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We are announcing the launch of Passkey, a biometric authentication for card payments that’s fully compliant with RBI's two-factor authentication framework. We launched this industry-first partnership with Mastercard and Visa. Almost a third of payment failures on cards in India trace back to OTP friction; delayed delivery, wrong entries,...

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Shashank Kumar

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87,239 Aufrufe • vor 6 Monaten •via X (Twitter)

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For over a decade, India’s online card payments have relied solely on OTPs, they built trust, but they also added friction and drop-offs. Just 10 days ago, the RBI opened the door to alternate authentication methods like biometrics. And today, that future is already live. Razorpay ACS, in partnership with YES BANK, is powering India’s first RBI-compliant biometric card authentication. ✅ No OTPs ✅ No delays ✅ Instant, secure, compliant, and built for scale From regulation to rollout in record time, this puts India on par with the most advanced payment ecosystems globally, and in many ways, ahead.
0:21

For over a decade, India’s online card payments have relied solely on OTPs, they built trust, but they also added friction and drop-offs. Just 10 days ago, the RBI opened the door to alternate authentication methods like biometrics. And today, that future is already live. Razorpay ACS, in partnership with YES BANK, is powering India’s first RBI-compliant biometric card authentication. ✅ No OTPs ✅ No delays ✅ Instant, secure, compliant, and built for scale From regulation to rollout in record time, this puts India on par with the most advanced payment ecosystems globally, and in many ways, ahead.

Harshil Mathur

256,771 Aufrufe • vor 1 Jahr

This is so insane Wells Fargo has a real US patent titled “Smart Dust Usage” It’s a system for using tiny airborne microelectromechanical systems, commonly called “smart dust,” for biometric authentication during financial transactions Patent number US11354666B1, granted June 7, 2022 I looked into this and it’s crazy The patent mentions sensors that will - Collect biometric data like heart rate, blood pressure, body temperature, motion, voice, images and more - Be released into the air near the user, like at a payment terminal - Compare that data to a user profile to verify identity before approving a payment Keep in mind this is conceptual, but this shows they are working on it The patent is for future technology. The patent itself is only about biometric authentication for payments, not programmable CBDC But you can see how this could be used for CBDC Once your identity is confirmed, the system communicates with the CBDC network. The transaction only clears if it complies with programmable rules attached to the money, Because the dust collects continuous biometric data during the transaction, the system could theoretically: - Detect “suspicious” behavior (elevated heart rate = possible coercion/fraud). - Link your purchase history, health data, political donations, church giving, books bought, etc., to your CBDC wallet. - Automatically freeze or reverse transactions that violate programmed rules. This is theoretical but you see how this could be terrifying
1:45

This is so insane Wells Fargo has a real US patent titled “Smart Dust Usage” It’s a system for using tiny airborne microelectromechanical systems, commonly called “smart dust,” for biometric authentication during financial transactions Patent number US11354666B1, granted June 7, 2022 I looked into this and it’s crazy The patent mentions sensors that will - Collect biometric data like heart rate, blood pressure, body temperature, motion, voice, images and more - Be released into the air near the user, like at a payment terminal - Compare that data to a user profile to verify identity before approving a payment Keep in mind this is conceptual, but this shows they are working on it The patent is for future technology. The patent itself is only about biometric authentication for payments, not programmable CBDC But you can see how this could be used for CBDC Once your identity is confirmed, the system communicates with the CBDC network. The transaction only clears if it complies with programmable rules attached to the money, Because the dust collects continuous biometric data during the transaction, the system could theoretically: - Detect “suspicious” behavior (elevated heart rate = possible coercion/fraud). - Link your purchase history, health data, political donations, church giving, books bought, etc., to your CBDC wallet. - Automatically freeze or reverse transactions that violate programmed rules. This is theoretical but you see how this could be terrifying

