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Why do we keep talking about building a retirement corpus ? Because people underestimate how much inflation can eat into one’s savings over the years. On this week’s episode we spoke to personal finance educator, Dr Pattabiraman , professor at IIT Madras and founder of FreeFincal, also fondly known... show more

Sonia Shenoy

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In my opinion, If you spend 1-2 lakh/month today in a metro city for a family of 4 including education and rent/ emi, You would need roughly 8-10 crore by age 60 as a retirement corpus to live comfortably. But Sandeep Jethwani of Dezerv tells me that inflation, lifestyle creep and unexpected health costs can inflate your retirement expenses much more than you think and 8-10cr is not enough. he says a family of 4 spending 1-2 lakhs per month today need a 40cr retirement corpus in 20 years to maintain a certain lifestyle. That got me thinking about how the numbers keep getting more and more unattainable and the frustration among the youth is palpable due to lack of jobs and opportunities to grow income. Whats the solution then ? reduce your expenses, cut lifestyle creep, stop comparison and decide what your definition of enough is. Thoughts ?

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TJR EXPLAINS how much money you actually need to RETIRE your mom 😳📊 “How much money do I need to have to retire my mom? Do you give her a big sum of money or something monthly?” “You want to give her an asset that produces enough money every month for her to live off. First thing I’d do is pay off the mortgage so she can live for free.” “If you can get her like $5K or $6K a month with no big expenses, she’s living pretty good. But to generate $6K a month, that’s $72K a year… you probably need like a million to play it safe.” “The first $100K is the hardest because you don’t know what you’re doing yet. Once you figure that out, going from $100K to a million is still hard… but it’s doable.”

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We the people need to organize #Americafirst state by state and primary every single spineless aipac Rino. We should keep MTG, Massie, and Tim Burtchet. The rest all need to go. No more of this shit. #Primaryelections have barely any turnout so it wouldn't take much to landslide them. Voting works if more than 10% of the population would participate. We can do this #Goodluck to you all #LongLiveTheRepublic

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The Artist known as Jess

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Dr. Phil Delivers Stunning Message to the COVID “Experts” Who Got it Wrong The floodgates are opening. “You hear people say, ‘Well, we did the best we could with what we knew.’ No, they did not. They knew better. And if they didn’t know better, they damn well should have known better. That’s what they’re paid to do.” Dr. Phil recalled how “all of a sudden, a few weeks turn into months, and months turn into two years. You expect there will be a plan, a readiness plan, that takes into account all the collateral damage that can come from doing something like that.” The children suffered. “When you shut down the schools, the day you shut them down, you better have a plan for reopening them. I didn’t see a plan for them to be reopened. And we have an entire generation that is suffering from developmental gaps, educational gaps, mental and emotional challenges. And still, there’s not a good plan to close those gaps.” “When the next pandemic turns the corner, who’s got the plan then?” Dr. Phil asked. “What was learned from this? Because you don’t hear anybody talking about it, do you? You don’t hear anybody talking about it.” “And I’m not some conspiracy theorist,” he added. “I’m saying we need to think about whether we’re going to rely on science and how we’re going to react when the government comes in and starts telling us what we can and can’t do. I think we need less government. I think if they would step back, we tend to have a way to work these things out.”

Dr. Phil Delivers Stunning Message to the COVID “Experts” Who Got it Wrong The floodgates are opening. “You hear people say, ‘Well, we did the best we could with what we knew.’ No, they did not. They knew better. And if they didn’t know better, they damn well should have known better. That’s what they’re paid to do.” Dr. Phil recalled how “all of a sudden, a few weeks turn into months, and months turn into two years. You expect there will be a plan, a readiness plan, that takes into account all the collateral damage that can come from doing something like that.” The children suffered. “When you shut down the schools, the day you shut them down, you better have a plan for reopening them. I didn’t see a plan for them to be reopened. And we have an entire generation that is suffering from developmental gaps, educational gaps, mental and emotional challenges. And still, there’s not a good plan to close those gaps.” “When the next pandemic turns the corner, who’s got the plan then?” Dr. Phil asked. “What was learned from this? Because you don’t hear anybody talking about it, do you? You don’t hear anybody talking about it.” “And I’m not some conspiracy theorist,” he added. “I’m saying we need to think about whether we’re going to rely on science and how we’re going to react when the government comes in and starts telling us what we can and can’t do. I think we need less government. I think if they would step back, we tend to have a way to work these things out.”

