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“Subsidies cannot continue in perpetuity, let the market form. Fintech cos feel that efficient allocation of market share, transaction and its costs will be decided by market.” - Economist Abhijit Mukhopadhyay on Govt levying 0.4% fee on UPI payments above Rs 2,000

News Arena India

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31,337 görüntüleme • 16 gün önce •via X (Twitter)

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Milano profil fotoğrafı

Milano15 gün önce

Bhosdike subsidy leni h sabse pehle toh start taxing farm incomes above 20 lacs per annum. Stop fertilizer, power and water subsidies. Stopping giving freebies before election

PUSHPAL profil fotoğrafı

PUSHPAL16 gün önce

Did you know minority subsidy? Still going on from independent india

Rishabh Agarwal profil fotoğrafı

Rishabh Agarwal15 gün önce

2% of the GDP to fund freebies and subsidies and the only thing they find unsustainable is UPI

शिवम् मिश्र: profil fotoğrafı

शिवम् मिश्र:15 gün önce

Yesbut reservation is fundamental right.

Benzer Videolar

#WATCH | “It is not on the consumer”: FM Nirmala Sitharaman clarifies that the 0.4% MDR on specified UPI payments above ₹2,000 will be borne by merchants and not passed on to customers. Sitharaman says the charge is neither a tax, cess nor surcharge, and that the money will not go to the Government of India. #UPI #NirmalaSitharaman #DigitalPayments

#WATCH | “It is not on the consumer”: FM Nirmala Sitharaman clarifies that the 0.4% MDR on specified UPI payments above ₹2,000 will be borne by merchants and not passed on to customers. Sitharaman says the charge is neither a tax, cess nor surcharge, and that the money will not go to the Government of India. #UPI #NirmalaSitharaman #DigitalPayments

Moneycontrol

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🚨 FM NIRMALA SITHARAMAN : "Opposition searching for issues as it is not able to attack govt. Above Rs 2,000 UPI, the MDR charge will be borne by the trader, the merchant, bankers and others. It cannot be passed on to the consumer 🔥 It is neither tax nor cess, govt gets no revenue. Will ensure IBA, charging agencies are told MDR charges cannot be passed on to consumers"

🚨 FM NIRMALA SITHARAMAN : "Opposition searching for issues as it is not able to attack govt. Above Rs 2,000 UPI, the MDR charge will be borne by the trader, the merchant, bankers and others. It cannot be passed on to the consumer 🔥 It is neither tax nor cess, govt gets no revenue. Will ensure IBA, charging agencies are told MDR charges cannot be passed on to consumers"

News Algebra

118,276 görüntüleme • 7 gün önce

Huge volumes of transactions happen through UPI, and PM Modi has once again decided to take money from your pockets. Commercial UPI payments above Rs. 2,000 will now attract a 0.4% fee. A Rs. 5,000 payment will incur Rs. 20 and a Rs. 10,000 payment will incur Rs. 40. This burden will fall on students, youth, labourers, and the poor and middle class. At a time of high prices and inflation, instead of giving relief, the Modi government is increasing UPI costs. This is being done at America's behest. American companies, including Mastercard and Visa, have long lobbied for higher MDR citing their losses. Mr. Modi is now complying with their demand at the cost of ordinary Indians. : AICC Social Media and Digital Platforms Chairperson Supriya Shrinate ji

Huge volumes of transactions happen through UPI, and PM Modi has once again decided to take money from your pockets. Commercial UPI payments above Rs. 2,000 will now attract a 0.4% fee. A Rs. 5,000 payment will incur Rs. 20 and a Rs. 10,000 payment will incur Rs. 40. This burden will fall on students, youth, labourers, and the poor and middle class. At a time of high prices and inflation, instead of giving relief, the Modi government is increasing UPI costs. This is being done at America's behest. American companies, including Mastercard and Visa, have long lobbied for higher MDR citing their losses. Mr. Modi is now complying with their demand at the cost of ordinary Indians. : AICC Social Media and Digital Platforms Chairperson Supriya Shrinate ji

Congress

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While the stock market remains strong, many Americans continue to feel the strain of higher everyday costs. Treasury Secretary Scott Bessent says both can be true. "The stock market lives in the future, so what the stock market is telling us is ... we'll get to the other side of this," Bessent told Kelly O'Grady in an exclusive interview on Thursday. "Rates will come down and then we will get back up to real wage gains.”

While the stock market remains strong, many Americans continue to feel the strain of higher everyday costs. Treasury Secretary Scott Bessent says both can be true. "The stock market lives in the future, so what the stock market is telling us is ... we'll get to the other side of this," Bessent told Kelly O'Grady in an exclusive interview on Thursday. "Rates will come down and then we will get back up to real wage gains.”

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Right before the dot-com bubble burst, the market ran up around 46% in its last six or seven weeks. Macro economist Henrik Zeberg thinks we're in that stretch right now. He sees a market running on the belief that AI will solve everything and the Fed will print its way out of anything else, and he says that belief has never lasted.

