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Harshil Mathur

@harshilmathur • 49,483 subscribers

Co-Founder & CEO, @razorpay

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Every year at Razorpay FTX we launch products. This year, we’re launching a new Razorpay, built from the ground up for the AI era. And for the first time, instead of just announcements or videos, shashank kanojia and I will demo everything live (hoping nothing breaks 🤞). If you’re not there in person, watch the livestream in replies. The Agentic Era of India begins tomorrow 10 am.

Every year at Razorpay FTX we launch products. This year, we’re launching a new Razorpay, built from the ground up for the AI era. And for the first time, instead of just announcements or videos, shashank kanojia and I will demo everything live (hoping nothing breaks 🤞). If you’re not there in person, watch the livestream in replies. The Agentic Era of India begins tomorrow 10 am.

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Most cricket ads sell products. We wanted to sell the dream of building. So we handed India’s biggest spotlight to 30+ founders. An 8-year-old starting up. A 90-year-old starting again. People who broke barriers and built anyway. And in doing so, they created jobs, solved real problems, and moved India forward. But this was never meant to be just an ad campaign. It’s a movement to make builders visible, celebrate ambition And remind the next generation that the coolest thing you can do right now is build for India. To every founder out there rewriting the rules - this one’s for you. And whoever said founders can’t act… wait for the ad breaks 👀 They might just inspire you to build something too. BreakToBuild | Razorpay

Most cricket ads sell products. We wanted to sell the dream of building. So we handed India’s biggest spotlight to 30+ founders. An 8-year-old starting up. A 90-year-old starting again. People who broke barriers and built anyway. And in doing so, they created jobs, solved real problems, and moved India forward. But this was never meant to be just an ad campaign. It’s a movement to make builders visible, celebrate ambition And remind the next generation that the coolest thing you can do right now is build for India. To every founder out there rewriting the rules - this one’s for you. And whoever said founders can’t act… wait for the ad breaks 👀 They might just inspire you to build something too. BreakToBuild | Razorpay

10,302,262 views • 25 days ago

We didn’t show everything at FTX. We ran out of stage time. Over the last year, the team shipped 100+ products. So we built Razorpay Sprint 26: It’s one of the most fun, detailed, and interactive pages we’ve ever built. (there are a few Easter eggs in there 👀) Covers: • Localised checkout for international payments • Omnichannel platform • Marketing stack • AI payroll assistant • And a lot more

We didn’t show everything at FTX. We ran out of stage time. Over the last year, the team shipped 100+ products. So we built Razorpay Sprint 26: It’s one of the most fun, detailed, and interactive pages we’ve ever built. (there are a few Easter eggs in there 👀) Covers: • Localised checkout for international payments • Omnichannel platform • Marketing stack • AI payroll assistant • And a lot more

266,666 views • 2 months ago

8 out of 10 online reviews are complaints. Food was late? 1⭐. Package delayed? Angry rant. But when everything goes right - smooth delivery, perfect dessert, stress-free gifting…..silence. Meanwhile, every festive order has a founder and a team behind it - running on caffeine, chaos and hope. Planning since July. Firefighting at 2 AM. Praying every delivery and payment goes through. And in that madness, one positive review can hit harder than a funding headline. This festive season, don’t just speak up when something breaks- celebrate when someone gets it right. Post on social, review on Google, clap for that brand. Make their festive season too. 🧡 Razorpay

867,467 views • 8 months ago

A few months ago we asked ourselves a hard question. If we were building Razorpay today what would it look like? The honest answer was uncomfortable. We wouldn’t add AI to Razorpay. We would rebuild everything. So we did👇

A few months ago we asked ourselves a hard question. If we were building Razorpay today what would it look like? The honest answer was uncomfortable. We wouldn’t add AI to Razorpay. We would rebuild everything. So we did👇

328,501 views • 3 months ago

We didn’t want to just be on TV this cricket season. We wanted to reimagine what a TV campaign could be. So we brought together 35 Indian icons. Asked each one a powerful question. And captured their boldest answers. You’ve seen them before. Now, see them like never before. 35 celebs. 35 ads. 1 bold idea. Launching May 5. Razorpay #BackingIndiasBoldest #RazorpayIPL

We didn’t want to just be on TV this cricket season. We wanted to reimagine what a TV campaign could be. So we brought together 35 Indian icons. Asked each one a powerful question. And captured their boldest answers. You’ve seen them before. Now, see them like never before. 35 celebs. 35 ads. 1 bold idea. Launching May 5. Razorpay #BackingIndiasBoldest #RazorpayIPL

968,779 views • 1 year ago

For years, cricket ad breaks have belonged to celebrities. This year, we flipped the script. We handed the spotlight to 35 bold individuals — not entertainers, but builders. People creating jobs, solving real problems, and shaping India’s future. And instead of asking them to talk about Razorpay, we asked them to talk about something far more powerful — their vision. Because if India has to grow, we need more young people to build. We need ambition to be celebrated. We need founders to be visible. That’s why we launched #BackingIndiasBoldest — not just a campaign, but the start of a movement. To the 35 who said yes — thank you for leading the way. This is just the first domino. Wait for the ad breaks. We’ll see you there. #BackingIndiasBoldest | Razorpay