Wall Street Apes

36,539 Aufrufe • vor 4 Monaten

🚨 HUGE! Major UPI Security Upgrade is here. UPI apps will now require BIOMETRIC AUTHENTICATION + Two-factor prompts for all high-value transactions👏🏼 - No more sole reliance on 4/6-digit PINs for big payments. - Full OFFICIAL NAME of the recipient will be displayed before confirming any transaction This is a strong move to curb fraud and enhance safety in digital payments. Bharat moving towards world-class secure fintech ecosystem! 🔥🇮🇳
0:25

🚨 HUGE! Major UPI Security Upgrade is here. UPI apps will now require BIOMETRIC AUTHENTICATION + Two-factor prompts for all high-value transactions👏🏼 - No more sole reliance on 4/6-digit PINs for big payments. - Full OFFICIAL NAME of the recipient will be displayed before confirming any transaction This is a strong move to curb fraud and enhance safety in digital payments. Bharat moving towards world-class secure fintech ecosystem! 🔥🇮🇳

The Analyzer (News Updates🗞️)

122,933 Aufrufe • vor 4 Monaten

Better late than never! Samsung now supports NFC Access Cards in Samsung Wallet. So, your office and apartment NFC access cards can now be stored and used on your Galaxy phone. You can also use the card information stored on your phone as a base for other supported Samsung phones to copy and scan. Unlike payment cards, there’s no authentication required before using the card. Hence, it’s both a convenience and a security risk. To access this feature under Digital Key, you will need to be running One UI 7 at least and updated to Samsung Wallet version 6.0.85 #Samsung #SamsungWallet #NFCCard
1:35

Better late than never! Samsung now supports NFC Access Cards in Samsung Wallet. So, your office and apartment NFC access cards can now be stored and used on your Galaxy phone. You can also use the card information stored on your phone as a base for other supported Samsung phones to copy and scan. Unlike payment cards, there’s no authentication required before using the card. Hence, it’s both a convenience and a security risk. To access this feature under Digital Key, you will need to be running One UI 7 at least and updated to Samsung Wallet version 6.0.85 #Samsung #SamsungWallet #NFCCard

SoyaCincau

14,344 Aufrufe • vor 1 Jahr

FUND YOUR CRYPTO CARD WITH ZKX Wallet | The Secure and Private Wallet 🗽, POWERED BY RAILGUN The biggest issue with crypto cards is that transactions are public and on-chain. If you fund your crypto card directly from your self-custody wallet, anyone can potentially trace the transaction and link it back to your wallet. Imagine paying for a coffee, while the merchant can potentially see your wallet history and how much crypto you hold. That’s not great for financial privacy. With ZKX Wallet | The Secure and Private Wallet 🗽, you can unshield your funds to your crypto card without creating an on-chain trail that directly links the card payment back to your original wallet. In this example, we funded our ether.fi card using ZKX Wallet | The Secure and Private Wallet 🗽. Spend privately. Keep your wallet private. 🛡️
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FUND YOUR CRYPTO CARD WITH ZKX Wallet | The Secure and Private Wallet 🗽, POWERED BY RAILGUN The biggest issue with crypto cards is that transactions are public and on-chain. If you fund your crypto card directly from your self-custody wallet, anyone can potentially trace the transaction and link it back to your wallet. Imagine paying for a coffee, while the merchant can potentially see your wallet history and how much crypto you hold. That’s not great for financial privacy. With ZKX Wallet | The Secure and Private Wallet 🗽, you can unshield your funds to your crypto card without creating an on-chain trail that directly links the card payment back to your original wallet. In this example, we funded our ether.fi card using ZKX Wallet | The Secure and Private Wallet 🗽. Spend privately. Keep your wallet private. 🛡️

