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⚛ Exclusive | State of Algorand 2026 | Tokenization. Agentic Payments. Distressed Markets. The executive who scaled Android to billions of users at Google on Algorand's 2026 strategy: "There is no way an agent will wait T+3 days for a 50-cent transaction. It's just not going to happen." •...

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Generation Infinity

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277,820 просмотров • 5 месяцев назад •via X (Twitter)

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Algorand Exclusive 🔐 Your Crypto Has a Single Point of Failure. Pera Just Fixed It. We sat down with pera.algo on shared accounts, security, and the future of self-custody on ALGO. • Shared accounts: multi-sig made human • Weighted signatures: up to 16 accounts • Async and sync signing flows • Decentralized recovery built in • Ledger support added • Agents as multi-sig participants • Xchain accounts: EVM wallet linking soon • Pera 7: full React Native rebuild "Remove the human from the equation." One signature is one vulnerability. Shared accounts change that. Generation Infinity | Algorand | Algorand Foundation | 🥖LoafPickle🥒 Full Interview:
36:32

Algorand Exclusive 🔐 Your Crypto Has a Single Point of Failure. Pera Just Fixed It. We sat down with pera.algo on shared accounts, security, and the future of self-custody on ALGO. • Shared accounts: multi-sig made human • Weighted signatures: up to 16 accounts • Async and sync signing flows • Decentralized recovery built in • Ledger support added • Agents as multi-sig participants • Xchain accounts: EVM wallet linking soon • Pera 7: full React Native rebuild "Remove the human from the equation." One signature is one vulnerability. Shared accounts change that. Generation Infinity | Algorand | Algorand Foundation | 🥖LoafPickle🥒 Full Interview:

Generation Infinity

11,570 просмотров • 5 месяцев назад

ALGORAND QUIETLY HOSTS $294M IN TOKENIZED RWAS Algorand is now hosting roughly $294M in tokenized real-world assets, with Lofty's tokenized real estate platform leading the charge after crossing $99M TVL and $4M in rent payouts to onchain holders. The institutional layer is filling in alongside it. Midas-issued tokenized US Treasuries, VersaBank's USDVB pilot, and HesabPay (the world's largest UN-supported humanitarian payments program on a public blockchain) all run on $ALGO rails. Combined with post-quantum Falcon signatures live on mainnet, an SEC-CFTC digital commodity classification, and AlgoKit 4.0 incoming, $ALGO's RWA stack is one of the most complete in crypto and almost no one is talking about it.
0:23

ALGORAND QUIETLY HOSTS $294M IN TOKENIZED RWAS Algorand is now hosting roughly $294M in tokenized real-world assets, with Lofty's tokenized real estate platform leading the charge after crossing $99M TVL and $4M in rent payouts to onchain holders. The institutional layer is filling in alongside it. Midas-issued tokenized US Treasuries, VersaBank's USDVB pilot, and HesabPay (the world's largest UN-supported humanitarian payments program on a public blockchain) all run on $ALGO rails. Combined with post-quantum Falcon signatures live on mainnet, an SEC-CFTC digital commodity classification, and AlgoKit 4.0 incoming, $ALGO's RWA stack is one of the most complete in crypto and almost no one is talking about it.

BSCN

14,516 просмотров • 5 месяцев назад

🌐 Inside Algorand’s Biggest Updates: Liquid Auth, Payments, Post-Quantum and More We sat down with Pera to break down some of the most important developments happening inside the Algorand ecosystem right now. Here are the standouts: • Liquid Auth is Now Live A fully decentralized, passkey-based login that removes centralized choke points like WalletConnect. Built on Web2 standards, interoperable on day one, and designed for a future where apps, games, and Web3 accounts work seamlessly. • Real Progress on Payments USDC inflows and outflows are getting easier than ever. New partnerships are turning Para into a true finance app, not just a wallet. Bank accounts, direct deposits, remittances, and on-chain settlement blended into one experience. • Cross-Chain USDC and Swaps Allbridge, Exaswap, bridges, and credit-card on-ramps. Algorand is removing friction that stops most people from ever becoming active users. • Post-Quantum Infrastructure Falcon signatures, quantum-safe state proofs, and only one major component (VRF) left before the chain is fully post-quantum. Meanwhile, many networks are just beginning to think about this. • AI Agents, X402, and Machine-to-Machine Payments Early but real. Exactly where decentralized networks need to be heading. Algorand is working towards abstracting crypto and eliminating complexity, a world where people don’t even realize they’re using blockchain. It just works. Podcast powered by Algorand Foundation
35:19

🌐 Inside Algorand’s Biggest Updates: Liquid Auth, Payments, Post-Quantum and More We sat down with Pera to break down some of the most important developments happening inside the Algorand ecosystem right now. Here are the standouts: • Liquid Auth is Now Live A fully decentralized, passkey-based login that removes centralized choke points like WalletConnect. Built on Web2 standards, interoperable on day one, and designed for a future where apps, games, and Web3 accounts work seamlessly. • Real Progress on Payments USDC inflows and outflows are getting easier than ever. New partnerships are turning Para into a true finance app, not just a wallet. Bank accounts, direct deposits, remittances, and on-chain settlement blended into one experience. • Cross-Chain USDC and Swaps Allbridge, Exaswap, bridges, and credit-card on-ramps. Algorand is removing friction that stops most people from ever becoming active users. • Post-Quantum Infrastructure Falcon signatures, quantum-safe state proofs, and only one major component (VRF) left before the chain is fully post-quantum. Meanwhile, many networks are just beginning to think about this. • AI Agents, X402, and Machine-to-Machine Payments Early but real. Exactly where decentralized networks need to be heading. Algorand is working towards abstracting crypto and eliminating complexity, a world where people don’t even realize they’re using blockchain. It just works. Podcast powered by Algorand Foundation

Generation Infinity

133,046 просмотров • 10 месяцев назад

THE x402 META IS HERE BUT $SUI's ALREADY LOCKED IN A SEAT AT GOOGLE’S TABLE 👀 AP2 is Google's Agent Payments Protocol, built for autonomous, machine-to-machine payments Over 60 organizations are contributing to the standard Only a handful are blockchains Sui is one of them 💯 It supports atomic, conditional payments with secure routing between digital agents The kind of architecture Sui was built to handle It’s open-source, donated to the Linux Foundation, and aimed at powering agentic commerce across AI, IoT, and Web3 From object-based design to composability and high throughput, Sui’s stack is aligned with the needs of real-time, autonomous commerce This is a credibility unlock. It anchors Sui to a real-world protocol backed by one of the most powerful players in AI and cloud infrastructure It's also an ecosystem opportunity Developers can now explore AP2-integrated use cases on Sui: agent-led payments, decentralized marketplaces, IoT transactions That leads to usage Which drives utility Which fuels $SUI There's still a lot to build But the alignment is no longer speculative Google picked Sui to help shape the standard Watch what that unlocks
0:51

THE x402 META IS HERE BUT $SUI's ALREADY LOCKED IN A SEAT AT GOOGLE’S TABLE 👀 AP2 is Google's Agent Payments Protocol, built for autonomous, machine-to-machine payments Over 60 organizations are contributing to the standard Only a handful are blockchains Sui is one of them 💯 It supports atomic, conditional payments with secure routing between digital agents The kind of architecture Sui was built to handle It’s open-source, donated to the Linux Foundation, and aimed at powering agentic commerce across AI, IoT, and Web3 From object-based design to composability and high throughput, Sui’s stack is aligned with the needs of real-time, autonomous commerce This is a credibility unlock. It anchors Sui to a real-world protocol backed by one of the most powerful players in AI and cloud infrastructure It's also an ecosystem opportunity Developers can now explore AP2-integrated use cases on Sui: agent-led payments, decentralized marketplaces, IoT transactions That leads to usage Which drives utility Which fuels $SUI There's still a lot to build But the alignment is no longer speculative Google picked Sui to help shape the standard Watch what that unlocks

eye zen hour 🥶

13,230 просмотров • 11 месяцев назад

INFINIT partners with Google and GoogleCloudTech to bring agentic finance to millions. Anyone can access INFINIT's AI Agents for agentic coordination in their financial apps. This partnership marks the first step towards INFINIT becoming the universal infrastructure for agentic finance. This is the foundation for agentic finance at scale. Proven in DeFi, Built for Global Finance INFINIT has proven sophisticated agent coordination in DeFi: • 559,000+ Wallets • 506,000+ DeFi Conversations • 633,000+ Agent Transactions DeFi was the start. Next is scaling these capabilities to millions of developers building the future of agentic finance. A2A Integration Unlocks Exponential Distribution INFINIT integrates with Agent2Agent (A2A), Google's open standard for AI agent interoperability. This transforms how developers access INFINIT's DeFi capabilities.​ Every application adopting A2A automatically gains access to INFINIT's agent infrastructure, exponentially expanding reach from individual partnerships to ecosystem-wide distribution. Any application can now integrate INFINIT's agentic coordination capabilities: • Wallets requiring intelligent portfolio management • Trading platforms executing cross-chain strategies • Financial services building autonomous yield optimization • Portfolio managers coordinating multi-protocol operations Developers integrate sophisticated agentic coordination in a matter of hours, while users access advanced financial strategies with agentic coordination. Google's AI Infrastructure That Enables Agentic Finance Google Cloud's Vertex AI provides the foundation enabling INFINIT's agent coordination at scale with these capabilities:​ 1. Specialization: Vertex AI's Model Garden lets INFINIT's infrastructure to automatically select the optimal LLM for each natural language query.​ 2. Personalization: Vertex AI's RAG Engine processes massive on-chain and off-chain data, enabling agents to understand user history, market conditions, and protocol details providing complete context to AI agents. 3. Accuracy: Gemini's capability feeds complete instructions to all 30+ agents across multiple blockchains without compromises resulting in zero hallucination in financial execution.​​ The Vision: From DeFi to Payments to Complete Financial Coordination This is only the beginning of INFINIT and Google's collaboration.​ Google recently launched its Agent Payments Protocol (AP2) as an extension of A2A - enabling autonomous commerce across 60+ partners including American Express, Mastercard, PayPal, Coinbase, and Revolut.​ Agents will be able to execute purchases, coordinate bookings, and manage delegated financial tasks autonomously, starting from payments. The next stage entails sophisticated agentic coordination beyond simple transactions. INFINIT provides this through A2A-compatible DeFi infrastructure where agents orchestrate: • Personalized yield optimization • Cross-chain liquidity management • Portfolio rebalancing across protocols • Multi-step strategy execution As the agentic payment ecosystem matures, INFINIT becomes the infrastructure enabling agents to not only spend capital, but strategically manage and grow it.​​ From standalone DeFi agents to the universal infrastructure for global agentic finance.​ This partnership and integration with Google and Google Cloud positions INFINIT as a key building block for agentic finance, helping shape a more transparent, efficient, and accessible financial system. The future of finance is agentic. The foundation is INFINIT.
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INFINIT partners with Google and GoogleCloudTech to bring agentic finance to millions. Anyone can access INFINIT's AI Agents for agentic coordination in their financial apps. This partnership marks the first step towards INFINIT becoming the universal infrastructure for agentic finance. This is the foundation for agentic finance at scale. Proven in DeFi, Built for Global Finance INFINIT has proven sophisticated agent coordination in DeFi: • 559,000+ Wallets • 506,000+ DeFi Conversations • 633,000+ Agent Transactions DeFi was the start. Next is scaling these capabilities to millions of developers building the future of agentic finance. A2A Integration Unlocks Exponential Distribution INFINIT integrates with Agent2Agent (A2A), Google's open standard for AI agent interoperability. This transforms how developers access INFINIT's DeFi capabilities.​ Every application adopting A2A automatically gains access to INFINIT's agent infrastructure, exponentially expanding reach from individual partnerships to ecosystem-wide distribution. Any application can now integrate INFINIT's agentic coordination capabilities: • Wallets requiring intelligent portfolio management • Trading platforms executing cross-chain strategies • Financial services building autonomous yield optimization • Portfolio managers coordinating multi-protocol operations Developers integrate sophisticated agentic coordination in a matter of hours, while users access advanced financial strategies with agentic coordination. Google's AI Infrastructure That Enables Agentic Finance Google Cloud's Vertex AI provides the foundation enabling INFINIT's agent coordination at scale with these capabilities:​ 1. Specialization: Vertex AI's Model Garden lets INFINIT's infrastructure to automatically select the optimal LLM for each natural language query.​ 2. Personalization: Vertex AI's RAG Engine processes massive on-chain and off-chain data, enabling agents to understand user history, market conditions, and protocol details providing complete context to AI agents. 3. Accuracy: Gemini's capability feeds complete instructions to all 30+ agents across multiple blockchains without compromises resulting in zero hallucination in financial execution.​​ The Vision: From DeFi to Payments to Complete Financial Coordination This is only the beginning of INFINIT and Google's collaboration.​ Google recently launched its Agent Payments Protocol (AP2) as an extension of A2A - enabling autonomous commerce across 60+ partners including American Express, Mastercard, PayPal, Coinbase, and Revolut.​ Agents will be able to execute purchases, coordinate bookings, and manage delegated financial tasks autonomously, starting from payments. The next stage entails sophisticated agentic coordination beyond simple transactions. INFINIT provides this through A2A-compatible DeFi infrastructure where agents orchestrate: • Personalized yield optimization • Cross-chain liquidity management • Portfolio rebalancing across protocols • Multi-step strategy execution As the agentic payment ecosystem matures, INFINIT becomes the infrastructure enabling agents to not only spend capital, but strategically manage and grow it.​​ From standalone DeFi agents to the universal infrastructure for global agentic finance.​ This partnership and integration with Google and Google Cloud positions INFINIT as a key building block for agentic finance, helping shape a more transparent, efficient, and accessible financial system. The future of finance is agentic. The foundation is INFINIT.

