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⚡️ EXCLUSIVE: Pera Wallet Announces Virtual Banking For Algorand Joint accounts and direct deposit infrastructure coming Q1 2026 on quantum-ready settlement layer. • Virtual bank accounts provide ACH/SEPA routing for paychecks deposited directly as USDC • Multi-sig wallets enable treasury management and manual oversight for agentic commerce • Pera... show more

Generation Infinity

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104,174 views • 7 months ago •via X (Twitter)

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Algorand Exclusive 🔐 Your Crypto Has a Single Point of Failure. Pera Just Fixed It. We sat down with pera.algo on shared accounts, security, and the future of self-custody on ALGO. • Shared accounts: multi-sig made human • Weighted signatures: up to 16 accounts • Async and sync signing flows • Decentralized recovery built in • Ledger support added • Agents as multi-sig participants • Xchain accounts: EVM wallet linking soon • Pera 7: full React Native rebuild "Remove the human from the equation." One signature is one vulnerability. Shared accounts change that. Generation Infinity | Algorand | Algorand Foundation | 🥖LoafPickle🥒 Full Interview:

Algorand Exclusive 🔐 Your Crypto Has a Single Point of Failure. Pera Just Fixed It. We sat down with pera.algo on shared accounts, security, and the future of self-custody on ALGO. • Shared accounts: multi-sig made human • Weighted signatures: up to 16 accounts • Async and sync signing flows • Decentralized recovery built in • Ledger support added • Agents as multi-sig participants • Xchain accounts: EVM wallet linking soon • Pera 7: full React Native rebuild "Remove the human from the equation." One signature is one vulnerability. Shared accounts change that. Generation Infinity | Algorand | Algorand Foundation | 🥖LoafPickle🥒 Full Interview:

Generation Infinity

11,570 views • 5 months ago

⚛ Exclusive | State of Algorand 2026 | Tokenization. Agentic Payments. Distressed Markets. The executive who scaled Android to billions of users at Google on Algorand's 2026 strategy: "There is no way an agent will wait T+3 days for a 50-cent transaction. It's just not going to happen." • ALGO: SEC/CFTC digital commodity, quantum-ready • Tokenization: permissioned markets, institutional DeFi • Agentic payments: x402, NPP, AP2 live • xChain accounts: Algorand from any EVM wallet Google cited it 32 times. Coinbase agreed. 30% of Afghanistan's electricity payments run on Algorand today. The machine economy has its settlement layer. Generation Infinity | Algorand Foundation | Algorand | marcvl.algo🇺🇦 Full Interview:

⚛ Exclusive | State of Algorand 2026 | Tokenization. Agentic Payments. Distressed Markets. The executive who scaled Android to billions of users at Google on Algorand's 2026 strategy: "There is no way an agent will wait T+3 days for a 50-cent transaction. It's just not going to happen." • ALGO: SEC/CFTC digital commodity, quantum-ready • Tokenization: permissioned markets, institutional DeFi • Agentic payments: x402, NPP, AP2 live • xChain accounts: Algorand from any EVM wallet Google cited it 32 times. Coinbase agreed. 30% of Afghanistan's electricity payments run on Algorand today. The machine economy has its settlement layer. Generation Infinity | Algorand Foundation | Algorand | marcvl.algo🇺🇦 Full Interview:

Generation Infinity

277,820 views • 4 months ago

🌐 Inside Algorand’s Biggest Updates: Liquid Auth, Payments, Post-Quantum and More We sat down with Pera to break down some of the most important developments happening inside the Algorand ecosystem right now. Here are the standouts: • Liquid Auth is Now Live A fully decentralized, passkey-based login that removes centralized choke points like WalletConnect. Built on Web2 standards, interoperable on day one, and designed for a future where apps, games, and Web3 accounts work seamlessly. • Real Progress on Payments USDC inflows and outflows are getting easier than ever. New partnerships are turning Para into a true finance app, not just a wallet. Bank accounts, direct deposits, remittances, and on-chain settlement blended into one experience. • Cross-Chain USDC and Swaps Allbridge, Exaswap, bridges, and credit-card on-ramps. Algorand is removing friction that stops most people from ever becoming active users. • Post-Quantum Infrastructure Falcon signatures, quantum-safe state proofs, and only one major component (VRF) left before the chain is fully post-quantum. Meanwhile, many networks are just beginning to think about this. • AI Agents, X402, and Machine-to-Machine Payments Early but real. Exactly where decentralized networks need to be heading. Algorand is working towards abstracting crypto and eliminating complexity, a world where people don’t even realize they’re using blockchain. It just works. Podcast powered by Algorand Foundation

🌐 Inside Algorand’s Biggest Updates: Liquid Auth, Payments, Post-Quantum and More We sat down with Pera to break down some of the most important developments happening inside the Algorand ecosystem right now. Here are the standouts: • Liquid Auth is Now Live A fully decentralized, passkey-based login that removes centralized choke points like WalletConnect. Built on Web2 standards, interoperable on day one, and designed for a future where apps, games, and Web3 accounts work seamlessly. • Real Progress on Payments USDC inflows and outflows are getting easier than ever. New partnerships are turning Para into a true finance app, not just a wallet. Bank accounts, direct deposits, remittances, and on-chain settlement blended into one experience. • Cross-Chain USDC and Swaps Allbridge, Exaswap, bridges, and credit-card on-ramps. Algorand is removing friction that stops most people from ever becoming active users. • Post-Quantum Infrastructure Falcon signatures, quantum-safe state proofs, and only one major component (VRF) left before the chain is fully post-quantum. Meanwhile, many networks are just beginning to think about this. • AI Agents, X402, and Machine-to-Machine Payments Early but real. Exactly where decentralized networks need to be heading. Algorand is working towards abstracting crypto and eliminating complexity, a world where people don’t even realize they’re using blockchain. It just works. Podcast powered by Algorand Foundation

Generation Infinity

133,046 views • 10 months ago

🔥 Builder Spotlight: XDC Network. Algorand. Hedera. We brought together builders from all three ecosystems for a deep dive into what’s being built and where blockchain adoption is heading: XDC Network | Quincy Jones of XDC Foundation discusses connecting legacy institutions with public blockchain infrastructure, bringing VCs and startups together through the XDC Network accelerator ecosystem, and expanding the network’s physical presence in New York. Algorand | 🥖LoafPickle🥒 from Algorand Foundation and pera.algo breaks down post-quantum accounts on Algorand, the new AC2 architecture for securing AI-agent interactions, the rebuilt Pera wallet, and what sustainable blockchain foundations could eventually look like. Hedera | @filtehu explores the consumer side of Hedera through HashPack Wallet, SentX and emerging ecosystem builders, as well as why the future of adoption may depend on making blockchain increasingly invisible to the end user. Three ecosystems. One builder-focused conversation. Hosted by Tate