Liberty Swap | C.R.O.P.S. on PulseChain 🗽

15,675 Aufrufe • vor 1 Monat

QVAC Workbench 0.4.1 is here for Desktop & Mobile! 🚀 The future of AI is local, and we’re evolving the serverless experience with our latest update: ✦ Redesigned UI: A complete overhaul focused on simplicity for all users. ✦ Delegated Inference: Clearer status indicators and improved model selection. ✦ Expanded RAG: Now supporting even more document formats for your data. ✦ Mobile Optimization: Smoother Android performance with specific fixes for Samsung and Pixel 10. ✦ Reliability: Crushed connection and authentication bugs for a seamless, always-on experience. A cleaner chat interface and enhanced navigation are packed in too. Take back control of your data and update now!
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QVAC Workbench 0.4.1 is here for Desktop & Mobile! 🚀 The future of AI is local, and we’re evolving the serverless experience with our latest update: ✦ Redesigned UI: A complete overhaul focused on simplicity for all users. ✦ Delegated Inference: Clearer status indicators and improved model selection. ✦ Expanded RAG: Now supporting even more document formats for your data. ✦ Mobile Optimization: Smoother Android performance with specific fixes for Samsung and Pixel 10. ✦ Reliability: Crushed connection and authentication bugs for a seamless, always-on experience. A cleaner chat interface and enhanced navigation are packed in too. Take back control of your data and update now!

QVAC

26,956 Aufrufe • vor 6 Monaten

Aadhaar card users should update this setting right now to avoid losing money (1) Download the mAadhaar app from Google Play Store. (2) Tap on the "Register My Aadhaar" card button located at the top of the app. (3) Now, create a 4-digit password for the app. (4) You will now be asked to enter Aadhaar number and security captcha. (5) After this, you need to ask for OTP. This is sent to the registered mobile number on your Aadhar card. You can check your phone's SMS app for the OTP. (6) After entering the OTP, your Aadhaar account will open. Just scroll down and tap on "Biometrics Lock." (7) Tap on Lock Biometric. (8) You will again have to enter security captcha and then OTP to confirm its you. (9) Once you verify the OTP, your biometrics will be locked. #SocialMediaSpecial #ITNewsbyte #AadharCard #FinancialFraud #Fraud | Sakshi Batra
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Aadhaar card users should update this setting right now to avoid losing money (1) Download the mAadhaar app from Google Play Store. (2) Tap on the "Register My Aadhaar" card button located at the top of the app. (3) Now, create a 4-digit password for the app. (4) You will now be asked to enter Aadhaar number and security captcha. (5) After this, you need to ask for OTP. This is sent to the registered mobile number on your Aadhar card. You can check your phone's SMS app for the OTP. (6) After entering the OTP, your Aadhaar account will open. Just scroll down and tap on "Biometrics Lock." (7) Tap on Lock Biometric. (8) You will again have to enter security captcha and then OTP to confirm its you. (9) Once you verify the OTP, your biometrics will be locked. #SocialMediaSpecial #ITNewsbyte #AadharCard #FinancialFraud #Fraud | Sakshi Batra

IndiaToday

971,631 Aufrufe • vor 3 Jahren

🚨 A new scam is taking place in America that allows scammers to get your phone number to get past 2-Factor Authentication Scammers can then get access to your social media accounts, bank accounts and more AT&T Employee “I work at AT&T and over the last couple days, I've witnessed multiple malicious port-outs, which means that a scammer has tricked your cell phone carrier into allowing them to port your number over into a device that they control, which in turn lets them do the two-factor authentication Allowing them into your bank account, your email, your social media. A way to prevent this from happening, and this isn't just for AT&T, this is for any cell phone carrier that you have. Most of them have a port-out protection that you should turn on because this has been happening quite a bit lately. So just letting you know” Again this could happen on any cell phone carrier you have. I researched and found port-out protection is a free feature offered by major U.S. carriers, including T-Mobile, Metro, and others Make sure you do this
0:40

🚨 A new scam is taking place in America that allows scammers to get your phone number to get past 2-Factor Authentication Scammers can then get access to your social media accounts, bank accounts and more AT&T Employee “I work at AT&T and over the last couple days, I've witnessed multiple malicious port-outs, which means that a scammer has tricked your cell phone carrier into allowing them to port your number over into a device that they control, which in turn lets them do the two-factor authentication Allowing them into your bank account, your email, your social media. A way to prevent this from happening, and this isn't just for AT&T, this is for any cell phone carrier that you have. Most of them have a port-out protection that you should turn on because this has been happening quite a bit lately. So just letting you know” Again this could happen on any cell phone carrier you have. I researched and found port-out protection is a free feature offered by major U.S. carriers, including T-Mobile, Metro, and others Make sure you do this