INFINIT

177,142 просмотров • 11 месяцев назад

⏳ NEW: Archax | Regulated Infrastructure for Tokenized Capital Markets Graham Rodford (Graham) explains why tokenization is not about creating new assets, but making existing ones more useful. Onchain assets are not speculative by default. They are the same assets, with added utility. Transferability. Programmability. 24/7 settlement. Founded in 2018 as the UK’s first regulated digital asset securities platform, Archax Archax Crypto focused on market structure long before institutions were ready. Now the shift is underway. Key themes from the conversation: • The future of regulated digital money • Shift from pilots to live institutional deployment • Stablecoins vs tokenized deposits • Institutions aligning on multichain infrastructure • Why networks like Hedera & Canton Network are gaining traction in enterprise adoption Digital cash & tokenized RWAs interacting on the same ledger(s) will change everything... Archax actively engages with multiple networks including Hedera, Canton, XRP Ledger, Algorand, XDC, Solana and many others as regulated finance moves onchain. “We’re moving from ‘will this happen?’ to ‘everyone is doing this.’” Full interview:
33:27

⏳ NEW: Archax | Regulated Infrastructure for Tokenized Capital Markets Graham Rodford (Graham) explains why tokenization is not about creating new assets, but making existing ones more useful. Onchain assets are not speculative by default. They are the same assets, with added utility. Transferability. Programmability. 24/7 settlement. Founded in 2018 as the UK’s first regulated digital asset securities platform, Archax Archax Crypto focused on market structure long before institutions were ready. Now the shift is underway. Key themes from the conversation: • The future of regulated digital money • Shift from pilots to live institutional deployment • Stablecoins vs tokenized deposits • Institutions aligning on multichain infrastructure • Why networks like Hedera & Canton Network are gaining traction in enterprise adoption Digital cash & tokenized RWAs interacting on the same ledger(s) will change everything... Archax actively engages with multiple networks including Hedera, Canton, XRP Ledger, Algorand, XDC, Solana and many others as regulated finance moves onchain. “We’re moving from ‘will this happen?’ to ‘everyone is doing this.’” Full interview:

Generation Infinity

96,319 просмотров • 8 месяцев назад

I just watched a machine buy something on Stripe. No card. No human. No checkout. Stripe Dev shipped it yesterday — machine payments, live in preview. Commerce isn't designed for machines. --- We need to re-organize around that thought. It is designed for humans. He's right. Every fraud model, every auth flow, every billing system we've built assumes a person is on the other end. Agents break all of it. They need - Microtransactions. - 24/7 rails. - HTTP-native settlement (!!) - Finality guarantees. - No subscriptions. No accounts. - Pay at the point of consumption and move on. Cards weren't designed for this. Nothing was. --- So it needs to be completely rethought Now on Stripe Agents can now pay for API calls, compute, and data through the same PaymentIntents API millions of businesses already use. Settled in seconds. --- Stripe says billions the billions of humans will lead to trillions of agents. If even 10% of that plays out, machine payments become the fastest-growing payment category on earth. --- But here's the part that keeps me up at night — If every PSP builds its own proprietary agent payment flow, we repeat the same fragmentation mess that took human payments 15 years to sort out. We need internet native, IETF-grade, ready-for-scale standards that don't over-index on crypto. Protocols that work across any network, any rail, any provider. --- Stripe just proved the market is coming. Now we need protocols and infrastructure ready for scale. PS. Machine is a better word than agentic isn't it.
2:37

I just watched a machine buy something on Stripe. No card. No human. No checkout. Stripe Dev shipped it yesterday — machine payments, live in preview. Commerce isn't designed for machines. --- We need to re-organize around that thought. It is designed for humans. He's right. Every fraud model, every auth flow, every billing system we've built assumes a person is on the other end. Agents break all of it. They need - Microtransactions. - 24/7 rails. - HTTP-native settlement (!!) - Finality guarantees. - No subscriptions. No accounts. - Pay at the point of consumption and move on. Cards weren't designed for this. Nothing was. --- So it needs to be completely rethought Now on Stripe Agents can now pay for API calls, compute, and data through the same PaymentIntents API millions of businesses already use. Settled in seconds. --- Stripe says billions the billions of humans will lead to trillions of agents. If even 10% of that plays out, machine payments become the fastest-growing payment category on earth. --- But here's the part that keeps me up at night — If every PSP builds its own proprietary agent payment flow, we repeat the same fragmentation mess that took human payments 15 years to sort out. We need internet native, IETF-grade, ready-for-scale standards that don't over-index on crypto. Protocols that work across any network, any rail, any provider. --- Stripe just proved the market is coming. Now we need protocols and infrastructure ready for scale. PS. Machine is a better word than agentic isn't it.

Simon Taylor

32,667 просмотров • 8 месяцев назад

OH BOY! 🚨 THE CFTC JUST SAID IT’S GO TIME FOR 24/7 ONCHAIN MARKETS. If you’re still sleeping on $XRP, $XLM and $HBAR, this long read may completely change how you see what’s being built. I’ve been going back through everything CFTC Chairman Michael Selig said this week, and the more I connect it with what is already happening on XRP Ledger, Stellar and Hedera, the more serious this gets. Selig is talking about a financial market that looks very different from the one most people grew up with. Markets that stay open around the clock. Assets that exist directly on public ledgers. Stablecoins moving alongside securities. Collateral moving almost instantly. Algorithms making decisions faster than humans. AI agents eventually trading, paying, borrowing and moving value automatically. His September 22 remarks were explicit: markets need to prepare for mass tokenization, blockchain and AI adoption at scale, onchain finance and 24/7 trading. He also described tokenization as infrastructure that could enable near-instant settlement and real-time collateral mobility across clearinghouses, intermediaries and end users. Then on CNBC the next day, he went even further and talked about markets transitioning toward “24-7 on-chain” systems driven by algorithms and agentic finance. That language is incredibly important to me because $XRP, $XLM and $HBAR are already built around parts of that exact world. And there is another detail people need to remember. Back on March 17, the SEC issued its crypto interpretation with CFTC participation. The interpretation explicitly lists XRP, Stellar (XLM) and Hedera (HBAR) as examples of digital commodities. Read those two developments together. March: XRP, XLM and HBAR enter the agencies’ digital-commodity framework. September: the CFTC Chairman starts publicly preparing the market for mass tokenization, continuous onchain finance, AI and automated markets. That connection deserves way more attention. And the regulatory work kept moving even after the CLARITY Act failed to advance on September 15 by a 49–50 cloture vote. Two days later, the CFTC had a crypto-market regulatory action sitting with OIRA, titled “Regulation Crypto Asset Transactions and Regulation Crypto Asset Markets,” RIN 3038-AF80. The same day, the SEC launched its five-year Innovation Exemption allowing qualifying Tokenized Securities Venues to use permissioned AMM liquidity pools on public, permissionless distributed ledgers for tokenized NMS stocks. Then September 21, the CFTC announced its Frontier Forum Series, beginning October 28 with a forum specifically about artificial intelligence and agentic finance. That is a lot happening in one week. And when I compare it with these three networks, I see something very specific. Start with $XRP. XRPL already operates 24/7. It already has a native DEX. It already has order books. It already has AMMs. It already has compliance-focused infrastructure. And it already has institutional tokenization happening on the ledger. Guggenheim Treasury Services’ Digital Commercial Paper came to XRPL after the platform had already processed more than $280M in issuance. Ondo OUSG gives qualified investors tokenized Treasury exposure with RLUSD available for settlement around the clock. Aviva Investors announced its intention to work with Ripple around bringing traditional fund structures onto XRPL. Then Ripple invested in ZILO and Licuido around transfer agency, issuance and collateral infrastructure. Pause there. Selig specifically talks about real-time collateral mobility. XRPL is moving toward an environment where assets can be issued, traded, settled, collateralized and eventually lent against on the same digital infrastructure. And the stablecoin side is becoming serious. The context puts RLUSD at roughly $2.3956B circulating, backed by about $2.5177B in reserves. So now XRPL can have tokenized Treasuries, commercial paper, stablecoin liquidity, a native DEX and institutional trading infrastructure living together. That starts looking less like one payments product and more like a financial market. Then agentic finance enters. Ripple’s XRPL AI Starter Kit supports x402 payments using XRP or RLUSD. An AI agent can potentially request an API, pay for compute, purchase data or access a digital service automatically. No human needs to open a banking app every time. The agent can pay. The service can respond. The settlement happens on XRPL. And XRP has native economic roles throughout the ledger. Transaction fees consume XRP. Accounts require XRP reserves. XRP can also participate in cross-asset routing and auto-bridging. So if Selig’s 24/7, tokenized and automated market actually grows, XRPL already has technology aimed directly at that environment. Now move to $XLM. Stellar may be one of the easiest networks to understand through Selig’s framework because it already has both assets and money moving onchain. By Q2 2026, tokenized RWAs on Stellar had crossed $3B. Stablecoin transfer volume reached $11.4B during Q2. And the network had more than 10.7M active accounts. Then BVNK integrated Stellar into its enterprise stablecoin infrastructure on September 22. BVNK processes roughly $39B in annualized payment volume and supports businesses across more than 130 countries. So right as the CFTC Chairman is talking about continuous onchain financial markets, Stellar is getting plugged deeper into enterprise stablecoin settlement. That feels extremely well timed. But the part I think people are going to discover later is Stellar’s agentic-finance positioning. The Stellar Development Foundation is a Premier member of the Linux Foundation’s x402 Foundation and holds a governing-board seat. Stellar supports x402. It also supports Machine Payments Protocol. That means an AI agent can use tokenized money or USDC to pay for data, an API, a service or another digital resource. Five-second-class settlement becomes very interesting when the payer is software. Humans sleep. Agents do not. Humans might make a handful of financial transactions during a day. Software could eventually make hundreds, thousands or millions of tiny economic decisions continuously. Every one of those transactions creates network activity. And XLM still sits underneath Stellar’s operation. Transaction fees are paid in XLM. Account reserves require XLM. Smart-contract rent and network resources use XLM. So an enterprise can think entirely in dollars. An AI agent can think in USDC. The ledger still operates with XLM beneath the surface. Then you get to $HBAR, and Selig’s language becomes almost eerie. Mass tokenization? Archax has more than 100 tokenized assets tied to its Hedera infrastructure, six asset managers onboarded and more than $300M tokenized in the context. Real-time collateral mobility? Lloyds Banking Group and Aberdeen already used tokenized money-market-fund units and UK gilts around regulated FX activity through Hedera-connected infrastructure. 24/7 markets? Archax tokenized the Canary HBAR ETF on Hedera and executed an onchain transaction on Thanksgiving Day 2025, when conventional U.S. markets were closed. Programmable finance? Archax and Hedera launched tokenized securities capable of distributing interest payments in USDC at near-second-by-second intervals directly into investor wallets. Agentic finance? Hedera integrated x402. Its implementation supports HBAR and USDC payments. Hedera also has Agent Kit and Agent Lab, giving developers infrastructure for transaction-capable autonomous agents. Then Accenture joined the Hedera Council around trusted infrastructure for enterprise AI and the agentic economy. So when Michael Selig says regulators are preparing for markets increasingly run through algorithms and agentic finance, Hedera already has developers building machines that can transact on its network. And HBAR has a very clean economic role. Every Hedera application transaction ultimately pays a network fee in HBAR. HBAR also secures consensus through staking. So an investor could own a tokenized security. Receive USDC cash flows. An AI agent could make payments. A business could transfer stablecoins. A collateral position could move. The user may never touch HBAR directly. The network still uses it. That model is important. People keep asking whether stablecoins compete with utility coins. In these systems, stablecoins can actually create more network activity. More RLUSD on XRPL can create more XRPL settlement. More USDC on Stellar can create more Stellar activity. More USDC on Hedera can create more Hedera transactions. The stablecoin is the money. The native asset powers part of the infrastructure moving that money. Now connect all of this with the SEC. Its September 17 exemption allows qualifying venues to experiment with tokenized U.S.-listed stocks using permissioned AMM pools whose smart contracts are public and deployed on public, permissionless distributed ledgers. Hester Peirce said the exemption is preparing market participants for a future where tokenized stock trading onchain becomes commonplace. So you have the SEC preparing securities markets for onchain trading. The CFTC preparing commodity and derivatives regulation around mass tokenization, continuous markets and AI. And three assets already explicitly sitting in the digital-commodity taxonomy: XRP. XLM. HBAR. This is where my conviction comes from. Picture what the financial stack could eventually contain: tokenized Apple shares, tokenized Nvidia shares, tokenized ETFs, Treasury products, money-market funds, commercial paper, stablecoins, digital commodities, lending markets, collateral, AMMs, AI agents. All moving continuously. No Friday closing bell for the blockchain. No waiting until Monday morning to move collateral. No human required for every tiny transaction. The financial system becomes programmable. And these three networks are already preparing for that kind of activity. For XRP, I see a path from payments into a broader institutional liquidity, tokenization, collateral and agent-payment network. For XLM, I see stablecoin settlement, tokenized assets and machine payments beginning to converge. For HBAR, I see institutional tokenization, continuous collateral, stablecoin cash flows and machine commerce operating on one network. And each native asset has an actual network role. XRP handles fees, reserves and liquidity. XLM handles fees, reserves and smart-contract resources. HBAR handles fees and network security. That distinction matters immensely to me. These are not coins being randomly attached to a tokenization headline. Their networks are already trying to do the exact jobs a tokenized financial system needs. And the regulator responsible for enormous parts of U.S. derivatives markets is now publicly saying the market itself is changing into something more onchain, continuous, automated and tokenized. A few years ago, people holding utility coins had to explain why finance might ever move onto public blockchain infrastructure. Now regulators are preparing rules for that environment. That is a massive change in the conversation. And if tokenized securities, stablecoins, collateral and autonomous agents really begin operating around the clock, I believe the market eventually has to look at $XRP $XLM $HBAR through a much bigger lens than it does today. Does this finally wake you up?
0:41

