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Tempo's Dan Romero explains why the future of AI agents will be "stablecoin-native." John: "Why wouldn't I just give OpenClaw my credit card?" Dan Romero: "The credit card itself is kind of a private key, having that get prompt-injected out, maybe not the best thing in the world." “If...

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TBPN

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155,626 просмотров • 6 месяцев назад •via X (Twitter)

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Kevin O’Leary says people in credit card debt shouldn’t be buying coffee “If you have a credit card balance that goes into the next month and you’re spending $5 on a coffee, you’re crazy” “I’ll give you permission to buy a coffee for $5 if you have no balance on your credit card at the end of the month” “The reason I own all the credit card companies is people are paying 23% interest” “Why would you do that to yourself? I can’t make 23% in the market every year. Why would you let someone do that to you?” “So no, no coffees for you except the one you make at home for 19 cents unless you pay off your credit card”
1:16

Kevin O’Leary says people in credit card debt shouldn’t be buying coffee “If you have a credit card balance that goes into the next month and you’re spending $5 on a coffee, you’re crazy” “I’ll give you permission to buy a coffee for $5 if you have no balance on your credit card at the end of the month” “The reason I own all the credit card companies is people are paying 23% interest” “Why would you do that to yourself? I can’t make 23% in the market every year. Why would you let someone do that to you?” “So no, no coffees for you except the one you make at home for 19 cents unless you pay off your credit card”

Jack

1,593,390 просмотров • 2 месяцев назад

I finally found a way to give my Openclaw the ability to pay for things, without me, and without giving it my credit cards Most people don't wanna give their Openclaws a credit card (rightfully so), so the next best way to give them their own banks is with Stablecoins And if you have a product with a paywall, you need to give other Openclaws the ability to pay to use it, or you're leaving money on the table Beep on SUI is basically Stripe for Agents, with USDC you can have Openclaw pay for things that it needs and never bug you again If you have an Agent-based product: add this line and make more money from other Agents If you want your Openclaw to be more autonomous: give him some USDC and let him pay for things he needs
3:47

I finally found a way to give my Openclaw the ability to pay for things, without me, and without giving it my credit cards Most people don't wanna give their Openclaws a credit card (rightfully so), so the next best way to give them their own banks is with Stablecoins And if you have a product with a paywall, you need to give other Openclaws the ability to pay to use it, or you're leaving money on the table Beep on SUI is basically Stripe for Agents, with USDC you can have Openclaw pay for things that it needs and never bug you again If you have an Agent-based product: add this line and make more money from other Agents If you want your Openclaw to be more autonomous: give him some USDC and let him pay for things he needs

ashen

22,512 просмотров • 5 месяцев назад

“If you think about what a card number is, it’s essentially like your password.” Dan Romero on why card credentials are a poor fit for agents, and why agent payments need the push flows and user approvals native to stablecoins. On MTS with sophia dew
1:18

“If you think about what a card number is, it’s essentially like your password.” Dan Romero on why card credentials are a poor fit for agents, and why agent payments need the push flows and user approvals native to stablecoins. On MTS with sophia dew

Tempo

17,833 просмотров • 9 дней назад

Ghana will be introducing a credit scoring system for individuals. Every individual will have a credit score. Right now our credit scoring system does not exist so we are seen as risky. The Ghana Card will also become the anchor for a credit system in Ghana and it will take a couple of car manufacturers in Ghana notably Solar Taxi to give cars on credit to people,” he said. “All they will need at the point of transaction will be your Ghana card and they will give you a car and then you pay over time.” — Dr. Dr. Mahamudu Bawumia
1:21

Ghana will be introducing a credit scoring system for individuals. Every individual will have a credit score. Right now our credit scoring system does not exist so we are seen as risky. The Ghana Card will also become the anchor for a credit system in Ghana and it will take a couple of car manufacturers in Ghana notably Solar Taxi to give cars on credit to people,” he said. “All they will need at the point of transaction will be your Ghana card and they will give you a car and then you pay over time.” — Dr. Dr. Mahamudu Bawumia

