books to date.

Stripe CEO Patrick Collison says Stripe Press has sold 1.1 million books to date.

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.Amjad Masad : Creating software is going to be one of the most exciting areas. The average person will soon be as capable as what a senior software engineer is today, as we shift from doing the work to directing it. Instead of coding line by line, you’ll run multiple agents in parallel, building the frontend, refactoring the database, shipping features, all in the background. On top of that, you’ll have a clean interface to design and interact with AI more creatively. Software creation is moving from execution to orchestration, and soon, it won’t be a specialised skill, it’ll be the baseline.

.Amjad Masad : Creating software is going to be one of the most exciting areas. The average person will soon be as capable as what a senior software engineer is today, as we shift from doing the work to directing it. Instead of coding line by line, you’ll run multiple agents in parallel, building the frontend, refactoring the database, shipping features, all in the background. On top of that, you’ll have a clean interface to design and interact with AI more creatively. Software creation is moving from execution to orchestration, and soon, it won’t be a specialised skill, it’ll be the baseline.

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OpenAI Head of DevEx, Romain Huet: The cost of building software is trending toward zero Engineering time has always been the scarcest resource, but with AI agents, velocity will skyrocket, and software will become abundant "the only limit now is your imagination"

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Introducing Magic Editor in Spielwerk! We now generate a custom Figma-like inspector for every single game, so you can edit it without prompting. This is the future of software creation. Editing software like you edit photos. Live in Spielwerk right now. Link below ⬇️

Introducing Magic Editor in Spielwerk! We now generate a custom Figma-like inspector for every single game, so you can edit it without prompting. This is the future of software creation. Editing software like you edit photos. Live in Spielwerk right now. Link below ⬇️

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