OH BOY! 🚨 THE CFTC JUST SAID IT’S GO TIME FOR 24/7 ONCHAIN MARKETS. If you’re still sleeping on $XRP, $XLM and $HBAR, this long read may completely change how you see what’s being built. I’ve been going back through everything CFTC Chairman Michael Selig said this week, and the more I connect it with what is already happening on XRP Ledger, Stellar and Hedera, the more serious this gets. Selig is talking about a financial market that looks very different from the one most people grew up with. Markets that stay open around the clock. Assets that exist directly on public ledgers. Stablecoins moving alongside securities. Collateral moving almost instantly. Algorithms making decisions faster than humans. AI agents eventually trading, paying, borrowing and moving value automatically. His September 22 remarks were explicit: markets need to prepare for mass tokenization, blockchain and AI adoption at scale, onchain finance and 24/7 trading. He also described tokenization as infrastructure that could enable near-instant settlement and real-time collateral mobility across clearinghouses, intermediaries and end users. Then on CNBC the next day, he went even further and talked about markets transitioning toward “24-7 on-chain” systems driven by algorithms and agentic finance. That language is incredibly important to me because $XRP, $XLM and $HBAR are already built around parts of that exact world. And there is another detail people need to remember. Back on March 17, the SEC issued its crypto interpretation with CFTC participation. The interpretation explicitly lists XRP, Stellar (XLM) and Hedera (HBAR) as examples of digital commodities. Read those two developments together. March: XRP, XLM and HBAR enter the agencies’ digital-commodity framework. September: the CFTC Chairman starts publicly preparing the market for mass tokenization, continuous onchain finance, AI and automated markets. That connection deserves way more attention. And the regulatory work kept moving even after the CLARITY Act failed to advance on September 15 by a 49–50 cloture vote. Two days later, the CFTC had a crypto-market regulatory action sitting with OIRA, titled “Regulation Crypto Asset Transactions and Regulation Crypto Asset Markets,” RIN 3038-AF80. The same day, the SEC launched its five-year Innovation Exemption allowing qualifying Tokenized Securities Venues to use permissioned AMM liquidity pools on public, permissionless distributed ledgers for tokenized NMS stocks. Then September 21, the CFTC announced its Frontier Forum Series, beginning October 28 with a forum specifically about artificial intelligence and agentic finance. That is a lot happening in one week. And when I compare it with these three networks, I see something very specific. Start with $XRP. XRPL already operates 24/7. It already has a native DEX. It already has order books. It already has AMMs. It already has compliance-focused infrastructure. And it already has institutional tokenization happening on the ledger. Guggenheim Treasury Services’ Digital Commercial Paper came to XRPL after the platform had already processed more than $280M in issuance. Ondo OUSG gives qualified investors tokenized Treasury exposure with RLUSD available for settlement around the clock. Aviva Investors announced its intention to work with Ripple around bringing traditional fund structures onto XRPL. Then Ripple invested in ZILO and Licuido around transfer agency, issuance and collateral infrastructure. Pause there. Selig specifically talks about real-time collateral mobility. XRPL is moving toward an environment where assets can be issued, traded, settled, collateralized and eventually lent against on the same digital infrastructure. And the stablecoin side is becoming serious. The context puts RLUSD at roughly $2.3956B circulating, backed by about $2.5177B in reserves. So now XRPL can have tokenized Treasuries, commercial paper, stablecoin liquidity, a native DEX and institutional trading infrastructure living together. That starts looking less like one payments product and more like a financial market. Then agentic finance enters. Ripple’s XRPL AI Starter Kit supports x402 payments using XRP or RLUSD. An AI agent can potentially request an API, pay for compute, purchase data or access a digital service automatically. No human needs to open a banking app every time. The agent can pay. The service can respond. The settlement happens on XRPL. And XRP has native economic roles throughout the ledger. Transaction fees consume XRP. Accounts require XRP reserves. XRP can also participate in cross-asset routing and auto-bridging. So if Selig’s 24/7, tokenized and automated market actually grows, XRPL already has technology aimed directly at that environment. Now move to $XLM. Stellar may be one of the easiest networks to understand through Selig’s framework because it already has both assets and money moving onchain. By Q2 2026, tokenized RWAs on Stellar had crossed $3B. Stablecoin transfer volume reached $11.4B during Q2. And the network had more than 10.7M active accounts. Then BVNK integrated Stellar into its enterprise stablecoin infrastructure on September 22. BVNK processes roughly $39B in annualized payment volume and supports businesses across more than 130 countries. So right as the CFTC Chairman is talking about continuous onchain financial markets, Stellar is getting plugged deeper into enterprise stablecoin settlement. That feels extremely well timed. But the part I think people are going to discover later is Stellar’s agentic-finance positioning. The Stellar Development Foundation is a Premier member of the Linux Foundation’s x402 Foundation and holds a governing-board seat. Stellar supports x402. It also supports Machine Payments Protocol. That means an AI agent can use tokenized money or USDC to pay for data, an API, a service or another digital resource. Five-second-class settlement becomes very interesting when the payer is software. Humans sleep. Agents do not. Humans might make a handful of financial transactions during a day. Software could eventually make hundreds, thousands or millions of tiny economic decisions continuously. Every one of those transactions creates network activity. And XLM still sits underneath Stellar’s operation. Transaction fees are paid in XLM. Account reserves require XLM. Smart-contract rent and network resources use XLM. So an enterprise can think entirely in dollars. An AI agent can think in USDC. The ledger still operates with XLM beneath the surface. Then you get to $HBAR, and Selig’s language becomes almost eerie. Mass tokenization? Archax has more than 100 tokenized assets tied to its Hedera infrastructure, six asset managers onboarded and more than $300M tokenized in the context. Real-time collateral mobility? Lloyds Banking Group and Aberdeen already used tokenized money-market-fund units and UK gilts around regulated FX activity through Hedera-connected infrastructure. 24/7 markets? Archax tokenized the Canary HBAR ETF on Hedera and executed an onchain transaction on Thanksgiving Day 2025, when conventional U.S. markets were closed. Programmable finance? Archax and Hedera launched tokenized securities capable of distributing interest payments in USDC at near-second-by-second intervals directly into investor wallets. Agentic finance? Hedera integrated x402. Its implementation supports HBAR and USDC payments. Hedera also has Agent Kit and Agent Lab, giving developers infrastructure for transaction-capable autonomous agents. Then Accenture joined the Hedera Council around trusted infrastructure for enterprise AI and the agentic economy. So when Michael Selig says regulators are preparing for markets increasingly run through algorithms and agentic finance, Hedera already has developers building machines that can transact on its network. And HBAR has a very clean economic role. Every Hedera application transaction ultimately pays a network fee in HBAR. HBAR also secures consensus through staking. So an investor could own a tokenized security. Receive USDC cash flows. An AI agent could make payments. A business could transfer stablecoins. A collateral position could move. The user may never touch HBAR directly. The network still uses it. That model is important. People keep asking whether stablecoins compete with utility coins. In these systems, stablecoins can actually create more network activity. More RLUSD on XRPL can create more XRPL settlement. More USDC on Stellar can create more Stellar activity. More USDC on Hedera can create more Hedera transactions. The stablecoin is the money. The native asset powers part of the infrastructure moving that money. Now connect all of this with the SEC. Its September 17 exemption allows qualifying venues to experiment with tokenized U.S.-listed stocks using permissioned AMM pools whose smart contracts are public and deployed on public, permissionless distributed ledgers. Hester Peirce said the exemption is preparing market participants for a future where tokenized stock trading onchain becomes commonplace. So you have the SEC preparing securities markets for onchain trading. The CFTC preparing commodity and derivatives regulation around mass tokenization, continuous markets and AI. And three assets already explicitly sitting in the digital-commodity taxonomy: XRP. XLM. HBAR. This is where my conviction comes from. Picture what the financial stack could eventually contain: tokenized Apple shares, tokenized Nvidia shares, tokenized ETFs, Treasury products, money-market funds, commercial paper, stablecoins, digital commodities, lending markets, collateral, AMMs, AI agents. All moving continuously. No Friday closing bell for the blockchain. No waiting until Monday morning to move collateral. No human required for every tiny transaction. The financial system becomes programmable. And these three networks are already preparing for that kind of activity. For XRP, I see a path from payments into a broader institutional liquidity, tokenization, collateral and agent-payment network. For XLM, I see stablecoin settlement, tokenized assets and machine payments beginning to converge. For HBAR, I see institutional tokenization, continuous collateral, stablecoin cash flows and machine commerce operating on one network. And each native asset has an actual network role. XRP handles fees, reserves and liquidity. XLM handles fees, reserves and smart-contract resources. HBAR handles fees and network security. That distinction matters immensely to me. These are not coins being randomly attached to a tokenization headline. Their networks are already trying to do the exact jobs a tokenized financial system needs. And the regulator responsible for enormous parts of U.S. derivatives markets is now publicly saying the market itself is changing into something more onchain, continuous, automated and tokenized. A few years ago, people holding utility coins had to explain why finance might ever move onto public blockchain infrastructure. Now regulators are preparing rules for that environment. That is a massive change in the conversation. And if tokenized securities, stablecoins, collateral and autonomous agents really begin operating around the clock, I believe the market eventually has to look at $XRP $XLM $HBAR through a much bigger lens than it does today. Does this finally wake you up?

X Finance Bull

84,849 просмотров • 19 дней назад

Last week, Mastercard, Visa, Ripple & Coinbase 🛡️ all shipped payment rails for AI agents. Every one of them reached for stablecoins Instead of traditional cards. A choice that is the whole story 👇🏻 ◢ An unpriced problem Card networks are built around a human pressing approve. One purchase, one confirmation, a fee that only makes sense above a certain size. Agents don’t work like that. They pay continuously, programmatically, often in fractions of a cent, for things like an API call or a second of compute. A bot paying $0.004 a thousand times an hour is a transaction pattern the card model physically can’t process at a profit. The rails we built for people don’t fit the machines. ◢ Four giants, one answer On june 3 mastercard opened card settlement in stablecoins across eight chains. On june 10 it launched Agent Pay for Machines, letting agents settle in stablecoins with permissions recorded onchain. The same day, ripple shipped a toolkit putting RLUSD and the x402 standard under agent payments, visa announced an agentic commerce tie-up with openai, and coinbase switched on agentic trading. Four of the biggest names in payments moved in a single week and all landed on the same primitive. ◢ Why it had to be stablecoins Strip out the branding and the requirements are mechanical. The money has to be programmable, so code can hold and move it without a bank in the loop. It has to clear sub-cent payments, which card fees make impossible. It also has to settle in seconds with finality, because that’s the speed agents run at. And it has to be always on, because machines don’t take weekends. A dollar in a bank account fails most of those, while a dollar as a stablecoin passes all of them. ◢ Conclusive Insights For years stablecoins were pitched at consumers who already had working banks and mostly didn’t bite. The adoption story kept underdelivering because the product was aimed at the wrong buyer. The agent economy doesn’t have that problem. It has no legacy banking relationship, no human patience, and no other option that clears at machine speed. The demand that stablecoins were always promised is finally showing up, but not from the customer everyone expected. My take: the entire stablecoin debate was framed around human payments, which is why it kept stalling.
0:33

Last week, Mastercard, Visa, Ripple & Coinbase 🛡️ all shipped payment rails for AI agents. Every one of them reached for stablecoins Instead of traditional cards. A choice that is the whole story 👇🏻 ◢ An unpriced problem Card networks are built around a human pressing approve. One purchase, one confirmation, a fee that only makes sense above a certain size. Agents don’t work like that. They pay continuously, programmatically, often in fractions of a cent, for things like an API call or a second of compute. A bot paying $0.004 a thousand times an hour is a transaction pattern the card model physically can’t process at a profit. The rails we built for people don’t fit the machines. ◢ Four giants, one answer On june 3 mastercard opened card settlement in stablecoins across eight chains. On june 10 it launched Agent Pay for Machines, letting agents settle in stablecoins with permissions recorded onchain. The same day, ripple shipped a toolkit putting RLUSD and the x402 standard under agent payments, visa announced an agentic commerce tie-up with openai, and coinbase switched on agentic trading. Four of the biggest names in payments moved in a single week and all landed on the same primitive. ◢ Why it had to be stablecoins Strip out the branding and the requirements are mechanical. The money has to be programmable, so code can hold and move it without a bank in the loop. It has to clear sub-cent payments, which card fees make impossible. It also has to settle in seconds with finality, because that’s the speed agents run at. And it has to be always on, because machines don’t take weekends. A dollar in a bank account fails most of those, while a dollar as a stablecoin passes all of them. ◢ Conclusive Insights For years stablecoins were pitched at consumers who already had working banks and mostly didn’t bite. The adoption story kept underdelivering because the product was aimed at the wrong buyer. The agent economy doesn’t have that problem. It has no legacy banking relationship, no human patience, and no other option that clears at machine speed. The demand that stablecoins were always promised is finally showing up, but not from the customer everyone expected. My take: the entire stablecoin debate was framed around human payments, which is why it kept stalling.

