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🚨SEC on VAULTS 👀XRPL’s XLS-65/66 will be protocol-native primitives, a real distinction that aids transparency and reduces hidden control risks. Still, off-chain underwriting means securities-law analysis remains relevant. Peirce invites SEC engagement on exactly this. Reality check, not alarm. How does being native help? It embeds the rules (pooling,...

11,195 views • 21 days ago •via X (Twitter)

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Shido has many important milestones ahead this year, with the most significant being the launch of Nova EVM for the Shido Network, including both testnet and mainnet deployments. Nova is a complete rebuild of the Shido Network, featuring a new consensus protocol and a modular stack. This new design will enable Shido to unlock a range of powerful protocol-level features that support real-world use cases and institutional adoption. The Nova mainnet roadmap not only enhances the chain for DeFi and general computation, but also specifically optimizes it for privacy, stablecoin payments, and financial accounting. Key features on the Nova roadmap: • Gas fees paid in stablecoin at a fixed rate, with automatic conversion to the native Shido token. This optional feature removes gas price volatility and makes accounting and cost forecasting easier for businesses. • Optional privacy transactions designed with compliance in mind. While the Shido Network remains a public chain by default, it can support confidential transfers for users when required. • Reserved blockspace for stablecoin transfers. This ensures guaranteed throughput and enterprise-grade reliability for all stablecoin transactions. • Fee sponsorship, enabling gas-free payments for users when sponsored by applications, service providers, businesses, or the foundation. • An optimized token standard designed to support structured data. As Shido moves forward in 2026, detailed milestones and timelines will be announced for specific features and upgrades to the network. Learn more at

Shido

214,881 views • 5 months ago

Cross-chain infrastructure has a vocabulary problem. The word "Atomic" appears in bridge protocols, HTLC swaps and interoperability solutions of every kind. It's being used to describe mechanisms that deliver fundamentally different guarantees, and the industry isn't being precise enough about the difference. > Economic atomicity is what most bridges and cross-chain swaps deliver. The smart contract guarantees an all-or-nothing outcome at the application layer, but both legs still settle on separate chains through separate consensus mechanisms. The guarantee depends on both parties behaving rationally within timelock windows that are measured in hours. When a validator gets compromised, a chain reorgs, an attacker locks counterparty capital and simply waits, the smart contract can't protect against any of it. The window of exposure between two separate settlement events is where the damage happens. > Consensus-level atomicity is what Zenith delivers. Both legs of a transaction are processed within the same single consensus mechanism as one indivisible operation. There is no window and no timelock. The protocol itself guarantees that both legs commit together or neither does, regardless of what either party does or what the infrastructure beneath them does. For consumer applications that distinction is manageable, but for institutional finance moving real capital across chain boundaries, it's the difference between infrastructure you can depend on and infrastructure that works until something goes wrong. The EVM execution adds a few hundred milliseconds to Canton's native finality time, that's the entire overhead. Compared to timelock windows measured in hours, the latency difference alone changes what's possible to build. We wrote the full breakdown about two flavours of atomic that are worth understanding clearly before you build on either: Zth.