Wall Street Apes

1,691,926 Aufrufe • vor 5 Monaten

CARD SKIMMING Meet this device. It is a card skimmer and writer. Capable of reading your card numbers by radio as well reading them by swipe. It uses capable of reading 9 type of cards. Once the magstripe is swiped past the reading head, the embedded data is decoded by the reader to authorise the transaction. Personally I don’t like buying with ATMS or VISAs or Master Cards because of things like this. How sure am I the employee isn’t having this device beside their payment system and can clone and rewrite my card. For this demo, we will use VISA. Carry enough cash if you don’t want to fall victim. Card skimming is still ongoing and the tools are getting advanced.
0:32

CARD SKIMMING Meet this device. It is a card skimmer and writer. Capable of reading your card numbers by radio as well reading them by swipe. It uses capable of reading 9 type of cards. Once the magstripe is swiped past the reading head, the embedded data is decoded by the reader to authorise the transaction. Personally I don’t like buying with ATMS or VISAs or Master Cards because of things like this. How sure am I the employee isn’t having this device beside their payment system and can clone and rewrite my card. For this demo, we will use VISA. Carry enough cash if you don’t want to fall victim. Card skimming is still ongoing and the tools are getting advanced.

Nana Sei Anyemedu

74,526 Aufrufe • vor 2 Jahren

When someone in New York buys Sabyasachi Mukherjee’s brand or Purple Style Labs (PSL), why should their checkout feel any different from shopping at a luxury store on Fifth Avenue? Razorpay just launched Apple Pay for Indian businesses, and it's solving exactly this problem. Indian brands can finally offer their international customers the same smooth, one-tap payment experience they're used to. While India runs on UPI, the West lives on Apple Pay. And we built the bridge for businesses to cater to all kinds of consumers. A great example is the D2C brand Ensemble India which sells to Indian diaspora and consumers across the world. Since launch, Indian businesses are seeing 50%+ better payment success rates, way fewer cart abandonments, and fraud has dropped to almost zero thanks to biometric verification. Early access is live. If you want to start accepting international Apple Pay payments, apply here:
0:31

When someone in New York buys Sabyasachi Mukherjee’s brand or Purple Style Labs (PSL), why should their checkout feel any different from shopping at a luxury store on Fifth Avenue? Razorpay just launched Apple Pay for Indian businesses, and it's solving exactly this problem. Indian brands can finally offer their international customers the same smooth, one-tap payment experience they're used to. While India runs on UPI, the West lives on Apple Pay. And we built the bridge for businesses to cater to all kinds of consumers. A great example is the D2C brand Ensemble India which sells to Indian diaspora and consumers across the world. Since launch, Indian businesses are seeing 50%+ better payment success rates, way fewer cart abandonments, and fraud has dropped to almost zero thanks to biometric verification. Early access is live. If you want to start accepting international Apple Pay payments, apply here:

Shashank Kumar

12,556 Aufrufe • vor 1 Jahr

Cycles Pay is the first privacy-preserving crypto payment app for businesses. This is possible because of few specific design choices: First, the private keys stay on your mobile device. User actions are cryptographically signed by your private key before being submitted on-chain. The financial data is encrypted with that key and doesn’t leave your mobile device. Second, Cycles Pay uses a shielded pool to hide account balances on-chain. They are tracked as encrypted commitments and no one can see the underlying amounts or participants. Third, when you make a payment, a ZK proof is generated and verified on-chain to confirm the transaction is valid without revealing the amount or the counterparty. Users get blockchain integrity without exposing the transaction details.
0:52

Cycles Pay is the first privacy-preserving crypto payment app for businesses. This is possible because of few specific design choices: First, the private keys stay on your mobile device. User actions are cryptographically signed by your private key before being submitted on-chain. The financial data is encrypted with that key and doesn’t leave your mobile device. Second, Cycles Pay uses a shielded pool to hide account balances on-chain. They are tracked as encrypted commitments and no one can see the underlying amounts or participants. Third, when you make a payment, a ZK proof is generated and verified on-chain to confirm the transaction is valid without revealing the amount or the counterparty. Users get blockchain integrity without exposing the transaction details.

