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"Caleb Hammer Is TOO MEAN!"

35,131 görüntüleme • 11 gün önce •via X (Twitter)

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Caleb Hammer calls a guest pathetic for being in debt while living with her mom and not contributing anything to the household. Caleb Hammer: You are so spoiled. You are so entitled. You are such a permanent victim to yourself and only yourself. Let’s get this budget. You’re so pathetic. The minimum payments that you owe, to your mom and stuff, not taking into account hers, is still, I mean, for your income, not great. $488.81. What’s your rent? Guest: Nothing. Caleb Hammer: How? Guest: I live with my mom. Caleb Hammer: This is pathetic. There is no reason you’re in debt. Do you have to provide anything for utilities? Guest: No. Caleb Hammer: You’re disgusting. You disgust me. You disgust me. Caleb Hammer: This is pathetic, actually. This is pathetic. Do you have to contribute to the groceries, or do they grocery shop? Guest: They grocery shop. Caleb Hammer: You are so pathetic. This phone bill, how much? Guest: Nothing. Caleb Hammer: Okay. Gas is reimbursed? Guest: Yeah, but I… Caleb Hammer: How much extra? It’s reimbursed in the end? Guest: Oh, yeah. Caleb Hammer: So I’m X-ing it out because that’s included in your income of $3,200. Guest: So I’d say an extra… Caleb Hammer: Car insurance? Guest: My mom pays it. Caleb Hammer: Subscriptions, I’ll give you $50. Do you have any pets? Guest: Yes. Caleb Hammer: Do you have to buy them pet food? Guest: Yeah. Caleb Hammer: How much? Guest: Probably like $25 a month, I guess. Caleb Hammer: What is your pet? Guest: A cat. Caleb Hammer: Okay, I’ll give you $50 for pet insurance. TP fund, anything else you need? Do they buy you tampons and everything? Guest: I don’t get my period with my birth control. Caleb Hammer: Do they buy you toothpaste and toothbrushes? Guest: No, I pay for those things myself. Caleb Hammer: Okay, I’ll give you a TP fund, $150. You decide where that goes. That’s what you need to survive. But, I mean, they’re still taking care of toilet paper, I’m guessing. Guest: I might need the TP fund a little bit more. Does that include my nails? Can I put my nails in there? Caleb Hammer: No, you don’t. Go fuck yourself, you entitled bitch.

Mue Deborah

63,561 görüntüleme • 1 ay önce

Caleb Hammer is losing his mind on this one. Imagine having $70,000 of bad debt but already having a trip to Italy booked because "it returns on memories" ​Caleb Hammer: "How much bad debt do you have? Bad debt, not mortgage. Bad debt! Not mortgage." ​Guest: "Probably around $60,000?" ​Caleb Hammer: "70." ​Guest: "Oh yeah, I didn't know." ​Caleb Hammer: "What hits your account on a monthly basis income-wise?" ​Guest: "$3,600." ​Caleb Hammer: "$3,600. Okay. How much was spent last month? Give me your best." ​Guest: "Probably about $2,500?" ​Caleb Hammer: "Yeah, $6,600." ​Guest: "66?!" ​Caleb Hammer: "How can we be this far off?!" ​Guest: "I just don't pay attention. I don't. I mean, I know how much is in my bank account." ​Caleb Hammer: "Fine. You don't pay attention, you like to blow your money. Why do you not pay attention?" ​Guest: "cuz growing up money was kind of a hard issue. So now that I kind of have my own money, I just kind of pay what I can and spend what I have in my bank account, without thinking twice about it." ​Caleb Hammer: "What is your goal? What are we trying to do?" ​Guest: "I mean I'm trying to get the debt down so that way." ​Caleb Hammer: "No, you don't. There is nothing that would suggest that. What is the actual. Is there any goal?" ​Guest: "I mean, I want to get to a place with no debt, um, but I also. I'm also going on a trip to Italy next month." ​Caleb Hammer: "How?! How have you spent more than you brought in, like double! How?! That is not a cheap trip!" ​Guest: "No, not at all. I've paid about $1,500 towards it already." ​Caleb Hammer: "But you're gonna eat food while you're there. You're gonna get transportation while you're there. Is Italy providing a return on investment? I don't think so." ​Guest: "No, but it returns on memories and the time." ​Caleb Hammer: "Memories are good, but you could have better and more memories if you do not have 50, 60, 70,000 dollars of bad debt ballooning! Ballooning 30% interest!"

Traeyz ♠️

23,217 görüntüleme • 2 ay önce