Onur

13,737 просмотров • 3 месяцев назад

Big news for Avalanche 🔺 Anthony Scaramucci , founder of SkyBridge, just became lead advisor of AVAX One, the first NASDAQ-listed company built around Avalanche🔺 . Backed by Hivemind and the Avalanche Foundation, the plan is to raise $550M for a digital asset treasury dedicated to AVAX. So what does this mean? • Institutional gateway: For the first time, Wall Street investors will have a regulated, publicly traded vehicle to get direct exposure to Avalanche. • Massive bet on tokenization: Scaramucci compared Avalanche to a “Swiss Army knife” of blockchains thanks to its subnets, giving enterprises flexibility to customize and scale. • Adoption momentum: BlackRock, Visa, and JPMorgan are already experimenting with Avalanche to tokenize funds, payments, and even potentially stocks. • Focused growth: AVAX One’s first move is disciplined accumulation of AVAX with staking yield + long-term upside. From there, the company will invest into fintechs and onboard them onto Avalanche, creating a self-reinforcing cycle of adoption. • Scaramucci made it clear: while we live in a multi-chain world, Avalanche is uniquely positioned to lead in tokenization because of its enterprise tools and real-world integrations. AVAX One bridges traditional capital markets with on-chain finance, giving institutional players a trusted way to go all-in on Avalanche. The institutional era of Avalanche has officially arrived. 🔺
1:50

Big news for Avalanche 🔺 Anthony Scaramucci , founder of SkyBridge, just became lead advisor of AVAX One, the first NASDAQ-listed company built around Avalanche🔺 . Backed by Hivemind and the Avalanche Foundation, the plan is to raise $550M for a digital asset treasury dedicated to AVAX. So what does this mean? • Institutional gateway: For the first time, Wall Street investors will have a regulated, publicly traded vehicle to get direct exposure to Avalanche. • Massive bet on tokenization: Scaramucci compared Avalanche to a “Swiss Army knife” of blockchains thanks to its subnets, giving enterprises flexibility to customize and scale. • Adoption momentum: BlackRock, Visa, and JPMorgan are already experimenting with Avalanche to tokenize funds, payments, and even potentially stocks. • Focused growth: AVAX One’s first move is disciplined accumulation of AVAX with staking yield + long-term upside. From there, the company will invest into fintechs and onboard them onto Avalanche, creating a self-reinforcing cycle of adoption. • Scaramucci made it clear: while we live in a multi-chain world, Avalanche is uniquely positioned to lead in tokenization because of its enterprise tools and real-world integrations. AVAX One bridges traditional capital markets with on-chain finance, giving institutional players a trusted way to go all-in on Avalanche. The institutional era of Avalanche has officially arrived. 🔺

Ukin

34,730 просмотров • 1 год назад

CoinDesk's Public Keys at the NYSE 🏛 takes you back to the highlights from #Consensus2026 → Miami in Miami. Anthony Pompliano 🌪 says "75% of crypto companies aren't going to be here in 5 years," State Street's Angus Fletcher on tokenized fund service launching from Luxembourg by end of 2026, and Sharplink's CEO Joseph Chalom on why ETH's risk/reward "has never been better." With Jenn Sanasie. 00:00 Welcome to Public Keys at NYSE 00:14 Pomp on 75% of Crypto Being "Dead and Never Coming Back" 02:30 The Four Survivors: Bitcoin, Infrastructure, Stablecoins, Tokenization 04:30 Ghost Chains and Why Crypto Needs to Grow Up 05:30 BlackRock Is Now a Bitcoin Company 09:00 Pomp on Prediction Markets and ETFs as "Biggest New Category" 12:30 State Street's Angus Fletcher Joins 14:30 Why Traditional and Digital Will Run Together 17:00 Regulatory Clarity as a Stamp of Approval 18:30 State Street Picks Luxembourg for Tokenized Funds 20:30 SharpLink CEO Joseph Chalom on Ethereum as Infrastructure 23:30 Permanent ETH Capital and Institutional Standards 26:30 Why Stablecoins Will Outpace Bitcoin Payments 31:00 Chalom: ETH Risk/Reward "Never Been Better"
31:57

CoinDesk's Public Keys at the NYSE 🏛 takes you back to the highlights from #Consensus2026 → Miami in Miami. Anthony Pompliano 🌪 says "75% of crypto companies aren't going to be here in 5 years," State Street's Angus Fletcher on tokenized fund service launching from Luxembourg by end of 2026, and Sharplink's CEO Joseph Chalom on why ETH's risk/reward "has never been better." With Jenn Sanasie. 00:00 Welcome to Public Keys at NYSE 00:14 Pomp on 75% of Crypto Being "Dead and Never Coming Back" 02:30 The Four Survivors: Bitcoin, Infrastructure, Stablecoins, Tokenization 04:30 Ghost Chains and Why Crypto Needs to Grow Up 05:30 BlackRock Is Now a Bitcoin Company 09:00 Pomp on Prediction Markets and ETFs as "Biggest New Category" 12:30 State Street's Angus Fletcher Joins 14:30 Why Traditional and Digital Will Run Together 17:00 Regulatory Clarity as a Stamp of Approval 18:30 State Street Picks Luxembourg for Tokenized Funds 20:30 SharpLink CEO Joseph Chalom on Ethereum as Infrastructure 23:30 Permanent ETH Capital and Institutional Standards 26:30 Why Stablecoins Will Outpace Bitcoin Payments 31:00 Chalom: ETH Risk/Reward "Never Been Better"

CoinDesk

16,529 просмотров • 5 месяцев назад

Still not holding $XDC? Watch what SettleMint is saying here, because XDC is being wired into the institutional stack built to move real-world assets onchain at scale. Adam Popat said the industry is moving past ten years of experiments and into the phase of “replumbing the entire global capital market system.” I’ve been following XDC for a long time, and this lines up perfectly with the direction the network has been building toward. In June, SettleMint and XVC Tech signed an MoU to bring regulated digital assets, stablecoin liquidity, credit markets and financial institutions onto XDC Network. SettleMint also agreed to become a strategic XDC masternode operator, which requires locking 10 million XDC. Now look at what SettleMint already does. It helped OCBC move from a tokenization experiment into a real production platform supporting tokenized bonds. It works with SBI Digital Markets on bonds, funds, deposits and equities. It powers national-scale real-estate tokenization in Saudi Arabia through REGA/RER. It is building regulated securities infrastructure with ADI Foundation in Abu Dhabi. It integrated Ripple Custody into DALP. It also partnered with Utila, while XDC already has its own Utila integration. That is starting to look like an actual institutional operating stack. And XDC already has the assets and liquidity waiting underneath. Through Archax, tokenized fund representations connected with BlackRock, Fidelity International, State Street and abrdn have already touched the XDC ecosystem. VERT Capital plans up to $1B in tokenized debt and receivables. Clearpool brings institutional credit markets. Native USDC and CCTP V2 provide the digital cash layer. Bridge, a Stripe company, connects fiat, virtual accounts and USDC settlement into XDC Payments. SettleMint can now take a bank or asset manager through: issuance → compliance → custody → servicing → settlement → secondary markets while XDC handles the blockchain layer underneath. And every public-network transaction still uses $XDC as gas. More validators also means more XDC locked. More tokenized assets mean more lifecycle transactions after issuance. This is much bigger than minting a token. It is building the machinery required to run real capital markets onchain. If SettleMint keeps bringing institutions into production, $XDC could end up sitting underneath far more financial activity than most people are pricing in today.
1:14

Still not holding $XDC? Watch what SettleMint is saying here, because XDC is being wired into the institutional stack built to move real-world assets onchain at scale. Adam Popat said the industry is moving past ten years of experiments and into the phase of “replumbing the entire global capital market system.” I’ve been following XDC for a long time, and this lines up perfectly with the direction the network has been building toward. In June, SettleMint and XVC Tech signed an MoU to bring regulated digital assets, stablecoin liquidity, credit markets and financial institutions onto XDC Network. SettleMint also agreed to become a strategic XDC masternode operator, which requires locking 10 million XDC. Now look at what SettleMint already does. It helped OCBC move from a tokenization experiment into a real production platform supporting tokenized bonds. It works with SBI Digital Markets on bonds, funds, deposits and equities. It powers national-scale real-estate tokenization in Saudi Arabia through REGA/RER. It is building regulated securities infrastructure with ADI Foundation in Abu Dhabi. It integrated Ripple Custody into DALP. It also partnered with Utila, while XDC already has its own Utila integration. That is starting to look like an actual institutional operating stack. And XDC already has the assets and liquidity waiting underneath. Through Archax, tokenized fund representations connected with BlackRock, Fidelity International, State Street and abrdn have already touched the XDC ecosystem. VERT Capital plans up to $1B in tokenized debt and receivables. Clearpool brings institutional credit markets. Native USDC and CCTP V2 provide the digital cash layer. Bridge, a Stripe company, connects fiat, virtual accounts and USDC settlement into XDC Payments. SettleMint can now take a bank or asset manager through: issuance → compliance → custody → servicing → settlement → secondary markets while XDC handles the blockchain layer underneath. And every public-network transaction still uses $XDC as gas. More validators also means more XDC locked. More tokenized assets mean more lifecycle transactions after issuance. This is much bigger than minting a token. It is building the machinery required to run real capital markets onchain. If SettleMint keeps bringing institutions into production, $XDC could end up sitting underneath far more financial activity than most people are pricing in today.

X Finance Bull

44,874 просмотров • 17 дней назад

"The old business model for the internet was a distraction" Sam Ragsdale worked on Google Ads, a business that generates $300 billion a year. Every dollar of an ads business depends on getting a person to look at an ad shown to them while they are shopping for something else, whereas an agent doing the same shopping doesn't care for ads. Checkouts, flight bookings and product searches were never designed for agents to use in the first place. "It was actually built to block bots." He and his co-founder Ryan Sproule started Merit Systems two years ago, after a stretch at Google and a16z. Merit built x402scan on top of Coinbase's x402 payment standard. It is a directory of what an AI agent can buy on its own. Sales teams can pull contact details through it, hedge funds can buy satellite imagery, and developers can even rent GPUs. It launched with about 100 items and now has close to 50,000. They then built AgentCash, the wallet the agent can pay from. The same balance on AgentCash works on both of the available machine payments standards - x402 and MPP. "The universe of agent payments today is very, very small. We're in the first inning, and we're talking 100 to 1000x growth in the next five years." Sam's full conversation with Zachary Hughes: 2:46 - Choosing software over mechanical engineering 4:27 - How the internet got built in 1997 5:20 - How the web almost charged for every page 6:29 - Working on Google Ads, and the 2016 report 7:41 - Why the old internet ran on distraction 8:56 - Why agents will not use browsers or websites 9:35 - Why Instagram and TikTok are safer than Google 13:48 - What agents still cannot buy 15:49 - Where AI money went before ChatGPT 17:02 - Why your agent should answer to you 20:31 - Launching x402scan, and the boom that followed 22:32 - Inside AgentCash 24:12 - Buying data that only coders could reach 25:05 - Why checkouts block agents 27:35 - The business model for agent payments 32:21 - Why stablecoins fit agent payments 34:38 - What is holding stablecoins back 37:02 - Who Amazon's shopping assistant works for 38:00 - Open checkouts or private platform deals Episode 0056. Presented to you by Altitude
40:05

"The old business model for the internet was a distraction" Sam Ragsdale worked on Google Ads, a business that generates $300 billion a year. Every dollar of an ads business depends on getting a person to look at an ad shown to them while they are shopping for something else, whereas an agent doing the same shopping doesn't care for ads. Checkouts, flight bookings and product searches were never designed for agents to use in the first place. "It was actually built to block bots." He and his co-founder Ryan Sproule started Merit Systems two years ago, after a stretch at Google and a16z. Merit built x402scan on top of Coinbase's x402 payment standard. It is a directory of what an AI agent can buy on its own. Sales teams can pull contact details through it, hedge funds can buy satellite imagery, and developers can even rent GPUs. It launched with about 100 items and now has close to 50,000. They then built AgentCash, the wallet the agent can pay from. The same balance on AgentCash works on both of the available machine payments standards - x402 and MPP. "The universe of agent payments today is very, very small. We're in the first inning, and we're talking 100 to 1000x growth in the next five years." Sam's full conversation with Zachary Hughes: 2:46 - Choosing software over mechanical engineering 4:27 - How the internet got built in 1997 5:20 - How the web almost charged for every page 6:29 - Working on Google Ads, and the 2016 report 7:41 - Why the old internet ran on distraction 8:56 - Why agents will not use browsers or websites 9:35 - Why Instagram and TikTok are safer than Google 13:48 - What agents still cannot buy 15:49 - Where AI money went before ChatGPT 17:02 - Why your agent should answer to you 20:31 - Launching x402scan, and the boom that followed 22:32 - Inside AgentCash 24:12 - Buying data that only coders could reach 25:05 - Why checkouts block agents 27:35 - The business model for agent payments 32:21 - Why stablecoins fit agent payments 34:38 - What is holding stablecoins back 37:02 - Who Amazon's shopping assistant works for 38:00 - Open checkouts or private platform deals Episode 0056. Presented to you by Altitude