Gen. Buhari

90,948 просмотров • 2 лет назад

Dragonfly's Haseeb ＞|＜ explains why AI agents will use crypto rather than the traditional financial system: “You can see it right now on Moltbook. Agents are trying to find ways to pay each other for things. It's very primitive right now, but you can see where it's going." "If I have an agent and you have an agent, you live in a different country or I don't even know who you are, it's very difficult for me to pay you with the traditional financial system. It's not really designed to have non-human recipients of money." "We don't really know how the laws are going to work, how taxes are going to work, whereas crypto doesn't ask any of those questions. I think we're going to see this become an increasing part of the story of how AI agents are going to become more and more autonomous."
1:30

Dragonfly's Haseeb ＞|＜ explains why AI agents will use crypto rather than the traditional financial system: “You can see it right now on Moltbook. Agents are trying to find ways to pay each other for things. It's very primitive right now, but you can see where it's going." "If I have an agent and you have an agent, you live in a different country or I don't even know who you are, it's very difficult for me to pay you with the traditional financial system. It's not really designed to have non-human recipients of money." "We don't really know how the laws are going to work, how taxes are going to work, whereas crypto doesn't ask any of those questions. I think we're going to see this become an increasing part of the story of how AI agents are going to become more and more autonomous."

TBPN

44,248 просмотров • 5 месяцев назад

Plaid CEO Zachary Perret says AI agents will rely on credit cards, not stablecoins, for payments in the near term: "For as far as I can see, which in this environment is maybe a year or something like that, I think agents using credit cards is going to be by far the primary thing that happens." "The reason for that is merchants accept credit cards. Merchants don’t accept stablecoins, for the most part, for most of the things that a consumer wants to do." "Now, over time, certain types of merchants might start to accept stablecoins. The question is: will the companies that care about making credit cards really easy be able to make them sufficiently easy in the amount of time before merchants actually start thinking about accepting stablecoins?" "And my hunch is, you’ve seen, I think Ramp actually launched an agentic credit card... I know there’s a bunch of other agentic credit cards that are out there, and I can’t imagine that there will not be 5,000 YC companies launching agentic-focused credit cards soon." "So I think we will see more and more options pop up. That’s not to say I’m not a believer in stablecoins. I think it’d be super cool, but I just don’t think it’s realistic in a short time frame."
1:14

Plaid CEO Zachary Perret says AI agents will rely on credit cards, not stablecoins, for payments in the near term: "For as far as I can see, which in this environment is maybe a year or something like that, I think agents using credit cards is going to be by far the primary thing that happens." "The reason for that is merchants accept credit cards. Merchants don’t accept stablecoins, for the most part, for most of the things that a consumer wants to do." "Now, over time, certain types of merchants might start to accept stablecoins. The question is: will the companies that care about making credit cards really easy be able to make them sufficiently easy in the amount of time before merchants actually start thinking about accepting stablecoins?" "And my hunch is, you’ve seen, I think Ramp actually launched an agentic credit card... I know there’s a bunch of other agentic credit cards that are out there, and I can’t imagine that there will not be 5,000 YC companies launching agentic-focused credit cards soon." "So I think we will see more and more options pop up. That’s not to say I’m not a believer in stablecoins. I think it’d be super cool, but I just don’t think it’s realistic in a short time frame."