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Robert F Kennedy Jr - "We shouldn't be talking about Glyphosate, we should be talking about Roundup" "If you read all of these documents that we've gotten [and] see all the sneaky stuff they do.... " KENNEDY - "Even in their most private emails to each other.. they're talking about how nobodies ever tested this and we know that the formulation is much, much more toxic than Glyphosate ... [it's made to] slip through the bark of the plant [and] those same chemicals also enable that molecule to penetrate the blood brain barrier".

Robert F Kennedy Jr - "We shouldn't be talking about Glyphosate, we should be talking about Roundup" "If you read all of these documents that we've gotten [and] see all the sneaky stuff they do.... " KENNEDY - "Even in their most private emails to each other.. they're talking about how nobodies ever tested this and we know that the formulation is much, much more toxic than Glyphosate ... [it's made to] slip through the bark of the plant [and] those same chemicals also enable that molecule to penetrate the blood brain barrier".

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Andy Burnham, "The cost of living crisis and the housing crisis. How much longer are we going to talk about these things without doing something to help people?" Journalist, "Are you going to do something about the freezing of the personal tax allowance?" Andy Burnham, "It was raised a lot on the doorstep.. There is no commitment at this point to change.. We will look at that at the budget"

Andy Burnham, "The cost of living crisis and the housing crisis. How much longer are we going to talk about these things without doing something to help people?" Journalist, "Are you going to do something about the freezing of the personal tax allowance?" Andy Burnham, "It was raised a lot on the doorstep.. There is no commitment at this point to change.. We will look at that at the budget"

Farrukh

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Catherine Austin Fitts: "You think DOD is going to say, 'Oh, guess what, nobody gets any retirement. We stole [$20 trillion of taxpayer money]...&...sent it to Basel, Switzerland'?" "The pandemic was a military operation...implemented by the people who stole the $20 trillion." This clip of Fitts, a former Assistant Secretary of Housing and Urban Development, investment banker, and founder of the Solari Report (The Solari Report | Catherine Austin Fitts ), is taken from an interview with Dr. Jane Ruby (DR JANE RUBY™️) posted to The Dr. Jane Ruby Rumble channel today, June 18, 2025. For reference, Fitts is describing how she and MSU professor Mark Skidmore discovered that the Department of Defense has stolen at least $20+ TRILLION of U.S. taxpayer money. (That number was as of 2015, and it is likely much larger now.) Fitts notes that the DOD was also in charge of "the pandemic" here in the U.S. and that COVID—including the supposed "vaccines" for the disease (see full interview)—have been used to lower life expectancy in order to avoid a reckoning regarding Americans' missing pension money. ----------------Partial transcription of clip--------------- "The moment they started the financial coup, they started to implement policies that made life expectancy go down. Because if you can't balance the budget by putting more funding behind the retirement system, the only way you can balance the— Well, you can, you can extend retirement, the date of retirement, or you can lower life expectancy, or both. But that's— You have to— if the population and the Congress refuse to do the financially responsible thing, then your only other choice is to is to lower life expectancy. "He [Mark Skidmore] was like, I don't understand what you're talking about. So when the pandemic hit, I knew exactly what it was. Because if the pandemic was a military operation, it is being implemented by the people who stole the $20 trillion. "Do you really think that DOD is going to say, 'Oh, guess what, nobody gets any retirement. We stole all the money... and we sent it to Basel, Switzerland'? Or wherever they've got a stockpile, or we sent it offshore, we send it wherever the money went, whatever it funded. "The American people, if you're the President of the United States, every day, every week, the primary dealers working with the New York Fed go out and borrow money. So they sell treasury bonds and treasury bills to your IRAs and your retirement accounts and your pension funds. Okay. So I sell a treasury bond to a pension fund. And so you work all your life, you put your cash in your pension fund. The pension fund buys a Treasury bond, the money goes into treasury, the bank account at the New York Fed for Treasury. And then it disappears out the back door. "When Dr. Skidmore documented and published a study in 2017 that 21 trillion was missing, the outstanding debt of the United States at that moment was 21 trillion. The balance sheet. So do we have too much debt or do we have a bank robbery? "But here's the thing. As a citizen now, my pension fund is not an asset, it's an IOU for myself as a taxpayer. So I've put cash into my pension fund, and my cash has been converted to an IOU that I owe myself as a taxpayer, without your consent. Because the bonds have a call on all of our assets. "If you're the Department of Defense, do you really want to tell somebody, oh, you know, we disappeared 20 trillion of your money, and so, you know, so the question is, how do you manage that situation? Anyway, so, yeah, you know, if DOD stole your money, I think it was, you know, that money disappeared out of DoD accounts at the New York Fed...."