Stabledash

11,227 просмотров • 1 месяц назад

Tokenization is no longer a back-office experiment. It’s the front office. Sandy Kaul from Franklin Templeton Digital Assets and Ian De Bode from Ondo Finance join our Stateful podcast, hosted by Franklin Bi. In this episode, they discuss how capital markets are coming onchain: - 100% of Franklin Templeton’s digital asset AUM comes from net new crypto-native customers - Ondo’s tokenized ETFs: permissionless, 24/7, usable as DeFi collateral like stablecoins for stocks - AI agents will need blockchain rails to execute 183 trillion in machine-to-machine transactions - A crypto whale bought $50M of Google stock in a single trade. Education incoming. - The headline for mission accomplished: net new inflows to tokenized products exceed off-chain launches 01:57 Franklin Templeton Tokenizing in 2019 03:37 Proving Blockchain Efficiency to the SEC 04:30 The Transfer Agent Advantage 05:55 How Ondo Tokenizes Stocks and ETFs 08:15 How Ondo’s Tokenization Relate 09:05 Why Permissionless Wrappers Unlock Global Capital Markets 10:48 The Real Reason Crypto Wants 24/7 Trading Access 12:02 Stablecoins vs Web2 Fintech: Why Blockchain Wins 13:05 Real-Time Settlement: The Death of T+2 14:22 Smart Contracts That Program Investor Protections 16:29 24/7 Markets Create More Demand 17:02 Why AI Agents Need Tokenization 18:04 $183 Trillion in AI Agent Transactions by 2030 19:01 Legacy Systems Can't Handle Machine-to-Machine Commerce 20:17 Tokenization: The Bridge to Institutional Crypto Allocations 21:04 Why TradFi Needs Crypto's Innovation Stack 22:02 Permissionless Wrappers: Why KYC Doesn't Scale for Agents 23:37 The Moment Franklin Templeton Decided to Partner with Ondo 25:14 Why Permissionless Tokens Scare Traditional Firms 27:29 100% of Franklin's Digital Assets Come From Crypto Natives 30:01 Opening Net New Distribution Channels, Not Just Products 33:20 Success Metrics: Assets, Thought Partnership, and Experimentation 35:07 Educating Crypto Natives on Diversification and ETFs 36:53 When $200M Bitcoin Holders Discover Traditional Assets 38:14 The Generational Shift: Crypto Natives Meet TradFi
48:11

Tokenization is no longer a back-office experiment. It’s the front office. Sandy Kaul from Franklin Templeton Digital Assets and Ian De Bode from Ondo Finance join our Stateful podcast, hosted by Franklin Bi. In this episode, they discuss how capital markets are coming onchain: - 100% of Franklin Templeton’s digital asset AUM comes from net new crypto-native customers - Ondo’s tokenized ETFs: permissionless, 24/7, usable as DeFi collateral like stablecoins for stocks - AI agents will need blockchain rails to execute 183 trillion in machine-to-machine transactions - A crypto whale bought $50M of Google stock in a single trade. Education incoming. - The headline for mission accomplished: net new inflows to tokenized products exceed off-chain launches 01:57 Franklin Templeton Tokenizing in 2019 03:37 Proving Blockchain Efficiency to the SEC 04:30 The Transfer Agent Advantage 05:55 How Ondo Tokenizes Stocks and ETFs 08:15 How Ondo’s Tokenization Relate 09:05 Why Permissionless Wrappers Unlock Global Capital Markets 10:48 The Real Reason Crypto Wants 24/7 Trading Access 12:02 Stablecoins vs Web2 Fintech: Why Blockchain Wins 13:05 Real-Time Settlement: The Death of T+2 14:22 Smart Contracts That Program Investor Protections 16:29 24/7 Markets Create More Demand 17:02 Why AI Agents Need Tokenization 18:04 $183 Trillion in AI Agent Transactions by 2030 19:01 Legacy Systems Can't Handle Machine-to-Machine Commerce 20:17 Tokenization: The Bridge to Institutional Crypto Allocations 21:04 Why TradFi Needs Crypto's Innovation Stack 22:02 Permissionless Wrappers: Why KYC Doesn't Scale for Agents 23:37 The Moment Franklin Templeton Decided to Partner with Ondo 25:14 Why Permissionless Tokens Scare Traditional Firms 27:29 100% of Franklin's Digital Assets Come From Crypto Natives 30:01 Opening Net New Distribution Channels, Not Just Products 33:20 Success Metrics: Assets, Thought Partnership, and Experimentation 35:07 Educating Crypto Natives on Diversification and ETFs 36:53 When $200M Bitcoin Holders Discover Traditional Assets 38:14 The Generational Shift: Crypto Natives Meet TradFi

Pantera Capital

27,104 просмотров • 6 месяцев назад

In the latest episode of Professionally Curious 🧠, Joanna Cook @ SOON📍🇺🇸 🗽 (AI 🦞Arc) sits down with Nemil Dalal, one of the most recognizable minds shaping modern crypto — from his early Y Combinator days to leading product innovation at Coinbase, and now pushing forward the next frontier with X402. Nemil opens up about his unconventional crypto origin story, the internal cultural evolution at Coinbase, and what it took for the company to shift from “just an exchange” into a force driving open standards, infrastructure, and developer ecosystems. He talks candidly about product velocity, philosophical disagreements, and why crypto needed a reset toward programmability and open protocols. Joanna and Nemil break down why X402 exists, what it unlocks for AI-native finance, and how integrating payments directly into the internet changes everything — from commerce to capital markets to how users interact with apps. They explore how stablecoins were only the first chapter, and why the world is inevitably moving toward millions of tokens, programmable markets, and agent-driven transaction layers. Think ahead: AI agents executing trades, routing payments, rebalancing portfolios, settling invoices, and powering prediction markets — all through a universal open standard. A world where every app can pay, transact, and coordinate without friction. This episode dives into the architecture behind it 👇 SOON takeaway: Our work with X402 isn’t theoretical. Joanna discusses how SOON’s high-performance SVM infra and our on-chain prediction experiments surfaced exactly the type of bottlenecks Nemil describes — blockspace saturation, facilitator constraints, and UX limitations. It’s reaffirmed why open coordination layers like X402 matter, and why building in public with community feedback is the only way to get this right. Key themes: • Why Coinbase’s culture needed to evolve • Programmability as the next era of finance • Stablecoins as the gateway to millions of assets • AI agents reshaping how users interact with crypto • X402 as the payment layer of the internet • Open standards vs walled-garden platforms • The growing demand for real use cases • Hackathons as catalysts for new ecosystems • Bridging Web2 familiarity with Web3 autonomy • Community-led innovation across protocols ⏱️ Timestamps 00:00 – Performance metrics & scalability questions 00:31 – Coinbase’s cultural pivot toward innovation 03:38 – Nemil’s personal journey into crypto 06:32 – The future of crypto founders’ ecosystems 09:35 – Philosophical foundations of the X402 protocol 15:29 – Open standards & the role of community 21:37 – AI + commerce: new use cases emerging 23:09 – Hackathons as engines of innovation 24:14 – Practical bridges from Web2 → Web3 25:07 – AI capital markets & internet-native payments 26:16 – Tokenization, blockchains & market structure 27:44 – Prediction markets + AI integration 31:10 – Designing user-friendly crypto UX 33:10 – High-performance infra & dev tooling 35:37 – Collaboration across the ecosystem 40:21 – Spicy takes about crypto’s future
48:10

In the latest episode of Professionally Curious 🧠, Joanna Cook @ SOON📍🇺🇸 🗽 (AI 🦞Arc) sits down with Nemil Dalal, one of the most recognizable minds shaping modern crypto — from his early Y Combinator days to leading product innovation at Coinbase, and now pushing forward the next frontier with X402. Nemil opens up about his unconventional crypto origin story, the internal cultural evolution at Coinbase, and what it took for the company to shift from “just an exchange” into a force driving open standards, infrastructure, and developer ecosystems. He talks candidly about product velocity, philosophical disagreements, and why crypto needed a reset toward programmability and open protocols. Joanna and Nemil break down why X402 exists, what it unlocks for AI-native finance, and how integrating payments directly into the internet changes everything — from commerce to capital markets to how users interact with apps. They explore how stablecoins were only the first chapter, and why the world is inevitably moving toward millions of tokens, programmable markets, and agent-driven transaction layers. Think ahead: AI agents executing trades, routing payments, rebalancing portfolios, settling invoices, and powering prediction markets — all through a universal open standard. A world where every app can pay, transact, and coordinate without friction. This episode dives into the architecture behind it 👇 SOON takeaway: Our work with X402 isn’t theoretical. Joanna discusses how SOON’s high-performance SVM infra and our on-chain prediction experiments surfaced exactly the type of bottlenecks Nemil describes — blockspace saturation, facilitator constraints, and UX limitations. It’s reaffirmed why open coordination layers like X402 matter, and why building in public with community feedback is the only way to get this right. Key themes: • Why Coinbase’s culture needed to evolve • Programmability as the next era of finance • Stablecoins as the gateway to millions of assets • AI agents reshaping how users interact with crypto • X402 as the payment layer of the internet • Open standards vs walled-garden platforms • The growing demand for real use cases • Hackathons as catalysts for new ecosystems • Bridging Web2 familiarity with Web3 autonomy • Community-led innovation across protocols ⏱️ Timestamps 00:00 – Performance metrics & scalability questions 00:31 – Coinbase’s cultural pivot toward innovation 03:38 – Nemil’s personal journey into crypto 06:32 – The future of crypto founders’ ecosystems 09:35 – Philosophical foundations of the X402 protocol 15:29 – Open standards & the role of community 21:37 – AI + commerce: new use cases emerging 23:09 – Hackathons as engines of innovation 24:14 – Practical bridges from Web2 → Web3 25:07 – AI capital markets & internet-native payments 26:16 – Tokenization, blockchains & market structure 27:44 – Prediction markets + AI integration 31:10 – Designing user-friendly crypto UX 33:10 – High-performance infra & dev tooling 35:37 – Collaboration across the ecosystem 40:21 – Spicy takes about crypto’s future

SOON - Solana Optimistic Network (Mainnet Arc)

38,868 просмотров • 10 месяцев назад

𝐓𝐡𝐞 𝟐𝟎𝟐𝟔 𝐖𝐨𝐫𝐥𝐝 𝐂𝐮𝐩 𝐰𝐢𝐥𝐥 𝐠𝐞𝐧𝐞𝐫𝐚𝐭𝐞 𝐦𝐨𝐫𝐞 𝐩𝐫𝐞𝐝𝐢𝐜𝐭𝐢𝐨𝐧 𝐚𝐜𝐭𝐢𝐯𝐢𝐭𝐲 𝐭𝐡𝐚𝐧 𝐚𝐧𝐲 𝐬𝐩𝐨𝐫𝐭𝐢𝐧𝐠 𝐞𝐯𝐞𝐧𝐭 𝐢𝐧 𝐡𝐢𝐬𝐭𝐨𝐫𝐲. Most people will use sportsbooks. A few will discover something better. Here's why the World Cup is actually POTS MARKET Market biggest moment. Every match carries dozens of predictable outcomes, not just who wins, but scorelines, goalscorers, red cards, halftime leads, VAR decisions. Traditional sportsbooks will process billions in bets. And keep most of it. Here is the problem with sportsbooks that nobody talks about: They set the odds. Not the market. Which means the house always has an edge baked in before you place a single bet. You're not trading against the market, you're trading against a company whose entire business model depends on you losing. That's not a prediction market. That's a casino with a football shirt on. Prediction markets are different. The odds aren't set by a company. They're set by the collective intelligence of everyone participating. When millions of people put real money behind their beliefs, the market finds truth faster than any analyst, pundit, or algorithm working alone. This is why prediction markets outperform polls, pundits, and press releases, every single time. Now here's where POTS Market changes the game entirely. POTS MONEY has a dedicated sports vertical, built specifically for football, basketball, and esports. Not a generic market with a football category tucked in the corner. A tailored module optimized for the way sports prediction actually works, short windows, live data, rapid settlement. 64 World Cup matches = 64 live prediction markets. Each one open, on-chain, transparent. But the real edge is not the markets themselves. It's the capital layer underneath them. On a traditional sportsbook, every bet locks your full stake. You place £100, that £100 is gone until settlement. POTS Money changes this. The DeFi lending primitive means you can collateralize positions and optimize capital across multiple markets simultaneously, without locking up dead capital on each one. That's not betting. That's portfolio management. And then there's the AI layer. Via MCP (Model Context Protocol), you can deploy autonomous trading agents that monitor live match data and execute positions based on your pre-set strategy. Imagine this: Agent monitors possession stats in real time Detects a momentum shift at the 60th minute Auto-places a position on the next goalscorer market before the crowd even reacts 𝙏𝙝𝙖𝙩'𝙨 𝙣𝙤𝙩 𝙖 𝙥𝙧𝙚𝙙𝙞𝙘𝙩𝙞𝙤𝙣. 𝙏𝙝𝙖𝙩'𝙨 𝙖𝙣 𝙚𝙙𝙜𝙚 Compare the two worlds side by side: Sportsbook: ❌ House sets the odds ❌ Geo-restricted ❌ Capital locked per bet ❌ No automation ❌ Withdraw only when they allow it POTS Market: ✅ Market sets the odds ✅ Open and on-chain ✅ Capital efficient via DeFi lending ✅ AI agents execute your strategy ✅ Fully collateralized, transparent settlement One of these is built for the next decade. The other is built for the last one. The timing is not a coincidence. POTS Market launches Q2 2026, right as World Cup fever peaks globally. Q1 2026 — MVP + Polymarket integration ✅ Q2 2026 — Market Launch + DeFi lending beta 👈 we are here Q3-Q4 2026 — Skill Hub + Sub-accounts 2027+ — DAO governance + cross-chain The infrastructure is ready exactly when the biggest prediction event on earth arrives. That's timing. The 2026 World Cup will mint the first generation of serious prediction market traders. Most will start on sportsbooks. The ones who do their research will end up on POTS. From trusting the house to trusting the market. From locked capital to capital efficiency. From punting to positioning. POTS MARKET POTS MONEY, the World Cup just became a DeFi event.
3:28