Right before the dot-com bubble burst, the market ran up around 46% in its last six or seven weeks. Macro economist Henrik Zeberg thinks we're in that stretch right now. He sees a market running on the belief that AI will solve everything and the Fed will print its way out of anything else, and he says that belief has never lasted.

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The encouragement that KTR Anna gives always makes us work harder and smarter! Will be working on a model that would make the Fish market in Musheerabad Constituency better and efficient.

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Muta Jaisimha

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#WATCH | Delhi: On UPI MDR transaction charges, Union Minister for Communications, Jyotiraditya M. Scindia, says, "...Today, the UPI system processes payments worth ₹30 lakh crore every month...However, once a technology or system is fully established, it ought to stand on its own feet. With this very rationale, an MDR (Merchant Discount Rate) of 0.4% has been applied to the UPI system. If we look at credit cards, the cost per transaction typically ranges from 1.5% to 2.5%, while for debit cards, it is around 0.9%. In contrast, the cost structure set by the Government of India, in consultation with the RBI, for UPI is 0.4%, and that too, subject to strict regulations. The rule is that for transactions up to ₹2,000 made by an ordinary consumer, the MDR charge will be zero percent, I repeat, zero percent. Today, 96% of all UPI transactions are for amounts less than ₹2,000. This means the cost will apply to only 4% of transactions."

#WATCH | Delhi: On UPI MDR transaction charges, Union Minister for Communications, Jyotiraditya M. Scindia, says, "...Today, the UPI system processes payments worth ₹30 lakh crore every month...However, once a technology or system is fully established, it ought to stand on its own feet. With this very rationale, an MDR (Merchant Discount Rate) of 0.4% has been applied to the UPI system. If we look at credit cards, the cost per transaction typically ranges from 1.5% to 2.5%, while for debit cards, it is around 0.9%. In contrast, the cost structure set by the Government of India, in consultation with the RBI, for UPI is 0.4%, and that too, subject to strict regulations. The rule is that for transactions up to ₹2,000 made by an ordinary consumer, the MDR charge will be zero percent, I repeat, zero percent. Today, 96% of all UPI transactions are for amounts less than ₹2,000. This means the cost will apply to only 4% of transactions."

ANI

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#WATCH | On market crash after #UnionBudget, BJP MP Nishikant Dubey says, "...Share market doesn't decide much...Customs used to trouble air passengers. Several things have been made exempt and duty has been reduced from 20% to 10%. For aircraft manufacturing here, we have provided ample rebate on components. So, share market will react on it tomorrow. If it is 2000 points down right now, it will rise a little later. Since investment has to be brought in, banking sector reforms are there too. What you are pointing out in the share market is a matter of STT (Securities Transaction Tax)...It is just a little pressure on players who play with loopholes in share market and it is due to STT. I think it will recover tomorrow."

#WATCH | On market crash after #UnionBudget, BJP MP Nishikant Dubey says, "...Share market doesn't decide much...Customs used to trouble air passengers. Several things have been made exempt and duty has been reduced from 20% to 10%. For aircraft manufacturing here, we have provided ample rebate on components. So, share market will react on it tomorrow. If it is 2000 points down right now, it will rise a little later. Since investment has to be brought in, banking sector reforms are there too. What you are pointing out in the share market is a matter of STT (Securities Transaction Tax)...It is just a little pressure on players who play with loopholes in share market and it is due to STT. I think it will recover tomorrow."

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NEW: The State of Colorado estimates that health insurance premiums on the individual market are about to spike by 100%+ and 7,500 Coloradans will lose coverage if Congress does not extend ACA subsidies. #copolitics

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#WATCH | On UPI payments to remain free for person-to-person transactions and Merchant Discount Rate (MDR) applicable only on Large-Value Merchant Transactions, Founder & CEO of PhonePe, Sameer Nigam, says, "...Around 96% of transactions will remain free because the majority of UPI transactions in India are below Rs 2,000. The NPCI has authorised a 0.4% MDR on UPI transactions exceeding Rs 2,000. As a result, the charge will apply only to larger transactions, and the revenue generated will help the industry at least recover its operational costs. For the past six years, while UPI transactions were MDR-free, the entire payments industry has been absorbing substantial losses every year. We have consistently raised this issue with the government and the RBI...Digital payment systems operate in more than 200 countries worldwide, yet India was the only country where UPI transactions carried no MDR. Now that a limited MDR has been introduced, we hope it will contribute to the further growth of the UPI ecosystem. This additional revenue will enable the industry to invest more in expanding UPI...This move is important for the long-term growth and sustainability of the UPI ecosystem..."

#WATCH | On UPI payments to remain free for person-to-person transactions and Merchant Discount Rate (MDR) applicable only on Large-Value Merchant Transactions, Founder & CEO of PhonePe, Sameer Nigam, says, "...Around 96% of transactions will remain free because the majority of UPI transactions in India are below Rs 2,000. The NPCI has authorised a 0.4% MDR on UPI transactions exceeding Rs 2,000. As a result, the charge will apply only to larger transactions, and the revenue generated will help the industry at least recover its operational costs. For the past six years, while UPI transactions were MDR-free, the entire payments industry has been absorbing substantial losses every year. We have consistently raised this issue with the government and the RBI...Digital payment systems operate in more than 200 countries worldwide, yet India was the only country where UPI transactions carried no MDR. Now that a limited MDR has been introduced, we hope it will contribute to the further growth of the UPI ecosystem. This additional revenue will enable the industry to invest more in expanding UPI...This move is important for the long-term growth and sustainability of the UPI ecosystem..."