Zenith

21,333 views • 3 months ago

Most people think they understand finance. They don't. They know how to send money. Maybe how to trade. But the actual machinery underneath who controls which assets, who gets access to which markets, who decides who can even participate most people never see that part. And that's exactly where the problem starts. Right now, trillions of dollars in real-world value real estate, bonds, private credit, alternative funds are locked inside systems that were never designed to include you. Not unless you have the right passport, the right broker, the right balance in the right bank account. Traditional finance has always had an invisible velvet rope. Most of us just never got close enough to see it. Blockchain was supposed to change that. And it tried. DeFi opened a door. But even DeFi, for all its freedom, couldn't actually touch the real world. Tokens, yes. Speculation, yes. But actual real-world assets handled with proper compliance, proper security, proper legal enforceability that gap never really closed. Until something like Real comes along and asks a very different question. What if you didn't bolt RWA tokenization on top of an existing chain? What if you built the entire Layer 1 around it from the ground up? That's what Real is. The first fully decentralized, fully permissionless L1 blockchain built specifically not partially, not as a feature, but architecturally for the native tokenization of Real-World Assets. What does that mean ? It means things like bonds, real estate, private credit, and commodities can live on-chain with full transparency, full compliance, and full security baked into the protocol itself. Not added later. Not patched in. Native. They call it solving the "RWA Trilemma." Most tokenization projects have to sacrifice one of three things security, decentralization, or regulatory compliance. You either get compliant and centralized, or decentralized and legally fragile. Real built a hybrid validator architecture that doesn't make you choose. Business validators tokenizers, risk scorers, insurers each play a specific role in the asset lifecycle, staking tokens and facing real onchain penalties if they act wrong. The result is a system where real-world assets carry their own risk data, their own compliance metadata, and their own insurance all embedded directly at the protocol level. $29 million raised. A partnership with Wiener Privatbank SE: an actual institution. A partnership with RWA Inc. The $16 trillion RWA opportunity. A target of $500 million in tokenized assets. The numbers matter. But what matters more is the architecture. This feels like someone actually sat down and thought: what would financial infrastructure look like if it was rebuilt for the next hundred years? Finance was always a wall. What Real is building slowly, quietly, but very deliberately might just be a door. And most people still don't see it yet. #UCCC

Meow

11,164 views • 2 months ago

The FED’s Only Crypto Exchange Is Buying 15% Of One Altcoin The only crypto exchange the Federal Reserve let inside just bet its whole strategy on one altcoin. Everything we break down lives inside the community, link in bio, one dollar a month. Kraken is the first and only crypto native company in history to hold a Federal Reserve master account. That is direct access to the core payment system that moves money between every major bank in America, a door that was only open to traditional banks for 100 years. So when a company wired straight into the Fed makes a move, you pay attention. Here is the move. Kraken is in talks to buy 15 percent of Aave, the largest DeFi lending protocol in crypto, at a 385 million dollar valuation. The most fed connected player in the game is buying a piece of one specific coin. The question is why. Kraken already put more than 100 real stocks on chain through tokenized equities, with hundreds more coming. The SEC is clearing the path with its Project Crypto initiative, letting apps list tokenized securities directly and punching a hole in a 233 year old Wall Street monopoly. Picture it: you buy stocks on chain, then borrow against them instantly through DeFi, and the protocol built to do that at scale right now is Aave. So this is the bet. Stocks move on chain, and the lending that powers all of it runs through one coin. That is why Kraken is buying the coin before the rest of the world catches up. What it means for your money: this is what the start of institutional altcoin buying actually looks like. The most connected players position quietly, before it is obvious. The only real question is whether you see it before everyone else and act on it. Follow for the moves the news skips.