🔥 Builder Spotlight: XDC Network. Algorand. Hedera. We brought together builders from all three ecosystems for a deep dive into what’s being built and where blockchain adoption is heading: XDC Network | Quincy Jones of XDC Foundation discusses connecting legacy institutions with public blockchain infrastructure, bringing VCs and startups together through the XDC Network accelerator ecosystem, and expanding the network’s physical presence in New York. Algorand | 🥖LoafPickle🥒 from Algorand Foundation and pera.algo breaks down post-quantum accounts on Algorand, the new AC2 architecture for securing AI-agent interactions, the rebuilt Pera wallet, and what sustainable blockchain foundations could eventually look like. Hedera | @filtehu explores the consumer side of Hedera through HashPack Wallet, SentX and emerging ecosystem builders, as well as why the future of adoption may depend on making blockchain increasingly invisible to the end user. Three ecosystems. One builder-focused conversation. Hosted by Tate

Generation Infinity

30,045 views • 13 days ago

We are excited to announce the launch of QShield Terminal, the world's first Quantum-Secured Privacy Terminal for Ethereum. QShield brings full financial privacy to Ethereum without the need for mixers, tumblers, or any third-party tools. Everything is handled directly through the QShield interface using zero-knowledge proofs on RAILGUN Protocol. What QShield Terminal offers today: • Shield any ERC-20 token from your public wallet into a fully private balance • Send and receive tokens with zero on-chain trace • Create multiple independent shielded wallets • Transfer between your own shielded wallets with no connection between them on-chain • Switch between public wallets to fund your shielded balance from any wallet you own • Support for ETH, USDC, USDT, DAI, WBTC and 290+ ERC-20 tokens • Quantum entropy wallet generation using real quantum randomness • 100% web-based, no downloads, no browser extensions No mixer. No tumbler. No compromises. Just real privacy through cryptography, accessible to everyone directly from the browser. This is the first product of its kind. No other privacy solution combines multi-shielded wallets, inter-wallet transfers, quantum entropy, and a full guided interface in one place. You can try it now: We are working on additional features including private token swaps directly from your shielded balance, and we will keep expanding the protocol with new capabilities over the coming period. We keep building. RAILGUN - Private Ethereum DeFi

We are excited to announce the launch of QShield Terminal, the world's first Quantum-Secured Privacy Terminal for Ethereum. QShield brings full financial privacy to Ethereum without the need for mixers, tumblers, or any third-party tools. Everything is handled directly through the QShield interface using zero-knowledge proofs on RAILGUN Protocol. What QShield Terminal offers today: • Shield any ERC-20 token from your public wallet into a fully private balance • Send and receive tokens with zero on-chain trace • Create multiple independent shielded wallets • Transfer between your own shielded wallets with no connection between them on-chain • Switch between public wallets to fund your shielded balance from any wallet you own • Support for ETH, USDC, USDT, DAI, WBTC and 290+ ERC-20 tokens • Quantum entropy wallet generation using real quantum randomness • 100% web-based, no downloads, no browser extensions No mixer. No tumbler. No compromises. Just real privacy through cryptography, accessible to everyone directly from the browser. This is the first product of its kind. No other privacy solution combines multi-shielded wallets, inter-wallet transfers, quantum entropy, and a full guided interface in one place. You can try it now: We are working on additional features including private token swaps directly from your shielded balance, and we will keep expanding the protocol with new capabilities over the coming period. We keep building. RAILGUN - Private Ethereum DeFi

Qubit

26,134 views • 6 months ago

Better than an exchange. Smarter than a bank. Now taking it a step further with x402. Finance was never meant to stay trapped and restrictive. We built the missing layer, where crypto becomes spendable, programmable, and intelligent. With the VPay App, users can: 💳 Create limitless offshore USD accounts and Visa cards ⚡️ Spend $VPay, $Virtual, USDC & many of your fav tokens IRL 🔄 Swap any token on any chain 🤖 Automate all your finances both Web2 and Web3 right within the app through our cluster of partners: Automated onchain trading by Ethy AI | Autonomous hedge fund by Axelrod | Market Intelligence by WhaleIntel.ai | Flight booking by Flyte AI | ZK Swaps by Mute | Market News Intelligence by Gloria AI And now, to bring it all together... x402 integration is coming. The next leap for AI, Web3, and payments where every app, API, and AI agent becomes part of the loop. The next financial layer of the internet. VPay on Virtuals Protocol

Better than an exchange. Smarter than a bank. Now taking it a step further with x402. Finance was never meant to stay trapped and restrictive. We built the missing layer, where crypto becomes spendable, programmable, and intelligent. With the VPay App, users can: 💳 Create limitless offshore USD accounts and Visa cards ⚡️ Spend $VPay, $Virtual, USDC & many of your fav tokens IRL 🔄 Swap any token on any chain 🤖 Automate all your finances both Web2 and Web3 right within the app through our cluster of partners: Automated onchain trading by Ethy AI | Autonomous hedge fund by Axelrod | Market Intelligence by WhaleIntel.ai | Flight booking by Flyte AI | ZK Swaps by Mute | Market News Intelligence by Gloria AI And now, to bring it all together... x402 integration is coming. The next leap for AI, Web3, and payments where every app, API, and AI agent becomes part of the loop. The next financial layer of the internet. VPay on Virtuals Protocol

vPay

91,985 views • 11 months ago

Most crypto wallets make you choose between self custody and real world compatibility 💰 Avici just solved that with Named Virtual Accounts This is the bridge we've been waiting for 1/ THE SETUP You want to hold your own keys But your employer pays via bank transfer. Your contractor only accepts wire payments. Your family sends money through traditional rails Every offramp eats fees and forces you back into custodial accounts That friction keeps most people stuck in banks 2/ THE BREAKTHROUGH Avici gives you real account numbers and IBANs powered by MoonPay 🟣 Anyone can send you fiat through normal bank transfers It auto converts to USDC or EUROC and lands in YOUR self custodial wallet on Solana Fiat compatibility with true ownership 🔐 3/ HOW IT WORKS Receiving: → Someone sends $1,000 USD or €1,000 SEPA to your account number → System auto converts to stablecoins → Lands in your Avici wallet under your control Sending: → You hold 1,000 USDC in Avici → Add payee bank details in app → You send stablecoins, they receive fiat One click. No CEX stops in between 4/ WHY THIS MATTERS This isn't just a better offramp It's the infrastructure that makes stablecoins actually usable in a fiat world without giving up custody Your primary account stays self custodial while working with every business and person still on traditional rails The more this works at scale, the less you need traditional banks at all -- Avici is building what internet money was supposed to look like from day one Named Virtual Accounts are live now. Self custody meets real world compatibility without compromise