For years, cricket ad breaks have belonged to celebrities. This year, we flipped the script. We handed the spotlight to 35 bold individuals — not entertainers, but builders. People creating jobs, solving real problems, and shaping India’s future. And instead of asking them to talk about Razorpay, we asked them to talk about something far more powerful — their vision. Because if India has to grow, we need more young people to build. We need ambition to be celebrated. We need founders to be visible. That’s why we launched #BackingIndiasBoldest — not just a campaign, but the start of a movement. To the 35 who said yes — thank you for leading the way. This is just the first domino. Wait for the ad breaks. We’ll see you there. #BackingIndiasBoldest | Razorpay

427,814 views • 1 year ago

For over a decade, India’s online card payments have relied solely on OTPs, they built trust, but they also added friction and drop-offs. Just 10 days ago, the RBI opened the door to alternate authentication methods like biometrics. And today, that future is already live. Razorpay ACS, in partnership with YES BANK, is powering India’s first RBI-compliant biometric card authentication. ✅ No OTPs ✅ No delays ✅ Instant, secure, compliant, and built for scale From regulation to rollout in record time, this puts India on par with the most advanced payment ecosystems globally, and in many ways, ahead.

For over a decade, India’s online card payments have relied solely on OTPs, they built trust, but they also added friction and drop-offs. Just 10 days ago, the RBI opened the door to alternate authentication methods like biometrics. And today, that future is already live. Razorpay ACS, in partnership with YES BANK, is powering India’s first RBI-compliant biometric card authentication. ✅ No OTPs ✅ No delays ✅ Instant, secure, compliant, and built for scale From regulation to rollout in record time, this puts India on par with the most advanced payment ecosystems globally, and in many ways, ahead.

256,629 views • 8 months ago

AI made its first payment in India - seamlessly - no redirects, no hassles. We just piloted Razorpay Agentic Payments with NPCI & OpenAI at #GFF2025. You chat → the AI shops → you confirm → it pays. India didn’t wait for the future. It switched it on. 🚀

AI made its first payment in India - seamlessly - no redirects, no hassles. We just piloted Razorpay Agentic Payments with NPCI & OpenAI at #GFF2025. You chat → the AI shops → you confirm → it pays. India didn’t wait for the future. It switched it on. 🚀

234,871 views • 8 months ago

What if you could spin up a team of specialists at the press of a button? Recon. Operations. Disputes. Drop-offs. And more. All handled by AI agents. Introducing Razorpay Agentic Studio, the world’s first agent platform built on top of payments. The most ambitious thing we’ve built - turning Razorpay from a payments platform into a business OS. • 8+ agents & connectors rolling out now • Build your own custom agents • Builder Day → May 9 → build agents with us Demo (with live AI negotiation) ↓

What if you could spin up a team of specialists at the press of a button? Recon. Operations. Disputes. Drop-offs. And more. All handled by AI agents. Introducing Razorpay Agentic Studio, the world’s first agent platform built on top of payments. The most ambitious thing we’ve built - turning Razorpay from a payments platform into a business OS. • 8+ agents & connectors rolling out now • Build your own custom agents • Builder Day → May 9 → build agents with us Demo (with live AI negotiation) ↓

85,540 views • 3 months ago

So what does Razorpay look like in the agentic era? We started with the basics at FTX’26. • onboarding handled by an AI agent (~3 mins) • integration created from a prompt (~2 mins) • d̶a̶s̶h̶b̶o̶a̶r̶d̶ just talk to an agent for everything The first agentic fintech platform. And we timed it live. Live Demo ↓ (More to come)

So what does Razorpay look like in the agentic era? We started with the basics at FTX’26. • onboarding handled by an AI agent (~3 mins) • integration created from a prompt (~2 mins) • d̶a̶s̶h̶b̶o̶a̶r̶d̶ just talk to an agent for everything The first agentic fintech platform. And we timed it live. Live Demo ↓ (More to come)

81,617 views • 3 months ago

AI calls are getting common and hard to identify. I now have my own anti-captcha 😅

AI calls are getting common and hard to identify. I now have my own anti-captcha 😅

18,943 views • 23 days ago

<10M Indians drive ~70% of e-commerce GMV E-commerce in India has an accessibility problem. The next 500M already use the internet/UPI. They struggle with apps. They’ll need AI agents that can speak voice (+language) We’ve been building towards this: • India’s first live agentic transaction with NPCI + OpenAI (GFF, Oct ’25) • Q-com orders via Claude with Swiggy, zomato, Zepto (AI Impact Summit, Feb ’26) • Now in-app agents live with zomato + 20 partners, demoed at FTX We also had attendees at FTX place their own agentic orders. Live demo ↓