TBPN

52,930 просмотров • 4 месяцев назад

“We’re doing a lot of machine-to-machine payments.” Brian Armstrong Brian Armstrong founder of Coinbase on giving AI agents stablecoin wallets. “If you're an agent trying to get work done you either have to bug your human every time: "Will you approve this purchase?" Or you can tell the agent just go do this and the work will get done. The AI agents might need to spin up AWS resources or get through a paywall on the internet to read some research paper or buy a domain name or spin up a marketing program etc.. If you really want to treat them like digital employees, they need to have a corporate card kind of thing and traditional corporate cards can't be issued to non-human entities, and so we're giving agents stablecoin wallets. This is all very new in the last few months, but it's been getting a lot of traction.”
0:57

“We’re doing a lot of machine-to-machine payments.” Brian Armstrong Brian Armstrong founder of Coinbase on giving AI agents stablecoin wallets. “If you're an agent trying to get work done you either have to bug your human every time: "Will you approve this purchase?" Or you can tell the agent just go do this and the work will get done. The AI agents might need to spin up AWS resources or get through a paywall on the internet to read some research paper or buy a domain name or spin up a marketing program etc.. If you really want to treat them like digital employees, they need to have a corporate card kind of thing and traditional corporate cards can't be issued to non-human entities, and so we're giving agents stablecoin wallets. This is all very new in the last few months, but it's been getting a lot of traction.”

David Senra

24,430 просмотров • 3 месяцев назад

Airtable's Howie Liu says that basically everyone will need to graduate from being ICs to ICs that manage teams of 20-30 agents: "The best developers today don't just sit there in front of their IDEs and synchronously talk to their agent." "[Instead], you have like 30 separate branches that are each being worked on by a different agent. And you can have the agents continue to update the branches based on human and other agent feedback." "And I think this whole idea of it taking hours for that entire loop to complete — agent pushes some changes, the changes get feedback from other agents or humans, the agent responds to that — that whole loop could be hours, not just minutes. So you're not going to just sit there and watch it one at a time." "But the powerful thing about this is, each one is still actually operating faster than a human engineer. One agent on one branch can do the work of maybe three humans, operating 3x as fast. So it's like a 10x leverage factor just for one agent." "But the best engineers are now able to multitask and say, 'I'm going to oversee my own little team of 20-30 agents working concurrently.'" "Everyone needs to graduate from being an IC to an IC manager of agents. Meaning, if you're a VC analyst, your job should no longer be to go synchronously research one company. You need to go and research like 30 companies, and do them all faster, better, and higher quality than you could before." "That's the greatest leap that is going to be challenging for a lot of people in a lot of roles. Because it's a totally different mentality in how you operate, and what your role is."
1:56

Airtable's Howie Liu says that basically everyone will need to graduate from being ICs to ICs that manage teams of 20-30 agents: "The best developers today don't just sit there in front of their IDEs and synchronously talk to their agent." "[Instead], you have like 30 separate branches that are each being worked on by a different agent. And you can have the agents continue to update the branches based on human and other agent feedback." "And I think this whole idea of it taking hours for that entire loop to complete — agent pushes some changes, the changes get feedback from other agents or humans, the agent responds to that — that whole loop could be hours, not just minutes. So you're not going to just sit there and watch it one at a time." "But the powerful thing about this is, each one is still actually operating faster than a human engineer. One agent on one branch can do the work of maybe three humans, operating 3x as fast. So it's like a 10x leverage factor just for one agent." "But the best engineers are now able to multitask and say, 'I'm going to oversee my own little team of 20-30 agents working concurrently.'" "Everyone needs to graduate from being an IC to an IC manager of agents. Meaning, if you're a VC analyst, your job should no longer be to go synchronously research one company. You need to go and research like 30 companies, and do them all faster, better, and higher quality than you could before." "That's the greatest leap that is going to be challenging for a lot of people in a lot of roles. Because it's a totally different mentality in how you operate, and what your role is."