𝐓𝐡𝐞 𝟐𝟎𝟐𝟔 𝐖𝐨𝐫𝐥𝐝 𝐂𝐮𝐩 𝐰𝐢𝐥𝐥 𝐠𝐞𝐧𝐞𝐫𝐚𝐭𝐞 𝐦𝐨𝐫𝐞 𝐩𝐫𝐞𝐝𝐢𝐜𝐭𝐢𝐨𝐧 𝐚𝐜𝐭𝐢𝐯𝐢𝐭𝐲 𝐭𝐡𝐚𝐧 𝐚𝐧𝐲 𝐬𝐩𝐨𝐫𝐭𝐢𝐧𝐠 𝐞𝐯𝐞𝐧𝐭 𝐢𝐧 𝐡𝐢𝐬𝐭𝐨𝐫𝐲. Most people will use sportsbooks. A few will discover something better. Here's why the World Cup is actually POTS MARKET Market biggest moment. Every match carries dozens of predictable outcomes, not just who wins, but scorelines, goalscorers, red cards, halftime leads, VAR decisions. Traditional sportsbooks will process billions in bets. And keep most of it. Here is the problem with sportsbooks that nobody talks about: They set the odds. Not the market. Which means the house always has an edge baked in before you place a single bet. You're not trading against the market, you're trading against a company whose entire business model depends on you losing. That's not a prediction market. That's a casino with a football shirt on. Prediction markets are different. The odds aren't set by a company. They're set by the collective intelligence of everyone participating. When millions of people put real money behind their beliefs, the market finds truth faster than any analyst, pundit, or algorithm working alone. This is why prediction markets outperform polls, pundits, and press releases, every single time. Now here's where POTS Market changes the game entirely. POTS MONEY has a dedicated sports vertical, built specifically for football, basketball, and esports. Not a generic market with a football category tucked in the corner. A tailored module optimized for the way sports prediction actually works, short windows, live data, rapid settlement. 64 World Cup matches = 64 live prediction markets. Each one open, on-chain, transparent. But the real edge is not the markets themselves. It's the capital layer underneath them. On a traditional sportsbook, every bet locks your full stake. You place £100, that £100 is gone until settlement. POTS Money changes this. The DeFi lending primitive means you can collateralize positions and optimize capital across multiple markets simultaneously, without locking up dead capital on each one. That's not betting. That's portfolio management. And then there's the AI layer. Via MCP (Model Context Protocol), you can deploy autonomous trading agents that monitor live match data and execute positions based on your pre-set strategy. Imagine this: Agent monitors possession stats in real time Detects a momentum shift at the 60th minute Auto-places a position on the next goalscorer market before the crowd even reacts 𝙏𝙝𝙖𝙩'𝙨 𝙣𝙤𝙩 𝙖 𝙥𝙧𝙚𝙙𝙞𝙘𝙩𝙞𝙤𝙣. 𝙏𝙝𝙖𝙩'𝙨 𝙖𝙣 𝙚𝙙𝙜𝙚 Compare the two worlds side by side: Sportsbook: ❌ House sets the odds ❌ Geo-restricted ❌ Capital locked per bet ❌ No automation ❌ Withdraw only when they allow it POTS Market: ✅ Market sets the odds ✅ Open and on-chain ✅ Capital efficient via DeFi lending ✅ AI agents execute your strategy ✅ Fully collateralized, transparent settlement One of these is built for the next decade. The other is built for the last one. The timing is not a coincidence. POTS Market launches Q2 2026, right as World Cup fever peaks globally. Q1 2026 — MVP + Polymarket integration ✅ Q2 2026 — Market Launch + DeFi lending beta 👈 we are here Q3-Q4 2026 — Skill Hub + Sub-accounts 2027+ — DAO governance + cross-chain The infrastructure is ready exactly when the biggest prediction event on earth arrives. That's timing. The 2026 World Cup will mint the first generation of serious prediction market traders. Most will start on sportsbooks. The ones who do their research will end up on POTS. From trusting the house to trusting the market. From locked capital to capital efficiency. From punting to positioning. POTS MARKET POTS MONEY, the World Cup just became a DeFi event.

KIMMY OF GOOD LIFE 😍

22,452 просмотров • 4 месяцев назад

🚨🚨🚨If you hold $XRP, stellar:native, hedera-hashgraph:native or other U.S.-rooted digital assets, you do NOT want to miss this CLARITY Act update. Washington just put an actual clock on crypto market structure. Patrick Witt, the Executive Director of the Presidential Council of Advisors for Digital Assets, made it clear in his latest Semafor interview that the current political window is unusually important. His message was simple: years of work have already gone into this bill, the gap between both parties has narrowed, and once the November midterms arrive, passing something this large becomes much harder. Then came the date that everyone holding these assets should know: September 15, 2026 That is when the Senate cloture motion on H.R. 3633, the Digital Asset Market Clarity Act, ripens. This is not final passage. It is the procedural vote needed to move the legislation forward in the Senate. But if that hurdle clears, Washington moves into the next stage of the bill instead of leaving market structure stuck in political limbo. And this is why I think $XRP, stellar:native and hedera-hashgraph:native deserve a completely different conversation around this vote. Because Washington has already told us something huge about all three. Back on March 17, 2026, the SEC and CFTC explicitly named XRP, Stellar XLM and Hedera HBAR as examples of digital commodities. Read that carefully. The argument is no longer starting from: “Will Washington eventually decide what these assets are?” The agencies have already placed them in the digital-commodity category. The missing piece is turning that regulatory direction into a durable federal market structure covering the actual financial system around them. That is what CLARITY is trying to do. And this bill is much further along than people realize. The House already passed CLARITY on July 17, 2025 by 294–134, with 78 Democrats voting for it. Then the Senate Banking Committee advanced its version on May 14, 2026 by 15–9. Senator Cynthia Lummis released the combined Banking and Agriculture Committee text on July 22. That created the current 616-page Senate substitute. So we have already moved through House passage, committee work, a merged Senate framework and now into a Senate floor procedural vote. Patrick Witt calling this the moment to act makes much more sense when you see how far the legislation has already travelled. And I think people are underestimating what the legislation actually deals with. This is not a bill that simply stamps “commodity” onto a few cryptocurrencies and walks away. It lays out federal rules around digital-commodity exchanges, brokers, dealers, qualified custody, bank activity, distributed-ledger recordkeeping, tokenized securities, self-custody, software developers, portfolio margining and regulatory sandboxes. That matters far more to me than another headline saying Washington is “crypto friendly.” Because the real institutional bottleneck has always been the operating questions. 👉Who regulates the spot market? 👉What can a bank hold? 👉What can a broker trade? 👉How does custody work? 👉Can a bank use a public distributed ledger? 👉How should tokenized securities operate? Can existing financial institutions plug digital commodities into products they already offer? CLARITY is designed to put actual federal structure around those questions. And one provision jumps off the page when you compare it with what Ripple, Stellar and Hedera have spent years building. The Senate framework says a national bank may use digital assets or distributed-ledger systems for activities, products and services it is otherwise legally authorized to provide. That sentence could have enormous consequences. Think about the difference between a bank asking: “Are we even allowed to touch this technology?” and a bank asking: “Which network should we use?” That is a massive shift in the commercial conversation. And $XRP, stellar:native and hedera-hashgraph:native already have ecosystems aimed directly at the second question. That is what gets me bullish. The law would not need to invent their institutional use cases. Those use cases are already being built. Start with $XRP. No large U.S.-associated crypto asset has carried a regulatory scar quite like XRP. Ripple was sued by the SEC in 2020. Years of uncertainty followed. Then the district court concluded that XRP itself was not inherently a security, Ripple's programmatic XRP sales were not securities transactions, and certain direct institutional sales were treated differently. The litigation reached a final judgment in 2024. Ripple and the SEC dismissed their appeals in August 2025. Then March 2026 arrives and XRP appears directly in the SEC/CFTC digital-commodity interpretation. Now add the latest Senate language. Section 10105 addresses digital-asset transactions that already received a non-appealable final federal court judgment finding that the transaction was not an offer, sale or distribution of a security. That provision has obvious relevance to XRP's history. So XRP is entering this CLARITY debate with something very few assets possess: a completed federal court record, an agency digital-commodity classification, and proposed legislation that specifically acknowledges the significance of prior final court judgments. That changes the entire framing around XRP. For years, XRP had to carry the question of regulatory survival. The next chapter can increasingly become about scale. How much regulated liquidity can XRP attract? How deeply can it enter payments? How much institutional FX can use it? How much tokenized finance can XRPL support? How much liquidity can Ripple Prime bring into the broader ecosystem? Those are much better questions for holders than endlessly debating whether XRP itself should exist inside U.S. markets. And Ripple has not been sitting still waiting for Congress. Its 2026 institutional strategy describes XRP utility across payments, liquidity and credit. Ripple Prime now clears more than $3 trillion annually across markets for 300+ institutional customers. Its U.S. prime-brokerage infrastructure supports XRP and RLUSD alongside broader institutional trading activity. Ripple Prime also raised $275 million in investment-grade senior notes to expand its U.S. business. Ripple has RLUSD. 👉It has payments. 👉It has custody. 👉It has tokenization infrastructure. 👉It has treasury infrastructure. 👉It has institutional liquidity infrastructure. 👉It has onchain credit development. That is why the timing is so important. Imagine if Ripple had to begin building all of that after regulatory clarity arrived. It would still be years away from institutional scale. Instead, much of the machinery already exists before Congress finishes writing the rules. That is a fundamentally stronger setup. Then there is stellar:native. Stellar has a different regulatory story, but the fit with CLARITY may be just as powerful. The Stellar Development Foundation, led by Denelle Dixon, has been asking Washington for clear digital-commodity rules for years. Dixon previously described regulatory clarity before the Senate Agriculture Committee as existential to building responsibly and bringing established institutions into blockchain. Fast-forward to September 2026. The SEC/CFTC explicitly lists XLM as a digital commodity. Stellar has roughly $4 billion of real-world assets on the network according to SDF's current update. Stablecoin transfer volume reached $11.4 billion in Q2, up 72% quarter over quarter. And then U.S. Bank did something that perfectly explains why CLARITY matters. On September 9, U.S. Bank completed its first pilot transaction using USBDC, its proprietary dollar-backed stablecoin, on Stellar. The bank moved that digital money between its own entities in North America and Europe. This wasn't separated from normal bank infrastructure. The transaction remained connected to U.S. Bank's existing finance, risk, compliance and operational systems. The pilot tested minting, payment, redemption, freezing and clawback. And U.S. Bank and SDF are already evaluating additional areas including liquidity management, collateral mobility and cross-border treasury operations. That is one of the cleanest examples I can think of. A major American bank is already testing proprietary bank money on Stellar. At the same time, Congress is debating legislation saying national banks can use digital assets and distributed ledgers for financial activities they are otherwise permitted to perform. The technology is already there. The bank is already testing it. The legislation is trying to create a clearer statutory environment around the activity. That is why I don't view CLARITY as the beginning of Stellar's institutional thesis. It could become the legal framework catching up to something that is already happening. Then there is DTCC. DTC's Tokenization Service plans to connect tokenized DTC-custodied assets to Stellar in the first half of 2027. The asset classes being evaluated include U.S. Treasury bills, notes and bonds, major-index ETFs and Russell 1000 securities. CLARITY separately addresses how tokenized securities can operate while remaining subject to securities law. Put those two developments together and the significance becomes obvious. Stellar's institutional story is increasingly about bank money on one side and tokenized capital markets on the other. XLM sits natively underneath that network through fees, reserves and network liquidity. That is exactly the kind of environment that becomes more valuable when financial institutions have a durable rulebook. Then look at hedera-hashgraph:native. This connection gets even more specific. Patrick Witt himself participated at HederaCon 2026 in the closing fireside chat titled “Policy Meets Innovation: Clarity over Chaos.” He was literally discussing what CLARITY could mean for institutional adoption and U.S. digital assets inside the Hedera ecosystem. Then consider what Hedera already has in place. HBAR was explicitly listed by the SEC/CFTC as a digital commodity. The Canary HBAR ETF, HBR, trades on Nasdaq and directly holds HBAR. Its structure includes BitGo Bank & Trust and Archax as HBAR custodians and U.S. Bank as cash custodian. So regulated public-market access already exists. Then you have the enterprise side. Lloyds Banking Group, Aberdeen Investments and Archax have already executed FX trades using tokenized money-market funds and UK gilts on Hedera as collateral. Aberdeen manages around £500 billion. Archax has also launched real-time streaming cash flows for tokenized securities on Hedera using USDC. Wyoming's FRNT, described in the context as the first U.S. state-issued stable token, is live on Hedera. Hedera Stablecoin Studio is built around banks, tokenized deposits, regulated stablecoins and financial institutions. Again, CLARITY does not need to create Hedera's institutional market. Hedera already has banks, regulated tokenization, stablecoin infrastructure, exchange-traded HBAR access and public-sector digital money activity around the network. The proposed federal framework could make it easier for more institutions to engage with that infrastructure from inside established banking and capital-market rules. That is why these three assets feel so different from the average altcoin around this vote. All three are already standing inside the categories Washington is trying to formalize. XRP is sitting inside payments, liquidity, prime brokerage and tokenized finance. XLM is sitting inside stablecoins, bank money, tokenized securities and cross-border settlement. HBAR is sitting inside regulated tokenization, bank-facing DLT infrastructure, digital cash and collateral markets. And all three are already named by federal regulators as digital commodities. That combination is incredibly important. People call XRP, XLM and HBAR “Made in America” coins all the time. That phrase is not a legal CLARITY category. Congress is not giving an asset special treatment because it has American roots. The stronger story is far better anyway. Ripple was founded in the U.S. The Stellar Development Foundation is a Delaware nonprofit. The Hedera Council is a Delaware LLC. And their native assets already sit inside the same federal digital-commodity interpretation. So if the market starts searching for an informal American digital-infrastructure basket after CLARITY advances, I can understand exactly why these names would come up. Not because of a slogan. Because their infrastructure already overlaps with the financial activities being addressed by the legislation. And there is another layer here that I think crypto investors often miss. Regulatory clarity doesn't only affect traders. It affects compliance departments. 👉Bank boards. 👉Risk committees. 👉Custodians. 👉Broker-dealers. 👉ETF issuers. 👉Prime brokers. 👉Asset managers. 👉Market makers. 👉Corporate treasurers. Those institutions don't need a viral tweet to decide where billions of dollars can go. They need legal language their lawyers can map against their operations. That is where legislation can change behavior. An agency interpretation can be important. A congressional statute can become much harder to reverse. That distinction is exactly why CLARITY can matter even though XRP, XLM and HBAR already have the digital-commodity designation today. March gave them classification. CLARITY can help build the permanent market around that classification. And the wider Trump administration policy direction already lines up with it. The May 19 executive order says federal regulation should allow digital assets and innovative technology to integrate into traditional financial services and payment systems. The White House digital-assets report supports clearer CFTC authority over spot non-security digital assets, custody, trading, DeFi, tokenization, stablecoins and blockchain activity by banks. The policy path is beginning to look coherent: GENIUS Act for stablecoins. SEC/CFTC interpretation for asset taxonomy. The banking executive order for integration into traditional finance. CLARITY for the broader market structure. That is a very different Washington than the one XRP holders were dealing with several years ago. And Patrick Witt is now saying there is a political window to finish the job. He would not attach himself to Senator Cynthia Lummis' specific 2030 warning. But his reasoning was clear. The November midterms can change congressional math. Lame-duck periods are difficult. Major legislation gets harder as an administration gets older. That is why September 15 deserves attention. Again, it is not final passage. But clearing the cloture hurdle would mean the Senate has enough support to proceed despite months of negotiation. For XRP, XLM and HBAR, the significance is not a one-day candle. The significance is what happens if their institutional ecosystems finally operate under a durable statutory framework. For $XRP, that could push the conversation even further away from years of SEC uncertainty and toward institutional scale through Ripple Prime, RLUSD, payments, FX, tokenization and credit. For stellar:native, it could give U.S. Bank's stablecoin work, DTCC's upcoming Stellar connection and the network's growing RWA market a clearer U.S. path. For hedera-hashgraph:native, it could support exactly the bank-DLT and regulated-tokenization environment Hedera has spent years preparing for. And there is even a second policy route in Witt's interview. He said that if Congress does not complete the legislation, the administration intends to push an aggressive SEC and CFTC rulemaking agenda. That means these assets are entering the next stage from a position where the agencies have already placed all three inside the digital-commodity category. I still prefer the congressional route because statute is the bigger prize. But either way, U.S. policy is moving deeper into the question of how these markets should actually operate. That is why I see September 15 differently. It isn't simply another crypto vote. It is a test of whether the United States is ready to move from classifying digital assets to building the financial market around them. And XRP, XLM and HBAR do not need to wait around hoping someone builds infrastructure afterward. The infrastructure is already there. The law is finally trying to catch up. If that happens, the next phase for these assets won't be about proving they belong in American finance. It will be about seeing how much of American finance can actually run through the systems already built around them.
1:24