Most crypto wallets make you choose between self custody and real world compatibility 💰 Avici just solved that with Named Virtual Accounts This is the bridge we've been waiting for 1/ THE SETUP You want to hold your own keys But your employer pays via bank transfer. Your contractor only accepts wire payments. Your family sends money through traditional rails Every offramp eats fees and forces you back into custodial accounts That friction keeps most people stuck in banks 2/ THE BREAKTHROUGH Avici gives you real account numbers and IBANs powered by MoonPay 🟣 Anyone can send you fiat through normal bank transfers It auto converts to USDC or EUROC and lands in YOUR self custodial wallet on Solana Fiat compatibility with true ownership 🔐 3/ HOW IT WORKS Receiving: → Someone sends $1,000 USD or €1,000 SEPA to your account number → System auto converts to stablecoins → Lands in your Avici wallet under your control Sending: → You hold 1,000 USDC in Avici → Add payee bank details in app → You send stablecoins, they receive fiat One click. No CEX stops in between 4/ WHY THIS MATTERS This isn't just a better offramp It's the infrastructure that makes stablecoins actually usable in a fiat world without giving up custody Your primary account stays self custodial while working with every business and person still on traditional rails The more this works at scale, the less you need traditional banks at all -- Avici is building what internet money was supposed to look like from day one Named Virtual Accounts are live now. Self custody meets real world compatibility without compromise

DeFi Oracle 🔮

21,340 views • 7 months ago

PRESS RELEASE: Canyon, Texas — March 5, 2026 the category-defining global domain acquired by Texas Slim, today announced it is building the first dedicated digital infrastructure network for the global beef industry — connecting ranchers directly to pricing, payment, and market settlement for the first time at scale. This is not an e-commerce launch. It is infrastructure. American ranchers operate inside a system built against them — opaque pricing, slow payments, and middlemen extracting margin at every step. is being built to change that structure, not work around it. The platform is designed to do something the beef industry has never had: a single, transparent layer where product moves, prices are verified, and ranchers get paid faster — backed by real assets. is now engaging institutional investors, infrastructure capital, fintech partners, and agricultural stakeholders to participate in Phase I deployment. Platform Architecture is being architected as: • A real-time Beef Index enabling transparent price discovery • A rancher-direct routing system reducing intermediary bottlenecks • A digitally secured settlement layer compressing payment cycles • A Strategic Beef Reserve designed to buffer supply disruptions • A digital provenance system verifying origin and production data At scale, the platform functions as exchange-grade infrastructure supporting routing, liquidity management, and reserve coordination. Market Structure & Settlement The Beef Index establishes verified, quality-based pricing with capital routed directly to producers — cutting out the opacity that has defined agricultural markets for generations. The settlement framework modernizes agricultural clearing by reducing lag, limiting counterparty friction, and strengthening working capital stability for ranchers. The Strategic Beef Reserve provides structured inventory coordination designed to stabilize supply during periods of market stress. Capital Formation: Phase I Infrastructure Raise has initiated discussions for a $25 million Phase I infrastructure securitization to fund deployment of its routing and settlement architecture. Phase I capital will support: • Exchange architecture development • Rancher-direct routing integration • Regulatory and compliance alignment • Institutional pilot execution • Operational onboarding and scalability This is infrastructure capital directed toward measurable transaction flow improvement within defined regional corridors of the U.S. beef market. Upon validation and expanded adoption, subsequent phases are expected to extend routing nationally and integrate broader liquidity participation. Qualified institutional investors and accredited strategic partners are invited to request private offering materials and schedule executive briefings regarding Phase I participation. Market Positioning controls the definitive global domain within a $500B+ industry and is being developed as the foundational coordination layer for pricing, routing, settlement, and reserve infrastructure. is being valued and built like exchange infrastructure — comparable to financial clearing platforms — not as a consumer food brand. This represents base-layer infrastructure ownership in one of the world’s most essential industries. Executive Statement “This isn’t about launching a website,” said Texas Slim. “It’s about rebuilding how product and capital move through the beef economy. When routing is verified and settlement is efficient, the foundation strengthens.” About is being developed as digital infrastructure for the global beef industry, focused on verified routing, transparent pricing, and modernized settlement systems. It is not retail. It is infrastructure. Texas Slim™ Stacy Herbert 🇸🇻🚀

SAVE BEEF 🇺🇸 BeefMaps.com

261,583 views • 6 months ago

🇦🇺 Hedera Just Completed the Most Advanced Tokenization in Australia's History Reserve Bank of Australia's Project Acacia used real central bank money. "We're not doing POCs anymore. Only proofs of value." PROJECT ACACIA (HEDERA OVERVIEW) • Real claims on central bank money. • Exchange settlement accounts tokenized as wholesale CBDCs on Hedera HashSphere. • Hedera synced CBDC movements between private and public chain in real time. • DvP atomic settlement. Both legs of every transaction fulfilled simultaneously. IMPERIUM MARKETS (HEDERA USE CASE) The only licensed marketplace in Australia for term deposits, NCDs, and annuities. They started on R3 Corda. They switched to Hedera. • Term deposits, certificates of deposit, and annuities tokenized as digital twins • Recorded, custodied, and traded onchain on public-permissioned Hedera • Settlement via Cuscal stablecoin backed by wCBDC on HashSphere Collaborating banks: National Australia Bank, Westpac, Bank of Queensland, Colonial First State, Challenger Limited, AustralianSuper AP+ TOKEN INTERCHANGE (HEDERA USE CASE) • AP+ built an interchange for different stablecoins and deposit tokens on Hedera • A wCBDC digital twin ("white coin") served as the bridge asset on the public network • Underlying wCBDC on private HashSphere ASSETTO (Why it Matters) Full production-grade tokenization is now deployable in weeks on Hedera. Not years. • Enterprise-ready out of the box. • Public, private, or both environments. WHAT COMES NEXT • $24B annual opportunity identified in Australia. Currently capturing $1B. • Clipper (CLPR) Cross-Ledger Protocol announced. • Bridgeless multichain interoperability coming. • Regulators, RBA, and Treasury aligned and moving toward production. Rob Allen.Ħ | Hashgraph | HashPack Wallet Watch our exclusive interview with Rob Allen, Head of the Hedera Enterprise Adoption Team (HEAT):