TBPN

35,595 просмотров • 3 месяцев назад

Here’s why OpenHome creator Jesse Leimgruber says, if you’re still prompting OpenClaw🦞 on a screen, you’re falling behind! The whole point of AI agents is that they can do things for you in the real world. But what’s the point if you’re still interacting with them exclusively through a laptop. That’s why Jesse created a smart speaker that allows you to interact vocally with your agent from any room in your home, 24/7. Having an agent listen in on your conversations, and learn all about you and your life in context, opens up an entirely new level of productivity… and might just save your Valentine’s Day as well.
5:01

Here’s why OpenHome creator Jesse Leimgruber says, if you’re still prompting OpenClaw🦞 on a screen, you’re falling behind! The whole point of AI agents is that they can do things for you in the real world. But what’s the point if you’re still interacting with them exclusively through a laptop. That’s why Jesse created a smart speaker that allows you to interact vocally with your agent from any room in your home, 24/7. Having an agent listen in on your conversations, and learn all about you and your life in context, opens up an entirely new level of productivity… and might just save your Valentine’s Day as well.

This Week in Startups

209,839 просмотров • 5 месяцев назад

Founders School is a new high school where tuition is $150k a year, but if students don't hit $1M in gross profit by graduation, they get their tuition back. Nat Eliason says AI will make this possible: "AI is the big thing that removes the bottleneck around why a 17-year-old can't build a million-dollar business." "You don't need to spend as long developing deep expertise in programming or software development because, certainly for a V1, you can prompt a lot of it." "You don't need to raise a ton of money for hiring, design, buildout, or any of these things. Because again, you can get an initial version going with AI." "So if you can just use AI to get started, and get your business going, you take out a lot of the capital requirements, a lot of the expertise build-up requirements, and it just shortens the timeline. It makes a lot more things possible for them."
1:54

Founders School is a new high school where tuition is $150k a year, but if students don't hit $1M in gross profit by graduation, they get their tuition back. Nat Eliason says AI will make this possible: "AI is the big thing that removes the bottleneck around why a 17-year-old can't build a million-dollar business." "You don't need to spend as long developing deep expertise in programming or software development because, certainly for a V1, you can prompt a lot of it." "You don't need to raise a ton of money for hiring, design, buildout, or any of these things. Because again, you can get an initial version going with AI." "So if you can just use AI to get started, and get your business going, you take out a lot of the capital requirements, a lot of the expertise build-up requirements, and it just shortens the timeline. It makes a lot more things possible for them."

TBPN

179,482 просмотров • 3 месяцев назад

Who is right in the situation? A Domino’s driver shows up with your pizza. You tell him all you have is 100 he explains to you that he only carries $15 and change. The customer says he called the store and requested that change for 100 to be brought with. The driver insisted he doesn’t have a change and says the homeowner needs to call the store and pay with a credit card.
0:33

Who is right in the situation? A Domino’s driver shows up with your pizza. You tell him all you have is 100 he explains to you that he only carries $15 and change. The customer says he called the store and requested that change for 100 to be brought with. The driver insisted he doesn’t have a change and says the homeowner needs to call the store and pay with a credit card.

AmyLouWho

2,039,015 просмотров • 4 месяцев назад

Postman is going all-in on AI! Their AI Agent Builder is live (and it's pretty powerful!) Postman's API Network has 100,000+ APIs and they just released a suite of tools for building AI Agents that can automatically discover and connect to any of these APIs. Think about it for a second: You can now build an AI agent that searches the network, discovers an API, processes its documentation, connects to it, and evaluates whether everything worked at the end of the process. This is a huge deal. Every person I know uses the Postman client to work with APIs. Now, they will have access to the AI Agent Builder, a complete suite for designing, building, testing, and deploying agents. I've built a few simple agents myself, and it's tough. The ability to discover and use an API automatically is really exciting (and a huge time saver if it works as promised!) In collaboration with the Postman team, who is sponsoring this post, I recorded a video with my thoughts about the Postman AI Agent Builder.
3:38

Postman is going all-in on AI! Their AI Agent Builder is live (and it's pretty powerful!) Postman's API Network has 100,000+ APIs and they just released a suite of tools for building AI Agents that can automatically discover and connect to any of these APIs. Think about it for a second: You can now build an AI agent that searches the network, discovers an API, processes its documentation, connects to it, and evaluates whether everything worked at the end of the process. This is a huge deal. Every person I know uses the Postman client to work with APIs. Now, they will have access to the AI Agent Builder, a complete suite for designing, building, testing, and deploying agents. I've built a few simple agents myself, and it's tough. The ability to discover and use an API automatically is really exciting (and a huge time saver if it works as promised!) In collaboration with the Postman team, who is sponsoring this post, I recorded a video with my thoughts about the Postman AI Agent Builder.