🚨🚨🚨If you hold $XRP, stellar:native, hedera-hashgraph:native or other U.S.-rooted digital assets, you do NOT want to miss this CLARITY Act update. Washington just put an actual clock on crypto market structure. Patrick Witt, the Executive Director of the Presidential Council of Advisors for Digital Assets, made it clear in his latest Semafor interview that the current political window is unusually important. His message was simple: years of work have already gone into this bill, the gap between both parties has narrowed, and once the November midterms arrive, passing something this large becomes much harder. Then came the date that everyone holding these assets should know: September 15, 2026 That is when the Senate cloture motion on H.R. 3633, the Digital Asset Market Clarity Act, ripens. This is not final passage. It is the procedural vote needed to move the legislation forward in the Senate. But if that hurdle clears, Washington moves into the next stage of the bill instead of leaving market structure stuck in political limbo. And this is why I think $XRP, stellar:native and hedera-hashgraph:native deserve a completely different conversation around this vote. Because Washington has already told us something huge about all three. Back on March 17, 2026, the SEC and CFTC explicitly named XRP, Stellar XLM and Hedera HBAR as examples of digital commodities. Read that carefully. The argument is no longer starting from: “Will Washington eventually decide what these assets are?” The agencies have already placed them in the digital-commodity category. The missing piece is turning that regulatory direction into a durable federal market structure covering the actual financial system around them. That is what CLARITY is trying to do. And this bill is much further along than people realize. The House already passed CLARITY on July 17, 2025 by 294–134, with 78 Democrats voting for it. Then the Senate Banking Committee advanced its version on May 14, 2026 by 15–9. Senator Cynthia Lummis released the combined Banking and Agriculture Committee text on July 22. That created the current 616-page Senate substitute. So we have already moved through House passage, committee work, a merged Senate framework and now into a Senate floor procedural vote. Patrick Witt calling this the moment to act makes much more sense when you see how far the legislation has already travelled. And I think people are underestimating what the legislation actually deals with. This is not a bill that simply stamps “commodity” onto a few cryptocurrencies and walks away. It lays out federal rules around digital-commodity exchanges, brokers, dealers, qualified custody, bank activity, distributed-ledger recordkeeping, tokenized securities, self-custody, software developers, portfolio margining and regulatory sandboxes. That matters far more to me than another headline saying Washington is “crypto friendly.” Because the real institutional bottleneck has always been the operating questions. 👉Who regulates the spot market? 👉What can a bank hold? 👉What can a broker trade? 👉How does custody work? 👉Can a bank use a public distributed ledger? 👉How should tokenized securities operate? Can existing financial institutions plug digital commodities into products they already offer? CLARITY is designed to put actual federal structure around those questions. And one provision jumps off the page when you compare it with what Ripple, Stellar and Hedera have spent years building. The Senate framework says a national bank may use digital assets or distributed-ledger systems for activities, products and services it is otherwise legally authorized to provide. That sentence could have enormous consequences. Think about the difference between a bank asking: “Are we even allowed to touch this technology?” and a bank asking: “Which network should we use?” That is a massive shift in the commercial conversation. And $XRP, stellar:native and hedera-hashgraph:native already have ecosystems aimed directly at the second question. That is what gets me bullish. The law would not need to invent their institutional use cases. Those use cases are already being built. Start with $XRP. No large U.S.-associated crypto asset has carried a regulatory scar quite like XRP. Ripple was sued by the SEC in 2020. Years of uncertainty followed. Then the district court concluded that XRP itself was not inherently a security, Ripple's programmatic XRP sales were not securities transactions, and certain direct institutional sales were treated differently. The litigation reached a final judgment in 2024. Ripple and the SEC dismissed their appeals in August 2025. Then March 2026 arrives and XRP appears directly in the SEC/CFTC digital-commodity interpretation. Now add the latest Senate language. Section 10105 addresses digital-asset transactions that already received a non-appealable final federal court judgment finding that the transaction was not an offer, sale or distribution of a security. That provision has obvious relevance to XRP's history. So XRP is entering this CLARITY debate with something very few assets possess: a completed federal court record, an agency digital-commodity classification, and proposed legislation that specifically acknowledges the significance of prior final court judgments. That changes the entire framing around XRP. For years, XRP had to carry the question of regulatory survival. The next chapter can increasingly become about scale. How much regulated liquidity can XRP attract? How deeply can it enter payments? How much institutional FX can use it? How much tokenized finance can XRPL support? How much liquidity can Ripple Prime bring into the broader ecosystem? Those are much better questions for holders than endlessly debating whether XRP itself should exist inside U.S. markets. And Ripple has not been sitting still waiting for Congress. Its 2026 institutional strategy describes XRP utility across payments, liquidity and credit. Ripple Prime now clears more than $3 trillion annually across markets for 300+ institutional customers. Its U.S. prime-brokerage infrastructure supports XRP and RLUSD alongside broader institutional trading activity. Ripple Prime also raised $275 million in investment-grade senior notes to expand its U.S. business. Ripple has RLUSD. 👉It has payments. 👉It has custody. 👉It has tokenization infrastructure. 👉It has treasury infrastructure. 👉It has institutional liquidity infrastructure. 👉It has onchain credit development. That is why the timing is so important. Imagine if Ripple had to begin building all of that after regulatory clarity arrived. It would still be years away from institutional scale. Instead, much of the machinery already exists before Congress finishes writing the rules. That is a fundamentally stronger setup. Then there is stellar:native. Stellar has a different regulatory story, but the fit with CLARITY may be just as powerful. The Stellar Development Foundation, led by Denelle Dixon, has been asking Washington for clear digital-commodity rules for years. Dixon previously described regulatory clarity before the Senate Agriculture Committee as existential to building responsibly and bringing established institutions into blockchain. Fast-forward to September 2026. The SEC/CFTC explicitly lists XLM as a digital commodity. Stellar has roughly $4 billion of real-world assets on the network according to SDF's current update. Stablecoin transfer volume reached $11.4 billion in Q2, up 72% quarter over quarter. And then U.S. Bank did something that perfectly explains why CLARITY matters. On September 9, U.S. Bank completed its first pilot transaction using USBDC, its proprietary dollar-backed stablecoin, on Stellar. The bank moved that digital money between its own entities in North America and Europe. This wasn't separated from normal bank infrastructure. The transaction remained connected to U.S. Bank's existing finance, risk, compliance and operational systems. The pilot tested minting, payment, redemption, freezing and clawback. And U.S. Bank and SDF are already evaluating additional areas including liquidity management, collateral mobility and cross-border treasury operations. That is one of the cleanest examples I can think of. A major American bank is already testing proprietary bank money on Stellar. At the same time, Congress is debating legislation saying national banks can use digital assets and distributed ledgers for financial activities they are otherwise permitted to perform. The technology is already there. The bank is already testing it. The legislation is trying to create a clearer statutory environment around the activity. That is why I don't view CLARITY as the beginning of Stellar's institutional thesis. It could become the legal framework catching up to something that is already happening. Then there is DTCC. DTC's Tokenization Service plans to connect tokenized DTC-custodied assets to Stellar in the first half of 2027. The asset classes being evaluated include U.S. Treasury bills, notes and bonds, major-index ETFs and Russell 1000 securities. CLARITY separately addresses how tokenized securities can operate while remaining subject to securities law. Put those two developments together and the significance becomes obvious. Stellar's institutional story is increasingly about bank money on one side and tokenized capital markets on the other. XLM sits natively underneath that network through fees, reserves and network liquidity. That is exactly the kind of environment that becomes more valuable when financial institutions have a durable rulebook. Then look at hedera-hashgraph:native. This connection gets even more specific. Patrick Witt himself participated at HederaCon 2026 in the closing fireside chat titled “Policy Meets Innovation: Clarity over Chaos.” He was literally discussing what CLARITY could mean for institutional adoption and U.S. digital assets inside the Hedera ecosystem. Then consider what Hedera already has in place. HBAR was explicitly listed by the SEC/CFTC as a digital commodity. The Canary HBAR ETF, HBR, trades on Nasdaq and directly holds HBAR. Its structure includes BitGo Bank & Trust and Archax as HBAR custodians and U.S. Bank as cash custodian. So regulated public-market access already exists. Then you have the enterprise side. Lloyds Banking Group, Aberdeen Investments and Archax have already executed FX trades using tokenized money-market funds and UK gilts on Hedera as collateral. Aberdeen manages around £500 billion. Archax has also launched real-time streaming cash flows for tokenized securities on Hedera using USDC. Wyoming's FRNT, described in the context as the first U.S. state-issued stable token, is live on Hedera. Hedera Stablecoin Studio is built around banks, tokenized deposits, regulated stablecoins and financial institutions. Again, CLARITY does not need to create Hedera's institutional market. Hedera already has banks, regulated tokenization, stablecoin infrastructure, exchange-traded HBAR access and public-sector digital money activity around the network. The proposed federal framework could make it easier for more institutions to engage with that infrastructure from inside established banking and capital-market rules. That is why these three assets feel so different from the average altcoin around this vote. All three are already standing inside the categories Washington is trying to formalize. XRP is sitting inside payments, liquidity, prime brokerage and tokenized finance. XLM is sitting inside stablecoins, bank money, tokenized securities and cross-border settlement. HBAR is sitting inside regulated tokenization, bank-facing DLT infrastructure, digital cash and collateral markets. And all three are already named by federal regulators as digital commodities. That combination is incredibly important. People call XRP, XLM and HBAR “Made in America” coins all the time. That phrase is not a legal CLARITY category. Congress is not giving an asset special treatment because it has American roots. The stronger story is far better anyway. Ripple was founded in the U.S. The Stellar Development Foundation is a Delaware nonprofit. The Hedera Council is a Delaware LLC. And their native assets already sit inside the same federal digital-commodity interpretation. So if the market starts searching for an informal American digital-infrastructure basket after CLARITY advances, I can understand exactly why these names would come up. Not because of a slogan. Because their infrastructure already overlaps with the financial activities being addressed by the legislation. And there is another layer here that I think crypto investors often miss. Regulatory clarity doesn't only affect traders. It affects compliance departments. 👉Bank boards. 👉Risk committees. 👉Custodians. 👉Broker-dealers. 👉ETF issuers. 👉Prime brokers. 👉Asset managers. 👉Market makers. 👉Corporate treasurers. Those institutions don't need a viral tweet to decide where billions of dollars can go. They need legal language their lawyers can map against their operations. That is where legislation can change behavior. An agency interpretation can be important. A congressional statute can become much harder to reverse. That distinction is exactly why CLARITY can matter even though XRP, XLM and HBAR already have the digital-commodity designation today. March gave them classification. CLARITY can help build the permanent market around that classification. And the wider Trump administration policy direction already lines up with it. The May 19 executive order says federal regulation should allow digital assets and innovative technology to integrate into traditional financial services and payment systems. The White House digital-assets report supports clearer CFTC authority over spot non-security digital assets, custody, trading, DeFi, tokenization, stablecoins and blockchain activity by banks. The policy path is beginning to look coherent: GENIUS Act for stablecoins. SEC/CFTC interpretation for asset taxonomy. The banking executive order for integration into traditional finance. CLARITY for the broader market structure. That is a very different Washington than the one XRP holders were dealing with several years ago. And Patrick Witt is now saying there is a political window to finish the job. He would not attach himself to Senator Cynthia Lummis' specific 2030 warning. But his reasoning was clear. The November midterms can change congressional math. Lame-duck periods are difficult. Major legislation gets harder as an administration gets older. That is why September 15 deserves attention. Again, it is not final passage. But clearing the cloture hurdle would mean the Senate has enough support to proceed despite months of negotiation. For XRP, XLM and HBAR, the significance is not a one-day candle. The significance is what happens if their institutional ecosystems finally operate under a durable statutory framework. For $XRP, that could push the conversation even further away from years of SEC uncertainty and toward institutional scale through Ripple Prime, RLUSD, payments, FX, tokenization and credit. For stellar:native, it could give U.S. Bank's stablecoin work, DTCC's upcoming Stellar connection and the network's growing RWA market a clearer U.S. path. For hedera-hashgraph:native, it could support exactly the bank-DLT and regulated-tokenization environment Hedera has spent years preparing for. And there is even a second policy route in Witt's interview. He said that if Congress does not complete the legislation, the administration intends to push an aggressive SEC and CFTC rulemaking agenda. That means these assets are entering the next stage from a position where the agencies have already placed all three inside the digital-commodity category. I still prefer the congressional route because statute is the bigger prize. But either way, U.S. policy is moving deeper into the question of how these markets should actually operate. That is why I see September 15 differently. It isn't simply another crypto vote. It is a test of whether the United States is ready to move from classifying digital assets to building the financial market around them. And XRP, XLM and HBAR do not need to wait around hoping someone builds infrastructure afterward. The infrastructure is already there. The law is finally trying to catch up. If that happens, the next phase for these assets won't be about proving they belong in American finance. It will be about seeing how much of American finance can actually run through the systems already built around them.