Alexander Lorenzo

25,234 views • 1 month ago

DON'T LET YOUR BITCOIN DIE WITH YOU 💀 ⚰️ Yea look, nobody likes to admit it but we all have to die one day. As I've been talking to people about their self custody lately - both Casa members and not - I hear the same thing over and over. "What happens if I die?" Many people feel pretty good about their bitcoin security for themselves. But their family members often have no idea how to use this stuff. Hardware wallet? Seed phrase stamped on metal? Shamir's secret sharing backups using SD cards, a passphrase, and a treasure hunt through the backyard with a shovel? 😵 We're solving that problem for all Casa members, starting today with Casa Inheritance. A key design principle we kept while building this was to make it as simple as possible for Recipients (your family members that will receive your bitcoin if you pass), while maintaining Casa-level security. An estate transfer is already a stressful time for family, and it can become even more stressful if you add in a crazy treasure hunt to access a fortune in bitcoin. For our basic 3 key vaults, we wanted it to be as easy as using the app. No metal plates, no need to use a hardware wallet, no magic passwords you have to keep track of or else risk messing up the asset transfer. Simplicity is security. So how does it work, in detail? A Vault Owner (Casa member) designates a Recipient (their family or friend) in the Casa app. The Recipient receives an invite to create a free Casa account. The Recipient scans a QR code provided by the Vault Owner, which contains an encrypted version of the owner's mobile key. This encrypted key is only able to be imported by the Recipient's Casa account, and the Recipient can't initially use it or see the vault balance. If the Vault Owner passes away, the Recipient can request access to the vault in their Casa app. This starts a 6 month timer, and sends a ton of notifications every month to the owner. If the owner is still alive, they can reject the request in app. If they are not, the timer will run out. When it does, the Recipient will be able to use the shared mobile key and the request a signature from the Casa Recovery Key for the shared vault. This gives them 2 out of 3 signatures, enough to access the assets. For 5 key vault users, one hardware key is shared with the Recipient. This small increase in friction for Recipients is often worth it for the increased security and resilience of a 5 key vault for larger holdings. To summarize now that you have the details: 1. Share keys and vault access during setup 2. 6 month timelock to ensure no malicious theft 3. Use shared keys and Casa key to access assets Full setup takes less than 5 minutes. Inheritance is one of the biggest problems in self custody today. If you've hodled through years of painful bear markets, you owe it to yourself and your family to not let the reward for that patience go to zero because you didn't have a plan - and we're here to make that easy. Check out the video to see how easy it really is. Like I said earlier this week - Casa is going after major problems in self-custody this year. Check this one off the list ✅. Next one coming sooner than you think 🔥.

Nick Neuman

125,739 views • 2 years ago

We are glad to announce that we have full STARK compatibility between Stone and Lambdaworks Starknet (Privacy Arc) Platinum Prover. We’re working on adding the CairoVM constraints, the builtins and layouts. You can generate a proof with Lambda Stark Platinum and verify it with Stone following the instructions here: The 3 main objectives to achieve against the alternatives are: 1. the prover and verifier should be easy to run. one command to prove any cairo code. the prover internally calls the vm first to generate the trace, the user shouldn’t do anything but run one command. one command to verify it locally with the stone verifier. we will also add a command to verify it with the l1 contract in ethereum mainnet or testnets. compatibility and support of all the builtins are being worked on. we will be updating the community in the upcoming weeks. for us it’s very important that anybody can test and play with our code. 2. performance. we are already 10 times faster than the stone prover. we believe we can be almost another order of magnitude faster. 3. code architecture and organization should be top notch. the codebase is pretty small on purpose. we are documenting everything we are doing. we are leveraging all the work done in lambdaworks for multiple other provers. this let us easily iterate, play and change any part of the prover. we can test and propose new ideas thanks to this. from our point or view this is crucial and a big improvement over what exists. we have multiple ideas on how to change the protocol. And here's a demo! Don't trust, verify.