Santiago

230,594 просмотров • 1 год назад

This is very concerning - New key making machines scan your keys digitally and create a profile - You can opt to have it save your key so you can access it again in the future - Then you pay for your key with your credit card - This means this system has a virtual copy of your key and your credit card information, meaning they can get your address If a data leak or bad actors were involved it would be incredibly easy for someone to get your address, make a key and do whatever they’re going to do Not all technology is progress, some is dangerous
1:45

This is very concerning - New key making machines scan your keys digitally and create a profile - You can opt to have it save your key so you can access it again in the future - Then you pay for your key with your credit card - This means this system has a virtual copy of your key and your credit card information, meaning they can get your address If a data leak or bad actors were involved it would be incredibly easy for someone to get your address, make a key and do whatever they’re going to do Not all technology is progress, some is dangerous

Wall Street Apes

170,059 просмотров • 2 месяцев назад

Sequoia partner Pat Grady says software is shifting from apps that demand attention to agents that work quietly in the background. This shift will change what moats will look like, and will be especially hard for incumbents to deal with. "It's two very different business paradigms," he says. "In an era of apps, you want a lot of surface area with your customers, you want them to spend a lot of time in your product." "In an era of agents, things can just be running passively in the background. The amount of surface area you have with your customers, the amount of time they might spend in your product might be de minimis. So the nature of the moat that you [will need to build] is different." "I think we'll see a lot of companies in the coming years able to live in the software world and have some of the workflows people are accustomed to. And then separately they can deploy these passive agents that kind of function as coworkers who just come back to you when things are done."
2:02

Sequoia partner Pat Grady says software is shifting from apps that demand attention to agents that work quietly in the background. This shift will change what moats will look like, and will be especially hard for incumbents to deal with. "It's two very different business paradigms," he says. "In an era of apps, you want a lot of surface area with your customers, you want them to spend a lot of time in your product." "In an era of agents, things can just be running passively in the background. The amount of surface area you have with your customers, the amount of time they might spend in your product might be de minimis. So the nature of the moat that you [will need to build] is different." "I think we'll see a lot of companies in the coming years able to live in the software world and have some of the workflows people are accustomed to. And then separately they can deploy these passive agents that kind of function as coworkers who just come back to you when things are done."

TBPN

58,374 просмотров • 7 месяцев назад

My agent is now paying for its own data. No API key. No account. No credit card. Check the video I recorded. This uses the x402 open protocol built by Coinbase, along with a simple skill. This is an open protocol governed by the Linux Foundation. To complete a goal, an agent can now search for an actor on the Apify Store, pay for it, and use it without any human intervention. The way it works is pretty simple: 1. Your agent finds an Actor it wants to use 2. It sends a request 3. The Actor sends back an HTTP 402 "Payment Required" response 4. Agent authorizes payment from a wallet in USDC on Base 5. The Actor runs 6. User receives the result The model is pay-as-you-go: the agent authorizes a spending ceiling, pays only for usage, and the remaining balance is automatically settled. This brings an entire marketplace of AI tools into the agentic economy. Here is the skill you need. Add it to your agent, and it will take care of everything for you: If you want to know how this works, including what you can do with $1, read this post: Thanks to the Apify team for partnering with me on this post.
5:56