X Finance Bull

123,370 просмотров • 1 месяц назад

🇦🇺 Hedera Just Completed the Most Advanced Tokenization in Australia's History Reserve Bank of Australia's Project Acacia used real central bank money. "We're not doing POCs anymore. Only proofs of value." PROJECT ACACIA (HEDERA OVERVIEW) • Real claims on central bank money. • Exchange settlement accounts tokenized as wholesale CBDCs on Hedera HashSphere. • Hedera synced CBDC movements between private and public chain in real time. • DvP atomic settlement. Both legs of every transaction fulfilled simultaneously. IMPERIUM MARKETS (HEDERA USE CASE) The only licensed marketplace in Australia for term deposits, NCDs, and annuities. They started on R3 Corda. They switched to Hedera. • Term deposits, certificates of deposit, and annuities tokenized as digital twins • Recorded, custodied, and traded onchain on public-permissioned Hedera • Settlement via Cuscal stablecoin backed by wCBDC on HashSphere Collaborating banks: National Australia Bank, Westpac, Bank of Queensland, Colonial First State, Challenger Limited, AustralianSuper AP+ TOKEN INTERCHANGE (HEDERA USE CASE) • AP+ built an interchange for different stablecoins and deposit tokens on Hedera • A wCBDC digital twin ("white coin") served as the bridge asset on the public network • Underlying wCBDC on private HashSphere ASSETTO (Why it Matters) Full production-grade tokenization is now deployable in weeks on Hedera. Not years. • Enterprise-ready out of the box. • Public, private, or both environments. WHAT COMES NEXT • $24B annual opportunity identified in Australia. Currently capturing $1B. • Clipper (CLPR) Cross-Ledger Protocol announced. • Bridgeless multichain interoperability coming. • Regulators, RBA, and Treasury aligned and moving toward production. Rob Allen.Ħ | Hashgraph | HashPack Wallet Watch our exclusive interview with Rob Allen, Head of the Hedera Enterprise Adoption Team (HEAT):
56:51

🇦🇺 Hedera Just Completed the Most Advanced Tokenization in Australia's History Reserve Bank of Australia's Project Acacia used real central bank money. "We're not doing POCs anymore. Only proofs of value." PROJECT ACACIA (HEDERA OVERVIEW) • Real claims on central bank money. • Exchange settlement accounts tokenized as wholesale CBDCs on Hedera HashSphere. • Hedera synced CBDC movements between private and public chain in real time. • DvP atomic settlement. Both legs of every transaction fulfilled simultaneously. IMPERIUM MARKETS (HEDERA USE CASE) The only licensed marketplace in Australia for term deposits, NCDs, and annuities. They started on R3 Corda. They switched to Hedera. • Term deposits, certificates of deposit, and annuities tokenized as digital twins • Recorded, custodied, and traded onchain on public-permissioned Hedera • Settlement via Cuscal stablecoin backed by wCBDC on HashSphere Collaborating banks: National Australia Bank, Westpac, Bank of Queensland, Colonial First State, Challenger Limited, AustralianSuper AP+ TOKEN INTERCHANGE (HEDERA USE CASE) • AP+ built an interchange for different stablecoins and deposit tokens on Hedera • A wCBDC digital twin ("white coin") served as the bridge asset on the public network • Underlying wCBDC on private HashSphere ASSETTO (Why it Matters) Full production-grade tokenization is now deployable in weeks on Hedera. Not years. • Enterprise-ready out of the box. • Public, private, or both environments. WHAT COMES NEXT • $24B annual opportunity identified in Australia. Currently capturing $1B. • Clipper (CLPR) Cross-Ledger Protocol announced. • Bridgeless multichain interoperability coming. • Regulators, RBA, and Treasury aligned and moving toward production. Rob Allen.Ħ | Hashgraph | HashPack Wallet Watch our exclusive interview with Rob Allen, Head of the Hedera Enterprise Adoption Team (HEAT):

Generation Infinity

224,956 просмотров • 4 месяцев назад

Prompt-to-DeFi Early Access is now live. Today, DeFi strategy creation and execution changes forever: The agentic way. One prompt. Complete execution. INFINIT possibilities. Describe any DeFi strategy or workflow in plain language and watch the INFINIT AI Agent Swarm transform them into executable DeFi strategies. Here's how the new way to DeFi looks like. > Prompt-to-DeFi Makes DeFi Navigation As Simple As Typing Early Access Now Available For Phase 1 Waitlisters & Code Holders The Beginning of The Agentic DeFi Economy < Creators in this early phase position themselves at an advantage over others before fee collection and fee sharing to creators are enabled. Later on, creators will earn fees as users adopt their frameworks, attracting more creators and accelerating universal access to expert-level DeFi. The flywheel accelerates toward expert-level DeFi for everyone. Creativity is now the only limit. Start getting creative now:
0:56

Prompt-to-DeFi Early Access is now live. Today, DeFi strategy creation and execution changes forever: The agentic way. One prompt. Complete execution. INFINIT possibilities. Describe any DeFi strategy or workflow in plain language and watch the INFINIT AI Agent Swarm transform them into executable DeFi strategies. Here's how the new way to DeFi looks like. > Prompt-to-DeFi Makes DeFi Navigation As Simple As Typing Early Access Now Available For Phase 1 Waitlisters & Code Holders The Beginning of The Agentic DeFi Economy < Creators in this early phase position themselves at an advantage over others before fee collection and fee sharing to creators are enabled. Later on, creators will earn fees as users adopt their frameworks, attracting more creators and accelerating universal access to expert-level DeFi. The flywheel accelerates toward expert-level DeFi for everyone. Creativity is now the only limit. Start getting creative now:

INFINIT

103,964 просмотров • 9 месяцев назад

Hyperspace: A Peer-to-Peer Blockchain For The Agentic Intelligence Economy Over the past few weeks we observed that when agents do Karpathy-style experiments, and then gossip and share with others over the Hyperspace network, it leads to intelligence which is useful to many. Today we introduce the first-ever agentic blockchain which rewards agents when their experiments lead to intelligence for their network. It is based on a new mechanism called Proof-of-Intelligence (PoI) which requires a cryptographic proof of experimentation, a nominal stake, and a proof of compute in order to mine the currency of this new blockchain. -> This approach diverges from the two primary ways to secure blockchains we have seen so far: Proof-of-Work by Bitcoin (meaningless hash-generation), and Proof-of-Stake by Ethereum (capital is all that matters here). Proof-of-Intelligence specifically incentivizes miners to run more capable intelligent infrastructure (better open source models, on more powerful GPUs) in order to be able to be the ones which compound and improve upon the experiments which other agents then find useful. Adoption is the unit of value In Bitcoin, you earn by finding a valid hash. In Hyperspace, you earn when another agent uses your experiment as a starting point and improves on it. A fixed budget of tokens is emitted per epoch and split among participants by weight - and verified adoption of your work is the largest weight multiplier. Garbage experiments earn nothing because no one adopts them. Thoughtful experiments compound: each adoption triggers downstream adoptions. The incentive to run powerful models and intelligent search strategies is built into the economics, not imposed by rules. Research DAG When an agent runs an experiment and shares its result, other agents can adopt that result as their starting point - mutate it, extend it, improve upon it. Each experiment is a commit in a content-addressed graph we call the ResearchDAG. Like Git, but for research. Over time, the DAG accumulates chains of reasoning: agent A discovers RMSNorm helps, agent B adds warmup scheduling on top, agent C scales the hidden dimension. The graph records who built on whom. This is the network's collective intelligence - not any single experiment, but the accumulated structure of experiments and their relationships. Broadband era for agentic commerce: $0.001 micropayments at 10M TPS (theoretical max) This blockchain is built upon our research in how to scale and build for the broadband-era of the agentic economy, where it has a theoretical max of 10 million transactions per second (TPS), while reducing the agent-to-agent micropayments to $0.001 even at scale (based on architecture design). Overall, it is 100x cheaper than Ethereum, and is designed from the ground-up for agents: enshrining agent-native opcodes in the protocol compared to the more inefficient smart contract driven approach. It packs in a robust Agent Virtual Machine (AVM) which can verify multiple types of agent work, for other agents to be able to trust, invoke and pay each other. This then feeds into improving the peer-to-peer AgentRank (see paper and launch post from earlier). By solving for trust, scale and incentives for agents to operate autonomously, this would form the basis of a new economy. This is the world's first agentic blockchain, and you can join and start running a blockchain node today (it is in testnet). PS: We are releasing the code today, and will release our blockchain scalability paper and other presentations in days ahead. This is the most advanced peer-to-peer AI and cryptography software in the world. It has bugs :)
0:30

Hyperspace: A Peer-to-Peer Blockchain For The Agentic Intelligence Economy Over the past few weeks we observed that when agents do Karpathy-style experiments, and then gossip and share with others over the Hyperspace network, it leads to intelligence which is useful to many. Today we introduce the first-ever agentic blockchain which rewards agents when their experiments lead to intelligence for their network. It is based on a new mechanism called Proof-of-Intelligence (PoI) which requires a cryptographic proof of experimentation, a nominal stake, and a proof of compute in order to mine the currency of this new blockchain. -> This approach diverges from the two primary ways to secure blockchains we have seen so far: Proof-of-Work by Bitcoin (meaningless hash-generation), and Proof-of-Stake by Ethereum (capital is all that matters here). Proof-of-Intelligence specifically incentivizes miners to run more capable intelligent infrastructure (better open source models, on more powerful GPUs) in order to be able to be the ones which compound and improve upon the experiments which other agents then find useful. Adoption is the unit of value In Bitcoin, you earn by finding a valid hash. In Hyperspace, you earn when another agent uses your experiment as a starting point and improves on it. A fixed budget of tokens is emitted per epoch and split among participants by weight - and verified adoption of your work is the largest weight multiplier. Garbage experiments earn nothing because no one adopts them. Thoughtful experiments compound: each adoption triggers downstream adoptions. The incentive to run powerful models and intelligent search strategies is built into the economics, not imposed by rules. Research DAG When an agent runs an experiment and shares its result, other agents can adopt that result as their starting point - mutate it, extend it, improve upon it. Each experiment is a commit in a content-addressed graph we call the ResearchDAG. Like Git, but for research. Over time, the DAG accumulates chains of reasoning: agent A discovers RMSNorm helps, agent B adds warmup scheduling on top, agent C scales the hidden dimension. The graph records who built on whom. This is the network's collective intelligence - not any single experiment, but the accumulated structure of experiments and their relationships. Broadband era for agentic commerce: $0.001 micropayments at 10M TPS (theoretical max) This blockchain is built upon our research in how to scale and build for the broadband-era of the agentic economy, where it has a theoretical max of 10 million transactions per second (TPS), while reducing the agent-to-agent micropayments to $0.001 even at scale (based on architecture design). Overall, it is 100x cheaper than Ethereum, and is designed from the ground-up for agents: enshrining agent-native opcodes in the protocol compared to the more inefficient smart contract driven approach. It packs in a robust Agent Virtual Machine (AVM) which can verify multiple types of agent work, for other agents to be able to trust, invoke and pay each other. This then feeds into improving the peer-to-peer AgentRank (see paper and launch post from earlier). By solving for trust, scale and incentives for agents to operate autonomously, this would form the basis of a new economy. This is the world's first agentic blockchain, and you can join and start running a blockchain node today (it is in testnet). PS: We are releasing the code today, and will release our blockchain scalability paper and other presentations in days ahead. This is the most advanced peer-to-peer AI and cryptography software in the world. It has bugs :)

Varun

30,689 просмотров • 6 месяцев назад