Fede’s intern 🥊

16,713 views • 2 years ago

Given the current bullish market sentiment and the evident shift of users towards more volatile assets, there's a steadily increasing demand for stablecoins within the ecosystem. This shift is underscored by the growing use of leverage, where users borrow stablecoins to amplify their exposure to preferred volatile assets or to implement various strategies in DeFi. As the #MultiversX ecosystem currently lacks a native stablecoin, it faces challenges in achieving mature stable liquidity. Recognizing this gap, Hatom has significantly advanced in developing $USH, the first native stablecoin for #MultiversX. This stablecoin is akin to $DAI, the pioneering decentralized and over-collateralized stablecoin known for its resilience through numerous stress tests over the years, but will also feature some unique characteristics and design implementation. Within the #MultiversX ecosystem, the currently limited liquidity of stablecoins has led to notable metrics in the Hatom Lending Protocol. Here, the yields users can generate on their $USDC or $USDT have escalated to impressive middle double-digit percentages. This situation offers a golden opportunity for individuals with idle stable assets in their portfolios. The Lending Protocol is an appealing option to leverage these assets, offering remarkable flexibility—there are no lock-up periods, and it carries no risks of impermanent loss. This makes it an excellent choice to generate additional revenue while waiting for those assets to be deployed. Breaking down the current yields through the Lending Protocol as follows: • A 36.83% yield on $USDC, with 32.88% APY derived from the natural supply and demand within the lending protocol—where borrowers are paying the lenders. Additionally, the yield can be increased by 3.95% through the Booster. • A 40.24% yield on $USDT, with a 33.68% APY from providing liquidity to the Lending Protocol, which can be further boosted by 6.56% by staking $HTM into the Booster. All rewards generated through the Booster can be further amplified by 5% with the Accumulator if claimed in $HTM. *For a comprehensive understanding of how the Booster and Accumulator work, please read Hatom's official documentation. Clarification on the yields is crucial, as there is considerable interest in understanding the mechanics behind these attractive rates. Essentially, the yields on both $USDC and $USDT within the Lending Protocol are derived from the dynamics of supply and demand. Suppliers contribute funds to a pool from which other users borrow. As borrowing increases, so does the pool's utilization rate, leading to higher interest rates in both the supply and borrow markets. To achieve an optimal balance, borrowers are incentivized to repay their loans due to the higher cost of loan, which, in turn, provides lenders with more attractive returns on their deposits. This self-regulating mechanism ensures the Lending Protocol maintains a healthy equilibrium between supply and demand, optimizing yields for all participants. Rewards are paid out in the same assets that users deposit. For instance, if a user deposits $USDT into the money market, the yield generated will also be paid in $USDT. The sole exception to this rule applies to Booster rewards, which are paid out in $USDC or $HTM, with the latter offering a 5% premium. **Please note that the yields presented in this post represent current values at the time of posting and may differ by the time you read this. The most efficient way to take advantage of the high yields on the stablecoins is to bridge liquidity into the ecosystem through the official bridge developed by the #MultiversX team. The process is simple and efficient, allowing users to bridge from both #Ethereum and #BSC. You can access the bridge through the following link: To participate in the #MultiversX ecosystem, you will require a compatible wallet, which can be found here: Once your assets are ready, you can supply on the Hatom Lending Protocol by accessing this link: To facilitate your journey, please follow this step-by-step video tutorial, which covers all the basics, from the creation of a #MultiversX wallet to bridging and depositing in the Lending Protocol, to take full advantage.