Cycles

13,648 Aufrufe • vor 4 Monaten

A woman and her husband went to the store to get an Apple gift card for $100. After they got it, they had tried to use it for their iPhone. The opened the package and got the card out, the last few digits on the back of the card are missing and she couldn’t use it. She goes back to the store and speaks to customer service about a refund. Customer service claims they can’t do anything about it because there are no refunds on gift cards and they need to call the company the card is for. She then pulls a few of the same cards off of the display and opens them in front of customer service and proves to them that they all have the same issue. This does look like the card was manufactured defectively and the customer service rep acknowledged it, but why are they leaving it on the shelf for other people to buy it and be ripped off?
1:25

A woman and her husband went to the store to get an Apple gift card for $100. After they got it, they had tried to use it for their iPhone. The opened the package and got the card out, the last few digits on the back of the card are missing and she couldn’t use it. She goes back to the store and speaks to customer service about a refund. Customer service claims they can’t do anything about it because there are no refunds on gift cards and they need to call the company the card is for. She then pulls a few of the same cards off of the display and opens them in front of customer service and proves to them that they all have the same issue. This does look like the card was manufactured defectively and the customer service rep acknowledged it, but why are they leaving it on the shelf for other people to buy it and be ripped off?

SonnyBoy🇺🇸

343,275 Aufrufe • vor 5 Monaten

It takes a lot of time for technology to mature and become magical. 🤩 AI is there now. When we envisaged AI Soundbox, soon it was clear that it won’t be just a payment device anymore. 🤖 It would rather be like a smartphone in the age of feature phones. QR was like a rotary phone, Soundbox a cellular, and this: a smartphone. 📱 A superhuman capability for a small and micro business that has never been available to these businesses. A very smart and capable business partner on the counter for 100s of millions of small businesses. At Paytm, we are very proud to lead innovations for small and micro businesses in India. Today we bring the perfect AI device for millions of businesses. Making technology and AI more inclusive. An AI system, with power and training of their payment and business data. It doesn’t anymore remain a payment device, rather becomes a business partner on the counter. Proud to launch and reinforcing our commitment to small and medium businesses to make Made-in-India AI 🇮🇳 🤖. Here is the launch demo of Paytm AI. Paytm AI Soundbox. You will love the use case which even we discovered in the launch. 🚀
2:22

It takes a lot of time for technology to mature and become magical. 🤩 AI is there now. When we envisaged AI Soundbox, soon it was clear that it won’t be just a payment device anymore. 🤖 It would rather be like a smartphone in the age of feature phones. QR was like a rotary phone, Soundbox a cellular, and this: a smartphone. 📱 A superhuman capability for a small and micro business that has never been available to these businesses. A very smart and capable business partner on the counter for 100s of millions of small businesses. At Paytm, we are very proud to lead innovations for small and micro businesses in India. Today we bring the perfect AI device for millions of businesses. Making technology and AI more inclusive. An AI system, with power and training of their payment and business data. It doesn’t anymore remain a payment device, rather becomes a business partner on the counter. Proud to launch and reinforcing our commitment to small and medium businesses to make Made-in-India AI 🇮🇳 🤖. Here is the launch demo of Paytm AI. Paytm AI Soundbox. You will love the use case which even we discovered in the launch. 🚀

Vijay Shekhar Sharma

74,115 Aufrufe • vor 1 Jahr

Tonhub has launched a Visa debit card, allowing users to make direct payments from their $TON or $USDt balances. Expect: 🔹Intuitive KYC 🔹1.5% transaction fees 🔹Supports SEPA, SWIFT, Apple Pay & Google Pay At Tonhub, your account isn't just a bank record but a smart contract connected to your wallet on the TON blockchain. You own your funds and manage them directly, elevating your crypto wallet to the level of a neo-bank. Available for EU ID holders now, with plans for expansion by 2025! Get your Tonhub Visa debit card here:
0:27