🇦🇺 Hedera Just Completed the Most Advanced Tokenization in Australia's History Reserve Bank of Australia's Project Acacia used real central bank money. "We're not doing POCs anymore. Only proofs of value." PROJECT ACACIA (HEDERA OVERVIEW) • Real claims on central bank money. • Exchange settlement accounts tokenized as wholesale CBDCs on Hedera HashSphere. • Hedera synced CBDC movements between private and public chain in real time. • DvP atomic settlement. Both legs of every transaction fulfilled simultaneously. IMPERIUM MARKETS (HEDERA USE CASE) The only licensed marketplace in Australia for term deposits, NCDs, and annuities. They started on R3 Corda. They switched to Hedera. • Term deposits, certificates of deposit, and annuities tokenized as digital twins • Recorded, custodied, and traded onchain on public-permissioned Hedera • Settlement via Cuscal stablecoin backed by wCBDC on HashSphere Collaborating banks: National Australia Bank, Westpac, Bank of Queensland, Colonial First State, Challenger Limited, AustralianSuper AP+ TOKEN INTERCHANGE (HEDERA USE CASE) • AP+ built an interchange for different stablecoins and deposit tokens on Hedera • A wCBDC digital twin ("white coin") served as the bridge asset on the public network • Underlying wCBDC on private HashSphere ASSETTO (Why it Matters) Full production-grade tokenization is now deployable in weeks on Hedera. Not years. • Enterprise-ready out of the box. • Public, private, or both environments. WHAT COMES NEXT • $24B annual opportunity identified in Australia. Currently capturing $1B. • Clipper (CLPR) Cross-Ledger Protocol announced. • Bridgeless multichain interoperability coming. • Regulators, RBA, and Treasury aligned and moving toward production. Rob Allen.Ħ | Hashgraph | HashPack Wallet Watch our exclusive interview with Rob Allen, Head of the Hedera Enterprise Adoption Team (HEAT):

Generation Infinity

224,956 views • 3 months ago

Newton Protocol took over the week with product, partnership and press updates. Read the recap! → Polymarket will be secured by Newton Protocol, as published in a case study by Magic Labs and Magic Newton Foundation describing the joint development → Magic Labs announced integrating Newton Protocol for its 200K wallets and 50M developers, which immediately made trending news → Magic Newton Foundation debuted comprehensive docs for Newton Protocol “that let you integrate policy into any smart contract, with full flexibility across policy types” - sean.eth → Magic co-founder & CEO Sean Li joined The Rollup live from Devcon 8 | Mumbai, India 🇮🇳 to talk about the big news while simultaneously prepping major GTM updates—and coding! Watch the the full video with The Rollup below → Newton Protocol announced the Veriff data oracle, bringing secure KYC and identity checks onchain Because as Sean put it, “Great policy needs great data” → Newton Protocol announced the etherscan.eth data oracle to give developers affordable, composable, plug-and-play pre-execution guardrails that optimize transaction costs and avoid network congestion For newcomers, a bit of Magic Labs context: Magic invented embedded wallets in 2018 and became known as the most secure, compliant infrastructure for embedded and API wallets, with customers such as WalletConnect, Helium, Immutable, Naver and more. Magic has powered Polymarket since 2020, supporting them for milestones such as securing over $3B in volume on 2024 election night with zero downtime. Magic also had the initial vision for Newton Protocol, led by Magic Newton Foundation and developed by Magic Labs, setting the new standard for risk management & prevention in the era of RWAs, stablecoins and agentic commerce. Magic brings the battle-tested wallet infra at scale—Newton Protocol is the upgrade The era of Newton is just getting started. Stay tuned and follow for more!

Newton Protocol took over the week with product, partnership and press updates. Read the recap! → Polymarket will be secured by Newton Protocol, as published in a case study by Magic Labs and Magic Newton Foundation describing the joint development → Magic Labs announced integrating Newton Protocol for its 200K wallets and 50M developers, which immediately made trending news → Magic Newton Foundation debuted comprehensive docs for Newton Protocol “that let you integrate policy into any smart contract, with full flexibility across policy types” - sean.eth → Magic co-founder & CEO Sean Li joined The Rollup live from Devcon 8 | Mumbai, India 🇮🇳 to talk about the big news while simultaneously prepping major GTM updates—and coding! Watch the the full video with The Rollup below → Newton Protocol announced the Veriff data oracle, bringing secure KYC and identity checks onchain Because as Sean put it, “Great policy needs great data” → Newton Protocol announced the etherscan.eth data oracle to give developers affordable, composable, plug-and-play pre-execution guardrails that optimize transaction costs and avoid network congestion For newcomers, a bit of Magic Labs context: Magic invented embedded wallets in 2018 and became known as the most secure, compliant infrastructure for embedded and API wallets, with customers such as WalletConnect, Helium, Immutable, Naver and more. Magic has powered Polymarket since 2020, supporting them for milestones such as securing over $3B in volume on 2024 election night with zero downtime. Magic also had the initial vision for Newton Protocol, led by Magic Newton Foundation and developed by Magic Labs, setting the new standard for risk management & prevention in the era of RWAs, stablecoins and agentic commerce. Magic brings the battle-tested wallet infra at scale—Newton Protocol is the upgrade The era of Newton is just getting started. Stay tuned and follow for more!

Newton

23,448 views • 10 months ago

The UAE Dirham is now live on ADI Chain. Initiated by IHC and First Abu Dhabi Bank (FAB Connects), approved and licensed by Central Bank of the UAE, the DDSC stablecoin is backed 1:1 by UAE Dirham reserves. DDSC is hosted exclusively on ADI Chain’s compliance-ready blockchain infrastructure. What sets this launch apart is the ecosystem behind it: • International Holding Company, one of the largest investment companies in the world, enables regional distribution across 1,300+ subsidiaries • First Abu Dhabi Bank acts as the banking partner, supporting custody of fiat reserves across 20 markets • Sirius International Holding is supporting deployment and institutional adoption • DDSC manages regulated issuance and distribution • ADI Chain delivers the programmable, 24/7 settlement infrastructure Together, we establish a new benchmark for sovereign digital finance. DDSC is built for high-value use cases – enabling payments, treasury management, and cross-border trade flows within a trusted environment. It validates our broader model. This is the first step toward a network of sovereign stablecoins operating on a shared layer. It creates a plug-and-play framework for national digital currencies to achieve interoperability at scale. It is why giants like Mastercard and M-PESA Africa have partnered with the ADI Foundation, and why BlackRock and @FTI_Global are exploring tokenized asset structures on our network. They recognize the need for onchain rails designed for institutional scale. DDSC stablecoin operates on ADI Chain’s infrastructure, where $ADI functions as the utility token powering onchain transactions. The rails for digital money are officially open. Watch the next chapter of digital finance take shape in the UAE ↓