My agent is now paying for its own data. No API key. No account. No credit card. Check the video I recorded. This uses the x402 open protocol built by Coinbase, along with a simple skill. This is an open protocol governed by the Linux Foundation. To complete a goal, an agent can now search for an actor on the Apify Store, pay for it, and use it without any human intervention. The way it works is pretty simple: 1. Your agent finds an Actor it wants to use 2. It sends a request 3. The Actor sends back an HTTP 402 "Payment Required" response 4. Agent authorizes payment from a wallet in USDC on Base 5. The Actor runs 6. User receives the result The model is pay-as-you-go: the agent authorizes a spending ceiling, pays only for usage, and the remaining balance is automatically settled. This brings an entire marketplace of AI tools into the agentic economy. Here is the skill you need. Add it to your agent, and it will take care of everything for you: If you want to know how this works, including what you can do with $1, read this post: Thanks to the Apify team for partnering with me on this post.

Santiago

26,589 просмотров • 1 месяц назад

$60,000 balance seen on an EBT card “The largest that I've heard about is right at around $60,000 on an EBT card. Nobody's going hungry in that house, obviously.” “One of the ways that people commit food stamp fraud or SNAP fraud is you get a card and it's got a certain amount of value to it, then you sell it for less than the value of what you can buy in terms of food, but you sell it for cash. It creates incentives for people to, number one, acquire as many cards as possible, number two, to keep as high a balance on these cards as possible. I've seen cards as much as $20,000, this was on an EBT card. So how does that happen — People are just kept on the program for years, and they keep rolling these balances up and whether they're using the card or not. they're supposed to get rid of it and expunge the benefits after 9 months. But if all you go and do is buy a stick of gum once every 9 months, your balance in your card, even if you're no longer on SNAP, that card is still good. It's happening across the country. In fact, the largest that I've heard about is right at around $60,000 on an EBT card. No- nobody's going hungry in that house, obviously.”
1:04

$60,000 balance seen on an EBT card “The largest that I've heard about is right at around $60,000 on an EBT card. Nobody's going hungry in that house, obviously.” “One of the ways that people commit food stamp fraud or SNAP fraud is you get a card and it's got a certain amount of value to it, then you sell it for less than the value of what you can buy in terms of food, but you sell it for cash. It creates incentives for people to, number one, acquire as many cards as possible, number two, to keep as high a balance on these cards as possible. I've seen cards as much as $20,000, this was on an EBT card. So how does that happen — People are just kept on the program for years, and they keep rolling these balances up and whether they're using the card or not. they're supposed to get rid of it and expunge the benefits after 9 months. But if all you go and do is buy a stick of gum once every 9 months, your balance in your card, even if you're no longer on SNAP, that card is still good. It's happening across the country. In fact, the largest that I've heard about is right at around $60,000 on an EBT card. No- nobody's going hungry in that house, obviously.”

Wall Street Apes

737,142 просмотров • 9 месяцев назад

What if you can build an Agent with it own computer in a single api call? At my Google I/O talk, I showed how to use Gemini Managed Agents and the new Interactions API to give your AI a secure, hosted Linux sandbox to execute code and manage its own memory.
23:49

What if you can build an Agent with it own computer in a single api call? At my Google I/O talk, I showed how to use Gemini Managed Agents and the new Interactions API to give your AI a secure, hosted Linux sandbox to execute code and manage its own memory.

Philipp Schmid

21,769 просмотров • 2 месяцев назад

We need to revamp SNAP Now's the chance to Make America healthy again. “…If you’re on the SNAP program, you shouldn’t just get a card, it’s like giving a teenager with no responsibility a credit card, they are going to max it out. You don’t give somebody who doesn’t have a job, or is incapable of keeping employment, a card to buy what ever they want…”
3:08

We need to revamp SNAP Now's the chance to Make America healthy again. “…If you’re on the SNAP program, you shouldn’t just get a card, it’s like giving a teenager with no responsibility a credit card, they are going to max it out. You don’t give somebody who doesn’t have a job, or is incapable of keeping employment, a card to buy what ever they want…”

Farm Girl Carrie 👩‍🌾

41,376 просмотров • 9 месяцев назад