<10M Indians drive ~70% of e-commerce GMV E-commerce in India has an accessibility problem. The next 500M already use the internet/UPI. They struggle with apps. They’ll need AI agents that can speak voice (+language) We’ve been building towards this: • India’s first live agentic transaction with NPCI + OpenAI (GFF, Oct ’25) • Q-com orders via Claude with Swiggy, zomato, Zepto (AI Impact Summit, Feb ’26) • Now in-app agents live with zomato + 20 partners, demoed at FTX We also had attendees at FTX place their own agentic orders. Live demo ↓

55,801 views • 3 months ago

Lastly, we showed how AI agents can run your ops. Now they can run your finances. Collections. Payables. Recon. Accounting. No Excel. No chasing customers. No back-and-forth with your CA. Introducing RazorpayX Agentic Banking. Think of this as your mini CFO - powered by AI agents, handling your finances end-to-end. They can even call customers to collect payments. Live demo (yes, that’s an AI agent on the call) ↓ Razorpay RazorpayX

Lastly, we showed how AI agents can run your ops. Now they can run your finances. Collections. Payables. Recon. Accounting. No Excel. No chasing customers. No back-and-forth with your CA. Introducing RazorpayX Agentic Banking. Think of this as your mini CFO - powered by AI agents, handling your finances end-to-end. They can even call customers to collect payments. Live demo (yes, that’s an AI agent on the call) ↓ Razorpay RazorpayX

48,172 views • 2 months ago

Your business is about to run itself. Razorpay Agent Studio is now rolling out. Build your own AI agents for: Recon. Ops. Disputes. Drop-offs. And more. The world’s first agent platform built on payments infrastructure. Built in partnership with Anthropic What’s live: → 8+ agents live today → 7+ connectors (ElevenLabs, Tally, Sarvam, WhatsApp, Slack, and more) → Build your own agent (beta) → Strong guardrails and evals Already in motion: → 6 launch partners, 2 agent partners → Builder Day → May 9 Early access & details →

Your business is about to run itself. Razorpay Agent Studio is now rolling out. Build your own AI agents for: Recon. Ops. Disputes. Drop-offs. And more. The world’s first agent platform built on payments infrastructure. Built in partnership with Anthropic What’s live: → 8+ agents live today → 7+ connectors (ElevenLabs, Tally, Sarvam, WhatsApp, Slack, and more) → Build your own agent (beta) → Strong guardrails and evals Already in motion: → 6 launch partners, 2 agent partners → Builder Day → May 9 Early access & details →

19,533 views • 2 months ago

300M+ people outside India already use Google Pay. That’s what “familiar” looks like at checkout. And that’s exactly where cross-border conversions break because checkouts don’t feel trusted. Today, that changes 👇 After enabling Apple Pay last year, Razorpay is now the first Payment Aggregator in India to enable card payments via Google Pay for international transactions. Together, this unlocks 1B+ global users to pay using instruments they already use daily. Show up with what your global customers already trust. Or keep lose them at checkout.

300M+ people outside India already use Google Pay. That’s what “familiar” looks like at checkout. And that’s exactly where cross-border conversions break because checkouts don’t feel trusted. Today, that changes 👇 After enabling Apple Pay last year, Razorpay is now the first Payment Aggregator in India to enable card payments via Google Pay for international transactions. Together, this unlocks 1B+ global users to pay using instruments they already use daily. Show up with what your global customers already trust. Or keep lose them at checkout.

11,482 views • 1 month ago

We’re entering a world where apps don’t get coded - they get assembled. AI agents + no-code are making “idea → product” a same-day job. Payments can’t be the last manual step. So today we’re dropping the official Razorpay Node for n8n.io ⚡️ 12+ Razorpay actions, drag-and-drop. Zero code. Infinite workflows. What you can build in minutes: • WhatsApp/IG chat → auto payment link → confirmation • instant refunds + settlement tracking • auto-recon + weekly Slack summaries • live alerts for failures/disputes Try it now:

We’re entering a world where apps don’t get coded - they get assembled. AI agents + no-code are making “idea → product” a same-day job. Payments can’t be the last manual step. So today we’re dropping the official Razorpay Node for n8n.io ⚡️ 12+ Razorpay actions, drag-and-drop. Zero code. Infinite workflows. What you can build in minutes: • WhatsApp/IG chat → auto payment link → confirmation • instant refunds + settlement tracking • auto-recon + weekly Slack summaries • live alerts for failures/disputes Try it now:

23,815 views • 6 months ago

The child built the founder. 💭 Every value, every belief, every “never give up” moment started long before the first pitch deck. Before startups, there were schoolyards. Before B-plans, there were ideas scribbled in notebooks. This Children’s Day, Razorpay celebrates the kids who became founders - and the lessons that became legacies. 🎥 Watch this. These stories will take you back and push you forward! 💙

The child built the founder. 💭 Every value, every belief, every “never give up” moment started long before the first pitch deck. Before startups, there were schoolyards. Before B-plans, there were ideas scribbled in notebooks. This Children’s Day, Razorpay celebrates the kids who became founders - and the lessons that became legacies. 🎥 Watch this. These stories will take you back and push you forward! 💙

23,650 views • 7 months ago

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