The UAE Dirham is now live on ADI Chain. Initiated by IHC and First Abu Dhabi Bank (FAB Connects), approved and licensed by Central Bank of the UAE, the DDSC stablecoin is backed 1:1 by UAE Dirham reserves. DDSC is hosted exclusively on ADI Chain’s compliance-ready blockchain infrastructure. What sets this launch apart is the ecosystem behind it: • International Holding Company, one of the largest investment companies in the world, enables regional distribution across 1,300+ subsidiaries • First Abu Dhabi Bank acts as the banking partner, supporting custody of fiat reserves across 20 markets • Sirius International Holding is supporting deployment and institutional adoption • DDSC manages regulated issuance and distribution • ADI Chain delivers the programmable, 24/7 settlement infrastructure Together, we establish a new benchmark for sovereign digital finance. DDSC is built for high-value use cases – enabling payments, treasury management, and cross-border trade flows within a trusted environment. It validates our broader model. This is the first step toward a network of sovereign stablecoins operating on a shared layer. It creates a plug-and-play framework for national digital currencies to achieve interoperability at scale. It is why giants like Mastercard and M-PESA Africa have partnered with the ADI Foundation, and why BlackRock and @FTI_Global are exploring tokenized asset structures on our network. They recognize the need for onchain rails designed for institutional scale. DDSC stablecoin operates on ADI Chain’s infrastructure, where $ADI functions as the utility token powering onchain transactions. The rails for digital money are officially open. Watch the next chapter of digital finance take shape in the UAE ↓

ADI Chain

280,977 views • 7 months ago

⏳ NEW: Archax | Regulated Infrastructure for Tokenized Capital Markets Graham Rodford (Graham) explains why tokenization is not about creating new assets, but making existing ones more useful. Onchain assets are not speculative by default. They are the same assets, with added utility. Transferability. Programmability. 24/7 settlement. Founded in 2018 as the UK’s first regulated digital asset securities platform, Archax Archax Crypto focused on market structure long before institutions were ready. Now the shift is underway. Key themes from the conversation: • The future of regulated digital money • Shift from pilots to live institutional deployment • Stablecoins vs tokenized deposits • Institutions aligning on multichain infrastructure • Why networks like Hedera & Canton Network are gaining traction in enterprise adoption Digital cash & tokenized RWAs interacting on the same ledger(s) will change everything... Archax actively engages with multiple networks including Hedera, Canton, XRP Ledger, Algorand, XDC, Solana and many others as regulated finance moves onchain. “We’re moving from ‘will this happen?’ to ‘everyone is doing this.’” Full interview:

⏳ NEW: Archax | Regulated Infrastructure for Tokenized Capital Markets Graham Rodford (Graham) explains why tokenization is not about creating new assets, but making existing ones more useful. Onchain assets are not speculative by default. They are the same assets, with added utility. Transferability. Programmability. 24/7 settlement. Founded in 2018 as the UK’s first regulated digital asset securities platform, Archax Archax Crypto focused on market structure long before institutions were ready. Now the shift is underway. Key themes from the conversation: • The future of regulated digital money • Shift from pilots to live institutional deployment • Stablecoins vs tokenized deposits • Institutions aligning on multichain infrastructure • Why networks like Hedera & Canton Network are gaining traction in enterprise adoption Digital cash & tokenized RWAs interacting on the same ledger(s) will change everything... Archax actively engages with multiple networks including Hedera, Canton, XRP Ledger, Algorand, XDC, Solana and many others as regulated finance moves onchain. “We’re moving from ‘will this happen?’ to ‘everyone is doing this.’” Full interview:

Generation Infinity

96,319 views • 8 months ago

/HEYAURA_INITIALIZING ████████████ 100% heyAura beta is now live! Welcome the first public version of the AI assistant that makes crypto easy. heyAura gives users a better way to work with their wallet. Even in this early version, it can analyze a portfolio, compare positions, surface yield opportunities, stress-test exposure, and prepare transactions for swaps, bridges, and trades. It is built to cut down the amount of research, interpretation, and manual execution that still slows down too much of the Web3 experience. heyAura is still a beta of a broader direction we have been building toward. More will follow around prompting, automation, deeper research, and the wider assistant experience. That progress matters only if control stays with the user. heyAura is built to support user-approved actions, not to make decisions on the user’s behalf. Early access to the beta starts through staking 300 $ADX and unlocks unlimited access to heyAura. We are opening this version gradually so the product can be shaped through real usage and direct feedback. heyAura is here today thanks to the right infrastructure and strong collaborations behind it. ambire.eth is the official wallet partner for heyAura's launch. This partnership brought our product closer to the wallet layer, where context, permissions, and user-approved actions actually matter. Billions Network supports the identity layer behind where the product is going, as heyAura moves toward agentic workflows, identity and trust. LI.FI brings routing for swaps and bridges into the execution flow. That gives heyAura a stronger way to support cross-chain actions and multi-step transaction paths. Barter strengthens the quote and routing layer behind transaction quality, allowing heyAura to compare routes more effectively. vaults.fyi powers the yield layer. One API gives heyAura live APY data and ready-to-sign transactions across 90+ protocols on 23+ chains, so Aura can execute yield opportunities without integrating each protocol itself. SKALE supports the chain layer behind faster and lower-friction interactions. That becomes more useful as heyAura grows more interactive. PayAI Network | x402 Facilitator is heyAura’s facilitator for payment verification and settlement. We also want to thank the numerous communities that have supported us up to this point. Your improved Web3 experience lies ahead. Stake $ADX and try heyAura now.

/HEYAURA_INITIALIZING ████████████ 100% heyAura beta is now live! Welcome the first public version of the AI assistant that makes crypto easy. heyAura gives users a better way to work with their wallet. Even in this early version, it can analyze a portfolio, compare positions, surface yield opportunities, stress-test exposure, and prepare transactions for swaps, bridges, and trades. It is built to cut down the amount of research, interpretation, and manual execution that still slows down too much of the Web3 experience. heyAura is still a beta of a broader direction we have been building toward. More will follow around prompting, automation, deeper research, and the wider assistant experience. That progress matters only if control stays with the user. heyAura is built to support user-approved actions, not to make decisions on the user’s behalf. Early access to the beta starts through staking 300 $ADX and unlocks unlimited access to heyAura. We are opening this version gradually so the product can be shaped through real usage and direct feedback. heyAura is here today thanks to the right infrastructure and strong collaborations behind it. ambire.eth is the official wallet partner for heyAura's launch. This partnership brought our product closer to the wallet layer, where context, permissions, and user-approved actions actually matter. Billions Network supports the identity layer behind where the product is going, as heyAura moves toward agentic workflows, identity and trust. LI.FI brings routing for swaps and bridges into the execution flow. That gives heyAura a stronger way to support cross-chain actions and multi-step transaction paths. Barter strengthens the quote and routing layer behind transaction quality, allowing heyAura to compare routes more effectively. vaults.fyi powers the yield layer. One API gives heyAura live APY data and ready-to-sign transactions across 90+ protocols on 23+ chains, so Aura can execute yield opportunities without integrating each protocol itself. SKALE supports the chain layer behind faster and lower-friction interactions. That becomes more useful as heyAura grows more interactive. PayAI Network | x402 Facilitator is heyAura’s facilitator for payment verification and settlement. We also want to thank the numerous communities that have supported us up to this point. Your improved Web3 experience lies ahead. Stake $ADX and try heyAura now.