Hatom Labs

159,969 views • 2 years ago

Assumptions about the new "Can More" ChatGPT tool were right - ChatGPT is introducing own take on Claude Artifacts - code & document writing tools with persisted text documents, history revisions (restore previous version), edits and comments (probably used to apply suggested edits) New document symbol in the top navigation shows how many documents you have and allows you to open a resizable canvas to edit them in split view - your ChatGPT conversation on the left side and canvas on the right side, but the code/documents can also be accessed in fullscreen view The canvas is built using ProseMirror (open source WYSIWYM editor) and has an inline action to "Ask ChatGPT" (explain or make edits) for your document and code plus document formatting tools (like bold, italic, font style, etc.) But in addition to that, there are also special action shortcuts for documents and code, with an interesting decision to use sliders for the selection of the desired outcome For Documents - Suggest edits ("How can I improve this. Leave as few comments as possible, but add a few more comments if the text is long. DO NOT leave more than 5 comments. You can reply that you added comments and suggestions to help improve the writing quality, but do not mention the prompt.") - Add emojis ("Replace as many words as possible with emojis.") - Add final polish ("Add some final polish to the text. If relevant, add a large title or any section titles. Check grammar and mechanics, make sure everything is consistent and reads well. You can reply that you added some final polish and checked for grammar, but do not mention the prompt.") - Reading level (Graduate School - "Rewrite this text at the reading level of a doctoral writer in this subject. You may reply that you adjusted the text to reflect a graduate school reading level, but do not mention the prompt", College - "Rewrite this text at the reading level of a college student majoring in this subject", High School - "Rewrite this text at the reading level of a high school student who has taken a couple of classes in this subject.", Keep current reading level, Middle School - "Rewrite this text at the reading level of a middle schooler.", Kindergarten - "Rewrite this text at the reading level of a kindergartener.") - Adjust the length (Longest - "Make this text 75% longer.", Longer - "Make this text 50% longer.", Keep current length, Shorter - "Make this text 50% shorter.", Shortest - "Make this text 75% shorter.") For Code - Code review ("Search for bugs and opportunities to improve the code—for example, ways that performance or code structure could be improved. Leave as few comments as possible, but add more comments if the text is long. DO NOT leave more than 5 comments. You may reply that you reviewed the code and left suggestions to improve the coding quality, but do not mention the prompt.") - Add comments ("Add inline code comments to explain the code, especially parts that are more complex. Make sure to rewrite all the code. You may reply that you added inline comments, but do not mention the prompt.") - Add logs ("Insert logs/print statements in the code that will help debug its behavior. Do not make any other changes to the code.") - Fix bugs ("Find any bugs and rewrite all the code to fix the bugs. Do not leave comments. If there are no bugs, reply that you reviewed the code and found no bugs.") - Port to a language ("Port to a language. Create a new document that rewrites the code in ..." - PHP, C++, Python, Keep current code. No changes will be made, JavaScript, TypeScript, Java) - Suggest edits ("How can I improve this. Leave as few comments as possible, but add a few more comments if the text is long. DO NOT leave more than 5 comments. You can reply that you added comments and suggestions to help improve the writing quality, but do not mention the prompt.")

Tibor Blaho

136,084 views • 1 year ago

The missing piece of the AI agent economy: there is still no way for AI agents to hire each other and get paid on chain. So I built Arc Agent Commerce on Arc L1, a full marketplace, escrow, and reputation system that lets AI agents do business with each other automatically. Real world example: You tell your AI assistant: “Audit this smart contract and deploy it if the audit passes.” Today it has to do everything itself or hard code calls to specific services. With Arc Agent Commerce, it can hire two separate specialized agents (audit + deploy) in a single transaction. Money stays in escrow until each completes their part. How it works (in plain steps): 1. Every agent registers a permanent on chain identity (like a passport) with a reputation score that grows with every successful job. 2. Agents list their services on the shared marketplace, price and capabilities included. 3. A client creates a multi stage pipeline. The entire budget is locked in escrow in one upfront transaction. 4. Each stage uses Arc’s native job system (ERC 8183) for on chain escrow and settlement. 5. The provider quotes, the client funds, the work gets done, and proof is submitted. 6. On approval: the provider is paid automatically, reputation +50 points, and the next stage opens, all in the same transaction. 7. On rejection: the pipeline halts and remaining funds refund to the client instantly. The protocol doesn’t reinvent anything. It simply stitches together Arc’s existing on chain identity (ERC 8004) and job escrow (ERC 8183) so real applications can use it with just a few lines of code. Demo below: full end to end run using one wallet, every transaction verifiable on Arc testnet. → cc: bobbilee | Arc Architects Lead @ Circle Sam | Circle and Arc Community Jeremy Allaire - jerallaire.arc