ANI

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Few people are actually paying attention to the fact we are on the edge of a generational bull run in Bitcoin and crypto that will be spearheaded by the Clarity act and Market Structure bill. There is going to be insatiable demand for digital assets once the market digests this.

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The ₿itcoin Therapist

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MODI GOVT’S SURRENDER TO THE WHIMS OF AMERICAN COMPANIES ● 80% of UPI transactions are processed through two American companies, “PhonePe” & “GooglePay”. This means that Rs. 320 Lakh Crore of UPI business (out of a total of 400 Lakh Crore) will be processed by two American companies, PhonePe and GooglePay, in the year 2026-27. This also means that they will get a share in the pie of the Rs. 5040 Crore UPI transaction tax for the first time, which was earlier completely free. ● PhonePe, owned by Walmart, alone processes 45% of UPI transactions. PhonePe had paused their Indian IPO in March 2026 after its valuation fell below $10 billion. Once it starts making money on the UPI transactions processed by it, the valuation will automatically go up. ● The Indian Govt has given technological access to American companies, and they are receiving massive volumes of data on the spending behaviour of millions of Indians. This data is itself a goldmine, but the Modi Govt has never thought of imposing an “Annual Participation Fee” on every dominant foreign player benefiting from UPI. Instead of paying the money for processing UPI transactions, a participation fee of USD 50 to 100 million could have been imposed.

MODI GOVT’S SURRENDER TO THE WHIMS OF AMERICAN COMPANIES ● 80% of UPI transactions are processed through two American companies, “PhonePe” & “GooglePay”. This means that Rs. 320 Lakh Crore of UPI business (out of a total of 400 Lakh Crore) will be processed by two American companies, PhonePe and GooglePay, in the year 2026-27. This also means that they will get a share in the pie of the Rs. 5040 Crore UPI transaction tax for the first time, which was earlier completely free. ● PhonePe, owned by Walmart, alone processes 45% of UPI transactions. PhonePe had paused their Indian IPO in March 2026 after its valuation fell below $10 billion. Once it starts making money on the UPI transactions processed by it, the valuation will automatically go up. ● The Indian Govt has given technological access to American companies, and they are receiving massive volumes of data on the spending behaviour of millions of Indians. This data is itself a goldmine, but the Modi Govt has never thought of imposing an “Annual Participation Fee” on every dominant foreign player benefiting from UPI. Instead of paying the money for processing UPI transactions, a participation fee of USD 50 to 100 million could have been imposed.

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We visited the Tshwane Fresh Produce Market this morning to observe its operations. The market has for years functioned on a poorly funded budget and there are many infrastructure challenges. We believe this predicament can be changed. We were joined by market management and a stakeholder at the market, IMASA. This market is a strategic city asset that must become profitable to benefit residents and the broader agriculture and agro-processing sectors. City of Tshwane Aaron Maluleka

We visited the Tshwane Fresh Produce Market this morning to observe its operations. The market has for years functioned on a poorly funded budget and there are many infrastructure challenges. We believe this predicament can be changed. We were joined by market management and a stakeholder at the market, IMASA. This market is a strategic city asset that must become profitable to benefit residents and the broader agriculture and agro-processing sectors. City of Tshwane Aaron Maluleka

Dr Nasiphi Moya

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The projects that survive this bear market will be unstoppable EllioTrades thinks capital is about to stop spreading thin and concentrate on the extreme survivors. "Those survivors will be fewer and further between, and the market will probably just concentrate on those survivors." "They will continue to grow, and they will grind, and they will grow for months and years, and they will bring back the excitement of buying, holding, believing."

The projects that survive this bear market will be unstoppable EllioTrades thinks capital is about to stop spreading thin and concentrate on the extreme survivors. "Those survivors will be fewer and further between, and the market will probably just concentrate on those survivors." "They will continue to grow, and they will grind, and they will grow for months and years, and they will bring back the excitement of buying, holding, believing."

EllioTrades Clips

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*The Next Shift in Global Capital* U.S. accounts for 26-27% of global GDP but around 60% of global market capitalisation. U.S. share of global market capitalisation peaked in 2024 and has already declined from its highs. After years of sustained U.S. allocations, supported by passive investing and a stable dollar, this trend reversal could continue over the next few years. This shift could have significant implications for global asset allocation and hence investor returns. This video was recorded on 19 May 2026.

The Next Shift in Global Capital U.S. accounts for 26-27% of global GDP but around 60% of global market capitalisation. U.S. share of global market capitalisation peaked in 2024 and has already declined from its highs. After years of sustained U.S. allocations, supported by passive investing and a stable dollar, this trend reversal could continue over the next few years. This shift could have significant implications for global asset allocation and hence investor returns. This video was recorded on 19 May 2026.

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