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The new Tiered Standard repayment plan will give borrowers more options – meaning lower monthly payments and more time to repay. Learn more at

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U.S. Department of Education

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The new Tiered Standard Plan is a federal student loan repayment plan that became available on July 1, 2026. Watch this video to learn how monthly payments are calculated, who’s eligible, and how to enroll.
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The Repayment Assistance Plan (RAP) is a new income-driven repayment plan option for federal student loan borrowers that became available on July 1, 2026. Watch this video to understand if you’re eligible, how monthly payments are calculated, and how to enroll in RAP.
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The Repayment Assistance Plan (RAP) is a new income-driven repayment plan option for federal student loan borrowers that became available on July 1, 2026. Watch this video to understand if you’re eligible, how monthly payments are calculated, and how to enroll in RAP.

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🚨Starting August 1st, U.S. Department of Education will begin charging interest for student loans in the illegal SAVE Plan. SAVE borrowers: We’re here to help you find an affordable, legal repayment plan. Visit to learn more.
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On May 5, U.S. Department of Education will resume collections for student loans in default. We will not allow taxpayers to take on debts that are not their own. Please visit to learn more about repayment options.
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Millions of federal student loan borrowers are must choose a new repayment plan as a popular income-driven program winds down. After years of legal limbo, a district court judge last month officially killed the rule behind Saving on a Valuable Education (SAVE), a plan created under the Biden's administration that was known for its generous terms and low monthly payments. In other words, if you've been on the SAVE plan, you'll soon have to pick a new repayment option or eventually have an option chosen for you. Here are three things to know about the end of SAVE and what's next.
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