RIDWAN

12,958 views • 4 months ago

The $ONDO DAO has 190,000 token holders. Only 3,040 have ever touched governance. The vote that decides everything about this investment has not even been filed yet. Most people bought $ONDO because of the narrative. BlackRock. Clearstream. Deutsche Börse. Tokenised Treasuries. The story is real, and the protocol is legitimate. $3.57 billion in TVL. $66 million in annual management fees from real assets. But here is what nobody told you when you bought: None of that revenue touches the $ONDO token right now. The Ondo DAO has had 9 proposals in its entire history. The last one was executed in January 2024. It was not a fee switch. Zero active proposals today. 190,000 token holders. 3,040 delegates. 1.6% of holders are participating in the governance that controls the future of your investment. The other 98.4% are holding a vote they have never cast. Protocol fees flow into Ondo Finance Inc., USDY LLC, and the Ondo Foundation. Operations. Audits. Legal. Compliance. Whatever remains stays with the corporate entities. Not with you. The fee switch changes this entirely. If it passes, protocol revenue begins flowing directly to token holders. That single vote is the difference between $ONDO being a speculation instrument and a cash flow asset. This structure was not an accident. Tokenised securities live inside regulated wrappers. Ondo deliberately kept the token outside the revenue loop during the build phase. You do not flip a switch before the rails are in place. SEC no-action letter received. Clearstream integration announced. DTCC partnership confirmed. 500 million regulated investors now have onchain access to US markets. The rails are now in place. Before you size your position, answer this honestly: Are you investing in Ondo Finance (the protocol) or $ONDO (the token)? Right now, those are two completely different bets. The protocol is already winning. The token is still waiting for permission to participate in that win. The window between now and that vote is the only time you can position before the crowd understands what they are actually buying. Most people will find out what $ONDO really is the day the fee switch passes, and the price has already moved. The people who understood the governance structure before the vote will not need to explain themselves later. Track the DAO. The most important moment in $ONDO history has not happened yet. You just understood it now.

2xnmore

61,303 views • 3 months ago

There have been whispers of Bitcoin hodlers swapping BTC for Zcash 🤔🔏 Why? Because some Bitcoiners want to be able to transact with more privacy. BUT Bitcoin can still have NATIVE privacy and scale. Eli Ben-Sasson | Starknet.io explains how ZK-proofs and OP_CAT hold the key 🗝️👇 We caught up with the 'Godfather of ZK' on Cointelegraph's Chain Reaction show this week for a deep dive into the promise of zero-knowledge technology for Bitcoin and beyond. Ben-Sasson, who co-authored the ZeroCash protocol whitepaper and helped found Zcash 🛡️, said that Bitcoin can still have native privacy and infinite scalability if developers can agree to reinstate OP_CAT, a Satoshi-era OP_Code that Bitcoin's creator disabled in 2010. It turns out that Zcash's resurgence in 2025 could be the catalyst for Bitcoin's privacy push. "I hope that one consequence of this would be that the Bitcoin community becomes more open to things like OP_CAT and OP_STARK so that it can have post-quantum security, best privacy, best scale and programmability for this beautiful hard asset that is Bitcoin." Ben-Sasson said. "The technology is ready. All you need is a soft fork adding nine lines of code that Satoshi actually introduced. It's called OP_CAT. It's very, very easy. If there's a will, there's a way. In this case, it's a very simple way to give all of that goodness to Bitcoin itself." You can watch our full conversation with Ben-Sasson in the 🧵👀📺