Tonhub has launched a Visa debit card, allowing users to make direct payments from their $TON or $USDt balances. Expect: 🔹Intuitive KYC 🔹1.5% transaction fees 🔹Supports SEPA, SWIFT, Apple Pay & Google Pay At Tonhub, your account isn't just a bank record but a smart contract connected to your wallet on the TON blockchain. You own your funds and manage them directly, elevating your crypto wallet to the level of a neo-bank. Available for EU ID holders now, with plans for expansion by 2025! Get your Tonhub Visa debit card here:

TON 💎

79,708 Aufrufe • vor 1 Jahr

🚨 70% of the Irish population had their biometric data collected ILLEGALLY by the State through the Public Services Card. Now the same system is being expanded to link your online identity. Digital ID isn’t about protecting children or anyone else….it’s about control. MyGovID relies on a system that: •has no proper legal footing •has already broken data protection law •is unreliable and insecure One breach = your identity, accounts, and services all at risk. Demand: voluntary participation, lawful biometric processing, independent audits, offline alternatives. File a complaint with the Data Protection Commission to delete your biometric data. Freedom becomes conditional when identity and access are fused. #pushbackNOW
4:57

🚨 70% of the Irish population had their biometric data collected ILLEGALLY by the State through the Public Services Card. Now the same system is being expanded to link your online identity. Digital ID isn’t about protecting children or anyone else….it’s about control. MyGovID relies on a system that: •has no proper legal footing •has already broken data protection law •is unreliable and insecure One breach = your identity, accounts, and services all at risk. Demand: voluntary participation, lawful biometric processing, independent audits, offline alternatives. File a complaint with the Data Protection Commission to delete your biometric data. Freedom becomes conditional when identity and access are fused. #pushbackNOW

Melissa Ciummei

46,289 Aufrufe • vor 9 Monaten

Gilbert Arenas says the only thing that has changed with Toronto is the illusion of a 35 year old guy that’s only going to be there for a year or two: “You traded all your young pieces with all your young pieces. The future of your team is at the Clippers now. You got him for a year or two and he’s gone, now what you got? Nothing. I thought he would come there add with those guys and teach those guys how to be great and they can move on. You got rid of three or four young people that’s gonna build with Scottie Barnes that’s gonna move the needle together.” This is true the Raptors are putting a lot of trust in a guy that’s 35 and injury prone to come into this stack Eastern Conference to win a championship.
2:46

Gilbert Arenas says the only thing that has changed with Toronto is the illusion of a 35 year old guy that’s only going to be there for a year or two: “You traded all your young pieces with all your young pieces. The future of your team is at the Clippers now. You got him for a year or two and he’s gone, now what you got? Nothing. I thought he would come there add with those guys and teach those guys how to be great and they can move on. You got rid of three or four young people that’s gonna build with Scottie Barnes that’s gonna move the needle together.” This is true the Raptors are putting a lot of trust in a guy that’s 35 and injury prone to come into this stack Eastern Conference to win a championship.

NBA Courtside

665,256 Aufrufe • vor 19 Tagen

It’s two minutes to midnight. The time for talking is over; the time for action is now. That’s why we are presenting the first-ever patriotic European Citizens’ Initiative: the Save Europe Act. Acknowledging the ethnocultural continuity of Europe’s peoples as crucial for the preservation of Europe, we demand an immediate and total halt to immigration and the creation of a comprehensive European Remigration system. To achieve that, we need your help. With a million signatures, the European Commission must meet with us face-to-face and take a stance on remigration and the future of Europe as a whole.
3:08

It’s two minutes to midnight. The time for talking is over; the time for action is now. That’s why we are presenting the first-ever patriotic European Citizens’ Initiative: the Save Europe Act. Acknowledging the ethnocultural continuity of Europe’s peoples as crucial for the preservation of Europe, we demand an immediate and total halt to immigration and the creation of a comprehensive European Remigration system. To achieve that, we need your help. With a million signatures, the European Commission must meet with us face-to-face and take a stance on remigration and the future of Europe as a whole.

Eva Vlaardingerbroek

1,371,917 Aufrufe • vor 4 Monaten