heyAura

130,434 views • 3 months ago

ADI Chain Mainnet and $ADI are now live. A new era of institutional blockchain starts today. From day one, $ADI is listed on Kraken, KuCoin, and Crypto.com, and soon on etoro, ensuring global accessibility and liquidity as the network scales. The token is also available through Wallet in Telegram, enabling users to manage $ADI directly within the Telegram app, as well as , the global banking and investment platform. $ADI is the native gas token powering all transactions across ADI Chain's L2 and customizable L3 domains, covering fees, smart-contract execution, and settlement across the network – enabling efficient, compliant infrastructure for stablecoins and real-world asset tokenization. Notably, ADI Chain will host the UAE's dirham-backed stablecoin being developed by First Abu Dhabi Bank and IHC, laying the foundation for a broader, multi-currency ecosystem of sovereign stablecoins. Built on ZKsync's Atlas and Airbender stack, ADI Chain delivers a compliance-ready framework for real-world, regulated digital infrastructure. It enables jurisdiction-specific L3 domains with optionally built-in KYC/AML, privacy controls, and programmable governance, all while remaining fully interoperable. Backed by 50+ government and enterprise projects across 20+ countries – including partnerships with Abu Dhabi Real Estate Centre - مركز أبوظبي العقاري for real-estate tokenization and Emirates Driving for blockchain-based solutions – the network launches with real-world adoption already in motion. With 500 million people already within its reach and a roadmap to bring 1 billion people onchain by 2030, ADI Chain is positioned for institutional-grade scale. That's Different.

ADI Chain Mainnet and $ADI are now live. A new era of institutional blockchain starts today. From day one, $ADI is listed on Kraken, KuCoin, and Crypto.com, and soon on etoro, ensuring global accessibility and liquidity as the network scales. The token is also available through Wallet in Telegram, enabling users to manage $ADI directly within the Telegram app, as well as , the global banking and investment platform. $ADI is the native gas token powering all transactions across ADI Chain's L2 and customizable L3 domains, covering fees, smart-contract execution, and settlement across the network – enabling efficient, compliant infrastructure for stablecoins and real-world asset tokenization. Notably, ADI Chain will host the UAE's dirham-backed stablecoin being developed by First Abu Dhabi Bank and IHC, laying the foundation for a broader, multi-currency ecosystem of sovereign stablecoins. Built on ZKsync's Atlas and Airbender stack, ADI Chain delivers a compliance-ready framework for real-world, regulated digital infrastructure. It enables jurisdiction-specific L3 domains with optionally built-in KYC/AML, privacy controls, and programmable governance, all while remaining fully interoperable. Backed by 50+ government and enterprise projects across 20+ countries – including partnerships with Abu Dhabi Real Estate Centre - مركز أبوظبي العقاري for real-estate tokenization and Emirates Driving for blockchain-based solutions – the network launches with real-world adoption already in motion. With 500 million people already within its reach and a roadmap to bring 1 billion people onchain by 2030, ADI Chain is positioned for institutional-grade scale. That's Different.

ADI Chain

321,447 views • 9 months ago

Quick update on Clave v2, we're aiming for mid-August launch starting with waitlist, just a few weeks away now. Wanted to share what we've been working on and get your thoughts before we do the final polishing. • Unified balances across chains - This one's big. You can deposit USDC and ETH from any chain, and it all shows up as one balance. Use it anywhere as one balance with a single click. No more checking which chain your funds are on or bridging between networks. • Launching on Arbitrum & Base - These will be live from day one. We're still working on ZKsync support - hit some technical barriers but the team's on it. Will add more chains after launch, including Ethereum mainnet. • Yes, the card is finally happening (See the video) • Redesigned Invest section - Much richer now. Tons of token options thanks to the ecosystems on Arbitrum and Base. Also integrated Universal so you can access non-EVM assets like SOL, DOGE, XRP. Made it more interactive too, you can discover trends, track price movements, browse by categories and search any token. • Competitive Earn rates - Offering 4.5% to 11% APY on stablecoins by supporting multiple protocol. Supports USDC, USDT, and EURC. Pretty solid yields for stable assets. Everything is compounded thanks to Clave aggregator. • Smooth migration from v1 - We know switching versions can be a pain, so we built a really clean migration flow. Your accounts update automatically, assets and positions transfer over seamlessly. • Everything's been audited and we're ready to go. After launch, we'll focus on adding fiat onramps, USD/EUR digital bank accounts, and tokenized stocks. Take a look at this preview and let me know what you think.

Quick update on Clave v2, we're aiming for mid-August launch starting with waitlist, just a few weeks away now. Wanted to share what we've been working on and get your thoughts before we do the final polishing. • Unified balances across chains - This one's big. You can deposit USDC and ETH from any chain, and it all shows up as one balance. Use it anywhere as one balance with a single click. No more checking which chain your funds are on or bridging between networks. • Launching on Arbitrum & Base - These will be live from day one. We're still working on ZKsync support - hit some technical barriers but the team's on it. Will add more chains after launch, including Ethereum mainnet. • Yes, the card is finally happening (See the video) • Redesigned Invest section - Much richer now. Tons of token options thanks to the ecosystems on Arbitrum and Base. Also integrated Universal so you can access non-EVM assets like SOL, DOGE, XRP. Made it more interactive too, you can discover trends, track price movements, browse by categories and search any token. • Competitive Earn rates - Offering 4.5% to 11% APY on stablecoins by supporting multiple protocol. Supports USDC, USDT, and EURC. Pretty solid yields for stable assets. Everything is compounded thanks to Clave aggregator. • Smooth migration from v1 - We know switching versions can be a pain, so we built a really clean migration flow. Your accounts update automatically, assets and positions transfer over seamlessly. • Everything's been audited and we're ready to go. After launch, we'll focus on adding fiat onramps, USD/EUR digital bank accounts, and tokenized stocks. Take a look at this preview and let me know what you think.