Catherine Austin Fitts: "You think DOD is going to say, 'Oh, guess what, nobody gets any retirement. We stole [$20 trillion of taxpayer money]...&...sent it to Basel, Switzerland'?" "The pandemic was a military operation...implemented by the people who stole the $20 trillion." This clip of Fitts, a former Assistant Secretary of Housing and Urban Development, investment banker, and founder of the Solari Report (The Solari Report | Catherine Austin Fitts ), is taken from an interview with Dr. Jane Ruby (DR JANE RUBY™️) posted to The Dr. Jane Ruby Rumble channel today, June 18, 2025. For reference, Fitts is describing how she and MSU professor Mark Skidmore discovered that the Department of Defense has stolen at least $20+ TRILLION of U.S. taxpayer money. (That number was as of 2015, and it is likely much larger now.) Fitts notes that the DOD was also in charge of "the pandemic" here in the U.S. and that COVID—including the supposed "vaccines" for the disease (see full interview)—have been used to lower life expectancy in order to avoid a reckoning regarding Americans' missing pension money. ----------------Partial transcription of clip--------------- "The moment they started the financial coup, they started to implement policies that made life expectancy go down. Because if you can't balance the budget by putting more funding behind the retirement system, the only way you can balance the— Well, you can, you can extend retirement, the date of retirement, or you can lower life expectancy, or both. But that's— You have to— if the population and the Congress refuse to do the financially responsible thing, then your only other choice is to is to lower life expectancy. "He [Mark Skidmore] was like, I don't understand what you're talking about. So when the pandemic hit, I knew exactly what it was. Because if the pandemic was a military operation, it is being implemented by the people who stole the $20 trillion. "Do you really think that DOD is going to say, 'Oh, guess what, nobody gets any retirement. We stole all the money... and we sent it to Basel, Switzerland'? Or wherever they've got a stockpile, or we sent it offshore, we send it wherever the money went, whatever it funded. "The American people, if you're the President of the United States, every day, every week, the primary dealers working with the New York Fed go out and borrow money. So they sell treasury bonds and treasury bills to your IRAs and your retirement accounts and your pension funds. Okay. So I sell a treasury bond to a pension fund. And so you work all your life, you put your cash in your pension fund. The pension fund buys a Treasury bond, the money goes into treasury, the bank account at the New York Fed for Treasury. And then it disappears out the back door. "When Dr. Skidmore documented and published a study in 2017 that 21 trillion was missing, the outstanding debt of the United States at that moment was 21 trillion. The balance sheet. So do we have too much debt or do we have a bank robbery? "But here's the thing. As a citizen now, my pension fund is not an asset, it's an IOU for myself as a taxpayer. So I've put cash into my pension fund, and my cash has been converted to an IOU that I owe myself as a taxpayer, without your consent. Because the bonds have a call on all of our assets. "If you're the Department of Defense, do you really want to tell somebody, oh, you know, we disappeared 20 trillion of your money, and so, you know, so the question is, how do you manage that situation? Anyway, so, yeah, you know, if DOD stole your money, I think it was, you know, that money disappeared out of DoD accounts at the New York Fed...."

Sense Receptor

151,758 Aufrufe • vor 1 Jahr

How much control do we actually have over how we age?? David Sinclair has spent decades studying the biology of ageing, and what actually drives it at a cellular level. David is a professor of genetics at Harvard Medical School and one of the leading researchers in the field of ageing. His work focuses on why our bodies decline over time and what influences that process. He’s not talking about extreme interventions or unrealistic outcomes, but he’s focused on what the science actually says, and what we can influence today. A lot of what we believe about ageing feels fixed. That it’s just time passing and that decline is inevitable. But David challenges that by explaining what’s happening underneath it all.

How much control do we actually have over how we age?? David Sinclair has spent decades studying the biology of ageing, and what actually drives it at a cellular level. David is a professor of genetics at Harvard Medical School and one of the leading researchers in the field of ageing. His work focuses on why our bodies decline over time and what influences that process. He’s not talking about extreme interventions or unrealistic outcomes, but he’s focused on what the science actually says, and what we can influence today. A lot of what we believe about ageing feels fixed. That it’s just time passing and that decline is inevitable. But David challenges that by explaining what’s happening underneath it all.

Steven Bartlett

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