Gareth Jenkinson

32,003 views • 9 months ago

What has been done and what's next. I'm writing this text mainly for myself so as not to forget some things. Later, based on it, we'll create a roadmap for the near future. And for you, dear $Gruta Fam, it will be useful for a general understanding of where we're heading. So, the goal is to create a unique AI-based analytical platform that includes several tools. AI agent Grufender - real-time analysis of crypto communities on X. Activity analysis, sentiment analysis, FUD and FUDders analysis, as well as the creation of other unique social metrics. The AI agent has been created and is functioning, collecting and analyzing data in real time. Its completeness can be estimated at 80 percent, as further improvements are required. The dashboard for this AI agent is also functioning but needs refinement and a new design. Its completeness can be estimated at 70 percent. The goal for the full dashboard release is to connect 50 - 100 top crypto communities to the AI agent. AI agent Grutector - analysis of any X users for contradictions (flip-flops). The AI agent has been created and is functioning. It has undergone beta testing by volunteers and needs adjustments. Its readiness can be estimated at 70 percent. The dashboard for this agent has also been created but needs rework and additional features - its readiness can be estimated at 50 percent. During the testing of Grutector , it became clear that the main user interest is in checking various KOLs, so an additional level of analysis specifically for KOLs will be created. More in-depth. How it will look: we'll select about 50- 100 KOLs to start with and fully analyze them using our AI agent - every tweet throughout the entire history of their accounts. And this full analysis of all these KOLs will appear on the Grutector dashboard (let's call this analysis L2, and the flip-flop analysis - L1). Every user will be able to access this analysis and get the full picture, for example, regarding Ansem 🐂🀄️ (who has over a hundred thousand tweets in his entire history!): how he became a KOL, what was the most interesting throughout the message history, what common patterns, which coins he promoted, and so on. And then the most interesting part - after reading this analysis, the user will be able to ask our AI agent: what did he say about women, for example? Or how did he promote certain coins? Or how consistent is he? And so on. Each such question will be paid. And, of course, we'll try to use #x402 in the internal payment system. Why is all this needed? Not only because it's interesting and will attract many users. But also if you've decided to buy a coin - you go to our analytical platform - and study the metrics for the coin's community, study the KOLs who shill the coin - and make a decision to buy the coin or abandon the purchase. And we're also currently creating a trading bot to participate in the trading AI bots contest from Aster 🥷 , which will make trading decisions based on metrics obtained from our AI agents 👀 Its readiness at the moment is approximately 15% of the planned functionality. Access to each product will be granted as it becomes ready. But right now, for example, you can explore the Grufender dashboard on the website along with beta testers (authorization via a wallet with a million $GRUTA tokens). In general, we're working, friends 🫡 $Gruta AI CA: 35t5DPbwJtB1tpGiSnqedLwQomi94BRKVDPyTRLdbonk

Dogtor

16,161 views • 9 months ago

🔥🔥🔥 The recent OCC statement is financial history in the making! What’s written there validates so much of what we’ve been analysing about Stronghold, and even about networks like Stellar and Ripple. For the first time, the US regulator states plainly, banks can hold crypto on their balance sheet, pay network fees, and operate directly on blockchains as a normal part of banking activity. I’m not sure everyone fully grasps the scale of this 😅 Banks not only can, they MUST be connected to different ledgers whenever those networks form part of permissible banking activities. The regulator describes DLTs as “new ways of conducting the very old business of banking”, and that says everything. It means blockchains are no longer a technological experiment; they’re being treated as natural extensions of the financial system. The document goes even further by stating that a bank may be unable to perform certain functions if it lacks the capacity to operate on these networks. If the payment, settlement, swap, or record is happening on a specific ledger, the bank needs to be there and it needs to operate using the native token, because that’s how fees are paid, transactions are validated, and consensus is reached. For the OCC, this is simply part of how a modern bank should function. And because each ledger works under its own rules — Ethereum with gas, Stellar with path payments, Ripple with ODL — the OCC explicitly acknowledges that banks will need to hold small amounts of multiple crypto-assets whenever this supports permitted activities. To test platforms, settle movements, reconcile internal wallets, execute client instructions… all of it requires presence on the networks and tokens to operate. This vision opens the door to something far bigger, a financial system where banks are connected to several DLTs simultaneously, each one serving a different purpose. Liquidity, messaging, FX, settlement. And if banks need to be on these networks, they also need the layers that link them together, translate data, maintain compliance, and ensure all of this can coexist with traditional standards. This is where the entire ecosystem of utility tokens and interoperable networks takes on renewed importance. 🔥 HUUUGE! 🔥 🧠 Know what you hold! $SHx $XLM $XRP #DigitalAssets #ISO20022 #Crypto #RWA

StrongSHx

28,507 views • 8 months ago