Baki - bucky.clv.eth on Clave

18,315 views • 1 year ago

Most fintech companies started in the world's biggest markets and expanded outward. Most were built in Silicon Valley, with Silicon Valley assumptions. We started on the other side of the world, in a Melbourne coffee shop. Outsiders, by every measure. So we went deeper than anyone wanted to. Reimagining correspondent banking from first principles, not abstracting away the old system but replacing it. Years of obtaining licenses, building infrastructure, and shipping every financial product a growing business needs including intelligent finance. Bank accounts in 70+ countries. Treasury across 25+ currencies. Cards, spend management, bill pay, multi-entity, all on one platform. Built so the whole world feels like your home market. Now AI means the builders are everywhere. Global financial infrastructure has always been the hard part. Ours took eleven years to build, and it's ready for you on day one. Build the Future ↓

Most fintech companies started in the world's biggest markets and expanded outward. Most were built in Silicon Valley, with Silicon Valley assumptions. We started on the other side of the world, in a Melbourne coffee shop. Outsiders, by every measure. So we went deeper than anyone wanted to. Reimagining correspondent banking from first principles, not abstracting away the old system but replacing it. Years of obtaining licenses, building infrastructure, and shipping every financial product a growing business needs including intelligent finance. Bank accounts in 70+ countries. Treasury across 25+ currencies. Cards, spend management, bill pay, multi-entity, all on one platform. Built so the whole world feels like your home market. Now AI means the builders are everywhere. Global financial infrastructure has always been the hard part. Ours took eleven years to build, and it's ready for you on day one. Build the Future ↓

Jack Zhang

402,097 views • 4 months ago

Introducing Arc, the home for stablecoin finance. Arc is an open Layer-1 blockchain purpose-built to drive the next chapter of financial innovation powered by stablecoins. Designed to provide an enterprise-grade foundation for payments, FX, and capital markets, Arc delivers the performance, reliability, and liquidity builders need to meet global financial demands. Arc features: ✅ USDC as native gas ✅ Built-in FX engine ✅ Deterministic sub-second finality ✅ Opt-in privacy ✅ Full Circle platform integration Open, composable, and EVM-compatible, Arc is designed to interoperate seamlessly with the broader multichain ecosystem. As part of our mission to advance blockchain infrastructure, we're excited to welcome the Malachite team and IP from Informal Systems to Circle. Arc is built on Malachite’s high-performance consensus engine. In line with our commitment to open-source development, the core software for Arc will be released under a permissive license, enabling the broader developer community to contribute, extend, and build on top. Serving as foundational infrastructure for the internet, Arc will enable 24/7 global settlement that’s as seamless and native as messaging on the web. Arc will enter private testnet in the coming weeks, with public testnet expected this fall. Read the litepaper: Let’s build the new internet financial system together:

Introducing Arc, the home for stablecoin finance. Arc is an open Layer-1 blockchain purpose-built to drive the next chapter of financial innovation powered by stablecoins. Designed to provide an enterprise-grade foundation for payments, FX, and capital markets, Arc delivers the performance, reliability, and liquidity builders need to meet global financial demands. Arc features: ✅ USDC as native gas ✅ Built-in FX engine ✅ Deterministic sub-second finality ✅ Opt-in privacy ✅ Full Circle platform integration Open, composable, and EVM-compatible, Arc is designed to interoperate seamlessly with the broader multichain ecosystem. As part of our mission to advance blockchain infrastructure, we're excited to welcome the Malachite team and IP from Informal Systems to Circle. Arc is built on Malachite’s high-performance consensus engine. In line with our commitment to open-source development, the core software for Arc will be released under a permissive license, enabling the broader developer community to contribute, extend, and build on top. Serving as foundational infrastructure for the internet, Arc will enable 24/7 global settlement that’s as seamless and native as messaging on the web. Arc will enter private testnet in the coming weeks, with public testnet expected this fall. Read the litepaper: Let’s build the new internet financial system together:

Circle

702,527 views • 1 year ago

vPay offshore accounts and physical cards have been getting field-tested IRL for a while now, and we’ll open them to the public as soon as we’re fully confident in the UX. But before offshore accounts go public, I want to address a few points: Some might point out that - vPay isn’t the first crypto card - vPay doesn’t have the lowest fees - So why choose vPay instead of the Coinbase 🛡️ Card or MetaMask 🦊 Card or KAST or or Tria, or any of the other big names? Now to address: Privacy | The biggest differentiator that sets vPay completely apart is Private Banking. The majority of the crypto card providers on the market use Rain infra. Even if you’ve never heard of them, that's what your favorite "NeoBank" uses. And due to their legal jurisdictions, they will report your finances to authorities since they're CRS and FACTA compliant. We are not. As an OmniBank, we work with different banking partners, and although KYC is required to use our services, our offshore banks are non-CRS and non-FACTA. Tax reporting is the responsibility and choice of the user. Offshore Accounts vs Physical Cards | I've tried to highlight this a few times so far. vPay has 3 offerings on the banking side of things. Virtual cards - live now. Physical cards - coming Q1 2026. The first two are similar to what everyone else on the market offers. The offshore accounts are not. which are coming this week. They allow unlimited spending, ATM withdrawals, and international SWIFT transfers, which very few “Neobanks” provide. Offshore accounts are coming this week. Self-Custody | We're not 100% non-custodial yet, as that is near impossible at the moment but it's something we're working towards. And we try to keep the users' self-custodial wallets in the loop as much as possible for maximum control. Those who have tried the vPay app know that almost every move asks for permission from their wallet, and we always encourage users to keep their funds in their non-custodial wallets until the very last moment, since our top-ups usually only take seconds to a minute to process. Fees | All of the card providers mentioned above either raised millions from VCs or in presales or have a huge org backing them. We have neither. vPay was self-funded and community-owned since day 1, launched under Virtuals Protocol Genesis V1 launch model, an objectively bad launch model and hugely unfavorable toward project teams. So even though vPay has been generating revenue and profitable from early on, we do not have the luxury of offering 0% fees yet, since they're mostly a marketing gimmick paid for by millions in VC money and not a sustainable business model for early-stage companies. What we're working towards instead, is true co-ownership of vPay and revenue-share with users. OmniBank vs NeoBank | I’m not a fan of the term “NeoBank.” It implies just a bank, but make it crypto. That’s not vPay. Our goals have always been clear: A) Anything and everything users need to do with their money and assets, both Web2 and Web3, all in one hub. Powered by a constellation of partner agents. The cards and the bank accounts are just the foundation. B) To eventually build independent financial rails for crypto and decouple from the chokehold of Visa/Mastercard. vLink is the first step toward this vision. This turned out to be a rather long tweet, but context matters. Questions and feedback welcome in replies or DMs. See you all with your vPay vCards very soon.

vPay offshore accounts and physical cards have been getting field-tested IRL for a while now, and we’ll open them to the public as soon as we’re fully confident in the UX. But before offshore accounts go public, I want to address a few points: Some might point out that - vPay isn’t the first crypto card - vPay doesn’t have the lowest fees - So why choose vPay instead of the Coinbase 🛡️ Card or MetaMask 🦊 Card or KAST or or Tria, or any of the other big names? Now to address: Privacy | The biggest differentiator that sets vPay completely apart is Private Banking. The majority of the crypto card providers on the market use Rain infra. Even if you’ve never heard of them, that's what your favorite "NeoBank" uses. And due to their legal jurisdictions, they will report your finances to authorities since they're CRS and FACTA compliant. We are not. As an OmniBank, we work with different banking partners, and although KYC is required to use our services, our offshore banks are non-CRS and non-FACTA. Tax reporting is the responsibility and choice of the user. Offshore Accounts vs Physical Cards | I've tried to highlight this a few times so far. vPay has 3 offerings on the banking side of things. Virtual cards - live now. Physical cards - coming Q1 2026. The first two are similar to what everyone else on the market offers. The offshore accounts are not. which are coming this week. They allow unlimited spending, ATM withdrawals, and international SWIFT transfers, which very few “Neobanks” provide. Offshore accounts are coming this week. Self-Custody | We're not 100% non-custodial yet, as that is near impossible at the moment but it's something we're working towards. And we try to keep the users' self-custodial wallets in the loop as much as possible for maximum control. Those who have tried the vPay app know that almost every move asks for permission from their wallet, and we always encourage users to keep their funds in their non-custodial wallets until the very last moment, since our top-ups usually only take seconds to a minute to process. Fees | All of the card providers mentioned above either raised millions from VCs or in presales or have a huge org backing them. We have neither. vPay was self-funded and community-owned since day 1, launched under Virtuals Protocol Genesis V1 launch model, an objectively bad launch model and hugely unfavorable toward project teams. So even though vPay has been generating revenue and profitable from early on, we do not have the luxury of offering 0% fees yet, since they're mostly a marketing gimmick paid for by millions in VC money and not a sustainable business model for early-stage companies. What we're working towards instead, is true co-ownership of vPay and revenue-share with users. OmniBank vs NeoBank | I’m not a fan of the term “NeoBank.” It implies just a bank, but make it crypto. That’s not vPay. Our goals have always been clear: A) Anything and everything users need to do with their money and assets, both Web2 and Web3, all in one hub. Powered by a constellation of partner agents. The cards and the bank accounts are just the foundation. B) To eventually build independent financial rails for crypto and decouple from the chokehold of Visa/Mastercard. vLink is the first step toward this vision. This turned out to be a rather long tweet, but context matters. Questions and feedback welcome in replies or DMs. See you all with your vPay vCards very soon.

The Dude

20,558 views • 9 months ago

We Were Right About This Space $12.7 trillion is now moving toward tokenized money markets. JPMorgan Chase Wealth Management just released a document describing the tokenization of money market funds as a fundamental upgrade to the plumbing of global finance, not a simple technology enhancement. The global money market fund industry is ~$12.7T, with ~$8.1T in the U.S. alone. Their position is explicit: Tokenized money market funds extend the evolution from stablecoins and deposit tokens while enabling: • faster settlement • greater predictability • improved collateral efficiency • more transparent redemptions that may enhance financial stability This document is written for institutional, wholesale, and professional clients and references live infrastructure, not theory. Networks and systems mentioned or contextualized: • Hedera as a public permissioned DLT with built-in regulatory controls • Solana and Avalanche as scalable, widely adopted public blockchains • Bitcoin and Ethereum as foundational blockchain systems • Canton Network through JP Morgan–related settlement and market infrastructure activity Additional real-world deployments highlighted: • JP Morgan arranged a U.S. commercial paper issuance on Solana for Galaxy, purchased by Coinbase and Franklin Templeton Interesting connections uncovered: • Visa launched USDC settlement for U.S. banks on Solana, with Cross River Bank helping scale the program to billions in annualized volume • As early as 2016, Cross River Bank was among the first U.S. banks to adopt Ripple (the “IOU network”) for real-time, low-cost cross-border payments, long before today’s tokenization narratives By the numbers: JP Morgan’s global liquidity business manages ~$1.4T, including ~$1.1T in money market funds, and is actively developing tokenized versions to optimize liquidity. For context, total on-chain tokenized real-world assets today are still only ~$50B. JP Morgan alone is discussing tokenization at a multi-trillion-dollar scale. This isn’t speculation. Regulated financial institutions are preparing for tokenized markets to operate inside the existing system, not outside of it. Networks mentioned: SOL I HBAR I XRP I CC I LINK I ETH I AVAX I BTC Watch what they do, not what they say.

We Were Right About This Space $12.7 trillion is now moving toward tokenized money markets. JPMorgan Chase Wealth Management just released a document describing the tokenization of money market funds as a fundamental upgrade to the plumbing of global finance, not a simple technology enhancement. The global money market fund industry is ~$12.7T, with ~$8.1T in the U.S. alone. Their position is explicit: Tokenized money market funds extend the evolution from stablecoins and deposit tokens while enabling: • faster settlement • greater predictability • improved collateral efficiency • more transparent redemptions that may enhance financial stability This document is written for institutional, wholesale, and professional clients and references live infrastructure, not theory. Networks and systems mentioned or contextualized: • Hedera as a public permissioned DLT with built-in regulatory controls • Solana and Avalanche as scalable, widely adopted public blockchains • Bitcoin and Ethereum as foundational blockchain systems • Canton Network through JP Morgan–related settlement and market infrastructure activity Additional real-world deployments highlighted: • JP Morgan arranged a U.S. commercial paper issuance on Solana for Galaxy, purchased by Coinbase and Franklin Templeton Interesting connections uncovered: • Visa launched USDC settlement for U.S. banks on Solana, with Cross River Bank helping scale the program to billions in annualized volume • As early as 2016, Cross River Bank was among the first U.S. banks to adopt Ripple (the “IOU network”) for real-time, low-cost cross-border payments, long before today’s tokenization narratives By the numbers: JP Morgan’s global liquidity business manages ~$1.4T, including ~$1.1T in money market funds, and is actively developing tokenized versions to optimize liquidity. For context, total on-chain tokenized real-world assets today are still only ~$50B. JP Morgan alone is discussing tokenization at a multi-trillion-dollar scale. This isn’t speculation. Regulated financial institutions are preparing for tokenized markets to operate inside the existing system, not outside of it. Networks mentioned: SOL I HBAR I XRP I CC I LINK I ETH I AVAX I BTC Watch what they do, not what they say.

Ryan (King) Solomon

17,986 views • 8 months ago